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Scorto Loan Decision

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Scorto™ Loan Decision is a decision management, application processing and underwriting system for loan origination. Value proposition: - precise credit risk assessment; - flexible management of the lender’s credit rules, credit policies and scoring models; - easy to integrate with banking systems, and DBMS’s; - constant adaptation to changing marketing conditions; - affordable customization to any specific needs. Our customers successfully use Scorto™ Loan Decision because: - This is the way to increase profitability of credit application decisions. - It simplifies the management of loan originations and makes operations more efficient. - Borrowers demand fast automated decisions even for secured loans. - Credit risks should be under control, especially when credit portfolio increases. - Market changes require constant adaptation of decision rules & scorecards. - External pressure to reduce cost should be addressed via automation and better risk control.

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