TempoPay was founded in 2021 to address the growing need for new ways to support employees with out-of-pocket healthcare expenses. Built by a team of industry veterans, we are a mission-led company that seeks to replace costly medical and consumer debt in the healthcare setting. Through our mobile app and payment card, TempoPay enables employees to access care and choose personalized repayment schedules with no interest, fees, or credit implications. Repayment is made through automatic payroll deductions, personal bank accounts, or pre-tax accounts over up to one year. TempoPay helps employees access care and maintain their health without fearing the bill. Unlike existing solutions, TempoPay is health plan agnostic, accessible year-round, and solves acute financial needs for people who have been underserved or harmed by other financing solutions.