Payability is the financing company for Amazon and ecommerce sellers. Their financing solutions Instant Access, Instant Advance and the Payability Seller Card are designed specifically for the needs of ecommerce businesses. Instant Access provides sellers with daily cash flow, while ecommerce entrepreneurs can get up to a month's worth of payouts in one lump sum with an Instant Advance. Approval is based on sales performance and account health so there are no credit checks and businesses can be approved in 24 hours. Since 2016, they've advanced over $1 billion in marketplace earnings to businesses on Amazon.com, Walmart, Jet, Tophatter, NewEgg, Etsy and Shopify.