Ovaro is an AI‑powered invoicing app for freelancers and sole traders in the United Kingdom. It lets you create professional invoices by voice, prompt, or manual entry in under 30 seconds. Every invoice includes a one‑click Stripe payment link, and you can accept tap to pay directly on your phone with no card reader needed. The app sends automatic unpaid invoice reminders, tracks expenses with receipt scanning, provides a real‑time reporting dashboard, and is fully MTD compliant for HMRC. It works on iOS, Android, and the web. Key features and functionality Ovaro’s voice‑to‑invoice feature turns spoken words into a send‑ready invoice instantly. You can also use prompts or manual entry for flexibility. Each invoice has a payment link for instant collection. Tap to pay works without any extra hardware. Unpaid invoice reminders are automatic. Expense tracking with receipt scanning saves time at tax time. The reporting dashboard lets you download VAT reports, income summaries, and audit‑ready files. VAT support for standard, reduced, and zero rates is included. Primary value and problem solved Ovaro solves the three biggest admin headaches for self‑employed people: manual invoicing, late payments, and tax compliance. It replaces spreadsheets, manual chasing, and separate payment tools with one easy‑to‑use platform. Freelancers and sole traders save hours each week, get paid instantly, and stay HMRC-ready without stress. Perfect for tradespeople, designers, consultants, and any sole trader who wants to focus on their work, not their paperwork.