--- title: MyVirtualMerchant Reviews meta\_title: 'MyVirtualMerchant Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 13 reviews by the users' company size, role or industry to find out how MyVirtualMerchant works for a business like yours. aggregate\_rating: rating\_value: 4.4 review\_count: 13 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Payment url: https://www.g2.com/categories/payment --- # MyVirtualMerchant Reviews & Product Details MyVirtualMerchant, now known as Converge, is a comprehensive payment gateway and platform designed to facilitate seamless payment processing for businesses of all sizes. It enables merchants to accept payments through various channels, including online, over the phone, by mail, via invoice, or on the go, providing flexibility to meet diverse business needs. Key Features and Functionality: - Multi-Channel Payment Acceptance: Supports payments via phone, mail, invoice, online, or mobile devices, allowing businesses to cater to customer preferences. - Card Processing Solutions: Offers robust card processing capabilities, ensuring secure and efficient transactions. - API Integration: Provides APIs for seamless integration with existing business systems, enhancing operational efficiency. - Mass Payouts and Batch Payments: Facilitates bulk payment processing, streamlining operations for businesses handling large transaction volumes. - Multi-Currency Support: Enables transactions in various currencies, supporting global business operations. - Wallet Integration: Compatible with digital wallets, including Apple Pay, Google Pay, and PayPal, offering customers convenient payment options. - ACH Payments: Supports Automated Clearing House payments, providing an alternative to card transactions. Primary Value and Solutions Provided: Converge addresses the need for a versatile and secure payment processing solution that adapts to various business models and customer preferences. By offering multi-channel payment acceptance, robust security features, and seamless integration capabilities, it empowers businesses to enhance customer satisfaction, streamline operations, and expand their market reach. The platform's support for multiple payment methods and currencies ensures that businesses can operate efficiently in both domestic and international markets. * * * Seller [Elavon](https://www.g2.com/sellers/elavon) Discussions [MyVirtualMerchant Community](https://www.g2.com/products/myvirtualmerchant/discuss) Show More ## Top-Rated Alternatives [ ![PayPal Payments](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "PayPal Payments") PayPal Payments 4.4/5(2,748) ](https://www.g2.com/products/paypal/reviews) [ ![Payoneer](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Payoneer") Payoneer 3.2/5(374) ](https://www.g2.com/products/payoneer/reviews) [ ![GoCardless](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "GoCardless") GoCardless 4.6/5(321) ](https://www.g2.com/products/gocardless/reviews) [ View All Alternatives ](https://www.g2.com/products/myvirtualmerchant/competitors/alternatives) ## User Insights Average based on 13 real user reviews. [Log in to unlock pricing and user insights](/login) ![Verified User in Consumer Goods](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consumer Goods") UC Verified User in Consumer Goods Small-Business (50 or fewer emp.) 11/30/2021 "Great merchant system" 4.5/5 What do you like best about MyVirtualMerchant? I like the security and ease of use the best for myvirtualmerchant. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? The cost of setup that is involved is the only downside Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: Consider using if security is number one priority Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Selling and buying online through secure channels Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Andrew G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Andrew G.") AG Andrew G. Account Manager Financial Services Small-Business (50 or fewer emp.) 11/27/2018 Business partner of the seller or seller's competitor, not included in G2 scores. "Best Virtual Terminal in the industry" 5/5 What do you like best about MyVirtualMerchant? The simplicity of processing payments cannot get easier than what's provided on Converge. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? Reporting can be fixed and some issues with email notifications. Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: Converge MyVirtualMerchant received an award for the best virtual terminal of 2018. This speaks volumes! Whenever I get the chance to sell and demonstrate Converge, people find how easy it is in comparison to other solutions! It's a product that has many features and can be utilized in many ways that a business needs it. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? secured online payments and easy to process Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Hospital & Health Care](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospital & Health Care") UH Verified User in Hospital & Health Care Enterprise (\> 1000 emp.) 1/25/2019 "Easy Web Based Credit Processor " 5/5 What do you like best about MyVirtualMerchant? Quick way to process payments for any business. Ease to return, void, and update payments on the fly. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? I would like to see the ability to adjust the time you timeout and have to re-login. Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: This product is great for a company taking payments over the phone when no card swipe is needed/required. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Processing payments with the use of multiple POS systems. No need for merchant hardware. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Marketing and Advertising](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Marketing and Advertising") AM Verified User in Marketing and Advertising Small-Business (50 or fewer emp.) 12/11/2018 "Easy to use and have never had an issue. " 5/5 What do you like best about MyVirtualMerchant? Converge is easy to set up and easy to use. It's been a very secure platform and transactions are processed quickly. Whenever we have had a question, their customer service is quick to respond. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? Would like to be able to store card numbers, but I'm sure that would decrease the level of security. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Processing credit card payments is the problem it solves. When we first signed up for Converge, we didn't know much about the process. They were knowledgable and helpful to get us set up. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Consumer Goods](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consumer Goods") UC Verified User in Consumer Goods Small-Business (50 or fewer emp.) 9/19/2018 "ease of use" 5/5 What do you like best about MyVirtualMerchant? I use converge/my virtual merchant to charge clients on a daily basis. This is an easy process and secure payment processing for all parties. Clients receive a receipt instantly upon completing the payment process. This makes the process transparent for both us an the clients who entrust their financial information. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? I have not encountered any issues, I do not have any dislikes - a comment can be added that I had issues reaching a live contact but my corporate provided me the direct contact when this occurred. The CSR was extremely helpful and the copy of the receipt was sent right away. Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: definitely an excellent service to use for processing of payments in the US and Internationally. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? I am able to accept payments/ accepting deposits in an easy and efficient way. Both the clients and us feel that the process is secure. Instant confirmation of the payment submitted. This is a quick and reliable process for our company to receive payments. We can process payments from US and Internationally. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Construction](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Construction") AC Verified User in Construction Small-Business (50 or fewer emp.) 11/1/2018 "Easy to use" 4/5 What do you like best about MyVirtualMerchant? This software allows the ease of logging in on designated computers as well as mobile devices. The system is very self explanatory and receipt forwarding is good. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? I dislike the last minute notifications of a password needing to be changed for security/safety purposes because it is often as we are trying to process a charge. An email notification letting us know it is due would be better so we could be prepared. Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: It is a positive and easy to implement program should someone want credit card processing that allows for multiple methods of input. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Ease of taking credit cards as a form of payment, splitting charges, emailing to customers, etc. have all been great. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Utilities](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Utilities") UU Verified User in Utilities Small-Business (50 or fewer emp.) 7/11/2018 "Easy To Use" 5/5 What do you like best about MyVirtualMerchant? It is very very easy to use and navigate! Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? Nothing really, it is self explaining and easy! It would be great if there were more than 12 user at a time Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: It's Great!! Easy to use and navigate! Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Credit Card Payments from customers, we can look for receipts and print if someone needed another copy. Review collected by and hosted on G2.com. Show More 10/10/2018 Current UserValidated ReviewerSource: Seller invite ![Verified User in Marketing and Advertising](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Marketing and Advertising") UM Verified User in Marketing and Advertising Mid-Market (51-1000 emp.) 11/13/2018 "awesome prospecting tool" 3.5/5 What do you like best about MyVirtualMerchant? I love how user friendly and simple this program is. I leave it saved as a bookmark and am so easily in and out when processing credit cards. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? it would be nice if it could some information regarding the transaction. Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: excellent service to use for processing of payments in the US and Internationally. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? I am able to accept payments/ accepting deposits in an easy and efficient way Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Seller invite ![Verified User in Arts and Crafts](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Arts and Crafts") UA Verified User in Arts and Crafts Small-Business (50 or fewer emp.) 3/9/2018 "Helpful Payment Processing Tool" 4.5/5 What do you like best about MyVirtualMerchant? I love how user friendly and simple this program is. I leave it saved as a bookmark and am so easily in and out when processing credit cards. I run hundreds of credit cards through the year and this program saves me so much times. It is great that it takes international cards as well. My company uses Square as well but Square has a hard time with international cards. I can always rely on Virtual Merchant to process them easily. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? The receipt it produces is pretty simple, it would be nice if it could some information regarding the transaction. I save all the receipts and a little more info on it would be helpful. I wish could invoice out of this system and not have to use Square in addition. Review collected by and hosted on G2.com. Recommendations to others considering MyVirtualMerchant: Use along another payment system if you don't want to run all payments yourself Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Our company processes a large number of payments for hundreds of people. When someone doesn't want to pay through a Square link or via check, I can take their information over the phone and run it myself through this system. It is great to have payment options. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Christine S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Christine S.") CS Christine S. Office Manager Wholesale Small-Business (50 or fewer emp.) 2/22/2017 "Great software to use!" 5/5 What do you like best about MyVirtualMerchant? This software was suggested by our bank to process our credit cards and it's been great for us. We process more cards than we ever realized we would and MVM is fantatic. It's very user friendly and we've never had any problems with it. Review collected by and hosted on G2.com. What do you dislike about MyVirtualMerchant? Really nothing. It does exactly what we need it to do. Review collected by and hosted on G2.com. What problems is MyVirtualMerchant solving and how is that benefiting you? Our orders are primarily phone orders, and MVM enables us to process cards via desktop online and it works perfectly with no problems. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ## Questions about MyVirtualMerchant? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about MyVirtualMerchant ](https://www.g2.com/products/myvirtualmerchant/discussions/new) GU Guest User What is MyVirtualMerchant used for? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-is-myvirtualmerchant-used-for) [ View all Discussions ](https://www.g2.com/products/myvirtualmerchant/discuss) ##### Pricing Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more. [ View More Pricing Information ](https://www.g2.com/products/myvirtualmerchant/pricing) ## Work at Elavon? Claim this profile to respond to reviews, update product info, and reach in-market buyers. 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