I appreciate Ontop for its simplicity and ease of use, as it allows me to efficiently handle payments and receive money without spending unnecessary time on these tasks. The platform also provides the capability to save and pay in USD, which is particularly beneficial when traveling. I value this flexibility in currency usage. The overall experience with Ontop has been seamless and satisfactory, as evidenced by its straightforward setup process and the fact that everything works perfectly fine for me. Review collected by and hosted on G2.com.

nothing Review collected by and hosted on G2.com.

Cashback and membership benefits Review collected by and hosted on G2.com.

The service leaves much to be desired. They take a long time to respond and it's noticeable that it's still very manual. Review collected by and hosted on G2.com.

Me gusta tener la tarjeta y la facilidad de transferir dinero. Puedo registrar diferentes cuentas de terceros en múltiples países y hacer transferencias sin complicaciones. Además, la configuración inicial de Ontop fue sencilla. Review collected by and hosted on G2.com.

Las tarifas son altas y, además, la tarjeta no se puede añadir a Apple Pay. Review collected by and hosted on G2.com.

I’ve been using Ontop for over a year as my primary payment platform, and I’ve consistently had a great experience. What stands out most is the speed of international transfers — funds are credited to my account much faster than with other services I’ve tried.

The redesigned “Reserve” benefits program is a smart move. It feels more relevant and user-friendly, and it actually encouraged me to start using it this month.

I’ve also shifted to using my Ontop card for most of my purchases abroad. Instead of converting money in advance, I now prefer to pay directly in local currency — it’s been convenient and cost-effective.

On the rare occasions when I’ve had issues with a transaction, customer support was fast, clear, and helpful. That kind of reliability gives me peace of mind.

Overall, Ontop keeps evolving in the right direction, and I’m genuinely excited to see what they launch next. Review collected by and hosted on G2.com.

The only real pain point I’ve encountered is that I can’t use my Ontop wallet balance or Ontop card to pay off my personal credit card. This forces me to withdraw the money and handle the currency exchange myself, which can lead to unnecessary fees or delays. I’d love to see this flexibility added in the future. Review collected by and hosted on G2.com.

What I liked the most about Ontop is how simple and efficient it makes the whole payment process. Everything is very transparent, fast, and easy to use, especially when managing international payouts. The platform is intuitive, customer support is always available to help, and transactions are completed without complications. It really gives peace of mind knowing that payments arrive on time and securely, no matter the country. Review collected by and hosted on G2.com.

Honestly, there’s very little to complain about. Sometimes exchange rates or transfer times can vary depending on the provider or the country, but that’s something that happens with any global payment solution. Ontop is constantly improving those details and communicating clearly when changes happen, which is appreciated. Review collected by and hosted on G2.com.

I had no problems with Ontop until this issue happened, and the initial setup was smooth. Review collected by and hosted on G2.com.

I had to go through verification for a second time, even though they already had my documents, which is unnecessary. It is frustrating because they blocked my access to my wallet, and I still cant get into my incoming paycheck. The delay after re-verification is appalling. Also, their customer service team is so rude and unhelpful. Review collected by and hosted on G2.com.

I like that Ontop offers a lower fee for transferring funds to a US bank account, making the process more cost-effective for me. Setting up Ontop was very easy, and I was able to create an account within half an hour or less. Review collected by and hosted on G2.com.

N/A Review collected by and hosted on G2.com.

I really value how simple and user-friendly Ontop is. Its intuitive interface streamlines onboarding, contract creation, and handling international payments, often requiring very little setup. I also find the digital wallet and the linked Visa card especially convenient for receiving and using funds worldwide. Review collected by and hosted on G2.com.

There was nothing in particular that stood out to me. However, I think adding support for Apple Pay and Google Wallet would be a nice improvement. Review collected by and hosted on G2.com.

I like the functionality of making transfers to third parties and the card payment system of Ontop, although I acknowledge that there are certain limitations in some stores. Review collected by and hosted on G2.com.

I find the setup difficult due to the lack of clarity in some aspects of the platform. The additional plan presents problems and the support is complicated, which hinders progress. I also feel that the conditions of the plan are not clear, and the advantages I previously had have diminished. Transfers and card payments are limited for some merchants. Additionally, cashback is only available for certain apps or merchants, which is limiting. I would like the cards to be able to link with Apple Pay, and for savings with returns to be allowed. Currently, some merchants present errors when trying to make payments. Review collected by and hosted on G2.com.

I like getting paid fast as a contractor with Ontop because it's secure and reliable. I enjoy the freedom it offers. Just getting paid as a contractor in Ontop is so cool. The initial setup was easy. Review collected by and hosted on G2.com.

Maybe the cards. I couldn't make some purchases with the card. There were failed transactions, and there is no setup for card payments. Review collected by and hosted on G2.com.