# Top 10 Sezzle Alternatives & Competitors **Average Rating:** 4.6/5 **Total Number of Reviews:** 122 Research alternative solutions to Sezzle on G2, with real user reviews on competing tools. Other important factors to consider when researching alternatives to Sezzle include customer service. The best overall Sezzle alternative is GoCardless. Other similar apps like Sezzle are Klarna, Affirm, Afterpay, and Zip for Business. Sezzle alternatives can be found in [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) but may also be in [Payment Processing Software](https://www.g2.com/categories/payment-processing). ## Best Paid & Free Alternatives to Sezzle - [GoCardless](https://www.g2.com/products/gocardless/reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - [Laybuy](https://www.g2.com/products/laybuy/reviews) ## Top 10 Alternatives to Sezzle Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Sezzle stacks up to the competition, check reviews from current & previous users in industries like Retail, Sports, and Automotive, and find the best product for your business. ### 1. [GoCardless](https://www.g2.com/products/gocardless/reviews) By GoCardless **Average Rating:** 4.6/5 **Total Reviews:** 321 Collect instant, one-off payments. Or automated, recurring payments. Without the chasing, stress, or expensive fees. Reviewers say compared to Sezzle, GoCardless is: - Slower to reach roi Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs GoCardless](https://www.g2.com/compare/gocardless-vs-sezzle) **Compare GoCardless with other alternatives:** - [GoCardless vs Klarna](https://www.g2.com/compare/gocardless-vs-klarna) - [GoCardless vs Affirm](https://www.g2.com/compare/affirm-vs-gocardless) - [GoCardless vs Afterpay](https://www.g2.com/compare/afterpay-vs-gocardless) - [GoCardless vs Zip for Business](https://www.g2.com/compare/gocardless-vs-zip-for-business) - [GoCardless vs Splitit](https://www.g2.com/compare/gocardless-vs-splitit) - [GoCardless vs ViaBill](https://www.g2.com/compare/gocardless-vs-viabill) - [GoCardless vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-gocardless) - [GoCardless vs PayPal Payments](https://www.g2.com/compare/gocardless-vs-paypal) - [GoCardless vs Laybuy](https://www.g2.com/compare/gocardless-vs-laybuy) ### 2. [Klarna](https://www.g2.com/products/klarna/reviews) By Klarna **Average Rating:** 3.2/5 **Total Reviews:** 58 Klarna is a global fintech company that offers innovative payment and marketing solutions designed to enhance the shopping experience for consumers and drive growth for businesses. By providing flexible payment options and performance-driven marketing tools, Klarna helps merchants attract, convert, and retain customers more effectively. Key Features and Functionality: - Flexible Payment Options: Klarna offers a variety of payment methods, including: - Pay in Full: Immediate payment at the time of purchase. - Pay in 30 Days: Allows customers to receive products and pay up to 30 days later without interest or late fees when paid on time. - Pay in 3 or 4 Installments: Enables shoppers to split purchases into smaller, interest-free payments. - Financing: Provides longer-term payment plans for larger purchases, offering manageable monthly payments. - Marketing Solutions: Klarna's full-funnel marketing suite allows businesses to run targeted campaigns across various channels, including search, programmatic ads, affiliate placements, cashback offers, and personalized in-app content, reaching over 24 million active shoppers. - Seamless Integration: Klarna integrates with major e-commerce platforms such as Shopify, Magento, WooCommerce, and BigCommerce, as well as payment partners like Stripe and Adyen, facilitating easy adoption for merchants. Primary Value and Solutions for Users: For consumers, Klarna provides a flexible and convenient shopping experience by offering multiple payment options that cater to different financial needs, thereby enhancing purchasing power and satisfaction. For merchants, Klarna drives business growth by increasing average order values, improving conversion rates, and fostering customer loyalty through its comprehensive payment and marketing solutions. Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs Klarna](https://www.g2.com/compare/klarna-vs-sezzle) **Compare Klarna with other alternatives:** - [Klarna vs GoCardless](https://www.g2.com/compare/gocardless-vs-klarna) - [Klarna vs Affirm](https://www.g2.com/compare/affirm-vs-klarna) - [Klarna vs Afterpay](https://www.g2.com/compare/afterpay-vs-klarna) - [Klarna vs Zip for Business](https://www.g2.com/compare/klarna-vs-zip-for-business) - [Klarna vs Splitit](https://www.g2.com/compare/klarna-vs-splitit) - [Klarna vs ViaBill](https://www.g2.com/compare/klarna-vs-viabill) - [Klarna vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-klarna) - [Klarna vs PayPal Payments](https://www.g2.com/compare/klarna-vs-paypal) - [Klarna vs Laybuy](https://www.g2.com/compare/klarna-vs-laybuy) ### 3. [Affirm](https://www.g2.com/products/affirm/reviews) By Affirm **Average Rating:** 4.3/5 **Total Reviews:** 48 Affirm helps merchants of all sizes drive growth and better serve their customers. We’ve proven that we can increase sales and introduce new consumers to our merchant partners. That’s why our partners include household-name brands across home and lifestyle, fashion, beauty, travel, fitness, auto service and parts, and more. This network is further bolstered by the Affirm app, which gives consumers a convenient way to use Affirm as an omnichannel payment method, while providing a marketplace for merchants to reach consumers. Reviewers say compared to Sezzle, Affirm is: - Slower to reach roi Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs Affirm](https://www.g2.com/compare/affirm-vs-sezzle) **Compare Affirm with other alternatives:** - [Affirm vs GoCardless](https://www.g2.com/compare/affirm-vs-gocardless) - [Affirm vs Klarna](https://www.g2.com/compare/affirm-vs-klarna) - [Affirm vs Afterpay](https://www.g2.com/compare/affirm-vs-afterpay) - [Affirm vs Zip for Business](https://www.g2.com/compare/affirm-vs-zip-for-business) - [Affirm vs Splitit](https://www.g2.com/compare/affirm-vs-splitit) - [Affirm vs ViaBill](https://www.g2.com/compare/affirm-vs-viabill) - [Affirm vs FuturePay](https://www.g2.com/compare/affirm-vs-futurepay-inc-futurepay) - [Affirm vs PayPal Payments](https://www.g2.com/compare/affirm-vs-paypal) - [Affirm vs Laybuy](https://www.g2.com/compare/affirm-vs-laybuy) ### 4. [Afterpay](https://www.g2.com/products/afterpay/reviews) By Afterpay **Average Rating:** 4.1/5 **Total Reviews:** 42 Afterpay integrates with your store directly via API or by using one of our platform plugins. Afterpay also provides comprehensive technical support for initial integrations and ongoing maintenance. Reviewers say compared to Sezzle, Afterpay is: - Easier to set up Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs Afterpay](https://www.g2.com/compare/afterpay-vs-sezzle) **Compare Afterpay with other alternatives:** - [Afterpay vs GoCardless](https://www.g2.com/compare/afterpay-vs-gocardless) - [Afterpay vs Klarna](https://www.g2.com/compare/afterpay-vs-klarna) - [Afterpay vs Affirm](https://www.g2.com/compare/affirm-vs-afterpay) - [Afterpay vs Zip for Business](https://www.g2.com/compare/afterpay-vs-zip-for-business) - [Afterpay vs Splitit](https://www.g2.com/compare/afterpay-vs-splitit) - [Afterpay vs ViaBill](https://www.g2.com/compare/afterpay-vs-viabill) - [Afterpay vs FuturePay](https://www.g2.com/compare/afterpay-vs-futurepay-inc-futurepay) - [Afterpay vs PayPal Payments](https://www.g2.com/compare/afterpay-vs-paypal) - [Afterpay vs Laybuy](https://www.g2.com/compare/afterpay-vs-laybuy) ### 5. [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) By Zip Co Limited **Average Rating:** 4.4/5 **Total Reviews:** 22 With Zip, you can shop at your favorite stores and pay over four installments. Reviewers say compared to Sezzle, Zip for Business is: - Slower to reach roi - More expensive - More usable Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs Zip for Business](https://www.g2.com/compare/sezzle-vs-zip-for-business) **Compare Zip for Business with other alternatives:** - [Zip for Business vs GoCardless](https://www.g2.com/compare/gocardless-vs-zip-for-business) - [Zip for Business vs Klarna](https://www.g2.com/compare/klarna-vs-zip-for-business) - [Zip for Business vs Affirm](https://www.g2.com/compare/affirm-vs-zip-for-business) - [Zip for Business vs Afterpay](https://www.g2.com/compare/afterpay-vs-zip-for-business) - [Zip for Business vs Splitit](https://www.g2.com/compare/splitit-vs-zip-for-business) - [Zip for Business vs ViaBill](https://www.g2.com/compare/viabill-vs-zip-for-business) - [Zip for Business vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-zip-for-business) - [Zip for Business vs PayPal Payments](https://www.g2.com/compare/paypal-vs-zip-for-business) - [Zip for Business vs Laybuy](https://www.g2.com/compare/laybuy-vs-zip-for-business) ### 6. [Splitit](https://www.g2.com/products/splitit/reviews) By Splitit **Average Rating:** 4.1/5 **Total Reviews:** 20 Splitit enables merchants from around the globe to offer their customers interest-free monthly payment plans using their existing Visa and MasterCard credit and debit cards. Reviewers say compared to Sezzle, Splitit is: - Easier to do business with Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs Splitit](https://www.g2.com/compare/sezzle-vs-splitit) **Compare Splitit with other alternatives:** - [Splitit vs GoCardless](https://www.g2.com/compare/gocardless-vs-splitit) - [Splitit vs Klarna](https://www.g2.com/compare/klarna-vs-splitit) - [Splitit vs Affirm](https://www.g2.com/compare/affirm-vs-splitit) - [Splitit vs Afterpay](https://www.g2.com/compare/afterpay-vs-splitit) - [Splitit vs Zip for Business](https://www.g2.com/compare/splitit-vs-zip-for-business) - [Splitit vs ViaBill](https://www.g2.com/compare/splitit-vs-viabill) - [Splitit vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-splitit) - [Splitit vs PayPal Payments](https://www.g2.com/compare/paypal-vs-splitit) - [Splitit vs Laybuy](https://www.g2.com/compare/laybuy-vs-splitit) ### 7. [ViaBill](https://www.g2.com/products/viabill/reviews) By ViaBill **Average Rating:** 4.2/5 **Total Reviews:** 17 ViaBill seamlessly integrates into your website's checkout flow and enables higher conversion, larger AOV, and revenue. Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs ViaBill](https://www.g2.com/compare/sezzle-vs-viabill) **Compare ViaBill with other alternatives:** - [ViaBill vs GoCardless](https://www.g2.com/compare/gocardless-vs-viabill) - [ViaBill vs Klarna](https://www.g2.com/compare/klarna-vs-viabill) - [ViaBill vs Affirm](https://www.g2.com/compare/affirm-vs-viabill) - [ViaBill vs Afterpay](https://www.g2.com/compare/afterpay-vs-viabill) - [ViaBill vs Zip for Business](https://www.g2.com/compare/viabill-vs-zip-for-business) - [ViaBill vs Splitit](https://www.g2.com/compare/splitit-vs-viabill) - [ViaBill vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-viabill) - [ViaBill vs PayPal Payments](https://www.g2.com/compare/paypal-vs-viabill) - [ViaBill vs Laybuy](https://www.g2.com/compare/laybuy-vs-viabill) ### 8. [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) By FuturePay **Average Rating:** 4.2/5 **Total Reviews:** 10 FuturePay is a payment option that lets your customers buy now and pay later – without a credit card. Reviewers say compared to Sezzle, FuturePay is: - More expensive Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-sezzle) **Compare FuturePay with other alternatives:** - [FuturePay vs GoCardless](https://www.g2.com/compare/futurepay-inc-futurepay-vs-gocardless) - [FuturePay vs Klarna](https://www.g2.com/compare/futurepay-inc-futurepay-vs-klarna) - [FuturePay vs Affirm](https://www.g2.com/compare/affirm-vs-futurepay-inc-futurepay) - [FuturePay vs Afterpay](https://www.g2.com/compare/afterpay-vs-futurepay-inc-futurepay) - [FuturePay vs Zip for Business](https://www.g2.com/compare/futurepay-inc-futurepay-vs-zip-for-business) - [FuturePay vs Splitit](https://www.g2.com/compare/futurepay-inc-futurepay-vs-splitit) - [FuturePay vs ViaBill](https://www.g2.com/compare/futurepay-inc-futurepay-vs-viabill) - [FuturePay vs PayPal Payments](https://www.g2.com/compare/futurepay-inc-futurepay-vs-paypal) - [FuturePay vs Laybuy](https://www.g2.com/compare/futurepay-inc-futurepay-vs-laybuy) ### 9. [PayPal Payments](https://www.g2.com/products/paypal/reviews) By PayPal **Average Rating:** 4.4/5 **Total Reviews:** 2,744 PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal's extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform's comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights. Reviewers say compared to Sezzle, PayPal Payments is: - Slower to reach roi Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs PayPal Payments](https://www.g2.com/compare/paypal-vs-sezzle) **Compare PayPal Payments with other alternatives:** - [PayPal Payments vs GoCardless](https://www.g2.com/compare/gocardless-vs-paypal) - [PayPal Payments vs Klarna](https://www.g2.com/compare/klarna-vs-paypal) - [PayPal Payments vs Affirm](https://www.g2.com/compare/affirm-vs-paypal) - [PayPal Payments vs Afterpay](https://www.g2.com/compare/afterpay-vs-paypal) - [PayPal Payments vs Zip for Business](https://www.g2.com/compare/paypal-vs-zip-for-business) - [PayPal Payments vs Splitit](https://www.g2.com/compare/paypal-vs-splitit) - [PayPal Payments vs ViaBill](https://www.g2.com/compare/paypal-vs-viabill) - [PayPal Payments vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-paypal) - [PayPal Payments vs Laybuy](https://www.g2.com/compare/laybuy-vs-paypal) ### 10. [Laybuy](https://www.g2.com/products/laybuy/reviews) By Laybuy **Average Rating:** 4.3/5 **Total Reviews:** 10 Buy Now, Pay Later Categories in common with Sezzle: [Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Compare:** [Sezzle vs Laybuy](https://www.g2.com/compare/laybuy-vs-sezzle) **Compare Laybuy with other alternatives:** - [Laybuy vs GoCardless](https://www.g2.com/compare/gocardless-vs-laybuy) - [Laybuy vs Klarna](https://www.g2.com/compare/klarna-vs-laybuy) - [Laybuy vs Affirm](https://www.g2.com/compare/affirm-vs-laybuy) - [Laybuy vs Afterpay](https://www.g2.com/compare/afterpay-vs-laybuy) - [Laybuy vs Zip for Business](https://www.g2.com/compare/laybuy-vs-zip-for-business) - [Laybuy vs Splitit](https://www.g2.com/compare/laybuy-vs-splitit) - [Laybuy vs ViaBill](https://www.g2.com/compare/laybuy-vs-viabill) - [Laybuy vs FuturePay](https://www.g2.com/compare/futurepay-inc-futurepay-vs-laybuy) - [Laybuy vs PayPal Payments](https://www.g2.com/compare/laybuy-vs-paypal) --- ## Sezzle Alternatives FAQs ### What are the best alternatives to Sezzle? The best alternatives to Sezzle based on G2 user reviews include [GoCardless](https://www.g2.com/products/gocardless/reviews) with a 4.6/5 rating from 321 reviews, [Affirm](https://www.g2.com/products/affirm/reviews) rated 4.3/5 from 48 reviews, [Afterpay](https://www.g2.com/products/afterpay/reviews) rated 4.1/5 from 42 reviews, and [Klarna](https://www.g2.com/products/klarna/reviews) with a 3.2/5 rating from 58 reviews. GoCardless stands out for its ease of use, automation, and efficiency in handling recurring payments, while Affirm and Afterpay are favored for their flexible payment options and ease of use. Klarna offers versatile payment methods and marketing solutions that enhance customer conversion. ### Which Installment Payment and Buy Now Pay Later (BNPL) tools do reviewers recommend instead of Sezzle? Reviewers recommend [GoCardless](https://www.g2.com/products/gocardless/reviews) for its seamless automation of recurring payments, strong integrations with accounting software like Xero and Sage, and reliable payment processing with low fees. [Affirm](https://www.g2.com/products/affirm/reviews) is praised for its transparent, flexible payment plans with no hidden fees, quick setup, and ability to increase average order values. [Afterpay](https://www.g2.com/products/afterpay/reviews) is noted for its easy integration, fast approval process, and user-friendly installment plans. [Klarna](https://www.g2.com/products/klarna/reviews) is recommended for its flexible payment options including pay in 30 days and installment plans, as well as its marketing tools that help merchants attract and retain customers. These alternatives provide features such as automated recurring payments, extensive integrations, and comprehensive marketing support that Sezzle does not explicitly offer. ### How does Sezzle compare to GoCardless? According to G2 data, both [Sezzle](https://www.g2.com/products/sezzle/reviews) and [GoCardless](https://www.g2.com/products/gocardless/reviews) hold an equal average rating of 4.6 out of 5, with Sezzle having 122 reviews and GoCardless 321 reviews. Sezzle scores higher than GoCardless by 0.3 points in Easier to Set Up (9.3 vs 8.9), Easier to Admin (9.3 vs 9.0), Better at Support (9.2 vs 8.5), and Easier to Do Business With (9.3 vs 9.0). Both products tie at 9.1 in Better at Meeting Requirements, while Sezzle leads GoCardless by 0.2 points in More Usable (9.2 vs 9.0). Sezzle offers unique features such as Customer Portal and E-commerce Integration, which GoCardless does not provide. User sentiment highlights Sezzle's strengths in easy integrations and pay-later options, whereas GoCardless is praised for ease of use, automation, convenience, and integration capabilities. ### Why do users choose GoCardless over Sezzle? Users choose [GoCardless](https://www.g2.com/products/gocardless/reviews) over Sezzle primarily for its automation and convenience in handling recurring payments and direct debits, as evidenced by 6 mentions of automation and 8 mentions of convenience in user reviews. GoCardless facilitates bank-to-bank transfers that are cheaper and reliable for recurring transactions, with multiple integrations including Sage and Xero, which appeals to businesses managing subscriptions and cash flow. The platform's ease of setup and use is noted in 3 reviews, and its ability to reduce administrative effort and ensure timely transactions is a key factor. 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