# Paytm Business Reviews
**Vendor:** Paytm  
**Category:** [Payment Gateways](https://www.g2.com/categories/payment-gateways)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 282
## About Paytm Business
More than 17 million Payment Partners use Paytm for Business - India&#39;s most trusted payments platform.The easiest way to accept payments everywhere. At Paytm we try to enable all sellers and merchants to go cashless! We offer a variety of payment solutions for all businesses from a local teashop to large international organizations, everyone can use Paytm!



## Paytm Business Pros & Cons
**What users like:**

- Users highlight the **ease of use** of Paytm Business, appreciating its straightforward setup and quick transactions. (4 reviews)
- Users value the **convenience** of Paytm Business for quick transactions, easy setup, and multiple payment options. (3 reviews)
- Users appreciate the **payment ease** of Paytm Business, enjoying fast transactions and multiple payment options effortlessly. (3 reviews)
- Users find the **setup process straightforward** and appreciate its ease of use for daily transactions. (3 reviews)
- Users appreciate the **speedy transactions** of Paytm Business, enjoying quick settlements and an easy-to-use interface. (3 reviews)
- Payment Processing (2 reviews)
- Users value the **user-friendly interface** of Paytm Business, appreciating its ease of use and quick onboarding. (2 reviews)
- Users value the **efficiency** of Paytm Business, appreciating its quick onboarding and multiple payment options. (1 reviews)
- Onboarding (1 reviews)
- Reliability (1 reviews)

**What users dislike:**

- Users often face **poor customer support** , experiencing slow responses and unclear solutions to their issues with Paytm Business. (3 reviews)
- Users are frustrated by **high extra charges** and hidden fees from Paytm Business, complicating their billing experience. (2 reviews)
- Users experience **transaction issues** with frequent payment failures and inadequate support, leading to frustration for both merchants and customers. (2 reviews)
- Users are frustrated with Paytm Business due to **excessive fees** and unclear billing practices that complicate usage. (1 reviews)
- Users find the **high fees and unexpected charges** for Paytm Business frustrating, impacting their overall satisfaction. (1 reviews)
- Users face **integration issues** with Paytm Business, limiting flexibility and creating challenges for growing businesses. (1 reviews)
- Users find the **limited features** of Paytm Business restrict their ability to integrate and expand as needed. (1 reviews)
- Payment Issues (1 reviews)
- Users express frustration with **refund issues** as cashback options are often replaced by unhelpful offers. (1 reviews)
- Service Reliability (1 reviews)

## Paytm Business Reviews
  ### 1. Efficient Payment Management with All-in-One Financial Convenience

**Rating:** 5.0/5.0 stars

**Reviewed by:** VINAY P. | Mechanical Design Engineer, Design, Enterprise (> 1000 emp.)

**Reviewed Date:** April 07, 2026

**What do you like best about Paytm Business?**

What I like most about Paytm Business is how it simplifies payment collection while still maintaining a professional and organized workflow. In my role as a Mechanical Design Engineer at LTTS, I regularly deal with structured processes, coordination between teams, and time-bound deliverables. Similarly, Paytm Business brings that same level of structure to financial transactions.
The instant payment confirmation and real-time tracking are especially useful. Just like how we rely on accurate design updates and version control in tools like CATIA, having clear visibility of every transaction helps avoid confusion and ensures accountability. It gives confidence that payments are received and recorded properly without needing constant follow-ups.
Another aspect I appreciate is the ease of generating reports and transaction summaries. In engineering projects, documentation and traceability are critical, and Paytm Business aligns well with that mindset. It allows users to quickly review past transactions, which is helpful for reconciliation and maintaining financial clarity.
Also, the QR-based payment system is very efficient and user-friendly. It reduces manual effort, similar to how automation in design tools improves productivity. Whether dealing with clients, vendors, or small transactions, the process is smooth and saves time.
Overall, Paytm Business stands out because it combines simplicity with reliability, making it suitable even for professionals who are used to working in structured, process-driven environments. Is this strong

**What do you dislike about Paytm Business?**

One thing I don’t fully like about Paytm Business is that sometimes the settlement process can feel a bit delayed or unclear. While payments are received instantly, the transfer to the bank account doesn’t always feel equally fast or transparent, especially when compared to the expectation of real-time systems.
Another area is the user interface for reports and dashboards. Although it provides all the required data, navigating through detailed reports can feel slightly cluttered at times. From a professional perspective, where I’m used to clean and structured tools like CATIA or other engineering software, I feel the UI could be more intuitive and streamlined.
Also, customer support response can be inconsistent. For basic issues it’s fine, but for more specific or technical queries, it may take longer than expected to get proper resolution. In a work environment where timelines matter, this can sometimes be a drawback.
Lastly, there are occasional technical glitches or delays in notifications, which might create small confusion in tracking payments. It’s not a major issue, but when you rely on accuracy and real-time updates, even minor delays are noticeable.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm Business solves the major problem of handling cash transactions and unorganized payment tracking. Earlier, managing payments required manual recording, which could lead to errors or missed entries. With Paytm Business, every transaction is automatically recorded and easily accessible, making the process much more reliable and structured.
From my professional experience as a Mechanical Design Engineer, where documentation and traceability are critical, this is a big advantage. Similar to how we maintain design history and revisions in tools like CATIA, Paytm Business ensures every payment has a clear record. This helps in quick verification and avoids confusion during reconciliation.
Another key problem it addresses is the delay in collecting payments. With the QR-based system, transactions are instant and seamless, eliminating dependency on cash. This improves efficiency, much like automation in engineering workflows reduces manual effort and saves time.
In addition to business payments, features like Paytm Gold and movie ticket booking add extra convenience. Paytm Gold allows small, flexible investments digitally, which is helpful for someone like me who prefers simple and secure ways to manage savings alongside work. Similarly, booking movie tickets within the same platform saves time and avoids switching between multiple apps, making it more of an all-in-one solution.
It also provides clear financial insights through reports and summaries, reducing the need for manual tracking. Overall, Paytm Business helps streamline payments, improves transparency, and adds convenience beyond just transactions, making it very practical for both professional and personal use.

  ### 2. A Game-Changer for Small Teams, Needs Faster Support

**Rating:** 4.0/5.0 stars

**Reviewed by:** Harshit T. | AEM Java Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 29, 2026

**What do you like best about Paytm Business?**

I really appreciate the Paytm Business app for making the payment process way less of a headache. The sound box is a real MVP because I don't have to stop what I'm doing to check my phone for confirmation when the store is busy; just hearing the voice alert lets me keep moving. The all-in-one QR code is a game changer, as it eliminated the clutter of having multiple QR codes at my counter, and it can handle payments from UPI, wallets, and cards all in one. It's faster for customers and helps make my shop look more professional and organized. The daily settlement reports in the app are also surprisingly helpful, letting me know exactly how much I earned without doing manual math. The setup process was a breeze, with an instantly generated digital QR code that allowed me to start taking payments the same day. These features really smooth out the workflow for our small team during busy hours, acting like an extra staff member and making everything more efficient.

**What do you dislike about Paytm Business?**

Even though the app is great for day-to-day, there are definitely a few things that get on my nerves. The "Where's my money?" stress the biggest issue for me is the settlement timing. Most days it's fine but on bank holidays or during random technical glitches, the money just sits there in limbo. When you're a small business and you have suppliers waiting to be paid, that 24-hour delay feels like an eternity. I wish they had a more reliable instant settlement button that actually worked every single time without extra high fees. The support loop is another issue; if something actually goes wrong, like a customer being double charged or the sound box acting up, getting a human to help is a nightmare. You usually end up stuck talking to an automated bot that just repeats the same three steps. By the time you get through to a real person, you've already lost half your morning.

**What problems is Paytm Business solving and how is that benefiting you?**

I use Paytm Business to save time with instant voice confirmations instead of constantly checking my phone, preventing fake payment screenshots, and decluttering my counter with an all-in-one QR code. It integrates smoothly with my accounting and POS systems, enhancing professionalism.

  ### 3. Paytm facilates reciveing payments digitally through any upi apps best for retail outlets

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shiva A. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 14, 2026

**What do you like best about Paytm Business?**

Paytm Soundbox makes it easy to confirm payments, and the settlement of funds is straightforward and hassle-free.

**What do you dislike about Paytm Business?**

There’s nothing I dislike about Paytm Business. At first, the sound box was charged, but now it’s free.

**What problems is Paytm Business solving and how is that benefiting you?**

It helps me receive digital payments from any UPI platform and through RuPay cards.and sound box also verify the payments recieved so not to check bank account for every transaction

  ### 4. Easy UPI & POS Payments, but Confusing Extra Charges and Weak Support

**Rating:** 3.0/5.0 stars

**Reviewed by:** Ankit D. | Digital Marketing Specialist, Marketing and Advertising, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 24, 2026

**What do you like best about Paytm Business?**

It’s a great app for receiving customer payments via UPI, POS, and other methods. It was among the first few apps to help revolutionise the UPI payment boom. The setup is straightforward, and it’s quite easy to use day to day.

**What do you dislike about Paytm Business?**

They charge high fees for their soundbox and POS devices. Sometimes they add unnecessary charges to the user’s monthly bill, which is frustrating and hard to understand. Customer support is weak and not very helpful when you try to resolve these issues.

**What problems is Paytm Business solving and how is that benefiting you?**

Like Gpay Business, it has also helped me receive payments from customers and clients. Alongside other UPI merchant apps, PayTm Business has made receiving payments much easier and more convenient for me.

  ### 5. Easy Multi-Method Payments with UPI, Cards, and Wallets

**Rating:** 4.0/5.0 stars

**Reviewed by:** Noorain  F. | Officer, Biotechnology, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 10, 2026

**What do you like best about Paytm Business?**

It helps me accept payments through multiple methods, such as UPI, credit cards, and wallets.

**What do you dislike about Paytm Business?**

The card swipe and soundbox rental fees are a bit expensive.

**What problems is Paytm Business solving and how is that benefiting you?**

No need to handle cash transactions. It accepts payments in multiple ways, and it’s easy to track all transactions in one place.

  ### 6. Easy Payment Links That Simplify Getting Paid

**Rating:** 5.0/5.0 stars

**Reviewed by:** Aniket P. | Freelance, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 27, 2026

**What do you like best about Paytm Business?**

It has helped me to solve the payment solution easily. I can now ask for payments easily by sharing links for the payment.

**What do you dislike about Paytm Business?**

The interface is sometimes lagging on my phone. I do not understand why. Is it because of my phone or the heavy UI. I really don’t know the exact answer, but it can be improved.

**What problems is Paytm Business solving and how is that benefiting you?**

It is helping me to take payments easily and track them.
Pretty easy for creating payment links.

  ### 7. Effortless Transactions, Boosted Sales

**Rating:** 4.0/5.0 stars

**Reviewed by:** Harish C. | Expert and reviewer

**Reviewed Date:** January 05, 2026

**What do you like best about Paytm Business?**

I use Paytm Business for my small grocery shop, and I love that the transactions get directly into my account. Paytm Business also offers some promotions, which I find beneficial. Everything is cashless, and the problem of having change is solved with Paytm Business since we use a scanner for UPI transactions. It's easy and fast to use. Setting up the account was very easy, and Paytm provides agents to help with the plan and business ideas.

**What do you dislike about Paytm Business?**

Sometimes the network gets busy but it's rare. Also, it would be great if Paytm Business provided more offers for business vendors to increase their profit.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm Business makes transactions easy and fast, solves the cash change problem with cashless payments, and deposits directly into my account while offering deals.

  ### 8. Payment Convenience Marred by Unreliable Support

**Rating:** 2.5/5.0 stars

**Reviewed by:** Swarup D. | Self employed, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 17, 2025

**What do you like best about Paytm Business?**

I use Paytm Business mainly to accept customer payments like UPI, QR code payments, and wallet transactions. It helps in day-to-day billing, quick collections, and keeping track of all payments in one place. It’s very convenient for regular business use. The initial setup was very easy for me and I think also easy for everyone.

**What do you dislike about Paytm Business?**

The main issues were frequent payment failures and unreliable transactions, which caused inconvenience for both me and customers. Support was also a big problem; responses were slow and solutions were not clear.

**What problems is Paytm Business solving and how is that benefiting you?**

I used Paytm Business for easy UPI and QR payments, simplifying day-to-day billing and tracking all payments together. It was convenient for reducing cash handling.

  ### 9. Paytm Business: A Reliable and Easy Solution for Seamless Digital Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dzitse K. | Teacher, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 26, 2025

**What do you like best about Paytm Business?**

I like Paytm Business because of its ease of use, quick onboarding, and user-friendly dashboard. Merchants value the multiple payment options like UPI, QR codes, and cards, along with fast settlements and clear transaction records. Its wide acceptance builds customer trust, making it a reliable and convenient digital payment solution.

**What do you dislike about Paytm Business?**

I dislike Paytm Business due to slow and unhelpful customer support, hidden charges, and difficulties in canceling accounts or devices. Technical issues like downtime and failed transactions also frustrate merchants. Additionally, feature limitations, such as restricted integration options, make it less flexible compared to some competitors for growing businesses.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm Business solves the problem of handling cash by offering simple, digital payment options like UPI, QR codes, cards, and wallets. It helps merchants accept payments instantly, track transactions in real time, and receive settlements quickly. This improves convenience, reduces errors, builds customer trust, and makes business operations smoother and more efficient.

  ### 10. Excellent App to Recieve Money

**Rating:** 4.5/5.0 stars

**Reviewed by:** Nikhil D. | Business Development, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 05, 2024

**What do you like best about Paytm Business?**

The best I like about Paytm business is it is very user friendly and the support is also quick and very active. Variety of payment options and quick payment processing is good for small enterprises like us.

**What do you dislike about Paytm Business?**

Few things can be improved in this which are delays in payment settlement to merchant's bank account as well as the transaction fees is relatively higher than other platform and there are some technical glitches as well in the application which should be looked into.

**What problems is Paytm Business solving and how is that benefiting you?**

It's helping in keeping a track on how much money I received on weekly and monthly basis and its providing easy way to recieve money from customer and clients which is very beneficial for me.

  ### 11. Best business transaction option in the market

**Rating:** 3.5/5.0 stars

**Reviewed by:** ABHIJEET C. | Component Engineer- Technical Support @ ASML, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 06, 2024

**What do you like best about Paytm Business?**

The ease of usage is the best in paytm business along with the services and multiple options of payment and then bank account transfer facility which makes easier yo use it widely and then transfer funds for regular usage.

**What do you dislike about Paytm Business?**

Paytm is having a low phase at the moment which bought a bit of risk and if there are any funds that went on hold then customer support is not that we'll at the moment.

**What problems is Paytm Business solving and how is that benefiting you?**

For regular transactions for my business by customers and clients which makes it quite easy to check funds and to transfer at one go.

  ### 12. Paytm Business

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ayush M. | Statistical Programmer, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 07, 2024

**What do you like best about Paytm Business?**

Easy and effective user interface, quick process.

**What do you dislike about Paytm Business?**

Rather than providing cashback they give offers and some of the offers are useless.

**What problems is Paytm Business solving and how is that benefiting you?**

It provides us secure and easy payments

  ### 13. Everyone's favorite app for payment

**Rating:** 4.0/5.0 stars

**Reviewed by:** Priyanka S. | Account Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 05, 2024

**What do you like best about Paytm Business?**

Paytm business is very user-friendly. As a small business owner is saw multiple users like me who are using the app. It is the most popular app for everyone. Also, with the app we can pay with just a quick scan even by using our credit card. My every day starts with this app and it is very easy to implement when I start using it. The highlighting feature of Paytm business is its quick support, they are super active.

**What do you dislike about Paytm Business?**

The thing which I dislike about Paytm is the delay it is showing while transactions. As a small business owner, the money must reflect instantly.

**What problems is Paytm Business solving and how is that benefiting you?**

As a small business owner, we are dealing with cash initially, but when we are working digitally, Paytm is my first choice. It's a very time saving app and easy to use. The added point for this is the easy swiping machine they offer.

  ### 14. Paytm business - Really an excellent way to accept payments on the go

**Rating:** 5.0/5.0 stars

**Reviewed by:** Akash S. | Quality Assurance Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 11, 2023

**What do you like best about Paytm Business?**

Paytm business is really an excellent step towards accepting payments on the go from your customers and transfer money directly into your bank accounts without any worries. It is a smarter way of running your business in just no time. Business of any scale can be easily registered on paytm business with minimal documentation. It can be implemented on the go with full spport by paytm team for any doubts or queries or support needed at the time of enrollment. It can be used multiple times free of charge and money can be transferred easily into the merchants account whenever needed. So wasy to integrate world wide by multiple merchants and stores.

**What do you dislike about Paytm Business?**

Doesn't have any drawbacks as of now according to my usage.

**What problems is Paytm Business solving and how is that benefiting you?**

Pytm business helped me to provide a gateway for accepting payments at my store on the go without any hassle. Just a scan is needed for doing payments and the amount directly gets credited into my account in no while.

  ### 15. One stop platform to accept payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 27, 2024

**What do you like best about Paytm Business?**

Payments can be accepted from various mediums such as credit card, debit cards, upi

**What do you dislike about Paytm Business?**

Nothing as it allows real time transfers

**What problems is Paytm Business solving and how is that benefiting you?**

It is providing a medium where payments can be accepted

  ### 16. BEST PAYMENT METHOD TO SEND AND RECIEVE MONEY INSTANTLY

**Rating:** 4.5/5.0 stars

**Reviewed by:** Ajoob S. | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 04, 2024

**What do you like best about Paytm Business?**

the best about paytm for business is the transaction will be settled immediately. there is very less chances of payment failure. we can eaily pay at any merchants by simply scanning the qr code or entering the upi code. we can pay and recieve money directly to bank account or to the wallet.

**What do you dislike about Paytm Business?**

the customer support need to be improved for and user interface feels so conufusing.

**What problems is Paytm Business solving and how is that benefiting you?**

we use paytm for business in our distribution centers to receive the bill amount into the bank account instantly. the customers can eaily pay at our office by scanning the qr codes

  ### 17. An efficient application for your payments.

**Rating:** 3.5/5.0 stars

**Reviewed by:** Sahil k. | Merchant Experience Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 19, 2024

**What do you like best about Paytm Business?**

Live transaction monitoring while the customers pay.

**What do you dislike about Paytm Business?**

Charges not clearly mentioned in the app until the settlement is received.

**What problems is Paytm Business solving and how is that benefiting you?**

The ease of access for people who are not mobile friendly. This creates a huge difference when compared to other payment applications.

  ### 18. Paytm swipe machine problem

**Rating:** 0.5/5.0 stars

**Reviewed by:** S. Ashok K. | R&D Research Engineer , Small-Business (50 or fewer emp.)

**Reviewed Date:** August 17, 2023

**What do you like best about Paytm Business?**

Previously I like now they grown little bit they're showing their attitude. Soon it will go down.

Don't buy and use Paytm swipe machine. Lot of problems were faced. They have mentioned Customer care service 24/7 it's not true don't trust. Once you bought the machine that's it you've have suffer lot, your business also affect too so be careful before buying paytm swipe machine. It's one of the worst machine and services also very very poor. If negative mark mentioned, I'm ready to give - 9. This is not only my problem, many retailers are facing. Their service was very poor.. Paytm was simply cheating the customer and retailers. Be careful...

**What do you dislike about Paytm Business?**

Business ethics they don't have even 1%. What kind of service paytm gave to the customers and retailers. Retailers are very poor. I bought swipe machine from Paytm it was working only 3 times after that it was not working. So I raise complain to the paytm customer care service. This type of customer care service I never ever seen anywhere. Almost 2 weeks over, everyday they told wait for tody wait tomorrow likewise they are cheating me. Till date no one came to solve the swipe machine problem.

**What problems is Paytm Business solving and how is that benefiting you?**

Nothing solved

  ### 19. This payment gateway is very fast for business transactions

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sattwik M. | Review Freelancer(Specialist), Mid-Market (51-1000 emp.)

**Reviewed Date:** December 14, 2023

**What do you like best about Paytm Business?**

Only Paytm business allows me to withdraw the money from my Paytm gift wallet balance. It supports instant payment with Paytm payments bank. It is easy to use and I use this frequently to convert my Paytm gift cards (received from Shiksha.com)

**What do you dislike about Paytm Business?**

Sometimes the amount takes higher time to reach my account.

**What problems is Paytm Business solving and how is that benefiting you?**

It accepts the payment from paytm gift wallet. I get payments from shiksha in paytm gift wallet. Only with paytm business I am able to take the money in my bank account.

  ### 20. ""All In One For Payments""

**Rating:** 4.5/5.0 stars

**Reviewed by:** CHINTALA P. | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 29, 2023

**What do you like best about Paytm Business?**

The best thing about payment business is that they provide business account for each and every business. They provide sound boxes and card machine for payment purposes. And the technology used in sound boxes is very convenient to use. And they provide loans based on the payments they get from the business applications. And we can make payments easily. We can pay recharges and bills through Paytm. And by scanning the scanners we can use our credit cards as well.

**What do you dislike about Paytm Business?**

The dislike about Paytm business is that they charge an extra amount for accesories provided by them. And we have to pay the fee for every month. And now a days deduction charges increased compared to other applications. And the settlement of the payments take time to settle in our bank accounts for one day or more.

**What problems is Paytm Business solving and how is that benefiting you?**

They are solving to give Paytm business accounts for maximum number of people applying for it. And made the payments secure and easier for various businesses. And gives simplified payments. And large customer reach. Providing loans based on the credit usage and more opportunities for different businesses.Paytm Business solves the challenges faced by businesses in terms of payments, customer reach, inventory management, credibility, integration, financial services, and marketing. By addressing these problems, Paytm Business helps businesses streamline their operations, expand their customer base, improve financial stability, and ultimately grow their business.

  ### 21. Paytm Business

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nitin S. | Software developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 27, 2024

**What do you like best about Paytm Business?**

It is convenient to use
And easy transaction
Excellent interface

**What do you dislike about Paytm Business?**

Sometimes it does not work as expected
Some features need to be added

**What problems is Paytm Business solving and how is that benefiting you?**

No need to carry cash

  ### 22. The Business expert- Paytm Business

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karandeep S. | Associate engineer || technology , Small-Business (50 or fewer emp.)

**Reviewed Date:** October 03, 2023

**What do you like best about Paytm Business?**

The one qr payment system in the app is quite Amazing. My father owns a cab and the driver has this Paytm Business QR in the cab . It directs the payment directly to my father's bank account and even shows the transaction summary upto 1 year in the past. The settlement is quite quick and there are no hidden charges in the app. It is very useful for small as well as large scale businesses.

**What do you dislike about Paytm Business?**

There are no flaws in it. The best app in the market for business payments.

**What problems is Paytm Business solving and how is that benefiting you?**

Businesses can regulate payments from their customers in a very efficient way without any charges . That's the best thing about Paytm Business

  ### 23. It is very nice app for the vendors and merchants for the online payments which business smooth.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Keshav D. | Service provider, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 10, 2023

**What do you like best about Paytm Business?**

The most helpful thing is that we dont have to carry the cash or cheque for any transaction, it can be just made through an mobile app which makes convienient by doing it from any where to anyone.

**What do you dislike about Paytm Business?**

Sometimes the transaction takes time and it show under processing and the amount got deduct from the account, at that time the user become panic and he/ she has to wait when the transaction will be successful.

**What problems is Paytm Business solving and how is that benefiting you?**

Its benefitting by saving the time and cost which a person was usually doing earlier to deposit the amount in the bank and for the transportation to seetle any transaction.

  ### 24. Paytm Business : Best app for merchants

**Rating:** 5.0/5.0 stars

**Reviewed by:** Abhishek K. | QA Analyst, Enterprise (> 1000 emp.)

**Reviewed Date:** January 21, 2023

**What do you like best about Paytm Business?**

Best payment app for merchants in the market 
Instant payment notification over mobile app and soundbox.
Ui is straightforward, and an instant settlement to bank option is available.

**What do you dislike about Paytm Business?**

Need much better offers for merchant
SSometimes, soundbox faces issues as no notification is received from the payment soundbox.
No other issues found till now. Rest all is good.

**What problems is Paytm Business solving and how is that benefiting you?**

Easy Payment Solution with instant notification.
Saves merchant as well as User time.
Complete calculative information for payment so merchants can track their money.

  ### 25. Buisness payments made easier and secure

**Rating:** 5.0/5.0 stars

**Reviewed by:** Shreyas M. | Small-Business (50 or fewer emp.)

**Reviewed Date:** March 31, 2023

**What do you like best about Paytm Business?**

Paytm Business is so easy to use and so convenient for user usage. It is helpful to both Smallscale and largescale businesses. It allows us to take payment through credit Card, Paytm Post Paid, Paytm wallet, debit Card, UPI and many more which makes it better than others.

**What do you dislike about Paytm Business?**

Well, I don't feel there is anything wrong about Paytm Business. But sometimes they take a lot of time to respond while on call. That is a bit irritating. Few times there system takes a lot of time to load.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm Business is very helpful and it is reliable for small businesses. Over all it is so safe and secure for usage which makes it the best for usage. It is easy and comparably very fast.

  ### 26. Bench Mark of Online Payment

**Rating:** 4.0/5.0 stars

**Reviewed by:** Deepak g. | Senior Executives  , Market Research, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 08, 2023

**What do you like best about Paytm Business?**

Paytm Providing Good Service Like In a same Intra day Payments are Getting Transfered to Our Linked Account.

1. Can Easily Track each and Every Transaction.
2. No such any Hidden charges
3. Quick Response
4. Business app Supportive

**What do you dislike about Paytm Business?**

Some time Transaction amount pause and will deposite in a next day

Customers some time fails Payment failure Issue
Offenly Server Issue
App will restart here and There

**What problems is Paytm Business solving and how is that benefiting you?**

Cashless Business
Quick Payments
allowing direct account Transactions 
Receiver Confirmation 
Our Dital Swiping Machine allowing TAP Payments And Denomination Generated Scanner

  ### 27. Pay anytime from anywhere for all type of payment

**Rating:** 5.0/5.0 stars

**Reviewed by:** PRAVEEN D. | VCC, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 15, 2023

**What do you like best about Paytm Business?**

Transaction failure rate is very low comparing to others payment apps, offering new contest, providing bank services through that we can opt advance money and pay later as like all bank features is online.

**What do you dislike about Paytm Business?**

Offers are useless or less comparing to others app which make it low usable regarding cash. Cash back is low and layout changes timely and product is somewhat costly than other platforms.

**What problems is Paytm Business solving and how is that benefiting you?**

For apying all types of payment like EMI for credit cards, all type of transaction to bank accounts directly and shops. Even in recharging bills like water bill, electricity bill, etc.

  ### 28. A short and honest review about Paytm Business

**Rating:** 4.5/5.0 stars

**Reviewed by:** Abhilasha S. | Recruitment Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 22, 2023

**What do you like best about Paytm Business?**

- Easy to create an account and set up.
- Can check all the payments on a single dashboard.
- Push notification on every payment.
- 99% payment become successful remaining refund get immediately.

**What do you dislike about Paytm Business?**

It is a perfect payment platform. There is nothing to dislike about it.

**What problems is Paytm Business solving and how is that benefiting you?**

It helps us to receive payment very conveniently.

  ### 29. Good payment experience without any glitches or delays

**Rating:** 4.5/5.0 stars

**Reviewed by:** Bharath D. | Software Engineer, Enterprise (> 1000 emp.)

**Reviewed Date:** February 14, 2023

**What do you like best about Paytm Business?**

Paytm's UI is very efficient and highly commendable. Anyone can navigate through the app effortlessly. This helps in the reachability and expandability of the customer base, mainly in rural India. Overall the app has smooth interfaces as compared to other online payment partners.

**What do you dislike about Paytm Business?**

The vague reward system gives out highly extrinsic rewards most of the time. Sometimes, the app seems to be congested with its variety of icons and uses. I would suggest a more systematic UI; most of the time, it's confusing.

**Recommendations to others considering Paytm Business:**

It is a beautiful app with a mildly confusing interface. But, its advantages nullify the disadvantages. It offers a variety of options like paying online, sending money to a bank account, recharging, bill payments, etc. Overall it has been a good experience paytm.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm is helping us cover the disadvantages of cash transactions. It makes cash transfer a smooth and seamless experience. It has reduced the burden of waiting long times in queues at banks or ATM's hence saving us a lot of time.

  ### 30. Digital Transaction through paytm

**Rating:** 5.0/5.0 stars

**Reviewed by:** gullipalli v. | Graduate Engineering Trainee, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 10, 2023

**What do you like best about Paytm Business?**

I liked the Paytm because it is used to digital transcations, we can pay any bills through paytm and transfer money from debit and credit card. And also add amount to the wallet sometimes these wallet amount is when upi bank servers are down then we can use this paytm wallet money this service is very useful to us.we can book movie tickets and also book gas cylinders also through this application we can check credit score and pay challans . We can take loans from the paytm gor limited users. We can also take postpaid account in paytm and use that money and pay after one month like a credit card it is the better service compared to other apps.

**What do you dislike about Paytm Business?**

In paytm it takes extra charge when we can pay any through credit card.  We can't re-pay postpaid bill less than one rupee,when we contact with customer the assistance takes more time to replay and customer service response takes longer time. The paytm cashbacks and rewards are not useful to the user that rewards are not regular used items for any customers.

**Recommendations to others considering Paytm Business:**

We have to add one option now a days some members don't have atm cards, they can take money through aadhar number and provide biometric to takes money users can use other apps if we can add this feature it will helps to users. And one more feature is we can book Uber and Ola services through paytm it is also helpful to users.

**What problems is Paytm Business solving and how is that benefiting you?**

Now a days all are using paytms to make digital transactions,it is very helpful during covid. We can do all kinds of payments through paytm. We can pay out students fees and house rent through paytm.it helpful to the users easily paid money and conveniently. We don't carry cash at anywhere we can easily pay money through scanner or mobile number. By using paytm to pay rents it is used as proofs also . The entire transaction of candidate history will be saved  in theirs contact ,it will never removed or deleted.

  ### 31. A Perfect Solution for a World of Digital Transactions

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** February 08, 2023

**What do you like best about Paytm Business?**

I like using Paytm because of the following multiple factors:

- It has an incredible UI
- The digital wallet
- Numerous payment options like debit and credit cards, UPI, etc.
- It is pretty simple to transfer money from your Paytm wallet to your bank account
- The application can likewise be accessible in your local language
- Quick and simple to utilise

**What do you dislike about Paytm Business?**

- Terrible customer care. It takes a long time for the team to answer back. The process should be more quick and more active.

- Paytm provides many rewards and cashback on making a payment, but all of them are pointless and not much helpful.

- It also charges some amount of money when paying through a credit card

**Recommendations to others considering Paytm Business:**

Paytm is excellent for all types of mobile payments that one is thinking about. It includes various e-payments such as home bills (electricity bill, water bill, etc.): booking films, transport, train and flight tickets; ordering food online and making the payment; and much more. My experience with Paytm has been smooth and hassle-free.

**What problems is Paytm Business solving and how is that benefiting you?**

The digital wallet of Paytm helps in making payments effectively and faster. Pretty much every business today is utilising Paytm to acknowledge payments. It's one spot for all kinds of payments. We could pay our educational expenses, home lease and pay off debts. It helps you in carrying out your transactions easily and conveniently. You can just scan the QR code or enter their phone number to pay anytime and anywhere, even if you do not have cash. Thus, Paytm is one spot to go for all our monetary exchanges.

  ### 32. Best for business payment solutions.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Megha M. | Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 19, 2023

**What do you like best about Paytm Business?**

Lag free application & easy settlement is the best feature

**What do you dislike about Paytm Business?**

Merger of business app with normal paytm app

**What problems is Paytm Business solving and how is that benefiting you?**

Payment gateway, qr payment facility, payment settlement

  ### 33. Using for most of my payments, good application for getting all the things at one place

**Rating:** 4.0/5.0 stars

**Reviewed by:** Pradumn A. | Social Media Coordinator, Non-Profit Organization Management, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 06, 2023

**What do you like best about Paytm Business?**

The best part is that they've numerous features in just one application. We need not to hop to another app for any service. Almost everything is available and works pretty well.

**What do you dislike about Paytm Business?**

There are still payment failures we experience in transaction made via paytm and they probably could be improved to offer seamless service. Although, the percentage wise the defaults have been dropped but still we expect improvement in service in coming time.

**Recommendations to others considering Paytm Business:**

You could surely rely on their payment gateways and UPI services for intaking funds and you'd have a proper record wise bifurcation of your transactions.

**What problems is Paytm Business solving and how is that benefiting you?**

I've been using paytm as a mercant for more than 4 years now. It's been a good platform for satisfying all kinds of service needs, be it transferring money, booking shows or even organizing free events. For people like us, we are highly dependent on paytm for our work and rely on the service. Collecting donations for organization has a big lead role for paytm in our structure and it definitely works well in that.

  ### 34. Paytm: A Hassle Free Solution

**Rating:** 4.5/5.0 stars

**Reviewed by:** Kaushal S. | Data Scientist, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 03, 2023

**What do you like best about Paytm Business?**

Paytm being an easy to use Ui can be used instantaneously no matter how busy of a crowd is and helps to pay to various things from groceries to toll in a very hassle free manner

**What do you dislike about Paytm Business?**

The disliking part about Paytm is also the integration of many things in one single app that could be confusing for a person who is in rural areas and also the app is slow at times.

**Recommendations to others considering Paytm Business:**

Paytm is an app that can help you avoid hassles of carrying exact amount or unnecessarily getting chocolates and can transact exact amount and in a hassle free manner.Go get it now

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm is a UPI solution that solves the problem of transacting in cash every time you go out to purchase and many a times you are short of exact change.Paytm provides easy transacting and adds value

  ### 35. Very smooth payment app

**Rating:** 4.5/5.0 stars

**Reviewed by:** Manoj K. | Co-founder | Digital Marketing Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 11, 2023

**What do you like best about Paytm Business?**

The best part about Paytm is they have every option be it stocks, mutual funds, rent transfer, upi transfer, postpaid option, bill payments, insurance payments, government bills, loan repayments, Fastag bills, government challans etc.
Also the app is very fast.

**What do you dislike about Paytm Business?**

Sometimes the payment transaction get failed or stuck in processing state.
It would have been better if the postpaid option can be used for every payments available in Paytm.

**Recommendations to others considering Paytm Business:**

I highly recommend Paytm over Google pay as it is an Indian fintech. Not just bad it is not lesser than any other friend take in fact it is faster, reliable with vast options

**What problems is Paytm Business solving and how is that benefiting you?**

The postpaid option introduced by Paytm is very helpful and solved the problem of cash crunch.
Also it is not charging any interest hence it is very useful for anyone to use Paytm.

  ### 36. Paytm as a wallet

**Rating:** 5.0/5.0 stars

**Reviewed by:** Harsh B. | Key Account Manager - Marketing & Client Growth, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 18, 2023

**What do you like best about Paytm Business?**

Paytm user interface is really easy and accessible, most of the customers pay using Paytm so the tag is easily noticeable, the sound box makes it easier to track the payments without having to check the payments.

**What do you dislike about Paytm Business?**

The downtime is really bad and a lot of times customers keep turning away due to some banks being inaccessible at the moment whereas their own bank applications are able to make payments.

**Recommendations to others considering Paytm Business:**

Postpaid and Wallet makes it easy to pay quick and fast. Plus the new Paytm UPI Lite makes it faster in terms of UPI payments as well.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm makes it easier to keep track of the budget. Online payments make it secure and fast which makes me attend more customers and provide them ease of access.

  ### 37. MUCH REQUIRED

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sanhita C. | Head clinical psychologst, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 02, 2022

**What do you like best about Paytm Business?**

The best thing I like about Paytm is their payment gateway money is instantly transferred, and it is much faster than other UPI BHIM portals. Also, in a lot of e-commerce and food delivery portals and apps, we get additional discounts while using PAYTM as a payment option.

**What do you dislike about Paytm Business?**

Well, to be honest, this app has some serious drawbacks. Also, We can attach only one  Commercial bank account for  UPI id.  I had two bank accounts registered with the same mobile number, and Paytm did not let me use any one of them, sighting a security concern. This was quite stupid as millions of merchants in India have  saving accounts as well as current accounts while using only one phone only.  Do they expect us to buy new mobile and new mobile number?

**What problems is Paytm Business solving and how is that benefiting you?**

It's one of the best payment apps on the market. One can transfer money anytime, anyplace. One can recharge and pay bills, apply for loans and credit cards, buy insurance stocks & IPO , Manage fast tags also.

  ### 38. Paytm Review

**Rating:** 4.5/5.0 stars

**Reviewed by:** Pramod P. | Admin Consultant - Australia, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 20, 2022

**What do you like best about Paytm Business?**

The best thing which i like the most about paytm is  it's paytm bank, I have a sperate banks for my personal transactions from which i can pay any where to anyone. No convience fees is charged from us to use that account lr to make any payment. It is easy to use you can add your other account too so it's easy to transfer fund from a single application you dont have to open different different app to transfer your money to someone you can do ghis via paytm.

**What do you dislike about Paytm Business?**

The thing which I genuinely dislike about paytm is sometime it sucks, it take too much time to make payment and after that sometimes it declined the payment.

**Recommendations to others considering Paytm Business:**

My recommendation for those you don't use paytm is you can give it a try i betyou will love this application because  it provides you lots of option to make payment like you can pay via your paytm bank account you can pay via paytm wallet you can pay via your paytm postpaid and lastly from your other accounts as well and it gives you lots pf coupon on every transaction you made.

**What problems is Paytm Business solving and how is that benefiting you?**

So talking about the problems whicj paytm is solving nowdays is quick fund transfers, you can easily transfer 100,000 rupees in a second from 1 account to another account. 
Less chances of theft, because of the security pin your money is safe.

  ### 39. Best payments app for money transfers and Utilities

**Rating:** 5.0/5.0 stars

**Reviewed by:** Umesh M. | Product Consultant, Financial Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 16, 2022

**What do you like best about Paytm Business?**

I get a voice-enabled machine integrated with the tool, that whenever a payment happens, it gives voice confirmation for real-time verififcation.
The best thing is I can easily make payments with a unique code or directly to their mobile number or QR code. I can link my bank accounts, check the balances instantly, and even make bank transfers with a single click. Just love this app.

**What do you dislike about Paytm Business?**

Sometimes the utility bill payments are stuck and held in the processing state for more than 2-3 days; even the help center or support center responds less.
My credit card bill payment was once held for two days, money got debited, but the bill payment was not made. Can improve in this area.

**Recommendations to others considering Paytm Business:**

I highly suggest using Paytm for all your business purposes, integration, and bank and utility bill payments with a smooth and easy process.

**What problems is Paytm Business solving and how is that benefiting you?**

We use Paytm Business tools for our business purpose and payments.
I can make money transfers, utility bill payments, and everything in one place, in a single click with easy and payment turnaround time is so less and quick.
I can track all the money payments, both payments and received ones, in a smooth and understandable passbook dashboard.

  ### 40. Paytm Business: easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anil B. | Director Of Operations, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 25, 2023

**What do you like best about Paytm Business?**

Paytm offers wide range of service to business community. Especially after lockdown the digital transitions have gathered much attention. Users can pay with ease to the respective business directly from there wallet or linked bank account via mobile phone

**What do you dislike about Paytm Business?**

It needs proper internet connectivity all the time , it's a cloud based software so fraud is possible if users don't use it wisely. You need to secure your main bank as one OTP can empty all your hard earned money

**What problems is Paytm Business solving and how is that benefiting you?**

During pendamic this offered wide connectivity to receive payment digitally and helped business to keep growing and fulfilling needs of every client nearly on real-time basis

  ### 41. Accepting Business Payment now Easier

**Rating:** 4.0/5.0 stars

**Reviewed by:** JATIN G. | Associate Researcher, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 16, 2021

**What do you like best about Paytm Business?**

Easy to accept the payments sing Paytm business app. Easy to use and install. 
Available for both IoS and Andriod. 
The app can also be synchronized with various external sound devices that announce receiving every payment.
Good application for daily transactions.
very easy know your customer process.

**What do you dislike about Paytm Business?**

Transactions settlement time is longer. All settlement after 24 hours. No option to settle funds immediately. 
Refund option need to be customized. As only full refund option is available. No option to partial refund the payment. 
Customer support is rarely available.

**Recommendations to others considering Paytm Business:**

My recommendation to others is that use this application to ease transactions and record management. It helps in generation all the bussiness reports that further helps an person to gain insights regarding the finincial position of the bussiness.

**What problems is Paytm Business solving and how is that benefiting you?**

It solves the problem of daily sales record maintenance. Also, we can add the staff members to the same account. 
It makes it easy to maintain the ledger of each employee separately. 
Day-to-day profit calculations and expense calculations become easier.

  ### 42. Best & Popular Digital Payment App

**Rating:** 4.5/5.0 stars

**Reviewed by:** Bharti S. | Equity Research Report Writer, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 23, 2022

**What do you like best about Paytm Business?**

I love using Paytm for various reasons:

- You can also do SIP, order groceries, shop for appliances, buy insurance & many more
- Great user interface
- the app can also be available in regional language
- Fast & easy to use

**What do you dislike about Paytm Business?**

- Bad customer support: it takes a long to resolve the issue
- sometimes, the history of payments doesn't update on time
- Rewards & cashback are useless; they are not relevant or much useful.

**Recommendations to others considering Paytm Business:**

Paytm is good for any kind of digital payment one is considering. it has covered most of the problems to cover using digital payment like - paying bills, booking movies/bus/train/flight tickets, ordering groceries, & a lot more. one should definitely try this app.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm is a digital payment app that allows users to scan & pay using a secure QR code. It's not just a payment app but now it offers a lot more then just payment. you can recharge, pay bills, shop & more.

  ### 43. It's an easy payment friendly app

**Rating:** 4.5/5.0 stars

**Reviewed by:** Ashalatta N. | Marketing Lead, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 08, 2023

**What do you like best about Paytm Business?**

My first preference is Paytm while booking my Flight or to do any kind of financial transactions.

**What do you dislike about Paytm Business?**

I am not sure what i need to write for this. For me it's a flawless app .

**Recommendations to others considering Paytm Business:**

I would say that please use Paytm app to avail any and all kind of services.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm covered all segments of human need starting from travel booking to payment transaction to bank under one shop. Above all these I feel very secure when I do transaction of payment for anykind of services. I never face any issues during payment. I believe it has created that customer trust over the period of time.

  ### 44. Great app for digital transaction and money transfer

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nidhi J. | Digital Marketing Executive, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 24, 2023

**What do you like best about Paytm Business?**

The best part about Paytm is its digital wallet .paytm solve all banking problem like mobile recharge, electricity bill, money transfer and receive etc.

**What do you dislike about Paytm Business?**

There is nothing I dislike about Paytm yet.

**Recommendations to others considering Paytm Business:**

Paytm has been such a wonderful experience for me. I hope those who are new to online shopping have a positive experience. It's truly excellent and helpful.

**What problems is Paytm Business solving and how is that benefiting you?**

Love the user interface. It's fantastic. It has greatly facilitated and improved transactions. I pay my bill and recharge my phone through Paytm. I can send and receive money with just a tap. Paytm is a safe and secure application.

  ### 45. Paytm - Makes payments easier

**Rating:** 4.5/5.0 stars

**Reviewed by:** Rohith G. | Associate, Enterprise (> 1000 emp.)

**Reviewed Date:** November 09, 2022

**What do you like best about Paytm Business?**

The best thing I feel about Paytm is its digital wallet. Transactions made through the Paytm wallet are instant and more successful. Different payment options like UPI, debit, credit cards are available. Transferring money from wallet to bank account is easier with one click. The availability of various payment modes makes Paytm more reliable.

**What do you dislike about Paytm Business?**

Connecting to Paytm customer service is quite hard. The customer service team must respond sooner to their users. Apart from this, everything is well and good with Paytm.

**Recommendations to others considering Paytm Business:**

I have been using Paytm since 2016, and I find it the best app for financial transactions. I recommend that others use Paytm since it's the best payment application available.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm's digital wallet helps in making payments easily and hassle-free. Cashless transactions are much more manageable with Paytm wallet payments. Almost every business today is using Paytm to accept payments. It's one place for mobile,dth, and broadband recharges. We can even pay our tuition fees, home rent and pay off loans. Bank transactions are also made more accessible; it has neft, UPI payment modes.  Hence, Paytm is one place to go for all our financial transactions.

  ### 46. Best UPI Payment app

**Rating:** 4.5/5.0 stars

**Reviewed by:** NITVIK G. | AI Product Engineer, Computer Software, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 06, 2022

**What do you like best about Paytm Business?**

The best thing about Paytm is that it only provides the feature of wallet-to-bank transfer without any charges. It also provides its complete KYC account as a Paytm payments bank.
It also provides the feature of the split bill, which is also one of the best features of Paytm.

**What do you dislike about Paytm Business?**

Sometimes it takes too long to process the transactions, and its auto-adding money to wallet feature also doesn't work correctly.
But although everything is fine.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm solves the money management problems of daily online payments; it is straightforward to manage your expenses by using it.
It helps to pay different bills in this busy life, like electricity bills, water bills, tuition fees, etc. It also reminds us every month of bills and dues.

  ### 47. The ultimate One-stop solution for a truly cashless world

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raj K. | Freelance, Translation and Localization, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 26, 2022

**What do you like best about Paytm Business?**

The most helpful features include QR codes for payments, the most cost-effective fund transfers, universal acceptability, and instant payments. Paytm is one of the pioneers of the cashless world we live in today. One of the best features is that it transfers your payments to your preferred bank account at 0% cost. You can quickly register for the service and get going. It is like a mobile ATM solution for you. You can use the service everywhere from grocery stores to petrol pumps, schools to temples, everywhere. It offers several cashback schemes and a full range of financial services. It includes any and all kinds of financial services. If you use it for your business, QR merchandise and POS machines help boost your activities in a cashless style. You get to hear payment jingles every time you get payments. You can track payments with all kinds of daily and weekly reports. Paytm can even remind you to make regular payments before the due date.

**What do you dislike about Paytm Business?**

You feel the pinch only when your payment gets stuck. When the person on the other side does not receive the payment, you may have to repeat the fund transfer and your money gets locked up till you get the refund. Customer support needs to be improved. It should respond to customer issues on a proactive basis.

**Recommendations to others considering Paytm Business:**

Over the years, the Paytm interface has improved a lot. If you are considering using PayTM, my advice is to explore all types of services it has to offer. If you are a new user or switching from another platform, you are up for a nice surprise with endless possibilities of financial services. It can help you perform your transactions in a simple and convenient manner. It has huge brand equity behind it and it is by far the best among the lot.

**What problems is Paytm Business solving and how is that benefiting you?**

There is no need to carry cash and still you can make payments instantly by simply scanning a QR code. Paytm helps avoid the typical hassles of fund transfers and does so seamlessly by simplifying the entire process. It has universal acceptability with payment options in terms of credit cards, debit cards, net banking, UPI, or a digital wallet. You can even request payments from customers or friends by sending them a payment link. There is no need to share your bank account details or your mobile number or any personal details. You also get a full bouquet of services under one umbrella, including bill payments, online shopping, mutual funds, demat, insurance, tickets, bill payments, and so on. It includes any financial service you can think of, including uncommon ones.

  ### 48. Paytm Business

**Rating:** 4.0/5.0 stars

**Reviewed by:** Bhupender S. | Product Analyst, Enterprise (> 1000 emp.)

**Reviewed Date:** March 28, 2023

**What do you like best about Paytm Business?**

It is one of the leading fintech companies and has revolutionised the payment industry.

**What do you dislike about Paytm Business?**

Data sanity is one of the issues and data needs to be corrected.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm has simplified payment and eased the money transfer.

  ### 49. I like there Feature

**Rating:** 4.5/5.0 stars

**Reviewed by:** Vishal T. | HR-Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 10, 2023

**What do you like best about Paytm Business?**

Paytm wallet provide good security and also they give good service through the payment. Everything has good. They charged minimum amount for that payment through online.

**What do you dislike about Paytm Business?**

I like but they don't provide any additional benefits and rewards. Also they charged most of the payment is very bad. so please improve your service and also reward points.

**Recommendations to others considering Paytm Business:**

Yesm

**What problems is Paytm Business solving and how is that benefiting you?**

Yes they solved problem with good service when I pay small payment through online and best security so most of the payment i done through paytm. But one one the problem facing like I am not get any reward.

  ### 50. The next big thing

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Small-Business (50 or fewer emp.)

**Reviewed Date:** February 10, 2023

**What do you like best about Paytm Business?**

The User Interface and navigation in the paytm app are very convenient. It is easy to locate the action you wish to perform and make a transaction within minutes.

**What do you dislike about Paytm Business?**

The application often crashes, maybe due to bugs but for a company like Paytm this should not happen. They need to strengthen their security or the server to avoid such issues.

**Recommendations to others considering Paytm Business:**

Keep using the app. It has lot of promises.

**What problems is Paytm Business solving and how is that benefiting you?**

Paytm is helping us solve payment-related issues with vendors and banking institutions. By switching to Paytm it has enabled a seamless transaction across platforms


## Paytm Business Discussions
  - [Paytm customer care number | PAYTM UPI Customer Service](https://www.g2.com/discussions/paytm-customer-care-number-paytm-upi-customer-service) - 2 comments, 1 upvote
  - [What are the features of Paytm?](https://www.g2.com/discussions/what-are-the-features-of-paytm) - 2 comments, 1 upvote
  - [How secured is the Paytm application?](https://www.g2.com/discussions/how-secured-is-the-paytm-application) - 2 comments, 1 upvote
  - [Paytm customer care number,-9883-940-137-: refund bank call now.](https://www.g2.com/discussions/paytm-customer-care-number-9883-940-137-refund-bank-call-now-79fea08d-df77-4a35-9c7d-3a06a8f6eab2) - 1 comment, 1 upvote
  - [Paytm customer care number,-9883-940-137-: refund bank call now.](https://www.g2.com/discussions/paytm-customer-care-number-9883-940-137-refund-bank-call-now) - 1 comment, 1 upvote

- [View Paytm Business pricing details and edition comparison](https://www.g2.com/products/paytm-business/reviews?section=pricing&secure%5Bexpires_at%5D=2026-06-10+04%3A12%3A19+-0500&secure%5Bsession_id%5D=9ecabbad-6d26-451a-a1df-990061d0ec1e&secure%5Btoken%5D=3700c6b23e52e1afcf78bd04ba8c88e896f7fcff1fb7b97cb2389f28ece5343c&format=llm_user)
## Paytm Business Integrations
  - [Microsoft Excel](https://www.g2.com/products/microsoft-excel/reviews)

## Paytm Business Features
**Payment Options**
- Coupons, Discounts, Promotions, and Gift Cards
- Recurring Billing
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Real-Time Payments
- Multi-Currency
- Online payment portal

**Administration**
- Reporting/Dashboards
- User, Role, and Access Management
- Payout Time
- Manual Payment Entry
- Dispute Resolution
- Omnichannel
- Levels 1 & 2
- Level 3

**Security**
- PCI Compliance
- Fraud Protection Tools
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Development**
- Customization (Fields, Objects, and Layouts)
- APIs
- Accounting Software Integration
- E-Commerce Software Integration

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Supplemental Technology
- Accounting integration
- E-commerce Integration

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

## Top Paytm Business Alternatives
  - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,691 reviews)
  - [Razorpay](https://www.g2.com/products/razorpay/reviews) - 4.2/5.0 (116 reviews)
  - [PayU](https://www.g2.com/products/payu/reviews) - 3.1/5.0 (25 reviews)

