---
title: Pluto Reviews
meta_title: 'Pluto Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 508 reviews by the users' company size, role or industry
  to find out how Pluto works for a business like yours.
aggregate_rating:
  rating_value: 4.6
  review_count: 508
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---


# Pluto Reviews
**Vendor:** Pluto Card  
**Category:** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)  
**Average Rating:** 4.6/5.0  
**Total Reviews:** 508
## About Pluto
Pluto is the most comprehensive &amp; powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash &amp; account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto&#39;s enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company&#39;s spending.



## Pluto Pros & Cons
**What users like:**

- Users praise Pluto for its **ease of use** , benefiting from intuitive features that simplify expense management and save time. (54 reviews)
- Users find Pluto&#39;s **time-saving features** essential for simplifying expense management and streamlining financial processes. (31 reviews)
- Users value the **streamlined expense approvals** and real-time analytics of Pluto, enhancing transparency and efficiency in spending. (29 reviews)
- Users commend Pluto&#39;s **exceptional customer support** , making onboarding and usage seamless despite varying user backgrounds. (24 reviews)
- Users value the **real-time visibility and control** of Pluto, streamlining expense management and enhancing team efficiency. (23 reviews)
- Users value the **convenience** of Pluto for easy expense tracking and management, enhancing productivity and efficiency. (22 reviews)
- Users value the **time-saving features** of Pluto, enjoying effortless receipt uploads and smooth management of expenses. (22 reviews)
- Users find Pluto&#39;s **intuitive interface** extremely user-friendly, facilitating quick onboarding and enhancing overall efficiency. (21 reviews)
- Easy Upload (20 reviews)
- Users value the **tracking ease** of Pluto, streamlining transaction imports and enhancing data reconciliation efficiency. (18 reviews)

**What users dislike:**

- Users report **card issues** such as declined payments and slow refunds, impacting their overall experience with Pluto. (12 reviews)
- Users face **payment issues** with transactions being rejected, no online payments, and delays in receipt uploads. (8 reviews)
- Users often face **approval issues** with Pluto, complicating international transaction management and causing frustration in the process. (7 reviews)
- Users experience **delays** in processing transactions and refunds, impacting their satisfaction with Pluto&#39;s service. (5 reviews)
- Users find the **limited customization options** in Pluto restrict their ability to tailor the product to their needs. (5 reviews)
- Users find Pluto has **limited options** for advanced analytics and customization, making it challenging for complex workflows. (5 reviews)
- Slow Loading (5 reviews)
- Integration Issues (4 reviews)
- Lack of Integration (4 reviews)
- Users find Pluto lacking in **essential features** , such as credit card capabilities and sufficient customization options for approvals. (4 reviews)

## Pluto Reviews
  ### 1. Pluto feedback

**Rating:** 5.0/5.0 stars

**Reviewed by:** Fe  D. | Supervisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 30, 2024

**What do you like best about Pluto?**

Efficient and reliable when it comes to report

**What do you dislike about Pluto?**

So far I dont see any unreliable in to this apps.

**What problems is Pluto solving and how is that benefiting you?**

Saving time to encodes the expenses and easy to tract.

  ### 2. its a good application, very easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Vinu V. | Operational Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 25, 2024

**What do you like best about Pluto?**

For us, the main benefit of Pluto is that we don't have to think about petty cash and worry about spending at all.

**What do you dislike about Pluto?**

sometimes it is not working at the fuel stations.

**What problems is Pluto solving and how is that benefiting you?**

Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash & account payables management all within one platform

  ### 3. Amazing, would highly recommend

**Rating:** 5.0/5.0 stars

**Reviewed by:** Riyola Rachel S. | Marketing Manager - GCC, Enterprise (> 1000 emp.)

**Reviewed Date:** July 30, 2024

**What do you like best about Pluto?**

Easy accessibility, accountability of finances digital access and less paper work

**What do you dislike about Pluto?**

Nothing at all, it's perfect - nothing to be improved

**What problems is Pluto solving and how is that benefiting you?**

Coming from a marketing department, there are loads of invoices to take care of on a daily basis - this makes everything accountable

  ### 4. Best For SME

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 09, 2024

**What do you like best about Pluto?**

Expenses on Control. Finances to be done easliy

**What do you dislike about Pluto?**

No customer care support trhough calling

**What problems is Pluto solving and how is that benefiting you?**

Cash usage

  ### 5. it's usfull

**Rating:** 5.0/5.0 stars

**Reviewed by:** Fouzia S. | Stock Incharge, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 26, 2024

**What do you like best about Pluto?**

Easy to use and upload the recipt instantly

**What do you dislike about Pluto?**

I didn't find any downside yet but in future we will deside

**What problems is Pluto solving and how is that benefiting you?**

it's paid easyly and no need to use personal money

  ### 6. A must have service for any organisation.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 25, 2024

**What do you like best about Pluto?**

The ability to monitor and control expenses & integrations. The team is super helpful and always available to help.

**What do you dislike about Pluto?**

No support for Apple Pay on cards, the only thing missing.

**What problems is Pluto solving and how is that benefiting you?**

Being able to track every transaction as well as ensuring exact limits to cards. This has allowed us to keep our expenses in check and has allowed us to keep a track if any expenses have increased and analyse.

**Official Response from Mohammed Ridwanul Islam:**

> Hi there! This is Mohammed Ridwan, Co-founder & COO at Pluto. 

I wanted to thank you so much for your wonderful review. We very much appreciate it.

With regards to Apple Pay, our team is actively working on this feature and we should have this ability very soon!

  ### 7. Feel Great

**Rating:** 4.5/5.0 stars

**Reviewed by:** Zahid  H. | Operation Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 21, 2024

**What do you like best about Pluto?**

Smooth operation, easy transmission with complete details

**What do you dislike about Pluto?**

It would be better if we receive card remaining balance showing on notification message

**What problems is Pluto solving and how is that benefiting you?**

Smooth payment and easy to scan invoice documents. Job done

  ### 8. Great User Experience with Fast and Responsive Performance

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mohammad S. | Freelance Graphic Designer, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2024

**What do you like best about Pluto?**

There are prossceswhile the helpful support team ensures any issues are quickly resolved.

**What do you dislike about Pluto?**

Everything is going well so far; no issues at all.

**What problems is Pluto solving and how is that benefiting you?**

Pluto is solving the problem of waiting for funds from our finance team. Now, if I need to make an urgent purchase, I can do it immediately.This has made the process much more efficient for me.

  ### 9. Fast tracking

**Rating:** 5.0/5.0 stars

**Reviewed by:** Antonio I. | Business Development Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 06, 2024

**What do you like best about Pluto?**

Easy to upload and track reimbursements.

**What do you dislike about Pluto?**

Nothing all is amazing with the process.

**What problems is Pluto solving and how is that benefiting you?**

With reimbursements

  ### 10. Pluto works Great!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Josh A. | Controller, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 16, 2024

**What do you like best about Pluto?**

Pluto offers a great product that is easy to get setup and easy to manage every month. We like the interface for accounting and like to have payment cards our employees can use when they need it.

**What do you dislike about Pluto?**

At this time we don't have any complaints about Pluto.

**What problems is Pluto solving and how is that benefiting you?**

Pluto has allowed our employees to spend when they need it. It's a centralized accounting platform for me to track all expenses and follow-up with our employees when information is missing.

  ### 11. User Friendly app

**Rating:** 5.0/5.0 stars

**Reviewed by:** Marielois S. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 05, 2024

**What do you like best about Pluto?**

-Makes our daily reconciliation easier
-instant communication with the team
-source document are digitally compiled
-monitors, controls and verifies our team expenses
-integration to our system is manageable

Pluto team are very resposive and helpful, specially Mr. Sidhant Deb  and Mr. Terry.

**What do you dislike about Pluto?**

- sometime it gets hang if changes happen in the back end.

**What problems is Pluto solving and how is that benefiting you?**

Petty cash transaction, makes process easier

  ### 12. Great solution!

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 21, 2024

**What do you like best about Pluto?**

Pluto has allowed us to provide our team with their own cards and each one is accountable to support the transactions made. It is a great help to our accounts department!

**What do you dislike about Pluto?**

None so far. It is currently working well for us

**What problems is Pluto solving and how is that benefiting you?**

Previously we provide physical cash fund to our team, now, with Pluto, our team has physical and virtual cards that made things easier and more secure!

  ### 13. Pluto Card has revolutionised how I manage my finances, making it effortless and efficient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 07, 2024

**What do you like best about Pluto?**

Pluto makes budgeting super easy.
It's user-friendly and works well with my bank.
Instant alerts keep me on top of spending.
Automatically sorts expenses for me.
Love how it saves spare change effortlessly.

**What do you dislike about Pluto?**

The least helpful aspect of Pluto card is its limited acceptance, as not all merchants or vendors may support it. Downsides include potential fees for transactions, security concerns, and reliance on technology for usage, which may not always be reliable.

**What problems is Pluto solving and how is that benefiting you?**

Pluto helps businesses streamline expense management by offering employees a convenient and efficient way to make purchases while providing administrators with real-time oversight and control over spending. This solution helps optimise budget allocation, track expenses, and enhance transparency, ultimately improving financial efficiency and compliance within organizations.

  ### 14. Easy to manage expense claims, Great interface

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Real Estate | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 19, 2024

**What do you like best about Pluto?**

With Pluto, submitting and managing expense claims has become easier for business travel reimbursements and general team expenses. The WhatsApp API makes saving and uploading receipts easier without keeping pieces of paper that can go missing easily. One bonus point is the easy-to-use interface, you don't need a demo to get how things work.

**What do you dislike about Pluto?**

The bulk upload feature limits the number of receipts to just 5. It would be great to allow more than that for expenses that require multiple receipts.

**What problems is Pluto solving and how is that benefiting you?**

Using Pluto has made it easier to raise expense claims and pay freelancers for completed work.

  ### 15. Pluto is a spend management system that is like a genie for the finance team

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jarna G. | Chief Financial Officer, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 27, 2024

**What do you like best about Pluto?**

Pluto offers flexibility with adequate controls. It is very well integrated with most popular ERP systems and hence a lot of time is saved in book keeping of petty expenses. Best part is it offers end to end solution and a very good customer support. I believe it can easily substitute one accountant's worth of work in a real time basis.

**What do you dislike about Pluto?**

I would like Pluto to have features supporting cash collection as well along with spending and thus become a complete cash management system along with spend management. Like I said earlier...its a genie so this is my next wish

**What problems is Pluto solving and how is that benefiting you?**

For now it's allowing me to manage my expenses and petty cash with controls at various levels and also automation of the book keeping

  ### 16. Easy to use, great features and time saving option.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 29, 2024

**What do you like best about Pluto?**

The ability to connect Pluto with our accounting software makes things a whole lot easier. Not only does it attach the files to the transaction in the account software, it also allows you to select the chart of accounts and tax applicable. With just a click of a button you can sync all your transactions seemlessly.

**What do you dislike about Pluto?**

I haven't found anything yet. Once you know how to use the platform it smoothens your work load.

**What problems is Pluto solving and how is that benefiting you?**

It allows better communication with me team on their expenses. Everyone has visibility on the due diligence they need to complete from their end for their expenses. Once everything is approved and verified, importing data into our accounting software  with the auto sync feature makes life so much easier.

  ### 17. Beatiful UI and physical cards

**Rating:** 5.0/5.0 stars

**Reviewed by:** Harshit K. | Senior marketing manager, Accounting, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 04, 2024

**What do you like best about Pluto?**

They provide mastercard co-branded cards, which has several perks like lounge access, low fees, etc.
It helps to unlock many benefits in different brands like Booking.com, Google workspace.
Their customer support team is quick to respond to queries and helped me get onboarded.

**What do you dislike about Pluto?**

One thing I miss is the ability to have credit. Pluto should provide the feature of having credit balance in addition to the current debit balance.

**What problems is Pluto solving and how is that benefiting you?**

Pluto is helping me to submit all my expenses in one place, for approval. It also helps me to get reimbursed for those expenses.
The Mastercard debit card that Pluto provides has several benefits as well.

  ### 18. Highly recommended

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Enterprise (> 1000 emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

We recently started using Pluto, and I'm truly impressed by its user-friendly interface tailored for new users. The software streamlines complex tasks, making them accessible and manageable. Additionally, Pluto's support team consistently exceeds expectations. Their responsiveness and willingness to assist at every step are commendable and make a significant difference. I highly recommend Pluto to anyone. This team ensures not just great software, but also a supportive experience for all users.

**What do you dislike about Pluto?**

Despite an initial hiccup with Pluto, the support team responded quickly to resolve the issue. Their prompt and effective service enhanced our experience, making this software recommendable for its reliability and excellent customer support.

**What problems is Pluto solving and how is that benefiting you?**

Pluto excels in securely managing data and facilitating prompt petty cash reimbursements

  ### 19. Seamless experience on Spending Management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rochelle M. | Operations Administrator, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 21, 2024

**What do you like best about Pluto?**

The platform is user friendly and the integration with Whatsapp for the receipt is so smooth!

**What do you dislike about Pluto?**

Not really a dislike thing but I would like to be able to see in 'My Transactions' section a feature where I can filter the transactions for a particular card only. As I have access to other cards delegated to me, sometimes it's challenging for me to check my transactions only.

**What problems is Pluto solving and how is that benefiting you?**

Streamlining the workflow of our expenses

  ### 20. Ease and

**Rating:** 5.0/5.0 stars

**Reviewed by:** Zubaidah M. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 16, 2024

**What do you like best about Pluto?**

Using Pluto streamlined our transaction and petty cash recording processes, greatly assisting our finance team in reporting and tracking. Additionally, it helped us with budgeting. Their exceptional customer support team promptly addresses our inquiries and ensured a swift implementation of the cards for our team.

**What do you dislike about Pluto?**

There is nothing we disliked using pluto.

**What problems is Pluto solving and how is that benefiting you?**

It aided us in managing expenses and tracking the purpose of spending. Additionally, it assisted us in handling invoices and allocating payments effectively.

  ### 21. Seamless, intuitive, and perfect for managing expenses on the go

**Rating:** 4.5/5.0 stars

**Reviewed by:** JOBY J. | Accounts Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 25, 2024

**What do you like best about Pluto?**

Pluto Card: Seamless, intuitive, and perfect for managing expenses on the go. Great customer support and sleek design. Highly recommend!"

**What do you dislike about Pluto?**

Limited features on basic package need to be updated

**What problems is Pluto solving and how is that benefiting you?**

Pluto Card helps streamline expense management, reduce manual paperwork, and enhance budget tracking. It improves financial transparency and control, making reimbursement processes quicker and more efficient

  ### 22. Not as straight forward as it could be

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Motion Pictures and Film | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 15, 2024

**What do you like best about Pluto?**

Customer Support was very good. Team was helpful and always willing to assist.
It's good to be able to see realtime transactions.

**What do you dislike about Pluto?**

The Platform is not optimized to be used by film accounting crew. 
There are too many limitations and the whole process is not as straight forward as it could be.
We can't extract excel or pdf files that we can use in combination with our accounting softwares or to file.
Would be good to have the exported transactions be grouped by the order they were exported for. So, when we export, a document with transactions and receipts would be created and stored. So we can view and download.
Having to download one receipt at the time is too time consuming.
It would be helpful to be able to type in the account for the expense, instead of having to select from the list. For us, the account codes are not only related to the type of purchase, but also to the department that paid for it.

**What problems is Pluto solving and how is that benefiting you?**

N/A

**Official Response from Mohammed Ridwanul Islam:**

> Hi there! 

Thank you so much for the detailed feedback. I am sorry to see that your experience with Pluto hasn't been as good as we expect to do for all of our customers. 

> We can't extract excel or pdf files that we can use in combination with our accounting softwares or to file.
Extraction of excel files is a core capability of Pluto. We allow exports in various formats including the ability to customize your export. It does require a discussion with your account manager to be able to  modify the export that you are currently requiring as everyone's requirements is different. 

Could you please reach out to me directly at ridwan@plutocard.io or please share your e-mail address such that I am able to directly help you? 

With respect to PDF, we now support export of any tables as PDFs as well. 

> Having to download one receipt at the time is too time consuming.

With respect to this, I am sorry you are facing this issue. Bulk download of receipts for audit purposes is available on our Pro tiers, we are happy to move your company to the PRO tier to unlock these capabilities. 

I would love to personally onboard your team and solve all of these issues you are facing. Could we get on a discussion for a few minutes to sort these issues for you? 

Thank you so much. 



  ### 23. Paperless easy to use

**Rating:** 4.5/5.0 stars

**Reviewed by:** Marcel E. | Supervisor, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 28, 2024

**What do you like best about Pluto?**

Easy to upload the receipts and anytime i can uploaf thru mobile

**What do you dislike about Pluto?**

Whatapps when i upload the receipts it show duplicate

**What problems is Pluto solving and how is that benefiting you?**

Paperless

  ### 24. Ease to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jovito A. | IT Engineer, Enterprise (> 1000 emp.)

**Reviewed Date:** August 28, 2024

**What do you like best about Pluto?**

Help you to ensure all you transactions are in records

**What do you dislike about Pluto?**

I'm new on this application, nothing so far

**What problems is Pluto solving and how is that benefiting you?**

Skip the manual reimbursement

  ### 25. Very prompt response on our queries.  Especially Noura and Mohammad are very cooperative

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shahzad z. | Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 18, 2024

**What do you like best about Pluto?**

Flexibility in making payments. Good Customer Support.

**What do you dislike about Pluto?**

It is prepaid, should be post paid like credit Cards

**What problems is Pluto solving and how is that benefiting you?**

Mapping payments with users and accounting software

  ### 26. Pluto

**Rating:** 5.0/5.0 stars

**Reviewed by:** Marcel E. | Receptionist, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 21, 2024

**What do you like best about Pluto?**

Less paper works and easy way to submit directly the expenses

**What do you dislike about Pluto?**

If there is a system error might happen.

**What problems is Pluto solving and how is that benefiting you?**

Easy to purchase and papet less

  ### 27. Efficient platform to keep on top of expenses.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Shreyak  C. | Content Creator, Enterprise (> 1000 emp.)

**Reviewed Date:** July 11, 2024

**What do you like best about Pluto?**

Pluto allows me to get my reimbursements easily, without the hassle of chasing anyone down, and is easy to use and understand.

**What do you dislike about Pluto?**

No dislikes yet, the website and app work effectively.

**What problems is Pluto solving and how is that benefiting you?**

Reimbursements are easy as I can  track and follow up all one one platform.

  ### 28. Excellent cash management platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** May O. | Office Manager, Management Consulting, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

Expense tracking is very easy and you can pull out all reports that you would like to get in reporting.

**What do you dislike about Pluto?**

No negative side at the moment as it works very conveniently.

**What problems is Pluto solving and how is that benefiting you?**

my expense reporting made it very easy

  ### 29. Very convenient!!

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sarthak K. | Customer Success Partner, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2024

**What do you like best about Pluto?**

The convenience of it and the seamless experience that it provides.

**What do you dislike about Pluto?**

Not much, there is only one minor thing that feel can be improved. Currently, when I am uploading receipts in bulk, the system doesn't scan all of them but just considers the first image. While we can bulk upload receipts, it would be extremely convenient to bulk scan all of them at once.

**What problems is Pluto solving and how is that benefiting you?**

Quick and easy reimbursement process

  ### 30. User-friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** May Ann S. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 21, 2024

**What do you like best about Pluto?**

I like the idea that you Pluto in anyway a great help for organizing all transaction by date, account or expense type which a huge help for me as Accountant

**What do you dislike about Pluto?**

Honestly, nothing that I can think of so far when i started using Pluto.

**What problems is Pluto solving and how is that benefiting you?**

Instead of asking each card holders to submit their supporting documents, Pluto covers that side and I can just easily retrieve invoices from Pluto site

  ### 31. Seamless Payment Experience with Puto: Highly Recommend!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Omar E. | GoToMarket Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 22, 2024

**What do you like best about Pluto?**

fast & reliable, secure,easy integration

**What do you dislike about Pluto?**

more advanced options should be available often

**What problems is Pluto solving and how is that benefiting you?**

Automating repetitive tasks, centralizing financial data & enhancing payment flexibility

  ### 32. BEST EXPENSE MANAGEMENT PLATFORM

**Rating:** 5.0/5.0 stars

**Reviewed by:** EDNA D. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 16, 2024

**What do you like best about Pluto?**

Pluto has greatly simplified our financial processes. This platform has revolutionized the way we manage employees expenses and track all the spendings.

**What do you dislike about Pluto?**

I like everything about Pluto. It's magic.

**What problems is Pluto solving and how is that benefiting you?**

I appreciate its automation capabilities. It automates many manual tasks, such as expense approvals and reimbursements, saving me valuable time and reducing the chance of errors. It can easily integrate with other financial software like the one we are using (SAGE50).

  ### 33. Its easy to use and the application is also accessible.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Chresen Joy A. | Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2024

**What do you like best about Pluto?**

Transactions are easily identified and the ability to match ot with invoice is very convenient. It can easily be captured by the system so no much manual work is required.

**What do you dislike about Pluto?**

Because the interface is new to me, there is requirment to be familiar with the whereabouts of some report or options.

**What problems is Pluto solving and how is that benefiting you?**

Funds are readily available to employees in need and invoice submission can be done with ease.

  ### 34. User Friendly Interface & Easy To  Track payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Transportation/Trucking/Railroad | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 13, 2024

**What do you like best about Pluto?**

The best thing about pluto is the user interface. And also it can be linked to whatsapp so we can easily upload supporting documents.

**What do you dislike about Pluto?**

Payment status shows pending even if the payment has gone from the account.

**What problems is Pluto solving and how is that benefiting you?**

All transactions can be easily exported  with attachments as excel file so that it is easy to record in the books

  ### 35. Very easy and smooth application

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ahmad S. | Production manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 27, 2024

**What do you like best about Pluto?**

Very organized. I keep track of all my transactions. Fast , easy and effective.

**What do you dislike about Pluto?**

Everytime i open the app, i need to write down my email and wait for a code in my inbox. This can be fixed by face ID detection like many apps

**What problems is Pluto solving and how is that benefiting you?**

Usually the finance department ask for invoices now using Pluto I upload every invoice to every transaction very easily.

  ### 36. Managing Cash for Colleagues

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 21, 2024

**What do you like best about Pluto?**

We have started using Pluto late 2022, which was great. It limits the use/ exchanges of cash from office to people in the field. It lessens and remove the hassle of counting loose change between petty cash to operatives and the office. Considering that most shops use the debit card system. It is easy and quick.

And the greatest part is we can monitor and have a statement as to where we spent the money.

**What do you dislike about Pluto?**

There is nothing to dislike about Pluto, it makes business transactions easy..

**What problems is Pluto solving and how is that benefiting you?**

Petty cash from Office and field operatives. Lessen cash transaction which sometimes lose money when it's lost.

  ### 37. Easy and Very benefit card

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ahmed H. | PRO, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 24, 2024

**What do you like best about Pluto?**

it is very benefit and easy to use the card and application and solved alot of our financial issues

**What do you dislike about Pluto?**

nothing , it helped as alot and we need other gifts as we use alot of transactions

**What problems is Pluto solving and how is that benefiting you?**

It solved our fast financial top up as we use it for our  payements

  ### 38. Exprience & May Review for using pluto

**Rating:** 5.0/5.0 stars

**Reviewed by:** Renzy . | HR & Payroll Administrator, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 28, 2024

**What do you like best about Pluto?**

It is a most convinient & easy to use virtual card.

**What do you dislike about Pluto?**

As of now none, and I think most of my experience is quite fine.

**What problems is Pluto solving and how is that benefiting you?**

I think, the expense management.

  ### 39. AI generative Scanning for photos

**Rating:** 5.0/5.0 stars

**Reviewed by:** sudesh b. | Senior IT Analyst, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 14, 2024

**What do you like best about Pluto?**

The scanning of images uploded by user and genrates the exact amount methioned , regardless of  blurr copies.

**What do you dislike about Pluto?**

Honestly the tool is straight forward. so i dont have any specfic thing to dislike.

The tags specified to associate the correct entity and business alwws business tocotegorised teh expense\spending.

**What problems is Pluto solving and how is that benefiting you?**

Expense, reimbursement tracking. 

Ease to emaplyees to file thier expense on a centralise platform.

  ### 40. Review of Pluto

**Rating:** 5.0/5.0 stars

**Reviewed by:** Aaron S. | Lead Operational Excellence, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 13, 2024

**What do you like best about Pluto?**

The interface is soo good very easy to use.

**What do you dislike about Pluto?**

The thing that i dont like about Pluto is it didnt come earlier.

**What problems is Pluto solving and how is that benefiting you?**

Corporate Card

  ### 41. A good card which helps our company to manage & track the expenses without much effort

**Rating:** 5.0/5.0 stars

**Reviewed by:** John R. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 30, 2024

**What do you like best about Pluto?**

Helps to manage & track the expenses without much effort

**What do you dislike about Pluto?**

Transfers to the card is not reflected in real time

**What problems is Pluto solving and how is that benefiting you?**

Managing companies petty cash and it eases our work as accountant

  ### 42. Pluto for work expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Molly M. | Business consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 05, 2024

**What do you like best about Pluto?**

The ability to easy upload expenses, the sytem reads the receipts so we dont have to put info in

**What do you dislike about Pluto?**

nothing as of yet, everything has been user friendly

**What problems is Pluto solving and how is that benefiting you?**

Easy track my expenses claims and see what level of approval it is at

  ### 43. Convenient and Reliable: Perfect for Budgeting and Everyday Use

**Rating:** 4.5/5.0 stars

**Reviewed by:** Hanees A. | Accountant, Enterprise (> 1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pluto?**

It's perfect for budgeting and managing  finances. 

The setup was easy and adding funds is straightforward and quick. It's a better option for anyone looking to streamline their spending and maintain financial control. Highly recommended!

**What do you dislike about Pluto?**

There is no mobile application for users

**What problems is Pluto solving and how is that benefiting you?**

Expense Management , time saving and ontime bills  verification

automation of invoices with ledger, fund transfer between cards

  ### 44. Pluto is very user friendly - easy to use and keep on top of your expenses.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gordon G. | Strategic Business Consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 05, 2024

**What do you like best about Pluto?**

Keeping track of your expenses is easy to see whats been paid and not

**What do you dislike about Pluto?**

No downsides as of now I am happy with the service

**What problems is Pluto solving and how is that benefiting you?**

Helping me get paid and keep track of what I have and havent beed paid for

  ### 45. Pluto - couldn't recommend this platform enough!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 02, 2024

**What do you like best about Pluto?**

Great user experience - simple, easy to use and navigate on both app and desktop! The design / interface is also very clean and user intuitive. The Pluto team are also super responsive, very helpful and go above and beyond to help you no matter what. They also take recommendations on board and figure out ways to implement new ideas and requests - which is extremely helpful as a growing scale-up company where requirements and needs evolve constantly.

**What do you dislike about Pluto?**

I can't think of one thing I do not like!

**What problems is Pluto solving and how is that benefiting you?**

- Approving expenses
- Submitting expenses
- Ability to tailor evolve and change interface needs as and when required; tags, function departments

  ### 46. Implementation of Pluto for our Group of businesses

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Media Production | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 21, 2024

**What do you like best about Pluto?**

Customer service was helpful and responsive, gave me one on one support when required coming from their top management

**What do you dislike about Pluto?**

I found that there was a delay in topping up the account which was not expected from a Fintech partner, was hoping for quicker transfer results.

**What problems is Pluto solving and how is that benefiting you?**

Petty cash removal due to internal risks and time savings

  ### 47. Great travel tool

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mattia A. | Technical Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 03, 2024

**What do you like best about Pluto?**

It is easy to control and manage my cards, reimbursements and expenses, always addressing my business needs upfront.

**What do you dislike about Pluto?**

My only issue that I couldn't add the physical card to Google pay wallet at the moment. If this is possible in the future, it would be very helpful.

**What problems is Pluto solving and how is that benefiting you?**

It helps control my expenses while I travel around the world for my business trips.

  ### 48. VERY NICE SERVICE , EASY TO USE

**Rating:** 4.0/5.0 stars

**Reviewed by:** Noura E. | Channel Consultant, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 30, 2024

**What do you like best about Pluto?**

EASY TO USE , USER FRIENDLY INTERFACE, EASILY INTEGRATED

**What do you dislike about Pluto?**

NEEDS APPROVAL AND TAKES TIME FOR MANAGER TO PROCESS

**What problems is Pluto solving and how is that benefiting you?**

WE HAVE NOT HAD ANY ISSUES WITH PLUTO UNTIL NOW

  ### 49. Extreme ease of access

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Leisure, Travel & Tourism | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 03, 2024

**What do you like best about Pluto?**

very easy to use. The whatsApp integration is a great feature. Very accurate and simple

**What do you dislike about Pluto?**

The only downside is it not being on Apple Pay.

**What problems is Pluto solving and how is that benefiting you?**

Makes it easy for business heads to spend their money. Whereas previously it was a long process of spending their own money and getting reimbursed from accounts.

  ### 50. Very straightforward and intuitive

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Graphic Design | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 07, 2024

**What do you like best about Pluto?**

The interface is great, it allows for a very intuitive flow, uploading reciepts and using tags to make everything clear to my coworkers

**What do you dislike about Pluto?**

Nothing top of mind, I haven't been able to use the rewards yet so want to look into that a bit more

**What problems is Pluto solving and how is that benefiting you?**

Keeping track of company expenses



- [View Pluto pricing details and edition comparison](https://www.g2.com/products/plutocard/reviews?page=5&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-08-15+10%3A20%3A55+-0500&secure%5Bsession_id%5D=1e0b6216-ea72-4938-aa08-9e8821a1fb85&secure%5Btoken%5D=602e784d5266600f605b016373ff7d6916cf8520069f60d2172d33105cd2aedf&format=llm_user)
## Pluto Integrations
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [WhatsApp Business Platform](https://www.g2.com/products/whatsapp-business-platform/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Pluto Features
**Expense Reports**
- Ease of Creating Expense Reports
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Management

**Setup**
- Data
- Approvals
- Alignment
- Real-Time Data

**Planning**
- Processes
- Contracts
- Requisition

**Invoice Management**
- Capture
- Supplier Portal
- Repository

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Execution**
- Purchasing
- Invoicing
- Procurement Management
- Order Management

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance
- Recurring Payments

**Invoice Processing**
- Approvals
- Batch Processing
- Consolidation
- Match Invoices

**Analytics**
- Visibility
- Performance
- Spend
- Financial Reporting

**Analytics**
- Due Dates

**Analytics**
- Due Dates
- Cashflow
- KPIs
- Payment Tracking

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- Payment Integration
- ERP
- ERP integration

**Integration**
- Accounting
- Payments
- ERP
- Account Sync

**Reporting**
- Real-Time Monitoring
- Multiple Views
- Data Import/Export
- Real-Time Updates
- Real-Time Reporting
- Real-Time Analytics

**Agentic AI -  Procure to Pay**
- Multi-step Planning
- Autonomous Task Execution
- Proactive Assistance

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Generative AI
- Integration Management
- Vendor Management
- Contract Lifecycle Management
- Budgeting/Forecasting
- Compliance Management
- AI Copilot
- Inventory Management

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH
- Reimbursement Management

**Agentic AI - Invoice Management**
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance

**Mobile**
- Receipt Capture
- Mileage Tracking
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls
- Budget Control
- Approval Process Control
- Spend Control
- Prepaid Cards

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Additional Functionality**
- Reminders
- Activity Tracking
- Invoice Processing
- Accounting Integration
- Categorization/Grouping
- Reporting & Statistics
- Configurable Workflow
- Spend Analysis
- Expense Tracking
- Third-Party Integrations
- Accounting
- Audit Management
- Approval Workflow
- AI Copilot
- Supplier Management
- Invoice Management
- Billing & Invoicing
- Transaction History
- Purchase Order Management
- Audit Trail
- Generative AI
- Expense Claims
- Workflow Management
- Time & Expense Tracking
- Multi-Currency
- Vendor Management
- Procurement Management
- Credit Card Management
- Compliance Management
- Requisition Management
- Customizable Reports
- Ad hoc Reporting
- Financial Management
- API
- Rules-Based Workflow
- Receipt Management
- Activity Dashboard
- Purchasing & Receiving

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Audit**
- Filters
- Duplicates

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top Pluto Alternatives
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