# Best Treasury Management Systems for Small Business ## How Many Treasury Management Systems Products Does G2 Track? **Total Products under this Category:** 114 ### Category Stats (Aug 2026) - **Average Rating:** 4.41/5 (↑0.01 vs Jul 2026) The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** Modern Treasury (+0.54%) - Among all products in this category, Modern Treasury recorded the largest rating increase compared to last month _Last updated: August 04, 2026_ ## How Does G2 Rank Treasury Management Systems Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 1,800+ Authentic Reviews - 114+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Treasury Management Systems ![G2 Grid® for Treasury Management Systems plotting products by satisfaction and market presence](https://www.g2.com/categories/treasury-management-systems/grids.png?focus%5B%5D=130478&focus%5B%5D=1420752&focus%5B%5D=19809&focus%5B%5D=1327289) Highlighted products: Agicap, Round Treasury, Kyriba, and Atlar. Underlying data: [Grid® JSON](https://www.g2.com/categories/treasury-management-systems/grids.json?focus%5B%5D=agicap&focus%5B%5D=round-treasury&focus%5B%5D=kyriba&focus%5B%5D=atlar&segment=small-business) **Sponsored** ### SAP Commerce Cloud The SAP Commerce solutions delivers feature rich digital commerce capabilities built on a modern cloud native platform that will enable businesses to innovate quickly and deliver the perfect fit digital commerce solution for your business. SAP Commerce has the broadest and varying customer base with over 3500 customers, representing 20 industries across 100 countries. Customers trust our solution for its ability to scale and perform, customers has transacted over 570B+ dollars of gross merchandising value representing over 120M+ orders on our ecommerce platform. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1536&secure%5Bchosen_at%5D=2026-08-08T22%3A35%3A52Z&secure%5Bdisplayable_resource_id%5D=1536&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1536&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=785&secure%5Bresource_id%5D=1536&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Ftreasury-management-systems%2Fsmall-business%3Fopen_modal_url%3D%252Fproducts%252Fround-treasury%252Fwishlists%253Fhost_path%253D%25252Fcategories%25252Ftreasury-management-systems%25252Fsmall-business%2526source%253Dcategory&secure%5Btoken%5D=513ceaedc61c051cea4a139dfbf135fdb93d8eac519d2c5cab0b7f8d0e9f6615&secure%5Burl%5D=https%3A%2F%2Fwww.sap.com%2Fdocuments%2F2023%2F06%2Fe4554804-787e-0010-bca6-c68f7e60039b.rc.html%3Fcampaigncode%3DCRM-YD25-CEX-407333%26source%3DCOMMERCE-click-campaign-G2&secure%5Burl_type%5D=custom_url) ### [Agicap](https://www.g2.com/products/agicap/reviews) Agicap is the leading all-in-one modular Cash Flow and Treasury Management platform worldwide. Our AI-powered platform offers a Cash Flow Management core solution (bank connectivity, cash balancing, cash forecasts). It also includes a complete range of Accounts Payable and Accounts Receivable automation solutions in order to improve your company's cash performance: supplier invoice management, card spend management, cash collection, DSO analytics, etc. Agicap integrates and consolidates data from multiple sources and develops synergies between Products to meet all your cash challenges. - Banking Connectivity - Accounting Software & ERP Connectivity - Cash Flow Management - Cash Flow Planning - Accounts Payables Automation - Accounts Receivables Automation Since 2016, +8 000 SMEs and Mid-Market customers all across the world trust us. U.S. office: Austin (TX) European offices: Lyon (FR), Berlin (DE), Milan (IT), London (UK), and Barcelona (ES) **Average Rating:** 4.4/5.0 **Total Reviews:** 358 #### How Do G2 Users Rate Agicap? - **Ease of Use:** 8.8/10 (Category avg: 8.9/10) - **Quality of Support:** 9.1/10 (Category avg: 8.7/10) #### Who Is the Company Behind Agicap? - **Seller:** [Agicap](https://www.g2.com/sellers/agicap) - **Company Website:** agicap.com - **Year Founded:** 2016 - **HQ Location:** Lyon, FR - **Twitter:** @AgicapFrance 926 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4aadacfe24dac7ac88c22ceb668cf1028c8a0d8f930425ae707e6bf3303b5395&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fagicap%2F&secure%5Burl_type%5D=linkedin_company_website) 805 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CFO, CEO - **Top Industries:** Accounting, Computer Software - **Company Size:** 50% Small, 43% Medium #### What Do G2 Reviewers Say About Agicap? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **user-friendly interface** of Agicap, which simplifies cash flow management and enhances financial planning. - Users appreciate the **responsive customer support** of Agicap, consistently resolving issues and enhancing user experience. - Users value Agicap for its **streamlined cash management** , enhancing expense control and simplifying invoice processing. - Users appreciate the **clear visibility and intuitive interface** of Agicap, enhancing efficient cash flow management and planning. - Users value the **efficient setup** of Agicap, seamlessly managing expenses and enhancing financial control from any device. ##### Cons - Users face significant **integration issues** , experiencing challenges with DATEV connections and delays in bank synchronization. - Users find the **limited customization** of Agicap challenging, especially for advanced features requiring time-consuming manual setup. - Users express frustration over the **missing features** in Agicap, particularly customization, integrations, and reporting options. - Users report a **difficult setup** for Agicap, leading to frustration and delays in effective usage within companies. - Users find the **setup process difficult** , often facing challenges and delays in implementing Agicap effectively. #### What Are Recent G2 Reviews of Agicap? **["AGICAP: time saving, payment security, and simplified cash flow forecasts"](https://www.g2.com/survey_responses/agicap-review-13129175)** **Rating:** 5.0/5.0 stars _— Verified User in Health, Wellness and Fitness_ [Read full review](https://www.g2.com/survey_responses/agicap-review-13129175) **["Management of outstanding amounts and follow-ups at the top, with very useful electronic invoicing"](https://www.g2.com/survey_responses/agicap-review-12827913)** **Rating:** 5.0/5.0 stars _— Cecile N._ [Read full review](https://www.g2.com/survey_responses/agicap-review-12827913) #### What Are G2 Users Discussing About Agicap? - [What is Agicap used for?](https://www.g2.com/discussions/agicap-what-is-agicap-used-for) - [What is Agicap used for?](https://www.g2.com/discussions/what-is-agicap-used-for) ### [Round Treasury](https://www.g2.com/products/round-treasury/reviews) Smarter treasury and banking for businesses – one platform for banking, investments, and treasury. More yield. More protection. Automate the dull stuff. · One Dashboard - Free connected banking and automations from day one. · Yield & Liquidity - Access high-liquidity money market funds via BlackRock. · Security - Diversify funds without manually opening accounts for FSCS protection. · Smart Automation - Automate cash flow and reduce manual work. · Fast Onboarding - One application unlocks everything. No repeat approvals. Save time. Reduce risk. Grow your capital. **Average Rating:** 4.9/5.0 **Total Reviews:** 42 #### How Do G2 Users Rate Round Treasury? - **Ease of Use:** 9.7/10 (Category avg: 8.9/10) - **Quality of Support:** 9.9/10 (Category avg: 8.7/10) #### Who Is the Company Behind Round Treasury? - **Seller:** [Round Treasury](https://www.g2.com/sellers/round-treasury) - **Company Website:** www.roundtreasury.com - **Year Founded:** 2023 - **HQ Location:** London, England, United Kingdom - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=faec2b8e5e9142cd079ce72a36f281cadc5246934378a3b7135ed58c2902203f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Froundtreasury%2F&secure%5Burl_type%5D=linkedin_company_website) 17 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CEO - **Top Industries:** Computer Software, Financial Services - **Company Size:** 93% Small, 5% Medium #### What Do G2 Reviewers Say About Round Treasury? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of Round Treasury, enjoying a seamless setup and one-click integration. - Users highlight the **outstanding customer support** of Round Treasury, making onboarding and account setup seamless. - Users value the **time-saving features** of Round Treasury, simplifying bank management with effortless automation and integration. - Users commend Round Treasury for its **automated cash management** and intuitive interface, making treasury management effortless. - Users appreciate the **straightforward UI** of Round Treasury, enabling easy management of their business cash efficiently. ##### Cons - Users find the **difficult setup** process frustrating, with onboarding challenges impacting account compliance significantly. - Users experience a **delay in fund transfers** and find fee representation on the dashboard confusing and unclear. - Users express a need for **mobile readiness** to access their accounts conveniently while on the go. - Users report encountering **integration issues** with Xero, leading to occasional failures in connectivity and functionality. - Users find the **login problems** inconvenient due to the need for repeated authentication every time. #### What Are Recent G2 Reviews of Round Treasury? **["Outstanding Ease of Use with Flexible Money Market and Savings Options"](https://www.g2.com/survey_responses/round-treasury-review-12779290)** **Rating:** 5.0/5.0 stars _— Kalab G._ [Read full review](https://www.g2.com/survey_responses/round-treasury-review-12779290) **["Easy-to-Use Platform to maximise interest yield"](https://www.g2.com/survey_responses/round-treasury-review-12887446)** **Rating:** 5.0/5.0 stars _— Chirag S._ [Read full review](https://www.g2.com/survey_responses/round-treasury-review-12887446) ### [Kyriba](https://www.g2.com/products/kyriba/reviews) Kyriba's Liquidity Performance platform is a cloud-based treasury management system (TMS) trusted to transform how organizations eliminate liquidity gridlock and optimize financial operations. The platform consolidates cash management, payment automation, risk management, and cash forecasting functions into a unified solution, providing CFOs and treasury teams with comprehensive tools to manage working capital and liquidity across global operations. Designed for mid-market and enterprise organizations, the platform addresses critical operational challenges related to cash visibility and treasury workflows that create liquidity gridlock. Organizations operating across multiple regions and currencies gain real-time monitoring of cash positions across bank accounts and entities through global connectivity features, including integration with 10,000 banks worldwide - enabling true liquidity performance at scale. The platform incorporates Trusted AI capabilities specifically built for treasury functions, delivering enhanced cash flow forecasting and liquidity analysis through artificial intelligence trained on decades of treasury-specific data. This purpose-built approach generates accurate predictions that finance leaders can rely on for strategic decision-making. Financial risk management features enable users to proactively track and analyze foreign exchange exposure, interest rate risks, and other financial metrics before they impact business performance. Payment automation functionality streamlines processing workflows, significantly reducing manual tasks and operational risks while supporting various payment formats and banking protocols. Advanced cash forecasting tools include scenario modeling capabilities and predictive analytics that transform working capital planning from reactive management into strategic liquidity performance optimization. The cloud-based infrastructure serves nearly 4,000 organizations managing 3.6 billion bank transactions and $51 trillion in payments annually across industries including manufacturing, retail, technology, and pharmaceuticals. Integration options include connectivity with major ERP systems such as SAP, Oracle, NetSuite, Workday, and Microsoft Dynamics, enabling seamless data flow across the financial ecosystem. The platform supports comprehensive treasury accounting functions, bank reconciliation, hedge accounting, and compliance reporting requirements. Multi-entity consolidation features accommodate organizations with complex corporate structures requiring centralized treasury oversight while maintaining subsidiary-level visibility and control. Kyriba's architecture includes API connectivity through the Kyriba Marketplace, enabling integration with third-party financial systems and services to create an extended liquidity network. The platform addresses critical treasury use cases including daily cash positioning, payment processing and approval workflows, FX hedging program management, debt and investment tracking, and regulatory compliance reporting - empowering organizations to transform their liquidity challenges into competitive advantages. **Average Rating:** 4.5/5.0 **Total Reviews:** 124 #### How Do G2 Users Rate Kyriba? - **Ease of Use:** 7.6/10 (Category avg: 8.9/10) - **Quality of Support:** 7.8/10 (Category avg: 8.7/10) #### Who Is the Company Behind Kyriba? - **Seller:** [Kyriba](https://www.g2.com/sellers/kyriba) - **Company Website:** www.kyriba.com - **Year Founded:** 2000 - **HQ Location:** San Diego, CA - **Twitter:** @kyribacorp 4,762 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e66a5c1c1e1250848c87ce9e75de4459240687b186ad882a65a838ee747f6bcb&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F31955&secure%5Burl_type%5D=linkedin_company_website) 1,372 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Treasury Manager - **Top Industries:** Insurance, Commercial Real Estate - **Company Size:** 64% Large, 22% Medium #### What Do G2 Reviewers Say About Kyriba? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** of Kyriba, enhancing efficiency and simplifying processes for treasury functions. - Users find Kyriba's **centralization of Treasury functions** simplifies processes, enhances focus on strategy, and boosts operational efficiency. - Users value Kyriba for its **efficiency in centralized visibility** , streamlining treasury operations and enhancing decision-making capabilities. - Users appreciate Kyriba for its **centralized visibility and control** , enhancing cash management and reporting efficiency significantly. - Users appreciate the **time-saving efficiency** of Kyriba, significantly reducing daily tasks and enhancing productivity. ##### Cons - Users find Kyriba's **complexity** frustrating, as workflows require specialized knowledge and hinder usability and support integration. - Users find the **difficulty in running reports** and configuring settings can complicate their experience with Kyriba. - Users encounter several **system idiosyncrasies** that hinder usability and complicate the accounting process in Kyriba. - Users face a **steep learning difficulty** with Kyriba's complex configuration and navigation, requiring significant time investment to master. - Users find the **steep learning curve** of Kyriba challenging, requiring extensive time and training for effective navigation. #### What Are Recent G2 Reviews of Kyriba? **["Kyriba Unifies Treasury Functions and Drives Real Operational Improvements"](https://www.g2.com/survey_responses/kyriba-review-12412487)** **Rating:** 4.5/5.0 stars _— Mauricio M._ [Read full review](https://www.g2.com/survey_responses/kyriba-review-12412487) **["Strong Treasury Management Platform with Great Visibility and Automation"](https://www.g2.com/survey_responses/kyriba-review-13172182)** **Rating:** 4.5/5.0 stars _— Kyle T._ [Read full review](https://www.g2.com/survey_responses/kyriba-review-13172182) #### What Are G2 Users Discussing About Kyriba? - [What is kyriba certification?](https://www.g2.com/discussions/kyriba-what-is-kyriba-certification) - [What is kyriba certification?](https://www.g2.com/discussions/what-is-kyriba-certification) - [Where is kyriba based?](https://www.g2.com/discussions/kyriba-where-is-kyriba-based) - [Where is kyriba based?](https://www.g2.com/discussions/where-is-kyriba-based) - [What does a treasury management system do?](https://www.g2.com/discussions/kyriba-what-does-a-treasury-management-system-do) ### [Atlar](https://www.g2.com/products/atlar/reviews) Atlar is the AI-native treasury platform that helps finance teams manage payments, cash, forecasting, and bank connectivity — all in one place. Built for modern teams at scaling companies, Atlar is a treasury management platform that replaces spreadsheets, bank portals, and manual workflows with real-time automation and visibility. It connects directly to banks and ERPs to centralize treasury and finance operations, helping teams move faster, reduce risk, and make better cash decisions. Finance and treasury professionals use Atlar to run global payments, automate reconciliation, track cash positions across entities and currencies, and forecast with confidence. Whether managing liquidity, passing audits, or scaling operations, Atlar provides the control and clarity needed at every stage of growth. Atlar is trusted by teams at companies like Acne Studios, Forto, GetYourGuide, Mangopay, Storytel, Tide, and Zilch. They’ve replaced repetitive tasks with real-time workflows and transformed treasury from a cost center into a strategic driver of growth. Key features and benefits include: – Real-time visibility into global cash positions and forecasts across accounts, entities, and banks. – Direct integrations with leading banks and ERPs like NetSuite for streamlined data and payment flows. – Automated payment operations, from approval workflows to execution and reconciliation. – Stronger financial controls with standardized processes and audit-ready oversight. – Liquidity optimization tools to better manage pooling, intercompany flows, and working capital. Atlar is headquartered in Stockholm and backed by Index Ventures and General Catalyst. It is a preferred partner of industry leaders such as NetSuite, Citi, Nordea, and others. **Average Rating:** 4.8/5.0 **Total Reviews:** 65 #### How Do G2 Users Rate Atlar? - **Ease of Use:** 9.4/10 (Category avg: 8.9/10) - **Quality of Support:** 10.0/10 (Category avg: 8.7/10) #### Who Is the Company Behind Atlar? - **Seller:** [Atlar](https://www.g2.com/sellers/atlar) - **Company Website:** www.atlar.com - **Year Founded:** 2022 - **HQ Location:** Stockholm, Sweden - **Twitter:** @atlarhq 37 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=cf0a8181b475c5d4c42c83d7511f41ee99c39b3d90d0d4bea8cd2106e52b886a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fatlarhq%2F&secure%5Burl_type%5D=linkedin_company_website) 53 employees on LinkedIn® #### Who Uses This Product? - **Top Industries:** Financial Services, Computer Software - **Company Size:** 75% Medium, 23% Small #### What Do G2 Reviewers Say About Atlar? _AI-generated summary from verified user reviews_ ##### Pros - Users highlight the **exceptional customer support** from Atlar, noting quick and helpful responses to all queries. - Users find Atlar **easy to use** , appreciating its intuitive design and streamlined banking management capabilities. - Users praise Atlar for its **smooth implementation process** and excellent support, enhancing their overall experience and efficiency. - Users value the **easy integrations** of Atlar, enabling seamless connections with financial systems like NetSuite for enhanced efficiency. - Users appreciate Atlar's **intuitive design** , which enhances data interpretation and simplifies daily treasury tasks efficiently. ##### Cons - Users find Atlar to be **relatively expensive** , especially due to potential hidden costs and limited bank connections. - Users should be cautious of **extra charges** related to hidden costs for bank connections and implementation fees. - Users find that Atlar has **high fees** , especially with hidden costs when setting up automated bank connections. - Users note the **implementation issues** with Atlar, including onboarding delays and potential hidden costs from banks. - Users find that **improvement is needed** in onboarding banks and accessing more detailed insights directly in Atlar. #### What Are Recent G2 Reviews of Atlar? **["Clean, Intuitive, and Reliable—Purpose-Built Features That Deliver"](https://www.g2.com/survey_responses/atlar-review-12877846)** **Rating:** 5.0/5.0 stars _— Camilo G._ [Read full review](https://www.g2.com/survey_responses/atlar-review-12877846) **["Comprehensive Cash Visibility and Reporting Made Simple"](https://www.g2.com/survey_responses/atlar-review-11740156)** **Rating:** 5.0/5.0 stars _— Verified User in Financial Services_ [Read full review](https://www.g2.com/survey_responses/atlar-review-11740156) Spotlight Categories [Virtual Data Room Software](https://www.g2.com/categories/virtual-data-room-vdr) [Social Media Listening Tools](https://www.g2.com/categories/social-media-listening-tools) [Influencer Marketing Platforms](https://www.g2.com/categories/influencer-marketing-platforms) [Network Monitoring Software](https://www.g2.com/categories/network-monitoring) [Employee Engagement Software](https://www.g2.com/categories/employee-engagement) Similar Categories - [Order Management](/categories/order-management) - [Accounting](/categories/accounting) - [Accounting Practice Management](/categories/accounting-practice-management) - [Accounts Receivable](/categories/accounts-receivable) - [AP Automation](/categories/ap-automation) - [Billing](/categories/billing) - [Budgeting and Forecasting](/categories/budgeting-and-forecasting) - [Business Plan](/categories/business-plan) - [Cash Flow Management](/categories/cash-flow-management) - [Credit and Collections](/categories/credit-and-collections) - [Cross-border payments software](/categories/cross-border-payments-software) - [Deduction Management](/categories/deduction-management) - [Enterprise Payment](/categories/enterprise-payment) - [Equity Management](/categories/equity-management) - [Financial Analysis](/categories/financial-analysis) [Browse Treasury Management Systems Themes](/categories/treasury-management-systems/themes)