QuickBooks Capital Reviews (45)

Reviews

QuickBooks Capital Reviews (45)

4.5
45 reviews

What do users say?

Generated using AI from real user reviews
Users consistently praise the ease of use and fast access to capital provided by QuickBooks Capital, making it a reliable choice for managing business finances. The seamless integration with existing QuickBooks accounts simplifies tracking and repayment, enhancing overall financial management. However, some users note concerns about high interest rates and limited loan options for larger needs.
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Andy B.
AB
Andy B.
Owner
Small-Business (50 or fewer emp.)
"QuickBooks Capital Makes Funding Fast, Easy, and Automatic!"
5/5
What do you like best about QuickBooks Capital?

What I like about QuickBooks Capital has been how easy it is to apply - they already have my info (as we are QB users for our small business). I've been able to get the capital I need at a good rate and it's just all automatic. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

I have not experienced any downsides to QB Capital. So far, so good. Each screen has all my information correct and I just update a few things. Very easy. Review collected by and hosted on G2.com.

Verified User in Business Supplies and Equipment
AB
Verified User in Business Supplies and Equipment
Small-Business (50 or fewer emp.)
"Fast, Document-Free Business Loans with QB Capital"
5/5
What do you like best about QuickBooks Capital?

I really like how easy the approval process is: no documents, just a few questions, and BAM!! You’ve got a business loan to help you build and expand your business. Funds are transferred directly to your account in as little as 24 hrs. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

So far, I have only good things to say about QB Capital. They’ve been a great partner, and my experience with them has been very positive. Review collected by and hosted on G2.com.

RB
Richard B.
Small-Business (50 or fewer emp.)
"Effortless Capital Access with Seamless Accounting Integration"
5/5
What do you like best about QuickBooks Capital?

I like that QuickBooks Capital is connected to my QuickBooks, which I use for my accounting services. The ease of use is great, and it's very fast. I think their terms have been very fair as well. They have been wonderful to work with, super easy, and quick. If I've ever had a question, they're very accessible to reach. I appreciate the integration they have with my payroll service, which makes my bookkeeping more cost-effective and actually more accurate. It's super easy to set up and use. QuickBooks' reputation is outstanding, and I can trust in the quality that I'm going to receive. I think they do a great job for lending purposes. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

Nothing Review collected by and hosted on G2.com.

Michael H.
MH
Michael H.
Small-Business (50 or fewer emp.)
"Flexible, Generous, and Startup-Friendly"
5/5
What do you like best about QuickBooks Capital?

I use QuickBooks Capital for working capital for my business. I like that they are flexible on qualifications and generous on the amounts they provide. The easy and affordable term loans and lines of credit are perfect for new businesses like mine. Capital from QuickBooks Capital helps to ease cash flow when clients' payment terms slow revenue. Being able to pull from a Line of Credit is extremely helpful to close gaps. The repayment is automatic, which makes it easy, so I don't have another thing to manage, and I can see it all in my QuickBooks software. They constantly evaluate your Line of Credit for increases without request, extending LOCs that increase with review is great. The autopay feature and alerts about payments added value not only in the capital available but also in time saved. QuickBooks Capital invited me to apply for my initial capital loan, making the initial setup very easy. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

I would love to be able to consolidate repayment of LOC draws. If you have to take smaller increments of funds, they are all repaid separately which is more interest. It would be helpful if after the latest draw has been repaid for 2 months, an option to consolidate all outstanding LOC draw payments into a single larger payment. Review collected by and hosted on G2.com.

Verified User
G
Verified User
Small-Business (50 or fewer emp.)
"Convenient, Fast Access to Funds; But Pricey Interest Rates"
5/5
What do you like best about QuickBooks Capital?

I like that QuickBooks Capital provides an easy but safe and effective way to withdraw and pay off, allowing me to see where I'm at and know what to expect. The ability to access funds immediately on my online account, especially when I'm out of town or out of the office, makes it very convenient. I also find the initial setup extremely easy, and I appreciate being able to receive business funding immediately. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

The interest rate could be lower and if you pay it off early, I don’t think you should have to pay the extra interest. Review collected by and hosted on G2.com.

Verified User in Consulting
AC
Verified User in Consulting
Small-Business (50 or fewer emp.)
"Real-Time Funding and a Dashboard That Keeps me in the know"
5/5
What do you like best about QuickBooks Capital?

Funds are provided real-time when I need them without a complicated review process. This enables my business to maintain a steady cash flow throughout the month. Also, the dashboard provides status at a glance for all of my open loans. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

I recently applied for a new term loan after paying off a $20k loan on time and with no late or missed payments. I received a notice that I was pre-qualified for a new term loan of up to $30k but when I applied and received an offer, it was only for $1,500. Disappointing and not sure why but this seemed like a bait and switch. Review collected by and hosted on G2.com.

Jennifer H.
JH
Jennifer H.
CEO
Small-Business (50 or fewer emp.)
"Quick, Easy Funding with Seamless QuickBooks Loan Tracking"
5/5
What do you like best about QuickBooks Capital?

Quick and easy application process. Fast funding. Reasonable rates. The payments are automatically drafted with good email reminders. The lending app in QuickBooks makes it easy to see what loans are active, payment amounts, and pay off balances. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

I have not found anything I dislike. Maybe even lower rates? Everyone wants that! Review collected by and hosted on G2.com.

MF
mforman@duplim.com F.
Small-Business (50 or fewer emp.)
"Effortless Fund Requests and Cash Flow Management"
5/5
What do you like best about QuickBooks Capital?

I really like how very easy it is to request funds and repay with QuickBooks Capital. As a small company, I appreciate that I don't have to spend a long time on these tasks, which allows me to focus on other important activities. The initial setup was also very easy. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

I really can't think of anything. Review collected by and hosted on G2.com.

Verified User in Hospital & Health Care
AH
Verified User in Hospital & Health Care
Mid-Market (51-1000 emp.)
"QuickBooks Capital Makes Getting Extra Cash for Payroll and AP Super Easy"
5/5
What do you like best about QuickBooks Capital?

Having access to QuickBooks Capital in your QuickBooks app is super easy - when you need a little extra cash for Payroll or AP you just pull it up and take what you need. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

I guess the only think I would say about it is that it would be nice to have them review you every 90 days for additional credit limits. Review collected by and hosted on G2.com.

Marcelo C.
MC
Marcelo C.
Procurement Support Specialist
Small-Business (50 or fewer emp.)
"Quick and Facilitator, But the Cost is High"
5/5
What do you like best about QuickBooks Capital?

I like the ease of obtaining money within 24 hours and that it does not impact my credit report when they require my social security number. I don't have to go to the bank because QuickBooks Capital already knows the movement of my company and my account statements. Review collected by and hosted on G2.com.

What do you dislike about QuickBooks Capital?

What affects me the most is the high interest rate. We are talking about 30 to 34 percent annually, which is high. I think in my case the principal should be adjusted to values below 20 percent for this type of loan. Review collected by and hosted on G2.com.