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Netto

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Netto is the bookkeeping app for freelancers (ZZP’ers) in the Netherlands, in English and Dutch (netto.so). It matches bank payments to invoices and receipts, reads receipts from a photo, email or WhatsApp, and prepares the quarterly VAT (BTW) return box by box, including ICP and reverse charge. Invoices and quotes work for Dutch and foreign clients, in other currencies, with reminders and recurring invoices. Netto also tracks hours toward the 1,225-hour criterion, gives an income-tax estimate, and has an accountant portal with export. An AI assistant answers questions about your own numbers. Built for freelancers who want their Dutch admin done for them, in plain English or Dutch.

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