--- title: Nickel Reviews meta_title: 'Nickel Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 194 reviews by the users' company size, role or industry to find out how Nickel works for a business like yours. aggregate_rating: rating_value: 4.9 review_count: 194 scale: '5' date_modified: '2026-08-04' parent_category: name: Payment url: https://www.g2.com/categories/payment --- # Nickel Reviews **Vendor:** Nickel **Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Average Rating:** 4.9/5.0 **Total Reviews:** 194 ## About Nickel Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry. Here's what you can do with Nickel: Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments. Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off. Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus. Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro. Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you. We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less. Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required. ## Nickel Pros & Cons **What users like:** - Users find Nickel's **ease of use** and seamless QuickBooks integration to be a game-changer for payment processing. (98 reviews) - Users value the **easy and efficient ACH payments** with Nickel, praising its seamless integration with QuickBooks. (80 reviews) - Users praise Nickel for its **easy setup** , making transaction management seamless and efficient for their businesses. (53 reviews) - Users appreciate the **affordable pricing** of Nickel, enhancing efficiency for managing payments without extra costs. (44 reviews) - Users praise Nickel's **exceptional customer support** , noting quick responses and helpful assistance throughout their experience. (39 reviews) - Customer Satisfaction (33 reviews) - Payment Processing (31 reviews) - Users love the **easy integrations** with QuickBooks, simplifying payment processing and invoicing significantly. (28 reviews) - Invoicing (25 reviews) - Simple (25 reviews) **What users dislike:** - Users find Nickel lacks **essential features** , like scheduling future payments and sending invoices via phone numbers. (20 reviews) - Users face **invoicing problems** such as difficulty deleting transactions and lack of automated payment scheduling features. (15 reviews) - Users express frustration with the **delays in ACH payments** , wishing for faster transaction times like credit cards. (12 reviews) - Users find the **limited payment options** for international transactions a drawback, preferring more varieties like PayPal or Zelle. (10 reviews) - Users experience **invoicing issues** with Nickel, particularly regarding scheduling future payments and locating invoices. (10 reviews) - Design Improvement (9 reviews) - Users express dissatisfaction with **payment issues** , including unexpected account closures and slow processing times. (9 reviews) - Payment Delays (6 reviews) - Poor Navigation (6 reviews) - Not User-Friendly (5 reviews) - [View Nickel pricing details and edition comparison](https://www.g2.com/products/nickel/reviews?page=5§ion=pricing&secure%5Bexpires_at%5D=2026-08-04+15%3A04%3A13+-0500&secure%5Bsession_id%5D=20faca81-83c0-4bf2-81af-4d9dba49f18a&secure%5Btoken%5D=a3cf042c37cc34736d4c71ceb7e3d863b3ef382beb4a79e703e251a90acf369d&format=llm_user) ## Nickel Integrations - [Accounting Seed](https://www.g2.com/products/accounting-seed/reviews) - [Airtable](https://www.g2.com/products/airtable/reviews) - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews) - [PandaDoc](https://www.g2.com/products/pandadoc/reviews) - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) ## Nickel Features **Invoice Management** - Capture - Repository **Payment Processing** - Encryption - Credit Card Processing - Mobile Payments - Digital Wallet Integration **Platform Basics** - Performance - Portal **Reporting** - Status - History **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Invoice Processing** - Matching - Payments - Workflows **Administration** - Reporting & Analytics - E-commerce Integration - Processing Fees - POS Integration - Omnichannel - Levels 1 & 2 - Level 3 **Platform Administration** - Integrations - Compliance - Reporting **Integrations** - Accounting - ERP - CPM **Analytics** - Due Dates - Benchmarking - KPIs **Payment Options** - Online payment portal **Platform Payment Content** - Document management - Invoicing Tool **Transactions** - Credits - Invoices - Payments **Integration** - Accounting - Payment Integration - ERP **Security** - POS Verification **Workflows** - Approvals - Reconciliation **Platform** - Accounting integration - E-commerce Integration **Agentic AI - Accounts Receivable Automation** - Autonomous Task Execution **AI - Accounts Receivable** - Generative - Responses **Risk** - Analysis - Identification **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution ## Top Nickel Alternatives - [Melio](https://www.g2.com/products/melio/reviews) - 4.4/5.0 (247 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) - 4.4/5.0 (1,784 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,474 reviews)