--- title: SmartDollar Reviews meta\_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 599 scale: '5' date\_modified: '2026-08-09' parent\_category: name: HR url: https://www.g2.com/categories/hr --- ### SmartDollar Pros and Cons: Top 5 Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [(206 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [(182 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [(128 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [(93 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [(84 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [(27 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [(16 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [(12 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) ### 5 Pros or Advantages of SmartDollar ##### 1. Ease of Use Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [ See 206 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 2. Helpful Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [ See 182 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) See Related User Reviews JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar Employer Review" What do you like about SmartDollar? Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help d ##### 3. Educational Resources Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [ See 128 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) See Related User Reviews MK Matt K. Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar is an incredible resource!" What do you like about SmartDollar? The most helpful thing is the totality of resources. You have access to so many incredible resources from budgeting tools and info to videos and artic JH Jennifer H. Enterprise (\> 1000 emp.) 5.0/5 "A valuable resource for everyone who wants to meet their financial goals" What do you like about SmartDollar? I really appreciate the added tools, like being able to file taxes for free and create a will. I also love that it includes the premium version of Eve ##### 4. Customer Support Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [ See 93 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 5. Employee Benefits Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [ See 84 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) See Related User Reviews ![Lisa L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lisa L.") LL Lisa L. Enterprise (\> 1000 emp.) 5.0/5 "Financial Wellness" What do you like about SmartDollar? SmartDollar is easy to use and easy to understand. ![Ashley S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ashley S.") AS Ashley S. Small-Business (50 or fewer emp.) 5.0/5 "Improves Employee Financial Health—and Strengthens the Company" What do you like about SmartDollar? From an employer point of view: Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are ### 5 Cons or Disadvantages of SmartDollar ##### 1. Limited Customization Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [ See 27 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) See Related User Reviews JL Jose L. Small-Business (50 or fewer emp.) 5.0/5 "Step-by-Step Plan That Puts Your Finances in Order" What do you dislike about SmartDollar? Budget App to complex, can be made less. JG Josiah G. Small-Business (50 or fewer emp.) 5.0/5 "Points System Makes Team Adoption Easy to Track" What do you dislike about SmartDollar? For the every dollar app. there have been times where my wife and I thought it would be easier to Zero out everything and start fresh. Particularly wh ##### 2. High Fees Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [ See 16 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Enterprise (\> 1000 emp.) 4.5/5 "SmartDollar for Business Review" What do you dislike about SmartDollar? Well, it's expensive...but our team's success stories make the investment worth the cost. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 3.0/5 "Great Learn Section, But Hard to Get Employees Engaged" What do you dislike about SmartDollar? I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials ar ##### 3. Manual Processes Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [ See 12 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Small-Business (50 or fewer emp.) 5.0/5 "SmartDollar is transformative!" What do you dislike about SmartDollar? Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data. ![Kelly M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kelly M.") KM Kelly M. Small-Business (50 or fewer emp.) 5.0/5 "Excellent Budgeting Tool with Valuable Financial Education" What do you dislike about SmartDollar? Having to create the budget every month at the beginning of each month. ##### 4. Payroll Issues Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) See Related User Reviews ![Nathan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan R.") NR Nathan R. Small-Business (50 or fewer emp.) 5.0/5 "Financial Confidence For Our Employees" What do you dislike about SmartDollar? In our expierence, the only downside of SmartDollar has been the difficulty we have had in getting our team to engage in coaching sessions. On one han MC Maria C. Mid-Market (51-1000 emp.) 5.0/5 "Blake Ball + SmartDollar Review" What do you dislike about SmartDollar? The downsides is that members can get points and rank up in the company standings by watching videos and not actually paying down debt. Wish there was ##### 5. Technical Problems Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) See Related User Reviews KC Kailey C. Small-Business (50 or fewer emp.) 4.0/5 "Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling" What do you dislike about SmartDollar? I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not s ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.0/5 "Its a good product with easy to use features and intuitively set-up" What do you dislike about SmartDollar? The connection to my bank needs reset once every other month or so. MH Marilyn H. Secretary Small-Business (50 or fewer emp.) 2/13/2025 "Fantastic Tools for Employee Financial Wellness" 5/5 What do you like best about SmartDollar? I like using SmartDollar as an employee perk. The tools, especially having searchable podcasts, information, and the budget feature, make it very useful. I've been impressed with the updates and features that have been added over the past couple of years. The initial setup was very easy, and I rate my likelihood to recommend it a 10. I wish more of our employees would take advantage of it. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? That it isn't being used by our employees Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? I use SmartDollar for employee perks, and I love the searchable podcasts, information and budgeting tools. Setting it up was very easy. Review collected by and hosted on G2.com. Show More 2/16/2026 Current UserValidated ReviewerSource: Organic RH Ryan H. Frontline Supervisor (sergeant) Mid-Market (51-1000 emp.) 3/14/2026 "Wellness Program Win: Great Feedback and Real Financial Support" 5/5 What do you like best about SmartDollar? I am the coordinator of our Wellness Program for our department and I have seen half of our personnel join the program which in turn assisted with their financial needs. I have had nothing but great feedback from our employee users. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? From my experience and the people I know that have used it, I have not heard any complaints Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Helping my fellow coworkers with their finincial needs. This program is has made it nice for me as a coordinator for our Wellness Program. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Mary S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Mary S.") MS Mary S. Marketing Manager Mid-Market (51-1000 emp.) 2/16/2026 "SmartDollar Makes Managing Finances Simple and Stress-Free" 5/5 What do you like best about SmartDollar? What I like best about SmartDollar is how simple and easy it is to use. The SmartDollar platform makes managing my finances feel less stressful because everything I need is in one place and easy to find. The layout is clear, organized, and user-friendly, which makes it easy to stay on track with my financial goals. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Some users have found that setting up their budget can be a little difficult at first. Getting everything entered and organized may take time, especially for those who are new to budgeting or unsure how to categorize their expenses. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar helps me become more aware of my spending habits and shows me exactly where my money is going. It highlights areas where I may be overspending and helps me identify opportunities to save and cut back. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic WM Wendi M. Special Program Manager Small-Business (50 or fewer emp.) 2/18/2026 "User-Friendly Insights and Easy Budgeting with Every Dollar" 5/5 What do you like best about SmartDollar? I like that fact that it is user friendly. As a manager of the account, I can easily find the information I need to see how our employees are doing. I also really like Every Dollar. It is easy to use as well. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? My credit union has trouble staying linked to Every Dollar. I have worked around it but it would be nice if it stayed connected. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar is helping me become more self-reliant. I feel like I’m well on my way to being successful and more secure in my retirement years. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic DB Deena B. Human Resources Manager Small-Business (50 or fewer emp.) 1/16/2025 "Great experience thus far - LOVE SmartDollar and EveryDollar!" 5/5 What do you like best about SmartDollar? It is a great benefit for our employees, whether experienced in budgeting or just starting to budget. So many helpful tools are at your disposal. Even the most experienced and financially savvy person can learn something new and benefit from it. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I have not seen any downside at all thus far. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Helping employees set and track their budget. Personally use it, and has helped me develop a short term and long term plan. It helps keep you totally aware of your spending with the excellent tracking. Review collected by and hosted on G2.com. Show More 2/26/2026 Current UserValidated ReviewerSource: Organic ![Stephanie S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Stephanie S.") SS Stephanie S. District Manager Small-Business (50 or fewer emp.) 2/18/2026 "Robust Employee Benefits: Coaching, Video Resources, Smart Tax, and Will Preparation" 5/5 What do you like best about SmartDollar? I’ve really appreciated the benefits offered to our employees. They include 1:1 coaching, video resources, Smart Tax, and will preparation. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? There isn’t really anything I dislike, but the website can feel overwhelming. At times, there isn’t a clear “start here” path with step-by-step guidance. I honestly think it would be beneficial to have a more directed flow, like “take this step,” earn points, and use that to help guide what to do next. When there are too many choices, people often don’t choose at all, and that hesitation is something I hear from employees. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? We want to offer our employees real-life solutions to help them get out of debt and build wealth. Learning how much financial support can impact an employee’s work experience was huge for us. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![Lance G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lance G.") LG Lance G. Owner Small-Business (50 or fewer emp.) 2/17/2026 "Great Team Tracking Dashboard with Helpful Training and Coaching" 4/5 What do you like best about SmartDollar? The dashboard and tracking features work well for teams, especially the points system. I also like having access to the trainings and the coach. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? It is hard to get the team to sign up and get them motivated in the system. I have promotions and Ramsey has promotions but the team does not see the value...yet Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? This is an add-on for employees, and the solutions it provides are geared toward the long term. Several people are already using it, and it’s helping them get more aligned with their finances. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Katie G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Katie G.") KG Katie G. Human Resources Administrator Mid-Market (51-1000 emp.) 4/30/2026 "Smarter Savings, Easier Method !" 5/5 What do you like best about SmartDollar? I like being able to see how much extra money I have each month, and where I can put it. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Wish it had more AI features. Manually entering things into categories can be annoying sometimes. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Budgeting tool. This is a great way to track my monthly income, as well as spending. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Government Administration](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Government Administration") AG Verified User in Government Administration Mid-Market (51-1000 emp.) 2/18/2026 "Great Learn Section, But Hard to Get Employees Engaged" 3/5 What do you like best about SmartDollar? I like the learn section. It gives me knowledge that is ready at my fingertips. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials are not on the forefront of their minds and that is an issue because we pay so much for SmartDollar. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? I do not think we have had SmartDollar for a long enough time to get any feedback from employees. From what I seen it is solving a tax issue. Many employees are interested in the tax software that is included because they do not have to pay for that software from their own pockets. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Insurance](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Insurance") AI Verified User in Insurance Enterprise (\> 1000 emp.) 3/9/2026 "Practical Financial Wellness Tools with a Smooth, Responsive Implementation" 5/5 What do you like best about SmartDollar? What I like best about SmartDollar is that they offer practical life tools to assist employees with their financial well-being. Their resources are straightforward and genuinely help our team members navigate everyday financial challenges. I also appreciate how easy they are to work with—their process is smooth and responsive, which makes implementation seamless for our organization. An added benefit is that our clients can use their wellness funds to purchase the licenses, making SmartDollar an accessible and valuable resource for companies invested in employee wellness. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? There’s nothing I dislike about SmartDollar. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar helps solve the challenge of financial stress and lack of practical financial guidance for employees. Many employees struggle with everyday financial decisions, which can impact focus, morale, and overall well‑being. SmartDollar addresses this by providing straightforward, practical tools that help employees better manage real‑life financial challenges. This benefits us by supporting our employees’ financial well‑being in a simple, effective way while also being easy to implement. Their smooth, responsive process saves our team time, and the option for clients to use wellness funds to purchase licenses makes the program accessible and cost‑effective. As a result, we’re able to offer a valuable benefit that supports employee wellness without added administrative burden. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ## Top-Rated Alternatives [ ![Betterment at Work](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ ![ZayZoon](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "ZayZoon") ZayZoon 4.6/5(221) ](https://www.g2.com/products/zayzoon/reviews) [ ![Peanut Butter](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Peanut Butter") Peanut Butter 4.9/5(132) ](https://www.g2.com/products/peanut-butter/reviews) [ View All Alternatives ](https://www.g2.com/products/smartdollar/competitors/alternatives) ##### Categories on G2 [Financial Wellness](https://www.g2.com/categories/financial-wellness) ##### Explore More [Best digital asset management system reviews](https://www.g2.com/discussions/best-digital-asset-management-system-reviews)[Best provider of Managed Detection and Response](https://www.g2.com/discussions/best-provider-of-managed-detection-and-response)[What is the top-rated property management solution for enterprises?](https://www.g2.com/discussions/what-is-the-top-rated-property-management-solution-for-enterprises) [Best platforms for API monetization and usage tracking](https://www.g2.com/discussions/what-are-the-best-platforms-for-api-monetization-and-usage-tracking)[Which inspection management tools help field teams fully replace paper-based checklists with digital workflows that feel intuitive rather than just digital versions of paper?](https://www.g2.com/discussions/which-inspection-management-tools-help-field-teams-fully-replace-paper-based-checklists-with-digital-workflows-that-feel-intuitive-rather-than-just-digital-versions-of-paper)[Pros and Cons Details](https://www.g2.com/products/smartdollar/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)