# PayEm Reviews
**Vendor:** PayEm  
**Category:** [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management)  
**Average Rating:** 4.7/5.0  
**Total Reviews:** 186
## About PayEm
PayEm is a comprehensive spend management system designed to provide CFOs and finance teams with enhanced agility and control over their financial operations on a global scale. This innovative solution replaces outdated, siloed systems, enabling organizations to streamline their financial processes. By integrating a cutting-edge payment platform with intelligent corporate card functionality, PayEm empowers finance teams to manage vendors, and funding requests efficiently while maintaining real-time visibility into their spending. Targeted primarily at finance professionals and organizations looking to optimize their financial management, PayEm addresses the complexities of modern spending practices. The platform is particularly beneficial for companies with diverse vendor relationships as it simplifies the approval and tracking processes. With PayEm, finance teams can respond swiftly to funding requests and manage expenditures more effectively, ensuring that financial resources are allocated where they are needed most. Key features of PayEm include its intuitive dashboard, which provides a centralized view of all financial activities. Users can approve transactions instantly, monitor spending patterns, and generate reports that offer insights into financial performance. The system&#39;s seamless integration with existing ERP solutions ensures that all financial data is synchronized in real-time, reducing the risk of discrepancies and enhancing overall accuracy in financial reporting. Additionally, the smart corporate card feature allows for controlled spending, enabling teams to set limits and track usage, thereby preventing overspending and promoting accountability. The benefits of using PayEm extend beyond mere efficiency; the platform also enhances financial transparency and compliance. By providing a clear overview of expenditures, finance teams can make informed decisions and identify areas for cost savings. Organizations like DraftKings, Etoro, and Next Insurance have already recognized the value of PayEm in transforming their financial operations, showcasing its effectiveness in real-world applications. Overall, PayEm stands out in the spend management category by offering a holistic solution that combines advanced technology with practical financial management tools. Its focus on real-time data, streamlined processes, and enhanced control makes it an essential resource for finance teams aiming to navigate the complexities of modern spending while driving organizational success.



## PayEm Pros & Cons
**What users like:**

- Users find PayEm&#39;s **ease of use** remarkable, describing it as simple, fast, and efficient for expense management. (23 reviews)
- Users value the **efficiency** of PayEm, streamlining spending management and enhancing control over expenses. (12 reviews)
- Users value the **convenience** of PayEm, greatly simplifying expense management and enhancing their workflow efficiency. (11 reviews)
- Users value the **transparency and flexibility** of PayEm, enhancing productivity by simplifying expense management and reimbursements. (11 reviews)
- Users love the **intuitive design** of PayEm, finding it easy to use and streamline their workflow effortlessly. (10 reviews)
- Time-saving (9 reviews)
- Users love the **virtual card feature** , enhancing spending management and providing full visibility into expenses. (9 reviews)
- Efficiency Improvement (8 reviews)
- Simplicity (8 reviews)
- Customer Support (7 reviews)

**What users dislike:**

- Users express frustration over **card issues** like difficulty finding shared details and unclear methods for requesting specific cards. (6 reviews)
- Users face **integration issues** with older systems, requiring extra setup and hindering smoother workflow processes. (4 reviews)
- Users face **difficulties with access control** , including frequent authentication requirements and complicated permission management. (3 reviews)
- Users find **approval issues** with PayEm challenging, highlighting the complexity in the card application process and frequent logins. (3 reviews)
- Users face a significant **learning curve** with PayEm&#39;s advanced features, impacting their overall experience and integration. (3 reviews)
- Not User-Friendly (3 reviews)
- Limited Acceptance (2 reviews)
- Limited Options (2 reviews)
- Users experience **login issues** initially and face frequent sign-in prompts and excess OTP notifications thereafter. (2 reviews)
- Not Intuitive (2 reviews)

## PayEm Reviews
  ### 1. Easy Digital Credit Card experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Telecommunications | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 23, 2024

**What do you like best about PayEm?**

It is very easy to use. And also easy to manage online and navigate my expenses, categorize them, etc., 

**What do you dislike about PayEm?**

It is challenging to get the card directly onto apple pay /wallet. I need to literally type it in to my phone, and not have it instantly applied.

**What problems is PayEm solving and how is that benefiting you?**

It is allowing us to use our budgets for our departments with ease.

  ### 2. Streamlined SaaS Spend Management with Great Control & Visibility

**Rating:** 5.0/5.0 stars

**Reviewed by:** Adeel K. | Accountant R2R , Small-Business (50 or fewer emp.)

**Reviewed Date:** June 07, 2025

**What do you like best about PayEm?**

PayEm has really simplified how we manage spending, from initial requests all the way through to reconciliation. The customizable approval flows and real-time budget tracking give us tighter control, and the option to issue virtual cards for specific vendors or teams has been a huge plus. It’s helped us cut down on shadow IT and finally given finance full visibility into our SaaS expenses.

**What do you dislike about PayEm?**

The platform is solid overall, but integrating with some of our older legacy systems took a bit of extra setup. Also, while the reporting tools are evolving, there’s still room for more detailed, audit-level insights to really round things out.

**What problems is PayEm solving and how is that benefiting you?**

Before switching to PayEm, managing our SaaS subscriptions was a mess disconnected tools, surprise renewals, and limited visibility into where the budget was going. Since adopting PayEm, everything’s in one place. We’ve gained better control, cut out wasteful spending, and streamlined our procurement process. It’s made a noticeable difference.

  ### 3. PayEm -  Clean and Smart Solution with Full E2E Support

**Rating:** 4.5/5.0 stars

**Reviewed by:** Raveh M. | Head of Global Procurement, Enterprise (> 1000 emp.)

**Reviewed Date:** July 27, 2025

**What do you like best about PayEm?**

The platform offers a simple yet intelligent interface with a clean UI and seamless NetSuite integration, supporting our end-to-end financial needs. It’s easy to view balances and uploading receipts is straightforward.

The team behind the product is outstanding—highly responsive and supportive of our evolving requirements. With AI capabilities being added, the product is becoming even more powerful,it's an exciting time to be using it.

We primarily use it as a payment source, which helps us bypass the lengthy vendor onboarding process.

**What do you dislike about PayEm?**

Speed of the app, some local business don't accept international cards

**What problems is PayEm solving and how is that benefiting you?**

Save time and avoid long complex vendor onboarding. 
Provide agile solution for unexpected expenses

  ### 4. PayEm is a great platform to use.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Dylan M. | Sales Representative, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 03, 2025

**What do you like best about PayEm?**

The UI is super easy to navigate. It's easy to navigate the website and makes it such a quick and smooth process when submitting expenses.

**What do you dislike about PayEm?**

To be completely honest, I don't have anything I dislike about PayEm. I've always had a good experience with it.

**What problems is PayEm solving and how is that benefiting you?**

Business expenses

  ### 5. Great product, easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Andrew Y. | account manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 28, 2025

**What do you like best about PayEm?**

Really easy UI, works on every website i've tried, great to organise work expenses.

**What do you dislike about PayEm?**

Dont have any issues to talk about at all

**What problems is PayEm solving and how is that benefiting you?**

Expensing personal costs to business and purchasing equipment for my job

  ### 6. Learning Something New

**Rating:** 4.5/5.0 stars

**Reviewed by:** Alexandedr K. | Fractional CFO, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 05, 2025

**What do you like best about PayEm?**

The straightforward interface helps me think through the process, making the payment procedure easier and more disciplined.

The implementation team was very supportive and accommodating of our schedule.

**What do you dislike about PayEm?**

Nothing obvious that I dislike.  I only wish my company's logo can be incorporated into the credit card.

**What problems is PayEm solving and how is that benefiting you?**

Removing the paper check process from our business, allowing for digital automation, supporting audit trail, and archiving transactions.

  ### 7. Payem freed me from the bureaucracy in my org

**Rating:** 4.5/5.0 stars

**Reviewed by:** Oz G. | Head of Devops, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 18, 2025

**What do you like best about PayEm?**

To abe able to improve my productivity - it helps me purchase different tools for my daily work without the need of fincance team to approve each and every thing

**What do you dislike about PayEm?**

I dont like the way it manages invoices - i would love to see full integration where i dont need to manually upload invoices from third party tools, for example i bought a perplexity subscription - i dont want to manually upload its certificate

**What problems is PayEm solving and how is that benefiting you?**

Payem helps me with being the financial focal point for my devops team, whenever they need something - they come to me and the process is super fast without them needing to go through bureaucracy

  ### 8. great card expense tracking

**Rating:** 4.0/5.0 stars

**Reviewed by:** Salomon G. | Grants, Contracts Admin Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2025

**What do you like best about PayEm?**

Its easy to upload receipts and request funds for purchases.

**What do you dislike about PayEm?**

Can't message team members or send emails from within.

**What problems is PayEm solving and how is that benefiting you?**

Its reducing out of pocket expenses so I don't need to submit reimbursement claims.

  ### 9. Great intuitive and helpful tool

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tomer E. | VP Enterprise Sales, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 23, 2025

**What do you like best about PayEm?**

It's so easy to use the virtual credit card, and it helps control expenses. As VP of sales, I use it for every business trip or marketing event we participate in.

**What do you dislike about PayEm?**

The onboarding and opening of an account is taking a long time due to the US bank authorization

**What problems is PayEm solving and how is that benefiting you?**

Our team uses a virtual credit card for all business trips and marketing events. This practice allows us to proactively manage expenses, ensuring we stay within budget, and streamlines the expense reporting process.

  ### 10. Very simple and safe to use

**Rating:** 4.0/5.0 stars

**Reviewed by:** Ronny V. | IT Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 27, 2025

**What do you like best about PayEm?**

virutal cards is an amazing concept, I'm glad we have your service, it help us to make order with the use of the company credit card.

**What do you dislike about PayEm?**

I wish we had one generic email from payem for all invoices together.

**What problems is PayEm solving and how is that benefiting you?**

helping to make order with payments.

  ### 11. Easy to use

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 07, 2025

**What do you like best about PayEm?**

It is user friendly; so simple to use.  I had no trouble figuring it out on my own.

**What do you dislike about PayEm?**

I don't see any downfalls at this point!

**What problems is PayEm solving and how is that benefiting you?**

simple petty cash management

  ### 12. Easy to use, intuitive, on the fly support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Miles H. | Solution Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 27, 2025

**What do you like best about PayEm?**

Easy to use, intuitive, on the fly support

**What do you dislike about PayEm?**

Nothing - I think it is great and has everything needed for smooth expense support

**What problems is PayEm solving and how is that benefiting you?**

-Disjointed vendors: Everything lives in-app for travel, hotels, cars, and trains

  ### 13. Easy to use and very user friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elad F. | VP of Engineering, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 24, 2025

**What do you like best about PayEm?**

It is very easy to create new cards for specific purposes and review past transactions and their status.

**What do you dislike about PayEm?**

None, the service is providing all of our needs.

**What problems is PayEm solving and how is that benefiting you?**

With PayEm, we can easily manage how our company spends its money on services. We can create dedicated cards for each service, allowing us to control and limit expenses while preventing unplanned costs.

  ### 14. Works great and saves a lot of time and effort in the company level

**Rating:** 4.5/5.0 stars

**Reviewed by:** Roee L. | VP R&amp;D, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 12, 2025

**What do you like best about PayEm?**

I have more flexibility as all the expenses are transparent with the finance department

**What do you dislike about PayEm?**

login from the app sometimes requires authentication and not going smoothly.

**What problems is PayEm solving and how is that benefiting you?**

Due to the transparency it allows, the finance department are willing to give employees credit cards and it makes trip aborad easier as each employee has its own card.

  ### 15. Virtual Cards: Simple and Hassle-Free to Use

**Rating:** 4.5/5.0 stars

**Reviewed by:** Donovan M. | Lead Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 24, 2024

**What do you like best about PayEm?**

The virtual cards work flawlessly with online retailers - a game-changer for those of us in Sub-Saharan Africa where finding reliable payment options can be challenging. The verification is quick and smooth, and I can confidently make purchases on any e-commerce platform without the usual hassles of declined transactions or compatibility issues.

**What do you dislike about PayEm?**

The physical card application process could be more user-friendly and streamlined. It requires several steps that aren't as simple as the virtual card setup.

**What problems is PayEm solving and how is that benefiting you?**

PayEm's monthly office expense card system streamlines our budget management with its automatic monthly balance reset feature. This helps maintain clear spending cycles and simplifies expense tracking for our business operations

  ### 16. Spend management

**Rating:** 5.0/5.0 stars

**Reviewed by:** Himesh R. | Database Administrator, Mid-Market (51-1000 emp.)

**Reviewed Date:** March 31, 2025

**What do you like best about PayEm?**

1. All in one spend management.
2. Automation and efficiency.

**What do you dislike about PayEm?**

1. Learning curve.
2. Limited customization.

**What problems is PayEm solving and how is that benefiting you?**

Reimburcement

  ### 17. PayEm is super easy to use, and keep track of expenses!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ezra C. | AE, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 05, 2025

**What do you like best about PayEm?**

Very simple set up
Easy access of cards
Secure platform, makes you 2FA every time you log in.
Easy to track spend and upload invoices.

**What do you dislike about PayEm?**

Sometimes app crashes, but simple to reopen and try again.

**What problems is PayEm solving and how is that benefiting you?**

Keeping track of spend, uploading ionvoices.

  ### 18. New to platform - UX needs improving

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Graphic Design | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 31, 2025

**What do you like best about PayEm?**

Quick to process requests and get paid. PO requests are very easy.

**What do you dislike about PayEm?**

UX isn't intuitive. Notifications are in the weirdest place. I don't know the status of my requests without having to go and find them

**What problems is PayEm solving and how is that benefiting you?**

It's helping me to manage a budget and send out payments. As well as expenses.

  ### 19. Mostly satisfied user

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 10, 2024

**What do you like best about PayEm?**

I've been working with PayEm for the last 3 months. As someone who doesn't like filling out expense reports, it is quite user friendly and makes filing expenses quite easy.
It's not hard to set up, and has mainly met my needs during the 3 trips I used it. I've used it both for filing expenses as well as requesting reimbursements.

**What do you dislike about PayEm?**

Can't think of anything I dislike for now

**What problems is PayEm solving and how is that benefiting you?**

Before PayEm, I would have to pay out of pocket and file expense reports to get re-imbursements. This process was so cumbersum that I oftend waited  months before filing out expense reports.

  ### 20. Great tool and very practical

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 16, 2025

**What do you like best about PayEm?**

Ease of Use: It is simple, fast and efficient as it is automated smartly.
Seamless Integrations: PayEm integrates smoothly with existing systems like ERPs, enhancing data synchronization and reducing discrepancies. I used it every month for the past 3 years.

**What do you dislike about PayEm?**

nothing for the moment, I love that app.

**What problems is PayEm solving and how is that benefiting you?**

Easy for all employees to upload their monthyl expenses, have access to a virtual company credit card

  ### 21. Payem review

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Hospital & Health Care | Enterprise (> 1000 emp.)

**Reviewed Date:** November 05, 2024

**What do you like best about PayEm?**

The ease of use for business functions and the availability of support. Payme outs funds right at my fingertips and allows me the ability to track and trend all my expenditures. This service truely makes my job easier.

**What do you dislike about PayEm?**

I don't have any issues with this service. PayEm has greatly imporved my ability to track spending in my role. It is very easy to use and the support is great.

**What problems is PayEm solving and how is that benefiting you?**

PayEm gives me the ability to track all my spending done with this service and outs all the details of those transactions right at my figure prints. This porduct saves me very valueble time and prides data that is helpful with my expense management.

  ### 22. Simple, secure, and easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** February 11, 2025

**What do you like best about PayEm?**

It helps my team allocate budgets and share credit cards in an easy and safe way

**What do you dislike about PayEm?**

I would have liked to have an extension to allow me to automatically populate card info on payment pages

**What problems is PayEm solving and how is that benefiting you?**

Allowing me to pay vendors and tools directly without compromising the security of our conpany credit cards or having to ask finance team to pay for me

  ### 23. Payment made easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** John A. | Enterprise AE, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 30, 2024

**What do you like best about PayEm?**

PayEm is fantastic. Our company allocates a certain budget for tools that we can subscribe too. Instead of paying from your pocket and expensing it to the org, which can be quite lenghty and annoying, let alone I forget to expense a few times a year... PayEm provides you with your own virtual credit card with the funds to pay and no need to expense anything :))) 
love it!

**What do you dislike about PayEm?**

For what I use it for, not much - all is great :)

**What problems is PayEm solving and how is that benefiting you?**

Expense management made easy 
Pay with allocated funds vs paying from your own pocket and expensing it back to the company!

  ### 24. Easy Software to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 09, 2024

**What do you like best about PayEm?**

PayEm simplifies spend management by automating financial processes, offering real-time visibility, and integrating seamlessly with existing systems like ERPs. Its customizable workflows and global support make it ideal for streamlining procurement and expense management across diverse organizations.

**What do you dislike about PayEm?**

No issueSome users may find that PayEm's advanced features require a learning curve or that its functionality depends heavily on seamless integration with existing systems.






s

**What problems is PayEm solving and how is that benefiting you?**

PayEm solves inefficiencies in spend management and procurement by automating processes, providing real-time visibility, and ensuring compliance, which saves time, reduces errors, and improves financial control.

  ### 25. super easy-to-use tool for company expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 08, 2024

**What do you like best about PayEm?**

PayEm makes it so easy to use company credit cards and stay on top of expenses. I just use the card, upload my invoices, and that’s it—no hassle, and everything stays organized for finance. Simple and stress-free!

**What do you dislike about PayEm?**

I'd love integration for paying with its creadit cards on different sites same as paypal. Instead of copying the creadit card data.

**What problems is PayEm solving and how is that benefiting you?**

I just get different budgets assigned for each relevant topic from finance team and can easily pay, same as with a personal creadit card.

  ### 26. Efficient Solution for Expense Management

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Consumer Electronics | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 20, 2024

**What do you like best about PayEm?**

PayEm is super easy to use and has really streamlined how we handle expenses. The setup was pretty straightforward, and it works well with the other tools we use, which saves us a ton of time.  I also love that their customer support is always ready to help whenever we have questions.

**What do you dislike about PayEm?**

There’s a bit of a learning curve when you’re just starting out, especially if you're new to this kind of software. Some of the more advanced features could use better tutorials or guides to help people get up to speed faster.

**What problems is PayEm solving and how is that benefiting you?**

PayEm has really helped us cut down on the time we spend managing expenses manually. Before, we were using spreadsheets and other outdated methods, which were not only time-consuming but also prone to errors

  ### 27. PayEm makes shelling out and receiving corporate cards seamless.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Aidan R. | Performance Marketing Team Lead, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 29, 2024

**What do you like best about PayEm?**

Extremely seamless, works on Apple Pay, works on Google Pay, easy to upload receipts. First time user, and from first email to Apple Pay, it was less than 10 minutes. Big purchases or small purchases it has been a breeze.

**What do you dislike about PayEm?**

At times, maybe company specific, not having a physical card. From a commercial perspective with a smaller monthly budget, there have been no hiccups.

**What problems is PayEm solving and how is that benefiting you?**

Allowing us to not use individual cards then adding another layer of payback to employees. It removes a step, and only involves a single receipt upload, and not another pay back.

  ### 28. Seamless experience when purchasing with PayEm card

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anis A. | Lead QA | Ownership Workflow Management, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 29, 2024

**What do you like best about PayEm?**

The most important thing is that it's seamless to use the card, it automatically replenishes the monthly employee allowance, and it's extremely easy to add the card to your Samsung or Apple Wallet.

**What do you dislike about PayEm?**

Nothing in particular. We do have to upload the invoice for each transaction, which can be forgotten sometimes, but other than that I'm extremely satisfied.

**What problems is PayEm solving and how is that benefiting you?**

It enables us to give a monthly allowance/benefits to the employees. They can use the PayEm card and spend the amount on anything usable while working remotely (electricity, hardware, etc.)

  ### 29. PayEm is an excellent platform for businesses

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** August 22, 2024

**What do you like best about PayEm?**

One of the standout features of PayEm is its intuitive user interface and ease of use. The platform is designed with the end user in mind, offering a seamless experience that minimizes the learning curve. The real-time visibility into spending across departments is a significant advantage, as it allows for better budget management and quick decision-making. The automated approval workflows are also a huge time-saver, reducing the need for manual intervention and minimizing the risk of errors. Additionally, the integration capabilities with other financial systems and ERP tools are robust, making it easier to incorporate PayEm into existing workflows.

**What do you dislike about PayEm?**

While PayEm offers a lot of functionalities, the setup and initial customization can be somewhat overwhelming, especially for smaller businesses or teams without a dedicated finance or IT department. The wealth of features means that there can be a lot to configure before the platform is fully operational, which could be a drawback for companies looking for a quick, plug-and-play solution. Additionally, the pricing structure might be on the higher side for startups or small businesses, making it less accessible to organizations with limited budgets.

**What problems is PayEm solving and how is that benefiting you?**

PayEm is solving several key challenges related to spend management, procurement, and expense tracking. Before using PayEm, we faced issues with decentralized spending, lack of real-time visibility into expenses, and cumbersome approval processes. Managing budgets across departments was time-consuming and prone to errors, often leading to overspending or delays in vendor payments.

With PayEm, these problems have been significantly reduced. The platform centralizes all our spending data, providing real-time insights that help us make informed decisions quickly. The automated approval workflows have streamlined our processes, reducing manual effort and ensuring compliance with company policies. As a result, we now have better control over our budgets, improved financial accountability, and more efficient operations overall.

  ### 30. highly  recommended

**Rating:** 5.0/5.0 stars

**Reviewed by:** Yarden G. | Partner manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 20, 2025

**What do you like best about PayEm?**

the ease of use, the UI\UX, ease of integration

**What do you dislike about PayEm?**

there is nothing I dislike about it. Its been great so far

**What problems is PayEm solving and how is that benefiting you?**

Ease of taking out partners without the worry of spend, I can also mange my spend

  ### 31. An easy to use payment and reimbursement tool

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alain A. | Customer Success Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 09, 2024

**What do you like best about PayEm?**

Not only do you get a physical card, there is also a mobile app to stay on top of spend or current payments

**What do you dislike about PayEm?**

The constant need to sign into the platform

**What problems is PayEm solving and how is that benefiting you?**

within our organisation we are entitled to a monthly stipend and this allows us to use this stipend where and where we want

  ### 32. Easy to use

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Executive Office | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 27, 2025

**What do you like best about PayEm?**

I like how prompt and quickly expenses/charges become available for review.

**What do you dislike about PayEm?**

I would like the ability to upload more than 1 attachment for each expense/transaction.

**What problems is PayEm solving and how is that benefiting you?**

This is helping manage the expenses charged on our corporate cards

  ### 33. Sales Manager - using this for our team

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 05, 2024

**What do you like best about PayEm?**

I can set a budget for every member of my team which is very easy and helpful

**What do you dislike about PayEm?**

We haven't used it long enough to find a fault!

**What problems is PayEm solving and how is that benefiting you?**

I need to set a budget for everyone in my team to pay for online subscriptions (linkedin etc etc) and this allows me to budget it!±

  ### 34. Good softward

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 20, 2024

**What do you like best about PayEm?**

Great way to streamline our work. Only takes a few minutes to place a request and boom!

**What do you dislike about PayEm?**

Still unclear on how to request a specific type of card.

**What problems is PayEm solving and how is that benefiting you?**

I need to use payem to charge work expenses outside the office where traditional invoiving doesn't work.

  ### 35. very good user friendly app for finance management

**Rating:** 4.5/5.0 stars

**Reviewed by:** Priyanshu P. | Project engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about PayEm?**

very ease of use and the features is enough

**What do you dislike about PayEm?**

customer support system can be much better

**What problems is PayEm solving and how is that benefiting you?**

PayEm solving in expanse management and finance stuffs mostly

  ### 36. Efficient Financial Management with a Steep Learning Curve

**Rating:** 4.0/5.0 stars

**Reviewed by:** Tom S. | AE, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 04, 2024

**What do you like best about PayEm?**

PayEm excels in automating workflows, centralizing expense management, and providing real-time budgeting and reporting tools for streamlined financial operations.

**What do you dislike about PayEm?**

One drawback of PayEm could be its complexity for new users, as the platform offers many features that may require a learning curve to fully utilize.

**What problems is PayEm solving and how is that benefiting you?**

PayEm solves the challenge of managing multiple financial processes, like handling Sales Navigator invoices, by automating approvals and tracking expenses. It benefits users by streamlining invoice management, reducing manual tasks, and providing clear visibility into spending, ensuring accurate and timely payments without delays.

  ### 37. User friendly software and a great customer support

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jordan L. | Director of Finance, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 18, 2024

**What do you like best about PayEm?**

The Netsuite interface is my favorite feature.

**What do you dislike about PayEm?**

I have no complaints about Pay Em to this point.

**What problems is PayEm solving and how is that benefiting you?**

PayEm is automating our AP process and freeing up our employees time to add value in other areas.

  ### 38. Company card for online purchases

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 05, 2024

**What do you like best about PayEm?**

I like how easy it is to use, and that it works!

**What do you dislike about PayEm?**

There isn't much I dislike... sometimes i find it hard to find my shared card details.

**What problems is PayEm solving and how is that benefiting you?**

It is allowing the company to share cards to pay for online services

  ### 39. Useful product application for loading money and ability to spend as needed within the card's limit.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Kevin K. | Administrator, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 31, 2024

**What do you like best about PayEm?**

Easy to implement, very helpful customer support in getting the system set up, temporary card issued so we can have access to funds right away

**What do you dislike about PayEm?**

There are a lot of features and sometimes you don't need them all.

**What problems is PayEm solving and how is that benefiting you?**

It is easy for corporate to load the card quickly with funds and to be able to then spend the money right away as needed.

  ### 40. Does it it says on the box!

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 04, 2024

**What do you like best about PayEm?**

Works well, easy to use and activate. Pleasant experience.

**What do you dislike about PayEm?**

Nothing much - it is really easy to use so I like it

**What problems is PayEm solving and how is that benefiting you?**

It allows me to have a company card

  ### 41. very easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Gambling & Casinos | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 29, 2024

**What do you like best about PayEm?**

Simple and Hassle-Free to Usets user-friendly interface

**What do you dislike about PayEm?**

So far, I haven’t found anything that isn’t a favorite for me, so I have nothing to add here.

**What problems is PayEm solving and how is that benefiting you?**

The easy transfer of information between team members and tracking of activities, so that as a manager, I have constant control...

  ### 42. PayEm Review

**Rating:** 2.5/5.0 stars

**Reviewed by:** Noa K. | CSM, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 25, 2024

**What do you like best about PayEm?**

That it is organized to keep track of invoice submission, helps in the workflow process between departments in our org

**What do you dislike about PayEm?**

The user experience is not as seamless and convenient as I'd expect it to be

**What problems is PayEm solving and how is that benefiting you?**

Submiting invoices
For
Our finance team

  ### 43. Straight forward process,

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dmitry S. | Project Lead, Information Services, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about PayEm?**

Easy to use, all the information is visible in intuitive way.

**What do you dislike about PayEm?**

It would be nice to have automation to add card to google/apple pay

**What problems is PayEm solving and how is that benefiting you?**

Easy way to issue employee cards, easy way to control expences

  ### 44. Very easy user experience.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rebeca H. | Senior Demand Generation Manager, Enterprise (> 1000 emp.)

**Reviewed Date:** August 05, 2024

**What do you like best about PayEm?**

Easy to navigate within the dashboard to track past transactions, outstanding VC's and current status of requested cards.

**What do you dislike about PayEm?**

Nothing to note at the moment. We just recently implemented.

**What problems is PayEm solving and how is that benefiting you?**

Providing users insight to past transactions and future requests (status). It's easy to review monthly spending.

  ### 45. Easy and good for scaling up companies

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tomer L. | DevOps Tech Lead, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 12, 2024

**What do you like best about PayEm?**

Seamless expense management good for company at scale

**What do you dislike about PayEm?**

Permission management is a little bit hard

**What problems is PayEm solving and how is that benefiting you?**

PayEm empowers out FinOps and DevFinOps teams providing clean visibility and easy rollbacks for purchases

  ### 46. Whether PayEM works effectively for business needs

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 15, 2024

**What do you like best about PayEm?**

It provides a place holder for immediately updating all the expenses as and when they are required. It helps in avoiding some invoices being missed out or lost at a later time.

**What do you dislike about PayEm?**

The approval process within the company is not clear, the finance team is requesting for resubmitting the bills which are already submitted. Hence, some coordination with internal process is required along with proper orientation and familiarization

**What problems is PayEm solving and how is that benefiting you?**

Helping me keep upto date with expenses incurred during business travel and minimizing any bills that are missed out

  ### 47. PayEm is a great solution

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 02, 2024

**What do you like best about PayEm?**

Love the fact I can purchase relevant solutions with ease, while communicating everything to our procurement team, securing a fast and seamless purchase experience.

**What do you dislike about PayEm?**

A bit complicated to create a new card. Sometime the process is a bit lengthy and cumbersome.

**What problems is PayEm solving and how is that benefiting you?**

Mainly around solutions I need to purchase for my day-to-day work. tools like LinkedIn, GPT, and other.

  ### 48. Travel redeem

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gokulraj S. | Vessel Optimization analyst., Mid-Market (51-1000 emp.)

**Reviewed Date:** July 09, 2024

**What do you like best about PayEm?**

Very Good for my expense to request and then check the status of processing.

**What do you dislike about PayEm?**

All Very Good & excellent,.. no dislikes for Payem

**What problems is PayEm solving and how is that benefiting you?**

My re-imbursement done at the right time with right person,.. so no need to worry for someone to approve and wait for long time.

  ### 49. very easy

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Civil Engineering | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 08, 2024

**What do you like best about PayEm?**

What I like best about PayEm is its user-friendly interface

**What do you dislike about PayEm?**

One downside of PayEm is that some features could use more customization options

**What problems is PayEm solving and how is that benefiting you?**

PayEm solves issues like expense tracking and payment management by centralizing everything in one platform.

  ### 50. Clean, quick and simple

**Rating:** 5.0/5.0 stars

**Reviewed by:** Tom H. | IT Specialist, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 15, 2024

**What do you like best about PayEm?**

the UI/layout
visibility of cards
ability to share the same card with other staff with set limits and approved vendors
refunds can be seend instantly

**What do you dislike about PayEm?**

when you have a seriously large amount of cards it can be difficult to find exactly what you need unless you know exactly what to look for

**What problems is PayEm solving and how is that benefiting you?**

the different choice of cards for spceific vendors is helping me keep track of how much I am spending


## PayEm Discussions
  - [What is PayEm used for?](https://www.g2.com/discussions/what-is-payem-used-for)

- [View PayEm pricing details and edition comparison](https://www.g2.com/products/payem/reviews?section=pricing&secure%5Bexpires_at%5D=2026-06-12+12%3A13%3A55+-0500&secure%5Bsession_id%5D=c259a133-2878-4252-9bf1-badfac9638de&secure%5Btoken%5D=8642575e6032f36594fd7d3e550e3ef4f18bdb9b494aaa32a1ce4599405641f7&format=llm_user)
## PayEm Integrations
  - [NetSuite](https://www.g2.com/products/netsuite/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)

## PayEm Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions
- Credit Card Integration

**Tracking**
- Spend Tracking 
- SaaS Utilization Tracking 
- User Sentiment Tracking 

**Setup**
- Data
- Approvals
- Alignment

**Planning**
- Processes
- Contracts
- Content
- Requisition

**Data Management**
- Consolidation
- Classification
- External Sources
- Integration
- Cleaning

**Invoice Management**
- Capture
- Repository

**Agentic AI -  Accounts Payable (AP) and Spend Analysis**
- Decision Making

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Ease of Booking
- Itinerary Management
- Trip Notifications
- Advanced Integrations

**Management**
- Contract Management 
- Application Catalog 
- Dashboards and Visualizations 

**Performance**
- KPIs
- Benchmarks
- Forecasting
- Savings

**Execution**
- Sourcing
- Purchasing
- Invoicing

**Analytics**
- Benchmarking
- KPIs
- Compliance
- Errors

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance

**Insights**
- Recommendations  
- Spend Forecasting and Optimization 
- Peer Benchmarking 
- Reporting

**Analytics**
- Visibility
- Performance
- Spend

**Analytics**
- Due Dates
- KPIs

**Recovery**
- Historical payments
- Overpayments

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**Client Invoicing**
- Invoice Creation and Delivery
- Electronic Payments
- Project Accounting / Revenue Recognition

**Integration**
- Accounting
- Payment Integration
- ERP

**AP Data Processing**
- Workflows
- Transparency
- Controls

**Reporting**
- Real time
- Multiple Views
- Export
- Budgets

**Agentic AI -  Procure to Pay**
- Multi-step Planning

**Agentic AI - SaaS Spend Management**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning
- Natural Language Interaction
- Proactive Assistance
- Decision Making

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Mobile**
- Receipt Capture
- Mileage Tracking
- Travel Itinerary and Flight Status Updates

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Internationalization
- Performance and Reliability
- Mobile User Support
- Offline

**Risk**
- Analysis
- Identification
- Scoring

**Recovery**
- Recoup
- Reporting

**Audit**
- Filters
- Post Audits
- Overpayments
- Duplicates

**Fraud**
- Vendor Checks
- Data Generation
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

## Top PayEm Alternatives
  - [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) - 4.6/5.0 (1,063 reviews)
  - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,418 reviews)
  - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,924 reviews)

