--- title: Temenos Transact Reviews meta\_title: 'Temenos Transact Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 70 reviews by the users' company size, role or industry to find out how Temenos Transact works for a business like yours. aggregate\_rating: rating\_value: 4.5 review\_count: 70 scale: '5' date\_modified: '2026-07-12' parent\_category: name: Financial Services url: https://www.g2.com/categories/financial-services ---

# Temenos Transact Reviews & Product Details

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Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments with over 1000 banks in 150+ countries relying on it to provide market leading and innovative products and services to their customers.

* * *

Seller
[Temenos](https://www.g2.com/sellers/temenos)
Discussions
[Temenos Transact Community](https://www.g2.com/products/temenos-transact/discuss)
Solution Type

Best-of-Breed

Overview by
Ajay Vadranam (Student at Vel Tech Rangarajan Dr. Sagunthala R & D Institute of Science & Technology, Chennai)

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## Value at a Glance

Averages based on real user reviews.

### Perceived Cost

$$$$$

[
View More Pricing Information
](https://www.g2.com/products/temenos-transact/pricing)

## Top-Rated Alternatives

[

 ![Finacle](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Finacle")

Finacle

4.2/5(37)

](https://www.g2.com/products/finacle/reviews)

[

 ![Flinks](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Flinks")

Flinks

4.4/5(59)

](https://www.g2.com/products/flinks/reviews)

[

 ![MX](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "MX")

MX

4.7/5(14)

](https://www.g2.com/products/mx-technologies-mx/reviews)

[
View All Alternatives
](https://www.g2.com/products/temenos-transact/competitors/alternatives)

## User Insights

Average based on 70 real user reviews.

Perceived Cost

$$$$$

[Log in to unlock pricing and user insights](/login)

 ![Sajmen S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sajmen S.")
SS

Sajmen S.

Third Party Analyst

Mid-Market (51-1000 emp.)

2/17/2026

"Powerful Core Banking with Customization Challenges"

4/5

What do you like best about Temenos Transact?

I like that Temenos Transact provides a unified core banking system for corporate and commercial banking. It eliminates a lot of manual systems and improves efficiency. I also appreciate the highly configurable product and pricing engine. The software allows for faster time to reach the market and offers greater flexibility to meet market demands. Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

I find the complexity and learning curve of Temenos Transact to be challenging. The implementation timelines can be quite lengthy, and the customization and flexibility options aren't as straightforward as I'd like. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

Temenos Transact provides a unified core banking system, eliminating manual systems, improving efficiency, and offering a highly configurable product and pricing engine. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: Organic

 ![Ali R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ali R.")
AR

Ali R.

Business Analyst

Enterprise (\> 1000 emp.)

3/8/2024

"Core Banking Application"

5/5

What do you like best about Temenos Transact?

Since last 8 years i am using Temenos T24 (R13) version in my organization. Temenos Transact easy to use and friendly software. It provides various features including lending, loans, retail banking, trade, treasury and compliance. In T24 we can perform multitasking simultaneously. Further, we have integrated multiple fields for Accuity compliance check and OBDX for smooth operation with efficiency. Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

Temenos Transact don't support large data reports, fund transfer history data is also not visible in it. It captures only 1 year data in core application and for data lake other softwares needs to be used. Sometimes, it takes longer than usual time to login in branch interface to perform the transaction. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

Since, Temenos Transact is being use in majority banking financial institution. We have also integrated our some versions fields with other softwares i.e. Accuity compliance check and OBDX for data extraction from scanned data. Further, we have in house facility so we may create local core versions as per our requirements. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Yohanis B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Yohanis B.")
YB

Yohanis B.

Tax Officer

Enterprise (\> 1000 emp.)

1/5/2024

"Excellent banking solution"

5/5

What do you like best about Temenos Transact?

customization, support, and excellent in processing of customer data Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

all good but maybe the cost of the software Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

Temenos help banks in many, mainly banking solutions for banks and financial companies Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: G2 invite

 ![Verified User in Banking](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Banking")
UB

Verified User in Banking

Enterprise (\> 1000 emp.)

3/5/2022

"Manage your customer data with T24!"

5/5

What do you like best about Temenos Transact?

The best thing about Temenos T24 is the capability to manage all customer data in the most secure way. With a simple query the data can be pulled in no time. Even change the basic details, contact information or disable/block account as required. Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

I like T24 for the aswesomw features it offers but the support for any teachnical difficulties can be better. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

I am using T24 to manage client data for business bank so I am using it on daily basis for verification and validation purposes of data integrity. Also, to compare the front end and backend details. To post restrictions, flags, fund accounts etc for as per requirements. Review collected by and hosted on G2.com.

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5/4/2023
Current UserValidated ReviewerIncentivizedSource: G2 invite

 ![Muhammad A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Muhammad A.")
MA

Muhammad A.

Software Engineer

Small-Business (50 or fewer emp.)

4/18/2022

"Efficient and secure Core Banking product"

5/5

What do you like best about Temenos Transact?

Temenos T24 is the best product as compared to all the banking transaction systems.

Users can easily manage all the customers by using its individual customer module.

There are a list of modules i like the Most:

1. Treasury

2. Account

3. Customer

4. Teller

and also one can use Islamic banking using Temenos T24 Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

I think its User interface could be more better.

But as compared to other banking applications the disadvantages of T24 are very minor. so overall it is the best product. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

There are many problems solved by using Transact:

Customer data management in a custom way.

One can also create customer reports.

Account creation is much easy and more comprehensive. Review collected by and hosted on G2.com.

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5/9/2022
Current UserValidated ReviewerIncentivizedSource: G2 invite

 ![Naveen Krishna K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Naveen Krishna K.")
NK

Naveen Krishna K.

Recruiter

Mid-Market (51-1000 emp.)

5/9/2022

"T24 is the center of india within places like chennai after FInacle"

4.5/5

What do you like best about Temenos Transact?

The customization menu items and the classic user friendly interfaces has variable options with the latest modules of AA and AAA interfaces which is not only extended to Core banking but also into Wealth management , trades, equities and across verticles of BFSI. Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

Nothing much to dislike only that, many of our engineers are still out there in other states like Malaysia, Singapore, US and Pakistan, now the breed has already started in india with hubs that we have in Chennai with the help of many investment banking and financial servicing sectors.

its high time our overseas T24 engineers to pick it up in India. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

I am into Delivery and Recruitments, hence i only have management people management, interactions with globally T24 talent with wide range of banks and services. I have seen resource in Infobasic, Jboss, T24 AA and AAA interfaces and T24 custimazation and worked with T24 developers. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Jose G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jose G.")
JG

Jose G.

Technical Support Associate

Enterprise (\> 1000 emp.)

8/12/2022

"Best Core Banking Software, Robust Solution"

4.5/5

What do you like best about Temenos Transact?

T24 Transact is the latest upgrade from Temenos in their Core Banking System software, it is powerful, it is robust it handles a large amount of transactions within a bank across regions Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

While the implementation takes time (months) and challenges, such as Data migration from legacy systems; I would say that once implemented and properly tuned it's the most reliable banking software Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

Integrating systems within the banking industry can be really time and resources consuming; having a solid core banking system that is up to date with regulations, and procedures and that can adapt to regional alignments is a great improvement. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Anuwar H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Anuwar H.")
AH

Anuwar H.

Business Consultant

Small-Business (50 or fewer emp.)

4/9/2022

"It is very much secure and very much easier to configure to meet the customer requirements."

4.5/5

What do you like best about Temenos Transact?

A lots of advance business tools and features to meet all the business requirements globally. Easy to to parameterize with requirements of customer. Upgrading options is there. Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

All software has some bug which is very normal but their support team should be more responsive the solve those bug quickly. Review collected by and hosted on G2.com.

Recommendations to others considering Temenos Transact:

Can choose this software by justifying the market. I personally find it very useful. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

In Bangladesh there are lots of local policy and guidelines which is very hard to cover with local CBS but with T24 most of the requirements can be meet up easily with core features. New plug in development can be added also with local development. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: G2 invite

 ![Syed Wajahat Ali Shah B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Syed Wajahat Ali Shah B.")
SB

Syed Wajahat Ali Shah B.

Regional Head Operations

Enterprise (\> 1000 emp.)

3/27/2022

"Practical Experience of T24 in Banking Industry"

4.5/5

What do you like best about Temenos Transact?

Web and server based transactionsrecorded on one server, very fast and reliable. Easy to use. It automated every manual calculations which were previously manually calculated. Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

As it is server based web software, connectivity of branch must be good to have maximum uptime. In certain cases where internet service provider is giving weak connectivity, the system stop reponding. Review collected by and hosted on G2.com.

Recommendations to others considering Temenos Transact:

Highly Recommended as it is oracle based software with strangest backend database. Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

Very Good in report generation and auto deduction of Banking Charges to avoid leakage of income. Generated number of reports which were not previously available. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: G2 invite

AA

Anood A.

IT Associate Applications

Enterprise (\> 1000 emp.)

3/28/2022

"I worked as t24 temenos developer"

3.5/5

What do you like best about Temenos Transact?

I like the most that it's real time integrated has all the capabilities to support any banking system and can be customized to specific requirements for any banking institutions Review collected by and hosted on G2.com.

What do you dislike about Temenos Transact?

Because of it's integrated system as one whole piece it can be a little bit hard to specify the failure reason that might happen to any module. Also there is no monitoring process to know if an issue appeared before the customer does Review collected by and hosted on G2.com.

Recommendations to others considering Temenos Transact:

if t24 temenos is considered then there should be some experts employees in case some hidden issues appeared Review collected by and hosted on G2.com.

What problems is Temenos Transact solving and how is that benefiting you?

Unlike other systems, t24 temenos distinguish oneself that it has very powerful and friendly graphical user interface which make it easy for employees to interact with Review collected by and hosted on G2.com.

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9/30/2023
Validated ReviewerIncentivizedSource: G2 invite

## Questions about Temenos Transact? Ask real users or explore answers from the community

Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights.

[
Ask about Temenos Transact
](https://www.g2.com/products/temenos-transact/discussions/new)

 ![Houry B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Houry B.")
HB

Houry Bayramian
•
Last activity almost 4 years ago

ANY NEW VERSION OR UPDATES FOR THE PROGRAM ?

1 Upvote

1

[
Join the conversation
](https://www.g2.com/discussions/any-new-version-or-updates-for-the-program)

GU

Guest User
•
Last activity about 4 years ago

What are the modules in T24?

0 Upvotes

2

[
Join the conversation
](https://www.g2.com/discussions/what-are-the-modules-in-t24)

[
View all Discussions
](https://www.g2.com/products/temenos-transact/discuss)

##### Pricing

Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more.

[
View More Pricing Information
](https://www.g2.com/products/temenos-transact/pricing)

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