---
title: Pluto Reviews
meta_title: 'Pluto Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 508 reviews by the users' company size, role or industry
  to find out how Pluto works for a business like yours.
aggregate_rating:
  rating_value: 4.6
  review_count: 508
  scale: '5'
date_modified: '2026-08-07'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---


# Pluto Reviews
**Vendor:** Pluto Card  
**Category:** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)  
**Average Rating:** 4.6/5.0  
**Total Reviews:** 508
## About Pluto
Pluto is the most comprehensive &amp; powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash &amp; account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto&#39;s enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company&#39;s spending.



## Pluto Pros & Cons
**What users like:**

- Users praise Pluto for its **ease of use** , benefiting from intuitive features that simplify expense management and save time. (54 reviews)
- Users find Pluto&#39;s **time-saving features** essential for simplifying expense management and streamlining financial processes. (31 reviews)
- Users value the **streamlined expense approvals** and real-time analytics of Pluto, enhancing transparency and efficiency in spending. (29 reviews)
- Users commend Pluto&#39;s **exceptional customer support** , making onboarding and usage seamless despite varying user backgrounds. (24 reviews)
- Users value the **real-time visibility and control** of Pluto, streamlining expense management and enhancing team efficiency. (23 reviews)
- Users value the **convenience** of Pluto for easy expense tracking and management, enhancing productivity and efficiency. (22 reviews)
- Users value the **time-saving features** of Pluto, enjoying effortless receipt uploads and smooth management of expenses. (22 reviews)
- Users find Pluto&#39;s **intuitive interface** extremely user-friendly, facilitating quick onboarding and enhancing overall efficiency. (21 reviews)
- Easy Upload (20 reviews)
- Users value the **tracking ease** of Pluto, streamlining transaction imports and enhancing data reconciliation efficiency. (18 reviews)

**What users dislike:**

- Users report **card issues** such as declined payments and slow refunds, impacting their overall experience with Pluto. (12 reviews)
- Users face **payment issues** with transactions being rejected, no online payments, and delays in receipt uploads. (8 reviews)
- Users often face **approval issues** with Pluto, complicating international transaction management and causing frustration in the process. (7 reviews)
- Users experience **delays** in processing transactions and refunds, impacting their satisfaction with Pluto&#39;s service. (5 reviews)
- Users find the **limited customization options** in Pluto restrict their ability to tailor the product to their needs. (5 reviews)
- Users find Pluto has **limited options** for advanced analytics and customization, making it challenging for complex workflows. (5 reviews)
- Slow Loading (5 reviews)
- Integration Issues (4 reviews)
- Lack of Integration (4 reviews)
- Users find Pluto lacking in **essential features** , such as credit card capabilities and sufficient customization options for approvals. (4 reviews)

## Pluto Reviews
  ### 1. Great service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Federico  B. | Culinary brand ambassador, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 20, 2025

**What do you like best about Pluto?**

Transaction automatically checked and WhatsApp conversation

**What do you dislike about Pluto?**

Matching payments and receipt is being hard

**What problems is Pluto solving and how is that benefiting you?**

Payments

  ### 2. Amazing

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sunil U. | Managing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 12, 2025

**What do you like best about Pluto?**

Service is very good and recieved the same. Also the application seems good

**What do you dislike about Pluto?**

Nothing as i have just started using it.. will update later

**What problems is Pluto solving and how is that benefiting you?**

Petty Cash

  ### 3. Fast service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Juzar G. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 02, 2024

**What do you like best about Pluto?**

Fast service and Support. Well designed platform

**What do you dislike about Pluto?**

Nothing as such now. Its been only few months

**What problems is Pluto solving and how is that benefiting you?**

Keeping the track of expenses

  ### 4. Best Petty Cash Tool for My Clients and the Best Support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dexter D. | Managing Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 30, 2024

**What do you like best about Pluto?**

Pluto has automated our petty cash and expense disbursement management and control. It is very easy to use. Automatically integrate with our accounting software Xero. We are so happy that we are recommending the same to our clients to fix their long-time issue of Expense Internal control and Management. Sidhat was amazing in smoothly bringing ours and the client's team on board. He is always present when we need him during the on boarding.

**What do you dislike about Pluto?**

Cannot top up using a Debit Card instantly.

**What problems is Pluto solving and how is that benefiting you?**

I dont need to share our company bank debit card to our employee without any control as to their withdrawal.
We remove excel in our petty cash reporting.
Centralized our petty cash bills

  ### 5. Easy to use ,Manageable ,best expense tracking

**Rating:** 5.0/5.0 stars

**Reviewed by:** Khaled A. | Operations Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** January 21, 2025

**What do you like best about Pluto?**

Easy to Use and pay online 
easy to upload and track the recepit 
manage the daily and monthly expense
manage the Cost of the goods
easy top up

**What do you dislike about Pluto?**

the user cant see the available balance only the main user can see it 
add more attachment

**What problems is Pluto solving and how is that benefiting you?**

avoid using any personal card or bank account
reduse the petty cash process 
manage the daily expense

  ### 6. Awesome

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jacob  A. | Business Development Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 19, 2025

**What do you like best about Pluto?**

Simple to track expenses, usage and user friendly.

**What do you dislike about Pluto?**

A different physical and virtual card makes it unnecessary requirement.

**What problems is Pluto solving and how is that benefiting you?**

Earlier it was hard to track invoices as the keep the physical copies and entering them into system was time consuming.

  ### 7. The Best Expense Monitoring Platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Maricris G. | HR & FINANCE ADMIN, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 24, 2024

**What do you like best about Pluto?**

What I like best about Pluto is its straightforwardness and user-friendly design. It’s specifically tailored for managing expenses, which makes tracking and organizing financial information effortless. The simplicity of the platform allows users to focus on their spending without being overwhelmed by unnecessary features. Overall, Pluto effectively meets the needs of users looking for an efficient expense management solution. So far, for me, if it focuses solely on tracking expenses, there won't be any downsides. This specialization ensures that it delivers a streamlined and efficient experience, allowing users to manage their expenses without the distraction of unnecessary features. It’s great for anyone looking for a dedicated tool for expense management.

**What do you dislike about Pluto?**

What I dislike about Pluto? Honestly, I don't have any features that I dislike. So far, my experience has been really positive, and everything seems to be working well for me.

**What problems is Pluto solving and how is that benefiting you?**

As an admin, managing petty cash has always been a bit challenging for me, especially since most purchases are made online now and I don't have physical receipts to keep track of. However, the online system makes everything much more transparent, as the receipts are all accessible digitally. Additionally, requesting fund replenishments is a straightforward process, which adds to the convenience!

  ### 8. Satisfied

**Rating:** 5.0/5.0 stars

**Reviewed by:** Arun K. | Pilot, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 22, 2024

**What do you like best about Pluto?**

user friendly and easy to manage the transactions

**What do you dislike about Pluto?**

Physical card need to more improve it’s better

**What problems is Pluto solving and how is that benefiting you?**

tap to pay for small transaction

  ### 9. Very smooth onboaring process and Sarah who handled our application was extremely helpful

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jo  D. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 30, 2025

**What do you like best about Pluto?**

Less worry about scattered payments which wasn't the case earlier.

**What do you dislike about Pluto?**

Could not really think of one yet. idk yet

**What problems is Pluto solving and how is that benefiting you?**

No more scattered bills or fragmented payments from different cards.

  ### 10. Pluto Benefits.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 21, 2024

**What do you like best about Pluto?**

Its amazing to have pluto for my business purpose use. Easy to access well protected in security terms.

**What do you dislike about Pluto?**

Statements can only be downloaded monthly.

**What problems is Pluto solving and how is that benefiting you?**

In Pluto it is easy to keep a track of all the transcations.
Easy to use.
Crystal Clear in tracking the invoices.

  ### 11. Very good expense management tool

**Rating:** 5.0/5.0 stars

**Reviewed by:** Vishaka  B. | VP Sales, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 22, 2024

**What do you like best about Pluto?**

The fact that I can make expenses on behalf of the company and upload bills is just the best

**What do you dislike about Pluto?**

At this point as a new user, I have found a category that I dislike yet

**What problems is Pluto solving and how is that benefiting you?**

Making a reimbursement sheet. I used to hate making one

  ### 12. Rembursiments, Bills, and Zero headaches!

**Rating:** 5.0/5.0 stars

**Reviewed by:** mahmoud a. | Application Support Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 02, 2025

**What do you like best about Pluto?**

Pluto is an all-in-one app for reimbursements—submit, approve, and get reimbursed. And guess what? That’s not its only use! You can also use it to pay your bills. Once you try it, you'll want to use it every single time. I highly recommend Pluto to both service providers and users.

**What do you dislike about Pluto?**

Previously, we were unable to connect the Pluto card to Apple Pay, but now they’ve got us covered.

**What problems is Pluto solving and how is that benefiting you?**

Having all reimbursements and bills in one place.

  ### 13. pluto review

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 14, 2024

**What do you like best about Pluto?**

SUPER FAST AND EASY. GOOD FEATURES, NEW TECHNOLOGY

**What do you dislike about Pluto?**

vendor creation is only done by admin. need to change

**What problems is Pluto solving and how is that benefiting you?**

no need to use differnt differnt bank cards.

  ### 14. Very reliable and easy to know the process

**Rating:** 5.0/5.0 stars

**Reviewed by:** Noar O. | Logistic Supervisor, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2025

**What do you like best about Pluto?**

Easy to know the process and easy to upload the documents

**What do you dislike about Pluto?**

no dislike for pluto. everything is arrange and perfectly assist by generated ai.

**What problems is Pluto solving and how is that benefiting you?**

Can easy track down the billings and receipt documents.

  ### 15. Nice Corporate Expense Managment System

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Real Estate | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 18, 2025

**What do you like best about Pluto?**

Corporate Cards, 
Receipt documentation using whats-app
control over team limits

**What do you dislike about Pluto?**

lengthy on-boarding process it requires so many documents

**What problems is Pluto solving and how is that benefiting you?**

petty cash management

  ### 16. Easy to use and process expenses through

**Rating:** 5.0/5.0 stars

**Reviewed by:** Fahim A. | Cloud Accounting Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 04, 2025

**What do you like best about Pluto?**

Whatsapp integration makes it so easy to submit expenses straight away

**What do you dislike about Pluto?**

Not much i dislike about pluto, it does what it says, would be nice if you could send otps to a phone number rather than an email

**What problems is Pluto solving and how is that benefiting you?**

out of pocket expenses

  ### 17. Pluto is really a nice tool to manage your corporate/business expenses.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Shajeer A. | Business Development Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 28, 2024

**What do you like best about Pluto?**

The receipt upload via Whatsapp feature.

My company implemented this tool one year ago. Since then I am loving it's features. It easy to upload the receipt and the AI reads the receipt and attach it to corresponding transaction.  I really liked this feature. Great tool.

**What do you dislike about Pluto?**

You need OTP to login the app every time.

**What problems is Pluto solving and how is that benefiting you?**

You don't need to prepare an expense statement end of every month with lot of recepts and stuff.

  ### 18. Simply the best

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 14, 2024

**What do you like best about Pluto?**

*Easy Use
*Quick customer support
*Easy Implementtaion
*Ease integartion
*Whatsapp enabled service

**What do you dislike about Pluto?**

Most of the features are very easy there is no much dislike anout pluto

**What problems is Pluto solving and how is that benefiting you?**

It is very easy to submit reimbursement

  ### 19. Amazing user interface

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 28, 2024

**What do you like best about Pluto?**

It's helped me steamline all petty cash requirements, I love that I can upload directly via whatsapp, this makes it accessible on the go.

**What do you dislike about Pluto?**

I'm unable to delete uploaded recepits sometimes.

**What problems is Pluto solving and how is that benefiting you?**

Less paper work and its easier to manage on one platform

  ### 20. Great solution for all sizes of businesses when it comes to Pettit cash management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mazen M. | Operations manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 10, 2025

**What do you like best about Pluto?**

- Diverse plans to diifrent company needs, which make the platform feasabile and usable for all company sizes.
- Great & Easy UI.
- Great and Patient support from Sidhant who easily understood & digested the needs of my bussines operations and gave us the best reccomendations to an effecient operations.

**What do you dislike about Pluto?**

Non, is it gave me a standalone unique solution for a very niche proplem that I faced.

**What problems is Pluto solving and how is that benefiting you?**

Pettit cash & Procurement management.

  ### 21. Fast and efficient

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Real Estate | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

It is easy to use and secure at the same time

**What do you dislike about Pluto?**

The unavailability of paying through the C.C machines

**What problems is Pluto solving and how is that benefiting you?**

Allowing the users to have flexible fund to use for the emergencies and it is under control by the central management as well

  ### 22. had a lovely experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 17, 2025

**What do you like best about Pluto?**

the use of AI bots for response is admirable and time efficient.

**What do you dislike about Pluto?**

I have been unable to get clarity on how to solve my company card issue, I'm still struggling to be honst.

**What problems is Pluto solving and how is that benefiting you?**

Instead of the usual cycle of spending and get reimbursed for it in a couple of weeks, I can directly pay from a separate account now.

  ### 23. Great card user UI

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ilia S. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 26, 2025

**What do you like best about Pluto?**

Great interface, step by step navigation, different user rule access, management structure, notifications and application. Custiomer support replied in 5 minutes and solved my issue. Using Pluto every day. Integration 10 mintues and ready. Nice card delivery.

**What do you dislike about Pluto?**

They said we will have cashback but we started te earn it only at the end of March, but started using Pluto in December

**What problems is Pluto solving and how is that benefiting you?**

Nice spending management in our organisation

  ### 24. Userfriendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sunil D. | Accounting Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 16, 2024

**What do you like best about Pluto?**

It minimises the risk of handling the liquid cash.

**What do you dislike about Pluto?**

The process of training the staff if you have many branches.

**What problems is Pluto solving and how is that benefiting you?**

The prblem of handling liquid cash is solved

  ### 25. Pluto hassle free review

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jonalyn Mansit D. | Finance Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 30, 2024

**What do you like best about Pluto?**

The support team, especially Sidhant has been incredibly helpful throughout my journey with the set up. It's refreshing to have such dedicated assistance. What I love most is that Pluto is an accessible tool for expense control with ease.

**What do you dislike about Pluto?**

I hope that virtual cards can be added to apple pay

**What problems is Pluto solving and how is that benefiting you?**

It benefits our company from controlling the users in terms of submitting the receipts / invoice on time

  ### 26. Pluto

**Rating:** 5.0/5.0 stars

**Reviewed by:** kae b. | Secretary, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 18, 2025

**What do you like best about Pluto?**

Pluto simplifies work expenses while enhancing security and transparency.

**What do you dislike about Pluto?**

None so far my experience has been very great since I used it.

**What problems is Pluto solving and how is that benefiting you?**

OTP, since I have direct access on my account I do not need to wait for anyone for OTP.

  ### 27. Ease of managing Reimbursements for my team

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 04, 2025

**What do you like best about Pluto?**

Number of Features 
Ease of Implementation
Airport Lounge assess

**What do you dislike about Pluto?**

Direct transfer to bank account is not available

**What problems is Pluto solving and how is that benefiting you?**

Helps to keep track and reduce paperwork

  ### 28. My Pluto experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Libas  A. | Chief Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 06, 2025

**What do you like best about Pluto?**

This is one of the best solution for keeping track of expenses.

**What do you dislike about Pluto?**

I am not sure. Maybe the application can be a little better

**What problems is Pluto solving and how is that benefiting you?**

Expense tracking and dispense from management

  ### 29. Easy and effortless interface. Can't think of a better way to get my expenses reimbursed.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Muthanna M. | Junior Content Creator, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2024

**What do you like best about Pluto?**

Very simple to use. 
It auto reads the amount from the pictures i upload onto the website.

There are many custom fields which make it precise for mentioning the type of reimbursements I add

**What do you dislike about Pluto?**

From how much I have used Pluto, finding negatives here is incredibly difficult. My only possible dislike would be that they don't have a dark mode appearance.

**What problems is Pluto solving and how is that benefiting you?**

It helps me manage and track my expenses by offering a simple, user-friendly interface for submitting reimbursement requests. This saves me time and effort, making it easy to keep track of my shoot-related expenses and get reimbursed quickly. It makes it even simpler for the people who approve my expenses to view them.

  ### 30. Simple and user friendly mobile application

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Pluto?**

The mobile application is very comprehensive, the best part being the transactions list with a pending and settled status which helps me easily identify how many transactions I am yet to attach receipts for. Apart from the app, the card itself works pretty well, and is acceptable at all places in UAE.

**What do you dislike about Pluto?**

I've had some troubles with using it during my India trip, as they accept upi there, I wasn't able to add this card to upi apps. Apart from that it's all good.

**What problems is Pluto solving and how is that benefiting you?**

I used to pay cash on my business trips and later claim the amount from company showing the bills. This process made me spend cash from my pocket which will be received back but after a month. However, now we don't have this problem due to the pluto card.

  ### 31. Pluto via apple pay

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Logistics and Supply Chain | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 17, 2025

**What do you like best about Pluto?**

Can be used in apple pay. Therefore, making it easier for me to pay and not bring physical card

**What do you dislike about Pluto?**

This is not applicable, I have not encountered any issue yet with Pluto

**What problems is Pluto solving and how is that benefiting you?**

It has made our company's reimbursement process smoother.

  ### 32. Pluto is solve my business payments issues.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 20, 2025

**What do you like best about Pluto?**

Easy to use, Friendly dashboard, very fast support.

**What do you dislike about Pluto?**

No availability for multi currencies for top up the cards and for transactions

**What problems is Pluto solving and how is that benefiting you?**

it's support organize media paying to different media platforms by our team. Also, it's help us to organize the budgets and full reporting of transactions happened those different media platforms.

  ### 33. Outstanding App!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mahmoud A. | Operations Specialist, Financial Services, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pluto?**

Everything about Pluto is amazing. The whole experience is superior. It's great for paying bills, compenation programs, and a lot more.

**What do you dislike about Pluto?**

Nothing at all, it leave other apps no competition.

**What problems is Pluto solving and how is that benefiting you?**

Reimbursement and bill payment.

  ### 34. Go Pluto!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Staffing and Recruiting | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 23, 2024

**What do you like best about Pluto?**

The best thing about Pluto is having all your receipts and bills organized and easy to track. User-Friendly Interface. The app interface is intuitive and easy to navigate. Setting up the card and managing transactions is straightforward, even for someone who isn't tech-savvy. The Pluto Card app has an intuitive and user-friendly interface. Navigating through various features and checking my balance and transactions is a breeze.

**What do you dislike about Pluto?**

None so far but I like to try it outside of the country to see if it is widely accepted.

**What problems is Pluto solving and how is that benefiting you?**

Pluto Card simplifies banking tasks and enhances accessibility through its user-friendly mobile app and customer support services. Users can manage their finances anytime, anywhere, without the constraints of traditional brick-and-mortar banking hours or locations.

  ### 35. Best Virtual Card for Making payments in Tourism Industry

**Rating:** 4.5/5.0 stars

**Reviewed by:** Moin K. | Visa Consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 11, 2024

**What do you like best about Pluto?**

Easy to use and track the records of the transaction history

**What do you dislike about Pluto?**

I got a refund issue as paymentvwas deducted and when contacting with custimer support they asked me to check with the supplier and after contacting the supplier they told me to check with pluto as they did not received the payment and the transaction amount was deducted from my salary.

**What problems is Pluto solving and how is that benefiting you?**

For issuance of visas. All our transactions were done byvpluto

  ### 36. Hustle free transactions and can keep a track of every penny spend easilyyyy

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 23, 2025

**What do you like best about Pluto?**

very easy to use and very easy to understand

**What do you dislike about Pluto?**

for now not much really about disliking.

**What problems is Pluto solving and how is that benefiting you?**

petty cash issue is being resolved totally

  ### 37. Very Responsive UI & Sleek Design

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 22, 2025

**What do you like best about Pluto?**

The UI is very cool and responsive.
And different features are well segregated.

**What do you dislike about Pluto?**

Not much actually. It is pretty good. May be they can explain the bills part more clearly.

**What problems is Pluto solving and how is that benefiting you?**

Ease of adding expenses .

  ### 38. IT AMAZING AND EASY TO USE

**Rating:** 5.0/5.0 stars

**Reviewed by:** Yaman I. | Head of distribution, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 28, 2025

**What do you like best about Pluto?**

Not losing the receipts anymore and offer

**What do you dislike about Pluto?**

It’s amazing no dislike at all……………………..

**What problems is Pluto solving and how is that benefiting you?**

Invoices

  ### 39. Pluto has made our team finances so much easier.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Regina C. | Administrative Assistant, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 30, 2024

**What do you like best about Pluto?**

The best thing about Pluto is that whenever something needs to be paid, it does not require a long process. It's very easy to use and very secure.

**What do you dislike about Pluto?**

One thing I would prefer to be changed in the system is to give more time for users to upload the receipts before the card gets deactivated automatically.

**What problems is Pluto solving and how is that benefiting you?**

It helped a lot in terms of our team's expenses. Services for work, air fare, hotel bookings, you name it. Instead of going back and forth with a hotel for example in booking for my team's accommodation, it's very easy to have a card handy for payments.

  ### 40. Best GUI

**Rating:** 5.0/5.0 stars

**Reviewed by:** Muhab A. | Program Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pluto?**

I started working remotely a few months back and was wondering how would I be able to share my expenses with the associated teams along with the fact that approval cycle has to go through multiple layers, until one of my collegoues introudced me to Pluto, I found out it was extremely easy to use to submit my expenses and see the timeline of the approval cycle.

It's easy to get lost in the day to day work however with Pluto, it's easy to keep the data and documents for your expenses and share them with the associated department and get frequent feedback.

**What do you dislike about Pluto?**

Nothing I found till now, my excperince with Pluto has been really good

**What problems is Pluto solving and how is that benefiting you?**

I am a frequent user of pluto who has expenses thay needs to be shared with the managment frequenlty, Pluto is doing this job in an amazing way to the point I don't have to worry about this part at all

  ### 41. Amazing Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Omar T. | Marketing Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 15, 2024

**What do you like best about Pluto?**

Amazing experience with Pluto! We had a very painful issue of paying for our social media ads as most of the Platforms were blacklisted! After getting their services we don't face any issues with payments. The deposit process is very quick and the client support is very helpful and cooperative. We also get reports and charts on our paymnets which is very useful. 

Thanks a lot Pluto team! And special thanks to my account manager Andrew!

**What do you dislike about Pluto?**

Client support is amazing as well as fast deposit process and ease of use.

**What problems is Pluto solving and how is that benefiting you?**

Paying for social media ads without any hassles, which was blacklisted in the country we are doing business at.

  ### 42. Efficient process

**Rating:** 5.0/5.0 stars

**Reviewed by:** Racha G. | Account Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 24, 2024

**What do you like best about Pluto?**

it is less paper work, less chasing, all automated and trackable with live status. saves time for every department and allows quicker workflow. has many features and a live customer support button that are very fast in replying. the platform is easy to implement across a business, the tool is very straightforward and you can easily integrate it to your backend systems and well as use daily on the mobile app.

**What do you dislike about Pluto?**

the only issue is the mandatory upload receipt, but i know it feedback has been taken into consideration and backend team are working on a no receipt check mark to allow you to proceed without a receipt.

**What problems is Pluto solving and how is that benefiting you?**

It is solving problem of having to go from one person to another to approve and sign an invoice or reimbursement, now it saves everyone time and elimnates errors and chances of losing an invoice or forgetting to process it.

  ### 43. Autopilot for Company Expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gabriel G. | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 15, 2023

**What do you like best about Pluto?**

For us, the main benefit of Pluto is that we don't have to think about petty cash and worry about spending at all. It runs on Autopilot and Pluto prompts us when it needs attention, so we can better focus on our core competency without the extra mental load. Another huge selling point has been the incredible customer support across the board. Everyone on the Pluto team has been extremely helpful through any questions we had.

**What do you dislike about Pluto?**

1. Limited integration with non-card spend

**What problems is Pluto solving and how is that benefiting you?**

Our challenges:

1. Efficiently handling and tracking petty cash without manual intervention.
2. Ensuring transparent, accountable, and secure usage of corporate cards.
3. Efficiently managing recurring subscriptions spending. 
4. Effectively managing receipts & reducing time spent by finance teams on manual work. 


Pluto reduces our operational cost by allowing us to have a small Finance team focused on the day-to-day operational and strategic needs that are core to the business, rather than easily automatable tasks like handling petty cash.

  ### 44. Seamless and smooth expense management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mara B. | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

As an accountant, Pluto ease our work up to 90%. Very helpful to our accounting team to manage and track all the expenses of our employees.  Here are the top 5 pros of using Pluto.

1. Swipe and upload the receipt/invoice
2. Automatically card lock 
3. Virtual card - I love this so much! Cashless and cardless!
4. Self explanatory statement of account
5. Helpful customer support.

and the big bonus is - whenever I faced any inconvenience,  Noura is always there to help me through and Teri has been very good on guiding us on the entire process when we started using Pluto.

You'll never get wrong with using #Pluto!

**What do you dislike about Pluto?**

The reimbursement part. We don't usually use this - and if someone does, I wouldn't be able to see as there is no notificaton. I think if someone request for reimbursement - the reimbursement dashboard would have a "notification" sign or something that will caught our eyes so we can check immediately.

**What problems is Pluto solving and how is that benefiting you?**

Tracking and verification of our expenses.

  ### 45. Trusted Company, easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mar C. | Office Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

Since we've been using Pluto last year, we were able to effortlessly monitor our expenses as well as generate reports seamlessly. It is user-friendly and efficient. We can provide cards and make reimbursements from the platform directly which is very convenient. Everytime we have issues or concerns, the team was able to provide a solution.

**What do you dislike about Pluto?**

It can improve a bit more on the customer support live chat function. I've had minor queries in the past and was not able to get an immediate response, which can delay things a bit. We can also improve with the integration aspect so it wouldn't feel so manual.

**What problems is Pluto solving and how is that benefiting you?**

The ability to issue individual corporate cards is really helpful. Also, the administrators can control and has visibility over the spending. Being able to set custom spending limits is also great, and especially tracking transactions in real-time, while being able to generate reports needed to reconcile our expenses. This saves a lot of time and energy.

  ### 46. It’s a very useful platform to use as having this platform helps me manage the finance easily

**Rating:** 5.0/5.0 stars

**Reviewed by:** Muhad M. | Director of Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 02, 2025

**What do you like best about Pluto?**

The finance management system that is offered

**What do you dislike about Pluto?**

Nothing much as of now, since we move forward we can see any issue is there or not

**What problems is Pluto solving and how is that benefiting you?**

Solving every issue related to finance and procurement

  ### 47. Pluto is hassle free

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kenneth F. | Deployment Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 06, 2024

**What do you like best about Pluto?**

Pluto is very convinient and easy to use

**What do you dislike about Pluto?**

Sometime it needs time to upload the receipt

**What problems is Pluto solving and how is that benefiting you?**

I can upload all the receipt together and get approval easily

  ### 48. Easy, Efficient and Life Saving for business owners/operators

**Rating:** 5.0/5.0 stars

**Reviewed by:** Allan O. | Director of Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 08, 2024

**What do you like best about Pluto?**

It has transformed the way we manage petty cash, reduced time in administration, no more lost reciepts or submitting forms. It super easy and on the very rare occassion I faced an issue, the team were easy and accessable and quick to resolve.

**What do you dislike about Pluto?**

Haven't found one yet. For my business needs it really is a one stop solution.

**What problems is Pluto solving and how is that benefiting you?**

We used to spend hours tracking invoices, reciepts and arranging reimbursements for our team. As any business operator will know, there is always paperwork lost along the way and Pluto makes uploading and tracking these items seemless and simple.

  ### 49. Dealing with Pluto has been easy, convenient and transparent

**Rating:** 4.5/5.0 stars

**Reviewed by:** Lee M. | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 07, 2024

**What do you like best about Pluto?**

The ease of use of the product. It has a very clean UI and can be used with minimal training. It is feature rich and changes to settings can be done instantly. Their use of Whatsapp to upload documents was a game changer and makes it very easy for the whole team to use and make sure all receipts are uploaded instantly. Gives us transparency of our purchases and we have actually moved a very complicated manual purchase-approval process over to pluto now.

**What do you dislike about Pluto?**

Can't think of anything critical. It's still a new software and there could be a lot more features as you can see the potential in it, but new features are being released every few months.

**What problems is Pluto solving and how is that benefiting you?**

Removing the manual process of having physical receipts and chasing employees to submit on time. This used to be a stenous task on a monthly basis to close books due to late submission of receipts. Also to get approvals on purchases was done completely manually and involced multiple emails. Pluto solves this for us by having control on spend limits and spend categories for employees. Also with their integration via Whatsapp its easy for any to submit receipts on time, ask for purchase approvals and he have everything recorded on one platform.

  ### 50. Best Solution for Corporate digitalization of expenses

**Rating:** 4.5/5.0 stars

**Reviewed by:** ziyath a. | Group Finance Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 25, 2024

**What do you like best about Pluto?**

Pluto was very user-friendly and easy to set up. The team was highly supportive during the training, demonstrating patience and thoroughness in teaching users. The interface of Pluto is straightforward and easy to manage. Fund transfers are processed quickly, with no delays, making it convenient to transfer funds as needed. For sure I recommend the pluto card for any company for efficient petty cash & subscription management. we don't face anymore challenge of claim transferring to our employee personal ban accounts.

**What do you dislike about Pluto?**

The initial setup with the compliance department took longer than expected. Additionally, Apple Pay is not currently available for adding Pluto cards.

**What problems is Pluto solving and how is that benefiting you?**

Pluto has helped a lot in stopping all employee personal claims. we were able to digitalize the cash advances with employees into digital cards



- [View Pluto pricing details and edition comparison](https://www.g2.com/products/plutocard/reviews?filters%5Bnps_score%5D%5B%5D=5&page=2&section=pricing&secure%5Bexpires_at%5D=2026-08-14+09%3A42%3A37+-0500&secure%5Bsession_id%5D=8f6a435e-600c-4bae-952d-e2dd31ad56a0&secure%5Btoken%5D=b9eccfe4cbe74db6016ec103a0caa4d956c5b1501f066a1e0dcf72c00b214862&format=llm_user)
## Pluto Integrations
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [WhatsApp Business Platform](https://www.g2.com/products/whatsapp-business-platform/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Pluto Features
**Expense Reports**
- Ease of Creating Expense Reports
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Management

**Setup**
- Data
- Approvals
- Alignment
- Real-Time Data

**Planning**
- Processes
- Contracts
- Requisition

**Invoice Management**
- Capture
- Supplier Portal
- Repository

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Online Booking
- Credit Card Management
- Booking Management
- User Management
- Restriction Management
- Reservations Management
- Reimbursement Management
- Vendor Management
- Travel Management
- Promotions Management
- Workflow Management
- Receipt Management
- Supplier Management
- Compliance Management
- Policy Management
- Invoice Management
- Real-Time Notifications
- Third-Party Integrations
- Timesheet Management
- Invoice Management
- Reimbursement Management
- Real-Time Notifications

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Execution**
- Purchasing
- Invoicing
- Procurement Management
- Order Management

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance
- Recurring Payments

**Invoice Processing**
- Approvals
- Batch Processing
- Consolidation
- Match Invoices

**Analytics**
- Visibility
- Performance
- Spend
- Financial Reporting

**Analytics**
- Due Dates

**Analytics**
- Due Dates
- Cashflow
- KPIs
- Payment Tracking

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Biometric Recognition
- Optical Character Recognition

**Integration**
- Accounting
- Payment Integration
- ERP
- ERP integration

**Integration**
- Accounting
- Payments
- ERP
- Account Sync

**Reporting**
- Real-Time Monitoring
- Multiple Views
- Data Import/Export
- Real-Time Updates
- Real-Time Reporting
- Real-Time Analytics

**Agentic AI -  Procure to Pay**
- Multi-step Planning
- Autonomous Task Execution
- Proactive Assistance

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Additional Functionality**
- Generative AI
- Integration Management
- Vendor Management
- Contract Lifecycle Management
- Budgeting/Forecasting
- Compliance Management
- AI Copilot
- Inventory Management

**Additional Functionality**
- Audit Trail
- Secure Data Storage
- AI Copilot
- Approval Process Control
- Data Import/Export
- Duplicate Detection
- Expense Claims
- Budgeting/Forecasting
- Customizable Fields
- Spend Control
- Customizable Templates
- Access Controls/Permissions
- Reporting & Statistics
- Automated Receipt Matching
- Mobile Receipt Upload
- Billable & Non-Billable Hours
- Financial Analysis
- Categorization/Grouping
- Single Sign On
- Activity Dashboard

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH
- Reimbursement Management

**Agentic AI - Invoice Management**
- Cross-system Integration
- Adaptive Learning
- Proactive Assistance

**Mobile**
- Receipt Capture
- Mileage Tracking
- Expense Tracking
- Real-Time Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow
- Generative AI

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls
- Budget Control
- Approval Process Control
- Spend Control
- Prepaid Cards

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Additional Functionality**
- Reminders
- Activity Tracking
- Invoice Processing
- Accounting Integration
- Categorization/Grouping
- Reporting & Statistics
- Configurable Workflow
- Spend Analysis
- Expense Tracking
- Third-Party Integrations
- Accounting
- Audit Management
- Approval Workflow
- AI Copilot
- Supplier Management
- Invoice Management
- Billing & Invoicing
- Transaction History
- Purchase Order Management
- Audit Trail
- Generative AI
- Expense Claims
- Workflow Management
- Time & Expense Tracking
- Multi-Currency
- Vendor Management
- Procurement Management
- Credit Card Management
- Compliance Management
- Requisition Management
- Customizable Reports
- Ad hoc Reporting
- Financial Management
- API
- Rules-Based Workflow
- Receipt Management
- Activity Dashboard
- Purchasing & Receiving

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management
- Timesheet Management
- Payroll Management
- Employee Management
- Invoice Management
- Calendar Management
- Workflow Management
- Task Management
- Mobile Access
- Mobile Access
- Workflow Management
- Compliance Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline
- Accounting Integration
- QuickBooks Integration
- Real-Time Reporting
- Third-Party Integrations
- Payroll Integration
- Accounting Integration

**Audit**
- Filters
- Duplicates

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

**Additional Functionality**
- Data Import/Export
- Invoice Management
- Online Banking
- 1099 Preparation
- Generative AI
- Receipt Management
- AI Copilot
- Fraud Detection
- Duplicate Payment Alert
- Document Management
- Compliance Management
- Inventory Management
- Check Writing
- Mobile Access
- Audit Trail
- Reporting/Analytics
- Multi-Currency
- Status Tracking
- Activity Dashboard
- Cash Management
- Alerts/Notifications
- Billing & Invoicing
- Vendor Management
- Anomaly Detection
- API
- ACH Payment Processing
- Invoice Processing
- Aging Tracking
- Supplier Management
- General Ledger
- Expense Tracking
- Bank Reconciliation
- Workflow Management
- Customizable Reports
- Approval Process Control
- Electronic Funds Transfer
- Purchase Order Reconciliation
- Financial Management
- Workflow Automation

## Top Pluto Alternatives
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