--- title: SmartDollar Reviews meta_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 599 scale: '5' date_modified: '2026-07-17' parent_category: name: HR url: https://www.g2.com/categories/hr --- # SmartDollar Reviews **Vendor:** Ramsey Solutions **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.8/5.0 **Total Reviews:** 599 ## About SmartDollar SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth. Through an engaging digital platform, employees access interactive lessons, personalized tools like EveryDollar (a top-rated budgeting app), Ramsey SmartTax, and one-on-one financial coaching. Progress tracking and actionable resources make financial education approachable lead to lasting behavior change. Employers also gain access to anonymized engagement data to measure program impact and employee outcomes. Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes—from large enterprises to fast-growing companies—spanning healthcare, manufacturing, retail, construction, and beyond. By addressing one of the leading causes of employee stress, SmartDollar helps organizations invest in their people, reduce financial stress, and drive meaningful outcomes for businesses and employees alike. ## SmartDollar Pros & Cons **What users like:** - Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. (206 reviews) - Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. (182 reviews) - Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. (128 reviews) - Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. (93 reviews) - Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. (84 reviews) - Financial Management (81 reviews) - Simple (63 reviews) - User Interface (63 reviews) - Benefits (59 reviews) - Implementation Ease (46 reviews) **What users dislike:** - Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. (27 reviews) - Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. (16 reviews) - Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. (12 reviews) - Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. (11 reviews) - Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. (11 reviews) - Account Setup (9 reviews) - Users report **poor customer support** , making it difficult to effectively engage with the SmartDollar program. (8 reviews) - Integration Issues (6 reviews) - Slow Performance (6 reviews) - Delayed Services (5 reviews) ## SmartDollar Reviews ### 1. Empowering My Team to Take Control of Their Finances **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Small-Business (50 or fewer emp.) **Reviewed Date:** February 22, 2026 **What do you like best about SmartDollar?** I used Dave Ramsey's principals to become debt free. I am very happy with this service because it teaches my team the same principles so they can take control of their finances as well. **What do you dislike about SmartDollar?** I don’t really have any problems with how Smart Dollar is working for my team. So far, it’s been running smoothly and meeting our needs. **What problems is SmartDollar solving and how is that benefiting you?** I wanted to share Dave Ramsey's methods for eliminating debt and creating wealth. SmartDollar is that program. Since implementation my team has eliminated over 100,000 in consumer debt. ### 2. Excellent Budgeting Tool with Valuable Financial Education **Rating:** 5.0/5.0 stars **Reviewed by:** Kelly M. | owner and HR, Small-Business (50 or fewer emp.) **Reviewed Date:** February 20, 2026 **What do you like best about SmartDollar?** The budgeting tool and the financial education for our team members. **What do you dislike about SmartDollar?** Having to create the budget every month at the beginning of each month. **What problems is SmartDollar solving and how is that benefiting you?** we have a couple team members using this to be a help to them and have done taxes or sought a session with a counselor. ### 3. Smart Dollar Made Tracking Spending Effortless **Rating:** 4.5/5.0 stars **Reviewed by:** Margie S. | Human Resources and Staff Development, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** It made me aware of my spending and prompted conversations with my spouse. I appreciate the tracking linked directly to my bank account. **What do you dislike about SmartDollar?** Nothing about Smart Dollar itself. It is a very useful tool. **What problems is SmartDollar solving and how is that benefiting you?** We had trouble saving and tracking our spending, but this focused method made a big difference. ### 4. SmartDollar Made Budgeting Simple and Clear **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** SmartDollar has helped me and my wife budget much better than the spreadsheets we were using before. Having the phone app and being able to one click to see what is left of our budget is super helpful! **What do you dislike about SmartDollar?** The only real issue I have had is the app crashing when adding too many transactions in at one time. This doesn't happen to often and is easily remedied by restarting the app. **What problems is SmartDollar solving and how is that benefiting you?** It really helps with keeping track of debt payments and ensuring that we do not overspend. ### 5. Empowering Employees to Make the Most of Their Money **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The opportunity it provides us to be able to give our employees a resource to help them make the most of their hard-earned money. **What do you dislike about SmartDollar?** I don't have any constructive feedback to offer **What problems is SmartDollar solving and how is that benefiting you?** It provides visual accountability to how our finances are being managed or where they are being mismanaged. ### 6. Awesome Videos and a Huge Employee Benefit for Will Preparation **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Building Materials | Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The available videos are awesome. The ability to prepare a will is a huge benefit for our employees. . I'm anxious to use and promote the Tax Prep Site. **What do you dislike about SmartDollar?** I did not grow up with computers so take this with a grain of salt. It is hard to find what I'm looking for or going back to where I left off. was confusing when I started my will. It kept saying I would be charged. **What problems is SmartDollar solving and how is that benefiting you?** The ability to prepare a will and taxes is worth allot. ### 7. Step-by-Step Debt Payoff and Wealth-Building Made Simple **Rating:** 5.0/5.0 stars **Reviewed by:** Scott P. | President/CEO, Mid-Market (51-1000 emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** The step-by-step guide of getting out of debt and building wealth. **What do you dislike about SmartDollar?** Everydollar should be on the SmartDollar Dashboard. **What problems is SmartDollar solving and how is that benefiting you?** It is giving me visibility to where my money is going. This is allowing me to make adjustments to meet my goal of becoming debt free. ### 8. Helps Employees Feel Less Stressed and Live Better Lives **Rating:** 5.0/5.0 stars **Reviewed by:** Gary G. | City Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** It helps employees live better lives and feel less stressed at work. **What do you dislike about SmartDollar?** I don't have any concerns about the program. I guess it would be better if it cost less to offer to people. **What problems is SmartDollar solving and how is that benefiting you?** It seems to be creating more critical thinking in our employees. ### 9. Helping Employees Take Control of Their Finances **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Wholesale | Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Help encourage my employees to get control of their finances and reduce/avoid debt. **What do you dislike about SmartDollar?** Employees seemed excited at first, but only a handful actually kept using it after the contest. **What problems is SmartDollar solving and how is that benefiting you?** We don't offer many employee benefits, this was a relatively inexpensive benefit that appeals to employees. ### 10. Great Budgeting Tools and Engaging Lessons **Rating:** 5.0/5.0 stars **Reviewed by:** SAMANTHA M. | Administrative assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The budgeting portion as well as the different lessons offered. **What do you dislike about SmartDollar?** There has been time I was on a multi-day streak and when no daily lesson popped up, I lost my streak. **What problems is SmartDollar solving and how is that benefiting you?** A constant reminder on how to knock out debt quicker than I thought. ### 11. Empowering Our Staff with Personal Finance Support **Rating:** 5.0/5.0 stars **Reviewed by:** Alan P. | Co-Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** Love the having the ability to provide support to our staff for all things personal finance. **What do you dislike about SmartDollar?** Nothing. The service and our rep Caleb Adams are fantastic **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar gives our team a simple way to get help with their personal money questions. ### 12. Easy to Use, Excellent Support from Ramsey **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** Ease of use. Our consultant at Ramsey has been great to work with. **What do you dislike about SmartDollar?** I have had issues with the automated invitations. It is most likely user error and not understanding the procedures. **What problems is SmartDollar solving and how is that benefiting you?** I think it is helping the employees that have enrolled. ### 13. A Very Useful Budgeting Tool with Helpful Real-Person Support **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** The budgeting tool is very useful, and I also appreciate being able to talk to real people about budgeting and my money goals. **What do you dislike about SmartDollar?** Sometimes it’s hard to get employees engaged with SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** A helpful way to track where my money goes. ### 14. HR and Benefits Manager **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** Easy to use. I have really enjoyed our account rep. Blake Ball. His customer support is top notch. It has a lot of features, but credit counseling would be a good addition. **What do you dislike about SmartDollar?** I think getting the information to the person in each home that take care of budgets, money, etc. is difficult. It would be great to see some offerings around credit counseling. **What problems is SmartDollar solving and how is that benefiting you?** It is helping us budget and see some of our debt go down. ### 15. Helpful Training and Teaching That Makes Budgeting Easy. **Rating:** 5.0/5.0 stars **Reviewed by:** Olga M. | office manager, Small-Business (50 or fewer emp.) **Reviewed Date:** March 06, 2026 **What do you like best about SmartDollar?** All the training and teaching is very helpful in learning on this topic. **What do you dislike about SmartDollar?** I've not found anything I dislike at this time. **What problems is SmartDollar solving and how is that benefiting you?** Helps me see what I'm spending my money on. ### 16. Coaching, Budget on Every Dollar, and Roadmap Tools That Really Help **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Law Enforcement | Enterprise (> 1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The coaching sessions, the Budget on every dollar feature, and the roadmap tools have been especially helpful. **What do you dislike about SmartDollar?** It’s a little slow when refreshing transactions, so updates aren’t as instant as I’d expect. **What problems is SmartDollar solving and how is that benefiting you?** It’s helping me get out of debt. ### 17. Empowers Financial Wellness and Goal Tracking **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.) **Reviewed Date:** December 16, 2025 **What do you like best about SmartDollar?** It helps me move toward financial wellness, from building an emergency fund to eliminating debt to saving for retirement. I use this to help track spending and stay on track with my financial goals. **What do you dislike about SmartDollar?** The advice it gives us is not to use credit cards for any reason, which nowadays is what I prefer to use, as it is easier to dispute any unauthorized charges. The cost of the program is high; if my employer didn't pay for it, I'm not sure I would do it. **What problems is SmartDollar solving and how is that benefiting you?** It is helping me by saving for retirement and getting my emergency fund back where I would like it to be. ### 18. Easy to Use With Excellent Drag-and-Drop and Seamless Account Sync **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** It's very easy to use. Synchronizes accounts with ease and the drag and drop feature is excellent. **What do you dislike about SmartDollar?** Can be difficult to engage employees to use. **What problems is SmartDollar solving and how is that benefiting you?** Hoping to reduce the stress that employees feel from finances. ### 19. Group Coaching I Love with EveryDollar Budget **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** Group coaching is what I like best. And there are a lot of resources available. **What do you dislike about SmartDollar?** I struggle with utilizing the EveryDollar Budget. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is providing insights into better ways to handle my finances. ### 20. Helps People Set Clear Financial Priorities. **Rating:** 4.5/5.0 stars **Reviewed by:** Bernard S. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 27, 2026 **What do you like best about SmartDollar?** It helps people set priorities on their finances. **What do you dislike about SmartDollar?** Not much. Sometimes it is hard to locate what I am looking for. **What problems is SmartDollar solving and how is that benefiting you?** They helped me look at finances more clearly. ### 21. Review for SmartDollar from Pro Source Home Buyers **Rating:** 5.0/5.0 stars **Reviewed by:** Andrea T. | Office Administrator, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The ability to create a budget without having to do all the work myself **What do you dislike about SmartDollar?** There currently is nothing that I don't like about SmartDollar **What problems is SmartDollar solving and how is that benefiting you?** The ability to create a will and file taxes ### 22. Budgeting Made Easy with Great Money Lessons and Tips **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle P. | HR Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** Everything from budgeting to all the money lessons and tips. **What do you dislike about SmartDollar?** There isn't anything that I dislike about it. **What problems is SmartDollar solving and how is that benefiting you?** Tax help, budgeting, financial guidance ### 23. SmartDollar Makes Budgeting Easy with a Clean, Organized Experience **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** March 02, 2026 **What do you like best about SmartDollar?** SmartDollar is smartly developed to create an ease of use, very organized. **What do you dislike about SmartDollar?** I think many of our employees are 'wary' of what SmartDollar does. I have been challenged in convincing people to sign up for its benefits. **What problems is SmartDollar solving and how is that benefiting you?** I am personally a baby step 7 person - so I like the reminders and reinforcements of good money management, behavior, and attitude toward finances. ### 24. Smart Dollar has helped our employees be more aware of where their money is going and how to save. **Rating:** 5.0/5.0 stars **Reviewed by:** Jayne S. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** October 10, 2025 **What do you like best about SmartDollar?** The videos are extremely helpful. I appreciate that you can listen to them anywhere, even when you're driving. **What do you dislike about SmartDollar?** SmartDollar is a costly program, but we have been fortunate enough to afford it for our employees. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar has made us much more conscious of our spending habits, not only in our personal lives but also within our business. ### 25. Great learning resources and budgeting, but could use more in-app rewards **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Government Administration | Mid-Market (51-1000 emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** I like the amount of learning resources available as well as the budgeting app **What do you dislike about SmartDollar?** I wish that there were ways to offer rewards within SmartDollar like a digital badge or something that would get people excited about using it **What problems is SmartDollar solving and how is that benefiting you?** People can feel like they are able to budget their money better with the budgeting app since we are not the highest paying entity. ### 26. Great Budgeting Content at a Great Budget **Rating:** 4.5/5.0 stars **Reviewed by:** John S. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** I like all the content it offers for employees, as well as the budget. **What do you dislike about SmartDollar?** I would like it to be a little less expensive. **What problems is SmartDollar solving and how is that benefiting you?** It hasn't solved any problems yet ### 27. Easy to Use with Great Information **Rating:** 5.0/5.0 stars **Reviewed by:** Ryan T. | President, Mid-Market (51-1000 emp.) **Reviewed Date:** February 19, 2026 **What do you like best about SmartDollar?** Easy to use and great info.. The app is a well designed. **What do you dislike about SmartDollar?** I don't have anything I dislike at this point. **What problems is SmartDollar solving and how is that benefiting you?** Helping our staff become financially well. ### 28. Fantastic benefit offering! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 06, 2025 **What do you like best about SmartDollar?** The support we have received from Russ Petit is absolutely fantastic! Smart dollar has been a huge recruiting tool as it is a fantastic benefit to offer our employees **What do you dislike about SmartDollar?** There isn't anything I dislike about the SmartDollar program **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar offers financial support and growth to our employees. By investing into this for our employees, it shows that we care about them and their success ### 29. A Unique Employee Benefit with Strong Appeal **Rating:** 5.0/5.0 stars **Reviewed by:** Maggie L. | Operations Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The appeal as a unique employee benefit. **What do you dislike about SmartDollar?** Possibly easier to promote the program in an automated way. **What problems is SmartDollar solving and how is that benefiting you?** Our employees are saving money and understanding their finances ### 30. Informative Saving Tips, But Not Very User-Friendly for Non-Tech-Savvy Users **Rating:** 2.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** I like how informative it is, showing easy everyday ways on how to save. **What do you dislike about SmartDollar?** I feel like it isnt too user friendly, especially if you're not tech savvy. **What problems is SmartDollar solving and how is that benefiting you?** It is solving my financial problems little by little. It is helping me not live pay check to pay check, hopefully I will be able to do more in the future by learning through smart dollar. ### 31. Step-by-Step Plan That Puts Your Finances in Order **Rating:** 5.0/5.0 stars **Reviewed by:** Jose L. | DOO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 23, 2026 **What do you like best about SmartDollar?** Step by Step plan to get your finances in order **What do you dislike about SmartDollar?** Budget App to complex, can be made less. **What problems is SmartDollar solving and how is that benefiting you?** Team members paying off debt ### 32. Great Account Rep and a Smooth Employee Experience **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Law Enforcement | Enterprise (> 1000 emp.) **Reviewed Date:** March 09, 2026 **What do you like best about SmartDollar?** Good for companies to use for their employees. customer service was great- or account rep, rather. we did not have any issues to need actual customer service for. **What do you dislike about SmartDollar?** it is similar to what some bank companies allow clients to do on their apps. **What problems is SmartDollar solving and how is that benefiting you?** Smart Dollar is helping people to better manage their money. ### 33. Great Financial Education and Flexible Access to a Financial Counselor **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** The education you can learn about finances with the material provided and being able to meet with a financial counselor as many times as you need. **What do you dislike about SmartDollar?** Nothing really. I find the program to be self explanatory. **What problems is SmartDollar solving and how is that benefiting you?** It is solving the debt issue and being able to slowly see the progress happen when you start paying things off. ### 34. Becoming Debt-Free and Sharing the Journey **Rating:** 5.0/5.0 stars **Reviewed by:** Doug D. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** Becoming Debit Free and sharing with others **What do you dislike about SmartDollar?** Not having the time to consistently use. **What problems is SmartDollar solving and how is that benefiting you?** Smart Dollar is helping my employees to becoming debit free. ### 35. SmartDollar: A Powerful Path to Financial Freedom! **Rating:** 5.0/5.0 stars **Reviewed by:** Sandra R. | Benefits Administrator, Mid-Market (51-1000 emp.) **Reviewed Date:** March 21, 2025 **What do you like best about SmartDollar?** From the user friendliness of the website and app to the FANTASTIC support from our account representative, my experience has been beyond exceptional! Dylan Foley took me by the hand when I first started as Benefits Admin at my organization and has been a constant source of knowledge and support! This program offers practical, step-by-step guidance on budgeting, savings, and getting out of debt. The program is designed for long-term financial stability by teaching users how to work towards financial freedom. They offer a comprehensive and engaging resource library of easy-to-follow lessons, and motivational inspiration to stay the course. I am also very thrilled that materials are also offered in Spanish which broadens the scope of users. Very well done, team! Keep up the amazing work! **What do you dislike about SmartDollar?** I don't have anything to share here. Everything has been positive! **What problems is SmartDollar solving and how is that benefiting you?** As mentioned previously, this program is meant to teach users about financial literacy (something most people don't know much about). It puts easy to use tools and resources in their hands while providing support when you need it. It makes my job easier as the program calls the attention of those who need it without there being a need for heavy lifting on my part as the Benefits Admin. ### 36. Great Financial Education for Budgeting and Personal Finance **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Manufacturing | Mid-Market (51-1000 emp.) **Reviewed Date:** March 19, 2026 **What do you like best about SmartDollar?** Good educational content on budgeting and finances. **What do you dislike about SmartDollar?** I do not currently have any dislikes of SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** My company provided SmartDollar to all their employees and I have seen it very useful for employees to track their spending, create a will, research insurance, and do their taxes. ### 37. Targeted Lessons That Help You Improve **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** The targeted lessons to help you improve **What do you dislike about SmartDollar?** I have not found any downside to using it. **What problems is SmartDollar solving and how is that benefiting you?** Many of our employees wanted guidance on financial planning. This has been an excellent way to educate them. Many are using it to learn how to budget and plan for major purchases like homes. Also many are learning how to get out of debt. ### 38. AMG Review **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Real Estate | Mid-Market (51-1000 emp.) **Reviewed Date:** February 16, 2026 **What do you like best about SmartDollar?** It's ease of use and the multiple resources to help with financial planning **What do you dislike about SmartDollar?** Nothing has come up as of yet. All features have been beneficial for our team **What problems is SmartDollar solving and how is that benefiting you?** Our team has provided feedback that it's keeping them more on track with their spending and giving them better resources to pay off debt and plan for retirement and future large expenese ### 39. Free Tax Filing with Helpful Budgeting Tools **Rating:** 5.0/5.0 stars **Reviewed by:** Stefanie O. | HR Coordinator, Mid-Market (51-1000 emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** Filing my taxes for free. Budgeting tools. **What do you dislike about SmartDollar?** I have not found anything that I dislike. **What problems is SmartDollar solving and how is that benefiting you?** Keeping me on track with savings ### 40. A Unique Financial Wellness Benefit Everyone Can Use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about SmartDollar?** I think it's a unique benefit that ALL can utilize one way or another. I like that we have an offering for employees to gain financial wellness. **What do you dislike about SmartDollar?** A little confusing when you start on what smart dollar is vs what every dollar is and where to find information. **What problems is SmartDollar solving and how is that benefiting you?** Nothing right now ### 41. Makes Budgeting Easy and Clarifies Where Your Money Goes **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** March 16, 2026 **What do you like best about SmartDollar?** It helps you budget and lets you know where your money is going. **What do you dislike about SmartDollar?** if you don't stay on top of it, it takes a while to get everything sorted and up to date. **What problems is SmartDollar solving and how is that benefiting you?** I use it personally and not for business ### 42. SmartDollar is a good resource for Employee benefits package **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Enterprise (> 1000 emp.) **Reviewed Date:** March 16, 2026 **What do you like best about SmartDollar?** It is very user friendly and some of the features are well known for our employees, i.e. EveryDollar App. **What do you dislike about SmartDollar?** Video heavy for some topics. I think some ideas/proposals could benefit from just one-pagers. **What problems is SmartDollar solving and how is that benefiting you?** Financial literacy for employees, completing benefits package ### 43. SmartDollar has proven to be a great tool for our staff **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** February 11, 2025 **What do you like best about SmartDollar?** The budgeting tools, the monthly campaigns, the tax assistance and just a simple game plan to keep your finances organized. **What do you dislike about SmartDollar?** Not much to dislike, just wish I had more time to focus on it and offer our employees more assistance to get started and keep on track. **What problems is SmartDollar solving and how is that benefiting you?** All in one financial resource tool. ### 44. Robust Budgeting and Coaching That Truly Benefits Our Team **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about SmartDollar?** The robust budgeting platform, the financial coaching, the Smart Pros, and the Smart Tax benefits have all been useful for our team. **What do you dislike about SmartDollar?** There hasn't been a down side to using the program. **What problems is SmartDollar solving and how is that benefiting you?** Building our team’s financial education and overall wellness by helping them budget, pay off debt, and plan for retirement. ### 45. Helping Employees Work Toward Financial Freedom **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.) **Reviewed Date:** February 18, 2026 **What do you like best about SmartDollar?** Its ability to help my employees work toward financial freedom is what I value most. **What do you dislike about SmartDollar?** Off the top of my head, I can't think of anything I dislike. **What problems is SmartDollar solving and how is that benefiting you?** I don't really see this as a problem solving tool for us, but more of a value add as an employer. ### 46. SmartDollar is a fantastic personal financial tool that is comprehensive yet easy to use! **Rating:** 5.0/5.0 stars **Reviewed by:** Valorie W. | Partner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** I love how easy SmartDollar is to use! It was simple to set up, it provides great teaching, and it's filled with easy-to-understand personal financial information. I also love the connection with the EveryDollar budgeting app. It's so easy to create a monthly spending plan and keep track of our expenses throughout the month. My husband and I have better communication about our finances because we have these tools! We've also received great support from Caleb and the team at Ramsey Solutions! **What do you dislike about SmartDollar?** I've been using SmartDollar for more than four years, and it just gets better and better! There really isn't anything I don't like about it. **What problems is SmartDollar solving and how is that benefiting you?** It's really easy to be distracted and distressed when your personal finances are a mess. SmartDollar helps my husband and I create a monthly spending plan that we agree on and then track our spending and our progress throughout the month. That helps us stay focused and removes the stress that could so easily interfere with the rest of our lives. ### 47. SmartDollar at Tanganyika Wildlife Park **Rating:** 4.5/5.0 stars **Reviewed by:** Sydney H. | Development Coordinator, Mid-Market (51-1000 emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** The website is easy to navigate, and you can almost always find what you are looking for with all the tools it provides. It was easy to send to our team members, and on the admin side, it was easy to track the points gained for incentives. Our relationship managers, Marie and Blake, have provided great support. **What do you dislike about SmartDollar?** Sometimes, trying to give certain links doesn't always work. I have to give them the path from theloginn page instead of just saying click this link and go to where you need to. **What problems is SmartDollar solving and how is that benefiting you?** As part of our commitment to employee financial wellness, we’ve implemented SmartDollar to help our full-time staff work toward the goal of becoming 80% consumer debt-free by February 2027. Currently, we have around 55 employees enrolled, with about half of them actively engaging with the program on a regular basis. We've seen firsthand how SmartDollar is empowering our team to take control of their finances, build better habits, and gain confidence in their financial future. Employees appreciate the easy-to-follow lessons, actionable steps, and motivational approach that keeps them engaged. While we continue to encourage participation and drive engagement, we’re already seeing positive momentum. SmartDollar has been a valuable tool in our efforts to support our team’s overall well-being, and we’re excited to see the long-term impact it will have. ### 48. SmartDollar tools have really been a gamechanger to my co-workers and I. **Rating:** 5.0/5.0 stars **Reviewed by:** Jessica C. | E4 Champion, Mid-Market (51-1000 emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** I really like the tools and the videos. There is so much there that makes you excited and encouraged to keep going. I feel like there is a resource for everything. The videos are up to date, and the platform is easy to navigate. From an adminsteration side for my company, it has been so cool to watch people jump in here and use the platform. We started a little lunch and learn called Buget Bites- it is a 10 week course. With the help of Nelson we got information for the class, shortened recap videos and workbooks to print. That has really put us all together and helped us use the platform on a regular basis. **What do you dislike about SmartDollar?** I think the thing that would be most helpful is if EveryDollar and SmartDollar were more unifed. From the administration side- I feel like it is hard to help people gets EveryDollar loaded up. **What problems is SmartDollar solving and how is that benefiting you?** It is helping us save money, learn about money and most importantly, SmartDollar has normalized talking about money or being on a budget. ### 49. We've had a great experience with SmartDollar **Rating:** 4.5/5.0 stars **Reviewed by:** Andrew C. | Director of Follow-Up, Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Its an easy platform to work with. Its easy to switch back and forth form the administration view and your personal view. A lot of great content for our team to process and they only have to go to one spot to find it all. Content all created for you to share for your team when doing campaigns. **What do you dislike about SmartDollar?** The only thing I can think of is it breaks down your activties in categories for the time period you have been with SmartDollar but would like to see a monthly breakdown. **What problems is SmartDollar solving and how is that benefiting you?** For me personally I was already using EveryDollar and very plugged in to Daves program but being in my role with our organization I wanted to be able to bring this to our entire staff. I think for our company having EveryDollar has been the biggest benefit for our staff. 80% of our staff are right out of college and spend 2-3 years with us so we know we don't have a lot of time with them and were usually their first job out of college. Over the years I've had countless conversations with our team members and the one area that seemed to be the struggle is budgeting and paying off debt. SmartDollar has provided a plan for them to attack debt and taught them how to get a grasp of where their money is going by budgeting. The other thing is SmartDollar has allowed me to bring something I'm passionate about in my personal life to our company and it even motivates me to keep on the journey. ### 50. Beyond Impressed **Rating:** 5.0/5.0 stars **Reviewed by:** Kathy N. | Chief of Staff, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** The software is impressive but what is even more impressive is our representative. Blake has gone above and beyond to ensure that all of our questions and concerns are addressed at all times. He understands that our schedules can be difficult and he is always very respectful of our time. The platform is easy to use and I feel that we have an amazing support system through Smart Dollar and could not be more satisfied. I was not sure in the beginning if this was really something we needed but it has been wonderful for those that have needed a little additional guidence. Forever greatful! **What do you dislike about SmartDollar?** I have not encountered any downsides at this time. **What problems is SmartDollar solving and how is that benefiting you?** It is a wonderful resource to help those that like to see the whole picture. This allows our team members to make their finacial wellness a priority and that is exactly why we decided to go with Smart Dollar. - [View SmartDollar pricing details and edition comparison](https://www.g2.com/products/smartdollar/reviews?page=4&qs=pros-and-cons§ion=pricing&secure%5Bexpires_at%5D=2026-07-19+00%3A51%3A59+-0500&secure%5Bsession_id%5D=c2a419af-3cd1-444d-b2cd-cc011cbc646d&secure%5Btoken%5D=816a1fa8e4e27ab6b3eff3eda1a1dc7ca85a9add5b1aba626610114e648ea839&format=llm_user) ## SmartDollar Integrations - [BambooHR](https://www.g2.com/products/bamboohr/reviews) - [Personify Health](https://www.g2.com/products/personify-health/reviews) ## SmartDollar Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Platform Basics** - Program Management - Secure - Interoperability - Performance **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top SmartDollar Alternatives - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) - 4.3/5.0 (635 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) - 4.6/5.0 (212 reviews) - [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) - 4.9/5.0 (132 reviews)