Tiplo is restaurant tip payout software that eliminates the manual work of distributing credit card tips to staff. Our platform automates tip calculations, enables direct bank transfers to employees, and provides complete transparency for both managers and staff—all while helping Canadian restaurants maintain CRA compliance and avoid controlled tip classification. Product Description: Tiplo moves credit card tips from your prefunded wallet directly to employees' bank accounts through secure, automated workflows. Restaurant operators deposit funds into their Tiplo wallet, configure tip pooling rules once, and let the system handle all calculations and distributions automatically. The prefunded wallet model keeps tip money separate from operating funds—a critical factor in maintaining direct tip status under CRA guidance and avoiding unexpected CPP and EI liabilities that come with controlled tip classification. Use Cases: Restaurant owners use Tiplo to eliminate 10+ hours per week spent on ATM withdrawals, cash counting, and envelope stuffing. General managers use it to stop staying late after every shift doing tip calculations on spreadsheets. Accountants and bookkeepers use Tiplo's one-click exports to get clean, reconciled tip records for payroll integration and tax filing. Multi-location restaurant groups use the platform to standardize tip processes across all locations while maintaining local flexibility. HR managers use Tiplo to ensure compliant, timely tip payments that keep staff satisfied and reduce turnover. Main Features and Benefits: The platform includes automated tip calculations that apply your pooling rules consistently every shift, unlimited custom tip pools (back of house, bar staff, support roles) with daily or weekly attribution, percentage-based or points-based distribution methods, employee-governed tip committee management to maintain direct tip compliance, optional credit card fee withholding to offset merchant processing costs, real-time staff portal where employees see their earnings and payment history, complete payout history with audit trails for CRA compliance, one-click bookkeeping exports formatted for QuickBooks and Xero, reconciliation tools that compare POS totals against actual payouts, and mobile-friendly access for managers and staff from any device. What Prospective Customers Should Know: Tiplo doesn't require POS integration or complex IT setup—you can be running payouts in under 30 minutes. Pricing starts at $99/month with no per-employee fees, no transaction fees, and no surprise charges. The platform was built by former restaurant operators who understand the realities of tip distribution, CRA compliance concerns, and the need for systems that match how restaurants actually operate rather than forcing them into rigid templates. We support restaurants of all sizes from 5-person cafes to 200+ employee multi-location groups, and provide dedicated support via email, live chat, and phone to ensure your success.