--- title: SmartDollar Reviews meta\_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 599 scale: '5' date\_modified: '2026-08-09' parent\_category: name: HR url: https://www.g2.com/categories/hr ---

### SmartDollar Pros and Cons: Top 5 Advantages and Disadvantages

#### Quick AI Summary Based on G2 Reviews

Generated from real user reviews

Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [(206 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews)

Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [(182 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews)

Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [(128 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews)

Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [(93 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews)

Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [(84 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews)

Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [(27 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews)

Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [(16 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews)

Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [(12 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews)

Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews)

Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews)

### 5 Pros or Advantages of SmartDollar

##### 1. Ease of Use

Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources.
[
See 206 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews)

See Related User Reviews

TM

Trent M.

Mid-Market (51-1000 emp.)

5.0/5

"If you want control of your finances, this is the right solution!"

What do you like about SmartDollar?

Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink

JR

Janet R.

Small-Business (50 or fewer emp.)

4.5/5

"SmartDollar - great benefit for our employees"

What do you like about SmartDollar?

SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re

##### 2. Helpful

Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support.
[
See 182 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews)

See Related User Reviews

JR

Janet R.

Small-Business (50 or fewer emp.)

4.5/5

"SmartDollar - great benefit for our employees"

What do you like about SmartDollar?

SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re

 ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User")
A

Verified User

Enterprise (\> 1000 emp.)

5.0/5

"SmartDollar Employer Review"

What do you like about SmartDollar?

Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help d

##### 3. Educational Resources

Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees.
[
See 128 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews)

See Related User Reviews

MK

Matt K.

Enterprise (\> 1000 emp.)

5.0/5

"SmartDollar is an incredible resource!"

What do you like about SmartDollar?

The most helpful thing is the totality of resources. You have access to so many incredible resources from budgeting tools and info to videos and artic

JH

Jennifer H.

Enterprise (\> 1000 emp.)

5.0/5

"A valuable resource for everyone who wants to meet their financial goals"

What do you like about SmartDollar?

I really appreciate the added tools, like being able to file taxes for free and create a will. I also love that it includes the premium version of Eve

##### 4. Customer Support

Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team.
[
See 93 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews)

See Related User Reviews

TM

Trent M.

Mid-Market (51-1000 emp.)

5.0/5

"If you want control of your finances, this is the right solution!"

What do you like about SmartDollar?

Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink

JR

Janet R.

Small-Business (50 or fewer emp.)

4.5/5

"SmartDollar - great benefit for our employees"

What do you like about SmartDollar?

SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re

##### 5. Employee Benefits

Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success.
[
See 84 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Lisa L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lisa L.")
LL

Lisa L.

Enterprise (\> 1000 emp.)

5.0/5

"Financial Wellness"

What do you like about SmartDollar?

SmartDollar is easy to use and easy to understand.

 ![Ashley S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ashley S.")
AS

Ashley S.

Small-Business (50 or fewer emp.)

5.0/5

"Improves Employee Financial Health—and Strengthens the Company"

What do you like about SmartDollar?

From an employer point of view: Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are

### 5 Cons or Disadvantages of SmartDollar

##### 1. Limited Customization

Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs.
[
See 27 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews)

See Related User Reviews

JL

Jose L.

Small-Business (50 or fewer emp.)

5.0/5

"Step-by-Step Plan That Puts Your Finances in Order"

What do you dislike about SmartDollar?

Budget App to complex, can be made less.

JG

Josiah G.

Small-Business (50 or fewer emp.)

5.0/5

"Points System Makes Team Adoption Easy to Track"

What do you dislike about SmartDollar?

For the every dollar app. there have been times where my wife and I thought it would be easier to Zero out everything and start fresh. Particularly wh

##### 2. High Fees

Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees.
[
See 16 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User")
E

Verified User

Enterprise (\> 1000 emp.)

4.5/5

"SmartDollar for Business Review"

What do you dislike about SmartDollar?

Well, it's expensive...but our team's success stories make the investment worth the cost.

 ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User")
A

Verified User

Mid-Market (51-1000 emp.)

3.0/5

"Great Learn Section, But Hard to Get Employees Engaged"

What do you dislike about SmartDollar?

I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials ar

##### 3. Manual Processes

Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules.
[
See 12 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User")
E

Verified User

Small-Business (50 or fewer emp.)

5.0/5

"SmartDollar is transformative!"

What do you dislike about SmartDollar?

Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data.

 ![Kelly M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kelly M.")
KM

Kelly M.

Small-Business (50 or fewer emp.)

5.0/5

"Excellent Budgeting Tool with Valuable Financial Education"

What do you dislike about SmartDollar?

Having to create the budget every month at the beginning of each month.

##### 4. Payroll Issues

Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness.
[
See 11 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews)

See Related User Reviews

 ![Nathan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan R.")
NR

Nathan R.

Small-Business (50 or fewer emp.)

5.0/5

"Financial Confidence For Our Employees"

What do you dislike about SmartDollar?

In our expierence, the only downside of SmartDollar has been the difficulty we have had in getting our team to engage in coaching sessions. On one han

MC

Maria C.

Mid-Market (51-1000 emp.)

5.0/5

"Blake Ball + SmartDollar Review"

What do you dislike about SmartDollar?

The downsides is that members can get points and rank up in the company standings by watching videos and not actually paying down debt. Wish there was

##### 5. Technical Problems

Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality.
[
See 11 mentions
](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews)

See Related User Reviews

KC

Kailey C.

Small-Business (50 or fewer emp.)

4.0/5

"Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling"

What do you dislike about SmartDollar?

I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not s

 ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User")
U

Verified User

Mid-Market (51-1000 emp.)

4.0/5

"Its a good product with easy to use features and intuitively set-up"

What do you dislike about SmartDollar?

The connection to my bank needs reset once every other month or so.

KC

Kailey C.

CEO

Small-Business (50 or fewer emp.)

2/27/2026

"Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling"

4/5

What do you like best about SmartDollar?

There are a lot of features that would appeal to a wide variety of employees accessing the software - free tax submission, free will, education, EveryDollar expense tracker, etc. I think the format and layout is very user friendly and intuitive. I especially like how easy it is to toggle between the administrator view and the user view. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not sure what I did wrong. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

Financial Wellness all in one place for employees to begin their journey of financial independence. Review collected by and hosted on G2.com.

Show More

Response from Paula of SmartDollar

[Editedit](https://www.g2.com/survey_responses/smartdollar-review-12416691/official_response/edit)

Hi Kailey, thank you for flagging this. Tax outcomes can vary based on how information is collected and answered, so we’d love to look into this with you. Please reach out to our team at smartdollar.help@ramseysolutions.com so we can help you get the assistance you need. We appreciate you giving us the chance to help!

Current UserValidated ReviewerSource: Organic

 ![Verified User in Law Enforcement](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Law Enforcement")
UL

Verified User in Law Enforcement

Mid-Market (51-1000 emp.)

2/20/2026

"Easy Multi-Account Linking with Smart Transaction Categorization"

4/5

What do you like best about SmartDollar?

It is easy to link my multiple accounts I have. I like that each transaction comes up and you can put it into categories. The suggested categories are often correct. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I have noticed either there is a slight delay or sync issue. I have had multiple of the same transactions come up as needing to be put into categories even though it was already done. Also I try to get them organized by the end of the month, and some transactions came in late. For example, I finished sorting my January transactions and a week into February, more random January transactions popped up. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

It is helping me break down exactly how much is going into each category. That had always been an issue for me. If I purchased something at a big box store that sells groceries and home essentials, I used to just "round" and assume how much was in each but I can now break it down further. Review collected by and hosted on G2.com.

Show More

Response from Paula of SmartDollar

[Editedit](https://www.g2.com/survey_responses/smartdollar-review-12388556/official_response/edit)

Thank you for this feedback! Duplicate transactions and slight sync delays can sometimes happen depending on how your bank or financial institution processes transactions. Our support team can help you clean up duplicates and improve your sync reliability. Reach out to smartdollar.help@ramseysolutions.com. We’ll take a look at your connection setup and get things running smoothly again.

Current UserValidated ReviewerSource: Organic

AH

Amanda H.

Office Administrator

Small-Business (50 or fewer emp.)

3/2/2026

"SmartDollar’s Resources Make Debt Tracking and Payoff Easy"

5/5

What do you like best about SmartDollar?

I love that SmartDollar offers so many resources and provides a great way to track debt and debt payoff. I also appreciate that it connects with the EveryDollar budget, which makes it easy to jump back and forth between the two. The snapshots are especially helpful, too, because they give me a clear picture in a short amount of time. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

Honestly, there isn’t really anything I dislike about SmartDollar. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

From the business side, we’re focused on adding value back to our team members. Our goal with SmartDollar is to help them build financial wealth through their pay and, in turn, create a less stressful life for everyone. Review collected by and hosted on G2.com.

Show More

Current UserValidated ReviewerSource: Organic

TM

Trent M.

Technical Service Lead

Mid-Market (51-1000 emp.)

2/12/2025

"If you want control of your finances, this is the right solution!"

5/5

What do you like best about SmartDollar?

Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink and eventually disappear. The customer service is absolutely fantastic! It was easy to setup and get my employees rolling. My employees love to use this tool and constantly tell me how often they refer to this tool! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I honestly don't have any downsides to this program. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

SmartDollar is helping my employees to control their spending and actually understand what they are spending. They are literally giving themselves a raise! Review collected by and hosted on G2.com.

Show More

3/10/2026
Current UserValidated ReviewerSource: Organic

 ![Bailey M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Bailey M.")
BM

Bailey M.

Finance &amp; HR Manager

Small-Business (50 or fewer emp.)

2/17/2026

"Smart Dollar’s Wealth of Resources Is a Game-Changer"

5/5

What do you like best about SmartDollar?

Smart Dollar has sooo many resources! It's amazing to get in there and see what you have access to- what you're able to do just by having Smart Dollar! It's been amazing being able to offer it to the employees here! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

Sometimes it's hard to navigate and find exactly what you need- but that could also be a learning curve/hurdle needing to jump over. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

Helping us to solve the financial literacy problem we've had in our company. Being able to offer this to the employees here and see them attend the classes, speak with coaches, and really want to move forward in their financial life has been amazing! Review collected by and hosted on G2.com.

Show More

Response from Paula of SmartDollar

[Editedit](https://www.g2.com/survey_responses/smartdollar-review-12373183/official_response/edit)

Hi Bailey, thank you for sharing this! With so much content available, finding exactly what you need can take a little exploration at first. The search bar at the top of the platform is a great shortcut. Just type in a topic like "debt" or "retirement" and it'll surface the most relevant videos and tools quickly. Your relationship manager can also share a content map if that would help you and your employees orient faster.

Current UserValidated ReviewerSource: Organic

 ![Verified User in Manufacturing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Manufacturing")
AM

Verified User in Manufacturing

Mid-Market (51-1000 emp.)

1/17/2025

"Outstanding service and easy to roll out to employees!"

5/5

What do you like best about SmartDollar?

Our Sales Account Manager has been professional and personable throughout our entire experience. His deep industry knowledge and approachable demeanor were crucial in guiding our company's decision-making process. We couldn't be more pleased with the exceptional service and support provided, which made all the difference in securing our partnership.

Rolling out the program to our employees has been incredibly simple, thanks to SmartDollar's intuitive checklist and comprehensive resources. Everything was streamlined, making the process effortless. We are excited about what lies ahead and look forward to a long-lasting and successful partnership.

Highly recommend! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

There is nothing I dislike about SmartDollar. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

SmartDollar has been instrumental in educating our employees on financial responsibilities and budgeting. Through their comprehensive resources and structured approach, they’ve empowered our team to gain a better understanding of managing personal finances, making informed financial decisions, and building healthier financial habits for the future. Review collected by and hosted on G2.com.

Show More

2/16/2026
Current UserValidated ReviewerSource: Organic

 ![Karen B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Karen B.")
KB

Karen B.

Benefit Consultant

Enterprise (\> 1000 emp.)

3/6/2026

"Clear Baby Steps, Easy-to-Use Interface, and Regularly Updated Content"

5/5

What do you like best about SmartDollar?

What I like best is the clear direction. It can be really overwhelming to know where to start at times and the Baby Steps provide a clear path for reaching your goals. The user interface is easy to use and visually pleasing. Additionally, there is a ton of great content which regularly gets updated and improved. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

For someone who is already financially stable and debt free, there aren't as many "uses" for the program. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

I think SmartDollar solves a number of problems beginning with financial literacy. The program provides basic education and a step by step action plan. Review collected by and hosted on G2.com.

Show More

Response from Paula of SmartDollar

[Editedit](https://www.g2.com/survey_responses/smartdollar-review-12446924/official_response/edit)

Hi Karen, thanks for reaching out. SmartDollar still has a lot to offer after the debt payoff stage. From there, the focus shifts to wealth building, investing, retirement and estate planning. Users can also access Ramsey SmartTax, retirement and investment calculators, estate planning tools (including a free online will), and coaches who can help with investing and wealth-building questions. Becoming debt-free (except the house) is a huge milestone, but it’s still early in the journey. Plus, the later Baby Steps are where the real fun stuff begins!

Current UserValidated ReviewerSource: Organic

BR

Blaine R.

Owner

Small-Business (50 or fewer emp.)

2/17/2026

"Helps Employees Feel Financially Secure"

5/5

What do you like best about SmartDollar?

The fact that it can help my employees be free from financial burdens. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

The fact that I have to pay for 20 licenses when I have 6 employees, but I still think it’s worth the money. So I will be happy when I have 15 employees and I’m not paying anymore for the product. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

It’s uniting my team in the goal of having no debt, personally and in the business. So when we decide not to purchase an item, they know it’s because we are making a smart decision about where to invest our cash and not just telling them no to make more profit. Review collected by and hosted on G2.com.

Show More

Response from Paula of SmartDollar

[Editedit](https://www.g2.com/survey_responses/smartdollar-review-12374900/official_response/edit)

Hi Blaine, we structure SmartDollar this way so the benefit can be offered broadly, giving every employee the same opportunity to use it when they’re ready. The good news is that as your team grows, the per-employee value will increase significantly. We'd also encourage you to connect with your relationship manager to make sure you're getting full value from all the included features. SmartTax alone is worth thousands of dollars in tax prep savings for your team. We appreciate your partnership!

Current UserValidated ReviewerSource: Organic

 ![Verified User in Construction](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Construction")
AC

Verified User in Construction

Small-Business (50 or fewer emp.)

2/25/2026

"Lots of great information with the best customer service!"

5/5

What do you like best about SmartDollar?

SmartDollar is simple to use and has a lot of useful information. Gus is great and answers all of my questions in a timely manner. He's very knowledgeable and helps in every way that he can. He discusses all the benefits that are available to our employees and encourages us to remind our employees of all the positive outcomes that come from the SmartDollar products. If he is unable to answer a question, he directs us to someone who can. This is a wonderful product with great customer service. I use it personally and have passed this on to my adult children, as well! Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I think it would be helpful if employees could have a "checkbook register" option. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

Resources for our employees. We can refer them to the app for all types of financial questions they may have. Review collected by and hosted on G2.com.

Show More

Current UserValidated ReviewerSource: Organic

RA

Rondey A.

Executive Director

Small-Business (50 or fewer emp.)

2/17/2026

"Coaching and App Access That Helps Me Support My Employees"

4.5/5

What do you like best about SmartDollar?

I enjoy being able to communicate to my employees their value by offering them something that can positively impact their lives. I enjoy access to the coaching and the app for myself. I also used the tax prep software the past 2 years. Review collected by and hosted on G2.com.

What do you dislike about SmartDollar?

I wish I could share with my family members like my kids. I realized after using the tax return software 23 and 24 that my return did not include a child tax credit that I was eligible for, worth about $6,000 total. Review collected by and hosted on G2.com.

What problems is SmartDollar solving and how is that benefiting you?

Offering a quality, meaningful benefit to my staff during lean times that also helps them to manage lean times. Review collected by and hosted on G2.com.

Show More

Response from Paula of SmartDollar

[Editedit](https://www.g2.com/survey_responses/smartdollar-review-12374071/official_response/edit)

Thanks for sharing this. We’re sorry to hear about your experience. A missed child tax credit is a serious concern, and we’d like the chance to look into it with you. Please contact our SmartTax support team at smartdollar.help@ramseysolutions.com so we can review what happened and help prevent it from happening again.

Current UserValidated ReviewerSource: Organic

## Top-Rated Alternatives

[

 ![Betterment at Work](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Betterment at Work")

Betterment at Work

4.3/5(709)

](https://www.g2.com/products/betterment-at-work/reviews)

[

 ![ZayZoon](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "ZayZoon")

ZayZoon

4.6/5(221)

](https://www.g2.com/products/zayzoon/reviews)

[

 ![Peanut Butter](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Peanut Butter")

Peanut Butter

4.9/5(132)

](https://www.g2.com/products/peanut-butter/reviews)

[
View All Alternatives
](https://www.g2.com/products/smartdollar/competitors/alternatives)

##### Categories on G2

[Financial Wellness](https://www.g2.com/categories/financial-wellness)

##### Explore More

[Best digital asset management system reviews](https://www.g2.com/discussions/best-digital-asset-management-system-reviews)[Best provider of Managed Detection and Response](https://www.g2.com/discussions/best-provider-of-managed-detection-and-response)[What is the top-rated property management solution for enterprises?](https://www.g2.com/discussions/what-is-the-top-rated-property-management-solution-for-enterprises)

[Best platforms for API monetization and usage tracking](https://www.g2.com/discussions/what-are-the-best-platforms-for-api-monetization-and-usage-tracking)[Which inspection management tools help field teams fully replace paper-based checklists with digital workflows that feel intuitive rather than just digital versions of paper?](https://www.g2.com/discussions/which-inspection-management-tools-help-field-teams-fully-replace-paper-based-checklists-with-digital-workflows-that-feel-intuitive-rather-than-just-digital-versions-of-paper)[Pros and Cons Details](https://www.g2.com/products/smartdollar/reviews?qs=pros-and-cons)

[Show MoreShow Less](javascript:void(0);)