--- title: Temenos Transact Reviews meta_title: 'Temenos Transact Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 70 reviews by the users' company size, role or industry to find out how Temenos Transact works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 70 scale: '5' date_modified: '2026-07-12' parent_category: name: Financial Services url: https://www.g2.com/categories/financial-services --- # Temenos Transact Reviews **Vendor:** Temenos **Category:** [Core Banking Software](https://www.g2.com/categories/core-banking) **Average Rating:** 4.5/5.0 **Total Reviews:** 70 ## About Temenos Transact Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments with over 1000 banks in 150+ countries relying on it to provide market leading and innovative products and services to their customers. ## Temenos Transact Reviews ### 1. Friendly-user **Rating:** 5.0/5.0 stars **Reviewed by:** Masood H. | Premium Servicing Unit, Mid-Market (51-1000 emp.) **Reviewed Date:** March 10, 2022 **What do you like best about Temenos Transact?** The easiness of using the program for daily bases business **What do you dislike about Temenos Transact?** The program designed in an old style and needs to be upgraded, design wise **What problems is Temenos Transact solving and how is that benefiting you?** We have used it for money transaction. Benefit of reliablity ### 2. Temenos T24 Transact Insight Review **Rating:** 5.0/5.0 stars **Reviewed by:** Rizwan S. | Deputy Chief IT Director BS-19 Regular, Enterprise (> 1000 emp.) **Reviewed Date:** March 24, 2022 **What do you like best about Temenos Transact?** Solution Architect features of the solution **What do you dislike about Temenos Transact?** I did not like the costing of the solution as this is extremely high **Recommendations to others considering Temenos Transact:** Excellent tool **What problems is Temenos Transact solving and how is that benefiting you?** Core Banking operations ### 3. Temenos Transact review **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.) **Reviewed Date:** March 31, 2022 **What do you like best about Temenos Transact?** Easy intuitive interface that makes it easy to carry out a transaction **What do you dislike about Temenos Transact?** The font size as well as the font being used in the interface **Recommendations to others considering Temenos Transact:** One of the better products in the market though it has customisation issues **What problems is Temenos Transact solving and how is that benefiting you?** Had worked to implement transactions h interface for financial institution with which I had worked for as a consultant ### 4. Excellent system **Rating:** 4.0/5.0 stars **Reviewed by:** Mirza Fahad B. | Unit Head MIS & Automation, Enterprise (> 1000 emp.) **Reviewed Date:** March 16, 2022 **What do you like best about Temenos Transact?** Operational experience is good, can handle complex scenarios **What do you dislike about Temenos Transact?** Procrssing time of few enquiries is too long **What problems is Temenos Transact solving and how is that benefiting you?** All operarional work and customize enquires ### 5. Amazing CBS **Rating:** 3.5/5.0 stars **Reviewed by:** Kesavan S. | Senior Test Engineer, Enterprise (> 1000 emp.) **Reviewed Date:** March 26, 2022 **What do you like best about Temenos Transact?** AA Module LMS - Pesonal Finance - Auto&Mortgage **What do you dislike about Temenos Transact?** I don't dislike anything in Temenos product **Recommendations to others considering Temenos Transact:** na **What problems is Temenos Transact solving and how is that benefiting you?** Corebanking solutions on LMS ### 6. Best friendly and fast, transact software **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Investment Banking | Mid-Market (51-1000 emp.) **Reviewed Date:** March 29, 2022 **What do you like best about Temenos Transact?** It is very friendly with junior users, fast and easy to review from the backend. **What do you dislike about Temenos Transact?** Sometimes the tech service is a little bit harder to contact. **Recommendations to others considering Temenos Transact:** It worths the price, user frindly and adapts very goog with other softwares. **What problems is Temenos Transact solving and how is that benefiting you?** The information cames live action to the internal clients, very accurate calculations. ### 7. Temenos transact Review **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** March 29, 2022 **What do you like best about Temenos Transact?** This application is something which has high demand and if you are good with this will help you to grow within your organization. **What do you dislike about Temenos Transact?** Deployment of this product is challenging. **What problems is Temenos Transact solving and how is that benefiting you?** It is just not me but every one on internation side feel that deployment is challenging. Custome interface is good. ### 8. User Friendly **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** March 11, 2022 **What do you like best about Temenos Transact?** Simplicity of the UI is good but would appreciate more if horizontal options were introduced. **What do you dislike about Temenos Transact?** Session timeout too fast, pretty irritating. Fake timeouts consume time. Vertical framework is turnoff. **What problems is Temenos Transact solving and how is that benefiting you?** Alerts for duplication is really helpful while processing plus overriding alert doesn't hide from authorizer. If one misses something other can highlight. ### 9. Flexible and User friendly Core Banking System **Rating:** 4.5/5.0 stars **Reviewed by:** Hasan S. | T24 Technical Consultant, Banking, Enterprise (> 1000 emp.) **Reviewed Date:** July 19, 2021 **What do you like best about Temenos Transact?** Temenos CBS is relatively easy to use, and it comes with a lot of essential built-in features that core banking operations require. It is easy to integrate. We have integrated our system with different ADC channels. It comes with its own development framework, which is one of its key factors. Readily support is available by Temenos in case of any critical issues. **What do you dislike about Temenos Transact?** Less documentation material is available. It might be challenging for newbies and require proper guidance and training before using this system. **What problems is Temenos Transact solving and how is that benefiting you?** The majority of the banks in Pakistan are using Temenos T24 as their core banking platform. It helped us to eradicate all the major problems that we had faced in an old legacy system. It is a perfect complete core banking package. ### 10. Transform business through Temenos **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** March 25, 2022 **What do you like best about Temenos Transact?** It has cloud platform implementations available which is futuristic. **What do you dislike about Temenos Transact?** User interface could have been made more aesthetic. **What problems is Temenos Transact solving and how is that benefiting you?** Personally not benefiting to me but it helps customers transform the banking solutions and more productive. ### 11. Friendly system **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** March 30, 2022 **What do you like best about Temenos Transact?** Easy to exacute transactions and to do searches **What do you dislike about Temenos Transact?** The login time is too short we need to restart and re isert username and password everytime **Recommendations to others considering Temenos Transact:** N/a **What problems is Temenos Transact solving and how is that benefiting you?** Banking transactions ### 12. Not very user friendly but can be very useful **Rating:** 2.5/5.0 stars **Reviewed by:** Verified User in Banking | Mid-Market (51-1000 emp.) **Reviewed Date:** March 24, 2022 **What do you like best about Temenos Transact?** Have a lot of options and the features availables can open many possibilities **What do you dislike about Temenos Transact?** Not friendly at all and not straightforward **What problems is Temenos Transact solving and how is that benefiting you?** More accurate info and values situation ### 13. Good platform. **Rating:** 4.0/5.0 stars **Reviewed by:** Pete C. | Director **Reviewed Date:** December 15, 2021 **What do you like best about Temenos Transact?** Custom stuff is mainly meta data driven. Very flexible and cost effective. Custom data, custom forms, custom reports, multi org, multi ccy, scalable, **What do you dislike about Temenos Transact?** Sales strategies can be overly complex and expensive. **What problems is Temenos Transact solving and how is that benefiting you?** Multi country private bank hub. ### 14. User friendly **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** March 09, 2022 **What do you like best about Temenos Transact?** User interface which enable us to easily nevigate / service selection **What do you dislike about Temenos Transact?** Record lock during transaction is annoying **Recommendations to others considering Temenos Transact:** Making better user interface **What problems is Temenos Transact solving and how is that benefiting you?** Extraction of pdf files from t24 ### 15. Good experience,smooth work **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) **Reviewed Date:** March 28, 2022 **What do you like best about Temenos Transact?** Simple interface for end user,optimization is good **What do you dislike about Temenos Transact?** They should be updated accordingly required updates **What problems is Temenos Transact solving and how is that benefiting you?** Banking solutions software ### 16. Friendly Core Banking for the MFI industry **Rating:** 4.5/5.0 stars **Reviewed by:** Francis B. | Technical Consultant, Small-Business (50 or fewer emp.) **Reviewed Date:** December 22, 2020 **What do you like best about Temenos Transact?** T24 has the ability to be customized onsite to fit the needs of the organization such as access controls management. As a core banking system it helps to do bank reconcialitions effectively while maintaining accurate viablity reports that can be used for effective operations planning etc. This is true for credit finance firms that do collections on a routine or periodical bases. Its also has powerful loan disbursements pipelines who helps to track the loan status prior to final approval for disbursements. **What do you dislike about Temenos Transact?** The app tends to be slow when many users are logged in at once. **What problems is Temenos Transact solving and how is that benefiting you?** Efficient loan management. From disbursements to maturity, or early closure. ### 17. Online **Rating:** 5.0/5.0 stars **Reviewed by:** Stephanie M. | N.A, Mid-Market (51-1000 emp.) **Reviewed Date:** March 27, 2021 **What do you like best about Temenos Transact?** A lot of option; can open different tabs at the same time and software is online **What do you dislike about Temenos Transact?** not very easy to learn; need a lot of training **What problems is Temenos Transact solving and how is that benefiting you?** migration from ICbs and linking T24 to the banking mobile app ### 18. Inclusive Banking **Rating:** 4.5/5.0 stars **Reviewed by:** Samuel K. | Manager, Government Administration, Small-Business (50 or fewer emp.) **Reviewed Date:** October 05, 2018 **What do you like best about Temenos Transact?** The products is user friendly. I like the fact that it is compatible in working to both small and large financial institutions. **What do you dislike about Temenos Transact?** There is nothing to dislike about inclusive banking. I did not encounter any negativity with the software. **Recommendations to others considering Temenos Transact:** The product is worth trying since it is easy to use and reliable. **What problems is Temenos Transact solving and how is that benefiting you?** The software assisted in the reduction of operating cost. In return, cost is transmitted to the end consumer. The financial institution became efficiency and reliable. ### 19. Inclusive Banking **Rating:** 3.5/5.0 stars **Reviewed by:** Paul J. | Accounting manager, Financial Services, Enterprise (> 1000 emp.) **Reviewed Date:** October 15, 2018 **What do you like best about Temenos Transact?** The product is compatible in working to both small and large financial institutions and user friendly. **What do you dislike about Temenos Transact?** During the short period I worked with inclusive banking. I never encountered any negativity. **Recommendations to others considering Temenos Transact:** I highly recommend Inclusive Banking. The services are reliable. In addition, the product is easy to use. **What problems is Temenos Transact solving and how is that benefiting you?** The software assisted in the reduction of operating cost in the organization. The organization became efficiency. ### 20. Inclusive Banking Review **Rating:** 5.0/5.0 stars **Reviewed by:** Paul K. | Manager, Real Estate, Small-Business (50 or fewer emp.) **Reviewed Date:** October 10, 2018 **What do you like best about Temenos Transact?** Inclusive Banking is compatible to both small and large financial institutions. **What do you dislike about Temenos Transact?** There is nothing to dislike. It is one of the best. **Recommendations to others considering Temenos Transact:** Inclusive banking is reliable and user friendly. **What problems is Temenos Transact solving and how is that benefiting you?** The business became efficient after Inclusive Banking assisted in the cost reduction. ## Temenos Transact Discussions - [ANY NEW VERSION OR UPDATES FOR THE PROGRAM ?](https://www.g2.com/discussions/any-new-version-or-updates-for-the-program) - 1 comment, 1 upvote - [What are the modules in T24?](https://www.g2.com/discussions/what-are-the-modules-in-t24) - 2 comments - [View Temenos Transact pricing details and edition comparison](https://www.g2.com/products/temenos-transact/reviews?page=2§ion=pricing&secure%5Bexpires_at%5D=2026-08-09+04%3A02%3A21+-0500&secure%5Bsession_id%5D=f3ca8968-1a6c-4e04-86dd-fbd4ba957f1b&secure%5Btoken%5D=6f05f8dc841148a83fef721ca8778d3f555febfb21c399eab3140093c8545e75&format=llm_user) ## Temenos Transact Features **Agentic AI - Core Banking Features** - Autonomous Task Execution **Additional Functionality** - Risk Analysis - Role-Based Permissions - ATM Management - Online Banking - Real-Time Data - Customer Experience Management - Investment Banking - Alerts/Escalation - Lending Management - Corporate Banking - Risk Assessment - Offshore Management - Authentication - Electronic Payments - Customer Accounts - Fraud Detection - Transaction Monitoring - Retail Banking - Customizable Reports - Compliance Management - Activity Dashboard - Generative AI - Contact Database - Secure Login - Workflow Management - Securities Management - Reporting & Statistics - User Management - Portfolio Management - Multi-Currency - Two-Factor Authentication - Document Storage - API - Rules-Based Workflow - Private Banking - Audit Management - Monitoring - Third-Party Integrations - Document Management - Risk Management - Transaction History - Multi-Branch - Compliance Tracking - Credit Card Management - Credit Union - Real-Time Monitoring - Accounting - Real-Time Analytics - AI Copilot - Credit Card Processing - Core Banking - Financial Management - Customizable Branding - Customer Engagement - Invoice Processing - Secure Data Storage - Channel Management - Branch Optimization - ACH Payment Processing - Alerts/Notifications - Reporting/Analytics - Cash Management - Data Visualization - Performance Management - Customizable Templates - Contact Management - Financial Analysis - General Ledger - For Financial Institutions - Calendar Management - Billing & Invoicing - Approval Process Control - Asset Lifecycle Management - Purchase Order Management - Data Import/Export - Forecasting - Audit Trail - CRM - Purchasing & Receiving ## Top Temenos Transact Alternatives - [Finacle](https://www.g2.com/products/finacle/reviews) - 4.2/5.0 (36 reviews) - [Flinks](https://www.g2.com/products/flinks/reviews) - 4.4/5.0 (59 reviews) - [MX](https://www.g2.com/products/mx-technologies-mx/reviews) - 4.7/5.0 (14 reviews)