--- title: SmartDollar Reviews meta_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 599 scale: '5' date_modified: '2026-07-17' parent_category: name: HR url: https://www.g2.com/categories/hr --- # SmartDollar Reviews **Vendor:** Ramsey Solutions **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.8/5.0 **Total Reviews:** 599 ## About SmartDollar SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth. Through an engaging digital platform, employees access interactive lessons, personalized tools like EveryDollar (a top-rated budgeting app), Ramsey SmartTax, and one-on-one financial coaching. Progress tracking and actionable resources make financial education approachable lead to lasting behavior change. Employers also gain access to anonymized engagement data to measure program impact and employee outcomes. Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes—from large enterprises to fast-growing companies—spanning healthcare, manufacturing, retail, construction, and beyond. By addressing one of the leading causes of employee stress, SmartDollar helps organizations invest in their people, reduce financial stress, and drive meaningful outcomes for businesses and employees alike. ## SmartDollar Pros & Cons **What users like:** - Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. (206 reviews) - Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. (182 reviews) - Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. (128 reviews) - Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. (93 reviews) - Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. (84 reviews) - Financial Management (81 reviews) - Simple (63 reviews) - User Interface (63 reviews) - Benefits (59 reviews) - Implementation Ease (46 reviews) **What users dislike:** - Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. (27 reviews) - Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. (16 reviews) - Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. (12 reviews) - Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. (11 reviews) - Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. (11 reviews) - Account Setup (9 reviews) - Users report **poor customer support** , making it difficult to effectively engage with the SmartDollar program. (8 reviews) - Integration Issues (6 reviews) - Slow Performance (6 reviews) - Delayed Services (5 reviews) ## SmartDollar Reviews ### 1. Fantastic Tools for Employee Financial Wellness **Rating:** 5.0/5.0 stars **Reviewed by:** Marilyn H. | Secretary, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** I like using SmartDollar as an employee perk. The tools, especially having searchable podcasts, information, and the budget feature, make it very useful. I've been impressed with the updates and features that have been added over the past couple of years. The initial setup was very easy, and I rate my likelihood to recommend it a 10. I wish more of our employees would take advantage of it. **What do you dislike about SmartDollar?** That it isn't being used by our employees **What problems is SmartDollar solving and how is that benefiting you?** I use SmartDollar for employee perks, and I love the searchable podcasts, information and budgeting tools. Setting it up was very easy. ### 2. Wellness Program Win: Great Feedback and Real Financial Support **Rating:** 5.0/5.0 stars **Reviewed by:** Ryan H. | Frontline Supervisor (sergeant), Mid-Market (51-1000 emp.) **Reviewed Date:** March 14, 2026 **What do you like best about SmartDollar?** I am the coordinator of our Wellness Program for our department and I have seen half of our personnel join the program which in turn assisted with their financial needs. I have had nothing but great feedback from our employee users. **What do you dislike about SmartDollar?** From my experience and the people I know that have used it, I have not heard any complaints **What problems is SmartDollar solving and how is that benefiting you?** Helping my fellow coworkers with their finincial needs. This program is has made it nice for me as a coordinator for our Wellness Program. ### 3. SmartDollar Makes Managing Finances Simple and Stress-Free **Rating:** 5.0/5.0 stars **Reviewed by:** Mary S. | Marketing Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** What I like best about SmartDollar is how simple and easy it is to use. The SmartDollar platform makes managing my finances feel less stressful because everything I need is in one place and easy to find. The layout is clear, organized, and user-friendly, which makes it easy to stay on track with my financial goals. **What do you dislike about SmartDollar?** Some users have found that setting up their budget can be a little difficult at first. Getting everything entered and organized may take time, especially for those who are new to budgeting or unsure how to categorize their expenses. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps me become more aware of my spending habits and shows me exactly where my money is going. It highlights areas where I may be overspending and helps me identify opportunities to save and cut back. ### 4. User-Friendly Insights and Easy Budgeting with Every Dollar **Rating:** 5.0/5.0 stars **Reviewed by:** Wendi M. | Special Program Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** I like that fact that it is user friendly. As a manager of the account, I can easily find the information I need to see how our employees are doing. I also really like Every Dollar. It is easy to use as well. **What do you dislike about SmartDollar?** My credit union has trouble staying linked to Every Dollar. I have worked around it but it would be nice if it stayed connected. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping me become more self-reliant. I feel like I’m well on my way to being successful and more secure in my retirement years. ### 5. Great experience thus far - LOVE SmartDollar and EveryDollar! **Rating:** 5.0/5.0 stars **Reviewed by:** Deena B. | Human Resources Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** January 16, 2025 **What do you like best about SmartDollar?** It is a great benefit for our employees, whether experienced in budgeting or just starting to budget. So many helpful tools are at your disposal. Even the most experienced and financially savvy person can learn something new and benefit from it. **What do you dislike about SmartDollar?** I have not seen any downside at all thus far. **What problems is SmartDollar solving and how is that benefiting you?** Helping employees set and track their budget. Personally use it, and has helped me develop a short term and long term plan. It helps keep you totally aware of your spending with the excellent tracking. ### 6. Robust Employee Benefits: Coaching, Video Resources, Smart Tax, and Will Preparation **Rating:** 5.0/5.0 stars **Reviewed by:** Stephanie S. | District Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** I’ve really appreciated the benefits offered to our employees. They include 1:1 coaching, video resources, Smart Tax, and will preparation. **What do you dislike about SmartDollar?** There isn’t really anything I dislike, but the website can feel overwhelming. At times, there isn’t a clear “start here” path with step-by-step guidance. I honestly think it would be beneficial to have a more directed flow, like “take this step,” earn points, and use that to help guide what to do next. When there are too many choices, people often don’t choose at all, and that hesitation is something I hear from employees. **What problems is SmartDollar solving and how is that benefiting you?** We want to offer our employees real-life solutions to help them get out of debt and build wealth. Learning how much financial support can impact an employee’s work experience was huge for us. ### 7. Great Team Tracking Dashboard with Helpful Training and Coaching **Rating:** 4.0/5.0 stars **Reviewed by:** Lance G. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The dashboard and tracking features work well for teams, especially the points system. I also like having access to the trainings and the coach. **What do you dislike about SmartDollar?** It is hard to get the team to sign up and get them motivated in the system. I have promotions and Ramsey has promotions but the team does not see the value...yet **What problems is SmartDollar solving and how is that benefiting you?** This is an add-on for employees, and the solutions it provides are geared toward the long term. Several people are already using it, and it’s helping them get more aligned with their finances. ### 8. Smarter Savings, Easier Method ! **Rating:** 5.0/5.0 stars **Reviewed by:** Katie G. | Human Resources Administrator, Mid-Market (51-1000 emp.) **Reviewed Date:** April 30, 2026 **What do you like best about SmartDollar?** I like being able to see how much extra money I have each month, and where I can put it. **What do you dislike about SmartDollar?** Wish it had more AI features. Manually entering things into categories can be annoying sometimes. **What problems is SmartDollar solving and how is that benefiting you?** Budgeting tool. This is a great way to track my monthly income, as well as spending. ### 9. Great Learn Section, But Hard to Get Employees Engaged **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Government Administration | Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** I like the learn section. It gives me knowledge that is ready at my fingertips. **What do you dislike about SmartDollar?** I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials are not on the forefront of their minds and that is an issue because we pay so much for SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** I do not think we have had SmartDollar for a long enough time to get any feedback from employees. From what I seen it is solving a tax issue. Many employees are interested in the tax software that is included because they do not have to pay for that software from their own pockets. ### 10. Practical Financial Wellness Tools with a Smooth, Responsive Implementation **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Insurance | Enterprise (> 1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** What I like best about SmartDollar is that they offer practical life tools to assist employees with their financial well-being. Their resources are straightforward and genuinely help our team members navigate everyday financial challenges. I also appreciate how easy they are to work with—their process is smooth and responsive, which makes implementation seamless for our organization. An added benefit is that our clients can use their wellness funds to purchase the licenses, making SmartDollar an accessible and valuable resource for companies invested in employee wellness. **What do you dislike about SmartDollar?** There’s nothing I dislike about SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps solve the challenge of financial stress and lack of practical financial guidance for employees. Many employees struggle with everyday financial decisions, which can impact focus, morale, and overall well‑being. SmartDollar addresses this by providing straightforward, practical tools that help employees better manage real‑life financial challenges. This benefits us by supporting our employees’ financial well‑being in a simple, effective way while also being easy to implement. Their smooth, responsive process saves our team time, and the option for clients to use wellness funds to purchase licenses makes the program accessible and cost‑effective. As a result, we’re able to offer a valuable benefit that supports employee wellness without added administrative burden. ### 11. Powerful Goal Tracking and Estate Planning Tools **Rating:** 5.0/5.0 stars **Reviewed by:** Amber K. | Communications & Technology Bureau Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Will and Power of Attorney, goal tracking **What do you dislike about SmartDollar?** That it is only available to a user if the company pays for licenses. Would love if it was available to the every day user. **What problems is SmartDollar solving and how is that benefiting you?** It has educated me on how to manage my money properly and brought blessings along the way. I've never been one to tithe 10% because I just didn't know where it would come from. Now, since starting SmartDollar, I've given every month and felt the blessings poor in from doing so. ### 12. Take Money Stress Out of the Equation **Rating:** 5.0/5.0 stars **Reviewed by:** Chad A. | School Principal, District Wellness Coordinator, Mid-Market (51-1000 emp.) **Reviewed Date:** February 06, 2025 **What do you like best about SmartDollar?** SmartDollar is a turn-key wellness benefit program that helps your team tackle personal financial needs to help reduce workplace stress. SmartDollar provides supurb customer service to assist users if they should encounter questions. **What do you dislike about SmartDollar?** SmartDollar requires some attention to ensure that personel are aware of the benefits. **What problems is SmartDollar solving and how is that benefiting you?** The stress that surrounds personal finance is a deterant for producitve engagement in the workplace. Both personally and as an administrator, I see the benefits of asssiting staff in getting a better grasp of their finances. ### 13. All-in-One Cash Flow Tracking With Excellent Staff Resources **Rating:** 5.0/5.0 stars **Reviewed by:** DonnaSue E. | CHRO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I like being able to keep track of cash flow, and I also appreciate the incredible resources available to staff. **What do you dislike about SmartDollar?** It’s hard to find a downside. It has everything I need to get my financial affairs in order, and it covers all the essentials in one place. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps me keep my finances visible whenever I need them. Because I can see everything clearly, I’m able to move my money around, pay down debt earlier, and ultimately pay less interest. ### 14. SmartDollar Makes Personal Finance Simple with Clear, Step-by-Step Guidance **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Architecture & Planning | Mid-Market (51-1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** What I appreciate about SmartDollar is that it makes personal finance simple and practical. It gives employees a clear step-by-step plan for budgeting, paying off debt, and building savings while keeping the material easy to understand. It’s especially helpful for people who were never taught these skills and want a straightforward way to improve their financial habits. **What do you dislike about SmartDollar?** Engagement can be hit or miss Even when companies offer it as a benefit, not all employees take advantage of the program or stick with it long enough to see results. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps solve the problem that many people were never taught practical money management. It provides simple tools and a clear step-by-step plan for budgeting, paying off debt, and saving for the future. For me, the benefit is having a straightforward framework that helps me stay intentional with my finances and feel more confident about managing money. ### 15. Helping people to help themselves. **Rating:** 5.0/5.0 stars **Reviewed by:** Shelly F. | Accounts payable/ Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** January 23, 2025 **What do you like best about SmartDollar?** The budget app part. It really helps with everyday life. The videos are a good fall back. Enjoy being able to have all that information in one spot **What do you dislike about SmartDollar?** I don’t like the emails always asking to create an account. Like here activate your account and everyone I send the email to has an account. The emails need to be more about the services then just activating the account **What problems is SmartDollar solving and how is that benefiting you?** Tracking where my money is going and having a every dollar app ### 16. Track Everything in One Place and See Your Progress Clearly **Rating:** 5.0/5.0 stars **Reviewed by:** Amanda H. | Office Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 25, 2026 **What do you like best about SmartDollar?** I like that you can track everything all in one place and you can see your progress and where you need to improve. I like that there is someone you can see and talk to from smart dollar. Our rep is calen Adams and he is always prompt to follow up and follow through. **What do you dislike about SmartDollar?** I don't have any negatives at this time. **What problems is SmartDollar solving and how is that benefiting you?** Seeing where all my money is going and being able to make adjustments ### 17. SmartDollar Builds Strong Financial Skills for Our Team **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Environmental Services | Mid-Market (51-1000 emp.) **Reviewed Date:** February 23, 2026 **What do you like best about SmartDollar?** I believe my employees managing their time and their money well becomes the largest impact they can make in their lives and the lives of others. SmartDollar helps to develop financial skills in the men and women that I love and have a duty to serve. **What do you dislike about SmartDollar?** I have a largely Latino workforce, many of whom did got get a full education. Basic money sense set aside, even reading or some elements of technology can be a challenge for us to empower them. Meeting these folks where they are at could improve retention with the tools and impact in their lives and that of their loved ones. **What problems is SmartDollar solving and how is that benefiting you?** My connection with Gus made a massive difference. We share a heart for sharing both The Gospel and best practices with a Spanish speaking labor crowd. His availability to host occasional round tables with the employees in their native language means the world to me. SmartDollar + Gus = Alignment. ### 18. SmartDollar & Ramsey are the best! **Rating:** 5.0/5.0 stars **Reviewed by:** Tony S. | COO, Small-Business (50 or fewer emp.) **Reviewed Date:** January 16, 2025 **What do you like best about SmartDollar?** They're amazing to work with and change lives in a positive way everyday! This plan has changed our employees daily lives and kept them at our company much longer. Caleb is GREAT to work with! Looking forward to many more years with SmartDollar! **What do you dislike about SmartDollar?** Absolutley nothing! They have been great with no issues. **What problems is SmartDollar solving and how is that benefiting you?** Debt and everyday living. This has made everyone in the company more engaged and positive daily. It also helps majorly with setting goals! ### 19. User-Friendly Step-by-Step Guidance That Keeps Me on Track **Rating:** 5.0/5.0 stars **Reviewed by:** Pamela K. | Office Manager/Human Resources, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** The step-by step guidance is very user friendly and helps keep you on tract. **What do you dislike about SmartDollar?** I don't go into SmartDollar daily. I should if I am going to make true progress, but I don't have the time. **What problems is SmartDollar solving and how is that benefiting you?** Our company has a lot of young men starting. I have been able to help them start working on their financials now, rather than wait until they are older and have families. Plan and save for all of that now. ### 20. Clear Progress Tracking and a Budgeting Tool I Really Enjoy **Rating:** 4.5/5.0 stars **Reviewed by:** Makayla L. | Executive Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** I love being able to see which "step" you are on and the visuals that show your progress. I also really like the budget. **What do you dislike about SmartDollar?** I dont really know that there is a down side. Maybe the cost, but gratefully Smart Dollar is a benefit where I am employed. **What problems is SmartDollar solving and how is that benefiting you?** Bringing awareness to budgeting, savings, and becoming debt free. The importance of investing in retirement ### 21. Easy to Use for Everyone on the Team **Rating:** 5.0/5.0 stars **Reviewed by:** candice b. | Human Resource Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The ease of use is particularly helpful, especially for our less tech-savvy employees. **What do you dislike about SmartDollar?** Sometimes when importing from my bank account, it will duplicate items that I have already assigned on my budget and then if I'm not careful, I'll end up doubling up on those transactions by accident. **What problems is SmartDollar solving and how is that benefiting you?** It gives myself and my husband a much clearer picture of where we're at at all time which helps to forecast for the future. ### 22. EveryDollar and Will Options Make This Platform a Perfect Fit **Rating:** 5.0/5.0 stars **Reviewed by:** Ben R. | Owner, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** My favorite feature is the Everydollar app and the Will option **What do you dislike about SmartDollar?** Honestly, I can’t think of anything I dislike. The platform meets all my needs and does exactly what I’m looking for. **What problems is SmartDollar solving and how is that benefiting you?** This platform makes it easy for me to track every dollar. Systems and tools are a dime a dozen, but finding one that truly works. And this one is actually sustainable over time is hard to come by. ### 23. Great Program That’s Easy for Employees to Use **Rating:** 5.0/5.0 stars **Reviewed by:** Annette N. | HR Business Partner, Mid-Market (51-1000 emp.) **Reviewed Date:** March 02, 2026 **What do you like best about SmartDollar?** Dave Ramsay follower since the '90's. Great program. Easy to use for our employees. Frequency of Use Customer Support, Ease of Implementation, Ease of Integration. Blake Ball is fantastic. Went above and beyond for my employee who paid off his house. Thank you so much. **What do you dislike about SmartDollar?** I think it is a great program overall. Always evolving!!! **What problems is SmartDollar solving and how is that benefiting you?** We want to help our employees with financial stressors. ### 24. SmartDollar Empowers Every Financial Journey with Tools to Succeed **Rating:** 5.0/5.0 stars **Reviewed by:** Julie D. | Senior Audit Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** SmartDollar provides a wealth of information to employees no matter where they are in their financial journey. From getting out of debt to building wealth, SmartDollar has the tools and resources needed for success! **What do you dislike about SmartDollar?** Nothing! I love it all! SmarDollar is an amazing program. **What problems is SmartDollar solving and how is that benefiting you?** It is helping our employees gain control of their finances so that is one less stress they have in their lives. ### 25. SmartDollar Sets You Up for Financial Success **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Enterprise (> 1000 emp.) **Reviewed Date:** March 10, 2026 **What do you like best about SmartDollar?** SmartDollar is a comprehensive financial benefit platform with tools designed to help set you up for financial success, including creating a budget, paying down debt, building an emergency savings fund, and more. It also offers additional resources, such as the mortgage calculator and Mama Bear wills, and has videos and articles to reference. One of my favorite items is Ramsey SmartTax. **What do you dislike about SmartDollar?** It is not a dislike, but to fully utilize SmartDollar you need to invest time in your account setup. As with any program to fully gain the benefit, you need to spend the time entering your information and updating your progress. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar provides a free resource for our employees who want to take control of their finances. It offers helpful tools and guidance for both beginners and those who are more financially savvy. ### 26. SmartDollar Makes Tracking Spending and Setting Goals Easy **Rating:** 5.0/5.0 stars **Reviewed by:** Elizabeth C. | Office Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** How user friendly it is to track spending / set goals. Our sponsor has also been super super helpful when it comes to launching and getting to know SmartDollar. **What do you dislike about SmartDollar?** I don't think there is much I would change. SmartDollar has all of the features I was personally looking for and I know it has helped some of our staff as well. **What problems is SmartDollar solving and how is that benefiting you?** I have a spending habit so really getting to see the red or the green and being held accountable for some of the not so good mistakes but also being rewarded for those that are good. ### 27. Excellent services **Rating:** 4.5/5.0 stars **Reviewed by:** Maria W. | Benefits Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** The budgeting app is very effective and the Tax Filing option has been great for our employees. **What do you dislike about SmartDollar?** The debt snowball idea doesn't work for everyone. **What problems is SmartDollar solving and how is that benefiting you?** Smart dollar offers a comprehensive solution to our employees who are looking for financial wellness support. The webinars and debt monitoring have been helpful but everyone's favorites seem to be the budgeting app and the tax services. ### 28. EveryDollar Makes Budgeting Easy and Keeps Small Expenses in Check **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Oil & Energy | Enterprise (> 1000 emp.) **Reviewed Date:** March 06, 2026 **What do you like best about SmartDollar?** I really enjoy the EveryDollar app to help me better budget and keep and eye on my expenses, especially those small ones that add up without me noticing it. The podcast and lesson videos are extremely helpful, as well. **What do you dislike about SmartDollar?** Some of our employees are unable to connect their bank accounts because it is a regional bank in our city, and a fairly popular one. We are working to have the access granted and hope to have that resolved soon. **What problems is SmartDollar solving and how is that benefiting you?** Bringing awareness to the true amount of spend in various categories and identifying areas to cut back on. ### 29. Free Resources That Get Employees Engaged in Financial Planning **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** February 23, 2026 **What do you like best about SmartDollar?** Smart Dollar has many free resources that encourage employees to sign up and take advantage, even if they are not convinced, they want to follow the plan. In our experience, it was a great way to get everyone talking about the product and finances in general. Additionally, the resources provided to email out to employees and hang up around the office are very user-friendly and quick to use. **What do you dislike about SmartDollar?** I do not have anything negative to say about the product. The only complaint I have heard is that you can't attach a credit card to every dollar the same way you can a debit card......but that is sort of the point LOL. **What problems is SmartDollar solving and how is that benefiting you?** There are a few people here who really started following the plan, and it truly changed not only their financial situation but also their contentment. They are happier individuals. ### 30. Points System Makes Team Adoption Easy to Track **Rating:** 5.0/5.0 stars **Reviewed by:** Josiah G. | Irrigation Department Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 23, 2026 **What do you like best about SmartDollar?** The ability to use the points system to confirm that our team is using it **What do you dislike about SmartDollar?** For the every dollar app. there have been times where my wife and I thought it would be easier to Zero out everything and start fresh. Particularly when we have been bad at staying on top of it. This is not an easy thing to do **What problems is SmartDollar solving and how is that benefiting you?** Our team's stress levels ### 31. All-in-One Budget Tracking and Goal Setting with SmartDollar **Rating:** 5.0/5.0 stars **Reviewed by:** Joseph C. | Early Career Specialist, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** I like having all the resources at my disposal from tracking my budget to creating monthly and long-term goals. **What do you dislike about SmartDollar?** Having more suggestions on the SmartDollar website would be helpful. It would be great to see an amount in my budget that would be a "recommended" amount based on my income. **What problems is SmartDollar solving and how is that benefiting you?** Helping me track where all of my money is going throughout a given month. ### 32. Smart Money Tools and Helpful Giveaways **Rating:** 4.0/5.0 stars **Reviewed by:** Alli L. | Office Coordinator, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** There are a variety of different things to help you be smarter with your money. Plus the give a ways **What do you dislike about SmartDollar?** some videos can be long, and if you don't have a ton of time to watch it all in one sitting it can be hard to get back into it. **What problems is SmartDollar solving and how is that benefiting you?** I'm not sure if there are any problems, nothing really stands out. ### 33. Amazing Setup Support and Free Tax Filing Feature **Rating:** 5.0/5.0 stars **Reviewed by:** Shea B. | CFO, Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** Gus was an amazing contact for us and helped us tremendously in set up. It is a great employee benefit and the free tax filing is a great feature **What do you dislike about SmartDollar?** We have enjoyed our experience with smart dollar and have not received any negative feedback from our employees. **What problems is SmartDollar solving and how is that benefiting you?** Helping our employees better manage their finances is a benefit for our entire company. ### 34. SmartDollar Employer Review **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Higher Education | Enterprise (> 1000 emp.) **Reviewed Date:** February 20, 2025 **What do you like best about SmartDollar?** Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help desk support. I also appreciate the monthly topics (communication calendar), and that it’s an easy sell to our employees and students. **What do you dislike about SmartDollar?** There's not much that I dislike - some of the features don't work for our specific organization, but I see that they are beneficial to others. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar offers solutions for all aspects of finances - budgeting, investing, coaching, taxes, retirement and more. ### 35. The benefits of SmartDollar for our office **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Government Administration | Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** It provides a ton of value for an employee. Ways to get out of debt, save, invest, and has other great tools available. Very motivational, great interface, and helpful content. **What do you dislike about SmartDollar?** From the backend SmartCenter management side, maybe would be nice to have a better way to push out customized announcements or product highlights directly from the interface, rather than having to download materials and send separately. **What problems is SmartDollar solving and how is that benefiting you?** It's providing an actually useful benefit to our employees, to help make their lives better by improving their financial knowledge and giving them a structured program to achieve their financial goals. ### 36. Easy Setup with Helpful Guidance for Novices **Rating:** 5.0/5.0 stars **Reviewed by:** John B. | Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Easy to use and set up. Lots of helpful content especially for novices. Asks good questions. **What do you dislike about SmartDollar?** Not much content for users who are Baby steps 7 or beyond. The software does not respond well if you have a higher net worth. **What problems is SmartDollar solving and how is that benefiting you?** Not sure if it is solving any problems, just like having it available to our employees as a benefit. ### 37. Great for Self-starter/tech-friendly learners! **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Enterprise (> 1000 emp.) **Reviewed Date:** March 13, 2026 **What do you like best about SmartDollar?** Eye-catching branding, a budgeting app, free tax filing, and will creation. SmartDollar reps have also always been courteous and personable. **What do you dislike about SmartDollar?** There isn’t an all-inclusive mobile app—only EveryDollar for budgeting. It’s also difficult to keep unmotivated employees engaged, especially since there’s no in-person or traditional classroom learning option. **What problems is SmartDollar solving and how is that benefiting you?** This benefit helps employees who are willing to put in the work become more confident and capable with their money. It’s simple to use and easy to understand, and it also incentivizes and gamifies the process. ### 38. Great motivator, needs improved user-friendly features **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Food & Beverages | Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The daily videos and tips are genuinely helpful, and they do a great job of keeping me engaged with the program. **What do you dislike about SmartDollar?** Overall, the program is great, but I do wish the EveryDollar app were easier to navigate and keep up with. I like being able to track my spending against my budget; it just doesn’t feel very user-friendly, and that has discouraged me from using it as much. **What problems is SmartDollar solving and how is that benefiting you?** Previously, my family was so underwater with debt, and no matter what we did, we could never gain any progress. With SmartDollar, we’ve been able to effectively snowball our debt, and we now have a clear plan in place to keep that progress going. At the same time, we’re applying the techniques we’ve learned to help us work toward buying our first home debt-free. ### 39. Smart Dollar Helped Our Team Pay Off Debt and Become Better Financial Stewards **Rating:** 5.0/5.0 stars **Reviewed by:** William J. | CEO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Smart Dollar has been a great resource for helping our team learn how to be good stewards of their finances. Our team has paid off an incredible amount of debt, and I’m confident that wouldn’t have happened without Smart Dollar. **What do you dislike about SmartDollar?** I don’t really have any dislikes. It does take a good bit of time to set up, but it’s definitely worth the effort. **What problems is SmartDollar solving and how is that benefiting you?** Offering this program has made a real impact on our team’s productivity. It’s exciting every time a team member celebrates a win, and it’s been great to see that momentum build. ### 40. Easy, User-Friendly Tool That Clearly Shows Where Your Money Goes **Rating:** 5.0/5.0 stars **Reviewed by:** Tina A. | CAO, Mid-Market (51-1000 emp.) **Reviewed Date:** February 25, 2026 **What do you like best about SmartDollar?** It is easy and user friendly. When used it truly does show you where your money is going and how to control this. **What do you dislike about SmartDollar?** Sometimes I wish I could give access to all my friends not just my employees. **What problems is SmartDollar solving and how is that benefiting you?** Budgeting and makes things easier to make decisions where to spend money ### 41. Insightful Dashboard That Highlights Team Value **Rating:** 5.0/5.0 stars **Reviewed by:** Amanda P. | HR Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** I like the dashboard and being able to see how useful it’s been for each team member. It makes it easy to understand who’s getting the most value and how everyone is using it. **What do you dislike about SmartDollar?** I wish it were easier to enter my budget each month; it always seems to take me quite a while to get it finished. **What problems is SmartDollar solving and how is that benefiting you?** It’s helping our employees feel more appreciated and truly important to us, because they are. I also think it’s giving some employees real guidance and encouragement to invest in their future. ### 42. Financial Education for the Team made easy **Rating:** 4.5/5.0 stars **Reviewed by:** Jeremy H. | President and Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** It's great to have everything in one spot for tracking the baby steps, learning new things, and helping the team do the same. **What do you dislike about SmartDollar?** Sometimes with so much info it is hard to take it all in. **What problems is SmartDollar solving and how is that benefiting you?** Smartdollar helps my team stay on track with getting out of debt and learning financial topics. ### 43. Well-Rounded Platform with Access to Multiple Products **Rating:** 5.0/5.0 stars **Reviewed by:** Brian W. | Engineering Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 23, 2026 **What do you like best about SmartDollar?** The access to multiple products makes it well rounded **What do you dislike about SmartDollar?** not having access via a mobile app to tools other than EveryDollar **What problems is SmartDollar solving and how is that benefiting you?** helping employees manage and be more actively engaged in improving their personal finances. Gives us a tool to point employees to prior to direct financial assistance requests. ### 44. Smart Dollar is a good program **Rating:** 5.0/5.0 stars **Reviewed by:** Amy R. | CFO, Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2025 **What do you like best about SmartDollar?** I wanted to add a success story for one of our employees using Smart Dollar. We have a young man just starting out. Using the budgeting program, he was able to save money to purchase an engagement ring and move from his parents' house while remaining debt free! He also has shared his success with other employees encouraging them as well. **What do you dislike about SmartDollar?** There is nothing further that I would suggest at this time. **What problems is SmartDollar solving and how is that benefiting you?** We are providing employees a clear way to use their money wisely. ### 45. Simple, Achievable Goals That Make Budgeting Less Overwhelming **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Environmental Services | Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The goals already being set for me at the beginning. As a newbie to budgeting, I am already overwhelmed, and having simple and achievable goals set before me already is incredibly helpful. **What do you dislike about SmartDollar?** I find the budgeting per paycheck a bit confusing, but I think I just need more practice. I do wish there was an example provided on that page to make it a bit more clear. **What problems is SmartDollar solving and how is that benefiting you?** I am actually aware of my finances going in and out, but to a point that I am not incredibly stickler about it or always thinking about it. So it benefits me that I am not stressing over it like I thought I would and is a lot easier to do than I thought. ### 46. Great Budgeting and Usability, But Canada Availability Is Sporadic **Rating:** 3.5/5.0 stars **Reviewed by:** Curtis K. | GM, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** budgeting is great, user friendly and effective **What do you dislike about SmartDollar?** Availability in canada is sporadic. making it nearly useless to implement with our team. Timing of bill payments is lacking - see timely bills app for how this could be improved **What problems is SmartDollar solving and how is that benefiting you?** Centralized budget. Incentive for our team to get on a budget. ### 47. User-Friendly Tool for Achievable Goals and Financial Freedom **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.) **Reviewed Date:** February 23, 2026 **What do you like best about SmartDollar?** SmartDollar is very user-friendly and intuitive, which makes it easy for us to navigate and manage. It also gives us clear insight into employee engagement, while enabling us to provide a meaningful financial wellness benefit that genuinely supports our employees. **What do you dislike about SmartDollar?** So far, we haven’t identified any concerns. Our employees have responded positively to this new benefit, and SmartDollar has been simple to implement, offer, and manage. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar helps reduce financial stress by giving employees accessible tools and resources to strengthen their financial literacy and stability. By supporting employees as they build healthier financial habits, it can lead to higher engagement and improved overall well-being. For us, that means a more focused, better-supported workforce, along with a meaningful benefit that’s straightforward to manage. ### 48. SmartDollar Makes Financial Wellness Easy for Our Employees **Rating:** 5.0/5.0 stars **Reviewed by:** Crystal B. | SVP/CHRO, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** We love that SmartDollar makes financial wellness easy for our employees **What do you dislike about SmartDollar?** There is nothing at this time that we dislike about SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** We are a financial institution and believe it is important for our employees to be confident in their financial wellness. This benefit provides an option for them. ### 49. Content-Rich Platform with Helpful Videos, Tools, and Budget App **Rating:** 4.5/5.0 stars **Reviewed by:** Lauren G. | Employee Benefits Manager, Enterprise (> 1000 emp.) **Reviewed Date:** March 18, 2026 **What do you like best about SmartDollar?** The amount of content that's available! I like the videos, tools and budget app. **What do you dislike about SmartDollar?** I would really like to see a simpler way to plan by paycheck vs monthly. **What problems is SmartDollar solving and how is that benefiting you?** I route money to different places from my paycheck so that makes it difficult to manage at times. I like that I can see all of my money in one place and the platform gives me a holistic picture of where I'm spending. ### 50. Great experience with Caleb from Smart Dollar **Rating:** 5.0/5.0 stars **Reviewed by:** Susan A. | HR Director, Small-Business (50 or fewer emp.) **Reviewed Date:** January 30, 2025 **What do you like best about SmartDollar?** My rep Caleb. He is the best. I enjoy working with him and he makes everything simple and enjoyable. The videos are very interesting. I am learning alot. **What do you dislike about SmartDollar?** nothing. So far I like it all. Thanks for the program. **What problems is SmartDollar solving and how is that benefiting you?** Helping our team not be pay check to pay check. - [View SmartDollar pricing details and edition comparison](https://www.g2.com/products/smartdollar/reviews?page=2§ion=pricing&secure%5Bexpires_at%5D=2026-07-17+07%3A41%3A10+-0500&secure%5Bsession_id%5D=b3894604-e20f-4b1a-8e26-6864fe3d5a3d&secure%5Btoken%5D=41776996ef3c731445bbb710bea5af10f7f7471e0d6e80b059784cb7e6e3160e&format=llm_user) ## SmartDollar Integrations - [BambooHR](https://www.g2.com/products/bamboohr/reviews) - [Personify Health](https://www.g2.com/products/personify-health/reviews) ## SmartDollar Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Platform Basics** - Program Management - Secure - Interoperability - Performance **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top SmartDollar Alternatives - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) - 4.3/5.0 (582 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) - 4.6/5.0 (212 reviews) - [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) - 4.9/5.0 (132 reviews)