[ PhonePe... Reviews ](https://www.g2.com/products/phonepe-payment-gateway/reviews) [ PhonePe... Reviews ](https://www.g2.com/products/phonepe-payment-gateway/reviews) # PhonePe Payment Gateway Pricing Overview [Editedit](https://my.g2.com/phonepe-payment-gateway/pricings) Free Trial ## PhonePe Payment Gateway Pricing Key Insights Last updated on Jul 30, 2026 * * * PhonePe Payment Gateway offers **2 pricing editions** , starting at **$0**. PhonePe Payment Gateway pricing tiers are designed to support different usage levels and team sizes. PhonePe Payment Gateway also offers a **free trial**. Higher-tier plans are available via direct consultation with the vendor. Compare the PhonePe Payment Gateway pricing table below to figure out the best fit for your needs. * * * Standard Plan — $0 / With One-Time Purchase Enterprise Plan — Contact Us / With One-Time Purchase Rated 4.5 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Standard Plan Free With One-Time Purchase Standard Plan: 0 per transaction (Limited Time Offer); 1.95% post this offer - Standard Plan: 0 per transaction (Limited Time Offer); 1.95% post this offer Show More Enterprise Plan Contact Us With One-Time Purchase Enterprise Plan: Contact PhonePe Payment Gateway for pricing details. - Enterprise Plan: Contact PhonePe Payment Gateway for pricing details. Show More Standard Plan: 0 per transaction (Limited Time Offer); 1.95% post this offer Enterprise Plan: Contact PhonePe Payment Gateway for pricing details. Pricing information for PhonePe Payment Gateway is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase PhonePe Payment Gateway must be conducted with the seller. Pricing information was last updated on October 14, 2025 Show More ## PhonePe Payment Gateway Pricing FAQs Generated using AI Is PhonePe Payment Gateway free, or does it offer a free trial? Yes. According to G2 data, PhonePe Payment Gateway offers a free plan with limited features. Users can upgrade to paid plans for additional capabilities. Visit the seller's official pricing page to compare plan options and features. How much does PhonePe Payment Gateway cost in 2026? Pricing details for PhonePe Payment Gateway are not publicly listed. Users should visit the PhonePe 's official pricing page or contact the vendor directly for current pricing information. Who is PhonePe Payment Gateway pricing best suited for? PhonePe Payment Gateway's pricing is best suited for small businesses and individual operators in India seeking low-cost, multi-method digital payment acceptance. G2 reviewers from computer software, biotechnology, higher education, and automotive industries — all small business segment — report strong satisfaction with the Standard Plan's zero-transaction-cost structure and UPI-first workflow. The auto-detection of linked bank accounts and fast onboarding make it particularly well-matched for lean teams without dedicated finance ops. Mid-market IT firms also appear on G2, suggesting the Enterprise Plan fits organizations needing custom terms and higher transaction volumes. Credit-card-heavy businesses should factor in the post-offer 1.95% rate when evaluating fit. What are the key differences between the free and paid versions of PhonePe Payment Gateway? PhonePe Payment Gateway's Standard Plan is currently free at 0 per transaction, reverting to 1.95% per transaction after the limited-time offer ends. This tier covers UPI, credit cards, debit cards, and wallet payments, with no feature-gated restrictions mentioned in G2's pricing data for PhonePe Payment Gateway. The Enterprise Plan requires contacting the vendor for custom pricing, targeting larger organizations with bespoke needs. G2 reviewers on the Standard Plan report full access to multi-method payments, fast settlement tracking, and bank account auto-detection, suggesting the free tier is functionally comprehensive. The primary differentiator between tiers is scale and negotiated commercial terms, not feature access. Is PhonePe Payment Gateway considered good value for its pricing? G2 reviewers rate PhonePe Payment Gateway at 4.5–5.0 stars across small business and mid-market segments, signaling strong cost-to-value satisfaction. The current zero-per-transaction Standard Plan makes entry essentially risk-free, and G2 users consistently cite fast, reliable transactions and multi-method payment support as core value drivers. However, G2 reviewers in biotechnology flag high charges for credit card and wallet payments as a concern, and settlement delays add friction. Fraud detection gaps noted by an IT-sector reviewer represent a real operational risk. Overall, G2 reviews of PhonePe Payment Gateway indicate solid value for UPI-heavy, small business use cases, with credit-card-reliant businesses facing higher effective costs. ## Top-Rated Alternatives [ ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") PayPal Payments 4.4/5(2,748) ](https://www.g2.com/products/paypal/reviews) [ ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer") Payoneer 3.2/5(374) ](https://www.g2.com/products/payoneer/reviews) [ ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless") GoCardless 4.6/5(321) ](https://www.g2.com/products/gocardless/reviews) [ View All Alternatives ](https://www.g2.com/products/phonepe-payment-gateway/competitors/alternatives) ## PhonePe Payment Gateway Alternatives Pricing The following is a quick overview of editions offered by other [Payment Gateways](https://www.g2.com/categories/payment-gateways) | Product | Price | Features | | --- | --- | --- | | ![PayPal Payments](https://images.g2crowd.com/uploads/product/image/small_square/small_square_33722911aa5de05113e3d3acb9ecabab/paypal.png)[PayPal Payments](https://www.g2.com/products/paypal/reviews) On Website - Basic | $0per month | Accept credit cards and PayPal on your site Swipe cards in your store and on the go Create and email invoices for fast payment Accept mobile payments anywhere | | ![Authorize.net](https://images.g2crowd.com/uploads/product/image/small_square/small_square_e6fbd3b1d8ff1d11f03880c5fd1d20d5/authorize-net.png)[Authorize.net](https://www.g2.com/products/authorize-net/reviews) Pricing | $25Monthly Gateway | setup $49 , 2.9%+30¢ per Per Transaction | | ![Borderless AI](https://images.g2crowd.com/uploads/product/image/small_square/small_square_cfa4967a68d1522d5a58cc7cb3fca737/borderless-ai.jpg)[Borderless AI](https://www.g2.com/products/borderless-ai/reviews) Contractor Management | Starting at $49.001 contractor per month | Onboard, manage, and pay contractors across the globe. Quickly onboard international contractors No local legal entity required Comply with labor laws and regulations Pay contractors in real time and in their local currency Manage everything from one dashboard Mobile app for contractors | Various alternatives pricing & plans Free Trial Pricing information for the above various PhonePe Payment Gateway alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller. ## PhonePe Payment Gateway Pricing Reviews (1) ![Charan R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Charan R.") CR Charan R. I am a student Small-Business (50 or fewer emp.) 4/11/2026 "Easy Setup, Reliable Transactions but UI Needs Improvement" 4.5/5 What do you like best about PhonePe Payment Gateway? I like that PhonePe Payment Gateway is easy to set up, and adding a bank account is very quick. I also appreciate how it automatically detects the bank accounts linked to my mobile number, and when I choose one, it sends an OTP to that number for verification. Overall, the setup process feels straightforward and hassle-free, which is something I really value. Review collected by and hosted on G2.com. What do you dislike about PhonePe Payment Gateway? The interface is where things get a bit messy There are so many ads and promotional banner right at the top that feels cluttered. It's actually a struggle for my father ,he gets distracted by the banners and find the actual payment options lower down .I wish they had prioritize the utility of the app over trying to show me events time open it Review collected by and hosted on G2.com. What problems is PhonePe Payment Gateway solving and how is that benefiting you? It basically solved the “I forgot my wallet” problem for me. Whether I’m sending money to a friend across the country or just buying groceries at a shop that doesn’t have change, it gives me peace of mind knowing I don’t need to carry physical cash as long as I have my phone. It’s simplified my daily life by making transactions feel like a non-issue. Review collected by and hosted on G2.com. 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