[ SoFi at... Reviews ](https://www.g2.com/products/sofi-at-work/reviews) [ SoFi at... Reviews ](https://www.g2.com/products/sofi-at-work/reviews) # SoFi at Work Pricing Overview [Editedit](https://my.g2.com/sofi-at-work/pricings) Free Trial ## SoFi at Work Pricing Key Insights Last updated on Jul 30, 2026 * * * SoFi at Work offers a **free trial**. Information about SoFi at Work pricing, plan availability, and costs is not listed on G2 by the vendor. Buyers typically need to engage directly with the vendor to understand pricing options. Final cost negotiations to purchase SoFi at Work must be conducted with the seller. * * * Rated 4.1 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. SoFi offer two different programs for our employer partners. They can be stand alone or fully integrated with SSO capabilities. SoFi is able to work with all budget and sizes. 1. Industry-Leading Financial Education and Student Loan Refinancing SoFi provides personalized and custom advice to your organization and employees, including access to credentialed financial planners. With SoFi's robust set of resources, calculators, videos, and articles, student loan borrowers will have a better understanding of all of their options in both the Federal and Private programs. In addition, we go above and beyond and cover all debt management best practices to "Get Your Money Right" and start building a foundation for saving. There is no cost to the organization or their employees in this program. In addition, SoFi will provide a 0.25% rate discount to all employees and family. With this program no contract and no IT or data integration is needed. From an HR viewpoint, SoFi's education and refinancing program is a premier level of service and education for their employees. Customized communications and a dedicated partnership team to support both HR and employees. Employee value: Certified Financial Planning financial education along with preferred access to student loan consolidation with a lower interest rate (borrowers are individually underwritten by SoFi). ParentPlus loans are also available for refinance via the SoFi SLR program. Fees/costs = none for employer, none for borrower/employee Borrower Incentive: "SoFi Welcome Bonus"; SoFi will offer your employees (and family members) a rate discount or welcome bonus rebate when a refinance loan is completed with SoFi . 2. Employer Contribution Program: SoFi fully administers & supports corporations who also want to provide direct loan contributions (paydown of loan principal) to specific employees (employer decides on eligibility rules). ECP requires a SoFi administration contract and some IT & data security implementation. We can also provide a contribution to a 529 plan and any hybrid program (PTO Convert, 401k / student loan match, sign on bonus re-direct) Note: ECP currently has no tax advantages (i.e. different then a 401k match in this regard). Fees/costs = SoFi fee for administration would be between $2-4 per enrolled employee per transaction (i.e. 1 employee loan contribution = 1 transaction). Fee level is determined by employer size & demographics. 1. Industry-Leading Financial Education and Student Loan Refinancing Benefit SoFi provides personalized and custom advice to your organization and employees, including access to credentialed financial planners. With SoFi's robust set of resources, calculators, videos, and articles, student loan borrowers will have a better understanding of all of their options in both the Federal and Private programs. In addition, we go above and beyond and cover all debt management best practiced to "Get Your Money Right" and start building a foundation for saving. There is no cost to the organization or their employees in this program. In addition, SoFi will provide a welcome bonus or rate discount to all employees and family. With this program no contract and no IT or data integration is needed. From an HR viewpoint, SoFi's education and refinancing program is a premier level of service and education for their employees. Customized communications and a dedicated partnership team to support both HR and employees. Employee value: Certified Financial Planning financial education along with preferred access to student loan consolidation with a lower interest rate (borrowers are individually underwritten by SoFi). ParentPlus loans are also available for refinance via the SoFi SLR program. Fees/costs = none for employer, none for borrower/employee Borrower Incentive: "SoFi Welcome Bonus"; SoFi will offer your employees (and family members) a rate discount or welcome bonus rebate when a refinance loan is completed with SoFi . 2. Employer Contribution Program: SoFi fully administers & supports corporations who also want to provide direct loan contributions (pay down of loan principal) to specific employees (employer decides on eligibility rules). ECP requires a SoFi administration contract and some IT & data security implementation. We can also provide contribution to a 529 plan and any hybrid program (PTO Exchange, 401k / student loan match, sign on bonus re-direct) Note: ECP currently has no tax advantages (i.e. different then a 401k match in this regard). Fees/costs = SoFi fee for administration would be between $2-5 per enrolled employee per transaction (i.e. 1 employee loan contribution = 1 transaction). Fee level is determined by employer size & demographics. Pricing information for SoFi at Work is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase SoFi at Work must be conducted with the seller. Pricing information was last updated on February 17, 2020 Show More ## SoFi at Work Pricing FAQs Generated using AI Who is SoFi at Work pricing best suited for? SoFi at Work's pricing is best suited for mid-market and enterprise HR teams seeking structured employee financial wellness benefits, particularly student loan repayment programs. G2 reviewers from mid-market companies in computer hardware and non-profit management, as well as enterprise reviewers in logistics, consistently highlight value in debt management and retirement planning tools. According to G2 users, small businesses in apparel and accounting also adopt SoFi at Work, drawn by accessible financial education and emergency savings features. SoFi at Work's custom pricing model makes it most practical for organizations with dedicated HR budgets and a strategic focus on financial wellness as a talent retention differentiator. What are the key differences between the free and paid versions of SoFi at Work? SoFi at Work's pricing structure on G2 does not include publicly listed tiers. A free trial is available for evaluation, allowing HR teams to assess core capabilities before committing. SoFi at Work's paid plans are structured around custom enterprise quotes, meaning pricing scales with organizational size and benefit scope. According to G2's pricing data for SoFi at Work, the full licensed offering includes student loan repayment administration, 529 college savings support, emergency vault savings, financial coaching, and webinars. The free trial provides time-limited access to evaluate these features, while SoFi at Work's enterprise agreements unlock full implementation support and dedicated account management. Is SoFi at Work considered good value for its pricing? G2 reviewers give SoFi at Work a mixed-to-positive overall rating, averaging around 4.0 to 4.5 across most segments, suggesting reasonable value for HR teams prioritizing employee financial wellness. G2 reviews of SoFi at Work highlight student loan repayment assistance, emergency savings tools, and financial coaching as standout features that justify the investment. However, a notable concern from G2 users is aggressive employee-facing marketing from SoFi's parent company, which has damaged trust and perceived value. High staff turnover on SoFi at Work's account management side has also eroded satisfaction for long-term clients, making the value proposition less consistent than it once was. ## Top-Rated Alternatives [ ![SmartDollar](https://images.g2crowd.com/uploads/product/hd_favicon/919c2e1b3bdbc22bd42bc574711334f8/smartdollar.svg "SmartDollar") SmartDollar 4.8/5(599) ](https://www.g2.com/products/smartdollar/reviews) [ ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ ![ZayZoon](https://images.g2crowd.com/uploads/product/hd_favicon/48d19649f0b14c39ba8a51cb4134c926/zayzoon.svg "ZayZoon") ZayZoon 4.6/5(218) ](https://www.g2.com/products/zayzoon/reviews) [ View All Alternatives ](https://www.g2.com/products/sofi-at-work/competitors/alternatives) ## SoFi at Work Alternatives Pricing The following is a quick overview of editions offered by other [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) | ![Betterment at Work](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png) [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) ##### Essential | $100.00100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply\* | An affordable, easy-to-manage 401(k) plan for your employees’ retirement. - Dedicated Onboarding specialist - Simple payroll integrations with Gusto, Trinet, and other providers - 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support - Scheduled phone and email support for plan administrators - Getting started webinars and emails for employees | | ![ZayZoon](https://images.g2crowd.com/uploads/product/image/small_square/small_square_f602b7642dc9891893870214f0979a2f/zayzoon.png) [ZayZoon](https://www.g2.com/products/zayzoon/reviews) ##### Standard Edition | Free | - $0 Pricing for Employers | Earned Wage Access for all Employees | ZayZoon Perks | Automated marketplace integration | ZayZoon Funded payouts | ZayU Financial Wellness | | ![Tapcheck](https://images.g2crowd.com/uploads/product/image/small_square/small_square_04b602eb7f01a68440a77320f151fe40/tapcheck.jpg) [Tapcheck](https://www.g2.com/products/tapcheck/reviews) ##### Free to Employers | Free | After adopting Tapcheck, 74% of employees reported reduced financial stress and 59% said they were more motivated to go to work. What’s more, employers using Tapcheck’s solution have seen a 74% decrease in costs due to absenteeism, 48% reduction in those due to turnover, and 50% reduction in hiring costs. All at no cost to the employer. - Earned Wage Access - On-Demand Pay - Employee Financial Wellness - Financial Education - Tapcheck Mastercard - Spot Bonuses - Final Paycheck - Tip Disbursement [Show More](javascript:void(0);) | Various alternatives pricing & plans Free Trial Pricing information for the above various SoFi at Work alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller. ## SoFi at Work Pricing Reviews (1) AN Verified User in Human Resources Human Resources Mid-Market (51-1000 emp.) 2/9/2026 More Options - "Effective Loan Benefits, Overbearing Marketing" 3/5 What do you like best about SoFi at Work? I like that SoFi at Work can manage the student loan benefits, making it easy to use for HR. The setup was very seamless, thanks to the team's efforts. Review collected by and hosted on G2.com. What do you dislike about SoFi at Work? Employees complain about the marketing—SoFi is the parent company, and they just blast and blast unrelated marketing out to employees. We've asked them to stop, but it is incessant. Also, they have a lot of employee turnover right now. We had a great relationship for years, but in the last 18 months, a lot of the people we loved working with have left, and it is noticeably different from HR and our employees' perspectives. Review collected by and hosted on G2.com. What problems is SoFi at Work solving and how is that benefiting you? I use SoFi at Work to enhance employee financial well-being and stay competitive in the labor market against larger employers. Review collected by and hosted on G2.com. 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