--- title: SmartDollar Reviews meta\_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 599 scale: '5' date\_modified: '2026-08-09' parent\_category: name: HR url: https://www.g2.com/categories/hr --- ### SmartDollar Pros and Cons: Top 5 Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [(206 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [(182 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [(128 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [(93 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [(84 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [(27 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [(16 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [(12 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [(11 mentions)](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) ### 5 Pros or Advantages of SmartDollar ##### 1. Ease of Use Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. [ See 206 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1977075&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 2. Helpful Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. [ See 182 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000028&qs=pros-and-cons#reviews) See Related User Reviews JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar Employer Review" What do you like about SmartDollar? Things I like about SmartDollar include being able to check our numbers at any time, the platform’s ease of use, the coaching sessions, and the help d ##### 3. Educational Resources Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. [ See 128 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999992&qs=pros-and-cons#reviews) See Related User Reviews MK Matt K. Enterprise (\> 1000 emp.) 5.0/5 "SmartDollar is an incredible resource!" What do you like about SmartDollar? The most helpful thing is the totality of resources. You have access to so many incredible resources from budgeting tools and info to videos and artic JH Jennifer H. Enterprise (\> 1000 emp.) 5.0/5 "A valuable resource for everyone who wants to meet their financial goals" What do you like about SmartDollar? I really appreciate the added tools, like being able to file taxes for free and create a will. I also love that it includes the premium version of Eve ##### 4. Customer Support Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. [ See 93 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999988&qs=pros-and-cons#reviews) See Related User Reviews TM Trent M. Mid-Market (51-1000 emp.) 5.0/5 "If you want control of your finances, this is the right solution!" What do you like about SmartDollar? Smart Dollar gives me all the tools that I could ever need and want to truly take control. The tools are easy to use. It's fun to see your debt shrink JR Janet R. Small-Business (50 or fewer emp.) 4.5/5 "SmartDollar - great benefit for our employees" What do you like about SmartDollar? SmarDollar is easy for our employees to use, and many have found it helpful in their financial planning. Our customer representative, Russ, engages re ##### 5. Employee Benefits Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. [ See 84 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000013&qs=pros-and-cons#reviews) See Related User Reviews ![Lisa L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lisa L.") LL Lisa L. Enterprise (\> 1000 emp.) 5.0/5 "Financial Wellness" What do you like about SmartDollar? SmartDollar is easy to use and easy to understand. ![Ashley S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ashley S.") AS Ashley S. Small-Business (50 or fewer emp.) 5.0/5 "Improves Employee Financial Health—and Strengthens the Company" What do you like about SmartDollar? From an employer point of view: Simply put, when we provide to our employees a FREE tool that can improve their financial health, the employees are ### 5 Cons or Disadvantages of SmartDollar ##### 1. Limited Customization Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. [ See 27 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000006&qs=pros-and-cons#reviews) See Related User Reviews JL Jose L. Small-Business (50 or fewer emp.) 5.0/5 "Step-by-Step Plan That Puts Your Finances in Order" What do you dislike about SmartDollar? Budget App to complex, can be made less. JG Josiah G. Small-Business (50 or fewer emp.) 5.0/5 "Points System Makes Team Adoption Easy to Track" What do you dislike about SmartDollar? For the every dollar app. there have been times where my wife and I thought it would be easier to Zero out everything and start fresh. Particularly wh ##### 2. High Fees Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. [ See 16 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999979&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Enterprise (\> 1000 emp.) 4.5/5 "SmartDollar for Business Review" What do you dislike about SmartDollar? Well, it's expensive...but our team's success stories make the investment worth the cost. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") A Verified User Mid-Market (51-1000 emp.) 3.0/5 "Great Learn Section, But Hard to Get Employees Engaged" What do you dislike about SmartDollar? I think it is a hard benefit to push out to employees. I enjoy the app but I can not make others enjoy it as much as I do. It seems that financials ar ##### 3. Manual Processes Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. [ See 12 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=1999985&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") E Verified User Small-Business (50 or fewer emp.) 5.0/5 "SmartDollar is transformative!" What do you dislike about SmartDollar? Some staff have expressed concerns about sharing perosnal, financial informaiton on the interenet, despite being assured of the security of the data. ![Kelly M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kelly M.") KM Kelly M. Small-Business (50 or fewer emp.) 5.0/5 "Excellent Budgeting Tool with Valuable Financial Education" What do you dislike about SmartDollar? Having to create the budget every month at the beginning of each month. ##### 4. Payroll Issues Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2000019&qs=pros-and-cons#reviews) See Related User Reviews ![Nathan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan R.") NR Nathan R. Small-Business (50 or fewer emp.) 5.0/5 "Financial Confidence For Our Employees" What do you dislike about SmartDollar? In our expierence, the only downside of SmartDollar has been the difficulty we have had in getting our team to engage in coaching sessions. On one han MC Maria C. Mid-Market (51-1000 emp.) 5.0/5 "Blake Ball + SmartDollar Review" What do you dislike about SmartDollar? The downsides is that members can get points and rank up in the company standings by watching videos and not actually paying down debt. Wish there was ##### 5. Technical Problems Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. [ See 11 mentions ](https://www.g2.com/products/smartdollar/reviews?filters%5Bsentiment_snippet%5D=2023219&qs=pros-and-cons#reviews) See Related User Reviews KC Kailey C. Small-Business (50 or fewer emp.) 4.0/5 "Feature-Rich, Intuitive Layout with Easy Admin-to-User View Toggling" What do you dislike about SmartDollar? I tried to use the SmartTax feature once and it gave me a very poor return so I re-did it all on TurboTax and got a $2k+ difference in my favor. Not s ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.0/5 "Its a good product with easy to use features and intuitively set-up" What do you dislike about SmartDollar? The connection to my bank needs reset once every other month or so. AP Amanda P. HR Specialist Mid-Market (51-1000 emp.) 2/18/2026 "Insightful Dashboard That Highlights Team Value" 5/5 What do you like best about SmartDollar? I like the dashboard and being able to see how useful it’s been for each team member. It makes it easy to understand who’s getting the most value and how everyone is using it. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I wish it were easier to enter my budget each month; it always seems to take me quite a while to get it finished. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? It’s helping our employees feel more appreciated and truly important to us, because they are. I also think it’s giving some employees real guidance and encouragement to invest in their future. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![Jeremy H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jeremy H.") JH Jeremy H. President and Owner Small-Business (50 or fewer emp.) 2/14/2025 "Financial Education for the Team made easy" 4.5/5 What do you like best about SmartDollar? It's great to have everything in one spot for tracking the baby steps, learning new things, and helping the team do the same. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Sometimes with so much info it is hard to take it all in. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Smartdollar helps my team stay on track with getting out of debt and learning financial topics. Review collected by and hosted on G2.com. Show More 2/16/2026 Current UserValidated ReviewerSource: Organic BW Brian W. Engineering Manager Mid-Market (51-1000 emp.) 2/23/2026 "Well-Rounded Platform with Access to Multiple Products" 5/5 What do you like best about SmartDollar? The access to multiple products makes it well rounded Review collected by and hosted on G2.com. What do you dislike about SmartDollar? not having access via a mobile app to tools other than EveryDollar Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? helping employees manage and be more actively engaged in improving their personal finances. Gives us a tool to point employees to prior to direct financial assistance requests. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Amy R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Amy R.") AR Amy R. CFO Small-Business (50 or fewer emp.) 1/28/2025 "Smart Dollar is a good program" 5/5 What do you like best about SmartDollar? I wanted to add a success story for one of our employees using Smart Dollar. We have a young man just starting out. Using the budgeting program, he was able to save money to purchase an engagement ring and move from his parents' house while remaining debt free! He also has shared his success with other employees encouraging them as well. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? There is nothing further that I would suggest at this time. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? We are providing employees a clear way to use their money wisely. Review collected by and hosted on G2.com. Show More 2/25/2026 Validated ReviewerSource: Organic ![Verified User in Environmental Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Environmental Services") AE Verified User in Environmental Services Mid-Market (51-1000 emp.) 2/18/2026 "Simple, Achievable Goals That Make Budgeting Less Overwhelming" 5/5 What do you like best about SmartDollar? The goals already being set for me at the beginning. As a newbie to budgeting, I am already overwhelmed, and having simple and achievable goals set before me already is incredibly helpful. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I find the budgeting per paycheck a bit confusing, but I think I just need more practice. I do wish there was an example provided on that page to make it a bit more clear. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? I am actually aware of my finances going in and out, but to a point that I am not incredibly stickler about it or always thinking about it. So it benefits me that I am not stressing over it like I thought I would and is a lot easier to do than I thought. Review collected by and hosted on G2.com. Show More 2/26/2026 Validated ReviewerSource: Organic ![Curtis K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Curtis K.") CK Curtis K. GM Small-Business (50 or fewer emp.) 2/19/2026 "Great Budgeting and Usability, But Canada Availability Is Sporadic" 3.5/5 What do you like best about SmartDollar? budgeting is great, user friendly and effective Review collected by and hosted on G2.com. What do you dislike about SmartDollar? Availability in canada is sporadic. making it nearly useless to implement with our team. Timing of bill payments is lacking - see timely bills app for how this could be improved Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Centralized budget. Incentive for our team to get on a budget. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Manufacturing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Manufacturing") UM Verified User in Manufacturing Small-Business (50 or fewer emp.) 2/23/2026 "User-Friendly Tool for Achievable Goals and Financial Freedom" 5/5 What do you like best about SmartDollar? SmartDollar is very user-friendly and intuitive, which makes it easy for us to navigate and manage. It also gives us clear insight into employee engagement, while enabling us to provide a meaningful financial wellness benefit that genuinely supports our employees. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? So far, we haven’t identified any concerns. Our employees have responded positively to this new benefit, and SmartDollar has been simple to implement, offer, and manage. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? SmartDollar helps reduce financial stress by giving employees accessible tools and resources to strengthen their financial literacy and stability. By supporting employees as they build healthier financial habits, it can lead to higher engagement and improved overall well-being. For us, that means a more focused, better-supported workforce, along with a meaningful benefit that’s straightforward to manage. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic CB Crystal B. SVP/CHRO Mid-Market (51-1000 emp.) 2/18/2026 "SmartDollar Makes Financial Wellness Easy for Our Employees" 5/5 What do you like best about SmartDollar? We love that SmartDollar makes financial wellness easy for our employees Review collected by and hosted on G2.com. What do you dislike about SmartDollar? There is nothing at this time that we dislike about SmartDollar. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? We are a financial institution and believe it is important for our employees to be confident in their financial wellness. This benefit provides an option for them. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic LG Lauren G. Employee Benefits Manager Enterprise (\> 1000 emp.) 3/18/2026 "Content-Rich Platform with Helpful Videos, Tools, and Budget App" 4.5/5 What do you like best about SmartDollar? The amount of content that's available! I like the videos, tools and budget app. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? I would really like to see a simpler way to plan by paycheck vs monthly. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? I route money to different places from my paycheck so that makes it difficult to manage at times. I like that I can see all of my money in one place and the platform gives me a holistic picture of where I'm spending. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic SA Susan A. HR Director Small-Business (50 or fewer emp.) 1/30/2025 "Great experience with Caleb from Smart Dollar" 5/5 What do you like best about SmartDollar? My rep Caleb. He is the best. I enjoy working with him and he makes everything simple and enjoyable. The videos are very interesting. I am learning alot. Review collected by and hosted on G2.com. What do you dislike about SmartDollar? nothing. So far I like it all. Thanks for the program. Review collected by and hosted on G2.com. What problems is SmartDollar solving and how is that benefiting you? Helping our team not be pay check to pay check. Review collected by and hosted on G2.com. 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