Papaya is the AI-first operating system for a borderless global workforce, built for enterprise organizations operating at scale. Its platform is composed of three core operating systems – Workforce OS, Payments OS, and Contingent OS – designed to work together as a single, always-on system. * Workforce OS enables enterprises to manage the full employee and contractor lifecycle, including payroll, employer of record (EOR), contractor management, and compliance, with real-time visibility across countries and worker types. * Payments OS powers instant, global payments as a native capability, connecting workforce execution directly to funds movement with accuracy, transparency, and control. *Contingent OS supports the management and governance of non-employee workforces, e.g., Contractor Management, extending enterprise-grade compliance and intelligence across flexible and project-based talent. AI is embedded across the entire platform – driving real-time intelligence, automation, and decision-making across the workforce lifecycle, while dedicated human expertise ensures trust, accuracy, and compliance at enterprise scale across 180 countries. *Payment services provided through Azimo, Papaya's regulated payments arm with licenses in five Tier-1 jurisdictions.