--- title: myFICO Reviews meta\_title: 'myFICO Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 13 reviews by the users' company size, role or industry to find out how myFICO works for a business like yours. aggregate\_rating: rating\_value: 4.2 review\_count: 13 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Accounting & Finance url: https://www.g2.com/categories/accounting-finance --- # myFICO Reviews & Product Details myFICO offers credit reporting and monitoring solutions. * * * Seller [myFICO](https://www.g2.com/sellers/myfico) Discussions [myFICO Community](https://www.g2.com/products/myfico/discuss) Show More ## Top-Rated Alternatives [ ![Invoiced](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Invoiced") Invoiced 4.5/5(414) ](https://www.g2.com/products/invoiced/reviews) [ ![Billtrust](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Billtrust") Billtrust 4.4/5(511) ](https://www.g2.com/products/billtrust/reviews) [ ![Chargeflow](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Chargeflow") Chargeflow 4.7/5(275) ](https://www.g2.com/products/chargeflow-inc-chargeflow/reviews) [ View All Alternatives ](https://www.g2.com/products/myfico/competitors/alternatives) ## User Insights Average based on 13 real user reviews. [Log in to unlock pricing and user insights](/login) NG Nate G. Owner Small-Business (50 or fewer emp.) 9/28/2021 "Great Company" 4.5/5 What do you like best about myFICO? Love that you can access your credit score without a big hit on your credit. Who doesn't want to know their credit!? Review collected by and hosted on G2.com. What do you dislike about myFICO? It is such a simple process, so there isn't anything that I dislike about the product. Review collected by and hosted on G2.com. Recommendations to others considering myFICO: Very recommended to use if you need to know a credit score. Very simple! The process if easy to fill out and instantly get a score. We use this often with my business to determine the credit score of my clients. I also love to use this personally to understand where I am sitting with my own credit score compared to others. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? I realized that I can check cedit scores without something as extensive as a full credit check like buying a car, or a house. It is nice to know where you are at in order to improve or get better. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Accounting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Accounting") UA Verified User in Accounting Mid-Market (51-1000 emp.) 9/23/2021 "Gets insights in FICO scores of customers" 4/5 What do you like best about myFICO? You will get some insights in the FICO scores of customers, but these are with limited guarantee but also additional information but only from the large customers you will have better information on the FICO scores that they have based on the financial statemetns filings and the information provided. Review collected by and hosted on G2.com. What do you dislike about myFICO? A little bit too generic, and it could give openness from customers and clients if there was some validation score of the clients. Probability of defaults now is not stated whilst this could provide the company and me a better feeling on the credit limits that should be set. It would een be better that there could be some sort of management tooling of what the credit management proposal would be for the maximum of outstanding position. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? Improving the internal guidelines of the maximum outstanding position per client is not integrated, and no actual proposal is given. Review collected by and hosted on G2.com. Show More 9/27/2021 Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Automotive](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Automotive") AA Verified User in Automotive Small-Business (50 or fewer emp.) 10/28/2021 "Lower Cost Option that Provides Adequate Data" 4.5/5 What do you like best about myFICO? We use three services, with myFICO being the "lightest" version. We typically use this on non-cash forward-facing positions, saving our other utilities for more in-depth reviews. It is also easier for our HR team to use, as our other utilities require the help of our credit admins. Review collected by and hosted on G2.com. What do you dislike about myFICO? It is very basic, and the detail, while adequate, is not suitable for some of the more cash-sensitive positions we have available. We like to look for greater detail when it comes to history that myFICO just doesn't present in a good format, and the menu options can be clunky and repetitive, especially when trying to filter on specifics. For example, one of our other services provides very explicit detail on debts with percentage increases by month, myFICO does not do this and it is something we like to track as a sudden increase could portend issues. This is why it is of very limited use to us and we defer to other utilities. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? We aren't solving problems, just filling a gap for a more suitable utility when running the checks on certain groups of people that do not deal with cash. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![John K.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "John K.") JK John K. Mathematician, Financial Analyst Enterprise (\> 1000 emp.) 10/14/2021 "Outstanding features!!" 4.5/5 What do you like best about myFICO? You no longer need an excel sheet to control the loan book. You can pull defaulters' reports with a single click. The customer can know their credit scores with ease. With the ease of use, the tool comes with a number of analytic features and credit operations. You can be able to suspend and amed the credit limit. Review collected by and hosted on G2.com. What do you dislike about myFICO? The dashboard is not that user-friendly. Although it's a good tool Review collected by and hosted on G2.com. Recommendations to others considering myFICO: To understand customers credit profile, myFICO is the best bet. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? We wanted to know and understand our client's credit profiles to ensure that we manage our OLB. Review collected by and hosted on G2.com. Show More 10/18/2021 Validated ReviewerIncentivizedSource: G2 invite ![Marc B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Marc B.") MB Marc B. Controller Mid-Market (51-1000 emp.) 10/28/2021 "Great tool for understanding your credit scores" 4.5/5 What do you like best about myFICO? You get accurate information for all three credit Bureau in one place, which are updated monthly. Credit monitoring alerts whenever there is an activity that could affect your scores and security. Review collected by and hosted on G2.com. What do you dislike about myFICO? The monthly cost can become expensive, especially that there are now so many free services that perform similar monitoring. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? It is being able to keep track of any fraudulent or unauthorized credit activity. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Athar R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Athar R.") AR Athar R. Sr. HR Executive/Recruitment/ Generalist Small-Business (50 or fewer emp.) 9/13/2021 "Can arrange your financial needs without any fudge," 4.5/5 What do you like best about myFICO? financial control which was very difficult to maintain in excel and all is now sorted out. Review collected by and hosted on G2.com. What do you dislike about myFICO? nothing much, just it can be a bit user friendly Review collected by and hosted on G2.com. Recommendations to others considering myFICO: Companies who have sales work all over the world, or let's say in cities which need 24\*7 functionality can use it. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? The sales report generation, which was very time taking earlier. Review collected by and hosted on G2.com. Show More 10/19/2021 Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Accounting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Accounting") UA Verified User in Accounting Small-Business (50 or fewer emp.) 10/28/2021 "myFICO" 4/5 What do you like best about myFICO? myFICO is very informative regarding all aspects of credit. It gives a nice overview of credit scores, limits, and suggestions. Review collected by and hosted on G2.com. What do you dislike about myFICO? In the beginning, the user interface is a little bit confusing and hard to adjust to. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? The benefits of myFICO are being able to see a full overview of my credit scores and therefore can better manage my credit. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![J'nai C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "J'nai C.") JC J'nai C. Account Executive Small-Business (50 or fewer emp.) 9/15/2021 "Always good to know where you stand" 5/5 What do you like best about myFICO? Alerts. I'm always aware with any changes that happen to my reports Review collected by and hosted on G2.com. What do you dislike about myFICO? I think the price point is rather high considering what yoy get. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? accuracy of reports and awareness of client profiles Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Automotive](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Automotive") UA Verified User in Automotive Mid-Market (51-1000 emp.) 10/28/2021 "provides information needed to make accurate decisions." 5/5 What do you like best about myFICO? Fico gives us credit scores disclosures that allow us to pick best banks based on the received information. Review collected by and hosted on G2.com. What do you dislike about myFICO? There are no dislikes about using myFico Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? With accurate information, it provides us necessary information to make decisions more quickly. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Writing and Editing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Writing and Editing") UW Verified User in Writing and Editing Small-Business (50 or fewer emp.) 9/1/2021 "Expensive Credit Check" 1/5 What do you like best about myFICO? I liked being able to check my score. And they seem to be very up to date with the scores. Review collected by and hosted on G2.com. What do you dislike about myFICO? The monthly price. There is no free option. Review collected by and hosted on G2.com. What problems is myFICO solving and how is that benefiting you? I'm big on monitoring my credit, especially when I started trying to build credit for my business. The scores they provided seemed very up to date in comparison to other similar services. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ## Questions about myFICO? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about myFICO ](https://www.g2.com/products/myfico/discussions/new) ![Charles D.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Charles D.") CD Charles Doser • Last activity about 3 years ago My Credit Score Raised! 1 Upvote 4 [ Join the conversation ](https://www.g2.com/discussions/my-credit-score-raised) GU Guest User • Last activity about 4 years ago What are the five components of FICO? 0 Upvotes 1 [ Join the conversation ](https://www.g2.com/discussions/what-are-the-five-components-of-fico) [ View all Discussions ](https://www.g2.com/products/myfico/discuss) ##### Pricing Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more. 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