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4. [Pre-Approval Of One Discussions](https://www.g2.com/products/pre-approval-of-one/discuss)

[
 ![Pre-Approval Of One](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ad107be32cb44828b06607ec493460ff/pre-approval-of-one.png "Pre-Approval Of One")
](/products/pre-approval-of-one/reviews)

# Pre-Approval Of One Discussions

Pre-Approval of One allows consumers to initiate an application for credit with no impact to their credit score (soft-inquiry). Lender evaluates applicant’s creditworthiness and offers a commitment to lend, subject only to collateral requirements or conditions. A hard inquiry will be posted if the consumer moves forward with taking the pre-approved offer and meets the conditional credit requirements. Benefits: - Help Reduce Consumer Abandonment - Create a single, low-friction experience for credit seekers as well as credit applicants - Streamline the PII Ingest Process - Help boost take rates by collecting all the information that you need to underwrite the consumer at the time of ingest - Increase Stickiness - Establish consumer expectations and acknowledging they are valued by reducing their time commitment in the application process

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