---
title: Ontop Reviews
meta_title: 'Ontop Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 208 reviews by the users' company size, role or industry
  to find out how Ontop works for a business like yours.
aggregate_rating:
  rating_value: 4.4
  review_count: 208
  scale: '5'
date_modified: '2026-07-17'
parent_category:
  name: HR
  url: https://www.g2.com/categories/hr
---

# Ontop Reviews
**Vendor:** Ontop  
**Category:** [Global Payroll Software](https://www.g2.com/categories/global-payroll)  
**Average Rating:** 4.4/5.0  
**Total Reviews:** 208
## About Ontop
Ontop is a comprehensive global workforce management solution designed to facilitate the hiring, payment, and rewarding of remote teams across more than 150 countries. This platform addresses the complexities associated with managing a distributed workforce, offering a seamless experience that eliminates common challenges such as compliance issues and payment delays. By leveraging advanced technology and a user-friendly interface, Ontop empowers businesses to build and manage their global teams effortlessly. The target audience for Ontop includes businesses of all sizes looking to expand their operations internationally and hire talent from diverse geographical locations. Companies that operate in a remote-first environment or those that require specialized skills from around the world will find Ontop particularly beneficial. The platform is designed for HR professionals, finance teams, and business leaders who seek to streamline their hiring and payroll processes while ensuring compliance with local regulations. Key features of Ontop include instant hiring capabilities, which allow organizations to onboard talent quickly and efficiently. The platform utilizes smart contracts and automated compliance checks to eliminate legal roadblocks, enabling businesses to focus on growth rather than administrative burdens. Additionally, Ontop offers a robust global payment network that ensures employees receive their salaries promptly and in their preferred currencies, reducing the friction often associated with international payments. Moreover, Ontop prioritizes compliance, providing businesses with peace of mind through its dedicated legal experts who manage payroll regulations across multiple jurisdictions. This feature is particularly valuable for companies that may not have the resources to navigate the complexities of international labor laws. Beyond payroll, Ontop enhances the remote work experience by offering additional perks, such as a Visa card with cashback rewards and premium benefits that foster employee engagement and satisfaction. Ontop stands out in the global workforce management category by offering a holistic solution that simplifies hiring and payment processes while ensuring compliance and enhancing employee experiences. By choosing Ontop, organizations can effectively manage their global teams, allowing them to thrive in the evolving landscape of remote work.



## Ontop Pros & Cons
**What users like:**

- Users value the **ease of use** of Ontop, appreciating the platform&#39;s intuitive design and excellent customer support. (27 reviews)
- Users appreciate the **easy payments** with Ontop, highlighting its user-friendly interface and quick setup for transactions. (24 reviews)
- Users appreciate the **convenience** of Ontop, enjoying its user-friendly interface and flexible payment options for global use. (20 reviews)
- Users find **the easy setup** of Ontop convenient, allowing quick account creation and seamless transaction management. (15 reviews)
- Users highlight the **intuitive and user-friendly interface** of Ontop, making payments and payroll management seamless. (12 reviews)
- Users love the **user-friendly interface** and appreciate the responsive support from Ontop, enhancing their experience significantly. (10 reviews)
- Users appreciate the **fast transaction speed** of Ontop, facilitating quick and efficient money transfers across currencies. (10 reviews)
- Users love the **fast transactions** with Ontop, enjoying seamless and instantaneous transfers to their local bank accounts. (9 reviews)
- Timely Payments (9 reviews)
- User Interface (9 reviews)

**What users dislike:**

- Users express concern over **unclear card transactions** and occasional downtime, preferring to withdraw funds via crypto. (8 reviews)
- Users experience **delays** with physical card delivery and occasional cashback issues, impacting their overall satisfaction. (8 reviews)
- Users face **payment issues** with Ontop, experiencing frustrating delays and unhelpful customer service during re-verification. (6 reviews)
- Users express frustration over **missing features** like account movement access and transaction name clarity, impacting usability. (4 reviews)
- Users are frustrated with Ontop&#39;s **geographical limitations** , impacting card availability and payout options in various regions. (3 reviews)
- Mobile Limitations (3 reviews)
- Payment Delays (3 reviews)
- Users find the **payment process challenging** , citing difficulties with support, payment options, and currency exchange rates. (3 reviews)
- Users find Ontop’s **poor customer support** a significant drawback, citing slow response times and difficult processes. (3 reviews)
- Poor Mobile Compatibility (3 reviews)

## Ontop Reviews
  ### 1. great platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Banking | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 06, 2025

**What do you like best about Ontop?**

easy to use, great platform, good customer support

**What do you dislike about Ontop?**

I don't have anything bad to say, i like it

**What problems is Ontop solving and how is that benefiting you?**

I get paid through the platform

  ### 2. I consider Ontop is a good and flexible alternative

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 07, 2025

**What do you like best about Ontop?**

I like the fact we can have both virtual and physical cards to use our funds. I also appreciate and have made good use of the Wanderlust benefits

**What do you dislike about Ontop?**

I don’t like the fact that card transactions are not that clear within the app

**What problems is Ontop solving and how is that benefiting you?**

Being able to receive USD payments being in Argentina

  ### 3. It's okay but the app has bugs

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 28, 2025

**What do you like best about Ontop?**

The virtual card. It is very useful for automatic debits and avoiding transferring to local currency and making extra transactions.

**What do you dislike about Ontop?**

The app doesn't always work well. The physical card hardly works in any POS terminal in Argentina.

**What problems is Ontop solving and how is that benefiting you?**

The app has errors. It doesn't benefit me, it makes me waste time.

**Official Response from Martin Mastrogiacomo:**

> Thanks for the honesty. We’ve got work to do.

We’re glad the virtual card’s helping with smarter payments, but bugs and card issues, especially when you’re counting on them, shouldn’t be part of the deal.

We’ve heard the feedback about POS terminals in Argentina and we’re working on improving acceptance rates and stability across the board.

Your time matters, and we’re here to make the whole experience smoother, not harder. We’re on it.

  ### 4. it could be better.

**Rating:** 3.5/5.0 stars

**Reviewed by:** Fernanda P. | Digital Designer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

I can send my money to my Payoneer account immediately and send money in another currency to other countries, it helped me a lot in 2 occasions with, because the % to send money through my colombian bank is the 19% over the amount to send, so, it is so expensive!!!! Ontop saved me in this.

**What do you dislike about Ontop?**

I would love to have an option to get my account movements, sometimes I need to prove my monthly job payment and expenses and if so frustrating do not have this option. The second thing, it will be nice to know which name is going to use Ontop for a transaction, because if you send money directly to a bank account, the transaction is not sent with your personal name but with that of a supplier and is a little bit messy try to confirm with the other part if the transaction was sucessfully completed.

**What problems is Ontop solving and how is that benefiting you?**

I'm sorry, I don't get the question...

**Official Response from Martin Mastrogiacomo:**

> Thanks for your review and for sharing both the good and the not-so-great parts of your experience!

We’re really glad Ontop helped you save money on transfers—that’s exactly what we’re here for. Also, sorry for the late reply!

Good news: you can now access your account statements directly from the app. Just go to App > Transactions History. We hope that makes things easier when proving income or expenses.

Thanks again for helping us get better. You're part of what shapes Ontop.


  ### 5. Excellent!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gonzalo B. | Lead Finops, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 18, 2025

**What do you like best about Ontop?**

Ease of receiving payments and great benefits granted.

**What do you dislike about Ontop?**

I would like to use the card at the Apple Store.

**What problems is Ontop solving and how is that benefiting you?**

Ease of payment and use of card for expenses worldwide.

**Official Response from Martin Mastrogiacomo:**

> Thanks a lot, Gonzalo!

We’re glad Ontop makes it easy for you to receive payments and enjoy the benefits of using your card worldwide. That’s the seamless experience we’re here to deliver.

And great news: Apple Pay support is pretty soon ready, so using your card at places like the Apple Store will be possible.

Happy to power your global payments 🌍

  ### 6. Ontop resolved key blockers for our business

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Events Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 18, 2025

**What do you like best about Ontop?**

It's very easy to onboard and start using the platform
The team is very thoughtful of the starting process which helps a lot in the very first stages

**What do you dislike about Ontop?**

In our case, we didn't find any stopper or downsize of using Ontop, we discovered a bit late all of he benefits for workers they have.

**What problems is Ontop solving and how is that benefiting you?**

We wanted international talent without the struggles of an international entity. And Ontop helped us in a legal and easy way to start working with international workers

**Official Response from Martin Mastrogiacomo:**

> We're glad to hear that you found Ontop easy to onboard and that our team was helpful in the starting process. We strive to make the onboarding process as smooth as possible for our users.

  ### 7. Amazing experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** August 11, 2025

**What do you like best about Ontop?**

I like it is very easy to get my team onboard no matter where they're located and I can easily pay in a few seconds to all of them. Since I started to use Ontop, the pain of running payroll stopped.

**What do you dislike about Ontop?**

The only downside I see is Ontop's card is not yet available in Apple Pay

**What problems is Ontop solving and how is that benefiting you?**

Helping companies hire their global workforce while empowering them with global financial services.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing this!

We’re glad Ontop helps you onboard your team anywhere and pay them in seconds, payroll should feel that simple. That’s the experience we’re here to deliver.

And good news: Apple Pay support is pretty soon ready, so using the Ontop Card that way won’t be an issue for long.

Proud to be your partner in building a truly global workforce 🌍

  ### 8. Great

**Rating:** 5.0/5.0 stars

**Reviewed by:** JOSUE GUILLERMO C. | Consultor, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

It is an excellent application that allows transactions in any country.

**What do you dislike about Ontop?**

I love it, highly recommended, it provides a lot of ease.

**What problems is Ontop solving and how is that benefiting you?**

When there are problems, they always resolve them.

**Official Response from Martin Mastrogiacomo:**

> Thanks so much, Josue! We’re thrilled to hear how easy Ontop has made things for you—and that you feel supported whenever needed.

Reviews like yours keep us motivated to keep improving. Appreciate the recommendation!

  ### 9. Efficient & easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Human Resources | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 29, 2025

**What do you like best about Ontop?**

Ontop has made our payment process so much simpler and more reliable. The platform is intuitive, quick to set up, and gives us full visibility of every transaction.

We’ve saved a lot of time by moving away from manual steps, and the customer support team has been great whenever we’ve needed help.

**What do you dislike about Ontop?**

Having more flexibility to create custom reports would be a great addition

**What problems is Ontop solving and how is that benefiting you?**

Ontop helps us simplify and centralize our payment process.

**Official Response from Martin Mastrogiacomo:**

> Thanks for the love!

We’re all about making payments smooth, simple, and reliable, so hearing that we’re saving you time and keeping things crystal clear means the world.

Also, shoutout to our support crew, they’ll be happy to know they’ve had your back.

Noted on the custom reports! That’s super valuable feedback and we’re already exploring ways to make reporting more flexible for teams like yours.

Let’s keep making global payments feel easy.



  ### 10. Simple, fast, flexible, and right at hand

**Rating:** 5.0/5.0 stars

**Reviewed by:** Martín F. | Graphic Designer, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 11, 2024

**What do you like best about Ontop?**

I really like its practicality when it comes to moving your money to both your own accounts and third-party accounts. It makes it very easy for me that it has partnerships with crypto platforms and that transfers arrive almost instantly. I have also used the incorporated card a lot, paying for my food, my trips, and my things without the need to convert to my local currency.

**What do you dislike about Ontop?**

Really no disadvantage so far.

**What problems is Ontop solving and how is that benefiting you?**

It solves for me to receive my payments in a centralized portal and have my balances at hand, just when I want to check them for my follow-ups.

**Official Response from Martin Mastrogiacomo:**

> We're thrilled to hear that you are enjoying the practicality and flexibility of Ontop, especially with the ease of transferring money and the instant transfers. We're also glad to hear that you are finding the incorporated card convenient for your transactions. Thank you for sharing your positive experience!

  ### 11. Pretty neat tool to receive your paycheck and manage your money

**Rating:** 4.0/5.0 stars

**Reviewed by:** Carlos R. | English Instructor, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 13, 2024

**What do you like best about Ontop?**

It's very easy to receive your paycheck, the interface is relatively clear and I've had no issues to transfer funds to crypto or other accounts.

**What do you dislike about Ontop?**

Sometimes, it hasn't been easy to manage aspects like activating your dynamic token or the like. It took a couple of attempts at contacting customer service and getting my ID verified took forever. I was finally able to do it when I used a different browser.

**What problems is Ontop solving and how is that benefiting you?**

They have eliminated the 2 factor verification through SMS or Whatsapp, so I guess that makes transactions more secure.

**Official Response from Martin Mastrogiacomo:**

> We're glad to hear that you find Ontop easy to use and that you've had no issues with transferring funds. We apologize for the difficulties you experienced with activating your dynamic token and getting your ID verified. We appreciate your feedback and will work to improve these processes.

  ### 12. Best solution to receive payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 22, 2024

**What do you like best about Ontop?**

I am a Brazilian citizen working remote and ontop is an easy and secure way to receive payments. It's very easy to transfer money to brazillian bank accounts and they provide an international credit card that works fine in all kind of stores here.
Their support is very kind and is always ready to solve problems.

**What do you dislike about Ontop?**

I had a problem to receive money back from an account that refused a transfer that I made from ontop. Since we do not have a bank account in our name on top, it's delaying to much to solve. But the support team is always kind and answers quickly. So my feedback is to  establish a quick solution for situations like mine that I think it could happen often.

**What problems is Ontop solving and how is that benefiting you?**

Receive payment from a remote job position

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your positive experience with Ontop! We're thrilled to hear that our platform has been helpful for receiving payments and providing a seamless transfer process to Brazilian bank accounts. We appreciate your feedback regarding the issue you faced with receiving money back from an account. We understand the importance of quick resolutions and will work on establishing a more efficient process for such situations. Our support team is always here to assist you promptly. If you have any further concerns or need assistance, please feel free to reach out to us. Thank you for choosing Ontop for your payment needs!

  ### 13. Good platform to manage USD

**Rating:** 4.5/5.0 stars

**Reviewed by:** Julieth Q. | Project Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

I can save money from the payments, and the transaction fees are not bad. It's amazing that now a transaction takes just a few minutes to any account. Also, I love to use the card; there are no fees when you use it.

**What do you dislike about Ontop?**

1—The reporting options are so limited that you cannot create a good report of your transactions. You should be able to create a report by month, showing the money moved with the amount and exchange rate, but they only send you a document with all the info mixed in a PDF, which is not very useful.
2—There have been bugs and problems with money disappearing from the card. The last time, the issues took 2 months, and nobody did anything until we mentioned taking legal action. Since everything is resolved, nothing bad has happened. 
3- The Customer service changed a lot for a while, it was impossible to contact someone.

**What problems is Ontop solving and how is that benefiting you?**

Adding more banks to make transactions

**Official Response from Martin Mastrogiacomo:**

> Hi Julieth! Sorry for the late reply and thank you for such detailed feedback. We’ve made major improvements since you left this review —from reporting and card reliability to support response times. We'd love for you to check out how these areas are working now and let us know what you think!



  ### 14. It's a great tool

**Rating:** 4.0/5.0 stars

**Reviewed by:** Daniela J. | Lead Legal Assistant, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

It's the best way to receive a payment in dollars. I like that I have my own physical card and it allows me to use to pay and avoid the transaction fees to transfer the money to my country's bank account

**What do you dislike about Ontop?**

It still needs support in online purchases as sometimes get rejected

**What problems is Ontop solving and how is that benefiting you?**

It helps me receive the payment in dollars from USA and it's easy to handle and pay with the physical card and avoit transaction fees

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your positive experience with Ontop! We're thrilled to hear that you find it to be the best way to receive payments in dollars and that it helps you avoid transaction fees. We're actively working to enhance our support for online purchases to provide a seamless experience for our users.

  ### 15. Good platform, many things to improve.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Daisy E. | Accounting Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 10, 2024

**What do you like best about Ontop?**

I like how you can group a company's payments into a single platform, so that each employee has their own wallet and the payments can be consolidated and made in bulk.
At the employee level, I can use the money on the virtual card and transfer it to the banks and currency I want.

**What do you dislike about Ontop?**

Technical support has a lot to improve. When we have some incidents, they take a long time to respond and the migration and account creation process was very tedious. This is what they have to improve so that the experience is 100% pleasant.

**What problems is Ontop solving and how is that benefiting you?**

The international transfer payment amount is much cheaper with Ontop.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your feedback with us! We're glad to hear that you appreciate the convenience of grouping company payments and the flexibility of using virtual cards on Ontop. We apologize for any inconvenience you experienced with our technical support and account creation process. Rest assured, we are continuously working to enhance our support services and streamline processes for a smoother experience. We value your input and will address these areas for improvement. If you have any specific incidents that need attention, please feel free to reach out to us directly so we can assist you promptly. We're grateful for your support and look forward to providing you with an even better experience in the future.

  ### 16. Great option for remote workers

**Rating:** 4.5/5.0 stars

**Reviewed by:** Luana F. | Account Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

I like being notified when a purchase has been made, and the chashback options. Also, the rewards for using the account.

**What do you dislike about Ontop?**

I don't think is super intuitive to use. It took me some time to get used to it.

**What problems is Ontop solving and how is that benefiting you?**

It makes it easier to get paid as a remote worker, plus having its own card to use, so there's no need to transfer to another account to be able to use the money.

**Official Response from Martin Mastrogiacomo:**

> We're thrilled to hear that Ontop is making it easier for you as a remote worker and providing added convenience with its own card. We'll take note of your feedback about the usability to enhance the user experience.

  ### 17. Very useful payroll solution for distributed teams

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Marketing and Advertising | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

I've used many of the options OnTop has to offer to transfer/spend your salary (Payoneer, wire transfer, Binance, OnTop card). All of them were easy to set up and the transfer went through quite fast. Commissions are reasonable. All in all, my experience has been great.

**What do you dislike about Ontop?**

While doing the onboarding there were some things that needed a minor tweak. For instance, I had to contact support to fix an issue with my Payoneer account. However, the support team was great and they fixed the issue almost immediately.

**What problems is Ontop solving and how is that benefiting you?**

Before implementing OnTop, our Admin team would manually transfer our monthly salaries depending on the platform we chose as a payment method. It was really time consuming and not so flexible. OnTop has automated this process and now collaborators have more autonomy to decide how much money they want to transfer to different accounts.

**Official Response from Martin Mastrogiacomo:**

> We appreciate your feedback and are happy to hear that OnTop has helped automate the salary transfer process for your distributed team, providing more flexibility and autonomy for collaborators. We'll continue to work on improving the onboarding experience to ensure a seamless setup for all users.

  ### 18. A changing experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** Carlos Mario L. | Engineering Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

Money handling is pretty straightforward. You can send your money to your account or use the prepaid card. Very easy to use.

**What do you dislike about Ontop?**

The Credit Card needs to be usable in more commerces.

**What problems is Ontop solving and how is that benefiting you?**

I can work in any company around the world and not be worried about how payment is going to be made. With the credit card, i can use less cash to make my shopping.

**Official Response from Martin Mastrogiacomo:**

> Thank you for your feedback. We understand the importance of being able to use our credit card in a wide range of businesses and are actively working to increase its acceptance in more locations.

  ### 19. OnTop is very dynamic

**Rating:** 3.5/5.0 stars

**Reviewed by:** Carolina L. | Digital Marketing Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 16, 2024

**What do you like best about Ontop?**

OnTop is great about being able to send your money to any bank you desire. I also really appreciate them always sending notifications on the process of where the payment is and once it's completed.

**What do you dislike about Ontop?**

1. Communication with them is difficult when you have issues. 2. For Apple products i believe you do not have access to pay with ApplePay (I have not had that option to yet)  and it's more uncomfortable to only be able to use physical card to pay. 

3. Also their currency exchange rate tends to be different than the market is on any day you need to make transactions, and that has cost me a percentage of my income which I am very organized with.

**What problems is Ontop solving and how is that benefiting you?**

Being able to transfer money to any bank account.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your experience with OnTop! We're thrilled to hear that you appreciate our ability to send money to any bank and our notification system. We apologize for any difficulty you've experienced with communication and the limitations with ApplePay. We understand the importance of efficient customer service and convenient payment options. Regarding currency exchange rates, we strive to provide competitive rates and will review this further to ensure a better experience for you. We value your feedback and would like to address your concerns. Please reach out to our support team so we can assist you promptly. Thank you for choosing OnTop for your money transfer needs!

  ### 20. The best way to receive your salary from abroad

**Rating:** 5.0/5.0 stars

**Reviewed by:** Joseph A. | Back End Developer, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

Immediate customer support in both English and Spanish, fast transfers to bank accounts, and low fees compared to other similar products.

**What do you dislike about Ontop?**

It cannot be transferred to a debit card from Colombia yet.

**What problems is Ontop solving and how is that benefiting you?**

It helps me receive my salary from abroad with great ease, as transfers to my bank account take less than 1 day, the fees are better than those of Payoneer, and they also keep a copy of my contract, so the payment date is clear and the status can be seen.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your positive experience with Ontop. We understand the importance of quick and cost-effective salary transfers, and we're pleased to hear that we have met your expectations. 

  ### 21. Shopping with Ontop

**Rating:** 4.5/5.0 stars

**Reviewed by:** Alexandra C. | Account Executive, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

What I like most about Ontop is the ease with which they manage global payments. Their platform is intuitive, fast, and always offers personalized support. It allows me to focus on what's important while they take care of the rest. Definitely a positive change in the way of operating internationally! I receive cashback and can pay with my card without losing money.

**What do you dislike about Ontop?**

That the application closes by itself and asks me n times to authenticate again when I have already done so.

**What problems is Ontop solving and how is that benefiting you?**

Do not close the session

**Official Response from Martin Mastrogiacomo:**

> Thanks a lot, Alexandra! We’re so happy to hear how Ontop is helping you streamline your global payments and make international purchases with ease. About the session issue, our tech team is already working to improve stability and reduce those repeated login prompts. We really appreciate your feedback!



  ### 22. It's very easy to use and I think it's awesome you can get to have a card

**Rating:** 5.0/5.0 stars

**Reviewed by:** Isabel A. | Dueño principal, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 12, 2024

**What do you like best about Ontop?**

Support is always available to solve questions, the AI bot is very useful too. I like the user interface and the fact that I can get to save money in dolars when my currency is COP.

**What do you dislike about Ontop?**

It's a little expensive to take money out when you convert to local currency and transfer to the local bank

**What problems is Ontop solving and how is that benefiting you?**

I get to save my money in dollars. I also like to be able to buy things online using the card.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your positive feedback about Ontop! We're thrilled to hear that you find our support team helpful and the AI bot useful. We appreciate your compliments on the user interface and how Ontop helps you save money in dollars.

We understand your concern about the fees for converting and transferring funds. We continuously review our pricing to ensure we provide the best value to our customers.

If you have any further questions or need assistance, please feel free to reach out to our support team. We're here to help!

  ### 23. I think its a great platform for employers.

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Apparel & Fashion | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

It´s easy to use and to transfer money directly to your private acount it will get there in minutes and has good rates

**What do you dislike about Ontop?**

When you buy with the digital card online  most of the time the payment is rejected and they end up having to refund 20-30 business days later which has become an inconvinience.

**What problems is Ontop solving and how is that benefiting you?**

They are able to pay is in dollars iwhtout having to tranfer money to the specific country we are in.

**Official Response from Martin Mastrogiacomo:**

> We appreciate your feedback on Ontop. It's great to hear that you find the platform easy to use and appreciate the quick money transfer and good rates. We understand the frustration of payment rejections and delayed refunds when using the digital card online. Rest assured, we are actively addressing this issue to ensure a smoother experience for our users.

  ### 24. Great!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Diego S. | Paid Media Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

It is very easy to make transactions to my bank account.

**What do you dislike about Ontop?**

So far I like everything. Sometimes the session closes. But overall it is a very good app.

**What problems is Ontop solving and how is that benefiting you?**

Receiving payments from my clients in the United States in dollars was a big challenge because most bank-to-bank transfers or transfers made by remittance companies have high fees. With Ontop I receive the money there and then I can easily transfer it to my bank account.

**Official Response from Martin Mastrogiacomo:**

> Thank you for your feedback! We're sorry to hear about the session closing issue, and we'll work on improving the app's stability.

  ### 25. It is very good but has some opportunities for improvement

**Rating:** 5.0/5.0 stars

**Reviewed by:** Andrés S. | Chapter Lead, Enterprise (> 1000 emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

I like that it allows me to receive my salary in dollars and transfer it anywhere I want.

**What do you dislike about Ontop?**

Your credit card has some security issues

**What problems is Ontop solving and how is that benefiting you?**

it allows me to receive my salary quickly and easily, as well as transfer it to other accounts

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your experience with Ontop. We're pleased to hear that you find it convenient for receiving your salary and transferring funds. We apologize for any security issues with our credit card and will work to enhance its security features. Your feedback is valuable to us as we strive to provide a seamless and secure experience for our customers.

  ### 26. Easy to use - Great possibilities

**Rating:** 5.0/5.0 stars

**Reviewed by:** Guadalupe María G. | Intake Specialist, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 15, 2024

**What do you like best about Ontop?**

It is very easy to use. Great conversions on different types of currencies. Fast transactions. Easy solutions.

**What do you dislike about Ontop?**

Not having a physical card you can use anywhere in the world. For example being able to use physical card in north america since the salary is in USD

**What problems is Ontop solving and how is that benefiting you?**

Being able to buy things outside of my country.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your positive experience with Ontop! We're thrilled to hear that you find our platform easy to use and appreciate the currency conversion options. We understand your feedback regarding the physical card and the convenience it offers for international transactions. We are constantly working on enhancing our services, and your input is valuable to us. We will take your suggestion into consideration for future improvements. If you have any further feedback or questions, please feel free to reach out to us. Thank you for choosing Ontop!

  ### 27. It's easy to use and a great way to receive payments in dollars

**Rating:** 4.0/5.0 stars

**Reviewed by:** William D. | PHP Engineer , Enterprise (> 1000 emp.)

**Reviewed Date:** December 13, 2024

**What do you like best about Ontop?**

It has cashback, and transfers to local banks are quite fast.

**What do you dislike about Ontop?**

The card is not accepted by some merchants, which is very frustrating, it could be improved.

**What problems is Ontop solving and how is that benefiting you?**

It has cashback, and transfers to local banks are quite fast.

**Official Response from Martin Mastrogiacomo:**

> Thank you for your positive feedback about Ontop's cashback feature and fast transfers to local banks. We understand your frustration about the card not being accepted by some merchants, and we are actively working to expand our acceptance network. We appreciate your support and hope to continue providing you with a great experience.

  ### 28. It's a great payroll platform

**Rating:** 4.5/5.0 stars

**Reviewed by:** Laura M. | Content & Media Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

the cashback, the benefits users have with it, the UI is great.

**What do you dislike about Ontop?**

The have bugs on the app constantly, despite that, they have a geat customer service, almost 24/7

**What problems is Ontop solving and how is that benefiting you?**

to get paid anywhere in the world I am.

**Official Response from Martin Mastrogiacomo:**

> Thank you for your positive feedback! We're thrilled to hear that you enjoy the cashback, benefits, and user-friendly interface of our platform. We apologize for any inconvenience caused by the bugs on our app and appreciate your understanding. Our team is continuously working to improve the app's performance to provide a seamless experience for our users. If you encounter any issues in the future, please don't hesitate to reach out to our customer service team for assistance. We're here to help you get paid anywhere in the world hassle-free. Thank you for choosing Ontop!

  ### 29. Excellent APP!!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Edinson M. | Desarrollador Back-End, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

What I like the most is that I can use my money instantly through the physical card or send the money to my bank account in Colombia, and in less than 10 minutes my money is available. I also like that the exchange rate from USD to Colombian peso is very accurate. The app on Android is very fast, I have never had any problems.

**What do you dislike about Ontop?**

Sometimes the support is a bit delayed and in some cases they haven't solved my problem.

**What problems is Ontop solving and how is that benefiting you?**

I currently work remotely with a company from Mexico, I am in Colombia and with OnTop I can receive my salary without any issues.

**Official Response from Martin Mastrogiacomo:**

> Thanks for the awesome review, Edinson! We’re happy to hear how fast and accurate your experience has been. And we appreciate your feedback on support delays — we're working hard to speed things up and offer quicker resolutions. You deserve nothing less.



  ### 30. the IOS mobile app can be improved

**Rating:** 4.0/5.0 stars

**Reviewed by:** Diego Fernando B. | Developer, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

The transfers are very fast and that is a plus.

**What do you dislike about Ontop?**

the app sometimes has problems, you have to close it and open it again

**What problems is Ontop solving and how is that benefiting you?**

payroll payments very easy and fast and it allows me to save in USD

**Official Response from Martin Mastrogiacomo:**

> We appreciate your feedback on the IOS mobile app. We are constantly working to improve the app's performance and will take your comments into consideration.

  ### 31. Love Wunderlust plan

**Rating:** 3.0/5.0 stars

**Reviewed by:** Alexander F. | Developer, Mid-Market (51-1000 emp.)

**Reviewed Date:** February 29, 2024

**What do you like best about Ontop?**

The wanderlust plan, I like when I get the 5% cashback for my purchases

**What do you dislike about Ontop?**

Hate they removed the 5% cashback which was the main point I got the premium payed plan, not being able to have a physical card or recharge my account from another source that my paycheck, some business or services are not friendly witht ontop, as for example playstation, can't use ontop to get something from playstation

**What problems is Ontop solving and how is that benefiting you?**

Nothing more that get my money to my bank account with a $15 dolla fee

**Official Response from Martin Mastrogiacomo:**

> Hey Alexander! Thanks a lot for your feedback and for being part of the Wanderlust plan. We hear you — the 5% cashback was a big draw.

The good news: we recently launched Ontop Reserve, which includes improved cashback benefits for selected services. We’d love for you to give it a try and let us know what you think.

Thanks for sticking with us, we’re working every day to keep improving!

  ### 32. Customer service is great

**Rating:** 4.5/5.0 stars

**Reviewed by:** carmen g. | Interpreter, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 15, 2024

**What do you like best about Ontop?**

That I am able to use my card anywhere and that I can transfer my money right away.

**What do you dislike about Ontop?**

That sometimes the app is not working, but this does not happen all the time.

**What problems is Ontop solving and how is that benefiting you?**

At the moment I have not encountered any issue. I did in the past and they where able to follow up with me and they got it fixed.

**Official Response from Martin Mastrogiacomo:**

> Thank you for your positive feedback! We're thrilled to hear that you enjoy the convenience of using your card anywhere and the quick money transfers. We apologize for any inconvenience you've experienced with the app intermittently not working, and we're continuously working to improve its performance. We're glad to hear that our team was able to assist you in the past and resolve any issues promptly. If you encounter any further difficulties or have any suggestions for improvement, please don't hesitate to reach out. We appreciate your support and look forward to serving you better in the future!

  ### 33. Easy to use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Melissa B. | QC Analyst, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

I like that I can make transfers to my personal accounts and to third-party accounts directly to bank accounts. I also love that I can pay at any establishment with the help of the physical card that can be obtained.

**What do you dislike about Ontop?**

At first I didn't like the link from Ontop to Payoneer account but the support team helped me. Now I can make those transfers very fast.

**What problems is Ontop solving and how is that benefiting you?**

It is solving the ease of using the money I earn at work and I can use the dollars when I travel and also send the money to my pesos account in Colombia almost immediately.

**Official Response from Martin Mastrogiacomo:**

> Thanks so much for your feedback, Melissa! We’re thrilled to hear that Ontop makes it easier for you to move your money, whether it's for travel or sending funds back home. Glad our support team could help with the Payoneer link too—we’re always here to help things run smoothly 💪

  ### 34. Helpful and efficient way to receive money

**Rating:** 4.0/5.0 stars

**Reviewed by:** Maria H. | Project Managee, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 10, 2024

**What do you like best about Ontop?**

The main advantage of using Ontop, is timing. I used to wait a couple of days to receive my money, but with Ontop it happens about minutes, even during weekends.

**What do you dislike about Ontop?**

The tracking functionality has opportunities to improve. It is a little confusing to understand where is my money or the next step.

**What problems is Ontop solving and how is that benefiting you?**

Receiving money in a different currency from my country's principal

**Official Response from Martin Mastrogiacomo:**

> Ontop is dedicated to solving the challenge of receiving money in different currencies efficiently. We're pleased to hear that our service is benefiting you in this aspect, and we aim to continue providing convenient solutions for your currency exchange needs.

  ### 35. Easy to pay in several countries

**Rating:** 5.0/5.0 stars

**Reviewed by:** William Dario R. | Finance Business Partner, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 14, 2024

**What do you like best about Ontop?**

It is easy to pay in several countries and businesses.

**What do you dislike about Ontop?**

It would be nice if the money in the account could generate interest. Another opportunity for improvement would be if anyone could deposit money into the account.

**What problems is Ontop solving and how is that benefiting you?**

Receiving payment from a company abroad.

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your feedback! We're thrilled to hear that you find Ontop convenient for making payments across different countries. We appreciate your suggestions for generating interest on account balances and allowing for deposits. We'll definitely take these into consideration for future enhancements. 

Ontop aims to simplify cross-border payments, making it easier for businesses like yours to receive payments from companies abroad. We're glad to hear that this has been beneficial for you. If you have any more ideas or feedback, please feel free to reach out. Thank you for choosing Ontop!

  ### 36. FAST and Reliable

**Rating:** 5.0/5.0 stars

**Reviewed by:** Manuel B. | Front Desk Assistant, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

Having the card option allows me to better manage my spending, and the service has been very stable, the support team has aided me greatly when needed.

**What do you dislike about Ontop?**

I wish i could transfer money into it, to recharge the card mainly.

**What problems is Ontop solving and how is that benefiting you?**

Allows my clients to reach payment with ease disregarding the hassle of long transfer processes over seas

**Official Response from Martin Mastrogiacomo:**

> Thanks a lot for your feedback, Manuel! We're happy to hear the card is helping you manage your spending and that our team has had your back when needed 🙌

We’re actively working on improving top-up options so you can recharge your card more easily. Stay tuned—good things are coming.

Thanks again for trusting Ontop!

  ### 37. Ontop is Amazing

**Rating:** 5.0/5.0 stars

**Reviewed by:** Carlos B. | Senior Full Stack Developer, Enterprise (> 1000 emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

The best thing about on top is the ease with which it sends money to my country; in less than 1 hour, I already have the money in my personal account in my local currency.

**What do you dislike about Ontop?**

I would say that not having a connection with other wallets

**What problems is Ontop solving and how is that benefiting you?**

Integrity between foreign payments and the ease of having money in a universal currency like USD

**Official Response from Martin Mastrogiacomo:**

> Hi Carlos, thanks a lot for your review!

We’re really happy to know Ontop is helping you send money so quickly and easily. About the wallet integrations, we know how important that is, and our team is working on new options to give you even more flexibility.

Thanks for trusting us to move your money.



  ### 38. Late and Incomplete Payments

**Rating:** 1.5/5.0 stars

**Reviewed by:** Abel T. | Tech Lead, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 19, 2024

**What do you like best about Ontop?**

I like the cashback in different platforms

**What do you dislike about Ontop?**

I have experienced instances where payments are either incomplete or fail to arrive altogether in the wallet. When contacting customer support, they only provide delayed responses, and it can take up to a week before I receive any information about what's happening with my payment. This lack of timely communication and resolution is frustrating and impacts my financial planning.

**What problems is Ontop solving and how is that benefiting you?**

International payment

**Official Response from Martin Mastrogiacomo:**

> Hi Abel, thank you for your honest feedback and sorry for the late reply!

Since your review, we’ve worked hard to improve exactly what you mentioned. Today, our support team replies almost instantly, and payment issues are being solved much faster and more transparently.

We’d love for you to give Ontop another try and see all the progress for yourself.

Thanks again for helping us get better.



  ### 39. Best place to get your pay days

**Rating:** 5.0/5.0 stars

**Reviewed by:** Miguel Angel M. | Software Engineer, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 14, 2024

**What do you like best about Ontop?**

To be able to get my payment in dollars and have a card to use my money without having to pass it to banks and be charged a commission so I can use it when I need it and also get cash back on whatever I buy.

**What do you dislike about Ontop?**

As a user, I cannot send money to that account, only your employer can.

**What problems is Ontop solving and how is that benefiting you?**

You can get a job from anywhere in the world and receive it easily with ontop.

**Official Response from Martin Mastrogiacomo:**

> We're glad to hear that you are enjoying the convenience of receiving your payments in dollars and being able to use the card without bank commissions. We appreciate your feedback and will continue to work on improving our services.

  ### 40. I love using Ontop, i get to track my paycheck and get cashback

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nathalie Denise S. | Product Manasger, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 09, 2024

**What do you like best about Ontop?**

getting cashback and payment notifications

**What do you dislike about Ontop?**

Sometimes the payment might be delayed. but it´s ok overall

**What problems is Ontop solving and how is that benefiting you?**

I am able to get payed with US dollars

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your feedback! We're thrilled to hear that you love using Ontop to track your paycheck and enjoy the cashback feature. We understand that delays in payments can be frustrating, and we apologize for any inconvenience this may have caused. 

Our team is constantly working to improve our payment processing to ensure a smoother experience for our users. If you encounter any further delays or have any other concerns, please don't hesitate to reach out to our customer support team. We appreciate your support and are grateful for your feedback as it helps us enhance our services. Thank you for choosing Ontop!

  ### 41. Confident wallet

**Rating:** 5.0/5.0 stars

**Reviewed by:** Oscar Fernando R. | uxui designer, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 23, 2024

**What do you like best about Ontop?**

I love its simple and intuitive interface and efficiency of the support team

**What do you dislike about Ontop?**

In my country there are a lots of issues with the contactless payment in some stores

**What problems is Ontop solving and how is that benefiting you?**

It's giving us the way of receiving payments in foreign exchange without charging us with heavy expensives taxes

**Official Response from Martin Mastrogiacomo:**

> Thanks so much for your feedback, Oscar! We're happy to hear you enjoy the interface and support experience. Regarding contactless payments, we’re actively working to support both Apple Pay and Google Pay/Google Wallet. We know how important this is and can’t wait to roll it out for you soon!



  ### 42. Excellent Experience

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jahnk R. | Business Intelligence Analyst, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 15, 2024

**What do you like best about Ontop?**

I like that ontop is easy and fast to use. Also, they verify the accounts before send money.

**What do you dislike about Ontop?**

Sometimes I haven't achieved buy in online merchants.

**What problems is Ontop solving and how is that benefiting you?**

Ontop is solving my monthly payment of my wage

**Official Response from Martin Mastrogiacomo:**

> We're thrilled to hear that you appreciate the ease and speed of using Ontop, as well as our account verification process. We understand the frustration of encountering difficulties with online merchants and we're dedicated to resolving this issue to ensure a smoother experience for you. Thank you for choosing Ontop for your monthly wage payments.

  ### 43. Easy and reliable

**Rating:** 4.5/5.0 stars

**Reviewed by:** daniel  p. | Expert Designer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 08, 2024

**What do you like best about Ontop?**

It's seamless usability, everything I need to do I can do it in a few steps

**What do you dislike about Ontop?**

Currently nothing, I used to have long waiting days for international transfers, but that has changed from days to hours or less.

**What problems is Ontop solving and how is that benefiting you?**

International payments, Ontop brings an easy to use platform and rasonable fee to transfer money.

**Official Response from Martin Mastrogiacomo:**

> Thanks a lot for the kind words! We're thrilled to hear Ontop is helping you move money faster and easier. That shift from days to hours is exactly what we aim for 🚀

Appreciate you being part of the journey!



  ### 44. Easy to use, good feedback and a great way to control your spend.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Mateo N. | CRM Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 08, 2024

**What do you like best about Ontop?**

The possibility to have to accounts or cards. That you can measure what you're spending week after week and the platform is really easy to use

**What do you dislike about Ontop?**

It was not easy to activate. It take several days.

**What problems is Ontop solving and how is that benefiting you?**

Not having to open a bank account necessarily. Manage my own finances in a most independent way.

**Official Response from Martin Mastrogiacomo:**

> Thanks for your review, Mateo! We're glad Ontop is helping you track spending and manage finances more independently.

We appreciate your note about the activation time—it’s something we’re actively working to streamline even more.

Thanks for being with us and for the valuable feedback.

  ### 45. great, but I would prefer keeping the benefits when wanderlust was launched,

**Rating:** 4.0/5.0 stars

**Reviewed by:** Jhon M. | Portfolio QA Analyst , Mid-Market (51-1000 emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

physical card, fast payment and easy app

**What do you dislike about Ontop?**

Hight tranfer rate, benefits with wanderlust reduced, super uneficient customer support

**What problems is Ontop solving and how is that benefiting you?**

hiring and payrol

**Official Response from Martin Mastrogiacomo:**

> Thank you for sharing your likes and dislikes about Ontop. We understand the importance of the benefits and will strive to find a balance between cost and value for our customers.

  ### 46. Excellent!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mayra R. | CEO & Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

I love that I can use both a digital and physical card, I love the interface and the support has been wonderful!Also competitive fee compared to others.

**What do you dislike about Ontop?**

Some platforms still do not accept the card so I had to write to support about it

**What problems is Ontop solving and how is that benefiting you?**

Receive payments from abroad, charging less commissions

**Official Response from Martin Mastrogiacomo:**

> Thanks so much for your kind words, Mayra! We're thrilled that you're enjoying both the digital and physical cards and that our support team has been helpful. We're constantly working to expand our card’s acceptance, so hopefully soon those platforms won’t be a problem anymore!

  ### 47. Great payrol plataform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Miguel O. | Account Executive, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2024

**What do you like best about Ontop?**

Easy to pay in every E-commerce I tried.

**What do you dislike about Ontop?**

Just cashback time wich Is not inmediately.

**What problems is Ontop solving and how is that benefiting you?**

Card for physical payments.

**Official Response from Martin Mastrogiacomo:**

> We're happy to hear that Ontop has made it easy for you to make payments across different E-commerce platforms. We understand the importance of timely cashback processing and are actively working to minimize the waiting time. Additionally, we appreciate your mention of the benefit of having a card for physical payments, and we will continue to enhance our platform to better serve your needs.

  ### 48. Excellent platform

**Rating:** 5.0/5.0 stars

**Reviewed by:** Jezabel Eljuri A. | Operations Manager / Technical Leader, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

It is a great instrument, low in commissions and practical for its use. Being able to use your funds without so much legal bureaucracy is a big 10.

**What do you dislike about Ontop?**

Sometimes on some websites the payment is rejected, even if they accept Visa.

**What problems is Ontop solving and how is that benefiting you?**

Be accepted worldwide and have more exchange or transfer methods.

**Official Response from Martin Mastrogiacomo:**

> Thanks so much for this great feedback, Jezabel! We're thrilled that Ontop is helping you skip bureaucracy and manage your funds easily. And you're absolutely right, some websites may still reject payments even if they accept Visa—we're actively working on expanding compatibility!

  ### 49. Useful but it has some problems

**Rating:** 4.0/5.0 stars

**Reviewed by:** Susana C. | Head of finance, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 09, 2024

**What do you like best about Ontop?**

You have a card, you can receive payroll though it, you can transfer money to an account in your country (in my case Colombia)

**What do you dislike about Ontop?**

There are a lot of online stores where ontop does not work

**What problems is Ontop solving and how is that benefiting you?**

You can work anywhere in the world and you can receive your money ther

**Official Response from Martin Mastrogiacomo:**

> We appreciate your feedback on the convenience of using Ontop for receiving payroll and transferring money to your account in Colombia. We understand the limitations with certain online stores and are committed to improving our coverage to better serve our customers.

  ### 50. excelent wallet with easy transfers and visa card

**Rating:** 5.0/5.0 stars

**Reviewed by:** Eric Martín C. | Manager de Estrategia y Operaciones, Enterprise (> 1000 emp.)

**Reviewed Date:** October 07, 2024

**What do you like best about Ontop?**

- free visa card with cashbacks
- easy transfers to worlwide accounts
- fast customer support

**What do you dislike about Ontop?**

- no apple pay
- no 3ds, wont go through in some ecommerce shops

**What problems is Ontop solving and how is that benefiting you?**

being able to be paid by a company which is not legally established in my country of residence

**Official Response from Martin Mastrogiacomo:**

> Hi Eric! Thanks for sharing your experience and for highlighting the things you enjoy the most about Ontop. We hear you on Apple Pay and 3DS — great news: Apple Pay support is already on the roadmap, so stay tuned! We’re working to give you an even smoother payment experience. Appreciate having you onboard!


## Ontop Discussions
  - [What is Ontop used for?](https://www.g2.com/discussions/what-is-ontop-used-for)

- [View Ontop pricing details and edition comparison](https://www.g2.com/products/ontop/reviews?page=2&section=pricing&secure%5Bexpires_at%5D=2026-07-25+04%3A50%3A00+-0500&secure%5Bsession_id%5D=8c9aa05c-2320-4265-8c83-7ae14df4fbf9&secure%5Btoken%5D=7c83a84921a142b944b7b50f443f677cff0a50ff445b5fdcb3529a7eb3174d9f&format=llm_user)

## Ontop Features
**Processing**
- Multi Country
- Data Consolidation
- Data Quality
- Rules

**Compatability**
- HCM and HRMS
- Entrepreneur
- Immigration and Relocation

**Compliance**
- Governance
- Country-Specific
- Internal Policies

**Intermediate GEP features**
- International Hiring Support

**Integration**
- Finance
- Other

**Reporting**
- Benchmarking
- Cost Tracking
- Dashboards

**Other GEP Features**
- Compliance Managenent
- Analytics 
- Hiring Support

**Benefits**
- Branded Shopping
- Other Benefits

**Core Functionality - Employer of Record (EOR)**
- Compliance

**Expanded Functionality - Employer of Record (EOR)**
- M&A
- Enterprise Consulting
- Contractor Management

**AI Capabilities - Employer of Record (EOR)**
- AI Automation
- AI Agent

## Top Ontop Alternatives
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