--- title: QuickBooks Payments Reviews meta\_title: 'QuickBooks Payments Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 52 reviews by the users' company size, role or industry to find out how QuickBooks Payments works for a business like yours. aggregate\_rating: rating\_value: 4.0 review\_count: 52 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Payment url: https://www.g2.com/categories/payment ---

# QuickBooks Payments Reviews & Product Details

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QuickBooks Payments is a comprehensive payment processing solution designed to streamline how businesses accept and manage payments.Integrated seamlessly with QuickBooks accounting software, it enables an all in one solution to accept various online and in person payment methods, including credit and debit cards, ACH bank transfers, Apple Pay®, PayPal, and Venmo. This integration ensures that all invoice, Tap to Pay, and card reader transactions are automatically recorded and reconciled, reducing manual data entry and minimizing errors. QuickBooks Payments provides seamless integration with QuickBooks accounting software, automatically syncing payment data with financial records. Offers flexible payment options including in-person, online, and mobile payments with competitive processing rates. Disclaimers: 1) Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For details about our money transmission licenses, or for Texas customers with complaints about our service, please visit https://www.intuit.com/legal/licenses/payment-licenses/. 2) Quickbooks Payments Disclaimer: QuickBooks Payments: QuickBooks Payments account subject to eligibility criteria, credit, and approval. Subscription to QuickBooks Online required. Not available in U.S. territories or outside the U.S. Key Features and Functionality: - Automated Invoicing: Create and send invoices that customers can pay online immediately. The system supports recurring invoices, payment reminders, and real-time tracking of invoice status. - Flexible Payment options: Businesses can accept payments in multiple ways—online with credit cards, debit cards, ACH, Apple Pay®, PayPal, and Venmo, and in-person using the QuickBooks mobile app through Tap to Pay\*\* and the card reader. (Disclaimer: \*\*Not available on Android devices). - Time saving automation: books update with every payment through QuickBooks.\* Reduce the time spent on matching by 60%.\*\* (Disclaimers: \*Automatic Matching: QuickBooks will only match bank deposits with transactions processed through QuickBooks Payments. Not all transactions are eligible.; \*\*Reduce time you spend matching payments by 60%: Calculation based on a comparison of total monthly QuickBooks Payments transactions with those that were automatically categorized.) - Competitive Rates: QuickBooks Payments offers transparent pricing with no setup costs or hidden fees. Transaction rates vary based on the payment method and processing type, ensuring businesses can choose the most cost-effective options. - Deposits on estimates: Lock in projects faster with instantly payable deposits. Simply send an estimate, and customers approve with a deposit. - Recurring payments: automate payments with a one time set up that charges customers on a set schedule. - Next day deposits\*: Eligible payments are deposited into the business’s bank account the next business day—or instantly for an extra 1.75% fee.\*\* (Disclaimers: \*Next-day Deposit: Next-day deposit feature subject to eligibility criteria. Payments processed before 3:00 PM PT typically arrive at your bank the next business day (excluding weekends and holidays). Deposit times may vary for other payment methods, third party delays or risk reviews.; \*\*Instant Deposit disclaimer: Instant Deposit: Additional 1.75% processing fee applies to payments not deposited into a QuickBooks Checking account. Deposits are typically sent within 30 minutes. Deposit times may vary due to third party delays.) - Chargeback Protection: The service provides automatic protection on credit and debit card disputes, covering up to $25,000 per year—$10,000 per dispute on card payments. Primary Value and Solutions Provided: QuickBooks Payments simplifies the payment process for businesses, enabling them to get paid faster and manage cash flow more effectively. By offering an all in one solution to accept online and in person payment methods and automating invoicing and reconciliation, it reduces administrative tasks and the potential for errors. The integration with QuickBooks accounting software ensures that all financial data is centralized, providing a clear and accurate financial picture. Additionally, features like chargeback protection and competitive rates offer businesses peace of mind and cost savings.

* * *

Product Website
QuickBooks Payments
Seller
[Intuit](https://www.g2.com/sellers/intuit)
Discussions
[QuickBooks Payments Community](https://www.g2.com/products/quickbooks-payments/discuss)
Solution Type

Best-of-Breed

Overview by
Lucy Leonard

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## Value at a Glance

Averages based on real user reviews.

### Time to Implement

2 months

[
View More Pricing Information
](https://www.g2.com/products/quickbooks-payments/pricing)

## QuickBooks Payments Integrations
(5)

What do users say about integrations?

Verified by QuickBooks Payments

[

 ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image")

Intuit QuickBooks

](https://www.g2.com/products/intuit-quickbooks/reviews)[

 ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image")

QuickBooks Desktop Enterprise

](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)[

 ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image")

QuickBooks GoPayment

](https://www.g2.com/products/quickbooks-gopayment/reviews)[

 ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image")

QuickBooks Online

](https://www.g2.com/products/quickbooks-online/reviews)[

 ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image")

Relay

](https://www.g2.com/products/relay-financial-relay/reviews)

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 ![Christine M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Christine M.")
CM

Christine M.

HR/OFFICE MANAGER

Small-Business (50 or fewer emp.)

7/21/2026

"Intuitively Easy to Use with Great Step-by-Step Confirmation"

5/5

What do you like best about QuickBooks Payments?

HOW INTUITIVELY EASY IT IS TO USE. FOR EXAMPLE, AFTER SELECTING THE VENDOR, I AM ABLE TO SELECT HOW TO PAY AND ENTER THE BANKING INFORMATION. INTUIT PROVIDES DETAILED STEPS AND CONFIRMATION OF WHAT I HAVE DONE SO THAT I FEEL CONFIDENT I DID EVERYTHING CORRECTLY. CONFIRMATION FOR EVERY STEP IS AWESOME! Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

WHAT I ABSOLUTELY HATE IS THAT I CANNOT DELETE ERRONEOUS BANKING INFO IF I HAVE SAVED IT WRONG! PLEASE ALLOW ME TO UPDATE IT. YES, I SELECTED THE UPDATE BUTTON, BUT IT WOULDN'T LET ME JUST DELETE IT WHEN I NEEDED TO JUST DO THAT. BEING ABLE TO JUST DELETE WHAT WAS ENTERED IS NECESSARY BECAUSE IT LEAVES THE USER VERY ANXIOUS ABOUT HOW TO REMOVE IT ALLTOGETHER WHEN THE ONLY OPTION IS TO SEND A REQUEST TO THE VENDOR TO DO IT ON THEIR END. THIS LEAVES THE INTUIT USER POWERLESS AND AGGRAVATED. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

THIS IS RESOLVING OUR ISSUE WHEN OUR ONLY OPTION WAS TO USE PAPER CHECKS THAT TAKE LONGER TO CREATE AND LONGER TO REACH THE CUSTOMER WITH RISKS OF LOST MAIL OR CHECKING FRAUD. THE VENDOR AND PAYER FEEL THE CONFIDENCE OF AVOIDING SUCH STRESSES! Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: Seller invite

 ![Lori A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lori A.")
LA

Lori A.

Founder

Small-Business (50 or fewer emp.)

7/13/2026

"All-in-One Payments That Integrate Seamlessly with QuickBooks"

4.5/5

What do you like best about QuickBooks Payments?

The ability to accept all types of payments, including credit and debit cards, ACH, digital wallets, PayPal, and Venmo. And has now added a Buy Now/Pay Later feature. I like that it integrates perfectly into my QuickBooks checking and accounting. It's intuitive and super easy to use. The AI tools that they have onboarded are also very helpful. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

I honestly can't think of anything I dislike about it. Perhaps the fees could be a bit lower. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

It is making a big difference in cash flow. In the past, our customers mailed a check. And since they are all over the country, sometimes it would take us 5 days to get a check. Not anymore. With QuickBooks Payments, we see a credit almost immediately. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: Seller invite

 ![Sven-Malte S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sven-Malte S.")
SS

Sven-Malte S.

Small-Business (50 or fewer emp.)

7/20/2026

"Universal Payment Solution, Needs Better Integration"

3.5/5

What do you like best about QuickBooks Payments?

I use QuickBooks Payments to raise invoices and collect money, and I appreciate that it's a pretty universal and flexible solution. It works for almost anybody who has a card, regardless of whether they have an account like PayPal or any other solution. This makes it a convenient option for me, and it's one of my preferred choices. Also, the setup was very easy. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

I find the fee for QuickBooks Payments to be similar to other card merchants and PayPal, which is quite standard, but the most frustrating part is the integration with QuickBooks itself. It doesn't make sense to me that it's not well-integrated. Payments coming into QuickBooks are not automatically categorized, which causes error messages. I have to manually categorize them and ensure there's no double accounting. This is something I would expect to be smooth and automatic, especially since it’s not a third-party system but from QuickBooks itself. Because of this failure, I'm increasingly using PayPal, especially since PayPal now supports ACH payments just like QuickBooks Payments. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

I use QuickBooks Payments to raise invoices and collect money. It's universal, so customers can use any card without needing accounts like PayPal. It's one of my preferred options for its convenience. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: Seller invite

 ![Mark J.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Mark J.")
MJ

Mark J.

Code Enforcement Officer

Small-Business (50 or fewer emp.)

4/20/2026

"Faster Invoice Payments with ACH or Card Options"

5/5

What do you like best about QuickBooks Payments?

Clients can pay directly from the invoice, which means faster payments overall. They can use ACH, card, etc., which also leads to quicker deposits and smoother service. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

QuickBooks Payments is convenient, but there are several drawbacks to be aware of. Processing fees can add up quickly, with card payments typically around 2.9% plus a transaction fee, and sometimes slightly higher for invoiced payments. For example, on a $5,600 invoice, you could lose around $160, which quietly eats into your profit margin. To manage this, it’s best to encourage ACH payments for invoices over $1,000 and reserve card payments for convenience. Deposit timing can also be an issue, as standard deposits take one to two business days and may take longer for new clients or larger transactions, which can impact payroll or scheduled obligations.

Additionally, QuickBooks may flag transactions for review, place holds on funds, or request documentation—often triggered by larger payments, new clients, or unusual activity—meaning you can do everything correctly and still experience delays.

Finally, reporting on fees is not always straightforward, as they are not immediately visible and often require digging through reports to fully understand the actual cost of processing payments. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

QuickBooks Payments solves one of the biggest problems in business: turning invoices into actual cash quickly and reliably. Instead of chasing clients for checks or waiting on manual payments, it allows customers to pay directly from the invoice using card or ACH, which removes friction and speeds up the payment process. This benefits you by improving cash flow, which is critical for covering payroll, managing weekly obligations like your MCA payments, and keeping operations running smoothly.

It also solves the problem of payment convenience and professionalism. Clients are more likely to pay on time when the process is simple and secure, and QuickBooks provides a polished, trusted interface that reflects well on your business. This builds confidence with clients—especially important for contracts, events, and financial institutions you work with.

Another key problem it solves is manual tracking and administrative work. Payments are automatically recorded, invoices are marked as paid, and everything syncs with your accounting system. This reduces errors, saves time, and keeps your books organized without extra effort.

Finally, it helps with consistency and accountability. With built-in reminders, payment records, and digital receipts, you have a clear paper trail for every transaction. That protects you in disputes and gives you better visibility into who has paid, who hasn’t, and when money is coming in. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: Seller invite

 ![Verified User in Glass, Ceramics & Concrete](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Glass, Ceramics & Concrete")
UG

Verified User in Glass, Ceramics & Concrete

Small-Business (50 or fewer emp.)

6/8/2026

"This software is piece of mind with my peace in mind."

5/5

What do you like best about QuickBooks Payments?

I use QuickBooks Payments for my invoices and getting paid for my job. It's flexible because it keeps me from having to go around collecting checks in person from clients I do work for. The initial setup was very easy, as simple as inputting some information and sending the ticket or money, whether through a credit card or whatever payment method is chosen. It's simple and saves me a lot of hassle. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

More than anything, I think the website is kinda hard to navigate. Things are a little all over the place. So that would be my biggest pet peeve if there were any at all. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

QuickBooks Payments keeps me from having to go around and collect checks in person from clients, saving me time and hassle. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerIncentivizedSource: Seller invite

 ![Kenan B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Kenan B.")
KB

Kenan B.

Co-Founder

Small-Business (50 or fewer emp.)

4/20/2026

"Streamlined Payments, Slow Support"

4.5/5

What do you like best about QuickBooks Payments?

QuickBooks Payments has been a great tool for my business. I enjoy how I can receive payments and pay subcontractors directly, and the setup for billing was easy, connecting directly to my business bank account. I appreciate the quick notifications of increased processing limits as my business grew. Invoicing is simple now with fields that are easy to follow, invoices sent directly to customers with payment terms included, automated reminders, and I'm included on invoices. I can see when invoices have been opened, when payment is initiated, and if anything is late. The process for paying subcontractors is efficient too. The initial setup was straightforward, following the prompts allowed me to set up fairly quickly. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Customer service is difficult. I am still waiting on a response that was supposed to come in 48 hours. It has been over 2 weeks and no one has reached out even via email even though I was promised that I would hear from someone. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

I use QuickBooks Payments for easy invoicing and subcontractor payments. It simplifies billing with direct bank connections, automated reminders, and allows me to track invoice status. As my business grows, processing limits increase quickly. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: Seller invite

 ![Jack W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jack W.")
JW

Jack W.

Small-Business (50 or fewer emp.)

4/15/2026

"Great for Finances, Needs Interface Improvements"

4.5/5

What do you like best about QuickBooks Payments?

I like how QuickBooks Payments helps us keep up with everything financial for our business. I appreciate receiving an email about payments coming in, which helps with tracking. I find it helpful that we can reconcile each month with our bank statement. It makes managing invoicing and payments easier and keeps track of things well. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

Maybe not combining my deposits. I always have to figure out who they were from with emails and add up so it matches the deposit. I also liked how it used to tell who the deposit was from. I really liked the setup from before instead of the new way. You get used to things and then they change, assuming they're better but I like the setup before. Software isn't user friendly for a small business. It was a LOT to learn. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

I keep up with invoicing and payments, matching receipts to costs. I like getting emails about incoming payments, reconciling monthly with bank statements, and keeping up with our business finances. Review collected by and hosted on G2.com.

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Validated ReviewerSource: Organic

 ![Laura W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Laura W.")
LW

Laura W.

Small-Business (50 or fewer emp.)

4/14/2026

"User-Friendly with Customizable Invoicing, Needs Better Receipting"

4.5/5

What do you like best about QuickBooks Payments?

I like the easy interface itemization and how you can store items in your inventory that then quickly appear on your invoices. I like how estimates can be turned into invoices. And I also really like that QuickBooks Payments collects all that data for my sales tax. The initial setup was pretty easy. I was able to do it on my own, without any online assistance. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

I'd like for there to be a clear option to charge credit card fees to the customer. I would also like customers to be sent a detailed receipt when their transaction is done so that they can see their cost breakdown. As I have a lot of customers approach me afterwards and ask for one. And when I go into the system, it's not a very detailed receipt that I can give them either. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

QuickBooks Payments solves the need for diverse checkout options like ACH, credit cards, and PayPal. I like its easy interface, how it itemizes inventory on invoices, turns estimates into invoices, and collects sales tax data. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: Seller invite

 ![Gary D.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gary D.")
GD

Gary D.

Small-Business (50 or fewer emp.)

7/20/2026

"Effortless Invoicing for Small Businesses"

5/5

What do you like best about QuickBooks Payments?

I like that QuickBooks Payments has been simple and easy to use. It streamlines the invoicing process, making it much easier to track invoices. The initial setup was very easy for me, which means a lot since I'm not the most tech-savvy. I think it's cost-effective, and the tracking is very good. The ease of syncing with my bank is very simple, and I appreciate that. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

NOthing...It's great! Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

I find that QuickBooks Payments simplifies invoicing and billing, making it easy for me to track invoices. It streamlines my workflows for monetary tasks, offering a simple, user-friendly experience. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: Seller invite

 ![Delante L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Delante L.")
DL

Delante L.

Senior ServiceNow Developer &amp; Consultant

Mid-Market (51-1000 emp.)

3/30/2026

"Solid Integration, Watch Out for Price Increases"

3.5/5

What do you like best about QuickBooks Payments?

I appreciate the ability to connect multiple bank accounts with QuickBooks Payments, making it easier to organize all my business transactions and see everything in one place. The integration with HubSpot is also valuable, allowing me to keep track of CRM-related activities like who's paying and customer interactions on our website. I like that it helps in providing seamless information to my tax accountant, especially regarding the P&L and mileage tracking, which is regularly updated. The setup was pretty easy too, especially when it came to integrating with bank accounts. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Payments?

I don't like the fact that the cost is increasing while keeping the same features. Also, the mileage tracker sometimes hangs up and shuts down. There have been times when I was traveling for business, thinking it was running, only to find out later that it wasn't, and I wasn't getting those mileage tracked. Keeping uptime is something that needs to be improved too, especially with the mileage tracker. Review collected by and hosted on G2.com.

What problems is QuickBooks Payments solving and how is that benefiting you?

QuickBooks Payments lets me organize business transactions, distinguishing them from personal spending. It gives me a clear view of all business bank accounts in one place and helps my tax accountant access financial info easily. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: Seller invite

## Pricing Insights

Averages based on real user reviews.

### Time to Implement

2 months

### Return on Investment

12 months

### Perceived Cost

$$$$$

[
View More Pricing Information
](https://www.g2.com/products/quickbooks-payments/pricing)

QuickBooks Payments Comparisons

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##### 
##### QuickBooks Payments Features

Payment Processing

Encryption

Credit Card Processing

Mobile Payments

Administration

Reporting & Analytics

Processing Fees

POS Integration

Payment Options

Self Service Portal

Security

POS Verification

[
View More Features
](https://www.g2.com/products/quickbooks-payments/features)

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