--- title: SmartDollar Reviews meta\_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 599 scale: '5' date\_modified: '2026-08-09' parent\_category: name: HR url: https://www.g2.com/categories/hr --- ### SmartDollar Pros and Cons: Top 5 Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [(206 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [(182 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [(128 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [(93 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [(84 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [(27 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [(16 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [(12 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) ### 5 Pros or Advantages of SmartDollar ##### 1. Ease of Use Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [ See 206 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 2. Helpful Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [ See 182 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) See Related User Reviews JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar Employer Review" What do you like about SmartDollar? Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help d ##### 3. Educational Resources Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [ See 128 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) See Related User Reviews MK Matt K. Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar is an incredible resource!" What do you like about SmartDollar? The most helpful thing is the totality of resources. You have access to so many incredible resources from budgeting tools and info to videos and artic JH Jennifer H. Enterprise (\> 1000 emp.) 5.0/5 "A valuable resource for everyone who wants to meet their financial goals" What do you like about SmartDollar? I really appreciate the added tools, like being able to file taxes for free and create a will. I also love that it includes the premium version of Eve ##### 4. Customer Support Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [ See 93 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 5. Employee Benefits Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [ See 84 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) See Related User Reviews ![Lisa L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lisa L.") LL Lisa L. Enterprise (\> 1000 emp.) 5.0/5 "Financial Wellness" What do you like about SmartDollar? SmartDollar is easy to use and easy to understand. ![Ashley S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ashley S.") AS Ashley S. Small-Business (50 or fewer emp.) 5.0/5 "Improves Employee Financial Health—and Strengthens the Company" What do you like about SmartDollar? From an employer point of view: Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are ### 5 Cons or Disadvantages of SmartDollar ##### 1. Limited Customization Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [ See 27 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) See Related User Reviews JL Jose L. Small-Business (50 or fewer emp.) 5.0/5 "Step-by-Step Plan That Puts Your Finances in Order" What do you dislike about SmartDollar? Budget App to complex, can be made less. JG Josiah G. Small-Business (50 or fewer emp.) 5.0/5 "Points System Makes Team Adoption Easy to Track" What do you dislike about SmartDollar? For the every dollar app. there have been times where my wife and I thought it would be easier to Zero out everything and start fresh. Particularly wh ##### 2. High Fees Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [ See 16 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Enterprise (\> 1000 emp.) 4.5/5 "SmartDollar for Business Review" What do you dislike about SmartDollar? Well, it's expensive...but our team's success stories make the investment worth the cost. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 3.0/5 "Great Learn Section, But Hard to Get Employees Engaged" What do you dislike about SmartDollar? I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials ar ##### 3. Manual Processes Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [ See 12 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Small-Business (50 or fewer emp.) 5.0/5 "SmartDollar is transformative!" What do you dislike about SmartDollar? Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data. ![Kelly M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kelly M.") KM Kelly M. Small-Business (50 or fewer emp.) 5.0/5 "Excellent Budgeting Tool with Valuable Financial Education" What do you dislike about SmartDollar? Having to create the budget every month at the beginning of each month. ##### 4. Payroll Issues Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) See Related User Reviews ![Nathan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan R.") NR Nathan R. Small-Business (50 or fewer emp.) 5.0/5 "Financial Confidence For Our Employees" What do you dislike about SmartDollar? In our expierence, the only downside of SmartDollar has been the difficulty we have had in getting our team to engage in coaching sessions. On one han MC Maria C. Mid-Market (51-1000 emp.) 5.0/5 "Blake Ball + SmartDollar Review" What do you dislike about SmartDollar? The downsides is that members can get points and rank up in the company standings by watching videos and not actually paying down debt. Wish there was ##### 5. Technical Problems Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) See Related User Reviews KC Kailey C. Small-Business (50 or fewer emp.) 4.0/5 "Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling" What do you dislike about SmartDollar? I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not s ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.0/5 "Its a good product with easy to use features and intuitively set-up" What do you dislike about SmartDollar? The connection to my bank needs reset once every other month or so. JC Joseph C. Early Career Specialist Small-Business (50 or fewer emp.) 2/16/2026 "All-in-One Budget Tracking and Goal Setting with SmartDollar" 5/5 What do you like best about SmartDollar? I like having all the resources at my disposal from tracking my budget to creating monthly and long-term goals. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Having more suggestions on the SmartDollar website would be helpful. It would be great to see an amount in my budget that would be a "recommended" amount based on my income. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Helping me track where all of my money is going throughout a given month. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic AL Alli L. Office Coordinator Mid-Market (51-1000 emp.) 2/18/2026 "Smart Money Tools and Helpful Giveaways" 4/5 What do you like best about SmartDollar? There are a variety of different things to help you be smarter with your money. Plus the give a ways Review collected by and hosted on G2.com. What do you dislike about SmartDollar? some videos can be long, and if you don't have a ton of time to watch it all in one sitting it can be hard to get back into it. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? I'm not sure if there are any problems, nothing really stands out. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic SB Shea B. CFO Mid-Market (51-1000 emp.) 2/19/2026 "Amazing Setup Support and Free Tax Filing Feature" 5/5 What do you like best about SmartDollar? Gus was an amazing contact for us and helped us tremendously in set up. It is a great employee benefit and the free tax filing is a great feature Review collected by and hosted on G2.com. What do you dislike about SmartDollar? We have enjoyed our experience with smart dollar and have not received any negative feedback from our employees. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Helping our employees better manage their finances is a benefit for our entire company. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Higher Education](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Higher Education") AH Verified User in Higher Education Enterprise (\> 1000 emp.) 2/20/2025 "SmartDollar Employer Review" 5/5 What do you like best about SmartDollar? Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help desk support. I also appreciate the monthly topics (communication calendar), and that it’s an easy sell to our employees and students. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? There's not much that I dislike - some of the features don't work for our specific organization, but I see that they are beneficial to others. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar offers solutions for all aspects of finances - budgeting, investing, coaching, taxes, retirement and more. Review collected by and hosted on G2.com. Show More 3/9/2026 Current UserValidated ReviewerSource: Organic ![Verified User in Government Administration](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Government Administration") EG Verified User in Government Administration Small-Business (50 or fewer emp.) 2/19/2026 "The benefits of SmartDollar for our office" 5/5 What do you like best about SmartDollar? It provides a ton of value for an employee. Ways to get out of debt, save, invest, and has other great tools available. Very motivational, great interface, and helpful content. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? From the backend SmartCenter management side, maybe would be nice to have a better way to push out customized announcements or product highlights directly from the interface, rather than having to download materials and send separately. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? It's providing an actually useful benefit to our employees, to help make their lives better by improving their financial knowledge and giving them a structured program to achieve their financial goals. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic JB John B. Manager Small-Business (50 or fewer emp.) 2/17/2026 "Easy Setup with Helpful Guidance for Novices" 5/5 What do you like best about SmartDollar? Easy to use and set up. Lots of helpful content especially for novices. Asks good questions. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Not much content for users who are Baby steps 7 or beyond. The software does not respond well if you have a higher net worth. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Not sure if it is solving any problems, just like having it available to our employees as a benefit. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Manufacturing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Manufacturing") AM Verified User in Manufacturing Enterprise (\> 1000 emp.) 3/13/2026 "Great for Self-starter/tech-friendly learners!" 4/5 What do you like best about SmartDollar? Eye-catching branding, a budgeting app, free tax filing, and will creation. SmartDollar reps have also always been courteous and personable. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? There isn’t an all-inclusive mobile app—only EveryDollar for budgeting. It’s also difficult to keep unmotivated employees engaged, especially since there’s no in-person or traditional classroom learning option. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? This benefit helps employees who are willing to put in the work become more confident and capable with their money. It’s simple to use and easy to understand, and it also incentivizes and gamifies the process. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Food & Beverages](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Food & Beverages") UF Verified User in Food & Beverages Mid-Market (51-1000 emp.) 2/17/2026 "Great motivator, needs improved user-friendly features" 5/5 What do you like best about SmartDollar? The daily videos and tips are genuinely helpful, and they do a great job of keeping me engaged with the program. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Overall, the program is great, but I do wish the EveryDollar app were easier to navigate and keep up with. I like being able to track my spending against my budget; it just doesn’t feel very user-friendly, and that has discouraged me from using it as much. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Previously, my family was so underwater with debt, and no matter what we did, we could never gain any progress. With SmartDollar, we’ve been able to effectively snowball our debt, and we now have a clear plan in place to keep that progress going. At the same time, we’re applying the techniques we’ve learned to help us work toward buying our first home debt-free. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![William J.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "William J.") WJ William J. CEO Small-Business (50 or fewer emp.) 2/17/2026 "Smart Dollar Helped Our Team Pay Off Debt and Become Better Financial Stewards" 5/5 What do you like best about SmartDollar? Smart Dollar has been a great resource for helping our team learn how to be good stewards of their finances. Our team has paid off an incredible amount of debt, and I’m confident that wouldn’t have happened without Smart Dollar. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I don’t really have any dislikes. It does take a good bit of time to set up, but it’s definitely worth the effort. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Offering this program has made a real impact on our team’s productivity. It’s exciting every time a team member celebrates a win, and it’s been great to see that momentum build. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic TA Tina A. CAO Mid-Market (51-1000 emp.) 2/25/2026 "Easy, User-Friendly Tool That Clearly Shows Where Your Money Goes" 5/5 What do you like best about SmartDollar? It is easy and user friendly. When used it truly does show you where your money is going and how to control this. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Sometimes I wish I could give access to all my friends not just my employees. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Budgeting and makes things easier to make decisions where to spend money Review collected by and hosted on G2.com. 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