---
title: Pluto Reviews
meta_title: 'Pluto Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 507 reviews by the users' company size, role or industry
  to find out how Pluto works for a business like yours.
aggregate_rating:
  rating_value: 4.6
  review_count: 507
  scale: '5'
date_modified: '2026-07-17'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---

# Pluto Reviews
**Vendor:** Pluto Card  
**Category:** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)  
**Average Rating:** 4.6/5.0  
**Total Reviews:** 507
## About Pluto
Pluto is the most comprehensive &amp; powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash &amp; account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto&#39;s enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company&#39;s spending.



## Pluto Pros & Cons
**What users like:**

- Users praise Pluto for its **ease of use** , benefiting from intuitive features that simplify expense management and save time. (54 reviews)
- Users find Pluto&#39;s **time-saving features** essential for simplifying expense management and streamlining financial processes. (31 reviews)
- Users value the **streamlined expense approvals** and real-time analytics of Pluto, enhancing transparency and efficiency in spending. (29 reviews)
- Users commend Pluto&#39;s **exceptional customer support** , making onboarding and usage seamless despite varying user backgrounds. (24 reviews)
- Users value the **real-time visibility and control** of Pluto, streamlining expense management and enhancing team efficiency. (23 reviews)
- Users value the **convenience** of Pluto for easy expense tracking and management, enhancing productivity and efficiency. (22 reviews)
- Users value the **time-saving features** of Pluto, enjoying effortless receipt uploads and smooth management of expenses. (22 reviews)
- Users find Pluto&#39;s **intuitive interface** extremely user-friendly, facilitating quick onboarding and enhancing overall efficiency. (21 reviews)
- Easy Upload (20 reviews)
- Users value the **tracking ease** of Pluto, streamlining transaction imports and enhancing data reconciliation efficiency. (18 reviews)

**What users dislike:**

- Users report **card issues** such as declined payments and slow refunds, impacting their overall experience with Pluto. (12 reviews)
- Users face **payment issues** with transactions being rejected, no online payments, and delays in receipt uploads. (8 reviews)
- Users often face **approval issues** with Pluto, complicating international transaction management and causing frustration in the process. (7 reviews)
- Users experience **delays** in processing transactions and refunds, impacting their satisfaction with Pluto&#39;s service. (5 reviews)
- Users find the **limited customization options** in Pluto restrict their ability to tailor the product to their needs. (5 reviews)
- Users find Pluto has **limited options** for advanced analytics and customization, making it challenging for complex workflows. (5 reviews)
- Slow Loading (5 reviews)
- Integration Issues (4 reviews)
- Lack of Integration (4 reviews)
- Users find Pluto lacking in **essential features** , such as credit card capabilities and sufficient customization options for approvals. (4 reviews)

## Pluto Reviews
  ### 1. Easy to use and great benefits

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Maritime | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 12, 2025

**What do you like best about Pluto?**

Easy to upload receipts through Whatsapp, without the need to log in to the application every single time. Good Mastercard benefits too.

**What do you dislike about Pluto?**

Faced some issues with my card being declined despite enough funds in the account. But the card was replaced swiftly.

**What problems is Pluto solving and how is that benefiting you?**

Pluto has eliminated the need to requisition for cash for daily company expenses amongst management as well as the need to submit bills and invoices at the end of each expense cycle to get reimbursements.

  ### 2. No more cash

**Rating:** 5.0/5.0 stars

**Reviewed by:** Atif P. | Operations Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 30, 2025

**What do you like best about Pluto?**

Empowered me with avoid cash in for office transaction.

**What do you dislike about Pluto?**

I will love if ot get connected with more banks, as if cash is required we need to look for specific cash machines.

**What problems is Pluto solving and how is that benefiting you?**

I have removed the bottle neck where every morning site staff has to wait for cash to be replenish, now they have card with weekly or monthly limits.

  ### 3. The Easiest way for a Reimbursement

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 03, 2025

**What do you like best about Pluto?**

I’ve been using Pluto Reimbursement for the past few months, and I have to say, it’s really transformed how I handle work-related expenses. If you’re tired of sorting through paper receipts or losing track of your reimbursements, this app is definitely worth checking out.

**What do you dislike about Pluto?**

First off, the user interface is super clean and easy to navigate. It doesn’t take a lot of time to figure out how to submit expenses, and I love how intuitive it feels. The app lets you snap pictures of receipts directly through your phone, and it automatically captures key details like the vendor name, amount, and date. That’s a big time-saver!

**What problems is Pluto solving and how is that benefiting you?**

The speed of reimbursements. I’ve noticed that my reimbursements have been processed faster than usual. What used to take days (sometimes even weeks) now happens within a day or two. Plus, the app gives you live updates on the status of your claims, so you’re never left in the dark.

  ### 4. Flawless Transactions

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ruman S. | Senior Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 05, 2024

**What do you like best about Pluto?**

There are multiple things which I like, but the most important is to have memo related to the expenses.

**What do you dislike about Pluto?**

Nothing to dislike, I am very much satisfied

**What problems is Pluto solving and how is that benefiting you?**

Tracking all the expenses and especially no need to have a petty cash and imprest system operating manually

  ### 5. Great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Federico  B. | Culinary brand ambassador, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 20, 2025

**What do you like best about Pluto?**

Transaction automatically checked and WhatsApp conversation

**What do you dislike about Pluto?**

Matching payments and receipt is being hard

**What problems is Pluto solving and how is that benefiting you?**

Payments

  ### 6. Great Product

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 03, 2025

**What do you like best about Pluto?**

Pluto is great for expense management for any SME and office. I specially use pluto for tracking my online expenses and for my clients. By helping me create multiple cards I can assign allocate maximum spend on that card along with that card able to spend on that specific app or segment.

**What do you dislike about Pluto?**

For me currently is the load time of the amount that is sent from my bank to the Pluto account. It would be great if it was instantly. Another is the amount that can be loaded to each individual cards that I have created.

**What problems is Pluto solving and how is that benefiting you?**

Pluto is helping me to manage my spend for my clients and helping me with cashback that they provide.

  ### 7. Great Start and super easy

**Rating:** 4.0/5.0 stars

**Reviewed by:** Varun M. | Operations Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 04, 2025

**What do you like best about Pluto?**

The approval workflows are smooth, so there’s no waiting around for approvals. Plus, issuing virtual and physical cards is quick and hassle-free, which is a huge plus for team spending!

**What do you dislike about Pluto?**

Nothing yet. Its early into our experiment with pluto. As of now all good

**What problems is Pluto solving and how is that benefiting you?**

Pluto is solving the hassle of manual expense tracking, slow approvals, and messy reconciliations. With real-time expense tracking and automated categorization, there’s no need to chase receipts or spend hours on reports.

  ### 8. Amazing

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sunil U. | Managing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 12, 2025

**What do you like best about Pluto?**

Service is very good and recieved the same. Also the application seems good

**What do you dislike about Pluto?**

Nothing as i have just started using it.. will update later

**What problems is Pluto solving and how is that benefiting you?**

Petty Cash

  ### 9. Easy expense management

**Rating:** 4.0/5.0 stars

**Reviewed by:** Rahul G. | Events Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 26, 2025

**What do you like best about Pluto?**

It's very easy to manage my expenses and get my budget with ease.

**What do you dislike about Pluto?**

Needs to be more user friendly and the sections needs to be more clear.

**What problems is Pluto solving and how is that benefiting you?**

The management of my expenses have a more clear picture now

  ### 10. Fast service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Juzar G. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 02, 2024

**What do you like best about Pluto?**

Fast service and Support. Well designed platform

**What do you dislike about Pluto?**

Nothing as such now. Its been only few months

**What problems is Pluto solving and how is that benefiting you?**

Keeping the track of expenses

  ### 11. Wonderful experience with Pluto card

**Rating:** 4.0/5.0 stars

**Reviewed by:** Athiban A. | Specialist - Procurement, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2025

**What do you like best about Pluto?**

Pluto is simple and user friendly. well suitable for grown organization

**What do you dislike about Pluto?**

Some times while login. server error will be happening. It's rare not that usual. but it should be considered.

**What problems is Pluto solving and how is that benefiting you?**

Pluto is an alternative option for a credit card. it simplify the organization documentation works.

  ### 12. Best Petty Cash Tool for My Clients and the Best Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dexter D. | Managing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 30, 2024

**What do you like best about Pluto?**

Pluto has automated our petty cash and expense disbursement management and control. It is very easy to use. Automatically integrate with our accounting software Xero. We are so happy that we are recommending the same to our clients to fix their long-time issue of Expense Internal control and Management. Sidhat was amazing in smoothly bringing ours and the client's team on board. He is always present when we need him during the on boarding.

**What do you dislike about Pluto?**

Cannot top up using a Debit Card instantly.

**What problems is Pluto solving and how is that benefiting you?**

I dont need to share our company bank debit card to our employee without any control as to their withdrawal.
We remove excel in our petty cash reporting.
Centralized our petty cash bills

  ### 13. Easy to use ,Manageable ,best expense tracking

**Rating:** 5.0/5.0 stars

**Reviewed by:** Khaled A. | Operations Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** January 21, 2025

**What do you like best about Pluto?**

Easy to Use and pay online 
easy to upload and track the recepit 
manage the daily and monthly expense
manage the Cost of the goods
easy top up

**What do you dislike about Pluto?**

the user cant see the available balance only the main user can see it 
add more attachment

**What problems is Pluto solving and how is that benefiting you?**

avoid using any personal card or bank account
reduse the petty cash process 
manage the daily expense

  ### 14. Good and easy to use

**Rating:** 2.5/5.0 stars

**Reviewed by:** Khursheed A. | Public Relations Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 04, 2025

**What do you like best about Pluto?**

App is easy to use and very simple and easy

**What do you dislike about Pluto?**

Noting but more benefits would be better

**What problems is Pluto solving and how is that benefiting you?**

It’s is easy to track all the company expenses and makes it very convenient

  ### 15. Awesome

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jacob  A. | Business Development Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 19, 2025

**What do you like best about Pluto?**

Simple to track expenses, usage and user friendly.

**What do you dislike about Pluto?**

A different physical and virtual card makes it unnecessary requirement.

**What problems is Pluto solving and how is that benefiting you?**

Earlier it was hard to track invoices as the keep the physical copies and entering them into system was time consuming.

  ### 16. The Best Expense Monitoring Platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Maricris G. | HR & FINANCE ADMIN, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 24, 2024

**What do you like best about Pluto?**

What I like best about Pluto is its straightforwardness and user-friendly design. It’s specifically tailored for managing expenses, which makes tracking and organizing financial information effortless. The simplicity of the platform allows users to focus on their spending without being overwhelmed by unnecessary features. Overall, Pluto effectively meets the needs of users looking for an efficient expense management solution. So far, for me, if it focuses solely on tracking expenses, there won't be any downsides. This specialization ensures that it delivers a streamlined and efficient experience, allowing users to manage their expenses without the distraction of unnecessary features. It’s great for anyone looking for a dedicated tool for expense management.

**What do you dislike about Pluto?**

What I dislike about Pluto? Honestly, I don't have any features that I dislike. So far, my experience has been really positive, and everything seems to be working well for me.

**What problems is Pluto solving and how is that benefiting you?**

As an admin, managing petty cash has always been a bit challenging for me, especially since most purchases are made online now and I don't have physical receipts to keep track of. However, the online system makes everything much more transparent, as the receipts are all accessible digitally. Additionally, requesting fund replenishments is a straightforward process, which adds to the convenience!

  ### 17. Great solution for the beginner company

**Rating:** 3.5/5.0 stars

**Reviewed by:** Youssef A. | Legal Advisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 26, 2025

**What do you like best about Pluto?**

Support the beginner company To improve the business 
And the most great thing given service without fees

**What do you dislike about Pluto?**

Nothing 
Small advice to open cooperation bank’s account or to create bank’s solution apps to be connected with pluto

**What problems is Pluto solving and how is that benefiting you?**

To connect pluto with company bank account

  ### 18. Satisfied

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arun K. | Pilot, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2024

**What do you like best about Pluto?**

user friendly and easy to manage the transactions

**What do you dislike about Pluto?**

Physical card need to more improve it’s better

**What problems is Pluto solving and how is that benefiting you?**

tap to pay for small transaction

  ### 19. Very smooth onboaring process and Sarah who handled our application was extremely helpful

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jo  D. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 30, 2025

**What do you like best about Pluto?**

Less worry about scattered payments which wasn't the case earlier.

**What do you dislike about Pluto?**

Could not really think of one yet. idk yet

**What problems is Pluto solving and how is that benefiting you?**

No more scattered bills or fragmented payments from different cards.

  ### 20. Pluto Benefits.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 21, 2024

**What do you like best about Pluto?**

Its amazing to have pluto for my business purpose use. Easy to access well protected in security terms.

**What do you dislike about Pluto?**

Statements can only be downloaded monthly.

**What problems is Pluto solving and how is that benefiting you?**

In Pluto it is easy to keep a track of all the transcations.
Easy to use.
Crystal Clear in tracking the invoices.

  ### 21. Very good expense management tool

**Rating:** 5.0/5.0 stars

**Reviewed by:** Vishaka  B. | VP Sales, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 22, 2024

**What do you like best about Pluto?**

The fact that I can make expenses on behalf of the company and upload bills is just the best

**What do you dislike about Pluto?**

At this point as a new user, I have found a category that I dislike yet

**What problems is Pluto solving and how is that benefiting you?**

Making a reimbursement sheet. I used to hate making one

  ### 22. Rembursiments, Bills, and Zero headaches!

**Rating:** 5.0/5.0 stars

**Reviewed by:** mahmoud a. | Application Support Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 02, 2025

**What do you like best about Pluto?**

Pluto is an all-in-one app for reimbursements—submit, approve, and get reimbursed. And guess what? That’s not its only use! You can also use it to pay your bills. Once you try it, you'll want to use it every single time. I highly recommend Pluto to both service providers and users.

**What do you dislike about Pluto?**

Previously, we were unable to connect the Pluto card to Apple Pay, but now they’ve got us covered.

**What problems is Pluto solving and how is that benefiting you?**

Having all reimbursements and bills in one place.

  ### 23. pluto review

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 14, 2024

**What do you like best about Pluto?**

SUPER FAST AND EASY. GOOD FEATURES, NEW TECHNOLOGY

**What do you dislike about Pluto?**

vendor creation is only done by admin. need to change

**What problems is Pluto solving and how is that benefiting you?**

no need to use differnt differnt bank cards.

  ### 24. Very reliable and easy to know the process

**Rating:** 5.0/5.0 stars

**Reviewed by:** Noar O. | Logistic Supervisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2025

**What do you like best about Pluto?**

Easy to know the process and easy to upload the documents

**What do you dislike about Pluto?**

no dislike for pluto. everything is arrange and perfectly assist by generated ai.

**What problems is Pluto solving and how is that benefiting you?**

Can easy track down the billings and receipt documents.

  ### 25. Nice Corporate Expense Managment System

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Real Estate | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 18, 2025

**What do you like best about Pluto?**

Corporate Cards, 
Receipt documentation using whats-app
control over team limits

**What do you dislike about Pluto?**

lengthy on-boarding process it requires so many documents

**What problems is Pluto solving and how is that benefiting you?**

petty cash management

  ### 26. Easy to use and process expenses through

**Rating:** 5.0/5.0 stars

**Reviewed by:** Fahim A. | Cloud Accounting Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 04, 2025

**What do you like best about Pluto?**

Whatsapp integration makes it so easy to submit expenses straight away

**What do you dislike about Pluto?**

Not much i dislike about pluto, it does what it says, would be nice if you could send otps to a phone number rather than an email

**What problems is Pluto solving and how is that benefiting you?**

out of pocket expenses

  ### 27. Pluto is really a nice tool to manage your corporate/business expenses.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Shajeer A. | Business Development Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 28, 2024

**What do you like best about Pluto?**

The receipt upload via Whatsapp feature.

My company implemented this tool one year ago. Since then I am loving it's features. It easy to upload the receipt and the AI reads the receipt and attach it to corresponding transaction.  I really liked this feature. Great tool.

**What do you dislike about Pluto?**

You need OTP to login the app every time.

**What problems is Pluto solving and how is that benefiting you?**

You don't need to prepare an expense statement end of every month with lot of recepts and stuff.

  ### 28. Simply the best

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 14, 2024

**What do you like best about Pluto?**

*Easy Use
*Quick customer support
*Easy Implementtaion
*Ease integartion
*Whatsapp enabled service

**What do you dislike about Pluto?**

Most of the features are very easy there is no much dislike anout pluto

**What problems is Pluto solving and how is that benefiting you?**

It is very easy to submit reimbursement

  ### 29. Amazing user interface

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 28, 2024

**What do you like best about Pluto?**

It's helped me steamline all petty cash requirements, I love that I can upload directly via whatsapp, this makes it accessible on the go.

**What do you dislike about Pluto?**

I'm unable to delete uploaded recepits sometimes.

**What problems is Pluto solving and how is that benefiting you?**

Less paper work and its easier to manage on one platform

  ### 30. USING FOR COMPANY ITS VERY CONVENIENT TO PROCESS IN DIFF LEVELS

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Broadcast Media | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 10, 2025

**What do you like best about Pluto?**

COMBINATION OF CREDIT CARD AND CORPORATE DOCUMENTATION

**What do you dislike about Pluto?**

UPLOADING DOCUMENTS THROUGH WEB PORTAL, NOT POSSIBLE ON PHONE

**What problems is Pluto solving and how is that benefiting you?**

Combination of spend and corporate reporting

  ### 31. Pluto Card: A Game-Changer for Budget-Conscious Travelers

**Rating:** 4.0/5.0 stars

**Reviewed by:** Asif M. | Finance Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** October 11, 2024

**What do you like best about Pluto?**

I have been using the Pluto Card  and app for a some time now, and it's been an absolute lifesaver. The ability to easily track spending and set spending limits has given so much peace of mind. I love that I can use it anywhere, from restaurants to hotels, without worrying about exchange rates or hidden fees. The cashback rewards are an added bonus!

The app is user-friendly and intuitive, making it easy to manage my finances on the go. I highly recommend the Pluto Card to anyone looking for a convenient and affordable way to manage their travel expenses.

**What do you dislike about Pluto?**

Interface of app can be more enhanced by showing interactive charts

**What problems is Pluto solving and how is that benefiting you?**

Ease of use and convenience of use

  ### 32. Great solution for all sizes of businesses when it comes to Pettit cash management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mazen M. | Operations manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 10, 2025

**What do you like best about Pluto?**

- Diverse plans to diifrent company needs, which make the platform feasabile and usable for all company sizes.
- Great & Easy UI.
- Great and Patient support from Sidhant who easily understood & digested the needs of my bussines operations and gave us the best reccomendations to an effecient operations.

**What do you dislike about Pluto?**

Non, is it gave me a standalone unique solution for a very niche proplem that I faced.

**What problems is Pluto solving and how is that benefiting you?**

Pettit cash & Procurement management.

  ### 33. Pluto has completely transformed the way we manage our corporate expenses

**Rating:** 0.0/5.0 stars

**Reviewed by:** Sabarinath G. | Digital Marketing Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 13, 2025

**What do you like best about Pluto?**

The platform is incredibly user-friendly, with smart features like budget-controlled corporate cards and seamless integration with accounting software like Xero. It has made tracking, managing, and automating expenses a breeze.

**What do you dislike about Pluto?**

Overall, Pluto is a fantastic solution for businesses looking to optimize their expense management, with just a little room for refinement in its mobile experience.

**What problems is Pluto solving and how is that benefiting you?**

uploading the invoices made the process easy and no needt o depend on the finance team

  ### 34. Good to have it for easy recording of bills

**Rating:** 4.0/5.0 stars

**Reviewed by:** Vibin A  A. | Assistant Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 08, 2025

**What do you like best about Pluto?**

Virtual card can be used till we receive the physical one

**What do you dislike about Pluto?**

Looks all options are covered. May be card appearance can be better

**What problems is Pluto solving and how is that benefiting you?**

Bills entry & limit the purchase

  ### 35. Fast and efficient

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Real Estate | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

It is easy to use and secure at the same time

**What do you dislike about Pluto?**

The unavailability of paying through the C.C machines

**What problems is Pluto solving and how is that benefiting you?**

Allowing the users to have flexible fund to use for the emergencies and it is under control by the central management as well

  ### 36. had a lovely experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 17, 2025

**What do you like best about Pluto?**

the use of AI bots for response is admirable and time efficient.

**What do you dislike about Pluto?**

I have been unable to get clarity on how to solve my company card issue, I'm still struggling to be honst.

**What problems is Pluto solving and how is that benefiting you?**

Instead of the usual cycle of spending and get reimbursed for it in a couple of weeks, I can directly pay from a separate account now.

  ### 37. Great card user UI

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ilia S. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 26, 2025

**What do you like best about Pluto?**

Great interface, step by step navigation, different user rule access, management structure, notifications and application. Custiomer support replied in 5 minutes and solved my issue. Using Pluto every day. Integration 10 mintues and ready. Nice card delivery.

**What do you dislike about Pluto?**

They said we will have cashback but we started te earn it only at the end of March, but started using Pluto in December

**What problems is Pluto solving and how is that benefiting you?**

Nice spending management in our organisation

  ### 38. Userfriendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sunil D. | Accounting Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 16, 2024

**What do you like best about Pluto?**

It minimises the risk of handling the liquid cash.

**What do you dislike about Pluto?**

The process of training the staff if you have many branches.

**What problems is Pluto solving and how is that benefiting you?**

The prblem of handling liquid cash is solved

  ### 39. Pluto hassle free review

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jonalyn Mansit D. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 30, 2024

**What do you like best about Pluto?**

The support team, especially Sidhant has been incredibly helpful throughout my journey with the set up. It's refreshing to have such dedicated assistance. What I love most is that Pluto is an accessible tool for expense control with ease.

**What do you dislike about Pluto?**

I hope that virtual cards can be added to apple pay

**What problems is Pluto solving and how is that benefiting you?**

It benefits our company from controlling the users in terms of submitting the receipts / invoice on time

  ### 40. Pluto

**Rating:** 5.0/5.0 stars

**Reviewed by:** kae b. | Secretary, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 18, 2025

**What do you like best about Pluto?**

Pluto simplifies work expenses while enhancing security and transparency.

**What do you dislike about Pluto?**

None so far my experience has been very great since I used it.

**What problems is Pluto solving and how is that benefiting you?**

OTP, since I have direct access on my account I do not need to wait for anyone for OTP.

  ### 41. Ease of managing Reimbursements for my team

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 04, 2025

**What do you like best about Pluto?**

Number of Features 
Ease of Implementation
Airport Lounge assess

**What do you dislike about Pluto?**

Direct transfer to bank account is not available

**What problems is Pluto solving and how is that benefiting you?**

Helps to keep track and reduce paperwork

  ### 42. Feedback

**Rating:** 3.5/5.0 stars

**Reviewed by:** Mohamed S. | BD manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 02, 2025

**What do you like best about Pluto?**

Easy transaction and whatup submission of invoices

**What do you dislike about Pluto?**

i have to confirm every transaction via application

**What problems is Pluto solving and how is that benefiting you?**

Time saving

  ### 43. My Pluto experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Libas  A. | Chief Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 06, 2025

**What do you like best about Pluto?**

This is one of the best solution for keeping track of expenses.

**What do you dislike about Pluto?**

I am not sure. Maybe the application can be a little better

**What problems is Pluto solving and how is that benefiting you?**

Expense tracking and dispense from management

  ### 44. Easy and effortless interface. Can't think of a better way to get my expenses reimbursed.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Muthanna M. | Junior Content Creator, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2024

**What do you like best about Pluto?**

Very simple to use. 
It auto reads the amount from the pictures i upload onto the website.

There are many custom fields which make it precise for mentioning the type of reimbursements I add

**What do you dislike about Pluto?**

From how much I have used Pluto, finding negatives here is incredibly difficult. My only possible dislike would be that they don't have a dark mode appearance.

**What problems is Pluto solving and how is that benefiting you?**

It helps me manage and track my expenses by offering a simple, user-friendly interface for submitting reimbursement requests. This saves me time and effort, making it easy to keep track of my shoot-related expenses and get reimbursed quickly. It makes it even simpler for the people who approve my expenses to view them.

  ### 45. Simple and user friendly mobile application

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Pluto?**

The mobile application is very comprehensive, the best part being the transactions list with a pending and settled status which helps me easily identify how many transactions I am yet to attach receipts for. Apart from the app, the card itself works pretty well, and is acceptable at all places in UAE.

**What do you dislike about Pluto?**

I've had some troubles with using it during my India trip, as they accept upi there, I wasn't able to add this card to upi apps. Apart from that it's all good.

**What problems is Pluto solving and how is that benefiting you?**

I used to pay cash on my business trips and later claim the amount from company showing the bills. This process made me spend cash from my pocket which will be received back but after a month. However, now we don't have this problem due to the pluto card.

  ### 46. Pluto via apple pay

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 17, 2025

**What do you like best about Pluto?**

Can be used in apple pay. Therefore, making it easier for me to pay and not bring physical card

**What do you dislike about Pluto?**

This is not applicable, I have not encountered any issue yet with Pluto

**What problems is Pluto solving and how is that benefiting you?**

It has made our company's reimbursement process smoother.

  ### 47. Pluto is solve my business payments issues.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 20, 2025

**What do you like best about Pluto?**

Easy to use, Friendly dashboard, very fast support.

**What do you dislike about Pluto?**

No availability for multi currencies for top up the cards and for transactions

**What problems is Pluto solving and how is that benefiting you?**

it's support organize media paying to different media platforms by our team. Also, it's help us to organize the budgets and full reporting of transactions happened those different media platforms.

  ### 48. Pluto Card, good option!

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 13, 2024

**What do you like best about Pluto?**

The Pluto card makes it easier to control the company's expenses and the accounting records are automated. The technical support is excellent, the service is very fast.
The implementation and integration are so easy! Everybody in the company can have a physical and a virtual card, which is extremely convenient. We use it daily and also with online subscriptions.

**What do you dislike about Pluto?**

What I don't like is that it takes two days to have the resources available once the transfer is made and I have also noticed that the payments made are not processed and received immediately by the supplier. This sometimes causes some difficulties.
Also, some features need to be improved regarding the sync with Xero. I would love Pluto can sync in a way that can pay the bills that we recorded in Xero.

**What problems is Pluto solving and how is that benefiting you?**

Pluto is helping us to automate the recording and control of expenses. Also now everybody can have his own independ card.

  ### 49. Outstanding App!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mahmoud A. | Operations Specialist, Financial Services, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pluto?**

Everything about Pluto is amazing. The whole experience is superior. It's great for paying bills, compenation programs, and a lot more.

**What do you dislike about Pluto?**

Nothing at all, it leave other apps no competition.

**What problems is Pluto solving and how is that benefiting you?**

Reimbursement and bill payment.

  ### 50. Go Pluto!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Staffing and Recruiting | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pluto?**

The best thing about Pluto is having all your receipts and bills organized and easy to track. User-Friendly Interface. The app interface is intuitive and easy to navigate. Setting up the card and managing transactions is straightforward, even for someone who isn't tech-savvy. The Pluto Card app has an intuitive and user-friendly interface. Navigating through various features and checking my balance and transactions is a breeze.

**What do you dislike about Pluto?**

None so far but I like to try it outside of the country to see if it is widely accepted.

**What problems is Pluto solving and how is that benefiting you?**

Pluto Card simplifies banking tasks and enhances accessibility through its user-friendly mobile app and customer support services. Users can manage their finances anytime, anywhere, without the constraints of traditional brick-and-mortar banking hours or locations.



- [View Pluto pricing details and edition comparison](https://www.g2.com/products/plutocard/reviews?page=2&section=pricing&secure%5Bexpires_at%5D=2026-07-23+05%3A09%3A00+-0500&secure%5Bsession_id%5D=f679a65a-7ba4-4552-a832-86449af43791&secure%5Btoken%5D=fbc966714daa96f87ff78d04f21c4b12e8c1a17f799c9d1d3c9c1a572c8ce138&format=llm_user)
## Pluto Integrations
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [WhatsApp Business Platform](https://www.g2.com/products/whatsapp-business-platform/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Pluto Features
**Expense Reports**
- Ease of Creating Expense Reports
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions

**Setup**
- Data
- Approvals
- Alignment

**Planning**
- Processes
- Contracts
- Requisition

**Invoice Management**
- Capture
- Supplier Portal
- Repository

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Execution**
- Purchasing
- Invoicing

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance

**Invoice Processing**
- Approvals
- Batch Processing
- Consolidation
- Match Invoices

**Analytics**
- Visibility
- Performance
- Spend

**Analytics**
- Due Dates

**Analytics**
- Due Dates
- Cashflow
- KPIs
- Payment Tracking

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Integration**
- Accounting
- Payment Integration
- ERP

**Integration**
- Accounting
- Payments
- ERP
- Account Sync

**Reporting**
- Real time
- Multiple Views
- Export

**Agentic AI -  Procure to Pay**
- Multi-step Planning

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Agentic AI - Invoice Management**
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance

**Mobile**
- Receipt Capture
- Mileage Tracking

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline

**Audit**
- Filters
- Duplicates

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

## Top Pluto Alternatives
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