--- title: PL Rating Reviews meta_title: 'PL Rating Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 514 reviews by the users' company size, role or industry to find out how PL Rating works for a business like yours. aggregate_rating: rating_value: 4.5 review_count: 514 scale: '5' date_modified: '2026-08-09' parent_category: name: Insurance url: https://www.g2.com/categories/insurance --- # PL Rating Reviews **Vendor:** Vertafore **Category:** [Underwriting & Rating Software](https://www.g2.com/categories/underwriting-rating) **Average Rating:** 4.5/5.0 **Total Reviews:** 514 ## About PL Rating PL Rating™ dramatically reduces the time to quote rates for personal lines coverage and bind policies. Independent insurance agencies that use the industry’s favorite personal lines rater can cut their processes in half. Beyond mere speed, PL Rating empowers agents to navigate the complexities of personal lines quoting with unprecedented ease and accuracy. PL Rating is also a central solution for AgencyOne, Vertafore’s integrated platform that connects an agency’s business. AgencyOne provides one interface across platforms, so users can log into their favorite Vertafore products with a single sign-on, enjoy a 360-degree client view, find information quickly with one search, and navigate quickly across solutions. Independent agencies of every size leverage PL Rating to: Quote and bind with the push of a button. PL Rating's pioneering "quote and bind" functionality streamlines the rate quoting process. It enables agents to bind policies from the quote screen, eliminating redundant steps and accelerating the sales cycle. Analyze and manage agency data. Seamless integrations with AMS360, QQCatalyst, Sagitta, and other agency management systems ensure instant data synchronization between solutions. This efficient data exchange minimizes errors, eliminates manual tasks, and empowers agents with comprehensive client insights and information. Connect with carriers in real time. With access to over 320 carriers, PL Rating facilitates real-time, multi-carrier quoting. This capability allows agencies to present clients with various competitive rates quickly. The ability to compare multiple quotes simultaneously also surfaces valuable cross-selling opportunities. Collect and manage client data. PL Rating’s workflows allow agents to quickly and easily complete a quote application, and the solution’s template functions enable agents to provide unlimited quote scenarios. Integrate across technology platforms. PL Rating doesn’t just integrate with other Vertafore solutions—it is also built to integrate with carrier and third-party applications. By leveraging its open API architecture, PL Rating users can build tech stacks that meet their needs. The user sets the list of possible integrations, not the software. ## PL Rating Pros & Cons **What users like:** - Users appreciate the **ease of use** of PL Rating, finding it intuitive and efficient for their needs. (141 reviews) - Users find PL Rating to be **time-saving** , streamlining the process of sending client information to carriers. (63 reviews) - Users appreciate the **simplicity of bulk quoting** in PL Rating, enabling quick and easy rate access across multiple companies. (60 reviews) - Users appreciate the **speed** of PL Rating, enabling quick and efficient quoting in various situations. (51 reviews) - Users value the **efficiency of data transfer** to preferred carriers, enhancing their insurance shopping experience significantly. (45 reviews) - Users appreciate the **quoting speed** of PL Rating, saving time with multiple carrier quotes delivered concurrently. (44 reviews) - Features (26 reviews) - Efficiency (24 reviews) - Customer Support (21 reviews) - Workflow Efficiency (17 reviews) **What users dislike:** - Users face **inaccurate quoting** , as irrelevant requirements hinder progress and complicate credential updates and company interactions. (62 reviews) - Users find that **carrier limitations** lead to inaccurate pricing and mismatched rates, affecting overall value perception. (53 reviews) - Users find the **inaccurate rates** of PL Rating frustrating, requiring additional time to confirm accurate quotes from carriers. (17 reviews) - Users express frustration with **manual data entry** , finding it time-consuming and inefficient for high-value accounts. (14 reviews) - Users find the **cumbersome process** of inserting carrier credentials and decoding models to be inefficient and prone to errors. (10 reviews) - Users find the **outdated design** of PL Rating hinders user experience and lacks modern visual appeal. (10 reviews) - Learning Curve (8 reviews) - Poor Usability (8 reviews) - Slow Performance (8 reviews) - Connectivity Issues (7 reviews) ## PL Rating Reviews ### 1. Not recommended **Rating:** 1.0/5.0 stars **Reviewed by:** Laurie M. | Insurance agent and account manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 25, 2024 **What do you like best about PL Rating?** It does bridge over some stuff correctly **What do you dislike about PL Rating?** It doesn't bridge over the right coverage that's in AMS. **What problems is PL Rating solving and how is that benefiting you?** The only thing good is a starting point, but cannot bridge over to companies and rate is not accurate. **Official Response from Jenny Spear:** > Hi Laurie, Thank you for sharing your experience. We understand how irritating it can feel to not find the support you're looking for. Definitely not what we strive for! We would appreciate the opportunity to learn more about your situation and ensure you receive the help you need. Please reach out to marketing@vertafore.com at your earliest convenience. ### 2. Companies not listed **Rating:** 0.5/5.0 stars **Reviewed by:** Verified User in Insurance | Small-Business (50 or fewer emp.) **Reviewed Date:** July 22, 2024 **What do you like best about PL Rating?** When we were able to use PL Rating it worked very well. **What do you dislike about PL Rating?** Unfortunately, PL Rating does not offer the companies we write with due to our location. If more were added we would definately utilize this tool. **What problems is PL Rating solving and how is that benefiting you?** n/a **Official Response from Jenny Spear:** > Hi there, Thanks for sharing your experience. We understand your frustration and would like to learn more about your situation. At your earliest convenience, please email marketing@vertafore.com so we can work together on a resolution.   ### 3. We won't be using PL Rater **Rating:** 0.0/5.0 stars **Reviewed by:** Verified User in Insurance | Small-Business (50 or fewer emp.) **Reviewed Date:** February 14, 2024 **What do you like best about PL Rating?** only the fact that they put all the details of the client into every carrier (the ones that we can use with PL Rater) **What do you dislike about PL Rating?** The quotes that come from PL Rater are not accurate, the details of the insured and pricing do not cross over to match when we finally go to a quote from PL Rater. **What problems is PL Rating solving and how is that benefiting you?** We've not sent any problems to PL Rater because we do not use it. It is a service on our Vertafore account that we have been asking our rep to remove from the account for the past 4 months. **Official Response from Jenny Spear:** > Hi there, Thank you for sharing your experience. We understand how irritating it can feel not to find the support you're looking for. Definitely not what we strive for! We would appreciate the opportunity to learn more about your situation and ensure you receive the help you need. Please reach out to marketing@vertafore.com at your earliest convenience. ### 4. We can never get a quote using the PL Rater. It always gives a error code. **Rating:** 1.0/5.0 stars **Reviewed by:** Lisa G. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 09, 2023 **What do you like best about PL Rating?** I don't care for the PL Rater. It has never worked properly since it was set up. **What do you dislike about PL Rating?** Can never get a quote with any of the carriers. Always get an error code to quote directly with the carrier. **What problems is PL Rating solving and how is that benefiting you?** Cant quote on the PL Rater. We don't even use it. **Official Response from Hillarie Holcomb:** > Hi Lisa, We appreciate you taking the time to share your thoughts. We apologize for any inconvenience and would like to investigate this further to make sure things are working as they should. At your earliest convenience, please email marketing@vertafore.com so we can work together on a resolution. Thank you! ### 5. NIGHTMARE COMPANY **Rating:** 0.0/5.0 stars **Reviewed by:** Verified User in Insurance | Small-Business (50 or fewer emp.) **Reviewed Date:** October 01, 2019 **What do you like best about PL Rating?** No benefits. Please see next box for full description. It has been so unsettling finding out that we were tricked into a contact that there is now no way out of. No one has been able to help us. **What do you dislike about PL Rating?** NIGHTMARE COMPANY, LIES + NO HELP. STAY AWAY AT ALL COST. We reached out to Vertafore because we were looking for a rater for non preferred + preferred, but specifically one that utilizes Anchor General in WA state. That was our ONLY reason for signing up. I asked the Sales rep, Tracy Zerangue, if there were any cancellation fees or penalties, he advised me no. Go through training on the 1st day and see that they do NOT offer Anchor General for WA state, even though I was assured they do. Right when I realize, I try to cancel before even installing software and now I am told there is NO way to cancel out of the 4 year contact? I email Tracy and he advises me that although he said that, he does not have the authority to cancel? If you do not have the authority on something why would you be advising customers in that respect? I have spoken to everyone from heads in customer service, billing, etc. and no one is able to help me. I am still trying to figure out how to cancel, no one has been of any help at all. Being in a small business, I know how important client relationships and company integrity are EVERYTHING, Vertafore has 0%. They are a distrustful company that will send you contract after contact until you sign up, and then offer no help and send you invoiced to take your money each month. I wish I researched online before signing up, because online all I can find are horrible reviews about similar experiences!! I recommend going to IBQ or Turbo Rater, both companies are 1/2 the price of PL Rater and they will not hold you prisoner in a contact that doesn't benefit your agency. GO ANYWHERE ELSE AT ALL COSTS, SAVE YOURSELF THE NIGHTMARE. **Recommendations to others considering PL Rating:** GO ELSEWHERE. TURBO RATER AND IBQ have exceptional service and are 1/2 the price. **What problems is PL Rating solving and how is that benefiting you?** Signing up with PL Rater has only caused our agency MORE problems. ## PL Rating Discussions - [Has anyone ever had success in cancelling before implementation?](https://www.g2.com/discussions/has-anyone-ever-had-success-in-cancelling-before-implementation) - 1 comment, 2 upvotes - [What is a comp rater?](https://www.g2.com/discussions/what-is-a-comp-rater) - 2 comments - [View PL Rating pricing details and edition comparison](https://www.g2.com/products/pl-rating/reviews?filters%5Bnps_score%5D%5B%5D=1§ion=pricing&secure%5Bexpires_at%5D=2026-08-14+08%3A54%3A50+-0500&secure%5Bsession_id%5D=59eb8328-9080-4296-b292-95bade07996f&secure%5Btoken%5D=9af940616567fec08bfbc3710637f4ad29e92fc31e6b451438ad1f16dba5a3a4&format=llm_user) ## PL Rating Integrations - [Actyx AG](https://www.g2.com/products/actyx-ag/reviews) - [AgencyZoom](https://www.g2.com/products/vertafore-agencyzoom/reviews) - [Agentforce Sales (formerly Salesforce Sales Cloud)](https://www.g2.com/products/agentforce-sales-formerly-salesforce-sales-cloud/reviews) - [AMS360](https://www.g2.com/products/ams360/reviews) - [Applied Epic](https://www.g2.com/products/applied-epic/reviews) - [Catalyst](https://www.g2.com/products/totango-catalyst/reviews) - [Eclipse](https://www.g2.com/products/eclipse/reviews) - [HawkSoft](https://www.g2.com/products/hawksoft/reviews) - [Microsoft Edge](https://www.g2.com/products/microsoft-edge/reviews) - [Momentum AMP, formerly Nowcerts](https://www.g2.com/products/momentum-amp-formerly-nowcerts/reviews) - [QQCatalyst](https://www.g2.com/products/qqcatalyst/reviews) - [Zapier](https://www.g2.com/products/zapier/reviews) ## PL Rating Features **Additional Functionality** - For Auto Insurance - Carrier Upload - AI Copilot - Search/Filter - Reminders - For Health/Medical Insurance - Audit Management - For Personal Insurance - Quotes/Estimates - For Professional Liability - Generative AI - Multi-State - For Medical Malpractice - Reporting & Statistics - Policy Management - For Casualty Insurance - Comparative Insurance Rating - Commercial Lines - Document Management - Alerts/Notifications - For Long Term Care - For Homeowners Insurance - Third-Party Integrations - Document Storage - Secure Login - Accounting Integration - Workflow Management - Commission Management - Claims Management - Lifecycle Management - Document Templates - Electronic Payments - Multiple Line Rating - Self Service Portal - Sales Reports - For Disability Insurance - Broker/Agent Portal - Customer Portal - Email Management - MGA Administration - Customizable Reports - Activity Dashboard - For Life Insurance - Underwriting Management ## Top PL Rating Alternatives - [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews) - 4.4/5.0 (709 reviews) - [QuoteRush](https://www.g2.com/products/quoterush/reviews) - 4.4/5.0 (19 reviews) - [Duck Creek Policy](https://www.g2.com/products/duck-creek-policy/reviews) - 4.6/5.0 (102 reviews)