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Orama

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Orama is treasury and cash flow software for SMEs, corporate groups and accounting firms in Spain and Latin America. It brings every bank account, ERP and payment gateway into one place, so finance teams know how much cash they have today and how much they will have in the months ahead. Orama connects to 100% of banks in Spain and 3,000+ across Europe and Latin America through PSD2 read-only access, via aggregators regulated by the Banco de España and certified to ISO 27001. Bank data is updated up to 4 times a day, and automatic reconciliation matches 80–95% of transactions to their line items. It integrates with Odoo, Holded, Sage 50, Sage 200, Sage Despachos, a3innuva, Microsoft Dynamics 365 Business Central, Oracle NetSuite and SIS Grupo, and breaks down Stripe, PayPal, Redsys and Adyen payouts into sales, fees and refunds. Teams build cash flow forecasts at 12, 18 or 24 months, with a 13-week view and scenarios to test decisions such as hiring, investing or late customer payments. Groups consolidate several companies, choosing the consolidation currency, while keeping each entity's detail. AI helps estimate forecasts and suggests formulas for financial ratios. Accounting firms manage all their clients from one account, with permissions per company and scheduled email reports. Try it free for 7 days, no card required, or book a 30-minute demo.

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