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Torus

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Torus is a payment analytics and profitability intelligence platform for card issuers, acquirers, PSPs and other payment businesses. It helps companies analyse card payment economics at portfolio, merchant, product and transaction level. The platform combines transaction data, scheme fees, interchange, pricing and other cost and revenue components to identify hidden costs, understand margin drivers, improve pricing decisions and reconcile payment fees. Torus supports scheme fee analysis, transaction-level profitability, acquiring reconciliation, merchant pricing and scheme fee and interchange assurance.

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