--- title: Nickel Reviews meta\_title: 'Nickel Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 201 reviews by the users' company size, role or industry to find out how Nickel works for a business like yours. aggregate\_rating: rating\_value: 4.9 review\_count: 201 scale: '5' date\_modified: '2026-08-11' parent\_category: name: Payment url: https://www.g2.com/categories/payment --- # Nickel Reviews & Product Details Visit Website Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry. Here's what you can do with Nickel: Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments. Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off. Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus. Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro. Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you. We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less. Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required. * * * Product Website Nickel Seller [Nickel](https://www.g2.com/sellers/nickel) Discussions [Nickel Community](https://www.g2.com/products/nickel/discuss) Solution Type Best-of-Breed Overview by Najeer Ahmed Show More ## Pricing Pricing provided by Nickel. ### Nickel Core Free [ View More Pricing Information ](https://www.g2.com/products/nickel/pricing) ## Nickel Integrations (8) What do users say about integrations? Verified by Nickel [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Accounting Seed ](https://www.g2.com/products/accounting-seed/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Adobe Acrobat ](https://www.g2.com/products/adobe-acrobat/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Airtable ](https://www.g2.com/products/airtable/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Intuit QuickBooks ](https://www.g2.com/products/intuit-quickbooks/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") PandaDoc ](https://www.g2.com/products/pandadoc/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Desktop Enterprise ](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Desktop Pro ](https://www.g2.com/products/quickbooks-desktop-pro/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Online ](https://www.g2.com/products/quickbooks-online/reviews) Show More CB Cameron B. Owner/Operator Small-Business (50 or fewer emp.) 8/4/2026 "Seamless Payments with Nickel—No Card Fees and PCI Compliance Handled" 5/5 What do you like best about Nickel? Nickel makes payment processing seamless. I really like not having to deal with card fees, and I appreciate that Nickel takes care of all the PCI compliance as well. Review collected by and hosted on G2.com. What do you dislike about Nickel? The only thing I'd like to see changed is the option to send automatic payment reminders. When it is time to send and invoice, I have to manually send and resend if needed. But this process is very quick and easy. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Nickel seamlessly works with Quickbooks to ensure invoices are promptly paid. Allowing me to focus on what I do best. Nickel's support is superb and their platform is sleek and easy to use. Nickel takes the large task of payment processing and makes it a breeze; there is no delays in speed even if there are dozens of invoices sent out at the same time. Nickel is always quick and updates instantly. Nickel's automated chart of accounts receivables helps visualizes what's coming in each day Review collected by and hosted on G2.com. Show More 8/6/2026 Current UserValidated ReviewerSource: Organic ![Peter E.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Peter E.") PE Peter E. Administrator Small-Business (50 or fewer emp.) 7/31/2026 "Streamlined Billing and Payment Processing" 5/5 What do you like best about Nickel? I use Nickel to handle both invoicing and payment collection securely. The simplicity of the entire billing process from start to payment makes our jobs easier. It's quick and easy to send invoices to customers, and more of our customers are starting to use Nickel to submit payments. According to our IT department, the initial setup of Nickel was pretty easy. Review collected by and hosted on G2.com. What do you dislike about Nickel? When sending invoices to customers, instead of the invoice being delivered separately to the employees at the company, it should cc all the points of contact at the company. It doesn't affect it much, but just having to tell customers the invoice did get sent to the right person can be a slight hassle. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Nickel streamlines our billing workflow by quickly sending invoices and securely collecting payments. It reduces manual steps, ensures secure transactions, and saves time on follow-ups, making our jobs easier. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Stephen W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Stephen W.") SW Stephen W. Director of Finance Small-Business (50 or fewer emp.) 7/6/2026 "Super Simple, Flawless QuickBooks Sync, and Fair Fees" 5/5 What do you like best about Nickel? Nickel makes everything super simple to use, and nothing feels over-engineered. It syncs with QuickBooks, and in the seven months we’ve been using it—after switching from Melio and Bill.com—the syncing has been flawless. The pricing/fees are reasonable, and they don’t nickel-and-dime you when you’re trying to get paid or pay vendors. Pun intended. We haven’t had to use support yet, so I can’t speak to how quick or helpful they are, but with most other platforms we’ve tried, we usually end up having to raise a support ticket within a few weeks. Review collected by and hosted on G2.com. What do you dislike about Nickel? You’re required to enter an email address when you pay someone, even though not all of our vendors want to receive payment remittance emails. The approval workflows could also be improved. Right now, approvals are only amount-based, but it would be helpful to add vendor-based approval workflows as well. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Nickel makes it really easy to pay vendors by credit card, ACH, or check. No matter what a vendor accepts, we can pay with a credit card and they can still receive a check or ACH. Nickel also doesn’t batch payments when pulling from the bank, which makes reconciliation in QuickBooks much easier compared with Bill.com. We switched from Melio because we kept running into issues where funds weren’t being withdrawn and bills weren’t paid on time. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Lori T.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lori T.") LT Lori T. Executive Director Small-Business (50 or fewer emp.) 6/18/2026 "Nickel’s Refreshingly Fair Fees and No Need for annual PCI DSS Compliance" 4.5/5 What do you like best about Nickel? I love that Nickel does not charge outrageous fees or subject users to absurd PCI requirements for using their website-based system. That they do not charge any fees for ACH is so refreshing when competitors (and businesses) typically charge them. Complicated PCI DSS compliance makes no sense when users are not required to save any data locally when using an online processing portal, and yet competitors subject users to confusing, annual gauntlets of questions which do not apply. Review collected by and hosted on G2.com. What do you dislike about Nickel? I misunderstood what Nickel can do for free account users. We are a small nonprofit, and I had incorrectly believed that we could store/implement scheduled repeated transactions. This was my mistake, but we simply process each donation individually. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Nickel enables our small charity to invoice and to receive charitable donations and other payments from our supporters for very reasonable cost, nothing for ACH transfers and a low percentage for credit card usage. Nickel also enables us to have the payer cover the costs of credit card usage, reducing our overhead. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![O H I . O H I . F A R M S W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "O H I . O H I . F A R M S W.") OW O H I . O H I . F A R M S W. Owner Small-Business (50 or fewer emp.) 5/15/2026 "Reliable Payment Solution! 10/10 recommend!" 5/5 What do you like best about Nickel? I love the ease of paying people with Nickel. It's very reliable compared to writing checks or using other services like Venmo, which wasn't always reliable. We love that it's free to pay people, reliable, and it sends receipts so that vendors know when their payment will come through. The initial setup was extremely easy. Customer service is so quick. Someone is always there to answer questions/help quickly. Review collected by and hosted on G2.com. What do you dislike about Nickel? Once there was a glitch where the payments we made with Nickel showed up on our business account in a different way, making us think we were being hacked. Instead of showing the name of the person we paid, it showed that we were paying our own business name. It was confusing and we closed our entire account down. Our book keeper helped us figure out that the payments were actually through nickel, and we were able to reverse our frozen account and all was well. It was confusing for the day, but it never happened again. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? I find Nickel's reliability and ease of use help me avoid lost checks and unreliable payments. It's free, dependable, and provides receipts for payments. It solved issues we had with Venmo, like blocked payments and poor support. Review collected by and hosted on G2.com. Show More 5/20/2026 Current UserValidated ReviewerSource: Organic ![Tiffany W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Tiffany W.") TW Tiffany W. Project Coordinator Small-Business (50 or fewer emp.) 6/17/2026 "Nickel Streamlined Our Payments with Secure, Effortless Direct Deposit" 5/5 What do you like best about Nickel? Nickel has been a wonderful payment processing platform for our construction company. It has saved us a significant amount of time by eliminating the need to manually issue payments, and our vendors appreciate the security and convenience of signing up for direct deposit. Since implementing Nickel, we've reduced our payment processing time by days and improved the efficiency of our accounts payable operations. The platform is easy to set up, straightforward to use, and focuses on doing exactly what businesses need without adding unnecessary features that can make other systems more complicated and expensive. Review collected by and hosted on G2.com. What do you dislike about Nickel? I don’t have any dislikes about the Nickel system to date. Nickel has been a reliable and efficient solution for our team, and I would highly recommend it to businesses looking to streamline their payment processes. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? We were manually issues payments, even manual checks and needed a system that was simple and could connect to quickbooks. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![Daniel K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Daniel K.") DK Daniel K. Operations Administrator / Owner Small-Business (50 or fewer emp.) 3/31/2026 "Clean, Intuitive UI with Fast Invoicing and Excellent Support!" 5/5 What do you like best about Nickel? Since migrating to Nickel from Stripe, the clean, simple, and intuitive UI has been at the top of my list of welcome changes. For my use case, Nickel has been a huge convenience. Setting up invoices for new customers takes about a minute per account. I also love the automatic recurring invoicing, and that I can easily upload the proper documentation when needed. I’ve only had to contact Support once, and it was a 10/10 experience—my issue was resolved very quickly. Review collected by and hosted on G2.com. What do you dislike about Nickel? My only real knock here is that I still can’t set a recurring invoice to run indefinitely. I’m required to choose an end date, which means I then have to set my own reminders for when each invoice period ends so I can go back in and extend it. It’s a minor issue, but it creates what feels like unnecessary extra tri-annual setup on my end. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Nickel is solving all of my automated ACH needs. I also like that for the few customers I have that prefer CC transactions, I can easily pass that 2.9% fee on to them rather than eating that cost on my end. If I decide to do it as a courtesy, it's a quick switch in settings. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic AS ACTRON SECURITY S. Bookkeeper/Administrative Asst Small-Business (50 or fewer emp.) 8/5/2026 "Nickel Makes Paying Bills and Charging Customers Easy" 5/5 What do you like best about Nickel? Nickel is helpful as it is user friendly. Anyone can use it. It very convenient to pay bills and charge customers all in one forum Review collected by and hosted on G2.com. What do you dislike about Nickel? Trying to add multiple bank accounts at least from my perspective it is not allow you utilize this. It would be helpful to be able to pull funds and deposit funds to more than one account Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Utilizing of charging customers and paying vendors in one forum. It makes my job easier to do this all on one site Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Emma B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Emma B.") EB Emma B. Bookkeeper Small-Business (50 or fewer emp.) 4/28/2026 "Low Fees and Easy Invoicing with Nickel and QuickBooks Online Integration" 5/5 What do you like best about Nickel? I love how low the fees are with Nickel, since it passes the credit card fees on to the customer. I also really like how easy it is to send invoices thanks to the integrations with QuickBooks Online. Review collected by and hosted on G2.com. What do you dislike about Nickel? The only thing I’d add is the ability to see when an invoice email was opened, so I can confirm the recipient has received it and actually viewed the invoice. That’s a feature available in QuickBooks Online. I know they’re constantly making improvements, so it’s possible I missed it if this has already been added. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? We no longer have to pay high fees for cards and ACH, and the ability to charge a card on file has been very helpful as well. Review collected by and hosted on G2.com. Show More Our network of Icons are G2 members who are recognized for their outstanding contributions and commitment to helping others through their expertise.G2 IconCurrent UserValidated ReviewerSource: G2 invite ![Cindy A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Cindy A.") CA Cindy A. Marketing Director Small-Business (50 or fewer emp.) 5/15/2026 "Nickel Is a Game-Changer: Affordable, Intuitive, and Easy to Use" 5/5 What do you like best about Nickel? Nickel has been a game changer for our staffing agency! We needed a solution after leaving a company we’d worked with for five years, but couldn’t afford all the additional fees, charges, and hassle we were finding with other processors. Nickel saved the day and has been affordable, incredibly easy to use, and never once a headache. Their system is intuitive, robust, and easy for all. We are super happy to be using Nickel - and hope to be with them for years to come! Review collected by and hosted on G2.com. What do you dislike about Nickel? Honestly, there is basically no downside. We have had feedback from two-three organizations that they had trouble paying invoices occasionally, but I believe that is more user error or failure to read instructions rather than a Nickel issue. Review collected by and hosted on G2.com. What problems is Nickel solving and how is that benefiting you? Nickel saves us money in fees for payment processing, and saves us time on the A/R & A/P sides of things. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ## Pricing Options Pricing provided by Nickel. ### Nickel Core Free ### Nickel Plus $35.00 Per Month [ View More Pricing Information ](https://www.g2.com/products/nickel/pricing) Nickel Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_8a22bf15c0d9ad7f6aad66aecebf616d/melio.png "Product Avatar Image") Melio 4.4/5(248) [ Compare Now ](https://www.g2.com/compare/melio-vs-nickel) ##### ##### Nickel Features Payment Processing Encryption Credit Card Processing Mobile Payments Administration Reporting & Analytics E-commerce Integration Processing Fees Payment Options Self Service Portal Security POS Verification [ View More Features ](https://www.g2.com/products/nickel/features) ## Top-Rated Alternatives [ ![Melio](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Melio") Melio 4.4/5(248) ](https://www.g2.com/products/melio/reviews) [ ![BILL AP/AR](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "BILL AP/AR") BILL AP/AR 4.4/5(1,809) ](https://www.g2.com/products/bill-ap-ar/reviews) [ ![Ramp](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ramp") Ramp 4.8/5(2,493) ](https://www.g2.com/products/ramp-financial-ramp/reviews) [ View All Alternatives ](https://www.g2.com/products/nickel/competitors/alternatives) ##### Categories on G2 [Contractor Payments](https://www.g2.com/categories/contractor-payments)[AP Automation](https://www.g2.com/categories/ap-automation)[Payment Processing](https://www.g2.com/categories/payment-processing) [Contractor Payments](https://www.g2.com/categories/contractor-payments)[AP Automation](https://www.g2.com/categories/ap-automation)[Payment Processing](https://www.g2.com/categories/payment-processing)[Accounts Receivable](https://www.g2.com/categories/accounts-receivable) [Show MoreShow Less](javascript:void(0);) ##### Explore More [Best tools for employee turnover prediction](https://www.g2.com/discussions/what-are-the-best-tools-for-employee-turnover-prediction)[Which low-code platforms work well for non-technical teams that need to build internal tools without waiting on a development team?](https://www.g2.com/discussions/low-code-development-platforms-which-low-code-platforms-work-well-for-non-technical-teams-that-need-to-build-internal-tools-without)[What tool provides the most comprehensive MFA policy controls?](https://www.g2.com/discussions/what-tool-provides-the-most-comprehensive-mfa-policy-controls) [Which feature management software combines A/B testing experimentation and analytics in one platform?](https://www.g2.com/discussions/which-feature-management-software-combines-a-b-testing-experimentation-and-analytics-in-one-platform)[Best accounts payable automation solutions](https://www.g2.com/discussions/best-accounts-payable-automation-solutions)[Pros and Cons Details](https://www.g2.com/products/nickel/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)