# Top 10 Plaid Alternatives & Competitors
**Average Rating:** 4.2/5
**Total Number of Reviews:** 44
If you are considering Plaid, you may also want to investigate similar alternatives or competitors to find the best solution. Financial Data APIs is a widely used technology, and many people are seeking sophisticated, powerful software solutions with api testing. Other important factors to consider when researching alternatives to Plaid include security. The best overall Plaid alternative is Flinks. Other similar apps like Plaid are Mastercard Open Banking (formerly Finicity), Stripe Connect, Lightico, and LastPass. Plaid alternatives can be found in [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) but may also be in [Password Managers](https://www.g2.com/categories/password-managers) or [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection).


## Best Paid & Free Alternatives to Plaid
  - [Flinks](https://www.g2.com/products/flinks/reviews)
  - [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews)
  - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews)
  - [Lightico](https://www.g2.com/products/lightico/reviews)
  - [LastPass](https://www.g2.com/products/lastpass/reviews)
  - [Signifyd](https://www.g2.com/products/signifyd/reviews)
  - [SEON](https://www.g2.com/products/seon/reviews)
  - [1Password](https://www.g2.com/products/1password/reviews)
  - [Keeper Password Manager](https://www.g2.com/products/keeper-password-manager/reviews)
  - [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews)

## Top 10 Alternatives to Plaid Recently Reviewed By G2 Community
Browse options below. Based on reviewer data, you can see how Plaid stacks up to the competition, check reviews from current & previous users in industries like Financial Services, Consumer Services, and Internet, and find the best product for your business.


  ### 1. [Flinks](https://www.g2.com/products/flinks/reviews)
By Flinks
**Average Rating:** 4.4/5
**Total Reviews:** 59
Flinks provides an open banking platform that makes it easy and efficient to use financial data. Connectivity lets you connect your users’ financial accounts from institutions across the US and Canada, to access KYC/KYB information, transactional data, and assets. Enrichment lets you turn raw financial data into actionable insights for credit risk analysis, income verification, life event detection, fraud prevention, and other data-driven use cases.


Reviewers say compared to Plaid, Flinks is:
- Slower to reach roi
- Easier to do business with
- More expensive
Categories in common with Plaid: [Financial Data APIs](https://www.g2.com/categories/financial-data-apis), [Mobile Banking](https://www.g2.com/categories/mobile-banking), [Underwriting & Rating](https://www.g2.com/categories/underwriting-rating)

**Compare:** [Plaid vs Flinks](https://www.g2.com/compare/flinks-vs-plaid)
**Compare Flinks with other alternatives:**
- [Flinks vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/flinks-vs-mastercard-open-banking-formerly-finicity)
- [Flinks vs Stripe Connect](https://www.g2.com/compare/flinks-vs-stripe-connect)
- [Flinks vs Lightico](https://www.g2.com/compare/flinks-vs-lightico)
- [Flinks vs LastPass](https://www.g2.com/compare/flinks-vs-lastpass)
- [Flinks vs Signifyd](https://www.g2.com/compare/flinks-vs-signifyd)
- [Flinks vs SEON](https://www.g2.com/compare/flinks-vs-seon)
- [Flinks vs 1Password](https://www.g2.com/compare/1password-vs-flinks)
- [Flinks vs Keeper Password Manager](https://www.g2.com/compare/flinks-vs-keeper-password-manager)
- [Flinks vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-flinks)

  ### 2. [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews)
By Mastercard
**Average Rating:** 3.7/5
**Total Reviews:** 9
Mastercard Open Banking provides solutions for financial management, payments and credit decisioning.


Categories in common with Plaid: [Identity Verification](https://www.g2.com/categories/identity-verification), [Financial Data APIs](https://www.g2.com/categories/financial-data-apis), [Mobile Banking](https://www.g2.com/categories/mobile-banking)

**Compare:** [Plaid vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-plaid)
**Compare Mastercard Open Banking (formerly Finicity) with other alternatives:**
- [Mastercard Open Banking (formerly Finicity) vs Flinks](https://www.g2.com/compare/flinks-vs-mastercard-open-banking-formerly-finicity)
- [Mastercard Open Banking (formerly Finicity) vs Stripe Connect](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-stripe-connect)
- [Mastercard Open Banking (formerly Finicity) vs Lightico](https://www.g2.com/compare/lightico-vs-mastercard-open-banking-formerly-finicity)
- [Mastercard Open Banking (formerly Finicity) vs LastPass](https://www.g2.com/compare/lastpass-vs-mastercard-open-banking-formerly-finicity)
- [Mastercard Open Banking (formerly Finicity) vs Signifyd](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-signifyd)
- [Mastercard Open Banking (formerly Finicity) vs SEON](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-seon)
- [Mastercard Open Banking (formerly Finicity) vs 1Password](https://www.g2.com/compare/1password-vs-mastercard-open-banking-formerly-finicity)
- [Mastercard Open Banking (formerly Finicity) vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-mastercard-open-banking-formerly-finicity)
- [Mastercard Open Banking (formerly Finicity) vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-mastercard-open-banking-formerly-finicity)

  ### 3. [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews)
By Stripe
**Average Rating:** 4.3/5
**Total Reviews:** 248
Stripe offers solutions for web and mobile payments that are built for developers. Stripe provides a set of unified APIs and tools that instantly enable businesses to accept and manage online payments.


Reviewers say compared to Plaid, Stripe Connect is:
- Easier to do business with
- Easier to admin
- Better at support
Categories in common with Plaid: [Financial Data APIs](https://www.g2.com/categories/financial-data-apis)

**Compare:** [Plaid vs Stripe Connect](https://www.g2.com/compare/plaid-vs-stripe-connect)
**Compare Stripe Connect with other alternatives:**
- [Stripe Connect vs Flinks](https://www.g2.com/compare/flinks-vs-stripe-connect)
- [Stripe Connect vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-stripe-connect)
- [Stripe Connect vs Lightico](https://www.g2.com/compare/lightico-vs-stripe-connect)
- [Stripe Connect vs LastPass](https://www.g2.com/compare/lastpass-vs-stripe-connect)
- [Stripe Connect vs Signifyd](https://www.g2.com/compare/signifyd-vs-stripe-connect)
- [Stripe Connect vs SEON](https://www.g2.com/compare/seon-vs-stripe-connect)
- [Stripe Connect vs 1Password](https://www.g2.com/compare/1password-vs-stripe-connect)
- [Stripe Connect vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-stripe-connect)
- [Stripe Connect vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-stripe-connect)

  ### 4. [Lightico](https://www.g2.com/products/lightico/reviews)
By Lightico
**Average Rating:** 4.8/5
**Total Reviews:** 369
Lightico is a collaboration solution designed to help sell smarter and offer truly exceptional customer service.


Reviewers say compared to Plaid, Lightico is:
- Slower to reach roi
- Easier to do business with
- Better at support
Categories in common with Plaid: [Identity Verification](https://www.g2.com/categories/identity-verification)

**Compare:** [Plaid vs Lightico](https://www.g2.com/compare/lightico-vs-plaid)
**Compare Lightico with other alternatives:**
- [Lightico vs Flinks](https://www.g2.com/compare/flinks-vs-lightico)
- [Lightico vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/lightico-vs-mastercard-open-banking-formerly-finicity)
- [Lightico vs Stripe Connect](https://www.g2.com/compare/lightico-vs-stripe-connect)
- [Lightico vs LastPass](https://www.g2.com/compare/lastpass-vs-lightico)
- [Lightico vs Signifyd](https://www.g2.com/compare/lightico-vs-signifyd)
- [Lightico vs SEON](https://www.g2.com/compare/lightico-vs-seon)
- [Lightico vs 1Password](https://www.g2.com/compare/1password-vs-lightico)
- [Lightico vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-lightico)
- [Lightico vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-lightico)

  ### 5. [LastPass](https://www.g2.com/products/lastpass/reviews)
By LastPass
**Average Rating:** 4.5/5
**Total Reviews:** 2,056
LastPass business solutions help teams & businesses take control of their identity management with password management, single sign-on (SSO), and adaptive multifactor authentication (MFA).


Reviewers say compared to Plaid, LastPass is:
- Easier to do business with
- Better at meeting requirements
- Better at support
Categories in common with Plaid: [Biometric Authentication](https://www.g2.com/categories/biometric-authentication)

**Compare:** [Plaid vs LastPass](https://www.g2.com/compare/lastpass-vs-plaid)
**Compare LastPass with other alternatives:**
- [LastPass vs Flinks](https://www.g2.com/compare/flinks-vs-lastpass)
- [LastPass vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/lastpass-vs-mastercard-open-banking-formerly-finicity)
- [LastPass vs Stripe Connect](https://www.g2.com/compare/lastpass-vs-stripe-connect)
- [LastPass vs Lightico](https://www.g2.com/compare/lastpass-vs-lightico)
- [LastPass vs Signifyd](https://www.g2.com/compare/lastpass-vs-signifyd)
- [LastPass vs SEON](https://www.g2.com/compare/lastpass-vs-seon)
- [LastPass vs 1Password](https://www.g2.com/compare/1password-vs-lastpass)
- [LastPass vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-lastpass)
- [LastPass vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-lastpass)

  ### 6. [Signifyd](https://www.g2.com/products/signifyd/reviews)
By Signifyd
**Average Rating:** 4.6/5
**Total Reviews:** 352
With identity and intent intelligence from the world’s largest network of online retailers, Signifyd’s Commerce Protection Platform instantly recognizes the ‘who’ behind every transaction. Every approved order is backed by a 100 percent financial guarantee against fraud and abuse, so merchants can automate payments at scale, streamline customer experiences and grow fearlessly.


Reviewers say compared to Plaid, Signifyd is:
- Easier to do business with
- Better at support
- Better at meeting requirements
Categories in common with Plaid: [Fraud Detection](https://www.g2.com/categories/fraud-detection)

**Compare:** [Plaid vs Signifyd](https://www.g2.com/compare/plaid-vs-signifyd)
**Compare Signifyd with other alternatives:**
- [Signifyd vs Flinks](https://www.g2.com/compare/flinks-vs-signifyd)
- [Signifyd vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-signifyd)
- [Signifyd vs Stripe Connect](https://www.g2.com/compare/signifyd-vs-stripe-connect)
- [Signifyd vs Lightico](https://www.g2.com/compare/lightico-vs-signifyd)
- [Signifyd vs LastPass](https://www.g2.com/compare/lastpass-vs-signifyd)
- [Signifyd vs SEON](https://www.g2.com/compare/seon-vs-signifyd)
- [Signifyd vs 1Password](https://www.g2.com/compare/1password-vs-signifyd)
- [Signifyd vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-signifyd)
- [Signifyd vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-signifyd)

  ### 7. [SEON](https://www.g2.com/products/seon/reviews)
By SEON
**Average Rating:** 4.6/5
**Total Reviews:** 382
SEON helps businesses detect fraud, uncover risk, and stay compliant—without slowing down growth. Our single API analyzes digital footprints, devices, and AML data using 900+ real-time, first-party signals. Teams can use machine learning or custom rules, expand globally in weeks, and automate decisioning without black-box limitations or slow onboarding.


Reviewers say compared to Plaid, SEON is:
- Easier to do business with
- Better at support
- Easier to admin
Categories in common with Plaid: [Anti-Money Laundering (AML)](https://www.g2.com/categories/anti-money-laundering), [Fraud Detection](https://www.g2.com/categories/fraud-detection)

**Compare:** [Plaid vs SEON](https://www.g2.com/compare/plaid-vs-seon)
**Compare SEON with other alternatives:**
- [SEON vs Flinks](https://www.g2.com/compare/flinks-vs-seon)
- [SEON vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/mastercard-open-banking-formerly-finicity-vs-seon)
- [SEON vs Stripe Connect](https://www.g2.com/compare/seon-vs-stripe-connect)
- [SEON vs Lightico](https://www.g2.com/compare/lightico-vs-seon)
- [SEON vs LastPass](https://www.g2.com/compare/lastpass-vs-seon)
- [SEON vs Signifyd](https://www.g2.com/compare/seon-vs-signifyd)
- [SEON vs 1Password](https://www.g2.com/compare/1password-vs-seon)
- [SEON vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-seon)
- [SEON vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-seon)

  ### 8. [1Password](https://www.g2.com/products/1password/reviews)
By 1Password
**Average Rating:** 4.6/5
**Total Reviews:** 1,807
1Password remembers your passwords for you — and helps you make them stronger. All your secrets are secure and always available, safe behind the one password that only you know.


Reviewers say compared to Plaid, 1Password is:
- Easier to do business with
- Better at support
- Better at meeting requirements
Categories in common with Plaid: [Biometric Authentication](https://www.g2.com/categories/biometric-authentication)

**Compare:** [Plaid vs 1Password](https://www.g2.com/compare/1password-vs-plaid)
**Compare 1Password with other alternatives:**
- [1Password vs Flinks](https://www.g2.com/compare/1password-vs-flinks)
- [1Password vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/1password-vs-mastercard-open-banking-formerly-finicity)
- [1Password vs Stripe Connect](https://www.g2.com/compare/1password-vs-stripe-connect)
- [1Password vs Lightico](https://www.g2.com/compare/1password-vs-lightico)
- [1Password vs LastPass](https://www.g2.com/compare/1password-vs-lastpass)
- [1Password vs Signifyd](https://www.g2.com/compare/1password-vs-signifyd)
- [1Password vs SEON](https://www.g2.com/compare/1password-vs-seon)
- [1Password vs Keeper Password Manager](https://www.g2.com/compare/1password-vs-keeper-password-manager)
- [1Password vs EZLynx](https://www.g2.com/compare/1password-vs-ezlynx-ezlynx)

  ### 9. [Keeper Password Manager](https://www.g2.com/products/keeper-password-manager/reviews)
By Keeper Security
**Average Rating:** 4.6/5
**Total Reviews:** 1,235
Securely store, share and manage your passwords, logins, credit card numbers, bank accounts and private information in your encrypted digital vault.


Reviewers say compared to Plaid, Keeper Password Manager is:
- Slower to reach roi
- Easier to do business with
- Better at support
Categories in common with Plaid: [Biometric Authentication](https://www.g2.com/categories/biometric-authentication)

**Compare:** [Plaid vs Keeper Password Manager](https://www.g2.com/compare/keeper-password-manager-vs-plaid)
**Compare Keeper Password Manager with other alternatives:**
- [Keeper Password Manager vs Flinks](https://www.g2.com/compare/flinks-vs-keeper-password-manager)
- [Keeper Password Manager vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/keeper-password-manager-vs-mastercard-open-banking-formerly-finicity)
- [Keeper Password Manager vs Stripe Connect](https://www.g2.com/compare/keeper-password-manager-vs-stripe-connect)
- [Keeper Password Manager vs Lightico](https://www.g2.com/compare/keeper-password-manager-vs-lightico)
- [Keeper Password Manager vs LastPass](https://www.g2.com/compare/keeper-password-manager-vs-lastpass)
- [Keeper Password Manager vs Signifyd](https://www.g2.com/compare/keeper-password-manager-vs-signifyd)
- [Keeper Password Manager vs SEON](https://www.g2.com/compare/keeper-password-manager-vs-seon)
- [Keeper Password Manager vs 1Password](https://www.g2.com/compare/1password-vs-keeper-password-manager)
- [Keeper Password Manager vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-keeper-password-manager)

  ### 10. [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews)
By EZLynx
**Average Rating:** 4.4/5
**Total Reviews:** 715
EZLynx® is the all-in-one platform independent insurance agencies trust to run smarter, faster, and more efficiently. With built-in tools for rating, policy management, automation, AI-powered insights, retention, and customer self-service, EZLynx brings everything agents need to manage the insurance lifecycle in one intuitive system. For over 20 years, agencies nationwide have relied on our innovation and support to grow their business with confidence.


Reviewers say compared to Plaid, EZLynx is:
- More expensive
- Easier to do business with
- Better at support
Categories in common with Plaid: [Underwriting & Rating](https://www.g2.com/categories/underwriting-rating)

**Compare:** [Plaid vs EZLynx](https://www.g2.com/compare/ezlynx-ezlynx-vs-plaid)
**Compare EZLynx with other alternatives:**
- [EZLynx vs Flinks](https://www.g2.com/compare/ezlynx-ezlynx-vs-flinks)
- [EZLynx vs Mastercard Open Banking (formerly Finicity)](https://www.g2.com/compare/ezlynx-ezlynx-vs-mastercard-open-banking-formerly-finicity)
- [EZLynx vs Stripe Connect](https://www.g2.com/compare/ezlynx-ezlynx-vs-stripe-connect)
- [EZLynx vs Lightico](https://www.g2.com/compare/ezlynx-ezlynx-vs-lightico)
- [EZLynx vs LastPass](https://www.g2.com/compare/ezlynx-ezlynx-vs-lastpass)
- [EZLynx vs Signifyd](https://www.g2.com/compare/ezlynx-ezlynx-vs-signifyd)
- [EZLynx vs SEON](https://www.g2.com/compare/ezlynx-ezlynx-vs-seon)
- [EZLynx vs 1Password](https://www.g2.com/compare/1password-vs-ezlynx-ezlynx)
- [EZLynx vs Keeper Password Manager](https://www.g2.com/compare/ezlynx-ezlynx-vs-keeper-password-manager)


---
## Plaid Alternatives FAQs

### What are the best alternatives to Plaid?

Top alternatives to Plaid include [Flinks](https://www.g2.com/products/flinks/reviews) (4.4/5 stars, 59 reviews), [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) (4.4/5 stars, 249 reviews), and [Signifyd](https://www.g2.com/products/signifyd/reviews) (4.6/5 stars, 352 reviews). Flinks excels in Canadian bank coverage and financial data enrichment, Stripe Connect offers robust payment processing and marketplace payment flows, and Signifyd specializes in fraud prevention with a financial guarantee against chargebacks.



### Which Financial Data APIs tools do reviewers recommend instead of Plaid?

Reviewers recommend [Flinks](https://www.g2.com/products/flinks/reviews) for its superior Canadian bank connectivity and actionable financial insights, highlighting its responsive support and ease of integration. [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) is favored for its ease of use, comprehensive payment features including automated KYC, and global payment support. [Signifyd](https://www.g2.com/products/signifyd/reviews) is praised for its automated fraud detection, 100% chargeback guarantee, and ability to reduce manual order reviews, enhancing operational efficiency and revenue protection.



### How does Plaid compare to Flinks?

According to G2 data, [Plaid](https://www.g2.com/products/plaid/reviews) holds an average rating of 4.2/5 from 43 reviews, while [Flinks](https://www.g2.com/products/flinks/reviews) has a slightly higher average rating of 4.4/5 from 59 reviews. Plaid scores higher in Ease of Setup (8.9 vs 8.2) and Meeting Requirements (8.5 vs 8.4), whereas Flinks leads in Usability (9.0 vs 8.8), Ease of Administration (8.7 vs 8.5), Support (8.4 vs 7.9), and Ease of Doing Business (8.9 vs 7.6), with the largest margin being a 1.3-point lead in Ease of Doing Business. User reviews highlight Plaid's strengths in ease of use (12 mentions), security (6 mentions), and easy integrations (6 mentions), while Flinks is praised for its carrier account connectivity and responsive customer support. Both platforms face challenges with connectivity and support for certain financial institutions, especially in Canada, but Flinks is noted for better reliability with Canadian banks. Plaid users emphasize quick setup and secure data sharing, while Flinks users appreciate its flexible API and strong customer service responsiveness.



### Why do users choose Flinks over Plaid?

Users choose [Flinks](https://www.g2.com/products/flinks/reviews) over [Plaid](https://www.g2.com/products/plaid/reviews) primarily for its superior Ease of Doing Business score (8.9 vs 7.6) and better customer support (8.4 vs 7.9), as reflected in G2 dimension scores. Flinks is recognized for its highly responsive support team and strong partnership approach, with multiple reviews citing quick and effective assistance. Additionally, Flinks offers better reliability with Canadian banks, which is a decisive factor for users in that market. Users also value Flinks' flexible API and comprehensive data analysis capabilities, which facilitate easier integration and data management. Despite some technical challenges related to screen scraping and connectivity, Flinks' consistent data reliability and customer-centric service model drive user preference over Plaid in several cases.



### What features do alternatives offer that Plaid does not?

Plaid users report limitations such as incomplete bank coverage, especially with smaller or Canadian banks, occasional system errors, connectivity issues, and lack of a mobile app. Alternatives address some of these gaps with broader financial institution coverage and enhanced data enrichment.




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