--- title: nCino Cloud Banking Platform Reviews meta\_title: 'nCino Cloud Banking Platform Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 14 reviews by the users' company size, role or industry to find out how nCino Cloud Banking Platform works for a business like yours. aggregate\_rating: rating\_value: 4.2 review\_count: 14 scale: '5' date\_modified: '2026-08-09' parent\_category: name: Financial Services url: https://www.g2.com/categories/financial-services ---

# nCino Cloud Banking Platform Reviews & Product Details

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nCino (NASDAQ: NCNO) is powering a new era in financial services. The Company was founded to help financial institutions digitize and reengineer business processes to boost efficiencies and create better banking experiences. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted platform of best-in-class, intelligent solutions. By integrating artificial intelligence and actionable insights into its platform, nCino is helping financial institutions consolidate legacy systems to enhance strategic decision-making, improve risk management, and elevate customer satisfaction by cohesively bringing together people, AI and data. For more information, visit www.ncino.com.

* * *

Seller
[nCino Opco](https://www.g2.com/sellers/ncino-opco)
Discussions
[nCino Cloud Banking Platform Community](https://www.g2.com/products/ncino-cloud-banking-platform/discuss)
Overview by
Lyndsay Merbach

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## User Insights

Average based on 14 real user reviews.

[Log in to unlock pricing and user insights](/login)

 ![Megan T.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Megan T.")
MT

Megan T.

Director of Product Managenent

Small-Business (50 or fewer emp.)

11/18/2025

"Versatile but Requires Extensive Customization"

3/5

What do you like best about nCino Cloud Banking Platform?

I find nCino Cloud Banking Platform especially beneficial due to its integration with Salesforce. This integration provides a specific packaged solution accompanied by the necessary support, while simultaneously allowing us to leverage the versatile functionality of Salesforce when it is beneficial. I appreciate how certain features have significantly impacted our business operations, such as the forms manager, docman, loan page, and spreads. These key features, even though they might have varying levels of usage, stand out as elements that contribute positively to our workflow and efficiency. The platform's ability to centralize systems also stands out, ensuring that everyone in the company shares the same view and information for each transaction. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

I am frustrated with the limitations regarding customer control within the nCino Cloud Banking Platform package. The customer portal seems to be underutilized by many nCino customers and includes frustrating elements that can't be easily updated. Modifications to the customer experience require extensive project engagement with nCino, even for minor adjustments. Additionally, the out-of-the-box solution has a clunky user interface, and small changes to processes can extend load times significantly. The initial setup was also cumbersome, taking 18 months to become fully operational, necessitating a lot of internal resources and customizations, as the platform didn't fully meet its promises. Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

I use the nCino Cloud Banking Platform to manage the end-to-end loan application process, solving the issue of disparate systems, and leveraging Salesforce functionality for a centralized view, ensuring all transaction information is consistent across the company. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Verified User in Information Technology and Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Information Technology and Services")
AI

Verified User in Information Technology and Services

Mid-Market (51-1000 emp.)

5/24/2023

"nCino banking helps banking industry"

5/5

What do you like best about nCino Cloud Banking Platform?

How the loan progress thru time and how you configure the Routes the subroutes and screen sections of the objects. it's quite interesting as well that this manage package can be installed in Salesforce. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

for me so far there are limitations and out of the box configurations under nCino. Wherein most of the clients expected to be improved as clients expect more enhancements with nCino. Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

How fast,reliable and manageable to handle the loans of the customer using nCino it helps bankers to serve their clients well and with security. With how industry moved to cloud to support their customer and how technology improve nowadays, nCino helps in many ways. like what they said nCino was purely made for banking by the bankers to support the banking industry to digitalized their work Review collected by and hosted on G2.com.

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1/9/2026
Validated ReviewerIncentivizedSource: G2 invite

 ![Verified User in Management Consulting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Management Consulting")
CM

Verified User in Management Consulting

Enterprise (\> 1000 emp.)

10/30/2019

"Good tool for integration with LOS"

3.5/5

What do you like best about nCino Cloud Banking Platform?

NCino Bank Operating System is a good platform to being together loan origination systems and scorecards. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

nCino Bank Operating Sysyem is a huge ecosystem that is trying hard in several areas, rather than specializing in a few. Review collected by and hosted on G2.com.

Recommendations to others considering nCino Cloud Banking Platform:

nCino is headed in the right direction and only time will tell its durability. Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

nCino Bank Operating System was being used as a backdrop to a Commercial Scorecard System and Basel Scorecard Database within the bank. Review collected by and hosted on G2.com.

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6/1/2023
Validated ReviewerIncentivizedSource: G2 invite

 ![Bhupendra G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Bhupendra G.")
BG

Bhupendra G.

Program Manager nCino Projects

Enterprise (\> 1000 emp.)

2/2/2021

Business partner of the seller or seller's competitor, not included in G2 scores.

"My Experience with nCino"

4.5/5

What do you like best about nCino Cloud Banking Platform?

nCino has built-in Loan origination capability which I like most I have been working in the banking system for the last 10 years. I am amazed by the capability it has in it. We have many different traditional systems for 7 steps process for loan origination which performs different operations like prequalification, application processing, underwriting, credit decision, Quality check, and Loan funding. Using different vendor applications was a pain for the customer. Now onboarding into the nCino system, made life easier for both customer and support team.No long hour work and debugging for vendor applications.

Everything is cloud-based, Customers can see the status anywhere any time and Line of Business can approve the application from their mobile ...so life is easy for everyone.

Faster development testing and production installation.

Greater Security features.

Easy onboarding for different products

Reduction in operating cost. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

Well, Everything has Pro and Cons so as a Tech person I can see that projects are completed within 3-6 months which usually take years when we were building them in .Net/Java or Microsoft technology.

Now this will brings stability factor for a developer :).Maintenance is also very easy so less development work.

Finding the resources are very difficult.

No many certifications are available to get competent. Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

We are having multiple systems for the loan origination process for the commercial credit platform. which built a long time back in Microsoft, lotus notes, and supported by multiple vendor apps. Now some of them very old and about to retire. An upgrade would take a hell of a lot of money for clients and they are in need of a sophisticated system to perform end to end process.

Guess Solution was nCino Origination System !!! Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Verified User in Computer Software](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Software")
CC

Verified User in Computer Software

Small-Business (50 or fewer emp.)

11/23/2021

"nCino product overview"

4/5

What do you like best about nCino Cloud Banking Platform?

The user navigation and security, more reliable and easy for end users Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

nothing for me to dislike in this nCino as far as i worked Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

I am creating approval processes, workflows, validations, etc. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Sai Vinay M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sai Vinay M.")
SM

Sai Vinay M.

Senior Systems Engineer

Enterprise (\> 1000 emp.)

2/2/2021

"Best Banking Operating System"

5/5

What do you like best about nCino Cloud Banking Platform?

Sequential loan steps process from end to end. Able to add collateral and assets all in one place. Credit Memo is the one of the best which generate a loan in to a PDF Document. nCino having a Clean UI and document placeholders are the best. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

Some times page loading time take more time Review collected by and hosted on G2.com.

Recommendations to others considering nCino Cloud Banking Platform:

highly recommended for others most of the functionality is already built Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

We are solving loans process in nCino we can do every process of loan with nCino in each stage from Qualification stage to Booked stage Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Shekhar K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Shekhar K.")
SK

Shekhar K.

Compliance Examiner I

Enterprise (\> 1000 emp.)

1/28/2021

"Ncino was a system that allowed analysts to view loans and other info in an organized manner."

5/5

What do you like best about nCino Cloud Banking Platform?

I enjoy how organized and efficient the system is. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

There are too many categories some times which decreases efficiency. Review collected by and hosted on G2.com.

Recommendations to others considering nCino Cloud Banking Platform:

If you want to understand the banking system and terms of all parties for ARs, this System will assist in that. Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

I was able to solve loan problems by recieving all terms of a loan. Review collected by and hosted on G2.com.

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1/29/2021
Validated ReviewerIncentivizedSource: G2 invite

 ![amit s.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "amit s.")
AS

amit s.

Senior Consultant

Enterprise (\> 1000 emp.)

1/30/2021

Business partner of the seller or seller's competitor, not included in G2 scores.

"Very useful for loan origination system"

5/5

What do you like best about nCino Cloud Banking Platform?

Automation of process and was of configuring beautiful UI. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

Migration of UI from one org to other.

ncino feature migrator tool some time don't work correctly on ui migration. Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

We used ncino for transforming loan origination system for a financial instiute. Review collected by and hosted on G2.com.

Show More

Validated ReviewerIncentivizedSource: G2 invite

 ![Verified User in Banking](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Banking")
AB

Verified User in Banking

Mid-Market (51-1000 emp.)

3/17/2021

Business partner of the seller or seller's competitor, not included in G2 scores.

"nCino contains almost everything out of box for loan origination."

3.5/5

What do you like best about nCino Cloud Banking Platform?

UI configuration makes the task of designing the user interface effortless. Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

Document manager, since it uses salesforce data storage. For bigger applications its not easy to store to larger amount of data in docman. Review collected by and hosted on G2.com.

Recommendations to others considering nCino Cloud Banking Platform:

Highly recommended for loan origination solutions Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

Loan origination basically.

Easy application development. Easily configurable components. Best solution for loan origination. Review collected by and hosted on G2.com.

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Validated ReviewerIncentivizedSource: G2 invite

 ![Verified User in Banking](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Banking")
CB

Verified User in Banking

Mid-Market (51-1000 emp.)

1/26/2021

"User friendly . Lot of scope for improvements"

3.5/5

What do you like best about nCino Cloud Banking Platform?

Some of the features like Document Manager which helps in handling documents in a digital manner , Exposure calculations which provides an overview about a Relationship , Credit memo etc Review collected by and hosted on G2.com.

What do you dislike about nCino Cloud Banking Platform?

Some technical flaws can be improved like the approval process issues which sort of block the whole loan process Review collected by and hosted on G2.com.

What problems is nCino Cloud Banking Platform solving and how is that benefiting you?

The major problem which is addressed is moving towards a digital platform for whole loan origination process and removal of paperwork from banking activities Review collected by and hosted on G2.com.

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Validated ReviewerSource: Seller invite

##### Pricing

Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more.

[
View More Pricing Information
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