--- title: Simple Reviews meta\_title: 'Simple Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 15 reviews by the users' company size, role or industry to find out how Simple works for a business like yours. aggregate\_rating: rating\_value: 4.4 review\_count: 15 scale: '5' date\_modified: '2026-07-12' parent\_category: name: Financial Services url: https://www.g2.com/categories/financial-services --- # Simple Reviews & Product Details With Simple, you get a stylish Simple Visa Card, no surprise fees, and powerful budgeting and savings tools built right into your account all accessible via web, iPhone, and Android. * * * Seller [Simple Finance](https://www.g2.com/sellers/simple-finance) Discussions [Simple Community](https://www.g2.com/products/simple/discuss) Overview by Yinqing Quan Show More ## Top-Rated Alternatives [ ![Joist](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Joist") Joist 4.1/5(31) ](https://www.g2.com/products/evercommerce-joist/reviews) [ ![BBVA Customer API](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "BBVA Customer API") BBVA Customer API 4.4/5(29) ](https://www.g2.com/products/bbva-customer-api/reviews) [ ![SAP Multi-Bank Connectivity](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "SAP Multi-Bank Connectivity") SAP Multi-Bank Connectivity 4.3/5(46) ](https://www.g2.com/products/sap-multi-bank-connectivity/reviews) [ View All Alternatives ](https://www.g2.com/products/simple/competitors/alternatives) ## User Insights Average based on 15 real user reviews. [Log in to unlock pricing and user insights](/login) ![Verified User in Legal Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Legal Services") UL Verified User in Legal Services Mid-Market (51-1000 emp.) 7/17/2020 "Simple means Simple" 4.5/5 What do you like best about Simple? That it is simple and easy to find items. It allows for searching and quick location of documents without complicated searches and in multiple fields at once. It does not require a lot of training for new users so they can begin helping the professional staff from the get go. Review collected by and hosted on G2.com. What do you dislike about Simple? The display of results could be cleaner. The view/display could be more user friendly Review collected by and hosted on G2.com. Recommendations to others considering Simple: Do not expect all bells and whistles. It is perfect as a simple and useful tool. It is not more than you need. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? Finding all of our files. We have a way to enter lots of information about the documents in the file rather than just a few key words. Prior to our use of simple we could never find documents as different people would describe them differently but now that we can put in lots of information even new people can find a file. Adding files for our assistants is also very simple which is helpful in the long run. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Faith c.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Faith c.") FC Faith c. Lead Specialist Insurance Small-Business (50 or fewer emp.) 12/21/2017 "Simple is the best" 5/5 What do you like best about Simple? Simple does not have any hidden fees. They are the best that I have came across. There are no overdraft charges, no ATM fees. Absolutely no monthly maintenance fees or minimum balances. This is some of the best featurs: No monthly maintenance fees No bounced check fees No overdraft fees No electronic funds transfer fees No account closing fees No fees at domestic STARsf ATMs No minimum balance requirements Simple offers a free, branchless checking account with mobile budgeting tools. Review collected by and hosted on G2.com. What do you dislike about Simple? There is no way to deposit cash directly. They put a 9 day check hold on your first check you deposit after that you are good to go, the first wait is crappy. NO way to deposit cash directly. Review collected by and hosted on G2.com. Recommendations to others considering Simple: It should be noted that Simple is not actually its own bank. All funds deposited into a Simple account are held in checking at FDIC insured partner, The Bancorp Bank. In conjunction with the account, users are given a Simple Visa debit card, access to a comprehensive mobile platform, and top-rated customer support. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? With no fees we dont have to worry about a ton of charges to our employees. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Kyle G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kyle G.") KG Kyle G. Support Representative Computer Software Mid-Market (51-1000 emp.) 10/17/2017 "Simple Banking - Really Simple" 4.5/5 What do you like best about Simple? Simple's best features are the services included at no additional cost, that other institutions charge large fees for. Primarily the no ATM fees, no ACH fees (even when accidental overdrafts occur), and amazing customer support Review collected by and hosted on G2.com. What do you dislike about Simple? There are certain inherent limitations involved with Simple, primarily the lack of physical bank branch if you have an issue. To address things such as larger cash withdrawals or cash deposits, there are certain ways to go about things such as withdrawing funds as a credit card advance from any bank's branch. Review collected by and hosted on G2.com. Recommendations to others considering Simple: While the traditional bank offerings such as home loans, credit cards or other financial services are limited in comparison, for a debit card and checking account - Simple has an amazing interface and is easy to contact customer support if necessary. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? From a business perspective, I'm solving problems relating to ACH processing and how the bank operates Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite KR Kyle R. IT Admin Insurance Mid-Market (51-1000 emp.) 12/21/2017 "Simple and Perfect" 5/5 What do you like best about Simple? If you are the average person, just getting by in life financially, not struggling to much, not really able to save much either. I feel like this is the perfect bank for you. There are 0 fee's and it is just incredibly efficient, easy and simple. Review collected by and hosted on G2.com. What do you dislike about Simple? There is not much I dislike about simple. They meet my specific banking needs perfectly. The only complaint is I had some issues with international transactions. Review collected by and hosted on G2.com. Recommendations to others considering Simple: It will cost you nothing to maintain, nothing to use, nothing to have. Just get a Simple account and enjoy the simple easy access to your money. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? Simple is the simplest solution to any average banking needs. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Banking](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Banking") UB Verified User in Banking Small-Business (50 or fewer emp.) 10/24/2017 "Simple Experience" 4.5/5 What do you like best about Simple? My number one is the budget feature. This app will take my bills and my goals (what?!!) into consideration, deduct them from what I have in my account and guide my spending. It seems simplistic, but it is really a game changer for someone like me. Just seeing the breakdown and the reminder has helped grow my savings! Seeing as I feel I'm on the go non-stop, I really also love the mobile app! It's easy to use, so comprehensive, and not an eye sore like other banking apps I've used! Review collected by and hosted on G2.com. What do you dislike about Simple? I honestly still haven't found anything I dislike about Simple. Being a former bank teller turned personal banker in my youth, I found it difficult to get myself into a retail bank branch after I went corporate. Setup was easy, customer service (haven't needed them often), is responsive and helpful...no complaints! Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? I use Simple personally and for my small business banking needs. The mobile aspect of Simple has really been a game changer, as I can track my spending anytime and anywhere. I know most, if not all, banks have gone mobile by now, but Simple does it right! Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Retail](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Retail") UR Verified User in Retail Small-Business (50 or fewer emp.) 12/19/2017 "Great online account!" 5/5 What do you like best about Simple? I love the great custimer service! If I have an issue or a question, I am always connected to a real person which is wonderful. There are different ways to help save money and I get a cute debit card with the checking account. Money transactions are a breeze and everything is in real time. Review collected by and hosted on G2.com. What do you dislike about Simple? There is not much I dislike about Simple. If I had to choose something, I would say I dislike that I cannot oersonalize my debit card with a picture. That would be a nice feature to have. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? I can easily deposit checks into my account. If I deposit by a certain time, my checks are approved that day usually and available the very next day. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Joanndith M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Joanndith M.") JM Joanndith M. Bookkeeper Accounting Small-Business (50 or fewer emp.) 4/19/2018 "Best online bank" 5/5 What do you like best about Simple? I love that they're fee free. They also have great customer service and very fast service. Review collected by and hosted on G2.com. What do you dislike about Simple? I can not think of any cons with Simple. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? Avoiding huge banking fees is the number 1 problem that Simple solves. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Hospital & Health Care](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospital & Health Care") UH Verified User in Hospital & Health Care Small-Business (50 or fewer emp.) 12/21/2017 "New banking system!" 5/5 What do you like best about Simple? I joined simple about a year go and fell in love with how simple it is to use! Review collected by and hosted on G2.com. What do you dislike about Simple? The onw thing that is difficult is that since it is an online bank I have trouble with cash deposits... Review collected by and hosted on G2.com. Recommendations to others considering Simple: If you need help budgeting this is definitely the bank for you. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? This app is really great at making me stay organized and keeping my spending on track!! It divides my expenses into categories and helps me keep track of where my money needs to go. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Coleman R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Coleman R.") CR Coleman R. Full Stack Web Developer Internet Mid-Market (51-1000 emp.) 12/7/2017 "Great product that works well as a second account" 5/5 What do you like best about Simple? Easy to use, great customer support, and nice phone app. Review collected by and hosted on G2.com. What do you dislike about Simple? For some reason Simple cards wear out fairly quickly. Review collected by and hosted on G2.com. Recommendations to others considering Simple: Best banking phone app I've used, and best customer support around. Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? I'm using Simple as a secondary checking account and it has helped me save money. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Jose R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jose R.") JR Jose R. District Leader Financial Services Small-Business (50 or fewer emp.) 12/12/2017 "Amazing and simple to use" 5/5 What do you like best about Simple? I love the fact that is simple to use and they are very supportive of any assistance is needed. Review collected by and hosted on G2.com. What do you dislike about Simple? I really can’t think of any reason why I didn’t like it. Review collected by and hosted on G2.com. Recommendations to others considering Simple: Amazing, well organized, great customer support. If I still had my business I would still be using them Review collected by and hosted on G2.com. What problems is Simple solving and how is that benefiting you? I was able to add multiple accounts users Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ##### Pricing Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more. 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