---
title: Plooto Reviews
meta_title: 'Plooto Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 84 reviews by the users' company size, role or industry to
  find out how Plooto works for a business like yours.
aggregate_rating:
  rating_value: 4.5
  review_count: 84
  scale: '5'
date_modified: '2026-07-23'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---

# Plooto Reviews
**Vendor:** Plooto  
**Category:** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 84
## About Plooto
Plooto is an all-in-one accounts payable and receivable software that gives your business total control over cash management. We simplify manual payment and accounting processes, so you can focus on what’s important. Unlock your growth potential today! Customize your process: Tailor accounts payable and accounts receivable workflows to your team’s needs. Easily route payments to the right person and secure timely approval. Manage your cash flow: Ensure your money is where you need it, when you need it. Automating receivables and payables in one platform gives you complete control over your finances. All-in-one control: Seamlessly integrate your accounting software, your bank, and your Plooto account. Take control and do it all from one centralized hub. Fuel your growth: Eliminate tedious paperwork, inefficient data entry, and repetitive tasks. Use the time you get back to focus on high-impact work that pushes your business forward. Two-Way Sync With QuickBooks, Xero and Oracle NetSuite: Eliminate data entry errors and other inefficiencies when you two-way sync with top accounting software. Get more accurate books with automatic reconciliation. Payment operations mission control for savvy accounting firms. Focus on scaling up: Eliminate time spent on tedious paperwork and manual reconciliation. Manage all your clients within a secure, all-in-one platform and focus on high-value work that moves your firm forward. Create workflows that work for you: Use custom rules to automate your client accounts payable and accounts receivable workflows. Easily route and customize payment approvals to the right person at the right time. Help your clients grow! Partner with your clients and give them: flexible payments options, greater financial visibility, and complete control over their cash flow.



## Plooto Pros & Cons
**What users like:**

- Users find Plooto to be **extremely easy to use** , appreciating its intuitive interface and seamless integration with QuickBooks. (8 reviews)
- Users rave about the **easy payments** with Plooto, highlighting its fast, reliable, and smooth payment process. (6 reviews)
- Users appreciate the **seamless QuickBooks integration** of Plooto, enhancing efficiency in managing payments and invoices. (4 reviews)
- Users value the **control features** of Plooto, allowing flexible approvals and payment scheduling for seamless operations. (3 reviews)
- Users value the **easy integrations** with QuickBooks and Xero, streamlining their payment processes effortlessly. (3 reviews)
- Users value the **seamless integrations** of Plooto with QuickBooks Online and Xero, enhancing their payment processes. (3 reviews)
- Users love the **seamless payment processing** of Plooto, streamlining bill management and approvals effectively. (3 reviews)
- Accounts Payable Efficiency (2 reviews)
- Control Ease (2 reviews)
- Easy Access (2 reviews)

**What users dislike:**

- Users find the **search difficulty** in Plooto cumbersome, especially when locating past payments and reports. (3 reviews)
- Users experience **client confusion** due to convoluted payment approval processes and limitations on entering bank details. (2 reviews)
- Users face challenges with **inadequate reporting** , finding it difficult to access detailed transaction information effectively. (2 reviews)
- Users frequently experience **payment delays** , with transactions taking up to 5 days to reflect in accounts. (2 reviews)
- Users often face **payment issues** with Plooto, experiencing significant delays and increased fees affecting their transactions. (2 reviews)
- Payment Processing (2 reviews)
- Slow Transactions (2 reviews)
- Time Consumption (2 reviews)
- Approval Issues (1 reviews)
- Banking Issues (1 reviews)

## Plooto Reviews
  ### 1. Easy to Use, but Rigid Risk Reviews Cause Payment Delays and Unresponsive Support

**Rating:** 0.5/5.0 stars

**Reviewed by:** Jonathan C. | Top Dog, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 30, 2026

**What do you like best about Plooto?**

Plooto is easy to get up and running, and the payment approval workflow is intuitive. The interface is clean, payments are straightforward to process, and it integrates well into a typical accounts payable workflow. For organizations with relatively simple payment needs, it's an easy platform to learn and use.

**What do you dislike about Plooto?**

The manual risk review process has become a significant operational burden. We've had multiple legitimate supplier payments delayed while repeating verification steps for changes that were initiated and authorized by our own organization. While fraud prevention is important, the process feels overly rigid and doesn't scale well for businesses processing a meaningful volume of payments.

Even more frustrating was the lack of engagement after raising these concerns. After complying with the requested verification, I asked twice to speak with someone from Customer Success or Management to discuss our experience and whether there was a more practical workflow available. As of writing this review, I have not even received an acknowledgement of those requests.

Good software is only part of the equation. Responsive customer service and a willingness to engage with legitimate customer concerns are equally important, and that's where our experience has fallen short.

**What problems is Plooto solving and how is that benefiting you?**

Plooto replaced some manual cheque payments and online banking with a centralized accounts payable workflow. It provides approval controls, payment tracking, and electronic supplier payments, making it easier to manage our AP process and reducing manual administrative work.

As our business has grown, however, we've found that the efficiency gains are increasingly offset by repeated manual risk verification requests that delay legitimate supplier payments and require significant additional effort from our finance team. While the platform solves many day-to-day AP challenges, its current risk review process has become a meaningful operational bottleneck for our organization.

**Official Response from Plooto Team:**

> Hi Jonathan, 

Thank you for sharing this — and for the detailed, balanced feedback. We're genuinely glad to hear that Plooto's ease of use and approval workflow have supported your AP process.

We're sorry the risk review process has created delays for your team, and even more so that your requests to connect with someone weren't followed up on. That's a gap we take seriously, and it's not how we want our clients to experience us.

We'd like to connect with you directly to hear more about your experience and make this right. Please reach out to us at clientrelations@plooto.com — we'll make sure the right people are involved in that conversation.

Thank you again for taking the time to share your experience. Your feedback helps us improve.

Kind Regards,
The Plooto Team

  ### 2. Easy to Use and Saves Time and Money with Plooto

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caitlin E. | Controller, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

It’s easy to get started with and straightforward to use. It’s also saving us time and money, since we used to print and mail cheques, and the postage alone cost more than sending money through Plooto.

**What do you dislike about Plooto?**

The main drawback is that sending money through Plooto takes a week (five business days) from the time it leaves our bank account to when it lands in the recipient’s account. I know Plooto Express is now available for expedited payments, which is helpful in a pinch, but the 0.50% fee can get expensive quickly—especially with some of the larger amounts we send.

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows us to pay vendors directly in a safe and secure way. We don’t have to rely on postage—especially since there have been postal strikes in Canada recently—and we know when the money has landed in the recipient’s account.

**Official Response from Plooto Team:**

> Hello Caitlin, 

Thank you for sharing this! We are glad to hear that Plooto is able to help save you time and money. This is exactly what we strive for! 

Your point on the standard processing timeline is well taken and has been noted. 

We appreciate your partnership!

— The Plooto Team

  ### 3. Seamless QuickBooks Online Integration and Easy Multi-Approval Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Performing Arts | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 13, 2026

**What do you like best about Plooto?**

Plooto is a great tool. My favorite features are the seamless integration with QuickBooks Online and the fact that two or more signing authorities can approve payments easily and on a timely manner.

**What do you dislike about Plooto?**

I don't dislike anything about Plooto, but perhaps there could be improvements in the way international payments are processed as its often tricky to get exchange rates to aslign between the moment the payment is processed vs the moment the money actually comes out of the account, causing discrepancies.

**What problems is Plooto solving and how is that benefiting you?**

For us the main problem Plooto solves is the authorization of electronic payments by two or more signing officers. Since we are a charity that banks with a credit union, we have to follow strict payment approval processes and Plooto is a great tool that solved this problem quickly and with great ease of user for our staff and board members.

**Official Response from Plooto Team:**

> Hello, 

Thank you for this thoughtful review! We're glad Plooto has been able to support your organization's strict multi-signatory requirements — that's exactly what our approval workflow is built for. 

Your note on exchange rate timing for international payments is a helpful signal and we appreciate you flagging it. Thank you for your continued partnership!

— The Plooto Team

  ### 4. Seamless Bank and QuickBooks Integration

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Staffing and Recruiting | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

I like how seamlessly it integrates with my bank and QuickBooks.

**What do you dislike about Plooto?**

There are too many obnoxious pop-ups asking me to add a credit card, even after I’ve declined multiple times. On top of that, the price is much more expensive than other services like RBC PayEdge and Telpay.

**What problems is Plooto solving and how is that benefiting you?**

Ploot allows me to pay multiple vendors in a single day, even when I need to send large sums of money. This helps me meet my payment deadlines on time, instead of running into my bank’s limitations on the maximum amount I can pay a vendor per day. It also lets me track the progress of each payment, which I really like. Overall, it makes my business look more professional.

**Official Response from Plooto Team:**

> Hello, 

Thank you for the review! 

We're glad the bank and QuickBooks integration has been working seamlessly for you. Your feedback on the repeated credit card prompts is noted — we understand how disruptive that feels after you've already made a decision, and we appreciate you flagging it. 

Feedback like this helps us improve.

— The Plooto Team

  ### 5. Friendly, Knowledgeable Plooto Team That’s Always Responsive

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sal R. | Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 10, 2026

**What do you like best about Plooto?**

What stands out most to me is the Plooto team. Everyone we’ve worked with has been friendly, knowledgeable, and responsive, and they’ve been genuinely supportive throughout.

**What do you dislike about Plooto?**

There’s nothing I dislike based on my experience—Plooto has been amazing so far.

**What problems is Plooto solving and how is that benefiting you?**

Plooto has helped simplify and streamline our clients’ payment process by replacing manual bill payments with a secure, efficient approval workflow. It saves time, improves accuracy, and integrates seamlessly with QuickBooks Online, which makes both AP and AR much easier to manage.

**Official Response from Plooto Team:**

> Hello Sal, 

This means a lot — thank you! Our team works hard to be genuinely helpful and responsive, and reviews like yours are a real reminder of why that matters. 

We appreciate your partnership and look forward to continuing to support you.

— The Plooto Team

  ### 6. Seamless QuickBooks Online Integration Makes Payments Easy to Manage

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about Plooto?**

The integration with QuickBooks Online has made our payment process seamless and easier to manage.

**What do you dislike about Plooto?**

Plooto takes a minimum of 4 to release payments to our suppliers.  Depending on the time of day that the final approval is make, it can take up to a week for the suppliers to receive the funds.    While Plooto does have options to decrease this timeline, it comes at additional costs or access to credit cards for processing.

**What problems is Plooto solving and how is that benefiting you?**

Before Plooto, our process was manual and always carried the potential for errors. Since all banking details are stored securely in Plooto, they only need to be entered once, which gives me real peace of mind when issuing payments.

**Official Response from Plooto Team:**

> Hello,

We're glad the QBO integration is working well for you. We hear you on the processing times, and we understand how important that is — we've passed this along internally. 

Thank you for taking the time to leave this review; it genuinely helps us improve your experience.

— The Plooto Team

  ### 7. Effortless, Up-to-Date Payment Tracking—Plus Convenient USD Cross-Border Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Inge P. | President, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about Plooto?**

Being up to date and current on payments being made out of my business without having to do the accounting processing work.

**What do you dislike about Plooto?**

There isn't anything I dislike about it. I even like that we can pay in US dollars as well. Very convenient for our cross border vendors.

**What problems is Plooto solving and how is that benefiting you?**

We can manage our vendor payments from one platform, while keeping me, the owner, current on the happenings of all our bills being paid.

**Official Response from Plooto Team:**

> Hello Inge, 

Thank you for this! Keeping your business current on payments without the manual accounting overhead is exactly what we aim for, and it's great to hear the USD cross-border functionality is working well for your vendors. 

We appreciate your partnership!

— The Plooto Team

  ### 8. Streamlined Payments with Notifications & Transparency

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about Plooto?**

I like that I can log in and see when people have signed, which provides transparency. I also appreciate getting notifications when a payment is going out, when it's been processed, and when it's been deposited. This feature saves time and keeps me informed. Additionally, I like that we can easily change the signing authorities and adjust the limit amounts on approvals, which were challenging to manage manually.

**What do you dislike about Plooto?**

I'd like it if there were less of a delay in getting paid. I know there is an instant option, but it costs more money. So I would like the transfer to be quicker. That would be a nice feature. And receiving notifications about signers or sending reminders is something I haven't figured out yet.

**What problems is Plooto solving and how is that benefiting you?**

I use Plooto to solve issues with lost checks, security, and signing manual checks. It helps me reduce waiting times and track payments.

**Official Response from Plooto Team:**

> Hello,

Thank you! The visibility into every step of the payment process is something we've put a lot of thought into, and it's great to hear it's saving your team time. 

On your feedback regarding transfer speed — we have noted your feedback. 

Regarding approval reminder notifications - if you'd like help getting that set up, our support team is happy to walk you through it. 

Thanks for your partnership!

— The Plooto Team

  ### 9. Poor Product with Terrible Support

**Rating:** 1.0/5.0 stars

**Reviewed by:** Chris L. | Estimator, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 01, 2026

**What do you like best about Plooto?**

Plooto is useful to quickly pay vendors and sync with our accounting software.

**What do you dislike about Plooto?**

Plooto is very clunky is does not integrate well with Quickbooks desktop.  The syncing fails every 10th time and it makes an incorrect entry in the books which then needs to be corrected with a journal entry.  Plooto causes far more work in the accounting system than it saves.

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows us to pay clients quickly, provided they will click all of the fields and trust all of their banking information with Plooto.

**Official Response from Plooto Team:**

> Hi Chris, 

Thank you for taking the time to share your feedback. We're glad to hear that Plooto has been helpful in paying vendors quickly and syncing with your accounting software—that's exactly what we aim to deliver.

That said, we're truly sorry to hear about the sync failures with QuickBooks Desktop and the journal entry corrections this has caused. We understand how disruptive that is, and it's not the experience we want for you. 

We'd like to look into what's causing the recurring sync issues on your account specifically. Please reach out to us at clientrelations@plooto.com so we can investigate further.

We value your partnership and are committed to making Plooto work better for you.

Kind Regards,
The Plooto Team

  ### 10. How Plooto benefits me

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 21, 2026

**What do you like best about Plooto?**

streamlines payment of invoices so that I don't have to physically print cheques, get signatures, enter things in two different systems; having a history of what happened regarding a payment

**What do you dislike about Plooto?**

reports, especially bank reconciliation reports, don't have everything that I want. I wish it was more like an actual bank statement with debits & credits all in one report sorted by date.

**What problems is Plooto solving and how is that benefiting you?**

getting the required authorizations on payments. The payments won't go forward without those authorizations
being able to pay by etransfer when our bank won't allow it because of needing two to sign

**Official Response from Plooto Team:**

> Hello, 

Thank you for taking the time to share this! 

We're glad Plooto has simplified your approval workflow and cut out the manual work around cheques and multi-system entry. On your feedback about reconciliation reports — we have passed it along to the appropriate team for further consideration. 

We're grateful for your feedback and for your continued partnership.

— The Plooto Team

  ### 11. Effortless Payable Processing with Minor Hiccups

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

I really appreciate how Plooto makes the process of processing my payables seamless and almost effortless. What I like most about Plooto is the speed; tasks that used to take me half an hour can now be completed in under five minutes. It has made the entire process exponentially faster than it used to be.

**What do you dislike about Plooto?**

I really haven't had any concerns. Actually, there is one thing: Internet e-transfers, if they expire, I have no way to resend them or reissue them, and I can't delete the payable. But I have engaged your support regarding that.

**What problems is Plooto solving and how is that benefiting you?**

Plooto makes processing my payables twice a month seamless and almost effortless. I can complete tasks in under five minutes that used to take half an hour. It makes the entire process exponentially faster.

**Official Response from Plooto Team:**

> Hello,

Thank you for the review! Glad the payables processing has been largely effortless. 

We are happy to hear that you were able to engage our support team to address your concerns around expired EMT payments.

We appreciate your partnership!

— The Plooto Team

  ### 12. Plooto is really usefull. However, I'd like some improvements.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Executive Office

**Reviewed Date:** June 20, 2026

**What do you like best about Plooto?**

Integration with QuickBooks. The information is clear. Our date is secured.

**What do you dislike about Plooto?**

1) I don't see the credits for the suppliers or the client. I only see the invoices. To make sure I pay or request the correct amount, I have to go through all my receivables or payables to make to apply the credits before paying or requesting any payment on Plooto.

2) When I have several invoices to pay for the same supplier or client and I only select a few, I don't see the sub-total of the selected invoices.

3) When I select all invoices for the same supplier or client, I can't uncheck only a few. I have to select all invoices one by one.

**What problems is Plooto solving and how is that benefiting you?**

I can request payments from our clients or pay our suppliers easily.

The synchronisation between Plooto and QuickBooks is quick.

  ### 13. Easy Navigation Makes Payables Fast and Simple

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sheri-Lynn C. | Office Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 14, 2026

**What do you like best about Plooto?**

It is very easy to navigate doing the payables is quick and easy

**What do you dislike about Plooto?**

I wish it was easy to retrieve the payable listing for a particular  pay run.

**What problems is Plooto solving and how is that benefiting you?**

I have no idea what they are working on at this point

**Official Response from Plooto Team:**

> Hello Sheri-Lynn, 

Thank you! Really glad payables have been quick and smooth to manage. On retrieving payable listings by pay run — we'd love to understand exactly what you're looking for so we can pass it along to the right team. 

If you have a moment to share more detail, please send us a note at clientrelations@plooto.com. 

We appreciate the feedback!

— The Plooto Team

  ### 14. Board Approvals Made Easy—with Support for Canadian and U.S. Currency

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

We can do Board approvals, and can use both Canadian and U.S. currency.

**What do you dislike about Plooto?**

Not much - maybe that the week-long sign in doesn't work?

**What problems is Plooto solving and how is that benefiting you?**

We are a small Canadian charity and Plooto allows us to have 2 board members approve the payments staff is making, and to do it easily and remotely. And it's great the backup is there for them to see as well.

**Official Response from Plooto Team:**

> Hello, 

Thank you for this! Glad the board approval workflow and multi-currency support have been working well for your organization. 

On the sign-in session feedback — we'd love to understand this a bit better before passing it along. Could you send us a note at clientrelations@plooto.com with a bit more detail on what you're experiencing? 

We appreciate your partnership!

— The Plooto Team

  ### 15. Trial Experience Needs Improvement

**Rating:** 0.5/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 18, 2026

**What do you like best about Plooto?**

I used Plooto once to send internal payments to a vendor in Canada, and it helped me send a payment to a local vendor.

**What do you dislike about Plooto?**

I didn't like their trial policy. They gave me a trial, and almost at the end of it, they sent me an email saying I would be charged. I forgot to cancel it, and even when I tried to cancel it afterward, they still charged me. The initial setup was just okay, not too easy.

**What problems is Plooto solving and how is that benefiting you?**

Plooto helped me with sending a payment to a local vendor.

  ### 16. Easy Website Navigation and a Smooth Experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Sports | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

How easy it is to navigate throughout the website.

**What do you dislike about Plooto?**

Don't like the delay in processing time.  Need instant transfers and instant payments without the exorbitant fees.

**What problems is Plooto solving and how is that benefiting you?**

Minimizing cheque writing and making sure bank accounts are legitimate.

**Official Response from Plooto Team:**

> Hello, 

Thank you! We're glad the navigation has felt smooth and intuitive. 

On processing times — the desire for faster, more affordable transfers is feedback we hear and take seriously. We appreciate you sharing this.

Thank you for your partnership.

— The Plooto Team

  ### 17. Clean, Intuitive UI and Smooth QB Sync

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Pharmaceuticals | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 21, 2026

**What do you like best about Plooto?**

Sync with QB. Clean, intuitive user interface.

**What do you dislike about Plooto?**

Nothing disliked about Plooto. Everything was satisfactory

**What problems is Plooto solving and how is that benefiting you?**

Helping with payments to vendors and its application in QuickBooks

**Official Response from Plooto Team:**

> Hello, 

Thank you for the feedback! We're glad the UI and QuickBooks sync have been working smoothly for you. We appreciate you taking the time to share your experience.

— The Plooto Team

  ### 18. Easy to use, reliable

**Rating:** 4.5/5.0 stars

**Reviewed by:** Angie B. | Office Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 11, 2025

**What do you like best about Plooto?**

Plooto is fairly seamless.  It works well with Quickbooks.  We have been using Plooto for just over a year and are satisfied with the product.

**What do you dislike about Plooto?**

Searching for previous payments (you have to use filters) can be a bit clunky.  Also, finding past monthly Plooto vendor fees (our monthly costs) can be a challenge

**What problems is Plooto solving and how is that benefiting you?**

We moved from manual cheques to digital payments using Plooto.  The implementation was quick and smooth.

  ### 19. Streamlined AP Invoices and Easy Credit Card Payments

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Hospitality | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

I like the payment of AP invoices and receiving of customer payment by credit card features.

**What do you dislike about Plooto?**

If you don't have funds in your Plooto account, it can take up to one week before a vendor gets the payment.  Also, credit card payments for customers can take up to one week to receive.

**What problems is Plooto solving and how is that benefiting you?**

No need to use physical cheques to pay invoices which is great.

**Official Response from Plooto Team:**

> Hello, 

Thank you! We're glad the AP invoicing workflow and credit card payment collection have been working well for you. 

Regarding the feedback around processing timeline — this has been noted. 

Please feel free to reach out to our support team, if you have questions around credit card receivables, or if there's any discrepancies with a particular transaction, as the typical processing speed is within 3 business days. 

We appreciate the feedback!

— The Plooto Team

  ### 20. Effortless Payments and Approvals for Businesses

**Rating:** 5.0/5.0 stars

**Reviewed by:** M M. | Devops you, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 13, 2026

**What do you like best about Plooto?**

It helps businesses send and payments (ex:checks, credit cards) with build in approval workflow, tracking and reconciliation

**What do you dislike about Plooto?**

Limited international support with high pay,
And slow money transfer

**What problems is Plooto solving and how is that benefiting you?**

Many

  ### 21. Plooto makes paying subcontractors securely a breeze with Quickbooks integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alicia H. | Founder / Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 11, 2025

**What do you like best about Plooto?**

Plooto's third-party integration with Quickbooks has helped me out a lot in managing subcontractors. I'm a sole owner/employee of a corporation with 5 regular subcontractors, and I use Plooto to send payment 5-10 times per month. I forward my subcontractors' invoices to Quickbooks, go in Quickbooks to create a bill from it, then head over to Plooto to make the payment. I love that I don't need to collect or retain sensitive payment information.

**What do you dislike about Plooto?**

The dashboard on the main page pulls in information from Quickbooks, and after speaking with support, they were unable to remove some elements that were no longer relevant. Plooto should make this more customizable by the user.

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows me to pay subcontractors without having to collect sensitive payment information.

  ### 22. Seven Years of Great Service

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Religious Institutions | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 18, 2025

**What do you like best about Plooto?**

We started using Plooto in June 2018 and I have loved it from the beginning. It was easy to implement and it synced with QuickBooks extremely easily. Easy to use, great support and the only glitches were due to the user. We use it every week, multiple times.

**What do you dislike about Plooto?**

I've had some problems in past using the filters while downloading but I believe that's been cleared up. I'm not fond of the new format so I use the classic experience.

**What problems is Plooto solving and how is that benefiting you?**

I think the greatest advantage to Plooto was how it replaced cheque writing. The downloads make it easy to post to QuickBooks and to reconcile at the end of the month.

  ### 23. Its easy to use and integreted with QBO

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Accounting

**Reviewed Date:** January 26, 2026

**What do you like best about Plooto?**

Its easy to use. spontenous and user friendly.

**What do you dislike about Plooto?**

When I processed payment I cannot add documents along they payment, if i forget to attach. I have to delete the payment and reprocess again.

**What problems is Plooto solving and how is that benefiting you?**

I can pay as many payments for clients as they wish.

  ### 24. Need little more improvement

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Insurance

**Reviewed Date:** May 20, 2026

**What do you like best about Plooto?**

User friendly, integration, payment options

**What do you dislike about Plooto?**

some update needed on payment from, manual upload format need to be update.

**What problems is Plooto solving and how is that benefiting you?**

PAYMENT ON TIME AND STATUS UPDAE

  ### 25. Customer Service Is Nearly Nonexistent Despite Repeated Emails

**Rating:** 1.5/5.0 stars

**Reviewed by:** Verified User in Facilities Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 02, 2026

**What do you like best about Plooto?**

nothing so far, cant even use it yet because customer service wont complete their end

**What do you dislike about Plooto?**

customer service is almost non existent, repeated emails and no response

**What problems is Plooto solving and how is that benefiting you?**

so far only creating problems

**Official Response from Plooto Team:**

> Hello,

Following up on Your Review — We'd Like to Make It Right!

We're truly sorry to hear about your experience. This isn't the level of service Plooto aims for. We'd love to make things right—please reach out to clientrelations@plooto.com, so we can personally address this. 

Thank you for your feedback—it helps us improve and to better support our partners.

Kind Regards,
The Plooto Team

  ### 26. Very Good Product.  Saves Time and easy to use.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Electrical/Electronic Manufacturing

**Reviewed Date:** January 07, 2026

**What do you like best about Plooto?**

Links to Bank and easy reports as well a as works with QBO

**What do you dislike about Plooto?**

not a thing  it is great do not change it.

**What problems is Plooto solving and how is that benefiting you?**

pays bills and updates QBO

  ### 27. Effortless Integration and Usability for Canadian Businesses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Furniture | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 07, 2025

**What do you like best about Plooto?**

Easy to use. Canadian product. Integrates really well with our accounting software.

**What do you dislike about Plooto?**

The only issue is that I cannot deposit Canadian funds into an american bank account.

**What problems is Plooto solving and how is that benefiting you?**

I don't have any issues that need resolving other than the ability to deposit canadian funds into an american bank account. I really want to be able to do this.

  ### 28. Neutral review

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 21, 2022

**What do you like best about Plooto?**

The recurring payment plan makes it easy to get paid without missing payments

**What do you dislike about Plooto?**

After requesting payments, funds take too long to go into the account. In addition, the fees have increased way too muhc.

**What problems is Plooto solving and how is that benefiting you?**

Having to manually process the recurring payments myself, and possibly missing any.

  ### 29. excellent, but can be faster - usually takes 5 days for payment to hit the recipient account

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Manufacturing

**Reviewed Date:** February 17, 2026

**What do you like best about Plooto?**

the status update- shows the payment that is pending and clearing completed

**What do you dislike about Plooto?**

usually delays experienced - takes up to 5 days for payment to hit the account

**What problems is Plooto solving and how is that benefiting you?**

payment to client and able to download the payment report

  ### 30. It's quick and easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting

**Reviewed Date:** December 08, 2025

**What do you like best about Plooto?**

It's more efficient than writing cheques.

**What do you dislike about Plooto?**

I haven't really found anything that I dislike about Plooto so far.

**What problems is Plooto solving and how is that benefiting you?**

Don't have to keep ordering cheques.

  ### 31. Switching payments to Plooto the process is quick and easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Events Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 17, 2025

**What do you like best about Plooto?**

Accessibility online. We don't have to sign cheques anymore!
We have an approval payment set up weekly, and it's fast, reliable, trustworthy and easy to use.

**What do you dislike about Plooto?**

I love everything about Plooto. From initial implementation to weekly use, it has been an efficient process.

**What problems is Plooto solving and how is that benefiting you?**

We are able to access our invoices and approval online. This means we don't have to physically go to the office to sign cheques. Everything can be verified online.

  ### 32. Excellent

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 11, 2025

**What do you like best about Plooto?**

Not only the Plooto website the whole payment process is very easy and smooth.

**What do you dislike about Plooto?**

So far I have not exeperieced anything bad in Plooto.

**What problems is Plooto solving and how is that benefiting you?**

Our company used to pay by cheques. Since we have Plooto, we have almost completely stopped issuing cheques and all our vendors are getting paid on time without any issues. Also, Plooto integrates well with QuickBook Desktop and the reconciliation process is really smooth.

  ### 33. Exceptional payment solution with seamless user experience.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Denisa M. | Accounting, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 11, 2025

**What do you like best about Plooto?**

Plooto makes payment processing fast, efficient, and secure, with an intuitive interface that simplifies approvals and tracking. It saves time, reduces errors, and integrates smoothly with accounting systems, making it an invaluable tool for our finance team

**What do you dislike about Plooto?**

There’s very little to dislike; occasional delays in syncing with accounting software, but overall performance and support are excellent

**What problems is Plooto solving and how is that benefiting you?**

Scheduling payment on time, more control, no error typo

  ### 34. Convenient to set up CRA payments for clients

**Rating:** 4.5/5.0 stars

**Reviewed by:** Shae-Lynne C. | Client Service Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about Plooto?**

We mostly use Plooto to request CRA payments for clients so that they get to the government on time. This has proven to be incredibly useful and valueable to our clients when used correctly.

**What do you dislike about Plooto?**

It's a bit difficult to explain the process of payment approval to a particularly techincally challenged or difficult client without being able to see it ourselves. It's also a bit more tedious than it should be to change client settings to make sure they are getting reminders for payments that need their approval. This should probably be the default.

**What problems is Plooto solving and how is that benefiting you?**

Many of our clients find it difficult to figure out how to remit money to the CRA at all, let alone multiple times a year and on time. This program allows us to streamline that process for them.

  ### 35. Review of Plooto

**Rating:** 5.0/5.0 stars

**Reviewed by:** Satyam  S. | Associate, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 17, 2022

**What do you like best about Plooto?**

1. Convenient mode of payment.
2.Provide various options for payment (chq/EFT/Mail Trf)
3. Extracting bank feeds helps in case of mismatch in plooto instant balance.

**What do you dislike about Plooto?**

A little bit of understanding is required at the initial stage.

**Recommendations to others considering Plooto:**

Easy and reliable software for any service organization.

**What problems is Plooto solving and how is that benefiting you?**

-Shows all the Accounts Payable in one place.
- Processor and approver's responsibility can be fixed.

  ### 36. Very Friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 11, 2025

**What do you like best about Plooto?**

Reconciliation of payments from Plooto and QBO

**What do you dislike about Plooto?**

So far, I'm good with the service provided.

**What problems is Plooto solving and how is that benefiting you?**

It is making our payment process easier.

  ### 37. Plooto is an amazing modern day solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** Renee D. | Manager of Accounting Operations, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about Plooto?**

Plooto is not only easy to use for our own company needs but it also remarakbly easy to train clients to use. This is a very important piece of software for use on both sides of the business so we appreciate how easy it us to use and to teach. The customer service is also excellent.

**What do you dislike about Plooto?**

I have no issues at this time, anytime I have had had questions or issues, the customer service team has been prompt and helped me through it.

**What problems is Plooto solving and how is that benefiting you?**

It allows us to not only process or own AP and payments, but also for our clients. It is very helpeful with our client relationships as it allows us to "see" what the client needs paid or has paid and we can counsel real time and step in as we need help.

  ### 38. No brainer for accounting firms

**Rating:** 5.0/5.0 stars

**Reviewed by:** Varun S. | Partner, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 17, 2024

**What do you like best about Plooto?**

Automated collections and payables ... pretty much eliminated AR in our firm. Integrates well with Xero and QBO. Easy to send payments to CRA. Support has been pretty good whenever needed. We've had no issues implementing Plooto for our clients to help with automate AR and AP. Plooto is something we use several times a week in our firm and I strongly recommend it.

**What do you dislike about Plooto?**

Reporting is lacking. It would be great to see visual reports on recurring receivables and payables and predict cashflow.

**What problems is Plooto solving and how is that benefiting you?**

AR automation for our monthly recurring clients. Eliminate chasing clients for payments after the work is done.
Monthly recurring payments for Rent etc.
CRA payments.

  ### 39. Responsive and easy to use

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Professional Training & Coaching | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 19, 2024

**What do you like best about Plooto?**

I've just started using Plooto. Their customer service has been very helpfull! I asked them whether we had a particular options, the answer was no. But they followed up with how to get the options. That is going the extra mile.
The program is quite easy to use. It is integrated with QuickBooks Online and the payments are recorded automatically.

**What do you dislike about Plooto?**

The customer service staff can tell me whether the customer has opened the email and extra information. I'd like to see that information without contacting CS.
Adding the ability to schedule sending a series of invoices without needing to do it manually.,

**What problems is Plooto solving and how is that benefiting you?**

The process of paying for our customers is very easy.

  ### 40. Wonderful Website!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jodie S. | Office Administrator, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Plooto?**

Plooto is an incredibly convenient tool we use at our workplace. Making bill payments has never been easier and the site has helped in our productivity and efficiency when paying invoices. The integration with Quickbooks ensures data is entered properly and no payments are missed.

**What do you dislike about Plooto?**

The only dislike I can think of is that it takes up to 5 business days to deposit funds when making bill payments. I wish it was a touch faster.

**What problems is Plooto solving and how is that benefiting you?**

Keeping track of what payments are due and easily paying them

  ### 41. Great to use for Contractor payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Burke M. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Plooto?**

Plooto has been a game changer for paying our contractors. One of the standout features is the flexibility to set our own payment dates, allowing us to pay contractors on our schedule without being locked into rigid windows like with other payroll providers. This has streamlined our payment process, ensuring we meet deadlines even when they fall on holidays or weekends. The ease of use and control Plooto provides makes it an invaluable tool for our business. Highly recommend!

**What do you dislike about Plooto?**

We wish that it took less time for cash to get from our bank account into our Plooto account. Although it's only 2 days, so it's standard.

**What problems is Plooto solving and how is that benefiting you?**

Being able to pay contractors on the fly without having to wait for payment windows

  ### 42. Easy with Quickbooks integration

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about Plooto?**

The integration with Quickbooks makes it very easy to identify and pay bills. The build in approval process means I can pay bills even when cheque signers are not on site, I can control how many approvals are required for each transaction and they are informed automatically that something requires their attention.

**What do you dislike about Plooto?**

Reports for transactions are hard to locate on the site and when you "print" a transaction not all the details come across so I have to screenshot to have all the information I need.

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows me to pay electronically and have the approval for payments built in, saving me steps while keeping us compliant.

  ### 43. Great platform for efficient & automated payment processing.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Manmohit S. | Intermediate Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about Plooto?**

What I value most about Plooto is its approach to automating payment processes, which significantly saves time and reduces the risk of errors.

**What do you dislike about Plooto?**

Sometimes the processing times can be slow

**What problems is Plooto solving and how is that benefiting you?**

Plooto solves the problem of payment processing with automation. 
It helps save time and keep records up-to-date.

  ### 44. DOO

**Rating:** 4.0/5.0 stars

**Reviewed by:** Jing G. | Aerial Photographer | Artist, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 21, 2024

**What do you like best about Plooto?**

Automated Payment Process: Once payment rules are set, the system automatically handles vendor payments and electronic transfers.
Seamless Integration with QuickBooks: We use QuickBooks for bookkeeping, and Plooto’s integration with QuickBooks is great, saving us a lot of reconciliation time.

**What do you dislike about Plooto?**

Suggest adding an option to send the payee an email with the PIN information.

**What problems is Plooto solving and how is that benefiting you?**

Automated Payment Process: Once payment rules are set, the system automatically handles vendor payments and electronic transfers.

Seamless Integration with QuickBooks: We use QuickBooks for bookkeeping, and Plooto’s integration with QuickBooks is great, saving us a lot of reconciliation time.

  ### 45. Great app to Automate AP and AR processes

**Rating:** 5.0/5.0 stars

**Reviewed by:** Allison H. | Board Member , Mid-Market (51-1000 emp.)

**Reviewed Date:** June 25, 2024

**What do you like best about Plooto?**

Plooto is very easy to set up and use and integrates nicely with both Quickbooks Online and Xero.   I love the approval workflows for payments and the ability to send physical cheques when needed.  It's getting less and less but for some clients (construction related) they still depend on cheques.  Plooto allows us to automate the creation of those too!

**What do you dislike about Plooto?**

I wish they offered integrated credit cards

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows me to have most of the setup and prep done by the right level of staff and those that need to review focusing on only reviewing.

  ### 46. Just seamless....

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kasey F. | Lead, Ease cloud accounting, Enterprise (> 1000 emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Plooto?**

Plooto is the best payment integration I have found yet. It is seemless and sync's both ways for a perfect A/P every time!

**What do you dislike about Plooto?**

If there was a way to get a report for how much each vendor was paid each year, that would be so helpful

**What problems is Plooto solving and how is that benefiting you?**

It seemlessly pays our vendors and then syncs back to Quickbooks, easy to reconcile as well.

  ### 47. Amazing tool for collecting payments from clients or paying vendors.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gabriel K. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 25, 2024

**What do you like best about Plooto?**

Easy to use. Connects to QBO. Always work

**What do you dislike about Plooto?**

No ability to enter bank account details from customer directly. Only the client can enter their bank account information (Yes you can do this for vendors, but NOT for clients). Particularly challenging when you deal with elderly clients /not computer savvy clients, making it very difficult for them to setup the account.

**What problems is Plooto solving and how is that benefiting you?**

Fast collection and allowing me to pay Canadian and International Vendors.

  ### 48. Super convinient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Plooto?**

The efficiency that helps me deal with our Accounts Payables

**What do you dislike about Plooto?**

Sometimes takes a while to reach the credit account

**What problems is Plooto solving and how is that benefiting you?**

Dealing with different suppliers and lots of bills we have to pay. It's easy with Plooto as in one or two clicks we pay all the bills

  ### 49. Best Payment Processing Platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about Plooto?**

Plooto is very simple to use for both myself and my clients, plus I'm able to set things up automatically and adjust the frequency approvers are reminded of outstanding approval items. Also very afforable and theey are always quick to assist with any questions or concerns using chat feature.

**What do you dislike about Plooto?**

Some issues with paying in different currencies, sometimes the exchange rate changes mid-transaction

**What problems is Plooto solving and how is that benefiting you?**

Automation in both AR and AP

  ### 50. A wonderful addition to our workflow

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Research | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 22, 2024

**What do you like best about Plooto?**

Plooto is a simple platform to use and offers seamless integration with QBO and quick communication between platforms. It took moments to set up and is very easy to learn how to use.

**What do you dislike about Plooto?**

We do need to refresh the QBO plooto connection often but it is easy to do and ensures that both systems are in sync.

**What problems is Plooto solving and how is that benefiting you?**

AP managment and payment transmission. We can preform functions quickly and approvers and vendors have insight into the workflow and timelines.


## Plooto Discussions
  - [What is Plooto used for?](https://www.g2.com/discussions/what-is-plooto-used-for)

- [View Plooto pricing details and edition comparison](https://www.g2.com/products/plooto/reviews?section=pricing&secure%5Bexpires_at%5D=2026-07-23+12%3A45%3A33+-0500&secure%5Bsession_id%5D=db8a7cf3-93fb-4f1c-9ea9-65196717cb59&secure%5Btoken%5D=ac308bb73d5625ac0ca17ff0fa089870860698fdda8c2b316ac66a30b7ef665e&format=llm_user)
## Plooto Integrations
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Plooto Features
**Transactions**
- Global
- Channels
- Fees

**Invoice Management**
- Capture
- Repository

**Reporting**
- Status
- History

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Compliance**
- Security
- Fraud Protection
- ID Verification

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance

**Integrations**
- Accounting
- ERP

**Integration**
- Accounting

**Analytics**
- Due Dates
- KPIs

**Transactions**
- Invoices
- Payments

**Integration**
- Accounting
- ERP

**Workflows**
- Approvals
- Reconciliation

**Agentic AI -  Remittance & Money Transfer**
- Cross-system Integration

**Agentic AI - Accounts Receivable Automation**
- Autonomous Task Execution

**AI - Accounts Receivable**
- Generative
- Responses
- Predictive Analytics

**Recovery**
- Reporting

**Audit**
- Overpayments
- Duplicates

**Fraud**
- Vendor Checks
- Data Generation
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

## Top Plooto Alternatives
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