---
title: PayPal Payments Reviews
meta_title: 'PayPal Payments Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Over 500 authenticated user reviews for PayPal payment gateway.  Find
  out from real users if PayPal is a trustworthy site, pricing for transactions, and
  merchant solutions features.
aggregate_rating:
  rating_value: 4.4
  review_count: 2749
  scale: '5'
date_modified: '2026-08-13'
parent_category:
  name: Payment
  url: https://www.g2.com/categories/payment
---


# PayPal Payments Reviews
**Vendor:** PayPal  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)  
**Average Rating:** 4.4/5.0  
**Total Reviews:** 2,749
## About PayPal Payments
PayPal Payments is a comprehensive payment processing solution designed to empower businesses of all sizes to accept payments seamlessly from customers worldwide. By integrating PayPal Payments, merchants can offer a variety of payment options, enhancing the checkout experience and potentially increasing conversion rates. Key Features and Functionality: - Global Payment Acceptance: Supports transactions in over 200 markets and 140 currencies, enabling businesses to cater to a diverse customer base. - Multiple Payment Methods: Allows customers to pay using credit and debit cards, PayPal balances, and other local payment methods, providing flexibility and convenience. - Seamless Integration: Compatible with major eCommerce platforms, facilitating easy integration into existing online stores. - Advanced Security Measures: Incorporates robust fraud protection tools and compliance features to safeguard both merchants and customers. - Financial Services: Offers access to business loans and working capital, assisting merchants in managing and expanding their operations. Primary Value and Solutions Provided: PayPal Payments addresses the critical need for businesses to offer secure, efficient, and versatile payment options to their customers. By leveraging PayPal&#39;s extensive network and trusted reputation, merchants can enhance customer trust, streamline payment processes, and expand their reach to international markets. The platform&#39;s comprehensive suite of tools not only facilitates payment acceptance but also supports business growth through financial services and operational insights.



## PayPal Payments Pros & Cons
**What users like:**

- Users appreciate the **ease of use** of PayPal Payments, enjoying quick setups and seamless international transactions. (474 reviews)
- Users love how **easy payments** are with PayPal, appreciating fast transactions and secure international transfers. (326 reviews)
- Users appreciate the **convenience** of PayPal Payments, noting its speed, ease of use, and wide acceptance for transactions. (237 reviews)
- Users appreciate the **high security** of PayPal Payments, noting it makes transactions reliable and effortless. (237 reviews)
- Users value the **speed of transactions** with PayPal Payments, enjoying quick international payments and smooth bank transfers. (226 reviews)
- Reliability (221 reviews)
- Users appreciate the **ease and speed of international transfers** with PayPal Payments, enhancing trust and convenience in transactions. (210 reviews)
- Users appreciate the **global acceptance** of PayPal Payments, making it easy to receive international payments securely. (205 reviews)
- Users value the **payment ease** of PayPal Payments, enjoying quick and secure transactions for international freelance work. (200 reviews)
- Easy Setup (190 reviews)

**What users dislike:**

- Users find the **high fees** for transactions and transfers to be a disadvantage compared to competitors. (234 reviews)
- Users find the **fees to be quite high** , especially detrimental for small transactions and currency conversions. (196 reviews)
- Users encounter **poor customer support** , often facing slow responses and difficulty in resolving issues in a timely manner. (109 reviews)
- Users are concerned about **excessive fees** and lack of transparency regarding conversion rates with PayPal Payments. (106 reviews)
- Users are frustrated with **high transaction fees** and conversion rates, feeling it&#39;s excessive compared to competitors. (102 reviews)
- Users experience **payment holds lasting from 24 hours to 21 days** , which can significantly disrupt transactions. (100 reviews)
- Users express concern over **delays** in payments and withdrawals, affecting access to funds and overall workflow. (90 reviews)
- Users often face **billing issues** with frozen payments and inadequate customer service affecting their overall experience. (83 reviews)
- Payment Holds (72 reviews)
- Payment Issues (68 reviews)

## PayPal Payments Reviews
  ### 1. Reliable Global Payments, but High Fees and Strict KYC Can Disrupt Freelancers

**Rating:** 3.0/5.0 stars

**Reviewed by:** jayesh l. | Advocate, Legal Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 14, 2026

**What do you like best about PayPal Payments?**

PayPal simplifies global shopping and freelancing for Indians. It offers seamless checkout on international sites without sharing card details. The robust Buyer Protection secures refunds for missing or mismatched items. For freelancers, the automatic daily withdrawal to Indian bank accounts saves administration time. It remains the most reliable, widely accepted gateway to connect with global markets effortlessly. For freelancers, it sends payments directly to linked Indian bank accounts the next day, saving administrative time.
UI / UXClean Interface: Clear dashboard layouts make tracking international transactions highly intuitive.Simplified Checkout: Eliminates manual card entry through a fast, single-login system.IntegrationsGlobal Platforms: Connects instantly with international marketplaces like eBay, Shopify, and Etsy.Freelance Platforms: Syncs smoothly with major global remote work and contracting sites.PerformanceNext-Day Payouts: Automatically clears and transfers foreign earnings to Indian banks within 24 hours.High Uptime: Processes cross-border digital transactions reliably without sudden payment drops.Pricing / ROIHigh Fees: Cross-border transaction percentages and currency conversion rates remain relatively expensive.Value Delivery: Secure global reach and fraud prevention justify the premium transaction costs.Support / OnboardingStrict KYC: Onboarding requires rigorous compliance checks mandated by Reserve Bank of India regulations.Resolution Center: Digital dispute filing provides structured mediation for merchant-buyer conflicts.AI / IntelligenceFraud Detection: Automated systems instantly flag suspicious logins and unauthorized foreign charges.Smart Routing: Optimizes payment paths to ensure high transaction success rates globally.

**What do you dislike about PayPal Payments?**

PayPal’s high cross-border transaction fees and expensive currency conversion rates cut into Indian earnings. The rigid RBI-mandated onboarding and strict compliance checks complicate account setup. Additionally, sudden account limitations and automated fund freezes disrupt smooth freelance business operations.

**What problems is PayPal Payments solving and how is that benefiting you?**

Before vs. After ImplementationThe Former Reality: We struggled with complex RBI cross-border compliance, manual foreign wire tracking, and collection delays from North American clients.The Current Reality: Now we can execute automated invoicing, receive local ACH payments, and get automated next-day Indian bank deposits.The Resulting Benefits: This has resulted in absolute regulatory compliance, zero payment defaults, and streamlined legal practice administration.Quantifiable ImpactBillable Time Saved: Reduces manual billing and compliance tracking by 5 hours every month.Administrative Cost Reduction: Lowers international wire tracing costs to zero through automated tracking.Liquidity Speed Increase: Accelerates cash flow by moving funds from client accounts to Indian banks within 24 hours.stration.

  ### 2. Instant Transfers, But Login Hiccups

**Rating:** 3.0/5.0 stars

**Reviewed by:** allison j. | Freelancer/contractor, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 26, 2026

**What do you like best about PayPal Payments?**

I like using PayPal Payments because the transactions are instant. The customer service is great, and I appreciate the ability to switch between my personal and business profiles easily. The initial setup was very easy, which was a relief.

**What do you dislike about PayPal Payments?**

I sometimes have issues logging in. Whenever it goes to read my facial scan id for my passkey, it makes itself start over again in a loop and scans about 4-5 times before it eventually logs me in.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments as an alternative to peer-to-peer services like Cash App, especially for family who don't use those services. It offers instant transactions, which is really convenient, and I like the seamless switch between my personal and business profiles.

  ### 3. PayPal is convenient and secure for online payments,but High fees, slow transfer,acc limitation pro.

**Rating:** 3.0/5.0 stars

**Reviewed by:** Prabhu  B. | Marketing Research and advertising , Marketing and Advertising, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 15, 2026

**What do you like best about PayPal Payments?**

I will get simplify for you to explain about PayPal 
. According to me and my users about PayPal 
It is the fastest way to paying someone and buying things from online i will pay them easily.
And paypal provide multiple payment option 
Like credit card,debit card,bank account. 

.Best things on PayPal - we don't need to share bank details any seller and others .
Buyers protection can refund their amount if an item can't receive.
And paypal provide fraud monitoring to detect suspicious activity. 

. PayPal is widely accepted online store,and marketplace and freelancer worldwide.
It is support multiple currency these make international payments easier.

. I am mostly use PayPal for international payments.
.It is  secured and fastest payment gateway .

**What do you dislike about PayPal Payments?**

When I use PayPal for international payments currency conversion they charging High fees.
And I can't refund my actual amount fee to sellers 

. And one problem I am always facing account limitations. I am Indian in my country we all are who using PayPal for international payments.
We always face account limitations, account can be temporary limited or frozen.
They give the reason they are feel unusual activity but in most of the case like 60-70%
User's don't have any unusual activity.they only use for company projects payment.freelancig , youtube payments.

.In INDIA some international sellers feels PayPal dispute system favour buyers.which are facing Losses.
.Charges back timing is too much time consuming.

. We are notice PayPal exchange rates are often worse than banks or other payment services.

.We are also facing customer support issues 
. Transfer delays 
. PayPal terms and acceptable policies
Is confusing and change often.

**What problems is PayPal Payments solving and how is that benefiting you?**

.International secured payments 
. personal bank information is secure we don't need to provide banking information to paying someone.

  ### 4. Easy International and Local Payments for My Clinic, Just Wish Fees Were Lower

**Rating:** 3.0/5.0 stars

**Reviewed by:** Ishan S. | Manager and  Dietician at Chaitanya Homoeo  Clinic,  Medical Store Owner,  Content Creator, Hospital & Health Care, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 19, 2025

**What do you like best about PayPal Payments?**

What I like best about PayPal Payments is its reliability and ease in handling both local and international payments for our homeopathy clinic. As the clinic manager and dietician, I can quickly collect fees for patient consultations, diet plans, and follow ups, while my wife, as the homeopathy doctor, can focus on patient care without worrying about payment logistics. PayPal’s secure platform, clear transaction records, and fast payment processing make managing clinic finances smooth and time efficient. It also allows us to handle cross border client payments effortlessly, which is important for our teleconsultation and diet services. Overall, it saves time, reduces manual bookkeeping, and keeps all transactions transparent and organized. I used It regularly Its very easy to use But For High Fee Charges I stopped Using It.

**What do you dislike about PayPal Payments?**

The main drawback I experienced was the high fees, especially for small and international transactions. Withdrawals to local bank accounts sometimes took longer than expected, and occasional verification requests or account holds could interrupt cash flow. Customer support can also be slow for complex issues. These factors made me consider alternative payment solutions, which is why I no longer use PayPal regularly. Due to the relatively high transaction and currency conversion fees, I have chosen to discontinue using PayPal.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal previously helped me manage international and local payments for my wife’s homeopathy clinic, where I work as the clinic manager and also provide dietician services. It made transactions faster and more secure, especially for cross-border clients. However, due to high fees, I have stopped using PayPal for current payments

  ### 5. Convenient, But PayPal Payments Fees Cut Into Nonprofit Funds

**Rating:** 2.5/5.0 stars

**Reviewed by:** Madeline L. | Business Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 21, 2026

**What do you like best about PayPal Payments?**

I really like the convenience that PayPal Payments provides.

**What do you dislike about PayPal Payments?**

The downside to PayPal Payments is the fees and charges. As a nonprofit, this really cuts into our funds and makes it harder to keep as much money as possible for our work.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments helps us solve the challenge of accepting secure, convenient donations across multiple channels. As a nonprofit, we rely on contributions from a broad audience, and PayPal makes it easy for our supporters to give using credit cards, debit cards, or bank transfers.

  ### 6. Efficient Checkout with Minor Challenges

**Rating:** 3.0/5.0 stars

**Reviewed by:** Karsten R. | UI Design Lead, Computer Software, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 27, 2026

**What do you like best about PayPal Payments?**

I think it's the ease of logging in. Not having to maintain a balance in the account is great, as I can take it straight from my debit card, which is attached. When I'm on the move or shopping online, it's really convenient to just log in with my Gmail account to make payments quickly and efficiently.

**What do you dislike about PayPal Payments?**

There is nothing I strongly dislike.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for quick and efficient online shopping, especially when I don't have my wallet. It allows me to just log in with my PayPal credentials or Gmail account without needing to input a new credit card, which is really handy.

  ### 7. Simple and secure interface, but with slow review and high fees

**Rating:** 3.0/5.0 stars

**Reviewed by:** Olffer A. | Representante , Consulting, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 12, 2026

**What do you like best about PayPal Payments?**

Its interface, its security, its simplicity seem to me a good alternative for receiving payments.

**What do you dislike about PayPal Payments?**

Many times the document review process is very slow, and their rates are among the highest in the market.

**What problems is PayPal Payments solving and how is that benefiting you?**

I have clients in the United States and Canada, I usually receive frequent payments, it benefits me a lot.

  ### 8. Easy International Transfers to Family

**Rating:** 2.5/5.0 stars

**Reviewed by:** Sai T. | Content Creator, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 25, 2025

**What do you like best about PayPal Payments?**

Easy and convenient transactions when sending money to family members overseas.

**What do you dislike about PayPal Payments?**

High transaction and currency-conversion fees, especially for international payments.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves the problem of sending and receiving money across countries without needing a traditional bank transfer. It allows me to make quick, secure payments to family members abroad and manage transactions online from one place. This saves time, reduces the hassle of international transfers, and gives me confidence that the payments will go through smoothly.

  ### 9. Effortless Currency Transfers, Needs UPI Support

**Rating:** 3.0/5.0 stars

**Reviewed by:** Moorthy Ponraj S.

**Reviewed Date:** December 26, 2025

**What do you like best about PayPal Payments?**

I find PayPal Payments really helpful for transferring money and converting currency easily. I like that it allows for easy conversion and transfer of money to a bank account with minimal charges. I also appreciate the simple payments feature and that their customer support is effective. Additionally, the initial setup is very easy with just simple details required.

**What do you dislike about PayPal Payments?**

I think they need to improve other payments like UPI. I'd like to pay with UPI ID and scan to pay.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments for easy currency exchange and transfer, with simple payments and customer support. It allows easy money transfer to bank accounts and currency conversion with minimal charges.

  ### 10. Convenient Yet Cumbersome Setup

**Rating:** 3.0/5.0 stars

**Reviewed by:** IRON Y.

**Reviewed Date:** December 11, 2025

**What do you like best about PayPal Payments?**

I like the convenience PayPal Payments offers for online shopping. I also appreciate the perceived security, as I don't have to share my sensitive card information with every retailer. Plus, the ability to send and receive money quickly and globally is a big benefit.

**What do you dislike about PayPal Payments?**

It's takes days to add bank account to it, For me the process is not good it should be improved or changed

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments helps me receive international payments in dollars and provides convenience for online shopping with perceived security. It allows for quick global transactions without sharing sensitive card info.

  ### 11. Solid for International Use, But Not Built for India First

**Rating:** 3.0/5.0 stars

**Reviewed by:** Kartik V. | CTO, Computer Software, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2025

**What do you like best about PayPal Payments?**

As someone who works across tech, branding, and international projects, the biggest win with PayPal is trust and familiarity. Clients from the US, Europe, Australia, they instantly recognize the PayPal logo and feel comfortable paying. That alone reduces a ton of friction.

I also appreciate how easy it is to accept payments in multiple currencies without setting up complicated systems. The UI is clean, and the integration process is straightforward for basic use cases.

**What do you dislike about PayPal Payments?**

The fees is high, especially for international transactions, and the support feels outdated. Not ideal for India first businesses.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal makes it easy to get paid by international clients without setting up complex banking infrastructure. It saves time, builds trust with overseas customers, and helped me receive payments in multiple currencies easily.

  ### 12. Simple to Use But Challenging to Withdraw

**Rating:** 3.0/5.0 stars

**Reviewed by:** chance a.

**Reviewed Date:** January 16, 2026

**What do you like best about PayPal Payments?**

I like that PayPal Payments is pretty easy to use. It helps me send payments for both personal and business purposes, which I find convenient.

**What do you dislike about PayPal Payments?**

It's definitely hard to get your money out sometimes. And if you have to deal with support, it can be tough.

**What problems is PayPal Payments solving and how is that benefiting you?**

I use PayPal Payments to send personal and business payments easily.

  ### 13. Not my favorite

**Rating:** 2.5/5.0 stars

**Reviewed by:** Gretchan P. | Marketing Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 30, 2025

**What do you like best about PayPal Payments?**

It tracks everything and is easy to use, the transfers happen fast as well.

**What do you dislike about PayPal Payments?**

It tracks everything but if a client puts in a wrong description they keep the money for over a month

**What problems is PayPal Payments solving and how is that benefiting you?**

Being able to send a payment link is very convient.

  ### 14. PayPal have too many ways for using

**Rating:** 3.0/5.0 stars

**Reviewed by:** HAYLER u. | Artist, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 01, 2025

**What do you like best about PayPal Payments?**

Good API and tools. Also you can choose from too many payment methods

**What do you dislike about PayPal Payments?**

PayPal USA have different offer then PayPal in Europe and in Europe like Czech don’t have the good options to use like in Germany

**What problems is PayPal Payments solving and how is that benefiting you?**

Recieve money International instantly

  ### 15. Highly Recommended for Payments”

**Rating:** 3.0/5.0 stars

**Reviewed by:** Ami S. | Assistant Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 31, 2025

**What do you like best about PayPal Payments?**

I like how easy and quick it is to set up and use PayPal Payments. It’s widely trusted, and customers feel comfortable paying through it. Plus, the transaction process is smooth and secure.

**What do you dislike about PayPal Payments?**

Sometimes the fees can be a bit high, and the account holds or reviews can slow things down unexpectedly. Also, customer support isn’t always very quick to respond.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal Payments solves the problem of securely accepting online payments from customers around the world. It makes checkout easy and trustworthy, which helps increase sales and keeps customers coming back.

  ### 16. Trustworthy Brand, But Historic PayPal Reputation Concerns

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Commercial Real Estate | Small-Business (50 or fewer emp.)

**Reviewed Date:** January 06, 2026

**What do you like best about PayPal Payments?**

It is a global brand and delivers more trust than some other apps in a marketplace filled with unknowns.

**What do you dislike about PayPal Payments?**

I don't like the connection to paypal itself which has had significant numbers of bad user experiences,

**What problems is PayPal Payments solving and how is that benefiting you?**

Its opening up payment methods traditional banks cannot or refuse to deliver. This potentially helps me both as a buyer and seller.

  ### 17. Ease of use at international level although high commission rates

**Rating:** 3.0/5.0 stars

**Reviewed by:** Manuel B. | Corporate Business Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 24, 2025

**What do you like best about PayPal Payments?**

It's very easy to receive payments from anyone worldwide, they have great integration with many payment gateways

**What do you dislike about PayPal Payments?**

High fees and sometimes the retention of some payments despite having a long history make PayPal inconvenient to use, or at least as a first option.

**What problems is PayPal Payments solving and how is that benefiting you?**

We have resolved the possibility of receiving payments from many other countries where we do not have direct operations.

  ### 18. Payments feel difficult with PayPal

**Rating:** 2.5/5.0 stars

**Reviewed by:** Ekta S. | SEO Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 24, 2025

**What do you like best about PayPal Payments?**

It’s available everywhere, and most clients are happy to pay via PayPal

**What do you dislike about PayPal Payments?**

The exchange rate is worst, above the charges they take, which are actually a lot, the exchange rate of currency feels like they are looting you.

**What problems is PayPal Payments solving and how is that benefiting you?**

I can easily get paid from my overseas clients.

  ### 19. Experience

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Staffing and Recruiting | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 26, 2025

**What do you like best about PayPal Payments?**

Most transaction are in paypal so it makes easier to received payment

**What do you dislike about PayPal Payments?**

While it's useful there's one thing i don't like which is the fee is soooo high

**What problems is PayPal Payments solving and how is that benefiting you?**

Had a transaction before that didn't reflect to my account. We had confusion but they help me understand and resolve it.

  ### 20. terrible experience, must use anyways.

**Rating:** 2.5/5.0 stars

**Reviewed by:** Steve L. | Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 03, 2024

**What do you like best about PayPal Payments?**

everybody uses it, and it is easy for the customer to use.

**What do you dislike about PayPal Payments?**

5% fees, completely untruthful about there 2.5%, horrible interface, can't find or filter any types of purchases

**What problems is PayPal Payments solving and how is that benefiting you?**

ease of customer sending funds GLOBALLY.

  ### 21. PayPal without providing any reason has blocked 8700$ on my account for 180 days!

**Rating:** 3.0/5.0 stars

**Reviewed by:** Igor A. | SEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 13, 2022

**What do you like best about PayPal Payments?**

Actually, there is almost nothing, first of all, they have held my money for 21 days for each transaction even though I have provided invoices that all services are provided. 
Many people are still using PayPal but based on their behavior towards the client it will not last for a long time

**What do you dislike about PayPal Payments?**

When I tried to withdraw my money to my bank account, they first told me that the security system is blocking my transaction and suggested to try in 72 hours after I have tried in 72 hours, it was the same, then I write a message to support asking about help, in 2 hours they just block my account and all funds (8700$)
The support is empty, nothing helpful just copy/paste, no explanations, they are always talking about user agreement but their user agreement states clear reasons for blocking and blocking accounts without providing a reason for it is illegal in all countries PayPal is working. 
They really put their user agreement above the law of any country, after taking my money back from this platform, I will never use it again and suggest anybody thinks about my situation before thinking of opening an account in PayPal.

P.S. I am doing 3D visualization, and all of my transactions are proven and done from the USA, the UK, and Australia, no one claimed any refund, I have the site for selling my services and all social media, PayPal was informed about it but they reply just copy/paste their messages without any info in them.

**What problems is PayPal Payments solving and how is that benefiting you?**

In the end, I started to contact the CEO of PayPal via LinkedIn, to ask for help and explain my situation, and I got help from them, I am really thankful for these people who helped me and provide a support agent who knows how to work with the client and super customer's oriented! 
He helped me to withdraw money from my account which literally saved me because there were the funds I was counting for a living! 
Thank you!

  ### 22. PayPal: Payoneer Alternative

**Rating:** 3.0/5.0 stars

**Reviewed by:** Tebogo T. | Lead Technician, Hospital & Health Care, Enterprise (> 1000 emp.)

**Reviewed Date:** July 07, 2023

**What do you like best about PayPal Payments?**

I only like that PayPal allows me to accept both USD and CAD currencies.

**What do you dislike about PayPal Payments?**

I do not like how PP limit accounts without a notice. My current account hold payments for 21 days.

**What problems is PayPal Payments solving and how is that benefiting you?**

Send and receive international payments.

Billing and invoicing.

  ### 23. Payment Processing with PayPal

**Rating:** 2.5/5.0 stars

**Reviewed by:** Sophia V. | Physical Therapist, Powerlifting Coach, Educator, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 17, 2023

**What do you like best about PayPal Payments?**

PayPal is easy to collect payments through as well as use to pay with, with PayPal providing you a specific debit card making it easy to use your collected payments to make business payments.

**What do you dislike about PayPal Payments?**

I've heard pretty bad things about people not being able to collect their money afterwards, which has made me switch over to Stripe for my main payment processor now.

**What problems is PayPal Payments solving and how is that benefiting you?**

I've been using PayPal since starting my business to process client's payments, set them up with recurring subscriptions, and make payments as needed to other vendors.

  ### 24. Paypal fees not always refunded

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 16, 2022

**What do you like best about PayPal Payments?**

Paypal is extremely user-friendly and easy to manage.

**What do you dislike about PayPal Payments?**

We had issues with fraudulent donations.  After many calls telling them we thought there was fraud happening, a representative finally took my calls seriously.  It was decided that we should refund all the donations.  We left those donations sit in our Paypal account until a resolution was found.   After refunding the money to the "donors", our organization actually wasn't refunded all the fees.  It took many more calls to get the rest of the fees money refunded to us.

**What problems is PayPal Payments solving and how is that benefiting you?**

Currently, we are not using Paypal on our website to receive donations.  It was determined that the fraud may have been going through our donor page on our website.  We are giving it a few months off and may try again at some later point.

  ### 25. PayPal Credit

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Leisure, Travel & Tourism | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 15, 2023

**What do you like best about PayPal Payments?**

How helpful it is for customers to make sure they can get their credit and information about their account.

**What do you dislike about PayPal Payments?**

Sometimes the security measures and fine print with the credit aspect.

**What problems is PayPal Payments solving and how is that benefiting you?**

Being able to buy stuff now and pay later is very helpful.

  ### 26. Good for freelancers, bad for business

**Rating:** 2.5/5.0 stars

**Reviewed by:** Uttiya R. | Copywriter, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 01, 2022

**What do you like best about PayPal Payments?**

I like the easy payment schedules and makes it easy to invoice my various clientele as an individual freelancer. Most of my international transactions happen on this app so, it is very helpful

**What do you dislike about PayPal Payments?**

I dislike the fact that payments can get stuck and the tax-cutting is quite heavy. At one point Upwork seems to be more beneficial for an SME compared to Paypal. Also, very difficult to operate at a scale

**What problems is PayPal Payments solving and how is that benefiting you?**

It helps me gather my payments in one place and helps me keep track of invoices

  ### 27. PayPal Review

**Rating:** 3.0/5.0 stars

**Reviewed by:** Tara M. | Consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 21, 2022

**What do you like best about PayPal Payments?**

Paypal is very easy to use and set up, and the transfer features are instant which I appreciate. I use this tool for AR options, payroll, and online survey apps.

**What do you dislike about PayPal Payments?**

Limited integration options with other pay apps (for instance - cannot transfer between PayPal and Venmo).  It could be improved by creating more integration/transfer options with other payment apps.

**Recommendations to others considering PayPal Payments:**

Just be mindful it does not allow transfers with Venmo which can be a constraint.

**What problems is PayPal Payments solving and how is that benefiting you?**

The only problems I've encountered is the inability to transfer funds from Venmo.  Also, I've noticed refunds tend to run a bit slow, but other than that, Paypal works as intended and is a very helpful option in today's multicurrency/app norms.

  ### 28. Pay Pal for non-profits

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 07, 2022

**What do you like best about PayPal Payments?**

It's ubiquitous and accepted.  Pay Pal is everywhere and accepted by everyone.  It created the industry.

**What do you dislike about PayPal Payments?**

Their ubiquitousness and universal acceptance tends to make Pay Pal large and slow to pivot.  They don't need their clients...their clients need them.

**What problems is PayPal Payments solving and how is that benefiting you?**

Pay Pal is still a great option for simple transactions.  Most end-users are familiar with the interface.

  ### 29. My experience with PayPal mixed emotions

**Rating:** 2.5/5.0 stars

**Reviewed by:** Ella D J. | Office Administrator/Senior Sales Executive , Small-Business (50 or fewer emp.)

**Reviewed Date:** December 09, 2021

**What do you like best about PayPal Payments?**

For me, the best parts of PayPal today are its fast checkout experience, strong privacy protections, and reliable global transfers.

**What do you dislike about PayPal Payments?**

In general, I don’t like high fees, unexpected account freezes, or customer support that isn’t helpful. Issues like these are really frustrating and can make the whole experience feel unreliable, difficult to trust, and not worth the hassle.

**Recommendations to others considering PayPal Payments:**

I would highly recommend the use of PayPal for anyone who is looking for an easy way to send and receive money to and from anywhere in the world.

**What problems is PayPal Payments solving and how is that benefiting you?**

I love using PayPal because I don't have to trust random websites with my credit card details, I can skip typing out my info every time I buy something, and shopping from overseas shops is completely stress-free.

  ### 30. PayPal only friends with you for fees you pay, not for questions you ask

**Rating:** 2.5/5.0 stars

**Reviewed by:** James P. | Language Lead (zh_TW), Small-Business (50 or fewer emp.)

**Reviewed Date:** September 26, 2021

**What do you like best about PayPal Payments?**

Being a traveler for work, PayPal used to be an excellent partner to me. If you have a US account, all features are available and reliable. It was not difficult to find help and support; contact was reachable. A transaction always arrived on time or earlier than expected. It was very effective for most payment services.

**What do you dislike about PayPal Payments?**

Many terms and conditions have changed in the past two years, and some accounts are severely affected, like mine. I lived in two different countries evenly 50/50, and had two IDs, somehow PayPal suddenly permanently terminated my both accounts and mentioned only error codes. I tried to re-verified the account with ID, nothing worked. I called so many times, and waited for hours, all I got was endless automatic system, e-mail never replied. And there's no way I could close/delete account.

**Recommendations to others considering PayPal Payments:**

PayPal accounts outside of the US should pay close attention to services if it's available. Do some research on PayPal alternatives; there may be some other 3rd party payment service providers that offer better deals. Currently, call support is nearly not reachable; in my case, I'd reached a couple of times and waited for hours, never got to speak to any service representative, so basically, I called to listen to the voice recording. The phone system dropped me out for an unknown reason or informed me it's already passed office hour; call next time. So I only use PayPal when there's no other option avaiable; otherwise, I'd rather pay more to skip dealing the business with PayPal.

**What problems is PayPal Payments solving and how is that benefiting you?**

It used to help with the online payment I made, one time or occurring ones, very unlikely caused errors and was very responsive. I used PayPal everywhere as much as I could, it acted as a transaction protector so I needed not to worry about ccv data losing.

  ### 31. PayPal Unfavorable for our Users

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 26, 2022

**What do you like best about PayPal Payments?**

The Paypal balance of the customer is available for their use.

**What do you dislike about PayPal Payments?**

User issues when trying to checkout without creating or having a PayPal account.

**Recommendations to others considering PayPal Payments:**

PayPal is good for simple transactions but fails with reporting of more complex transactions. We don't have the resources to create the necessary code to get what we need.

**What problems is PayPal Payments solving and how is that benefiting you?**

None for us. Using PayPal only created problems.

  ### 32. Occasional PayPal user

**Rating:** 3.0/5.0 stars

**Reviewed by:** Ari P. | Senior Associate, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 23, 2021

**What do you like best about PayPal Payments?**

I like that PayPal is used internationally and that both businesses and individuals are likely to allow PayPal for money transfers. I also like that PayPal has an app for using on my phone.

**What do you dislike about PayPal Payments?**

I dislike that PayPal is difficult to use. I don't find its functionality easy to understand and struggle to perform actions that are significantly easier on similar apps like Venmo. Specifically, I find it difficult to confidently identify others and track the status of payments and transfers.

**Recommendations to others considering PayPal Payments:**

I recommend using focus groups and more user testing to better understand how users engage with the design. I find the overall process to make payments and transfer money very confusing.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal enables me to send payments to other institutions and individuals through a secure portal. One common benefit is that PayPal is frequently used both domestically and internationally, so it's a common form of payment transfer.

  ### 33. effortless payments

**Rating:** 3.0/5.0 stars

**Reviewed by:** AJAY JOHN R. | BIM Coordinator, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 10, 2022

**What do you like best about PayPal Payments?**

Once logged in, i am able to easily make payments literally anywhere with just my face ID so its super easy to use and i'm amazed at how easy it is. Would definitely recommend

**What do you dislike about PayPal Payments?**

Its a little scary how easy it is, that it makes me wonder how safe it is but i believe in the app and i know its famous so i'm okay with trusting this app with my credit cards and payments

**Recommendations to others considering PayPal Payments:**

Paypal is a super secure payment gateway. Once logged in, your life is so much easier and safer.

**What problems is PayPal Payments solving and how is that benefiting you?**

Because of paypals ease of use, i could avoid logging into paypal from a lot of suspiciuos websites and i can always confirm that its not a fake paypal login page.

  ### 34. Needs Upgrade and MORE Flexibility

**Rating:** 3.0/5.0 stars

**Reviewed by:** Zafar M. | Research Analyst, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 02, 2021

**What do you like best about PayPal Payments?**

Been a Paytm user for quite a while now, this was a good solution for payments (receiving as well as paying) and the security of this service is unrivalled even now. I like the ease of generating invoices without a hassle and aids me to maintain a good record of my payments from freelancing clients

**What do you dislike about PayPal Payments?**

I don't particularly appreciate that PayPal has not kept up with trends and not changed the way it functions and it kind of seems outdated at times and too complex to operate at times

**Recommendations to others considering PayPal Payments:**

If you find an alternative for this, I'd suggest you use that

**What problems is PayPal Payments solving and how is that benefiting you?**

It enables me to take payments from across the world without any hassle, and its worldwide acceptability makes it a versatile solution despite not being as advanced as new solutions.

  ### 35. Paypal Unfair

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 24, 2021

**What do you like best about PayPal Payments?**

I have always liked PayPal's ease of process payments from buyers to me as the seller. The money gets put into the account quickly and most generally, I get access to the funds right away.

**What do you dislike about PayPal Payments?**

PayPal gives money back to buyer's, whose product shows it was delivered. An individual got an item, then wrote to me. He stated the item had been delivered but someone stole it. I told him I was not responsible for an item once it was delivered. PayPal gave the buyer a full refund and CHARGED me a dispute feel of $15. I was shocked that PayPal would make the decision given all the proof I submitted including the UPS tracking information.

**Recommendations to others considering PayPal Payments:**

Look at other payment software programs.

**What problems is PayPal Payments solving and how is that benefiting you?**

I did not resolve my problem with PayPal but decided not to do the appeal process for fear they would charge me even more money. In the end, I lost the $100 for the item please the cost of shipping, and $100 was refunded to the customer while charging me an extra $15 fee. The benefit I have realized is that I can make payments for items I purchased quickly, but I am looking at other forms of payment such as Venmo (sp?).

  ### 36. A trustworthy yet not worthy service

**Rating:** 2.5/5.0 stars

**Reviewed by:** Muzaffar S. | Marketing Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 21, 2021

**What do you like best about PayPal Payments?**

I like that it is accepted universally and it's possible to pay almost anywhere in the world. Solves a lot of issues at most times but not my first choice at all making payments through this. While it has been around and is trustworthy there are many alternatives that are better and don't cost a fortune as a fee.

**What do you dislike about PayPal Payments?**

The amount of fee it takes while sending as well as receiving payments is absolutely something that I hate. Eliminate the fees and I would definitely think of it as the best in business.

**What problems is PayPal Payments solving and how is that benefiting you?**

I am using it to receive and send payments where I can't employ any other methods. Not my first choice but yeah it does help me get and send payments where it is not possible for me to do it from any other portals.

  ### 37. Confortable to do batch payments but hard to admin by yourself

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Internet | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 20, 2021

**What do you like best about PayPal Payments?**

The easy way to import and do payments through the platform

**What do you dislike about PayPal Payments?**

You can't remove users payment methods or unblock some kind of common situations and you must contact Hyperwallet support increasing the resolution time per operation.

**What problems is PayPal Payments solving and how is that benefiting you?**

It allows us to make payments in batches and we can externalize the payments management. It's a lot of effort to handle the number of payment method they have and it's a very good benefit.

  ### 38. Popular but not the best payment platform

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 16, 2021

**What do you like best about PayPal Payments?**

1. Easy to use.
2. Most popular platform for accepting and sending payments in the world.
3.Easy to sign up.
4.Modern interface.

**What do you dislike about PayPal Payments?**

The commission rates are very high and they further  charge the recipient(non paypal business accounts only) fees for receiving a document from their bank.  When contacted regarding the same, they advised that the charges are only not applicable for Paypal business account holders.

**Recommendations to others considering PayPal Payments:**

Popular platform for payments but commissions are high.

**What problems is PayPal Payments solving and how is that benefiting you?**

Receiving payments from overseas parties, buying items online.

  ### 39. Great system with best user-interface

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Retail | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 14, 2021

**What do you like best about PayPal Payments?**

Easy to use and in overall, it's the best you can find.

**What do you dislike about PayPal Payments?**

Linking your bank account to to your PayPal account for cashing out is a long draining process if you are based in South Africa. 

PayPal has only partner with one bank for this service and no matter what bank you use, you have to go through registration with the bank they've partnered with.

So your cash moves from PayPal to the partnered bank, then to your bank account. So many charges involved in the process, charge from PayPal, to their partnered bank, currency exchange fees to the partnered bank, transfer fees to your bank account if you bank with different banks.

It's not an issue of PayPal as a service, but poor strategic partnership developed in South Africa.

**What problems is PayPal Payments solving and how is that benefiting you?**

PayPal has made it easier to make online purchases, and doing transactions with global community.

  ### 40. PayPal Review

**Rating:** 3.0/5.0 stars

**Reviewed by:** The Y. | News Anchor, Bay News TV, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 28, 2020

  ### 41. The online payment platform that does not solve your complaints

**Rating:** 3.0/5.0 stars

**Reviewed by:** Zakaria M. | cloudworker, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 23, 2020

**What do you like best about PayPal Payments?**

It is a payment method that is suitable for all in one payment system and has support for a lot of different currencies. 
Earns the title of the most popular way to make payments online sometimes I do freelance work online and surveys and they have never disappointed on the payment it is really fast and it is also trusted by many consumers and companies worldwide.

**What do you dislike about PayPal Payments?**

Two months ago I did an online writing in a website they sent $50 in my account it  reflected in my paypal account but as I wanted to withdraw it I was informed that my account is limited and I should wait for 106 days to try and verify my account I contacted customer care and no one was willing to help me until now the account is suspended, I had to open another account.

**What problems is PayPal Payments solving and how is that benefiting you?**

Online payment

  ### 42. Good card but high interest

**Rating:** 3.0/5.0 stars

**Reviewed by:** Nancy G. | Loan Servicing Specialist, Enterprise (> 1000 emp.)

**Reviewed Date:** July 19, 2021

**What do you like best about PayPal Payments?**

I liked the convenience of the card. And the fact that you could use it by logging into your PayPal account online rather than having the physical card.

**What do you dislike about PayPal Payments?**

Each month I didn't pay off my full balance the interest-rate was pretty high. There were no promotional opportunities with the card either like other cards offer like cash back or something

**What problems is PayPal Payments solving and how is that benefiting you?**

I have recently stopped using my PayPal credit card because I found a better option

  ### 43. I have suffered a number of frustrations under paypal

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** November 24, 2020

**What do you like best about PayPal Payments?**

- It is  a commonly used payment method that is familiar to most people.
- For the basic functions, it is easy to use
- Easy sign up process

**What do you dislike about PayPal Payments?**

Paypal has frustrated me in a number of transactions including but not limited to the following:

1. I cannot pay for stuff using my paypal balance. Paypal keeps taking me to a page where I have to add visa card details. Why would I need paypal to pay using my card? If I wanted to pay with my card, I would have directly gone to select the option to pay using my visa card

**What problems is PayPal Payments solving and how is that benefiting you?**

- Global trade is possible thanks to payment options like paypal

  ### 44. one of the best

**Rating:** 3.0/5.0 stars

**Reviewed by:** Tomas H. | Information Technology Teacher, Higher Education, Enterprise (> 1000 emp.)

**Reviewed Date:** September 05, 2019

**What do you like best about PayPal Payments?**

What I like most about this application is its simple and easy-to-use interface and all the operations related to the sending and receiving of the money are made quickly and transparently and the payment processes, it also has the function of knowing who It is the provider of money and what is the reason that I find productive when it comes to managing all income and expenses since I have all of them identified with it you can buy online directly and perform any type of operations, it also includes the option for the reminder what benefits since the application reviews the calendar and notifies me about the payments that have to be made every day and so I can keep track of those who have received their salary quickly and easily.

**What do you dislike about PayPal Payments?**

I would say that there are no complaints but in this case yes, the fact that I cannot send or receive money from another bank unless it is associated with it, this system is not very good and minimize user options this decreases the amount of operations that can be done.

**Recommendations to others considering PayPal Payments:**

I think it is a very good platform for the variety of options that it includes, among them the payment reminder stands out to keep me up to date with those who have been paid and those who have not, there is also the option to see who the payments come from and to whom I send them to you and because it really seems like a very complete application.

**What problems is PayPal Payments solving and how is that benefiting you?**

This type of application has a great competence since there are much more popular applications such as payoneer but without a doubt this is one of the best there is due to its low cost and its simple and practical interface makes it easier to make payments without a doubt one of the best currently because since its implementation the payment methods improved a lot because with this software it is much easier to make payments to staff and keep everyone under control to know what day and what date each payment touches to each one of the best that I have used in this huge market of payment applications.

  ### 45. Useless and Limited

**Rating:** 2.5/5.0 stars

**Reviewed by:** Muhammad Hassan H. | Professional Freelancer, Information Technology and Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 11, 2019

**What do you like best about PayPal Payments?**

Honestly I don't like the way PayPal works, Only thing good about PayPal is that it is supported on many Websites and Marketplace. You can attach gift cards to make payments.

**What do you dislike about PayPal Payments?**

PayPal is not a great Payment Gateway because of its restrictions. Whenever you travel outside US to countries where it isn't supported gets you in trouble. My account was restricted due to this reason that I was outside the region where itis supported. It keeps asking me about my phone number and I never received OTP from them. I've provided all the information required but still got my account restricted and it was just because of I changed my location. It keeps reminding me of verification.

**Recommendations to others considering PayPal Payments:**

It is only fine for people living in US , if you're outside US you'll be in a bit trouble 

**What problems is PayPal Payments solving and how is that benefiting you?**

I used it for receiving payments from different Websites but after few months I got my account terminated due to security reasons they say. 

  ### 46. Paypal is being the most known payment solution, but they are falling back

**Rating:** 3.0/5.0 stars

**Reviewed by:** Matias Bernaldo De Q. | Senior Information Technology and Business external Consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 08, 2019

**What do you like best about PayPal Payments?**

broadly used, and very very fast payments, we receive payments in Celera translations with paypal, and integration is seamless and fast. Apis is great, and ebblebed solutions on our site are great too. User experience for our customers makes them fast switches from our site to PayPal payment and back to our site

**What do you dislike about PayPal Payments?**

There are many issues with cardholders retrieving payments after the transactions where made, so there seem to be some fraud problems lately. Some people call the card company and retrieve the payment, or they make excuses in PayPal where the supposed goods didn't reach them. Also, to be able to collect back your money into Argentinean or Brazilian accounts its tricky. Also, some type of payments between users is expensive, they charge a percentage while there is a lot of other solutions where transfering within platform does not charge you anything 

**Recommendations to others considering PayPal Payments:**

great fast solution and easy integrations. Be aware of some scam activity of users paying and retrieving their payments, always make sure their cards are verified (they need to verify each card, they cahrge them a small amount with a code, so they have to see in their card statment their code to verify the card, assuring the card is theirs) dont accept unverified cards.

**What problems is PayPal Payments solving and how is that benefiting you?**

We receive payments in Celera translations, and receiving payments with credit cards works for efficient and most of the time the cards process the payments with no additional longer time spend on verifications. So we solve receiving fast payments

  ### 47. Is it a good idea to use PayPal?

**Rating:** 3.0/5.0 stars

**Reviewed by:** ANDREW S. | Customer Success Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 20, 2019

**What do you like best about PayPal Payments?**

In my opinion I have recently used PayPal, although I had heard about the platform in the company, other payment methods were always used to make payments to suppliers and others, and at this moment I am using it for my personal purchases, in platforms such as ebay and payments in affiliated stores, as people increasingly use this method to receive their payments in many parts of the world, and in my opinion it is a good and sustainable payment portfolio but it is still far from being the best, without However I like it is practical fast and without many complications.

**What do you dislike about PayPal Payments?**

The great and unfortunate disadvantage that Paypal suffers today is that it is only adapted to include money from your bank directly and you can not from other currency wellets or banks of other countries, it is quite annoying to go on a trip to a country in Europe and not Being able to recharge the PayPal balance with Euros, it seems to me that the same thing happens worldwide, so it is a problem that makes the wonderful use of PayPal very limited.

**Recommendations to others considering PayPal Payments:**


Recommendations, if you live in the US and do not travel to other countries, it is perfect for both personal use and for microenterprises, or growing companies. Very efficient and with a high level of security.

**What problems is PayPal Payments solving and how is that benefiting you?**

My most frequent problems are being able to pay faster than with a bank card in stores, since sometimes the banking platforms are collapsed and the cards do not pass, paypal is a great solution to this daily problem and you do not even need to recharge the balance with Simply affiliate the account and bank card you already have more than enough because the balance you use is debited from there directly. it's amazing.

  ### 48. PayPal is ideal for online business

**Rating:** 2.5/5.0 stars

**Reviewed by:** Leonel G. | Customer Service, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 01, 2019

**What do you like best about PayPal Payments?**

It is extremely easy to use for online purchases and payments, as it is a very secure platform, it also protects me from any risk of fraud, another advantage of this platform is that it allows me to obtain a payment gateway that I can integrate into my virtual stores .

**What do you dislike about PayPal Payments?**

The main disadvantage of PayPal are its transfer commissions among the same users, in terms of its interface I would like it to be a bit more advanced.

**Recommendations to others considering PayPal Payments:**

PayPal is a reliable way to make electronic transfers between companies and individuals, and you will also have the option to buy with your credit cards without any risk.

**What problems is PayPal Payments solving and how is that benefiting you?**

My experience has been very good with this online platform, it is safe, easy and very adaptable for me and my business, since I can carry out my transactions anytime and anywhere.

  ### 49. PAYPAL ALWAYS WITH YOU TODAY AND ALWAYS

**Rating:** 3.0/5.0 stars

**Reviewed by:** PETER L. | Telecommunications Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 18, 2019

**What do you like best about PayPal Payments?**

TO START PAYPAL IS A VERY EXTRAORDINARY PAYMENT SYSTEM THE GOOD THING ABOUT PAYPAL IS THAT IT ALLOWS THE USER TO SEE ITS DETAIL IN OPTIONS, IE YOUR BILLING WHEN YOU MAKE A PAYMENT AND SEE OR TRACK THE PAYMENT ORDER WITH THE CUSTOMER, PAYPAL HAS THE FACILITY TO SEND VIRTUAL MONEY TO SEVERAL CONTACT SIMULTANEOUSLY IS WHY THIS PROCESSOR IS SAFE AND I REALLY LIKE, I CAN LINK MY BANK ACCOUNT CARDS WITHOUT FEAR BECAUSE PAYPAL IS SAFE WITH ALL THE DATA THAT ONE PROVIDES.ITS INTERFACE IS SUPER EXCELLENT BECAUSE IT ALLOWS YOU TO NAVIGATE EASILY THROUGHOUT THE PLATFORM AND ALSO HAS ALL THE HELP TOPICS THAT CAN ALLOW YOU TO EXPAND YOUR KNOWLEDGE ABOUT THIS SOFTWARE, PAYPAL IN ADDITION TO BEING A GOOD SOFTWARE IS EASY TO UNDERSTAND COMPRESSIBLE MANAGEABLE ALL THOSE REFERRING TO THE SUPPORT SYSTEM THEY HAVE, CUSTOMER SERVICE IS FANTASTIC BECAUSE IT IS ACTIVATED 24 HOURS AND CAN ANSWER OUR QUESTIONS, IF WE TALK ABOUT SECURITY PAYPAL MANAGES DOUBLE SECURITY SYSTEM.

**What do you dislike about PayPal Payments?**

THERE IS SOMETHING ABOUT PAYPAL THAT I REALLY DO NOT LIKE IS IN THE MOBILE APPLICATION IS NOT BECAUSE ADVERTISING COMES OUT THAT SHOULD NOT AND IS ANNOYING SHOULD FIX THIS OR IMPROVE IT BECAUSE WE USE PAYPAL WHEREVER WE GO, IN THE APPLICATION SOMETIMES THERE ARE FUNCTIONS THAT STOP WORKING WHILE USING THE APPLICATION, ANOTHER THING IS THAT IT OPERATES IN LIMITED COUNTRIES, AND I CAN NOT LINK A CARD TO TWO DIFFERENT ACCOUNTS, SHOULD BE FLEXIBLE THIS. I HAVE AN EXPERIENCE WITH A PAYPAL ACCOUNT WHICH WAS BLOCKED DUE TO A SALES ERROR NO MATTER HOW MUCH I CONVERSE I EXPLAINED TO IT AND I SHOWED IT WAS MY ACCOUNT WAS BLOCKED THE SAME.

**What problems is PayPal Payments solving and how is that benefiting you?**

ONE OF THE BENEFITS AS A BUYER WHEN I MAKE PURCHASE ONLINE IS THE SECURITY OF PAYPAL ANOTHER THING AND MY INFORMATION IS ALREADY CONFIGURED IN THE SYSTEM WHICH ALLOWS YOU TO MAKE THE PURCHASE OF ANY ITEM QUICKLY, IN MY BUSINESS HANDLING PAYPAL AND TRUTH MY CLIENT IS HAPPY BECAUSE SALES ARE FASTER COMFORTABLE AND SECURE THROUGH YOUR CREDIT CARD

  ### 50. FINANCE GOES HAND IN HAND WITH PAYPAL 

**Rating:** 3.0/5.0 stars

**Reviewed by:** MICHAEL L. | Locutor radiofónico, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 11, 2019

**What do you like best about PayPal Payments?**


One of the things I like about paypal is the dual security system 2FA and the verification is done through text message, that is very important for all users who use this system. One of the most important aspect of paypal is the security it gives us so that we are not scammed when we make a purchase online as there are many users who use this system paypal on pc on mobile.


**What do you dislike about PayPal Payments?**

I want to emphasize a disadvantage of paypal that are the automatic payment when one decides to accept or buy an HBO service, the payments are made automatic by month but if the time comes not to require the service but the system continues charging then you have to deactivate it manually, you should look for a solution or look for a tangible or friendly way when you deactivate a service the system also acts in automatic and delete it.

**What problems is PayPal Payments solving and how is that benefiting you?**

Paypal really helped me a lot to grow as a professional to increase my business because it is a quick way to pay and sell a product in a very safe way over long distance, really paypal has been as a consultant in my business, there are many users who use this method and it is quite safe.


## PayPal Payments Discussions
  - [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) - 8 comments, 5 upvotes
  - [Does PayPal credit build your credit?](https://www.g2.com/discussions/does-paypal-credit-build-your-credit) - 3 comments, 4 upvotes
  - [What can you use PayPal credit for?](https://www.g2.com/discussions/what-can-you-use-paypal-credit-for) - 2 comments, 4 upvotes
  - [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) - 8 comments, 3 upvotes
  - [Virtual cards](https://www.g2.com/discussions/14376-virtual-cards) - 2 comments, 2 upvotes

- [View PayPal Payments pricing details and edition comparison](https://www.g2.com/products/paypal/reviews?filters%5Bnps_score%5D%5B%5D=3&section=pricing&secure%5Bexpires_at%5D=2026-08-13+11%3A35%3A23+-0500&secure%5Bsession_id%5D=5eb6e878-d3c7-49c2-aab3-eb43e12cb8aa&secure%5Btoken%5D=320b0b45a71cab28a4db0dec142a83edc514496bc1f1d9f0a72f150b36a612f7&format=llm_user)
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## PayPal Payments Features
**Payment Options**
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Multi-Currency
- Self Service Portal

**Administration - Installment Payment and Buy Now Pay Later (BNPL)**
- Email Notifications
- Invoicing
- Customer Portal
- Loyalty Management

**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration
- Debit/Credit Card Processing
- Online Payments
- Partial Payments
- In-Person Payments
- Digital Wallet Payments

**Architecture**
- Unified API
- POL
- Integrations

**Agentic AI - SAP Store**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning
- Natural Language Interaction
- Proactive Assistance
- Decision Making

**Administration**
- Payout Time
- Manual Payment Entry
- Omnichannel
- Levels 1 & 2
- Level 3

**Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)**
- Payment Gateway
- Payment Tracking
- E-commerce Integration
- Payment Scheduling

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3
- Payment Gateway Integration
- ACH Payment Processing
- Cryptocurrency Processing

**Processing**
- Validation
- Automation
- Cross Border
- Routing
- Reconciliation

**Security**
- PCI Compliance
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Payment Options**
- Multi-Currency
- Self Service Portal

**Risk & Compliance**
- Failed payments
- Tokenization
- Compliance

**Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features**
- Adaptive Learning
- Proactive Assistance
- Decision Making

**Development**
- Customization (Fields, Objects, and Layouts)
- Accounting Software Integration
- E-Commerce Software Integration

**Security**
- POS Verification

**Analytics**
- Consolidation
- Optimization
- Fraud

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Accounting integration
- E-commerce Integration

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payments Orchestration**
- Autonomous Task Execution
- Cross-system Integration

**Additional Functionality**
- Data Synchronization
- Transaction Monitoring
- Purchasing & Receiving
- Contactless NFC
- Offline Access
- Electronic Signature
- PCI Compliance
- Credit Card Management
- Fraud Detection
- SSL Security
- Mobile Access
- Generative AI
- Returns Management
- Discount Management
- Reminders
- Barcode/Ticket Scanning
- Reporting & Statistics
- Recurring/Subscription Billing
- Compliance Management
- Transaction History
- Mobile Card Reader
- Sales Tax Management
- Customer Database
- Receipt Management
- Customizable Branding
- Invoice Management
- Cash Management
- Remote Access/Control
- Multi-Location
- Sales Trend Analysis
- CRM
- Gift Card Management
- Sales Reports
- AI Copilot
- Multiple Payment Options
- Loyalty Program
- Status Tracking
- Alerts/Notifications
- Activity Dashboard
- Expense Tracking
- Data Security
- Payment Links
- API
- Payment Fraud Prevention
- Payment Reconciliation
- Data Import/Export
- Search/Filter
- Real-Time Data
- Billing & Invoicing

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

## Top PayPal Payments Alternatives
  - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (367 reviews)
  - [GoCardless](https://www.g2.com/products/gocardless/reviews) - 4.6/5.0 (311 reviews)
  - [BlueSnap](https://www.g2.com/products/bluesnap/reviews) - 4.1/5.0 (103 reviews)

