--- title: OFX Reviews meta_title: 'OFX Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 61 reviews by the users' company size, role or industry to find out how OFX works for a business like yours. aggregate_rating: rating_value: 4.6 review_count: 61 scale: '5' date_modified: '2026-08-11' parent_category: name: Accounting & Finance url: https://www.g2.com/categories/accounting-finance --- # OFX Reviews **Vendor:** OFX **Category:** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software) **Average Rating:** 4.6/5.0 **Total Reviews:** 61 ## About OFX OFX is a global financial operations platform that helps businesses manage international payments, foreign exchange (FX), multi‑currency accounts, corporate cards, and spend management in one place. By combining global payments, FX, currency solutions, and spend controls into a single platform, OFX helps reduce operational complexity and eliminates the need for multiple disconnected systems. Designed for finance teams and business owners handling domestic and international payments, OFX brings together Money Transfers, Corporate Cards, Expense Management, Accounts Payable Automation, and Foreign Exchange Solutions in a single Spend Management Platform. The Global Business Account powers the platform, enabling businesses to hold, move, and manage funds across multiple currencies. This helps streamline financial workflows, improve visibility, and simplify the complexity of operating across global markets. OFX helps automate key financial processes, including accounts payable (AP) workflows and spend management, all while 2-way syncing with Xero and QuickBooks, eliminating the need to switch between platforms to reconcile your books. Businesses can execute transactions, manage expenses, and streamline approvals with greater speed and control, reducing manual work and the risk of errors. Security and compliance are core to the platform. OFX is regulated by over 50 global authorities, helping businesses operate with confidence across international markets. Customers also have access to 24/7 support from financial specialists, providing real human assistance whenever needed. With offices in major financial hubs including London, Sydney, Hong Kong, Toronto, and San Francisco, OFX combines global reach with local expertise. By bringing payments, FX, and financial tools together in one platform, OFX helps businesses operate more efficiently, improve financial visibility, and scale internationally with greater control. ## OFX Pros & Cons **What users like:** - Users find the **user-friendly platform** of OFX makes managing transfers and tracking transactions effortless. (2 reviews) - Users appreciate the **competitive exchange rates and low fees** of OFX, making it a cost-effective choice for transfers. (1 reviews) - Users appreciate the **ease of use** of OFX, finding it very user-friendly for their needs. (1 reviews) - Users value the **no fees** aspect of OFX, finding it a cost-effective solution for their transactions. (1 reviews) - Users appreciate the **convenient online access** of OFX, enhancing their experience in managing transfers and transactions. (1 reviews) - Rates (1 reviews) - Transfers (1 reviews) **What users dislike:** - Users feel the absence of **cash pickups and in-person transfers** limits OFX's utility for some transactions. (1 reviews) ## OFX Reviews ### 1. Useful for batch payments and business transfers **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospitality **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** I use OFX mainly for business payments and batch payments. In my experience, ABA files sent directly from the bank can sometimes be rejected or returned, but payments through OFX have been smoother and more reliable. **What do you dislike about OFX?** The main downside is the customer support experience. After the initial account manager support ended, it became unclear who to contact for ongoing issues. Most problems require calling and waiting in the phone queue, which can be frustrating. Communication around system issues could also be much better. I once could not use my account due to an OFX system issue, but there was no clear notice on the website or by email. I only found out after calling support. The OFX card service has also been disappointing. There is no tracking information for card delivery, so it is hard to know where the card is or whether it will arrive. Since each card costs $10, failed deliveries create a real extra cost. We have tried multiple times and still have not received some cards. **What problems is OFX solving and how is that benefiting you?** OFX helps us process business payments more smoothly, especially batch payments. Compared with sending ABA files directly through the bank, payments through OFX have generally been more reliable and less likely to be rejected or returned. **Official Response from Curt Brooker:** > Hi there, Thank you for your detailed feedback, we really appreciate you taking the time to share your experience. It’s great to hear that OFX has been supporting your business and batch payments reliably. Delivering a smooth, dependable payment experience is exactly what we aim to do. We’re sorry to hear about your experience with customer support and communication. We understand how frustrating it can be not knowing who to contact or needing to wait in a call queue, as well as not receiving proactive updates during system issues. Your feedback here is invaluable and has been shared with the relevant teams. We’re also sorry to hear about the issues with card delivery and the lack of tracking - especially given the additional cost involved. We’d really like to help resolve any outstanding issues directly. Please feel free to get in touch with our team at reviews@ofx.com, or contact customer support via email or through the OFX platform, and we’ll arrange for someone to follow up with you promptly. Thanks again for your feedback. ### 2. This is a powerful tool to transfer funds **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Manufacturing **Reviewed Date:** August 10, 2026 **What do you like best about OFX?** The detailed financial reports and security methods **What do you dislike about OFX?** The new version is overly complex. You may provide more features but the design and layout should be simplified. **What problems is OFX solving and how is that benefiting you?** Better security was incorporated which is important for todays society. **Official Response from Michelle Crossland:** > Thank you for taking the time to share your feedback! We’re pleased to hear that you value the detailed financial reports and security features within OFX. We also appreciate your feedback on the new version of the platform and understand that simplicity and ease of navigation are important, especially as we introduce new features. We’ll be sure to share your comments with our team. Thanks again for choosing OFX! The OFX Team ### 3. Staff are very helpful, the new platform is not easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Import and Export **Reviewed Date:** July 30, 2026 **What do you like best about OFX?** Staff are always very helpful and responsive **What do you dislike about OFX?** New platform is not easy to use and i find it very confusing **What problems is OFX solving and how is that benefiting you?** Foreign currency Credit Cards for travel and enabling overseas customers to pay in their own currency **Official Response from Michelle Crossland:** > Thank you for your thoughtful feedback. We're delighted to hear that our team has been helpful, responsive, and able to support your foreign currency and international payment needs. We also appreciate your honest comments about the new platform. We understand that adapting to a new experience can be challenging, and your feedback is invaluable as we continue to improve its usability. If there's anything specific you find confusing, we'd love to hear more so we can continue making the platform more intuitive. Thank you again for taking the time to share your experience and for choosing OFX. The OFX Team ### 4. Easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Building Materials **Reviewed Date:** July 26, 2026 **What do you like best about OFX?** Easy to use. When I needed help, staff were very helpful. **What do you dislike about OFX?** I have not has a bad experience with OFX. Hence, nothing to dislike. **What problems is OFX solving and how is that benefiting you?** Being able to transfer funds quickly. **Official Response from Michelle Crossland:** > Thank you for your kind review! We're delighted to hear that you find OFX easy to use and that our team was able to provide helpful support when you needed it. It's also great to know we're helping you transfer funds quickly and that your experience has been a positive one. We really appreciate your feedback and thank you for choosing OFX! The OFX Team ### 5. Suppliers payments **Rating:** 3.5/5.0 stars **Reviewed by:** Niccolò B. **Reviewed Date:** August 06, 2026 **What do you like best about OFX?** dashboards and the ability to lock in rates, **What do you dislike about OFX?** Rates are sometime more competitive elsewhere **What problems is OFX solving and how is that benefiting you?** converting AUD into USD to pay overseas suppleirs **Official Response from Michelle Crossland:** > Thank you for sharing your feedback! We’re pleased to hear that you find our dashboards useful and value the ability to lock in rates when making international payments. We understand that competitive pricing is important when managing overseas supplier payments, and we appreciate you choosing OFX to help convert AUD to USD. Thanks again for your feedback and for using OFX! The OFX Team ### 6. great exrates easy access struggle with transfer money from AU to OFX apply the funds to a transfer **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Apparel & Fashion **Reviewed Date:** June 13, 2026 **What do you like best about OFX?** your exchange rates are good and access 24 h is good **What do you dislike about OFX?** Hard to get money from AU banks to OFX ,time difference and limits **What problems is OFX solving and how is that benefiting you?** I like your rates and I think it is easier to deal with OFX then the Au banks where we have our funds. **Official Response from Michelle Crossland:** > Thank you for your review and for highlighting our competitive exchange rates and 24/7 platform access. We're pleased to hear that you find OFX easier to work with than traditional banks when managing your international transfers. We also appreciate your feedback regarding the process of transferring funds from Australian banks to OFX. We understand that bank transfer limits, processing requirements, and time zone differences can sometimes create challenges. Feedback like yours helps us identify opportunities to improve the funding experience for our customers. Thank you for choosing OFX, and we look forward to continuing to support your international transfer needs. The OFX Team ### 7. The new platform is quick and meet the daily international transaction needs **Rating:** 4.0/5.0 stars **Reviewed by:** InKorr A. **Reviewed Date:** May 17, 2026 **What do you like best about OFX?** Able to do the Limit order and transfer the fund to overseas by myself **What do you dislike about OFX?** The payee address transfer from the old platform is not accurate on which we would have to spend time ensure the information is correct before sending fund overseas **What problems is OFX solving and how is that benefiting you?** easy to do the limit order and able to do the spot rate myself **Official Response from Michelle Hsu:** > We're glad to hear that you find our platform quick and suitable for your international transaction needs. We appreciate your feedback about the payee address transfer and will work to improve this process for a more accurate experience. ### 8. Easy International Currency Transfers **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Consumer Electronics **Reviewed Date:** May 18, 2026 **What do you like best about OFX?** Platform is easy to use. Payments are made in a timely manner **What do you dislike about OFX?** No provision for better rates for larger transfers. There should be a dedicated caller line for regular users to negotiate a better rate for larger transfers. **What problems is OFX solving and how is that benefiting you?** We purchase goods from overseas requiring USD money transactions to different countries **Official Response from Curt Brooker:** > Hi there, Thanks for your feedback - we’re glad to hear the platform is easy to use and payments are working well for you. We appreciate your comments on pricing for larger transfers. We’re always looking at how we can better support regular customers, and this is helpful input. If you’d like to discuss your specific requirements, feel free to reach out to us at reviews@ofx.com. Thanks again for your feedback. The OFX Team ### 9. very happy with my account manager. software is easy to use **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Automotive **Reviewed Date:** May 17, 2026 **What do you like best about OFX?** having an account manager I can contact when i need help **What do you dislike about OFX?** Rates could be slightly be better. I have to ofter contact our manager to adjust the rates. Sometimes OFX is very competitive and then few months down the track other websites would be more competitive. **What problems is OFX solving and how is that benefiting you?** currency exchange. holiday cars **Official Response from Michelle Hsu:** > We're glad to hear that you are happy with your account manager and find our software easy to use. We appreciate your feedback on the rates, and we will definitely take this into consideration as we strive to provide the best service for our customers. Thank you for choosing OFX for your currency exchange needs! ### 10. No-fuss international payments at a great rate **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Oil & Energy **Reviewed Date:** June 16, 2026 **What do you like best about OFX?** Good exchange rates, makes repeat international payments trivial to perform. **What do you dislike about OFX?** Nothing comes to mind. It is all pretty seamless **What problems is OFX solving and how is that benefiting you?** Distribution of credit cards to staff and setting limits. Easing the hassle of International payments **Official Response from Michelle Crossland:** > Thank you for your fantastic review. We're delighted to hear that you're enjoying our competitive exchange rates and that our platform makes repeat international payments quick and easy to manage. It's especially rewarding to know that OFX is helping streamline your payment processes and reduce the administrative burden associated with managing international transactions. Creating a seamless experience for our customers is a key priority, so we're pleased to hear that everything has been working smoothly for you. Thank you for choosing OFX. We appreciate your support and look forward to continuing to help with your international payment needs. The OFX Team ### 11. OFX Review - good enough **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospitality **Reviewed Date:** May 19, 2026 **What do you like best about OFX?** Integration with Xero for invoices, card payments **What do you dislike about OFX?** Supplier integration with Xero is a mess, multiple suppliers in OFX with same name and can't merge them. Some user interface needs improving **What problems is OFX solving and how is that benefiting you?** AP management **Official Response from Curt Brooker:** > Thanks for taking the time to share your feedback - we really appreciate it. It’s great to hear that you’re finding value in our integration with Xero, particularly for invoicing and card payments. We’re sorry to hear about the challenges with supplier integration and the user interface. We understand how frustrating duplicate suppliers can be. We really want to help you resolve this - please reach out to us at reviews@ofx.com - and our team will investigate. Thanks again for your feedback - it really helps us continue to improve. OFX Team ### 12. OFX good money transfer option **Rating:** 3.5/5.0 stars **Reviewed by:** Pratiksha B. | Quality Engineer, Mid-Market (51-1000 emp.) **Reviewed Date:** June 12, 2023 **What do you like best about OFX?** OFX placed no limits on how much money you can transfer or how often. There is no fee for transfer. **What do you dislike about OFX?** Only bank to bank transfer. No transfer by cash, credit card at retail location. **What problems is OFX solving and how is that benefiting you?** OFX is available globally over most of the countries. We can transfer money over 55 currencies. **Official Response from Michelle Hsu:** > Thank you for your feedback. We understand the limitations with transfer options and will take this into consideration for future improvements. ### 13. good service **Rating:** 4.0/5.0 stars **Reviewed by:** fabricio r. | Mid-Market (51-1000 emp.) **Reviewed Date:** April 18, 2023 **What do you like best about OFX?** SErvice has been very personalized to me **What do you dislike about OFX?** somotimes the rates a er little highr than competitors **What problems is OFX solving and how is that benefiting you?** I am an importer and need continiously USD, they help me with forwards and spot purchases **Official Response from Michelle Hsu:** > We're pleased to hear that our services have been beneficial to you as an importer, especially with forwards and spot purchases. We aim to provide efficient solutions for your currency needs. ### 14. I use OFX for transfers for our organization **Rating:** 3.5/5.0 stars **Reviewed by:** Marty B. | Director, Accounting and Finance, Enterprise (> 1000 emp.) **Reviewed Date:** March 28, 2023 **What do you like best about OFX?** The product is very easy to use and is user friendly. **What do you dislike about OFX?** I do not have any dislikes, but believe that the product **What problems is OFX solving and how is that benefiting you?** It gives a feel for what the FX rates are **Official Response from Michelle Hsu:** > We're glad to hear that you find OFX easy to use and user-friendly. We strive to provide a seamless experience for our customers. ## OFX Discussions - [What is OFX used for?](https://www.g2.com/discussions/what-is-ofx-used-for) - [Who uses OFX?](https://www.g2.com/discussions/who-uses-ofx) - [What is OFX protocol?](https://www.g2.com/discussions/what-is-ofx-protocol) - [What software uses OFX?](https://www.g2.com/discussions/what-software-uses-ofx) - [View OFX pricing details and edition comparison](https://www.g2.com/products/ofx/reviews?filters%5Bnps_score%5D%5B%5D=4§ion=pricing&secure%5Bexpires_at%5D=2026-08-12+11%3A20%3A26+-0500&secure%5Bsession_id%5D=c2cfcd84-2fad-44e4-959a-aed582dc7ea3&secure%5Btoken%5D=5e2f5b8a44421fec59f78b0b308318775529c6f9820d180df513f9469941a729&format=llm_user) ## OFX Integrations - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## OFX Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Currency Conversions - Corporate Card - Credit Card Management **Currencies** - Portfolio - Foreign Exchange - Exchange Rate - Foreign Exchange - Win/Loss - Foreign Exchange **Setup** - Data - Approvals - Alignment - Real-Time Data **Data Management** - Consolidation - Classification - External Sources - Integration - Cleaning **Transactions** - Types - Global - Channels - Fees **Invoice Management** - Capture - Repository **Card Management** - Card Types - Card Controls - Configuration - Fulfillment - Replacement **Agentic AI - Accounts Payable (AP) and Spend Analysis** - Decision Making **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Advanced Integrations - Online Booking - Credit Card Management - Booking Management - User Management - Restriction Management - Reservations Management - Reimbursement Management - Vendor Management - Travel Management - Promotions Management - Workflow Management - Receipt Management - Supplier Management - Compliance Management - Policy Management - Invoice Management - Real-Time Notifications - Third-Party Integrations - Timesheet Management - Invoice Management - Reimbursement Management - Real-Time Notifications **Transactions** - Confirmation - Foreign Exchange - Compliance - Foreign Exchange **Performance** - KPIs - Benchmarks - Forecasting - Savings **Analytics** - Benchmarking - KPIs - Compliance - Errors **Compliance** - Security - Fraud Protection - ID Verification **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance - Recurring Payments **Controls** - Tokenization - Security - Card Networks - Integration - APIs **Integration** - Accounting - Foreign Exchange - AML & KYC **Analytics** - Due Dates - Benchmarking - KPIs **Recovery** - Historical payments - Overpayments **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition - Biometric Recognition - Optical Character Recognition **Integration** - Accounting - Payment Integration - ERP - ERP integration **AP Data Processing** - Workflows - Transparency - Controls **Reporting** - Real-Time Monitoring - Multiple Views - Data Import/Export - Budgets - Real-Time Updates - Real-Time Reporting - Real-Time Analytics **Agentic AI - Remittance & Money Transfer** - Cross-system Integration **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Additional Functionality** - Audit Trail - Secure Data Storage - AI Copilot - Approval Process Control - Data Import/Export - Duplicate Detection - Expense Claims - Budgeting/Forecasting - Customizable Fields - Spend Control - Customizable Templates - Access Controls/Permissions - Reporting & Statistics - Automated Receipt Matching - Mobile Receipt Upload - Billable & Non-Billable Hours - Financial Analysis - Categorization/Grouping - Single Sign On - Activity Dashboard **Payments** - Vendor - Recurring - Employee Reimbursements - ACH - Reimbursement Management **Mobile** - Receipt Capture - Expense Tracking - Real-Time Updates **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow - Generative AI **Fraud & Risk Management** - Notifications - Unique Cards - Controls - Budget Control - Approval Process Control - Spend Control - Prepaid Cards **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Additional Functionality** - Reminders - Activity Tracking - Invoice Processing - Accounting Integration - Categorization/Grouping - Reporting & Statistics - Configurable Workflow - Spend Analysis - Expense Tracking - Third-Party Integrations - Accounting - Audit Management - Approval Workflow - AI Copilot - Supplier Management - Invoice Management - Billing & Invoicing - Transaction History - Purchase Order Management - Audit Trail - Generative AI - Expense Claims - Workflow Management - Time & Expense Tracking - Multi-Currency - Vendor Management - Procurement Management - Credit Card Management - Compliance Management - Requisition Management - Customizable Reports - Ad hoc Reporting - Financial Management - API - Rules-Based Workflow - Receipt Management - Activity Dashboard - Purchasing & Receiving **Administration** - Business Tool Integration - Automated Reminders - Policy Compliance Management - User, Role, and Access Management - Timesheet Management - Payroll Management - Employee Management - Invoice Management - Calendar Management - Workflow Management - Task Management - Mobile Access - Mobile Access - Workflow Management - Compliance Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support - Accounting Integration - QuickBooks Integration - Real-Time Reporting - Third-Party Integrations - Payroll Integration - Accounting Integration **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making **Additional Functionality** - Data Import/Export - Invoice Management - Online Banking - 1099 Preparation - Generative AI - Receipt Management - AI Copilot - Fraud Detection - Duplicate Payment Alert - Document Management - Compliance Management - Inventory Management - Check Writing - Mobile Access - Audit Trail - Reporting/Analytics - Multi-Currency - Status Tracking - Activity Dashboard - Cash Management - Alerts/Notifications - Billing & Invoicing - Vendor Management - Anomaly Detection - API - ACH Payment Processing - Invoice Processing - Aging Tracking - Supplier Management - General Ledger - Expense Tracking - Bank Reconciliation - Workflow Management - Customizable Reports - Approval Process Control - Electronic Funds Transfer - Purchase Order Reconciliation - Financial Management - Workflow Automation ## Top OFX Alternatives - [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews) - 4.5/5.0 (1,031 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) - 4.6/5.0 (387 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,484 reviews)