--- title: SmartDollar Reviews meta_title: 'SmartDollar Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 599 reviews by the users' company size, role or industry to find out how SmartDollar works for a business like yours. aggregate_rating: rating_value: 4.8 review_count: 599 scale: '5' date_modified: '2026-07-17' parent_category: name: HR url: https://www.g2.com/categories/hr --- # SmartDollar Reviews **Vendor:** Ramsey Solutions **Category:** [Financial Wellness Software](https://www.g2.com/categories/financial-wellness) **Average Rating:** 4.8/5.0 **Total Reviews:** 599 ## About SmartDollar SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth. Through an engaging digital platform, employees access interactive lessons, personalized tools like EveryDollar (a top-rated budgeting app), Ramsey SmartTax, and one-on-one financial coaching. Progress tracking and actionable resources make financial education approachable lead to lasting behavior change. Employers also gain access to anonymized engagement data to measure program impact and employee outcomes. Founded by financial expert Dave Ramsey, SmartDollar serves organizations of all sizes—from large enterprises to fast-growing companies—spanning healthcare, manufacturing, retail, construction, and beyond. By addressing one of the leading causes of employee stress, SmartDollar helps organizations invest in their people, reduce financial stress, and drive meaningful outcomes for businesses and employees alike. ## SmartDollar Pros & Cons **What users like:** - Users find SmartDollar to be incredibly **easy to use** , enhancing organization and accessibility of financial resources. (206 reviews) - Users value the **extensive resources** offered by SmartDollar, enhancing their financial success with educational tools and support. (182 reviews) - Users love the **abundant educational resources** of SmartDollar, making it easy to improve financial habits and support employees. (128 reviews) - Users commend the **amazing customer support** of SmartDollar, highlighting helpfulness and responsiveness from the team. (93 reviews) - Users value the **employee benefits** of SmartDollar, highlighting its positive impact on financial wellness and team success. (84 reviews) - Financial Management (81 reviews) - Simple (63 reviews) - User Interface (63 reviews) - Benefits (59 reviews) - Implementation Ease (46 reviews) **What users dislike:** - Users find the **limited customization** of SmartDollar makes it challenging to tailor the app to their personal financial needs. (27 reviews) - Users find the **high fees** of SmartDollar concerning, affecting its accessibility and overall value for employees. (16 reviews) - Users find the **manual processes** time-consuming and overwhelming, especially when balancing busy schedules. (12 reviews) - Users find **accountability and pricing issues** with SmartDollar, impacting their overall experience and effectiveness. (11 reviews) - Users experience **technical problems** with SmartDollar, including duplicated transactions and difficulties in budgeting functionality. (11 reviews) - Account Setup (9 reviews) - Users report **poor customer support** , making it difficult to effectively engage with the SmartDollar program. (8 reviews) - Integration Issues (6 reviews) - Slow Performance (6 reviews) - Delayed Services (5 reviews) ## SmartDollar Reviews ### 1. Changes Lives **Rating:** 5.0/5.0 stars **Reviewed by:** E Z. | General Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** SmartDollar is a simple and easy-to-navigate program. Whether it is the website or the material. As a company, we love it because in many ways employees can now give themselves a raise by understanding how to budget and manage their finances. **What do you dislike about SmartDollar?** There isn't anything I dislike, because it's that good. **What problems is SmartDollar solving and how is that benefiting you?** Personally we are debt free (except the mortgage) but we offer free access to all of our employees as a company benefit to be a part of changing their lives, potentially even saving marriages. ### 2. Smart Dollar is easy to use and set-up **Rating:** 5.0/5.0 stars **Reviewed by:** Jason W. | Executive Pastor, Small-Business (50 or fewer emp.) **Reviewed Date:** January 21, 2025 **What do you like best about SmartDollar?** East of use and set up. Allows users to have maximum control ... we set them up on the platform, get out of the way, and SmartDollar leads them through the rest. Works well for employees without being gimicky. Great support. **What do you dislike about SmartDollar?** The product works well and we've expereinced no negative issues. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar enables our employees to take control of their financial health, manage debt, set savings goals. The product has enabled us to put into our employees' hands a tool that - if used - has the potential to give them a powerful finanical boost. ### 3. Great program for end user, a few opportunity areas for the Administrator user. **Rating:** 4.5/5.0 stars **Reviewed by:** Jolee P. | Director of Benefits, Enterprise (> 1000 emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** Robust materials to help people on thier financial journey **What do you dislike about SmartDollar?** Employer reporting/portal. Data is not enough to justify program efficacy. Biggest piece of data that is supportive for this purpose is not autocalculated from end user entries, but requires an end user to voluntarily go report it. From an administrative side, the program doesn't do itself justice and could result in loss of business. **What problems is SmartDollar solving and how is that benefiting you?** It is helping employees obtain financial freedom which reduces thier stress and results in a overall more healthy and productive population. ### 4. Great tools with real life application for employees. Real life benefits! **Rating:** 5.0/5.0 stars **Reviewed by:** David A. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 10, 2025 **What do you like best about SmartDollar?** I love how SmartDollar makes financial wellness simple and actionable. The step-by-step approach helps create a clear plan for budgeting, saving, and getting out of debt. The videos and tools are easy to use, and the program keeps our employees motivated to stay on track. I also appreciate the emphasis on behavior change rather than just numbers. **What do you dislike about SmartDollar?** It would be helpful to have more interactive elements or real-time support for specific financial questions. Additionally, some of the content can feel repetitive if you're already familiar with Dave Ramsey’s principles. Overall, it's a solid program, but a few updates could make it even better. **What problems is SmartDollar solving and how is that benefiting you?** Helping our employees become more financially knowledgeable in managing their own finances as most are just becoming adults. ### 5. Great way to track finances and get helpful resources. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Manufacturing | Mid-Market (51-1000 emp.) **Reviewed Date:** January 17, 2025 **What do you like best about SmartDollar?** It is very easy to use, the hardest part is getting everyone in the house on the same page for setting the budget! There are so many resources and tools to use, including EveryDollar, with the ability to connect to your bank account so you can easily attribute those entries to your budget. **What do you dislike about SmartDollar?** The only downside is that, like any change, you have to commit to showing up and putting in the work. Other than that, if you are motivated, everything is in your reach! EveryDollar has a smart phone app, SmartDollar does not, that is one drawback as everyone uses their phones for everything these days. But once you set up in SmartDollar you can manage your budget from EveryDollar. **What problems is SmartDollar solving and how is that benefiting you?** Giving employees the tools to become financially stable and eventually independent. ### 6. SmartDollar is a great resource **Rating:** 5.0/5.0 stars **Reviewed by:** Becky G. | Executive Assistant, Mid-Market (51-1000 emp.) **Reviewed Date:** January 30, 2025 **What do you like best about SmartDollar?** I like all of the resources that are available from articles to videos to one-on-one coaching sessions. I also like the fact that I have a personal rep that I talk to at least quarterly and if I need to I can contact them anytime. **What do you dislike about SmartDollar?** It would be great if SmartDollar had the ability to send out invitations that I choose without having to upload a file with participants emails. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping our teammembers with how to make a budget and how to stick to a budget. ### 7. GOLDLAW REVIEW - BY E.E.C - GERALD ARROYO **Rating:** 5.0/5.0 stars **Reviewed by:** Gerald A. | Employee Experience Coordinator - Culture Team, Mid-Market (51-1000 emp.) **Reviewed Date:** February 05, 2025 **What do you like best about SmartDollar?** As one of the lifestyle benefits we offer at our firm, SmartDollar provides our staff with the most value! It's a tool ALL staff members can enjoy and really benefit from. **What do you dislike about SmartDollar?** Nothing! Smart Dollar is great! Have nothing bad to say! **What problems is SmartDollar solving and how is that benefiting you?** Our staff members have really benefited from all your content and get excited about the possibility of being debt-free through your prgram. Blake Ball is a great liaison for our company to work with and always is there when we have any issues. ### 8. Money problems affect production at work. **Rating:** 5.0/5.0 stars **Reviewed by:** Larry G. | President/Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** The program self promotes and does all of the back end work. I only need to provide a link for my team. Super easy to use. **What do you dislike about SmartDollar?** I am a big believer in the things that Ramsey Solutions does. This is no different. It's a great program. **What problems is SmartDollar solving and how is that benefiting you?** I have team members that use the program and I am always excited to see their face light up when they talk about their journey and how far they have left to go. ### 9. Smart Dollar - Ease of Use **Rating:** 4.5/5.0 stars **Reviewed by:** Lisa V. | Accounting/HR Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** I really like that Smart Dollar is straight forward. There isn't a bunch of things you have to sift through to get to where you want to go. I have also really enjoyed working with our account rep. He has been very helpful and personal in the process of set up and check-ins. **What do you dislike about SmartDollar?** I haven't found anything specific for this yet. I am planning on digging into things a little bit more this year than I did last year though. **What problems is SmartDollar solving and how is that benefiting you?** We have used SmartDollar in more of a personal sense than a business sense. We can see that it has been helpful for employees to get on track with their money a little bit better. ### 10. Great resource for my team. **Rating:** 4.5/5.0 stars **Reviewed by:** Jesse T. | State Farm Agent, Small-Business (50 or fewer emp.) **Reviewed Date:** January 28, 2025 **What do you like best about SmartDollar?** There are so many bells and whistles, I love that this can help your team set a budget and all the videos that are available are wonderful for them to look at and listen to so they feel like they are not alone in their financial situation. **What do you dislike about SmartDollar?** Not to SmartDollar but as employers who pay for this resource for our teams, don't take full advantage of the program. This happens when they do not have skin in the game. **What problems is SmartDollar solving and how is that benefiting you?** Help my team budget for themselves. ### 11. Great Resource for Employees! **Rating:** 4.0/5.0 stars **Reviewed by:** Heather H. | HR/AP Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 04, 2025 **What do you like best about SmartDollar?** SmartDollar is a powerful benefit tool for individuals/employees. EveryDollar is a great budget tool, and the ability to link it to your accounts and drag and drop transactions makes it significantly easier to use and stick to a budget plan. The additional benefits such as discounted tax filing are great as well. Caleb is our account manager, and he has done a great job providing me information on the program and suggestions on how to better utilize it for our team. **What do you dislike about SmartDollar?** I have just recently been introduced to SmartDollar, and have not come across any features that I am not a fan of. **What problems is SmartDollar solving and how is that benefiting you?** If our employees are successful in their personal lives, they will be successful here at work. ### 12. Excellent enhancement to our employee benefits **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Manufacturing | Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** SmartDollar has broadened our employee benefits package, giving our team access to excellent financial advice and resources. This empowers them to make sound financial decisions, leading to increased job satisfaction and greater financial security. Our experience with our knowledgeable and helpful relationship manager has been excellent. He consistently ensures we're maximizing the value of the program. **What do you dislike about SmartDollar?** The only downside that I can think of is that in smaller communities, local banks don't sync well with the Every Dollar App. I wish they did. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar provides education and tools accesible to our employees to help us best manager our finances and also to pave a path to being able to retire with dignity without debt. ### 13. SmartDollar Review **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Legal Services | Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** This is a great platform to help someone improve their financial health and is designed to manage their finances more effectively. It's user friendly and offers a variety of content, including coaching sessions, and interactive tools for budgeting, debt reduction retirement and more. Additionally, the customer service is excellent- Blake Ball was a fantastic resource for me in discussing how to encourage employees to utilize the platform. **What do you dislike about SmartDollar?** One downside to this platform is that some exercises can be a bit time-consuming. **What problems is SmartDollar solving and how is that benefiting you?** I believe they are adding additional features that will help individuals further improve their financial health. Recently, they introduced the Will and Powers of Attorney feature which is a great resource for users. ### 14. Easy to use financial education and budget management platform! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** There is so much financial literacy information available. **What do you dislike about SmartDollar?** I don't know that this is necessarily a downside, but Everydollar can be a bit daunting when first getting going with it. There is so much that goes into it and it can be confusing for a user that doesn't have a lot of experience with budgeting. With that being said, anyone committed to following the Ramsey principles and properly managing their finances should be able to use the resources provided to get this up and running for themselves. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar closes the gap that we previously had with our benefits package for our employees. This provides them with all the tools needed for overall financial wellness. ### 15. Great Product - Great Customer Support **Rating:** 4.0/5.0 stars **Reviewed by:** Cody W. | Marketing Communication Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** I like the resources and assistance that is constantly available to us. Our Relationship Manager Blake Ball is on top of everything and always there when we need him. They provide an abundance of resources for your team as well. I would definitely recommend this product to a company that cares for the well-being of their staff. **What do you dislike about SmartDollar?** Only downside to SmartDollar is the amount of time I think you need to dedicate to it, which really isn't on the software itself. But if you aren't constantly talking about it with your staff, it won't get utilized. Great product but may need some influence with your team. **What problems is SmartDollar solving and how is that benefiting you?** Helping with financial resources to our staff ### 16. SmartDollar makes a difference! **Rating:** 5.0/5.0 stars **Reviewed by:** Louise M. | Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 02, 2025 **What do you like best about SmartDollar?** As an employer, I like the ease of use of SmartDollar as well as the ease of implementation. The customer support is fantastic. The resources SmartDollar provides are also easy for us to implement in our company. **What do you dislike about SmartDollar?** I haven't found anything about SmartDollar that I do not like. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is helping our employees with budgeting and financial management. We want all employees to realize that they CAN save money (for those rainy days) and they do not have to live paycheck-to-paycheck. ### 17. Does small organization v. large organization make a difference? **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** The support (our person is Caleb Adams) is phenomenal. Not only is he energetic and knowledgable, but he is just the nicest guy who really seems to want to make a difference in people's lives. **What do you dislike about SmartDollar?** So far, I'm having a hard time getting employees to engage. Caleb is trying to help in somewhat of a relaunch, but I wonder if I just don't have enough people on my team to get a tipping point of people interested. So, it was a big investment for an organization my size, but I haven't had people engage....even though I KNOW they need it. **What problems is SmartDollar solving and how is that benefiting you?** I was hoping it would be seen by employees as an investment in their future, but that hasn't happened yet. One of the things that sold me on this was that helping people with their financial goals was a way to lower their money stress which helps with employee stress. I hope it happens. ### 18. Smart Dollar is a great benefit to our employees. **Rating:** 5.0/5.0 stars **Reviewed by:** Mary N. | CFO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** All of the resources available to our employees through Smart Dollar will help them become financially independent. They can access them anytime, and many employees have told us that no one ever taught them these concepts before. **What do you dislike about SmartDollar?** I don't want to connect my bank account /credit card to Smart Dollar, so I use Quickbooks for budgeting purposes personally. **What problems is SmartDollar solving and how is that benefiting you?** Financial security translates into employees who can focus on their jobs instead of their money issues. ### 19. Great financial benefit for everyone! **Rating:** 5.0/5.0 stars **Reviewed by:** Liz S. | Accounting Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** February 10, 2025 **What do you like best about SmartDollar?** SmartDollar is great for those who need things to be a bit more visual and not just on a spreadsheet- providing graphs and a path ("Baby Steps") to actually note you're progress throughout your journey. No step is too small. **What do you dislike about SmartDollar?** Its still a positive of sorts but there is just so much information available it can be a bit overwhelming to the user. **What problems is SmartDollar solving and how is that benefiting you?** It has helped solved some financial literacy and planning for my team ### 20. My view on SmartDollar **Rating:** 4.0/5.0 stars **Reviewed by:** Satish V. | Technical Recruiter, Small-Business (50 or fewer emp.) **Reviewed Date:** January 06, 2025 **What do you like best about SmartDollar?** ​it is easy to follow, as a tool in HR it helps in financial stress to the employee, it is used in complex financial, budgeting also it is available online anywhere anytime, it helps in achieving milestones, it help clear debts and save money for the individual, motivates through engaging videos, it benefits overall financial wellness, helps in emergency funds it has employee benefits like retirement plans epf **What do you dislike about SmartDollar?** ​there is no real time access for financial advisers, baby step framework is not fast for financial goals, for smaller organizations using smartdollar can be expensive, no realtime fusing with bank accounts for live budegting **What problems is SmartDollar solving and how is that benefiting you?** ​it helps in clearing debts it gives financial support, helps in achieving goals, serves as an emergency, provides long term vision by reducing stress to employees ### 21. Back Pocket Financial Wisdom **Rating:** 5.0/5.0 stars **Reviewed by:** KATIE D. | HR Generalist, Mid-Market (51-1000 emp.) **Reviewed Date:** February 10, 2025 **What do you like best about SmartDollar?** I appreciate the guidance on where I should first focus when setting goals for my finances. For example, my first goal should be to have a $1000 savings account. Knowing how finances can change frequently due to life situations, it is also helpful that these steps are fluid and allow me to jump back and forth depending on where I am in my life. I appreciate the opportunity to speak with a financial coach whenever I need some guidance. **What do you dislike about SmartDollar?** I can not think of anything that I do not like about SmartDollar. **What problems is SmartDollar solving and how is that benefiting you?** The baby steps keep me focused on my long term retirement goals by breaking them down into smaller achievable goals. ### 22. So Far So Great **Rating:** 4.0/5.0 stars **Reviewed by:** Ashley W. | Vice President of Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** January 20, 2025 **What do you like best about SmartDollar?** It is an easy to use platform and a fairly inexpensive way to give back to our employees! They love it. Caleb was my sales rep and my customer rep and he has been great with assisting with implementation! **What do you dislike about SmartDollar?** I wish the whole platform could be an app! for some peoples they only use their phones and don't have computers or have access to them. An app would make it easier to access. **What problems is SmartDollar solving and how is that benefiting you?** Currently teaching our employees whatthey can do to help themselves financially. ### 23. SmartDollar is a great value for our business **Rating:** 5.0/5.0 stars **Reviewed by:** Brian J. | CFO, Mid-Market (51-1000 emp.) **Reviewed Date:** January 21, 2025 **What do you like best about SmartDollar?** Working with our rep Kiesha is great! She always keeps me informed on new things that the Ramsey team is rolling out and how it can benefit our employees and their families. I love working with an organization that really cares about the job they are doing and it shows. **What do you dislike about SmartDollar?** Just need to keep it in front of everyone and encourage them to be engaged with their financial landscape. **What problems is SmartDollar solving and how is that benefiting you?** Budgeting for families, tax planning, one on one financial coaching are all great benefits. ### 24. $34,000 of Debt Eliminated Company Wide :) **Rating:** 5.0/5.0 stars **Reviewed by:** Raven H. | Human Resources Administrator, Mid-Market (51-1000 emp.) **Reviewed Date:** February 06, 2025 **What do you like best about SmartDollar?** the ability to make a budget monthly and track where my money is going in and out. **What do you dislike about SmartDollar?** There needs to be more flexibilty in splitting up where money is allocated. For example, if I went to the store and bought dog food, house items, and groceries. I should be able to allocate a certain amount to each individual budget. **What problems is SmartDollar solving and how is that benefiting you?** It is allowing our employees to become more finanically aware and focus more on financial literacy. ### 25. Excellent Resource **Rating:** 5.0/5.0 stars **Reviewed by:** lenora t. | Employee Engagement Director, Mid-Market (51-1000 emp.) **Reviewed Date:** January 20, 2025 **What do you like best about SmartDollar?** The SmartDollar website is easy to navigate making it easier for all to use. There are a lot of great resources to be used. We appreciate having an account manager that replies quickly when we need something. There have been updates over our time using SmartDollar that have made it easier to invite staff to use the resource. **What do you dislike about SmartDollar?** Our only downside to SmartDollar is that our blue collar workers aren't as receptive to it. **What problems is SmartDollar solving and how is that benefiting you?** It is helping educate our staff on finances. ### 26. An excellent resource for pursuing financial freedom! **Rating:** 5.0/5.0 stars **Reviewed by:** Sumner H. | Director of Business Development, Mid-Market (51-1000 emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** We have offered SmartDollar as a benefit of being a part of our team. it has been incredible hearing the stories of staff members who follow the program to eliminate debt and invest in their future. I enjoy how easy the software is to use and how each step is very easy to follow. Additionally, we love the SmartTax that we get with our SmartDollar accounts! **What do you dislike about SmartDollar?** I would like to have some more material to help encourage staff to utilize this since we offer it to our team free of charge. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar provides an easy step-by-step process to help all learn how to manage their funds effectively. ### 27. Still learning but excited to know more **Rating:** 5.0/5.0 stars **Reviewed by:** Casey A. | COO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Learning how to budget for the growth of my family. Also, Blake has been so very helpful. He is great!! **What do you dislike about SmartDollar?** I want to spend all my money on silly things, Smart dollar likes to remind me i dont need them as much as i thought i did. **What problems is SmartDollar solving and how is that benefiting you?** We are hoping to have all of the employees bought in and loving it. We know they could all benefit from it. ### 28. SmartDollar offers the flexibility needed for today's workforce **Rating:** 5.0/5.0 stars **Reviewed by:** Marco G. | VP of HR, Mid-Market (51-1000 emp.) **Reviewed Date:** January 23, 2025 **What do you like best about SmartDollar?** Meets you where you are, easily accessible, fills the gap of financial illiteracy. Routine checkin keeps this at the forefront for our teams. Very simple to use, communicate, and distribute resources and campaign material. **What do you dislike about SmartDollar?** I wish there were success stories to chare from our industry (construction). **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar offers us an option for those with requests for financial assistance. Instead of saying no, we can direct them to a resource that will help them both now and in the future. ### 29. Financially secure team members are more productive team members. **Rating:** 5.0/5.0 stars **Reviewed by:** Ryan S. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Smart Dollar is a great tool to use for your team to not only teach them how to manage their finances but also how to maintain their money and grow wealth. Every Dollar is easy to use and integrates well with bank account-our team members love it. **What do you dislike about SmartDollar?** I wish that Smart dollar would be just like FPU. I'm not sure why FPU isn't just a course in smart dollar. I talked Smart Dollar up to my team and how I loved FPU and they didn't have acccess to it. It was a bummer. **What problems is SmartDollar solving and how is that benefiting you?** It's been motivating my team to change their financial situation and better themselves. ### 30. Great Employee Benefit **Rating:** 4.0/5.0 stars **Reviewed by:** John J. | Asst. Fire Chief, Small-Business (50 or fewer emp.) **Reviewed Date:** February 11, 2025 **What do you like best about SmartDollar?** SmartDollar does a great job creating a user friendly front end user interface that integrates well with the admin backend that provides actionable intelligence for decision makers. **What do you dislike about SmartDollar?** It is time consuming to get started with the program and requires a large amount of investment. **What problems is SmartDollar solving and how is that benefiting you?** We are trying to provide a product to our employees to help reduce stress. SmartDollar is our solution to help our employees with financial stress. ### 31. Excellent Program! **Rating:** 5.0/5.0 stars **Reviewed by:** Erin J. | CFO, Small-Business (50 or fewer emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** The informational videos are super helpful! And there are so many helpful resources. I don't think there's a topic it doesn't touch on. I worked with Caleb and he offered great help in creating ways to help employee's get involved and use the platform. **What do you dislike about SmartDollar?** I have zero complaints about SmartDollar! **What problems is SmartDollar solving and how is that benefiting you?** Helping employee's manage their money more efficiently and see that the company cares about their financial health. ### 32. Smart Dollar provides financial knowledge and great customer service **Rating:** 5.0/5.0 stars **Reviewed by:** Barb G. | Benefits Specialist, Mid-Market (51-1000 emp.) **Reviewed Date:** January 16, 2025 **What do you like best about SmartDollar?** Smart Dollar helps you prioritze your financial goals, create a budget and change spending habits. Our employees love the resources that are available like financial calculators and videos on topics such as paying of college debt, first time home buyers, paying for college, retirement and so much more! **What do you dislike about SmartDollar?** there is not anything we dislike about Smart Dollar. **What problems is SmartDollar solving and how is that benefiting you?** Smart dollar provides financial wellness to our employees by being a resource of information on a variety of topics at all stages of life. ### 33. SmartDollar has been the best tool we have introduced to our team. **Rating:** 5.0/5.0 stars **Reviewed by:** Megan S. | Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 07, 2025 **What do you like best about SmartDollar?** It is incredibly user friendly and easy to navigate. It is visually appealing and dynamic in the amount of ways it can be used. It also is well built and easy to implement to the team. **What do you dislike about SmartDollar?** The biggest issues we see as users is losing connection to bank accounts and having to update them pretty continuously. **What problems is SmartDollar solving and how is that benefiting you?** It is educating our team on a vital component for their financial well being. ### 34. SmartDollar makes for a SmartBenefit **Rating:** 5.0/5.0 stars **Reviewed by:** Tyler S. | Owner + Creative Director, Small-Business (50 or fewer emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** When you care about your team, you want them to succeed in life. That's why I offer SmartDollar to my staff. If it helps even just one of them with their personal financial life, then it was totally worth it to me. **What do you dislike about SmartDollar?** Nothing worth speaking to at this point. **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar shows my staff that I care enough about their personal success to literally invest in it. ### 35. SmartDollar Employee Finacial Wellness benefit **Rating:** 4.0/5.0 stars **Reviewed by:** Joel R. | Office Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** SmartDollar allows our employees to learn good money practices and create long-term goals with all the money tools and calculators. **What do you dislike about SmartDollar?** I can't coordinate classes like I can with the FPU coordinator option. We believe momentum is built when employees can go through the Your Money Plan course provided as a group. I have been teaching FPU for many years and needing to switch between the two options is complicated. **What problems is SmartDollar solving and how is that benefiting you?** The biggest use is for the budgeting portion. Throughout the course and with budgeting it is helping our employees get better management on their spending and life, this creates more engaged and happier employees. ### 36. Excellent app and program both for me personally and my staff **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Hospital & Health Care | Small-Business (50 or fewer emp.) **Reviewed Date:** January 18, 2025 **What do you like best about SmartDollar?** Helps learn about money management and getting debt under control. Life changing concepts! Really user and administrator friendly. Great customer service and easy to find what you need from both the admin and user side. **What do you dislike about SmartDollar?** I loved teaching my employees about it and incentivizing its use for them with the ideas that the program provides, but my employees have to buy into it and get involved themselves. Just my wanting them to use it is not enough. **What problems is SmartDollar solving and how is that benefiting you?** It gave me a way to share with our employees the concepts and tools that have set my family on a course to financial wellness and have changed our life personally. I wanted that for my staff as well. ### 37. A benefit that works with you and for you to set your employees up for financial success. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Utilities | Mid-Market (51-1000 emp.) **Reviewed Date:** January 28, 2025 **What do you like best about SmartDollar?** The knowledge you obtain through the resources they offer along with the educational videos that teach you how to utilize the benefit to best fit your personal finances. The customer support you recieve from the beginning is unmatched and they walk you through every step of implementing this benefit into your companies overall benefits. **What do you dislike about SmartDollar?** That my bank constantly throws a fraud alert when connected to EveryDollar and disconnects from EveryDollar everyother day. This however is not SmartDollars or EveryDollar's issue. **What problems is SmartDollar solving and how is that benefiting you?** Overall SmartDollar is teaching our employees how to take back control over their finances and allowing their already great retirement to become more and more important even within our younger generations. ### 38. SmartDollar Feedback **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Manufacturing | Enterprise (> 1000 emp.) **Reviewed Date:** February 20, 2025 **What do you like best about SmartDollar?** I like the point of SmartDollar and "financial wellness" I like what it's looking to accomplish. Both debt payoff, savings, and learning to live within financial means are all something we need in this economy. Our employees have been asking for will prep services and was happy to hear that service is now offered. **What do you dislike about SmartDollar?** I think SmartDollar is a bit difficult to use, I found it hard to put it to use for me personally for my own finances. I consulted with someone who went through the Dave Ramsey program and she wasn't able to use the online program either. I like the point of it but when it came to figuring out/using net income and actually budgeting/spending/saving, the program wasn't clear. **What problems is SmartDollar solving and how is that benefiting you?** Ease of use is great for the administration side, not so great as a consumer. ### 39. Buffini 2025 Review **Rating:** 5.0/5.0 stars **Reviewed by:** Veronica J. | Director of People & Culture, Mid-Market (51-1000 emp.) **Reviewed Date:** February 10, 2025 **What do you like best about SmartDollar?** Lots of great resources and content. We also appreciate the budget app and monthly topics to keep our employees engaged. **What do you dislike about SmartDollar?** Don't have any dislikes at this time. Our employees like the platform. **What problems is SmartDollar solving and how is that benefiting you?** The benefit for us as a company is that we have employees who are more budget-conscious and less likely to request pay advances or take out money from their 401K due to a financial hardship. ### 40. Excited for Smartdollar **Rating:** 4.0/5.0 stars **Reviewed by:** Matthew's C. | Chef/Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** We were very impressed with the communication and ease of setup with the Smartdollar platform through Ramsey Solutions. There were people at every turn helping us to implement the program with our employees and Caleb was outstanding. We can't wait to get started and really dive into all that the platform has to offer for our staff in 2025. **What do you dislike about SmartDollar?** The cost was nearly a hangup for us to get started but we are confident it will be worth it for our business as a whole. **What problems is SmartDollar solving and how is that benefiting you?** It is helping us share sound financial principles with our employees to enrich their personal financial lives. ### 41. Benefits beyond Medical **Rating:** 5.0/5.0 stars **Reviewed by:** Crystal B. | Senior Vice President and HR Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** February 06, 2025 **What do you like best about SmartDollar?** SmartDollar is easy to use and implement from an administrator's viewpoint. It's also easy to excite your employees about a benefit to help them be smarter with their money. **What do you dislike about SmartDollar?** I don't think there are any disadvantages to this program. It's an affordable benefit to provide to our employees. **What problems is SmartDollar solving and how is that benefiting you?** We started SmartDollar after the initial COVID craziness and after our corporate office was destroyed by a tornado. It was a hard time for our employees. We felt like Smart Dollar was an affordable way for us to take care of our employees in a different and additional way than we had been doing in the past. ### 42. I want my entire team to use SmartDollar **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Logistics and Supply Chain | Mid-Market (51-1000 emp.) **Reviewed Date:** February 14, 2025 **What do you like best about SmartDollar?** I can't say enough good things about the SmartDollar program. The online content is outstanding and the tools available are practicle and easy to use. This program can be truly life changing for those that follow the 7 Baby Steps. **What do you dislike about SmartDollar?** Online content is never as powerful as a live class, but there's really no other way to reach our people. It's frustrating because I know how powerful this information is, but getting them to watch a few on-line videos is hard enough. It would be almost impossible to get them to come to a class. **What problems is SmartDollar solving and how is that benefiting you?** Helping our people become financially strong ### 43. My Employees Love SmartDollar! **Rating:** 5.0/5.0 stars **Reviewed by:** Kaycee E. | Human Resources Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** January 16, 2025 **What do you like best about SmartDollar?** I love that Smart Dollar not only gives you tools to Finanacial Wellness, but offers help in a variety of ways. **What do you dislike about SmartDollar?** As the employer I would like better metrics on how active my employees are. I can see how many are signed up, but can not see howmany of those are activly usingthe product. **What problems is SmartDollar solving and how is that benefiting you?** I like that this gives my employees help in finding Financial Wellness. It also helps them plan for hte future and eventually retirement. ### 44. Easy to use, and plenty of good material **Rating:** 4.0/5.0 stars **Reviewed by:** Brandon D. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Lots of good material.Great to have somone to walk though it with and have the "Check up"s **What do you dislike about SmartDollar?** Wish it would link with entrey elite. Would be great to have some basic how to videos on participation buyin. **What problems is SmartDollar solving and how is that benefiting you?** I am looking ot help my team see how they can live (And save) on their wages and not just level up their standard of living.... ### 45. Great customer service **Rating:** 5.0/5.0 stars **Reviewed by:** Michelle M. | HR/Safety Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** Several employees feel that it has helped them make a budget and reach finanical goals **What do you dislike about SmartDollar?** Some staff felt they were asking too much but quickly realized it was information needed to help them **What problems is SmartDollar solving and how is that benefiting you?** Staff are able to see where their money is going. I refer staff to the product BEFORE allowing them to get an advance in their paycheck or a company loan ### 46. Life Changing with Smart Dollar **Rating:** 5.0/5.0 stars **Reviewed by:** Tim C. | Deputy Chief of Police, Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2025 **What do you like best about SmartDollar?** The ease of use. It takes the complexity out of personal finance. Provides a blueprint for my money. It is easy to use and has a plethora of tools. **What do you dislike about SmartDollar?** Nothing comes to mind. No shortcomings noticed **What problems is SmartDollar solving and how is that benefiting you?** The interactive tools are motivating in paying off debt. Tracking the payments on the home. The videos are fun and not boring which makes the lessons entertaining. It benefits me by the educationals aspect. ### 47. GREAT PRODUCT THAT MYSELF AND FRIENDS GET OUT OF DEBT AND BUILD WEALTH **Rating:** 5.0/5.0 stars **Reviewed by:** DAVID L. | ASSOCIATE PARTNER / PROJECT ENGINEER, Small-Business (50 or fewer emp.) **Reviewed Date:** February 12, 2025 **What do you like best about SmartDollar?** I LIKE HOW EASY IT WAS TO FOLLOW THE BABY STEPS. HOW IT'S STRUCTURED, IT HELPED YOU STAY FOCUSED AND IN CONTROL. ESPECIALLY IN AN OFFICE SETTING WHERE EVERYONE WAS WORKING AS A TEAM TO BE DEBT FREE. **What do you dislike about SmartDollar?** WISH SMARTDOLLAR HAD IT'S OWN PODCASTS WHERE RELIGION OR PERSONAL VIEWS OF THE HOSTS ARE NOT INTEGRATED INTO THE CONVERSATION. FOR AN OFFICE, I'D LIKE TO PROMOTE SOMETHING STRICTLY ABOUT THE FINANCES. **What problems is SmartDollar solving and how is that benefiting you?** MOST OF THE PEOPLE IN MY OFFICE WANT TO GET OUT OF DEBT BUT DON'T KNOW HOW. SMART DOLLAR IS HELPING EVERYONE FOLLOW A SIMPLE PLAN THAT WORKS. ### 48. Helping our team make better financial decisions **Rating:** 5.0/5.0 stars **Reviewed by:** Troy B. | President, Small-Business (50 or fewer emp.) **Reviewed Date:** February 13, 2025 **What do you like best about SmartDollar?** The videos to make it simplified for our team to learn and understand the process of getting out of debt and investing in their future **What do you dislike about SmartDollar?** I can't think of anything that I dislike about smart dollar at this time **What problems is SmartDollar solving and how is that benefiting you?** It's helping people learn how to budget their money and saving up an emergency fund and now they are less stressed ### 49. Russ Petit - SOS Electric **Rating:** 4.5/5.0 stars **Reviewed by:** Gary S. | Co-owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 10, 2025 **What do you like best about SmartDollar?** We appreciate all the resources being available to our team - videos, budgeting app, tax app, etc. **What do you dislike about SmartDollar?** Nothing in the program. We have struggled to get engagment by team members. Showing the NEED for them and building the value to them on our part has been harder than anticipated. **What problems is SmartDollar solving and how is that benefiting you?** Structure for team member personal finances and opportunity for positive peer pressure. ### 50. Benefits of partnering with Ramsey and SmartDollar **Rating:** 4.0/5.0 stars **Reviewed by:** Steven D. | HR Director, Mid-Market (51-1000 emp.) **Reviewed Date:** February 10, 2025 **What do you like best about SmartDollar?** The website is easy to navigate and it has an incredible amount of features that can help me as an employer, who has partnered with Ramsey and their SmartDollar program, in my effort to offer these kinds of services to our employees to help them and their families succeed financially. **What do you dislike about SmartDollar?** At this point, I don't know that I have found points that I dislike about SmartDollar **What problems is SmartDollar solving and how is that benefiting you?** SmartDollar is providing the resources that our staff need to stretch their paychecks and getting the most out of their money, spending on items they need, and trying to pay off debt. - [View SmartDollar pricing details and edition comparison](https://www.g2.com/products/smartdollar/reviews?page=7§ion=pricing&secure%5Bexpires_at%5D=2026-07-30+17%3A22%3A20+-0500&secure%5Bsession_id%5D=ac284ec8-45f9-4dfd-aa0f-4c2a5592433d&secure%5Btoken%5D=4c22594f3109ba22edce85ae4a9af7bf6ee1fe299de8d62cf14033d1e94fbf66&format=llm_user) ## SmartDollar Integrations - [BambooHR](https://www.g2.com/products/bamboohr/reviews) - [Personify Health](https://www.g2.com/products/personify-health/reviews) ## SmartDollar Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Platform Basics** - Program Management - Secure - Interoperability - Performance **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top SmartDollar Alternatives - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) - 4.3/5.0 (703 reviews) - [ZayZoon](https://www.g2.com/products/zayzoon/reviews) - 4.6/5.0 (213 reviews) - [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) - 4.9/5.0 (132 reviews)