--- title: SmartDollar Reviews meta\_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 599 scale: '5' date\_modified: '2026-08-09' parent\_category: name: HR url: https://www.g2.com/categories/hr --- ### SmartDollar Pros and Cons: Top 5 Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [(206 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [(182 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [(128 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [(93 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [(84 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [(27 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [(16 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [(12 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) ### 5 Pros or Advantages of SmartDollar ##### 1. Ease of Use Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [ See 206 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 2. Helpful Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [ See 182 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) See Related User Reviews JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar Employer Review" What do you like about SmartDollar? Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help d ##### 3. Educational Resources Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [ See 128 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) See Related User Reviews MK Matt K. Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar is an incredible resource!" What do you like about SmartDollar? The most helpful thing is the totality of resources. You have access to so many incredible resources from budgeting tools and info to videos and artic JH Jennifer H. Enterprise (\> 1000 emp.) 5.0/5 "A valuable resource for everyone who wants to meet their financial goals" What do you like about SmartDollar? I really appreciate the added tools, like being able to file taxes for free and create a will. I also love that it includes the premium version of Eve ##### 4. Customer Support Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [ See 93 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 5. Employee Benefits Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [ See 84 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) See Related User Reviews ![Lisa L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lisa L.") LL Lisa L. Enterprise (\> 1000 emp.) 5.0/5 "Financial Wellness" What do you like about SmartDollar? SmartDollar is easy to use and easy to understand. ![Ashley S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ashley S.") AS Ashley S. Small-Business (50 or fewer emp.) 5.0/5 "Improves Employee Financial Health—and Strengthens the Company" What do you like about SmartDollar? From an employer point of view: Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are ### 5 Cons or Disadvantages of SmartDollar ##### 1. Limited Customization Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [ See 27 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) See Related User Reviews JL Jose L. Small-Business (50 or fewer emp.) 5.0/5 "Step-by-Step Plan That Puts Your Finances in Order" What do you dislike about SmartDollar? Budget App to complex, can be made less. JG Josiah G. Small-Business (50 or fewer emp.) 5.0/5 "Points System Makes Team Adoption Easy to Track" What do you dislike about SmartDollar? For the every dollar app. there have been times where my wife and I thought it would be easier to Zero out everything and start fresh. Particularly wh ##### 2. High Fees Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [ See 16 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Enterprise (\> 1000 emp.) 4.5/5 "SmartDollar for Business Review" What do you dislike about SmartDollar? Well, it's expensive...but our team's success stories make the investment worth the cost. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 3.0/5 "Great Learn Section, But Hard to Get Employees Engaged" What do you dislike about SmartDollar? I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials ar ##### 3. Manual Processes Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [ See 12 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Small-Business (50 or fewer emp.) 5.0/5 "SmartDollar is transformative!" What do you dislike about SmartDollar? Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data. ![Kelly M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kelly M.") KM Kelly M. Small-Business (50 or fewer emp.) 5.0/5 "Excellent Budgeting Tool with Valuable Financial Education" What do you dislike about SmartDollar? Having to create the budget every month at the beginning of each month. ##### 4. Payroll Issues Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) See Related User Reviews ![Nathan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan R.") NR Nathan R. Small-Business (50 or fewer emp.) 5.0/5 "Financial Confidence For Our Employees" What do you dislike about SmartDollar? In our expierence, the only downside of SmartDollar has been the difficulty we have had in getting our team to engage in coaching sessions. On one han MC Maria C. Mid-Market (51-1000 emp.) 5.0/5 "Blake Ball + SmartDollar Review" What do you dislike about SmartDollar? The downsides is that members can get points and rank up in the company standings by watching videos and not actually paying down debt. Wish there was ##### 5. Technical Problems Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) See Related User Reviews KC Kailey C. Small-Business (50 or fewer emp.) 4.0/5 "Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling" What do you dislike about SmartDollar? I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not s ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.0/5 "Its a good product with easy to use features and intuitively set-up" What do you dislike about SmartDollar? The connection to my bank needs reset once every other month or so. AK Amber K. Communications & Technology Bureau Manager Mid-Market (51-1000 emp.) 2/17/2026 "Powerful Goal Tracking and Estate Planning Tools" 5/5 What do you like best about SmartDollar? Will and Power of Attorney, goal tracking Review collected by and hosted on G2.com. What do you dislike about SmartDollar? That it is only available to a user if the company pays for licenses. Would love if it was available to the every day user. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? It has educated me on how to manage my money properly and brought blessings along the way. I've never been one to tithe 10% because I just didn't know where it would come from. Now, since starting SmartDollar, I've given every month and felt the blessings poor in from doing so. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Chad A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Chad A.") CA Chad A. School Principal, District Wellness Coordinator Mid-Market (51-1000 emp.) 2/6/2025 "Take Money Stress Out of the Equation" 5/5 What do you like best about SmartDollar? SmartDollar is a turn-key wellness benefit program that helps your team tackle personal financial needs to help reduce workplace stress. SmartDollar provides supurb customer service to assist users if they should encounter questions. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? SmartDollar requires some attention to ensure that personel are aware of the benefits. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? The stress that surrounds personal finance is a deterant for producitve engagement in the workplace. Both personally and as an administrator, I see the benefits of asssiting staff in getting a better grasp of their finances. Review collected by and hosted on G2.com. Show More 2/16/2026 Current UserValidated ReviewerSource: Organic ![DonnaSue E.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "DonnaSue E.") DE DonnaSue E. CHRO Small-Business (50 or fewer emp.) 2/17/2026 "All-in-One Cash Flow Tracking With Excellent Staff Resources" 5/5 What do you like best about SmartDollar? I like being able to keep track of cash flow, and I also appreciate the incredible resources available to staff. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? It’s hard to find a downside. It has everything I need to get my financial affairs in order, and it covers all the essentials in one place. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar helps me keep my finances visible whenever I need them. Because I can see everything clearly, I’m able to move my money around, pay down debt earlier, and ultimately pay less interest. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Architecture & Planning](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Architecture & Planning") UA Verified User in Architecture & Planning Mid-Market (51-1000 emp.) 3/9/2026 "SmartDollar Makes Personal Finance Simple with Clear, Step-by-Step Guidance" 5/5 What do you like best about SmartDollar? What I appreciate about SmartDollar is that it makes personal finance simple and practical. It gives employees a clear step-by-step plan for budgeting, paying off debt, and building savings while keeping the material easy to understand. It’s especially helpful for people who were never taught these skills and want a straightforward way to improve their financial habits. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Engagement can be hit or miss Even when companies offer it as a benefit, not all employees take advantage of the program or stick with it long enough to see results. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar helps solve the problem that many people were never taught practical money management. It provides simple tools and a clear step-by-step plan for budgeting, paying off debt, and saving for the future. For me, the benefit is having a straightforward framework that helps me stay intentional with my finances and feel more confident about managing money. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic SF Shelly F. Accounts payable/ Owner Small-Business (50 or fewer emp.) 1/23/2025 "Helping people to help themselves." 5/5 What do you like best about SmartDollar? The budget app part. It really helps with everyday life. The videos are a good fall back. Enjoy being able to have all that information in one spot Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I don’t like the emails always asking to create an account. Like here activate your account and everyone I send the email to has an account. The emails need to be more about the services then just activating the account Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Tracking where my money is going and having a every dollar app Review collected by and hosted on G2.com. Show More 2/16/2026 Current UserValidated ReviewerSource: Organic ![Amanda H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Amanda H.") AH Amanda H. Office Administrator Small-Business (50 or fewer emp.) 2/25/2026 "Track Everything in One Place and See Your Progress Clearly" 5/5 What do you like best about SmartDollar? I like that you can track everything all in one place and you can see your progress and where you need to improve. I like that there is someone you can see and talk to from smart dollar. Our rep is calen Adams and he is always prompt to follow up and follow through. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I don't have any negatives at this time. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Seeing where all my money is going and being able to make adjustments Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Environmental Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Environmental Services") EE Verified User in Environmental Services Mid-Market (51-1000 emp.) 2/23/2026 "SmartDollar Builds Strong Financial Skills for Our Team" 5/5 What do you like best about SmartDollar? I believe my employees managing their time and their money well becomes the largest impact they can make in their lives and the lives of others. SmartDollar helps to develop financial skills in the men and women that I love and have a duty to serve. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I have a largely Latino workforce, many of whom did got get a full education. Basic money sense set aside, even reading or some elements of technology can be a challenge for us to empower them. Meeting these folks where they are at could improve retention with the tools and impact in their lives and that of their loved ones. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? My connection with Gus made a massive difference. We share a heart for sharing both The Gospel and best practices with a Spanish speaking labor crowd. His availability to host occasional round tables with the employees in their native language means the world to me. SmartDollar + Gus = Alignment. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![Tony S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Tony S.") TS Tony S. COO Small-Business (50 or fewer emp.) 1/16/2025 "SmartDollar & Ramsey are the best!" 5/5 What do you like best about SmartDollar? They're amazing to work with and change lives in a positive way everyday! This plan has changed our employees daily lives and kept them at our company much longer. Caleb is GREAT to work with! Looking forward to many more years with SmartDollar! Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Absolutley nothing! They have been great with no issues. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Debt and everyday living. This has made everyone in the company more engaged and positive daily. It also helps majorly with setting goals! Review collected by and hosted on G2.com. Show More 2/20/2026 Current UserValidated ReviewerSource: Organic PK Pamela K. Office Manager/Human Resources Small-Business (50 or fewer emp.) 2/16/2026 "User-Friendly Step-by-Step Guidance That Keeps Me on Track" 5/5 What do you like best about SmartDollar? The step-by step guidance is very user friendly and helps keep you on tract. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I don't go into SmartDollar daily. I should if I am going to make true progress, but I don't have the time. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Our company has a lot of young men starting. I have been able to help them start working on their financials now, rather than wait until they are older and have families. Plan and save for all of that now. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ML Makayla L. Executive Assistant Small-Business (50 or fewer emp.) 3/9/2026 "Clear Progress Tracking and a Budgeting Tool I Really Enjoy" 4.5/5 What do you like best about SmartDollar? I love being able to see which "step" you are on and the visuals that show your progress. I also really like the budget. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I dont really know that there is a down side. Maybe the cost, but gratefully Smart Dollar is a benefit where I am employed. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Bringing awareness to budgeting, savings, and becoming debt free. The importance of investing in retirement Review collected by and hosted on G2.com. 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