# Best Payment Processing Software for Small Business ## How Many Payment Processing Software Products Does G2 Track? **Total Products under this Category:** 556 ### Category Stats (Aug 2026) - **Average Rating:** 4.35/5 (↓0.03 vs Jul 2026) The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** QuickBooks Payments (+2.83%) - Among all products in this category, QuickBooks Payments recorded the largest rating increase compared to last month _Last updated: August 01, 2026_ ## How Does G2 Rank Payment Processing Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 21,900+ Authentic Reviews - 556+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Payment Processing Software ![G2 Grid® for Payment Processing Software plotting products by satisfaction and market presence](https://www.g2.com/categories/payment-processing/grids.png?focus%5B%5D=1222&focus%5B%5D=15655&focus%5B%5D=59025&focus%5B%5D=97943&focus%5B%5D=6006&focus%5B%5D=1370291&focus%5B%5D=57321&focus%5B%5D=124119) Highlighted products: PayPal Payments, Amazon Pay for Business, Venmo, Stripe Payments, BILL AP/AR, Nickel, HoneyBook, and Melio. Underlying data: [Grid® JSON](https://www.g2.com/categories/payment-processing/grids.json?focus%5B%5D=paypal&focus%5B%5D=amazon-pay-for-business&focus%5B%5D=paypal-venmo&focus%5B%5D=stripe-stripe-payments&focus%5B%5D=bill-ap-ar&focus%5B%5D=nickel&focus%5B%5D=honeybook&focus%5B%5D=melio&segment=small-business) **Sponsored** ### SumUp SumUp gives you everything you need to simplify your business operations. From tools to take payments, manage your money and run your business SumUp delivers tools for every type of business. SumUp enables all types of businesses to take payments, from contactless tap, chip, and card-not-present payments when merchants just need to key in card details. The SumUp Plus, Solo and Terminal card readers make it easy for you to take payments on the go. POS Lite & SumUp POS give small businesses the tools to run their business from inventory management, customer directories, loyalty, marketing and more. All with clear, transparent all-in-one pricing making it easy for you to know your bottom line. SumUp Connect is the best-in-class marketing and loyalty product. Giving small business owners the ability to drive more repeat business, increase average tickets, and build long-lasting relationships with their customers. Looking to switch to SumUp but not sure where to start? You can move from your current provider to SumUp in just a few easy steps. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1975&secure%5Bchosen_at%5D=2026-08-01T19%3A20%3A56Z&secure%5Bdisplayable_resource_id%5D=1975&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1975&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=84993&secure%5Bresource_id%5D=1975&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fpayment-processing%2Fsmall-business%3Fopen_modal_url%3D%252Fproducts%252Fstripe-stripe-payments%252Fwishlists%253Fhost_path%253D%25252Fcategories%25252Fpayment-processing%25252Fsmall-business%2526source%253Dcategory&secure%5Btoken%5D=1e9d6ab728753e33180fe5663da288659294d13525570a9e2b5c012daca062ed&secure%5Burl%5D=https%3A%2F%2Ftry.sumup.com%2Fpos-om%2F%3Futm_source%3DG2%26utm_medium%3Dppc%26utm_campaign%3Dcta%26utm_content%3D&secure%5Burl_type%5D=custom_url) ### [PayPal Payments](https://www.g2.com/products/paypal/reviews) PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. **Average Rating:** 4.4/5.0 **Total Reviews:** 2,688 #### How Do G2 Users Rate PayPal Payments? - **Has the product been a good partner in doing business?:** 8.1/10 (Category avg: 8.8/10) - **Online payment portal:** 9.1/10 (Category avg: 8.6/10) - **Level 3:** 8.4/10 (Category avg: 7.8/10) - **Accounting integration:** 8.6/10 (Category avg: 8.4/10) #### Who Is the Company Behind PayPal Payments? - **Seller:** [PayPal](https://www.g2.com/sellers/paypal) - **Company Website:** www.paypal.com - **Year Founded:** 1998 - **HQ Location:** San Jose, CA - **Twitter:** @PayPal 1,112,487 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4b7d71f2b3f5fd5c3d01386b64cca4ea25caa4e5200db6b188ce21ef6f2579ff&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1482%2F&secure%5Burl_type%5D=linkedin_company_website) 36,915 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, Manager - **Top Industries:** Information Technology and Services, Computer Software - **Company Size:** 62% Small, 23% Medium #### What Do G2 Reviewers Say About PayPal Payments? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of PayPal Payments, enjoying quick setups and seamless international transactions. - Users love how **easy payments** are with PayPal, appreciating fast transactions and secure international transfers. - Users appreciate the **convenience** of PayPal Payments, noting its speed, ease of use, and wide acceptance for transactions. - Users appreciate the **high security** of PayPal Payments, noting it makes transactions reliable and effortless. - Users value the **speed of transactions** with PayPal Payments, enjoying quick international payments and smooth bank transfers. ##### Cons - Users find the **high fees** for transactions and transfers to be a disadvantage compared to competitors. - Users find the **fees to be quite high** , especially detrimental for small transactions and currency conversions. - Users encounter **poor customer support** , often facing slow responses and difficulty in resolving issues in a timely manner. - Users are concerned about **excessive fees** and lack of transparency regarding conversion rates with PayPal Payments. - Users are frustrated with **high transaction fees** and conversion rates, feeling it's excessive compared to competitors. #### What Are Recent G2 Reviews of PayPal Payments? **["Convenient for Transfers, But High Fees"](https://www.g2.com/survey_responses/paypal-payments-review-12786911)** **Rating:** 5.0/5.0 stars _— Praise A._ [Read full review](https://www.g2.com/survey_responses/paypal-payments-review-12786911) **["Empowers Global Transactions Effortlessly"](https://www.g2.com/survey_responses/paypal-payments-review-12155506)** **Rating:** 5.0/5.0 stars _— Khalid A._ [Read full review](https://www.g2.com/survey_responses/paypal-payments-review-12155506) #### What Are G2 Users Discussing About PayPal Payments? - [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) - 8 comments, 5 upvotes - [Does PayPal credit build your credit?](https://www.g2.com/discussions/does-paypal-credit-build-your-credit) - 3 comments, 4 upvotes - [What can you use PayPal credit for?](https://www.g2.com/discussions/what-can-you-use-paypal-credit-for) - 2 comments, 4 upvotes ### [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) Amazon Pay makes it simple for hundreds of millions of customers around the globe to pay for products and services using the information already stored in their Amazon accounts. It’s a familiar buying experience from a brand customers know and trust. Increase your customer reach Amazon Pay can help you acquire and retain customers by leveraging the trust they place on Amazon and offering buyers a seamless shopping experience. Help reduce cart abandonments Amazon Pay’s fast & easy checkout process, built on years of Amazon’s innovation in checkout optimization can help increase conversions & lower cart abandonments for buyers using their existing Amazon accounts. Match the way your customers like to shop Amazon Pay delivers a seamless checkout experience across desktop, mobile, and voice – making it easy for customers to make purchases wherever they are. **Average Rating:** 4.5/5.0 **Total Reviews:** 572 #### How Do G2 Users Rate Amazon Pay for Business? - **Has the product been a good partner in doing business?:** 8.5/10 (Category avg: 8.8/10) - **Online payment portal:** 9.2/10 (Category avg: 8.6/10) - **Level 3:** 8.6/10 (Category avg: 7.8/10) - **Accounting integration:** 8.8/10 (Category avg: 8.4/10) #### Who Is the Company Behind Amazon Pay for Business? - **Seller:** [Amazon](https://www.g2.com/sellers/amazon) - **Year Founded:** 1994 - **HQ Location:** Seattle, WA - **Twitter:** @amazon 5,898,422 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3c055ba2a1f3c1541b6e4d9a5f943579bd59ec9e85a0d4123f3c647d14324a5c&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1586%2F&secure%5Burl_type%5D=linkedin_company_website) 765,691 employees on LinkedIn® - **Ownership:** AMZN #### Who Uses This Product? - **Who Uses This:** Software Engineer, Student - **Top Industries:** Information Technology and Services, Computer Software - **Company Size:** 57% Small, 31% Medium #### What Do G2 Reviewers Say About Amazon Pay for Business? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** of Amazon Pay for Business, appreciating its simple setup and quick payment processes. - Users value the **easy and reliable payment acceptance** with Amazon Pay for Business, boosting confidence and convenience. - Users enjoy the **convenient rewards and instant payment** features of Amazon Pay, enhancing their overall experience. - Users find the **easy setup** of Amazon Pay for Business highly convenient and accessible for all skill levels. - Users appreciate the **excellent customer support** of Amazon Pay for Business, enhancing their overall experience with the product. ##### Cons - Users report experiencing **poor customer support** with slow response times and unhelpful service during payment issues. - Users express frustration with **high transaction fees** , which can accumulate for small businesses and impact overall satisfaction. - Users report **slow performance** of Amazon Pay for Business, facing issues like laggy UI and transaction failures. - Users find the **navigation difficult** , requiring extra time to familiarize themselves with Amazon Pay for Business's interface. - Users experience significant **payment issues** with slow customer support and technical glitches, hindering a smooth experience. #### What Are Recent G2 Reviews of Amazon Pay for Business? **["Simple, Secure Payments with Quick Settlements on Amazon Pay for Business"](https://www.g2.com/survey_responses/amazon-pay-for-business-review-13121113)** **Rating:** 4.5/5.0 stars _— Kumar S._ [Read full review](https://www.g2.com/survey_responses/amazon-pay-for-business-review-13121113) **["Streamlined Payments with Easy Integration"](https://www.g2.com/survey_responses/amazon-pay-for-business-review-13069457)** **Rating:** 4.5/5.0 stars _— Akshat K._ [Read full review](https://www.g2.com/survey_responses/amazon-pay-for-business-review-13069457) #### What Are G2 Users Discussing About Amazon Pay for Business? - [What is Amazon Pay used for?](https://www.g2.com/discussions/what-is-amazon-pay-used-for) - 2 comments - [Can Amazon pay be used internationally?](https://www.g2.com/discussions/can-amazon-pay-be-used-internationally) - [Where all can I use Amazon pay?](https://www.g2.com/discussions/where-all-can-i-use-amazon-pay) - 1 comment - [Is Amazon pay good?](https://www.g2.com/discussions/is-amazon-pay-good) - 3 comments, 1 upvote - [What is the point of Amazon pay?](https://www.g2.com/discussions/what-is-the-point-of-amazon-pay) - 1 comment ### [Venmo](https://www.g2.com/products/paypal-venmo/reviews) Venmo for Business is a mobile payment solution designed to help small businesses and entrepreneurs accept payments seamlessly through the Venmo app. By creating a business profile linked to their personal Venmo account, merchants can offer customers a familiar and convenient payment method, enhancing the overall transaction experience. Key Features and Functionality: - Business Profiles: Merchants can set up a dedicated business profile under their existing Venmo login, allowing easy management of personal and business transactions within the same app. - Multiple Payment Options: Customers can pay using their Venmo balance, linked bank accounts, debit or credit cards, contactless cards, or digital wallets with Tap to Pay functionality. - QR Code Payments: Each business profile generates a unique QR code, enabling customers to scan and pay instantly, facilitating quick and contactless transactions. - Social Engagement: Venmo's social feed allows customers to share their purchases, providing businesses with organic visibility and potential new customer reach. - Security Measures: Transactions are secured with data encryption, fraud monitoring, and compliance with PCI DSS standards, ensuring both merchant and customer data protection. Primary Value and Solutions Provided: Venmo for Business addresses the need for small businesses to accept digital payments without the complexity of traditional point-of-sale systems. It offers a user-friendly platform that integrates seamlessly with customers' existing Venmo accounts, promoting faster checkouts and improved customer satisfaction. The social sharing aspect enhances brand visibility, while the straightforward setup and minimal hardware requirements make it an accessible solution for businesses of all sizes. **Average Rating:** 4.6/5.0 **Total Reviews:** 261 #### How Do G2 Users Rate Venmo? - **Has the product been a good partner in doing business?:** 8.0/10 (Category avg: 8.8/10) - **Online payment portal:** 8.9/10 (Category avg: 8.6/10) - **Level 3:** 7.9/10 (Category avg: 7.8/10) - **Accounting integration:** 8.3/10 (Category avg: 8.4/10) #### Who Is the Company Behind Venmo? - **Seller:** [PayPal](https://www.g2.com/sellers/paypal) - **Year Founded:** 1998 - **HQ Location:** San Jose, CA - **Twitter:** @PayPal 1,112,487 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4b7d71f2b3f5fd5c3d01386b64cca4ea25caa4e5200db6b188ce21ef6f2579ff&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1482%2F&secure%5Burl_type%5D=linkedin_company_website) 36,915 employees on LinkedIn® - **Ownership:** PYPL #### Who Uses This Product? - **Who Uses This:** Owner - **Top Industries:** Marketing and Advertising, Information Technology and Services - **Company Size:** 71% Small, 17% Medium #### What Do G2 Reviewers Say About Venmo? _AI-generated summary from verified user reviews_ ##### Pros - Users highlight the **ease of use** of Venmo, making payment exchanges quick and seamless with friends and family. - Users value the **easy payments** with Venmo, making money transfers seamless and efficient for various needs. - Users love Venmo for its **convenience** , making payments to friends and family effortless and quick. - Users appreciate the **intuitive dashboard usability** of Venmo, enhancing their payment experiences effortlessly and efficiently. - Users appreciate the **seamless integrations** of Venmo, making transactions and connections with friends effortless and quick. ##### Cons - Users face serious **accuracy issues** with Venmo, impacting financial transactions and causing significant inconvenience for sellers. - Users are frustrated with the **high fees** associated with Venmo, particularly for credit card transactions. - Users often face **delays** in transaction processing and bank transfers, impacting their overall experience with Venmo. - Users find **excessive notifications** annoying, especially recurring ads for the debit card after being dismissed. - Users express frustration with Venmo's **poor customer support** , making it hard to resolve issues when needed. #### What Are Recent G2 Reviews of Venmo? **["Convenient, No-fee Transfers with Instant Payments."](https://www.g2.com/survey_responses/venmo-review-12670039)** **Rating:** 5.0/5.0 stars _— Verified User in Hospital & Health Care_ [Read full review](https://www.g2.com/survey_responses/venmo-review-12670039) **["Effortless Transfers, Full Security"](https://www.g2.com/survey_responses/venmo-review-12836460)** **Rating:** 5.0/5.0 stars _— Brenna P._ [Read full review](https://www.g2.com/survey_responses/venmo-review-12836460) #### What Are G2 Users Discussing About Venmo? - [What is Venmo for Business used for?](https://www.g2.com/discussions/what-is-venmo-for-business-used-for) - 1 comment - [How do I set up a business account on venmo?](https://www.g2.com/discussions/how-do-i-set-up-a-business-account-on-venmo) - [What software does venmo use?](https://www.g2.com/discussions/what-software-does-venmo-use) - [What happens if you use venmo for business?](https://www.g2.com/discussions/what-happens-if-you-use-venmo-for-business) - 1 comment - [Can you use venmo for business?](https://www.g2.com/discussions/can-you-use-venmo-for-business) - 1 comment ### [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) Stripe’s Payments platform helps you accept credit cards, debit cards, and popular payment methods around the world. Our easy-to-use APIs, no-code payments options, and software solutions enable you to launch a company, experiment to find product-market fit, and grow and scale revenue quickly. Learn more at stripe.com/payments. **Average Rating:** 4.2/5.0 **Total Reviews:** 453 #### How Do G2 Users Rate Stripe Payments? - **Has the product been a good partner in doing business?:** 8.5/10 (Category avg: 8.8/10) - **Online payment portal:** 8.8/10 (Category avg: 8.6/10) - **Level 3:** 8.1/10 (Category avg: 7.8/10) - **Accounting integration:** 8.6/10 (Category avg: 8.4/10) #### Who Is the Company Behind Stripe Payments? - **Seller:** [Stripe](https://www.g2.com/sellers/stripe) - **Year Founded:** 2010 - **HQ Location:** San Francisco, CA - **Twitter:** @stripe 285,306 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b95d13a2f6710ce6a0d1f33f0d007176a318c2b622f6cbe55cdb7b3422dbb86d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2135371%2F&secure%5Burl_type%5D=linkedin_company_website) 15,464 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CEO, Owner - **Top Industries:** Computer Software, Information Technology and Services - **Company Size:** 78% Small, 17% Medium #### What Do G2 Reviewers Say About Stripe Payments? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of Stripe Payments, simplifying payment integration and management across various platforms. - Users appreciate the **easy payment integration** provided by Stripe Payments, enhancing flexibility and user experience. - Users value the **seamless integrations** Stripe Payments offers, making it easy to connect with various platforms effortlessly. - Users highlight the **easy integrations** with CRMs, making payment acceptance and subscription management seamless. - Users appreciate the **easy setup** of Stripe Payments, enhancing their payment processing experience with simplicity and convenience. ##### Cons - Users find the **high fees** for international transactions and chargebacks to be a burden on their business costs. - Users face **poor customer support** , often struggling to get timely assistance during critical business issues. - Users are concerned about the **expensive fees** and potential account blocks leading to unexpected financial losses. - Users face **delays in payouts** with Stripe Payments, often waiting additional days compared to other processors. - Users express frustration over **funds holding** , facing slow support and abrupt account issues affecting cash flow. #### What Are Recent G2 Reviews of Stripe Payments? **["Effortless Setup, Comprehensive Reporting, Room for Support Improvement"](https://www.g2.com/survey_responses/stripe-payments-review-11368767)** **Rating:** 5.0/5.0 stars _— Sonya S._ [Read full review](https://www.g2.com/survey_responses/stripe-payments-review-11368767) **["Very easy to integrate with other websites and other apps / modules. Never had any issues."](https://www.g2.com/survey_responses/stripe-payments-review-11242701)** **Rating:** 4.5/5.0 stars _— Jeremy F._ [Read full review](https://www.g2.com/survey_responses/stripe-payments-review-11242701) #### What Are G2 Users Discussing About Stripe Payments? - [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) - 1 comment, 1 upvote ### [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) BILL is a financial operations platform that provides intelligent accounts payable and accounts receivable automation for businesses. This software solution is designed to help small and midsize businesses streamline and manage their financial workflows by digitizing and automating manual processes. By centralizing financial tasks, BILL AP/AR provides greater efficiency, visibility, and control over a company’s cash flow. The AP automation software helps users manage invoice processing, approvals, and payments, while also offering tools for expense management. BILL AP/AR belongs is accounts payable automation software that serves a broad audience, including business owners, finance managers, accounting firms, accounts payable specialists, and controllers. Typical use cases for BILL AP/AR involve digitization and automation of invoice capture, routing bills for approval, scheduling and executing payments, reconciling transactions, and managing expense reports and reimbursements. The platform also integrates with popular accounting systems to facilitate accurate bookkeeping and financial reporting. Key features and benefits of BILL AP/AR include: - Comprehensive AP automation software capabilities including electronic invoice receipt, automated data extraction, customizable approval workflows, and multi-method payment processing (ACH, wire transfers, checks) - Corporate cards integration through BILL Spend & Expense (formerly Divvy) that offers credit limits from $500-$5M and automated expense management software with real-time spending controls and budget management - Expense management automation featuring receipt capture, automatic categorization, policy compliance monitoring, and seamless integration with accounting systems for streamlined reconciliation - Accounts receivable optimization tools that automate invoice delivery, payment processing, collections management, and customer communication to accelerate cash flow - Advanced security and compliance measures with bank-level encryption, fraud protection, and audit trails that meet industry standards for financial data protection - Two-way sync with accounting software such as QuickBooks, Xero, NetSuite, and others to reduce manual data entry By bringing together accounts payable automation, corporate cards, and expense management in a single platform, BILL AP/AR helps finance teams reduce payment cycle time, minimize human error, and improve vendor relationships by ensuring timely and accurate transactions. **Average Rating:** 4.4/5.0 **Total Reviews:** 1,783 #### How Do G2 Users Rate BILL AP/AR? - **Has the product been a good partner in doing business?:** 8.6/10 (Category avg: 8.8/10) - **Online payment portal:** 9.2/10 (Category avg: 8.6/10) - **Accounting integration:** 9.4/10 (Category avg: 8.4/10) #### Who Is the Company Behind BILL AP/AR? - **Seller:** [BILL (previously Bill.com)](https://www.g2.com/sellers/bill-previously-bill-com) - **Company Website:** www.bill.com - **Year Founded:** 2006 - **HQ Location:** San Jose, CA - **Twitter:** @billcom 17,263 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d22db23b6cb1bd301ba090eb462d496baebf39c70a21d783e275ea71dbc931be&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fbill%2F&secure%5Burl_type%5D=linkedin_company_website) 3,407 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Controller, Accountant - **Top Industries:** Accounting, Non-Profit Organization Management - **Company Size:** 62% Small, 28% Medium #### What Do G2 Reviewers Say About BILL AP/AR? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** with Bill AP/AR, streamlining workflows and enhancing efficiency in approval processes. - Users love the **easy payment processing** of BILL AP/AR, streamlining workflows and enhancing efficiency. - Users appreciate the **easy integrations** of BILL AP/AR, enhancing efficiency and ensuring seamless connections with accounting software. - Users praise the **easy setup** of BILL AP/AR, highlighting minimal training and intuitive implementation for staff. - Users highlight the **time-saving efficiency** of BILL AP/AR, transforming payment processes and reducing manual workloads significantly. ##### Cons - Users face **invoicing problems** with difficulty in managing fields and syncing issues with accounting software. - Users often face **sync issues** with BILL AP/AR, complicating payment processes and requiring time-consuming fixes. - Users face persistent **payment issues** , including difficulties with bank authorization, bill syncing, and international transaction transparency. - Users express frustration with **poor customer support** , often encountering inconsistent service and long response times. - Users are frustrated by the **missing features** in BILL AP/AR, longing for improvements in search and approval workflows. #### What Are Recent G2 Reviews of BILL AP/AR? **["Bill.com-Tool for seamless accounts payable process"](https://www.g2.com/survey_responses/bill-ap-ar-review-8948375)** **Rating:** 4.0/5.0 stars _— Samruddi M._ [Read full review](https://www.g2.com/survey_responses/bill-ap-ar-review-8948375) **["Great Bill Payment Platform"](https://www.g2.com/survey_responses/bill-ap-ar-review-12713619)** **Rating:** 4.5/5.0 stars _— Jordan Z._ [Read full review](https://www.g2.com/survey_responses/bill-ap-ar-review-12713619) #### What Are G2 Users Discussing About BILL AP/AR? - [How does Bill com integrate with QuickBooks?](https://www.g2.com/discussions/how-does-bill-com-integrate-with-quickbooks) - 1 comment - [What is Bill COM used for?](https://www.g2.com/discussions/what-is-bill-com-used-for) - 1 comment - [How do I get paid on Bill com?](https://www.g2.com/discussions/how-do-i-get-paid-on-bill-com) - [How long does Bill com take to pay?](https://www.g2.com/discussions/how-long-does-bill-com-take-to-pay) - 2 comments ### [Nickel](https://www.g2.com/products/nickel/reviews) Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry. Here's what you can do with Nickel: Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments. Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off. Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus. Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro. Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you. We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less. Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required. **Average Rating:** 4.9/5.0 **Total Reviews:** 192 #### How Do G2 Users Rate Nickel? - **Has the product been a good partner in doing business?:** 9.8/10 (Category avg: 8.8/10) - **Online payment portal:** 9.3/10 (Category avg: 8.6/10) - **Level 3:** 7.9/10 (Category avg: 7.8/10) - **Accounting integration:** 9.2/10 (Category avg: 8.4/10) #### Who Is the Company Behind Nickel? - **Seller:** [Nickel](https://www.g2.com/sellers/nickel) - **Company Website:** www.nickel.com - **Year Founded:** 2022 - **HQ Location:** Brooklyn, US - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=38593393b29107c308058eda200747a3f8b3e612e6726aef0cb829421657ed9f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fnickelhq%2F&secure%5Burl_type%5D=linkedin_company_website) 19 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, CEO - **Top Industries:** Accounting, Construction - **Company Size:** 82% Small, 5% Medium #### What Do G2 Reviewers Say About Nickel? _AI-generated summary from verified user reviews_ ##### Pros - Users find Nickel's **ease of use** and seamless QuickBooks integration to be a game-changer for payment processing. - Users value the **easy and efficient ACH payments** with Nickel, praising its seamless integration with QuickBooks. - Users praise Nickel for its **easy setup** , making transaction management seamless and efficient for their businesses. - Users appreciate the **affordable pricing** of Nickel, enhancing efficiency for managing payments without extra costs. - Users praise Nickel's **exceptional customer support** , noting quick responses and helpful assistance throughout their experience. ##### Cons - Users find Nickel lacks **essential features** , like scheduling future payments and sending invoices via phone numbers. - Users face **invoicing problems** such as difficulty deleting transactions and lack of automated payment scheduling features. - Users express frustration with the **delays in ACH payments** , wishing for faster transaction times like credit cards. - Users find the **limited payment options** for international transactions a drawback, preferring more varieties like PayPal or Zelle. - Users experience **invoicing issues** with Nickel, particularly regarding scheduling future payments and locating invoices. #### What Are Recent G2 Reviews of Nickel? **["Super Simple, Flawless QuickBooks Sync, and Fair Fees"](https://www.g2.com/survey_responses/nickel-review-13067970)** **Rating:** 5.0/5.0 stars _— Stephen W._ [Read full review](https://www.g2.com/survey_responses/nickel-review-13067970) **["Nickel’s Refreshingly Fair Fees and No Need for annual PCI DSS Compliance"](https://www.g2.com/survey_responses/nickel-review-12976628)** **Rating:** 4.5/5.0 stars _— Lori T._ [Read full review](https://www.g2.com/survey_responses/nickel-review-12976628) ### [Melio](https://www.g2.com/products/melio/reviews) Melio is an Accounts Payable/Accounts Receivable platform, designed to streamline B2B payments for businesses of any size. Easily manage vendor payments, invoices, and cash flow with flexible payment methods like bank transfers or cards, and maintain control through scheduled payments. Melio syncs with QB and Xero, keeping records up to date. It also optimizes financial operations by automating approvals, scheduling, and reconciliation, reducing administrative tasks so you can focus on growing your business. Try all of Melio's features free for 30 days before you choose a plan. **Average Rating:** 4.4/5.0 **Total Reviews:** 247 #### How Do G2 Users Rate Melio? - **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.8/10) - **Online payment portal:** 8.9/10 (Category avg: 8.6/10) - **Level 3:** 8.0/10 (Category avg: 7.8/10) - **Accounting integration:** 8.7/10 (Category avg: 8.4/10) #### Who Is the Company Behind Melio? - **Seller:** [Melio](https://www.g2.com/sellers/melio) - **Company Website:** www.meliopayments.com - **Year Founded:** 2018 - **HQ Location:** New York - **Twitter:** @MelioPayments 5,811 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=87c19667daf88e4789f1690bc977ba79f45947163162bc2340572af7cdf42562&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmeliopayments%2F&secure%5Burl_type%5D=linkedin_company_website) 693 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, CEO - **Top Industries:** Accounting, Marketing and Advertising - **Company Size:** 93% Small, 6% Medium #### What Do G2 Reviewers Say About Melio? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of Melio, enjoying quick ACH payments and streamlined bill payment processes. - Users appreciate the **easy payments** feature of Melio, enjoying quick ACH transactions and seamless QuickBooks integration. - Users appreciate the **easy integrations** of Melio, simplifying payments and enhancing the user experience significantly. - Users commend Melio for its **easy setup** and seamless integration with QuickBooks, streamlining the payment process effortlessly. - Users find Melio to be **simple and fast** , enhancing their payment process and improving cash-flow control. ##### Cons - Users experience frustrating **delays in payment processing** , leading to inconvenience and potential issues with vendor transactions. - Users express concerns over **poor customer support** , highlighting unresponsive communication and unresolved payment issues with Melio. - Users report **payment issues** with Melio, highlighting failures in processing and lack of effective communication for resolutions. - Users experience **payment delays** with Melio, causing frustration and uncertainty regarding the status of their funds. - Users criticize the **high fees** associated with Melio, especially for credit card processing and advanced features. #### What Are Recent G2 Reviews of Melio? **["Easy-to-Use Accounts Receivable Tool with Competitive Rates"](https://www.g2.com/survey_responses/melio-review-12180021)** **Rating:** 5.0/5.0 stars _— Ana S._ [Read full review](https://www.g2.com/survey_responses/melio-review-12180021) **["Best Payment Processing Software"](https://www.g2.com/survey_responses/melio-review-5313486)** **Rating:** 5.0/5.0 stars _— Andrew H._ [Read full review](https://www.g2.com/survey_responses/melio-review-5313486) #### What Are G2 Users Discussing About Melio? - [What is Melio app?](https://www.g2.com/discussions/what-is-melio-app) - 2 comments - [Is Melio service legit?](https://www.g2.com/discussions/is-melio-service-legit) - 4 comments - [What are three benefits of using the Melio app to send payments to vendors?](https://www.g2.com/discussions/what-are-three-benefits-of-using-the-melio-app-to-send-payments-to-vendors) - 1 comment - [What is Melio service?](https://www.g2.com/discussions/what-is-melio-service) - 2 comments ### [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) 8am CPACharge is trusted by the AICPA, 35+ state CPA societies and more than 150,000 professionals as the best payment solution for CPAs, Enrolled Agents and Accountants—providing a simple, secure way for accounting firms to accept client credit, debit, and eCheck payments from anywhere at anytime. With next-day payments, you can keep cash flow predictable and your firm moving forward without delays. **Average Rating:** 4.7/5.0 **Total Reviews:** 109 #### How Do G2 Users Rate 8am CPACharge? - **Has the product been a good partner in doing business?:** 9.5/10 (Category avg: 8.8/10) - **Online payment portal:** 9.4/10 (Category avg: 8.6/10) - **Level 3:** 7.5/10 (Category avg: 7.8/10) - **Accounting integration:** 8.0/10 (Category avg: 8.4/10) #### Who Is the Company Behind 8am CPACharge? - **Seller:** [8am](https://www.g2.com/sellers/8am-31dcab59-2905-4459-9914-316d0e558c27) - **Company Website:** www.8am.com - **Year Founded:** 2005 - **HQ Location:** N/A - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a7c920ed04141f90f06082dc96b2fca60a86aec8a069d1a295149a4eb78397eb&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fweare8am%2F&secure%5Burl_type%5D=linkedin_company_website) 761 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, CPA - **Top Industries:** Accounting - **Company Size:** 98% Small, 2% Medium #### What Do G2 Reviewers Say About 8am CPACharge? _AI-generated summary from verified user reviews_ ##### Pros - Users find the **ease of use** of 8am CPACharge invaluable for seamless cash flow planning and reconciliation. - Users find **easy payments** with 8am CPACharge convenient, streamlining payment processing and invoicing effortlessly. - Users value the **payment efficiency** of 8am CPACharge, simplifying cash flow planning and transaction reconciliation. - Users appreciate the **ease of invoicing** with CPACharge, seamlessly integrating billing and simplifying cash flow management. - Users highlight the **quick and helpful customer support** of 8am CPACharge, enhancing their billing experience significantly. ##### Cons - Users express concerns over **billing issues** due to high transaction fees and unpredictable invoicing from CPACharge. - Users mention **payment issues** due to high fees and unpredictable invoicing, leading to frustration with CPACharge. - Users find the **high fees** of 8am CPACharge cumbersome, especially with additional passthrough costs and unpredictable invoices. - Users note that the **email integration lacks visibility** and is limited, complicating transaction efficiency. - Users find the **overall cost of CPACharge to be high** due to unpredictable fees and higher transaction rates. #### What Are Recent G2 Reviews of 8am CPACharge? **["Seamless CRM Integration Built for CPA Firms"](https://www.g2.com/survey_responses/8am-cpacharge-review-13051400)** **Rating:** 5.0/5.0 stars _— Alexandria G._ [Read full review](https://www.g2.com/survey_responses/8am-cpacharge-review-13051400) **["Low Fees and Easy Payments for Invoicing"](https://www.g2.com/survey_responses/8am-cpacharge-review-13052688)** **Rating:** 4.5/5.0 stars _— Leilah S._ [Read full review](https://www.g2.com/survey_responses/8am-cpacharge-review-13052688) #### What Are G2 Users Discussing About 8am CPACharge? - [What is CPACharge used for?](https://www.g2.com/discussions/what-is-cpacharge-used-for) - 1 comment ### [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) QuickBooks Payments is a comprehensive payment processing solution designed to streamline how businesses accept and manage payments.Integrated seamlessly with QuickBooks accounting software, it enables an all in one solution to accept various online and in person payment methods, including credit and debit cards, ACH bank transfers, Apple Pay®, PayPal, and Venmo. This integration ensures that all invoice, Tap to Pay, and card reader transactions are automatically recorded and reconciled, reducing manual data entry and minimizing errors. QuickBooks Payments provides seamless integration with QuickBooks accounting software, automatically syncing payment data with financial records. Offers flexible payment options including in-person, online, and mobile payments with competitive processing rates. Disclaimers: 1) Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For details about our money transmission licenses, or for Texas customers with complaints about our service, please visit https://www.intuit.com/legal/licenses/payment-licenses/. 2) Quickbooks Payments Disclaimer: QuickBooks Payments: QuickBooks Payments account subject to eligibility criteria, credit, and approval. Subscription to QuickBooks Online required. Not available in U.S. territories or outside the U.S. Key Features and Functionality: - Automated Invoicing: Create and send invoices that customers can pay online immediately. The system supports recurring invoices, payment reminders, and real-time tracking of invoice status. - Flexible Payment options: Businesses can accept payments in multiple ways—online with credit cards, debit cards, ACH, Apple Pay®, PayPal, and Venmo, and in-person using the QuickBooks mobile app through Tap to Pay\*\* and the card reader. (Disclaimer: \*\*Not available on Android devices). - Time saving automation: books update with every payment through QuickBooks.\* Reduce the time spent on matching by 60%.\*\* (Disclaimers: \*Automatic Matching: QuickBooks will only match bank deposits with transactions processed through QuickBooks Payments. Not all transactions are eligible.; \*\*Reduce time you spend matching payments by 60%: Calculation based on a comparison of total monthly QuickBooks Payments transactions with those that were automatically categorized.) - Competitive Rates: QuickBooks Payments offers transparent pricing with no setup costs or hidden fees. Transaction rates vary based on the payment method and processing type, ensuring businesses can choose the most cost-effective options. - Deposits on estimates: Lock in projects faster with instantly payable deposits. Simply send an estimate, and customers approve with a deposit. - Recurring payments: automate payments with a one time set up that charges customers on a set schedule. - Next day deposits\*: Eligible payments are deposited into the business’s bank account the next business day—or instantly for an extra 1.75% fee.\*\* (Disclaimers: \*Next-day Deposit: Next-day deposit feature subject to eligibility criteria. Payments processed before 3:00 PM PT typically arrive at your bank the next business day (excluding weekends and holidays). Deposit times may vary for other payment methods, third party delays or risk reviews.; \*\*Instant Deposit disclaimer: Instant Deposit: Additional 1.75% processing fee applies to payments not deposited into a QuickBooks Checking account. Deposits are typically sent within 30 minutes. Deposit times may vary due to third party delays.) - Chargeback Protection: The service provides automatic protection on credit and debit card disputes, covering up to $25,000 per year—$10,000 per dispute on card payments. Primary Value and Solutions Provided: QuickBooks Payments simplifies the payment process for businesses, enabling them to get paid faster and manage cash flow more effectively. By offering an all in one solution to accept online and in person payment methods and automating invoicing and reconciliation, it reduces administrative tasks and the potential for errors. The integration with QuickBooks accounting software ensures that all financial data is centralized, providing a clear and accurate financial picture. Additionally, features like chargeback protection and competitive rates offer businesses peace of mind and cost savings. **Average Rating:** 4.0/5.0 **Total Reviews:** 50 #### How Do G2 Users Rate QuickBooks Payments? - **Has the product been a good partner in doing business?:** 8.5/10 (Category avg: 8.8/10) - **Online payment portal:** 7.8/10 (Category avg: 8.6/10) - **Level 3:** 6.7/10 (Category avg: 7.8/10) - **Accounting integration:** 7.8/10 (Category avg: 8.4/10) #### Who Is the Company Behind QuickBooks Payments? - **Seller:** [Intuit](https://www.g2.com/sellers/intuit) - **Company Website:** www.intuit.com - **Year Founded:** 1983 - **HQ Location:** Mountain View, California - **Twitter:** @Intuit 80,559 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=13a6ad416b56b292be5f1467d5896e2534fe52e2e6b387b2ceb4600a4cb1b75a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1666%2F&secure%5Burl_type%5D=linkedin_company_website) 18,185 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner - **Top Industries:** Accounting - **Company Size:** 87% Small, 10% Medium #### What Do G2 Reviewers Say About QuickBooks Payments? _AI-generated summary from verified user reviews_ ##### Pros - Users praise the **ease of use** of QuickBooks Payments, appreciating its seamless integration with QuickBooks for efficient financial management. - Users appreciate the **seamless integration** of QuickBooks Payments, simplifying bookkeeping and enhancing cash flow management. - Users praise the **excellent customer support** from QuickBooks Payments, enhancing their experience and resolving issues promptly. - Users appreciate the **easy integrations** of QuickBooks Payments, simplifying bookkeeping and enhancing cash flow management. - Users appreciate the **easy payments integration** of QuickBooks Payments, ensuring seamless transaction management and improved cash flow. ##### Cons - Users find QuickBooks Payments **expensive due to high processing fees** , which can deter them from using it for larger transactions. - Users report experiencing **opaque funds holding** practices with QuickBooks Payments, impacting cash flow and causing significant frustration. - Users express concerns over **high processing fees** that significantly reduce revenue, especially on larger transactions. - Users face **inefficient management** with QuickBooks Payments, as funds can be held without clear communication or appeal options. - Users feel the **lack of customization** in QuickBooks Payments limits adaptability for their unique business needs. #### What Are Recent G2 Reviews of QuickBooks Payments? **["All-in-One Payments That Integrate Seamlessly with QuickBooks"](https://www.g2.com/survey_responses/quickbooks-payments-review-13098837)** **Rating:** 4.5/5.0 stars _— Lori A._ [Read full review](https://www.g2.com/survey_responses/quickbooks-payments-review-13098837) **["Intuitively Easy to Use with Great Step-by-Step Confirmation"](https://www.g2.com/survey_responses/quickbooks-payments-review-13135093)** **Rating:** 5.0/5.0 stars _— Christine M._ [Read full review](https://www.g2.com/survey_responses/quickbooks-payments-review-13135093) #### What Are G2 Users Discussing About QuickBooks Payments? - [Does QuickBooks have a bill pay feature?](https://www.g2.com/discussions/does-quickbooks-have-a-bill-pay-feature) - [What are the main features of QuickBooks?](https://www.g2.com/discussions/quickbooks-payments-what-are-the-main-features-of-quickbooks) - [What types of payments does QuickBooks payments support?](https://www.g2.com/discussions/what-types-of-payments-does-quickbooks-payments-support) - [What are some of the unique features of QuickBooks payments?](https://www.g2.com/discussions/what-are-some-of-the-unique-features-of-quickbooks-payments) ### [HoneyBook](https://www.g2.com/products/honeybook/reviews) HoneyBook is a clientflow management platform designed for independent service businesses, such as photographers, venues, virtual assistants, wedding planners, and creative freelancers. The platform consolidates every stage of the client lifecycle into one place, from initial inquiry to final payment, allowing users to manage their operations without switching between multiple tools. Unlike generic CRM tools, HoneyBook offers a tailored experience that integrates lead capture, contracts, invoicing, scheduling, and client communication into a single platform. It includes AI-powered automation and customization features designed specifically for the workflows of service-based businesses. The target audience for HoneyBook includes service-oriented professionals who need a system to handle lead generation, client management, and payment processing. The platform is particularly relevant for those who operate in creative industries such as photography, event venues, graphic design, consulting, and virtual assistance, where client interactions and project management are central to running the business. Key features include: Branded lead forms and questionnaires that embed on any website, along with online scheduling, appointment booking, and automated follow-up sequences to convert inquiries into booked clients Online invoices with integrated payment processing, legally binding contracts with e-signatures, and customizable proposals that combine services, pricing, contracts, and payment in one document A visual project pipeline to track every client and job status, CRM and contact management to store client details and history, a branded client portal where clients can view documents and make payments, and automated workflows and task reminders to reduce manual follow-up HoneyBook integrates with over 40 third-party tools including Squarespace, Google Ads, Mailchimp, Zoom, and QuickBooks, allowing businesses to connect their existing tech stack. The platform is available on web and mobile. A 30-day free trial is available. No credit card required. **Average Rating:** 4.5/5.0 **Total Reviews:** 237 #### How Do G2 Users Rate HoneyBook? - **Has the product been a good partner in doing business?:** 9.3/10 (Category avg: 8.8/10) - **Online payment portal:** 9.1/10 (Category avg: 8.6/10) - **Level 3:** 7.8/10 (Category avg: 7.8/10) - **Accounting integration:** 8.5/10 (Category avg: 8.4/10) #### Who Is the Company Behind HoneyBook? - **Seller:** [HoneyBook](https://www.g2.com/sellers/honeybook) - **Company Website:** www.honeybook.com - **Year Founded:** 2013 - **HQ Location:** San Francisco, CA - **Twitter:** @honeybook 4,476 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f8c5093e3124c7eb86fcd868932fa65193871a5dcc154d636da58ede1ce223cf&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2527444%2F&secure%5Burl_type%5D=linkedin_company_website) 322 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, Photographer - **Top Industries:** Photography, Events Services - **Company Size:** 98% Small, 2% Medium #### What Do G2 Reviewers Say About HoneyBook? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **seamless payment management** of HoneyBook, making invoicing and client payments hassle-free and organized. - Users appreciate the **easy creation of materials** with HoneyBook's user-friendly templates and automation features, streamlining their workflow. - Users commend the **ease of use** of HoneyBook, appreciating its seamless integration into daily business operations. - Users value the **easy customization** of HoneyBook, enhancing their efficiency with tailored templates for various needs. - Users value the **ease of use** of HoneyBook, enhancing organization and client management for smooth business operations. ##### Cons - Users face **payment issues** with HoneyBook, expressing concerns about processing fees and limited payment options. - Users are frustrated by the **expensive pricing** of HoneyBook, feeling the increase lacks justification and value. - Users face **lack of integration** , making data export difficult and complicating transitions to other platforms. - Users criticize the **limited features** of HoneyBook, feeling they do not justify the increased pricing or expectations. - Users find the **reporting features inadequate** , hindering comprehension and tracking of earnings efficiently. #### What Are Recent G2 Reviews of HoneyBook? **["Honeybook Feels Like a Virtual Assistant for My Business"](https://www.g2.com/survey_responses/honeybook-review-13032698)** **Rating:** 4.5/5.0 stars _— Nikki M._ [Read full review](https://www.g2.com/survey_responses/honeybook-review-13032698) **["Streamlined Event Booking with Intuitive Workflows and Stellar Support"](https://www.g2.com/survey_responses/honeybook-review-12999446)** **Rating:** 5.0/5.0 stars _— Dustin F._ [Read full review](https://www.g2.com/survey_responses/honeybook-review-12999446) #### What Are G2 Users Discussing About HoneyBook? - [What is HoneyBook used for?](https://www.g2.com/discussions/honeybook-what-is-honeybook-used-for) - [Is HoneyBook secure?](https://www.g2.com/discussions/is-honeybook-secure) - [How much does HoneyBook cost?](https://www.g2.com/discussions/how-much-does-honeybook-cost) - 2 comments - [What is HoneyBook?](https://www.g2.com/discussions/what-is-honeybook) - 2 comments - [What is HoneyBook used for?](https://www.g2.com/discussions/what-is-honeybook-used-for) - 2 comments ### [FreshBooks](https://www.g2.com/products/freshbooks/reviews) FreshBooks is software that simplifies the complicated world of bookkeeping and accounting. With FreshBooks, you can run your billing, books, and payroll all from one platform—no complicated spreadsheets or convoluted software. With FreshBooks, you’ll save time and get peace of mind. • Run your billing, books, and payroll on the same platform. • Build invoices in seconds and get paid twice as fast. • Create reports that allow you to see the health of your business instantly. • Stay organized for tax time and compliant with tax regulations. • Collaborate with clients, manage billing, and track project profitability. **Average Rating:** 4.5/5.0 **Total Reviews:** 961 #### How Do G2 Users Rate FreshBooks? - **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.8/10) - **Online payment portal:** 8.4/10 (Category avg: 8.6/10) - **Level 3:** 7.0/10 (Category avg: 7.8/10) - **Accounting integration:** 7.6/10 (Category avg: 8.4/10) #### Who Is the Company Behind FreshBooks? - **Seller:** [FreshBooks](https://www.g2.com/sellers/freshbooks) - **Company Website:** www.freshbooks.com - **Year Founded:** 2003 - **HQ Location:** Toronto - **Twitter:** @freshbooks 28,085 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=ab76a06ffa4fbc1a641600d8140ddb8d9863715f96371d66c77f3e3cc395b35a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F116468%2F&secure%5Burl_type%5D=linkedin_company_website) 399 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, Founder - **Top Industries:** Marketing and Advertising, Information Technology and Services - **Company Size:** 80% Small, 9% Medium #### What Do G2 Reviewers Say About FreshBooks? _AI-generated summary from verified user reviews_ ##### Pros - Users love the **ease of use** of FreshBooks, simplifying accounting tasks for busy small business owners. - Users value the **simplicity of invoice management** in FreshBooks, streamlining their financial processes effortlessly. - Users find FreshBooks' **invoicing simplicity** invaluable for managing finances effortlessly and streamlining payment processes. - Users commend FreshBooks for its **exceptional customer support** , highlighting quick responses and extensive assistance for every issue. - Users love FreshBooks for its **easy invoicing** , saving time while maintaining accuracy and usability for non-accountants. ##### Cons - Users find FreshBooks lacks **versatile invoice creation** and flexibility in tracking and data access after cancellation. - Users find FreshBooks' **invoicing issues** frustrating, especially regarding flexibility and access to previous records post-cancellation. - Users find FreshBooks to be **expensive** , especially for solopreneurs needing additional features and support. - Users find the **limited features** of FreshBooks restrict functionality, especially regarding invoice management and client access. - Users note **pricing issues** , citing annual rate increases and complications with tax handling and invoice summaries. #### What Are Recent G2 Reviews of FreshBooks? **["Straightforward Invoicing and Tracking with a Clean, Easy-to-Navigate Interface"](https://www.g2.com/survey_responses/freshbooks-review-12668419)** **Rating:** 4.5/5.0 stars _— Urvish M._ [Read full review](https://www.g2.com/survey_responses/freshbooks-review-12668419) **["A great balance between invoicing, project tracking, and profitability"](https://www.g2.com/survey_responses/freshbooks-review-13058067)** **Rating:** 5.0/5.0 stars _— Phil J._ [Read full review](https://www.g2.com/survey_responses/freshbooks-review-13058067) #### What Are G2 Users Discussing About FreshBooks? - [What is FreshBooks used for?](https://www.g2.com/discussions/freshbooks-what-is-freshbooks-used-for) - 1 upvote - [How does FreshBooks work?](https://www.g2.com/discussions/how-does-freshbooks-work) - [Which is better QuickBooks or FreshBooks?](https://www.g2.com/discussions/which-is-better-quickbooks-or-freshbooks) - [What is FreshBooks?](https://www.g2.com/discussions/what-is-freshbooks) - 1 comment - [What is FreshBooks used for?](https://www.g2.com/discussions/what-is-freshbooks-used-for) - 1 comment, 1 upvote ### [Ignition](https://www.g2.com/products/ignition/reviews) From lead to cash, Ignition transforms your sales, billing and payments process with seamless automation. Over 8,500 service-based businesses, including accounting, agencies, consulting and financial services, trust Ignition to sell, bill and get paid. ✓ Capture leads and manage your sales pipeline ✓ Fast track revenue with branded online proposals ✓ Get paid on time with automated invoicing and payments ✓ Reduce business risk with templated contracts ✓ Automate data collection with online forms ✓ Centralize and manage client billing in one place ✓ Keep track of projected revenue and cash flow ✓ Seamlessly increase pricing and renew proposals in bulk ✓ Connect apps to automate workflows **Average Rating:** 4.7/5.0 **Total Reviews:** 122 #### How Do G2 Users Rate Ignition? - **Has the product been a good partner in doing business?:** 9.6/10 (Category avg: 8.8/10) - **Online payment portal:** 8.8/10 (Category avg: 8.6/10) - **Level 3:** 8.2/10 (Category avg: 7.8/10) - **Accounting integration:** 9.2/10 (Category avg: 8.4/10) #### Who Is the Company Behind Ignition? - **Seller:** [Ignition](https://www.g2.com/sellers/ignition) - **Company Website:** www.ignitionapp.com - **Year Founded:** 2013 - **HQ Location:** Chippendale, Australia - **Twitter:** @ignitionapp 11,259 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=0a9c9ae4c3ab75b33540e1b21ce6cef652f862c218c05b4bc6d23b38a3f283e3&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2602590%2F&secure%5Burl_type%5D=linkedin_company_website) 330 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, Director - **Top Industries:** Accounting, Marketing and Advertising - **Company Size:** 89% Small, 3% Medium #### What Do G2 Reviewers Say About Ignition? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** of Ignition, citing its intuitive interface and seamless client interactions. - Users praise the **first-rate customer support** of Ignition, appreciating its helpfulness and availability for urgent inquiries. - Users find the **easy setup** of Ignition seamless, enhancing their experience and streamlining client engagement. - Users find Ignition to be a **time-saving solution** , streamlining proposals, invoicing, and client interactions effortlessly. - Users praise Ignition for its **efficiency in streamlining operations** , significantly enhancing their onboarding and client engagement processes. ##### Cons - Users find Ignition to be **extremely expensive** , making it a financial challenge despite its positive impact on their business. - Users note a **significant learning curve** for Ignition, requiring time and experience to master its functionalities. - Users desire **more customization options** in pricing and forms, limiting flexibility for unique client requests. - Users note a lack of **customization features** in Ignition, limiting their ability to efficiently send checklists to clients. - Users find **payment issues** challenging, including high fees and limited refund options impacting efficiency and cost management. #### What Are Recent G2 Reviews of Ignition? **["Streamlined Proposals & Invoicing with Ease"](https://www.g2.com/survey_responses/ignition-review-13179637)** **Rating:** 4.5/5.0 stars _— Kevin L._ [Read full review](https://www.g2.com/survey_responses/ignition-review-13179637) **["All-in-One System That Simplifies Proposals, Engagement Letters, and Invoicing"](https://www.g2.com/survey_responses/ignition-review-12759341)** **Rating:** 4.5/5.0 stars _— Angela K._ [Read full review](https://www.g2.com/survey_responses/ignition-review-12759341) #### What Are G2 Users Discussing About Ignition? - [What is Ignition used for?](https://www.g2.com/discussions/what-is-ignition-used-for) ### [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) Shopify POS is the best point-of-sale solution for retailers who sell in-store and online. Shopify POS brings in-store and online sales together, so you can create the seamless shopping experiences today's customers expect, increase sales, and drastically streamline operations. Our all-in-one POS offers hardware, payments, and software, built to support any type of retail environment. Built on the world's leading commerce platform, Shopify POS makes it easy to expand to new retail locations, international markets, and online channels. Shopify POS is trusted by major retailers like Alo Yoga, Vuori, and Glossier. **Average Rating:** 4.4/5.0 **Total Reviews:** 353 #### How Do G2 Users Rate Shopify POS? - **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.8/10) - **Online payment portal:** 7.8/10 (Category avg: 8.6/10) - **Level 3:** 8.0/10 (Category avg: 7.8/10) - **Accounting integration:** 8.5/10 (Category avg: 8.4/10) #### Who Is the Company Behind Shopify POS? - **Seller:** [Shopify](https://www.g2.com/sellers/shopify) - **Company Website:** www.shopify.com - **Year Founded:** 2006 - **HQ Location:** Ottawa, ON - **Twitter:** @Shopify 450,909 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3a47e88783b7429c2984c8a3e2defbd798a6e43fb11bd4596b012234db02fbbd&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F784652%2F&secure%5Burl_type%5D=linkedin_company_website) 28,516 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Owner, Manager - **Top Industries:** Retail, Apparel & Fashion - **Company Size:** 75% Small, 16% Medium #### What Do G2 Reviewers Say About Shopify POS? _AI-generated summary from verified user reviews_ ##### Pros - Users praise the **ease of use** of Shopify POS, noting its seamless integration and intuitive interface for daily operations. - Users appreciate the **seamless inventory management** of Shopify POS, ensuring accurate tracking across online and in-person sales. - Users value the **seamless integration** of Shopify POS for simplifying online and offline sales management effortlessly. - Users highlight the **easy setup** of Shopify POS, enabling quick and efficient integration for their businesses. - Users appreciate the **seamless order management** capabilities of Shopify POS, enabling efficient tracking and fulfillment processes. ##### Cons - Users find Shopify POS **too expensive** , especially regarding shipping costs and limitations on advanced features without premium plans. - Users express concerns over **limited features** in Shopify POS, particularly regarding customization and essential capabilities in lower-tier plans. - Users find the **lack of customization** options in Shopify POS limits their ability to tailor the experience effectively. - Users express frustration over the **limited customization options** available in Shopify POS, hindering their design capabilities. - Users face **connectivity issues** with Shopify POS, experiencing slow performance and limited offline capabilities during internet outages. #### What Are Recent G2 Reviews of Shopify POS? **["Helpful Support, Reliable POS systems, and Flexible Payment options"](https://www.g2.com/survey_responses/shopify-pos-review-12706183)** **Rating:** 4.5/5.0 stars _— Jason L._ [Read full review](https://www.g2.com/survey_responses/shopify-pos-review-12706183) **["Incredible Mobile POS for Trade Shows—Customizable, Tap to Pay, and Offline Ready"](https://www.g2.com/survey_responses/shopify-pos-review-12763784)** **Rating:** 4.0/5.0 stars _— Jordan D._ [Read full review](https://www.g2.com/survey_responses/shopify-pos-review-12763784) #### What Are G2 Users Discussing About Shopify POS? - [What is Shopify Pos Pro?](https://www.g2.com/discussions/what-is-shopify-pos-pro) - [What are the key features of a POS system?](https://www.g2.com/discussions/shopify-pos-what-are-the-key-features-of-a-pos-system) - [How does Shopify integrate with POS?](https://www.g2.com/discussions/how-does-shopify-integrate-with-pos) - [What POS works with Shopify?](https://www.g2.com/discussions/what-pos-works-with-shopify) ### [Square Payments](https://www.g2.com/products/square-payments/reviews) Square Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly, whether online, in-store, or on the go. Launched in 2009 by Block, Inc., Square has become a leader in point-of-sale systems, serving millions of merchants worldwide. Key Features and Functionality: - Versatile Payment Acceptance: Square enables businesses to accept a wide range of payment methods, including credit and debit cards, digital wallets like Apple Pay and Google Pay, and even Bitcoin. - Point-of-Sale (POS) Systems: Offers a suite of POS solutions, including hardware like Square Reader, Square Stand, and Square Terminal, as well as software tailored for various industries such as retail, restaurants, and services. - Online Payment Solutions: Provides tools for setting up online stores, processing e-commerce transactions, and integrating with existing websites to facilitate online sales. - Business Management Tools: Includes features for inventory management, employee scheduling and payroll, customer relationship management, and detailed sales analytics to help businesses operate efficiently. - Security and Compliance: Ensures all transactions are secure and compliant with Payment Card Industry Data Security Standards (PCI DSS), offering end-to-end encryption and proactive fraud prevention measures. Primary Value and Solutions Provided: Square Payments simplifies the payment process for businesses, allowing them to accept various payment methods without the need for complex setups or multiple vendors. By offering integrated hardware and software solutions, Square helps businesses manage sales, inventory, and customer relationships from a unified platform. The inclusion of advanced analytics and reporting tools enables merchants to make informed decisions, optimize operations, and enhance customer experiences. Additionally, Square's commitment to security and compliance ensures that both businesses and their customers can trust the safety of their transactions. **Average Rating:** 4.5/5.0 **Total Reviews:** 168 #### How Do G2 Users Rate Square Payments? - **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.8/10) - **Online payment portal:** 9.1/10 (Category avg: 8.6/10) - **Level 3:** 8.0/10 (Category avg: 7.8/10) - **Accounting integration:** 8.3/10 (Category avg: 8.4/10) #### Who Is the Company Behind Square Payments? - **Seller:** [Block](https://www.g2.com/sellers/block) - **Year Founded:** 2009 - **HQ Location:** Oakland, California - **Twitter:** @Square 309,691 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=67fa09d2bfd0039f9828d0eedaf49e82356d125d1de4bbee4b1407d50a7b4795&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fjoinblock%2F&secure%5Burl_type%5D=linkedin_company_website) 12,254 employees on LinkedIn® - **Ownership:** NYSE:SQ #### Who Uses This Product? - **Who Uses This:** Owner, CEO - **Top Industries:** Food & Beverages, Retail - **Company Size:** 86% Small, 14% Medium #### What Do G2 Reviewers Say About Square Payments? _AI-generated summary from verified user reviews_ ##### Pros - Users find Square Payments **incredibly easy to use** , simplifying card payment acceptance for events and online stores. - Users value the **easy payments** with Square, enabling hassle-free transactions for events and online sales. - Users appreciate the **easy integrations** of Square Payments, making it seamless to connect with other software like Xero. - Users praise the **payment ease** of Square Payments, finding it accessible and efficient for various transactions. - Users appreciate the **straightforward payment processing** of Square Payments, enjoying real-time transfers and versatile payment options. ##### Cons - Users are concerned about the **high transaction fees** with Square Payments, which can accumulate quickly for frequent use. - Users find **limited features** frustrating, particularly with functionality and service payment options in the free version. - Users find Square Payments **expensive** compared to traditional point of sales systems for brick and mortar businesses. - Users report **inefficient management** issues, with account stability affecting their cash flow and operational continuity. - Users report serious issues with **invoicing problems** , causing disruptions and confusion for customers and impacting cash flow. #### What Are Recent G2 Reviews of Square Payments? **["Fast, Easy Payments and All-in-One Tracking That Keeps My Business Organized"](https://www.g2.com/survey_responses/square-payments-review-12724459)** **Rating:** 4.5/5.0 stars _— Mellyssa D._ [Read full review](https://www.g2.com/survey_responses/square-payments-review-12724459) **["Effortless Payments and Flexibility for Non-Profits"](https://www.g2.com/survey_responses/square-payments-review-12132135)** **Rating:** 5.0/5.0 stars _— Dan S._ [Read full review](https://www.g2.com/survey_responses/square-payments-review-12132135) #### What Are G2 Users Discussing About Square Payments? - [What is Square Payments used for?](https://www.g2.com/discussions/what-is-square-payments-used-for) - [What are the square processing fees?](https://www.g2.com/discussions/what-are-the-square-processing-fees) - [Is Square software free?](https://www.g2.com/discussions/is-square-software-free) - 2 comments - [What is Square payment method?](https://www.g2.com/discussions/what-is-square-payment-method) - 1 comment - [What is Square software?](https://www.g2.com/discussions/what-is-square-software) ### [PayU](https://www.g2.com/products/payu/reviews) PayU is a leading online payment service provider, operating in 50+ high-growth markets, dedicated to creating cutting-edge financial services tailored to the needs of over 300,000 merchants and millions of consumers. Focused on empowering people and businesses through financial services and creating a world without financial borders where everyone can prosper. The customizable payment processing platform enables merchants to have both global reach and local expertise through full payment methods coverage for any customer in the world. PayU guarantees the highest possible approval rates with the lowest fees while ensuring the highest level of compliance and security for your transactions – all via a single API connection. With PayU merchants can skyrocket their sales while ensuring a great payment processing experience. Local operations in Asia, Central and Eastern Europe, Latin America, the Middle East, and Africa enable PayU to combine the expertise of high-growth companies with its own unique local knowledge and technology to ensure that online customers have access to the best financial services. For more information please visit https://corporate.payu.com/. **Average Rating:** 3.1/5.0 **Total Reviews:** 25 #### How Do G2 Users Rate PayU? - **Has the product been a good partner in doing business?:** 4.5/10 (Category avg: 8.8/10) - **Online payment portal:** 8.8/10 (Category avg: 8.6/10) - **Level 3:** 6.3/10 (Category avg: 7.8/10) - **Accounting integration:** 8.3/10 (Category avg: 8.4/10) #### Who Is the Company Behind PayU? - **Seller:** [PayU](https://www.g2.com/sellers/payu) - **HQ Location:** Amsterdam, North Holland - **Twitter:** @PAyu 25 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d65f12ffc53ae968bb50db2f7e731134d1be3ed27c5c9f3ac1964cd641a608a1&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2046824%2F&secure%5Burl_type%5D=linkedin_company_website) 3,356 employees on LinkedIn® #### Who Uses This Product? - **Company Size:** 80% Small, 12% Medium #### What Do G2 Reviewers Say About PayU? _AI-generated summary from verified user reviews_ ##### Pros - Users find PayU's platform to be **easy to use** , featuring a user-friendly dashboard and excellent payment options. - Users find PayU to be an **affordable solution** for payment acceptance, praising its ease of use and implementation. - Users value the **excellent customer support** of PayU, enhancing their overall payment acceptance experience. - Users appreciate the **easy-to-understand dashboard** of PayU, highlighting its minimal downtime and comprehensive reporting. - Users find PayU's **ease of implementation** impressive, allowing for seamless and efficient payment acceptance. ##### Cons - Users experience **delays** during the onboarding process, often facing unclear communication and lengthy wait times for approval. - Users find the **difficult setup** of PayU frustrating, with unclear onboarding and slow processing leading to wasted time. - Users face **onboarding issues** with unclear communication and slow processes, leading to frustration and wasted time. - Users report **poor customer support** , finding the onboarding process unclear, slow, and lacking accountability. - Users experience **inefficient management** during onboarding, leading to confusion, delays, and a lack of clear communication. #### What Are Recent G2 Reviews of PayU? **["PayU"](https://www.g2.com/survey_responses/payu-review-11381248)** **Rating:** 4.0/5.0 stars _— Piero L._ [Read full review](https://www.g2.com/survey_responses/payu-review-11381248) **["Effortless Payments and Excellent Support"](https://www.g2.com/survey_responses/payu-review-12090616)** **Rating:** 5.0/5.0 stars _— Sajal w._ [Read full review](https://www.g2.com/survey_responses/payu-review-12090616) #### What Are G2 Users Discussing About PayU? - [What is PayU used for?](https://www.g2.com/discussions/what-is-payu-used-for) - 1 comment - ‹ Prev‹ Prev - 1 - [2](/categories/payment-processing/small-business?order=g2_score&page=2#product-list) - [3](/categories/payment-processing/small-business?order=g2_score&page=3#product-list) - [4](/categories/payment-processing/small-business?order=g2_score&page=4#product-list) - [5](/categories/payment-processing/small-business?order=g2_score&page=5#product-list) - [Next ›Next ›](/categories/payment-processing/small-business?order=g2_score&page=2#product-list) Spotlight Categories [Employee Recognition Software](https://www.g2.com/categories/employee-recognition) [Digital Signage Software](https://www.g2.com/categories/digital-signage) [Contact Center Quality Assurance Software](https://www.g2.com/categories/contact-center-quality-assurance) [Expense Management Software](https://www.g2.com/categories/expense-management) [Communication Platform as a Service (cPaaS) Platforms](https://www.g2.com/categories/communication-platform-as-a-service) Similar Categories - [Payment Gateways](/categories/payment-gateways) - [Embedded Payments](/categories/embedded-payments) - [Failed Payment Recovery](/categories/failed-payment-recovery) - [Installment Payment and Buy Now Pay Later (BNPL)](/categories/installment-payment-and-buy-now-pay-later-bnpl) - [Payment Analytics](/categories/payment-analytics) - [Payment Card Issuance](/categories/payment-card-issuance) - [Payments Orchestration](/categories/payments-orchestration) [Browse Payment Processing Themes](/categories/payment-processing/themes) ![Subhransu Sahu](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Subhransu Sahu") SS Researched and written by [Subhransu Sahu](https://research.g2.com/insights/author/subhransu-sahu) Updated Products classified in the overall Payment Processing category are similar in many regards and help companies of all sizes solve their business problems. However, small business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Small Business Payment Processing to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Small Business Payment Processing category. In addition to qualifying for inclusion in the Payment Processing Software category, to qualify for inclusion in the Small Business Payment Processing Software category, a product must have at least 10 reviews left by a reviewer from a small business. Top Tools at a Glance | | Global payment collection and transfers | User Review "Convenient for Transfers, But High Fees" | | | Amazon-account checkout for faster payments | User Review "Simple, Secure Payments with Quick Settlements on Amazon Pay for Business" | | | Fast mobile payments for small transactions | User Review "Convenient, No-fee Transfers with Instant Payments." | | | Automated AP and AR payment workflows | User Review "Bill.com-Tool for seamless accounts payable process" | | | Unified online and in-store payment operations | User Review "Reliable, High-Uptime Payments with Excellent Reporting and Easy Integration" | | | Developer-friendly online payment integration | User Review "Effortless Setup, Comprehensive Reporting, Room for Support Improvement" | | | Low-cost ACH and invoice payments | User Review "Super Simple, Flawless QuickBooks Sync, and Fair Fees" | | | Invoicing and recurring payment collection | User Review "Straightforward Invoicing and Tracking with a Clean, Easy-to-Navigate Interface" | | | Global payment processing and transaction visibility | User Review "Reliable Payment Processing for Global Businesses" | * * * Show More * * * ## How Do You Choose the Right Payment Processing Software? ### What You Should Know About Payment Processing Software ### What is Payment Processing Software? Payment processing software powers credit and debit card purchases. When customers make a purchase online, they enter their payment and shipping information into a payment gateway. The payment gateway gives that payment information to the payment processor, which then communicates with both the customer’s and merchant’s banks to complete the transaction. The transaction’s success or failure is reported back to the payment gateway and the customer. In a brick-and-mortar store, a customer’s credit or debit card is swiped into a point of sale (POS) system, which communicates with a payment processor to approve or deny the purchase. Many payment processors charge a fee for each transaction based on the size of the purchase. Some payment processors have an embedded payment gateway or POS system to create a seamless experience. Any time a credit or debit transaction is attempted, a payment processor is needed. With the rise of digital wallets, payment processors have expanded their functionality to include digital currency and the transfer of money from a source such as Venmo or PayPal to an e-commerce or brick-and-mortar store. Some can process an e-check or set up recurring payments. Key Benefits of Payment Processing Software - Processing payments made by credit, debit, and gift cards as well as digital wallets - Creating a seamless experience for customers - Determining whether or not payment is valid before fulfilling an order or completing a transaction - Communicating with a variety of banks to accept payment from anywhere in the world ### Why Use Payment Processing Software? **Security —** Payment information is extremely sensitive, so it needs protection. Payment processing software is held to high security standards to protect this sensitive information. **Scalability —** A small business can use the same payment processor as a large enterprise, with little difference in functionality. Payment processors operate behind the scenes, and companies pay fees to use them. If a small business picks the right payment processor when it starts out, it may never need to change payment processors as their needs increase. Some payment processors handle billing and invoicing, so some internal processes are covered. **Flexibility —** Most payment processors handle a wide variety of payments. All payment processors process credit and debit cards, but more are accepting payments from digital wallets, cryptocurrencies, and electronic checks. Some facilitate automatic payments to provide consumers and merchants an added convenience of regular payments. The more options provided to the consumer, the more opportunities a merchant has to make a sale, so it’s in a business’ best interest to utilize a payment processor with a variety of features. ### Who Uses Payment Processing Software? **E-commerce businesses —** E-commerce businesses rely on payment processing software because that is how they receive all payments. Payment processors integrate with the payment gateway an online business uses or the payment processor has its own payment gateway. Some e-commerce platforms have built-in gateways or processors, eliminating the need to choose a specific one.Because payment processors typically charge fees for each transaction, an e-commerce business needs to be mindful of the processor they choose because all their transactions are carried out by the payment processor. **Brick-and-mortar businesses —** Brick-and-mortar businesses use payment processors to process credit cards and other non-cash payments. Typically, a processor is integrated with the POS system used by the store, but an all-in-one POS system might include a payment processor. Since most shoppers use some kind of card to make purchases, a payment processor is a necessity. **Business to business businesses —** Every business collects payments in one form or another but businesses that cater to serving other businesses have a unique challenge. Some payment processors are equipped to accept e-checks and lines of credit, and integrate with billing and invoicing software to ensure payments are made and the proper documentation is created. Recurring and automatic payments are useful if a business functions on a subscription model. ### Payment Processing Software Features **Encryption —** Credit card and other payment information is extremely sensitive and must be protected from hackers and other threats. A good payment processor has strong encryption and likely more than one type of encryption to keep both customer and merchant data safe. If data is stolen the consequences can be dire for a business. **Reports and analytics —** Some payment processors provide regular reports based on activity. This helps financial management import payment into analytics software. Knowing how customers make payments and ensuring they match a business’ revenue is crucial. **Processing fees —** Many payment processors function by adding a small fee to each transaction. This is often a flat fee plus a percentage of the actual purchase. Some processors have different fee structures, but fees are nearly universal. Fee amounts vary slightly depending on the processor or based on the type of payment used. **E-commerce integration —** Payment processor integration into e-commerce stores creates a seamless experience for customers when shopping online. Shoppers input both their payment information and their shipping information at the same time, and the business receives payment and all relevant information to fulfill the order quickly. **POS integration —** For storefronts, payment processors integrated with a POS system create a seamless and quick checkout process so the stores receive payment on the spot and customers walk out with their purchase. **Payment methods —** More payment methods accepted by a payment processor, means more customers. This includes mobile payments and cryptocurrencies like Bitcoin. Many payment processors accept certain credit cards or work with specific currencies. #### Additional Payment Processing Features **E-signatures —** Some payment processors allow users to digitally sign (usually using a finger to write) their credit card purchase. This provides added security measures and prevents fraud. This is typically a feature of mobile and tablet-based POS systems integrated with a payment processor. E-commerce purchases do not typically require a signature because they cross-check billing addresses and the security code on the credit card. **Receipts —** Some POS systems generate digital or physical receipts. This allows both the merchant and the customer to maintain records. Online purchases use email receipts that can be printed if necessary. For in-store purchases, digital receipts can be emailed or texted. **Card readers —** For physical purchases using a credit card, a card reader is important for streamlining the process. It’s much faster to swipe a card or read the chip than manually input the credit card information. Many tablet-based POS systems have a stand that includes a card reader, but for those using a mobile phone, some kind of mobile reader is required. These may plug directly into the phone or connect via Bluetooth. ### Trends Related to Payment Processing Software **Mobile payments —** Today, many customers use their phones as their primary payment method. While there are some security risks and not all stores accept mobile payments, many customers will take advantage of this option. **Cryptocurrencies —** Businesses and customers alike are looking into the possibility of using cryptocurrencies, despite many issues. The added security is attractive across the board, but requires additional technology to be user-friendly. **Digital wallets —** Similar to mobile payments, digital wallets make it easier to pay without using a credit or debit card. These services send money between friends, but can easily send money to businesses as well. ### Software and Services Related to Payment Processing Software **Payment gateways —** [Payment gateways](https://www.g2.com/categories/payment-gateways) are the first step to using a payment processor since they collect and verify all the payment information. Some payment processors include a payment gateway, but many gateways work with a variety of unaffiliated processors. **E-commerce platforms —** [E-commerce platforms](https://www.g2.com/categories/e-commerce-platforms) require a payment processor to complete online purchases since cash is not possible. Some e-commerce platforms come with built-in payment gateways and processors, but some require choosing one to integrate with the e-commerce platform. A well-integrated payment gateway or payment processor creates a seamless purchasing experience for customers. **POS systems —** [POS systems](https://www.g2.com/categories/pos) require a payment processor to complete any transaction made using a credit or debit card. Some POS systems come with an integrated payment processor but can choose their own depending on the POS system they use. **Payment analytics —** [Payment analytics software](https://www.g2.com/categories/payment-analytics) integrates with payment gateways and payment processors to analyze payment data. These analytics provide real-time insight into business performance to make informed business decisions.