Proof IT Insurance Core Platform: Transforming insurance operations with one intelligent system. Proof IT provides a unified, cloud-ready Insurance Core Platform — a fully web-based system that digitizes every step of the insurance process, from customer onboarding to claim pay-out. With more than 20 years of insurance technology experience, the platform combines modular flexibility, AI-driven automation, and regulatory adaptability, empowering insurers to scale faster, reduce manual work, and deliver superior customer experiences. Why Proof IT One platform to manage every core insurance process — policy, claims, accounting, reporting, and partners, with more than 20 specialized modules designed to support every aspect of an insurance company’s operations. Web-based and accessible from any browser — no installation required. Built for all stakeholders: insurers, brokers, partners, TPAs, repair shops, and medical providers — all connected in one secure ecosystem. External users (e.g., claim assessors or doctors) can safely submit documents via one-time secure links. Fully configurable, compliant, and future-ready — supporting fast adaptation to local markets and regulations. Built for All Lines of Insurance Proof IT supports all major insurance lines — both retail and B2B corporate — in one unified environment: Health Insurance (HALS) – individual and group health products with integration to medical providers. • Motor Insurance – including MTPL (Motor Third-Party Liability) and CASCO (CALS) for private, commercial, and fleet vehicles. • Property & Casualty (P&C / PNC) – residential, commercial, and industrial risks. • Third-Party / General Liability (NTPL / TPL) – corporate, professional, and public liability. • Travel, Personal Accident & Assistance – flexible programs with modular benefits. • Specialty & B2B Lines – agriculture, construction (CAR/EAR), marine, cargo, cyber, and large corporate programs. All lines operate within the same digital core — with shared business logic, automation, and integrated financial control. AI-Driven Automation The platform’s built-in AI components optimize and accelerate daily operations: • Document & Image Recognition – automatically reads PDFs, forms, and scanned files to prefill data fields. • Voice Transcription & Insights – converts voice to text and identifies actionable items or client intents. • Smart Communication – detects missing documents and triggers automated follow-ups. Core Business Areas 1. Customer & Partner Management • Unified CRM for clients and organizations with full contact history and GDPR compliance. • Sanctions screening, related parties, and profitability tracking. • Broker and agent management with automated commissions, invoicing, and limit control. 2. Product & Policy Management • Universal product engine for all insurance types — from health to motor. • Hierarchical product structure with risks, covers, and attributes. • Real-time adjustments and advanced premium calculations. • Full policy lifecycle automation: proposal → issuance → renewal → amendment → cancellation. • Supports individual, group, fleet, and portfolio-based policies with automated approvals. 3. Claims & Recovery • End-to-end claims journey: FNOL, assessment, calculation, communication, and payment. • Automated recognition, validation, and settlement. • Integration with experts, garages, and TPAs. • Recovery and recourse management with payment schedules and reminders. • Litigation tracking directly linked to claims and policies. 4. Finance, Accounting & Risk Management • Automated accounting entries and full general ledger integration. • Reserve and regulatory reporting (UPR, DAC, RBNS) with complete audit trail. • Automated billing, recurring payments, and e-invoicing. • Payment reconciliation, cash desk, and bank integrations (ISO 20022, APIs). • Automated VAT and policy-related tax management. • Reinsurance – flexible agreement setup and settlements integrated with accounting. • Seamless compliance with local financial and regulatory requirements. 5. Communication & Operations • Centralized inbox for all communication channels — email, SMS, WhatsApp, and portals. • Dynamic templates with automatic language detection. • Unified task dashboard with smart routing and prioritization. • Integration with banks, registers, sanction lists, and medical systems. • Ready for rapid deployment and localization in new markets. 6. Reporting & Analytics • Real-time for operational and performance monitoring. • Data Warehouse (DWH) and Business Intelligence (BI) integrations. • IFRS 17-compatible reporting structures and automated exports. Security & Quality • Proof IT is certified to the highest international standards: • ISO 27001 – Information Security Management • ISO 9001 – Quality Management Every user action is logged, all data is encrypted, and 2FA authentication (Azure, Google, Smart ID) ensures top-level protection. In Summary Proof IT Insurance Core Platform unites everything an insurance company needs — CRM, products, policies, claims, accounting, and AI — into one intelligent ecosystem. Flexible, secure, and ready for the future — it’s the digital foundation for insurers who want to grow faster and smarter.