--- title: PayEm Reviews meta\_title: 'PayEm Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 186 reviews by the users' company size, role or industry to find out how PayEm works for a business like yours. aggregate\_rating: rating\_value: 4.7 review\_count: 186 scale: '5' date\_modified: '2026-08-07' parent\_category: name: IT Management url: https://www.g2.com/categories/it-management --- ### PayEm Pros and Cons: Top 5 Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users highlight the **ease of use** of PayEm, finding it intuitive and efficient for expense management. [(17 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515301&qs=pros-and-cons#reviews) Users appreciate the **easy navigation** of PayEm, which streamlines the expense submission process significantly. [(10 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514841&qs=pros-and-cons#reviews) Users love the **convenience** of PayEm for managing expenses effortlessly and maintaining organized financial oversight. [(9 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514439&qs=pros-and-cons#reviews) Users appreciate the **efficiency** of PayEm, streamlining expense management and simplifying the request process. [(9 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514344&qs=pros-and-cons#reviews) Users appreciate the **time-saving features** of PayEm, enabling quick expense reviews and streamlined financial processes. [(9 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515127&qs=pros-and-cons#reviews) Users find it challenging to locate their shared card details, highlighting **card issues** that hinder convenience and efficiency. [(4 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514506&qs=pros-and-cons#reviews) Users report **integration issues** with legacy systems, requiring additional setup and complicating the overall user experience. [(4 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1978052&qs=pros-and-cons#reviews) Users find **approval issues** frustrating, citing complex processes and frequent logins as major obstacles. [(3 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514484&qs=pros-and-cons#reviews) Some users struggle with the **learning curve** for PayEm's advanced features, impacting their overall experience. [(2 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515216&qs=pros-and-cons#reviews) Users find the **limited acceptance** of PayEm cumbersome, especially with the challenging card setup process for Apple Pay. [(2 mentions)](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515157&qs=pros-and-cons#reviews) ### 5 Pros or Advantages of PayEm ##### 1. Ease of Use Users highlight the **ease of use** of PayEm, finding it intuitive and efficient for expense management. [ See 17 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515301&qs=pros-and-cons#reviews) See Related User Reviews ![Alexandedr K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Alexandedr K.") AK Alexandedr K. Small-Business (50 or fewer emp.) 4.5/5 "Learning Something New" What do you like about PayEm? The straightforward interface helps me think through the process, making the payment procedure easier and more disciplined. The implementation team ![Dylan M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Dylan M.") DM Dylan M. Mid-Market (51-1000 emp.) 4.0/5 "PayEm is a great platform to use." What do you like about PayEm? The UI is super easy to navigate. It's easy to navigate the website and makes it such a quick and smooth process when submitting expenses. ##### 2. Expense Management Users appreciate the **easy navigation** of PayEm, which streamlines the expense submission process significantly. [ See 10 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514841&qs=pros-and-cons#reviews) See Related User Reviews ![Dylan M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Dylan M.") DM Dylan M. Mid-Market (51-1000 emp.) 4.0/5 "PayEm is a great platform to use." What do you like about PayEm? The UI is super easy to navigate. It's easy to navigate the website and makes it such a quick and smooth process when submitting expenses. ![Andrew Y.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Andrew Y.") AY Andrew Y. Mid-Market (51-1000 emp.) 5.0/5 "Great product, easy to use" What do you like about PayEm? Really easy UI, works on every website i've tried, great to organise work expenses. ##### 3. Convenience Users love the **convenience** of PayEm for managing expenses effortlessly and maintaining organized financial oversight. [ See 9 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514439&qs=pros-and-cons#reviews) See Related User Reviews ![Adeel K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Adeel K.") AK Adeel K. Small-Business (50 or fewer emp.) 5.0/5 "Streamlined SaaS Spend Management with Great Control & Visibility" What do you like about PayEm? PayEm has really simplified how we manage spending, from initial requests all the way through to reconciliation. The customizable approval flows and r ![Tomer E.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Tomer E.") TE Tomer E. Mid-Market (51-1000 emp.) 5.0/5 "Great intuitive and helpful tool" What do you like about PayEm? It's so easy to use the virtual credit card, and it helps control expenses. As VP of sales, I use it for every business trip or marketing event we par ##### 4. Efficiency Users appreciate the **efficiency** of PayEm, streamlining expense management and simplifying the request process. [ See 9 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514344&qs=pros-and-cons#reviews) See Related User Reviews ![Adeel K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Adeel K.") AK Adeel K. Small-Business (50 or fewer emp.) 5.0/5 "Streamlined SaaS Spend Management with Great Control & Visibility" What do you like about PayEm? PayEm has really simplified how we manage spending, from initial requests all the way through to reconciliation. The customizable approval flows and r ![Himesh R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Himesh R.") HR Himesh R. Mid-Market (51-1000 emp.) 5.0/5 "Spend management" What do you like about PayEm? 1. All in one spend management. 2. Automation and efficiency. ##### 5. Time-saving Users appreciate the **time-saving features** of PayEm, enabling quick expense reviews and streamlined financial processes. [ See 9 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515127&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 2.5/5 "New to platform - UX needs improving" What do you like about PayEm? Quick to process requests and get paid. PO requests are very easy. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.5/5 "Easy to use" What do you like about PayEm? I like how prompt and quickly expenses/charges become available for review. ### 5 Cons or Disadvantages of PayEm ##### 1. Card Issues Users find it challenging to locate their shared card details, highlighting **card issues** that hinder convenience and efficiency. [ See 4 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514506&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 5.0/5 "Simple, secure, and easy to use" What do you dislike about PayEm? I would have liked to have an extension to allow me to automatically populate card info on payment pages ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.0/5 "Good softward" What do you dislike about PayEm? Still unclear on how to request a specific type of card. ##### 2. Integration Issues Users report **integration issues** with legacy systems, requiring additional setup and complicating the overall user experience. [ See 4 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1978052&qs=pros-and-cons#reviews) See Related User Reviews ![Adeel K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Adeel K.") AK Adeel K. Small-Business (50 or fewer emp.) 5.0/5 "Streamlined SaaS Spend Management with Great Control & Visibility" What do you dislike about PayEm? The platform is solid overall, but integrating with some of our older legacy systems took a bit of extra setup. Also, while the reporting tools are ev ![Oz G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Oz G.") OG Oz G. Mid-Market (51-1000 emp.) 4.5/5 "Payem freed me from the bureaucracy in my org" What do you dislike about PayEm? I dont like the way it manages invoices - i would love to see full integration where i dont need to manually upload invoices from third party tools, f ##### 3. Approval Issues Users find **approval issues** frustrating, citing complex processes and frequent logins as major obstacles. [ See 3 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1514484&qs=pros-and-cons#reviews) See Related User Reviews ![Tomer L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Tomer L.") TL Tomer L. Mid-Market (51-1000 emp.) 5.0/5 "Easy and good for scaling up companies" What do you dislike about PayEm? Permission management is a little bit hard ![Donovan M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Donovan M.") DM Donovan M. Small-Business (50 or fewer emp.) 4.5/5 "Virtual Cards: Simple and Hassle-Free to Use" What do you dislike about PayEm? The physical card application process could be more user-friendly and streamlined. It requires several steps that aren't as simple as the virtual card ##### 4. Learning Curve Some users struggle with the **learning curve** for PayEm's advanced features, impacting their overall experience. [ See 2 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515216&qs=pros-and-cons#reviews) See Related User Reviews ![Himesh R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Himesh R.") HR Himesh R. Mid-Market (51-1000 emp.) 5.0/5 "Spend management" What do you dislike about PayEm? 1. Learning curve. 2. Limited customization. ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 5.0/5 "Easy Software to use" What do you dislike about PayEm? No issueSome users may find that PayEm's advanced features require a learning curve or that its functionality depends heavily on seamless integration ##### 5. Limited Acceptance Users find the **limited acceptance** of PayEm cumbersome, especially with the challenging card setup process for Apple Pay. [ See 2 mentions ](https://www.g2.com/products/payem/reviews?filters%5Bsentiment_snippet%5D=1515157&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Mid-Market (51-1000 emp.) 4.5/5 "Easy Digital Credit Card experience" What do you dislike about PayEm? It is challenging to get the card directly onto apple pay /wallet. I need to literally type it in to my phone, and not have it instantly applied. ![Donovan M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Donovan M.") DM Donovan M. Small-Business (50 or fewer emp.) 4.5/5 "Virtual Cards: Simple and Hassle-Free to Use" What do you dislike about PayEm? The physical card application process could be more user-friendly and streamlined. It requires several steps that aren't as simple as the virtual card ## Top-Rated Alternatives [ ![Mesh Payments](https://images.g2crowd.com/uploads/product/hd_favicon/5ae16062c8edaf47dda44fc1d26b7c07/mesh-payments.svg "Mesh Payments") Mesh Payments 4.6/5(1,067) ](https://www.g2.com/products/mesh-payments/reviews) [ ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp") Ramp 4.8/5(2,494) ](https://www.g2.com/products/ramp-financial-ramp/reviews) [ ![Stampli](https://images.g2crowd.com/uploads/product/hd_favicon/db5b196831e229857ef330aa175cc061/stampli%282%29.svg "Stampli") Stampli 4.6/5(1,976) ](https://www.g2.com/products/stampli/reviews) [ View All Alternatives ](https://www.g2.com/products/payem/competitors/alternatives) ![Verified User in Hospital & Health Care](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospital & Health Care") UH Verified User in Hospital & Health Care Mid-Market (51-1000 emp.) 8/7/2025 "Easy to use" 4/5 What do you like best about PayEm? It is user friendly; so simple to use. I had no trouble figuring it out on my own. Review collected by and hosted on G2.com. What do you dislike about PayEm? I don't see any downfalls at this point! Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? simple petty cash management Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Miles H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Miles H.") MH Miles H. Solution Engineer Mid-Market (51-1000 emp.) 4/27/2025 "Easy to use, intuitive, on the fly support" 5/5 What do you like best about PayEm? Easy to use, intuitive, on the fly support Review collected by and hosted on G2.com. What do you dislike about PayEm? Nothing - I think it is great and has everything needed for smooth expense support Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? -Disjointed vendors: Everything lives in-app for travel, hotels, cars, and trains Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Elad F.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Elad F.") EF Elad F. VP of Engineering Mid-Market (51-1000 emp.) 2/24/2025 "Easy to use and very user friendly" 5/5 What do you like best about PayEm? It is very easy to create new cards for specific purposes and review past transactions and their status. Review collected by and hosted on G2.com. What do you dislike about PayEm? None, the service is providing all of our needs. Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? With PayEm, we can easily manage how our company spends its money on services. We can create dedicated cards for each service, allowing us to control and limit expenses while preventing unplanned costs. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Roee L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Roee L.") RL Roee L. VP R&D Small-Business (50 or fewer emp.) 5/12/2025 "Works great and saves a lot of time and effort in the company level" 4.5/5 What do you like best about PayEm? I have more flexibility as all the expenses are transparent with the finance department Review collected by and hosted on G2.com. What do you dislike about PayEm? login from the app sometimes requires authentication and not going smoothly. Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? Due to the transparency it allows, the finance department are willing to give employees credit cards and it makes trip aborad easier as each employee has its own card. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Donovan M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Donovan M.") DM Donovan M. Lead Developer Small-Business (50 or fewer emp.) 10/24/2024 "Virtual Cards: Simple and Hassle-Free to Use" 4.5/5 What do you like best about PayEm? The virtual cards work flawlessly with online retailers - a game-changer for those of us in Sub-Saharan Africa where finding reliable payment options can be challenging. The verification is quick and smooth, and I can confidently make purchases on any e-commerce platform without the usual hassles of declined transactions or compatibility issues. Review collected by and hosted on G2.com. What do you dislike about PayEm? The physical card application process could be more user-friendly and streamlined. It requires several steps that aren't as simple as the virtual card setup. Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? PayEm's monthly office expense card system streamlines our budget management with its automatic monthly balance reset feature. This helps maintain clear spending cycles and simplifies expense tracking for our business operations Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Himesh R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Himesh R.") HR Himesh R. Database Administrator Mid-Market (51-1000 emp.) 3/31/2025 "Spend management" 5/5 What do you like best about PayEm? 1. All in one spend management. 2. Automation and efficiency. Review collected by and hosted on G2.com. What do you dislike about PayEm? 1. Learning curve. 2. Limited customization. Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? Reimburcement Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Ezra C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ezra C.") EC Ezra C. AE Mid-Market (51-1000 emp.) 2/5/2025 "PayEm is super easy to use, and keep track of expenses!" 5/5 What do you like best about PayEm? Very simple set up Easy access of cards Secure platform, makes you 2FA every time you log in. Easy to track spend and upload invoices. Review collected by and hosted on G2.com. What do you dislike about PayEm? Sometimes app crashes, but simple to reopen and try again. Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? Keeping track of spend, uploading ionvoices. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Graphic Design](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Graphic Design") UG Verified User in Graphic Design Mid-Market (51-1000 emp.) 3/31/2025 "New to platform - UX needs improving" 2.5/5 What do you like best about PayEm? Quick to process requests and get paid. PO requests are very easy. Review collected by and hosted on G2.com. What do you dislike about PayEm? UX isn't intuitive. Notifications are in the weirdest place. I don't know the status of my requests without having to go and find them Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? It's helping me to manage a budget and send out payments. As well as expenses. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Computer Software](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Software") UC Verified User in Computer Software Mid-Market (51-1000 emp.) 12/10/2024 "Mostly satisfied user" 4/5 What do you like best about PayEm? I've been working with PayEm for the last 3 months. As someone who doesn't like filling out expense reports, it is quite user friendly and makes filing expenses quite easy. It's not hard to set up, and has mainly met my needs during the 3 trips I used it. I've used it both for filing expenses as well as requesting reimbursements. Review collected by and hosted on G2.com. What do you dislike about PayEm? Can't think of anything I dislike for now Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? Before PayEm, I would have to pay out of pocket and file expense reports to get re-imbursements. This process was so cumbersum that I oftend waited months before filing out expense reports. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Information Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Information Services") UI Verified User in Information Services Mid-Market (51-1000 emp.) 2/16/2025 "Great tool and very practical" 5/5 What do you like best about PayEm? Ease of Use: It is simple, fast and efficient as it is automated smartly. Seamless Integrations: PayEm integrates smoothly with existing systems like ERPs, enhancing data synchronization and reducing discrepancies. I used it every month for the past 3 years. Review collected by and hosted on G2.com. What do you dislike about PayEm? nothing for the moment, I love that app. Review collected by and hosted on G2.com. What problems is PayEm solving and how is that benefiting you? Easy for all employees to upload their monthyl expenses, have access to a virtual company credit card Review collected by and hosted on G2.com. 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