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 ![Padlord](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b5956b7687357ff76d6bdb1db7625c25/padlord.png "Padlord")
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# Padlord Discussions

Padlord is a portfolio tracker built by landlords for UK buy to let landlords. Add your properties, mortgages and rents once and Padlord keeps the numbers current: cashflow, gross and net yield, loan to value and equity, for each home and across the whole portfolio. It tracks the dates landlords cannot miss: gas safety, EICR, EPC, licences and the end of every fixed rate, with reminders before anything is due. Remortgage radar shows what your payment and cashflow look like when a fix ends. A quarterly income and costs summary sorts your figures into the Making Tax Digital categories, so your records stay tidy. Padlord does not send anything to HMRC. Before you buy, the deal simulator models buy to let, BRRR, flips and refurbs with yields, cashflow and returns, and you can save deals to compare later. There are also 25 free tools with no sign up: stamp duty with the buy to let surcharge, BTL mortgage and stress test, rental yield, Section 24 tax, an MTD qualifying income checker, an expense and SA105 box finder, Section 8 notice periods and more. Free covers up to 3 properties for as long as you like. Plus adds unlimited properties, live rents and values, push reminders and reports.

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