# myFICO Reviews **Vendor:** myFICO **Category:** [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections) **Average Rating:** 4.2/5.0 **Total Reviews:** 13 ## About myFICO myFICO offers credit reporting and monitoring solutions. ## myFICO Reviews ### 1. Great Company **Rating:** 4.5/5.0 stars **Reviewed by:** Nate G. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** September 28, 2021 **What do you like best about myFICO?** Love that you can access your credit score without a big hit on your credit. Who doesn't want to know their credit!? **What do you dislike about myFICO?** It is such a simple process, so there isn't anything that I dislike about the product. **Recommendations to others considering myFICO:** Very recommended to use if you need to know a credit score. Very simple! The process if easy to fill out and instantly get a score. We use this often with my business to determine the credit score of my clients. I also love to use this personally to understand where I am sitting with my own credit score compared to others. **What problems is myFICO solving and how is that benefiting you?** I realized that I can check cedit scores without something as extensive as a full credit check like buying a car, or a house. It is nice to know where you are at in order to improve or get better. ### 2. Gets insights in FICO scores of customers **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Accounting | Mid-Market (51-1000 emp.) **Reviewed Date:** September 23, 2021 **What do you like best about myFICO?** You will get some insights in the FICO scores of customers, but these are with limited guarantee but also additional information but only from the large customers you will have better information on the FICO scores that they have based on the financial statemetns filings and the information provided. **What do you dislike about myFICO?** A little bit too generic, and it could give openness from customers and clients if there was some validation score of the clients. Probability of defaults now is not stated whilst this could provide the company and me a better feeling on the credit limits that should be set. It would een be better that there could be some sort of management tooling of what the credit management proposal would be for the maximum of outstanding position. **What problems is myFICO solving and how is that benefiting you?** Improving the internal guidelines of the maximum outstanding position per client is not integrated, and no actual proposal is given. ### 3. Lower Cost Option that Provides Adequate Data **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** October 28, 2021 **What do you like best about myFICO?** We use three services, with myFICO being the "lightest" version. We typically use this on non-cash forward-facing positions, saving our other utilities for more in-depth reviews. It is also easier for our HR team to use, as our other utilities require the help of our credit admins. **What do you dislike about myFICO?** It is very basic, and the detail, while adequate, is not suitable for some of the more cash-sensitive positions we have available. We like to look for greater detail when it comes to history that myFICO just doesn't present in a good format, and the menu options can be clunky and repetitive, especially when trying to filter on specifics. For example, one of our other services provides very explicit detail on debts with percentage increases by month, myFICO does not do this and it is something we like to track as a sudden increase could portend issues. This is why it is of very limited use to us and we defer to other utilities. **What problems is myFICO solving and how is that benefiting you?** We aren't solving problems, just filling a gap for a more suitable utility when running the checks on certain groups of people that do not deal with cash. ### 4. Outstanding features!! **Rating:** 4.5/5.0 stars **Reviewed by:** John K. | Mathematician, Financial Analyst, Enterprise (> 1000 emp.) **Reviewed Date:** October 14, 2021 **What do you like best about myFICO?** You no longer need an excel sheet to control the loan book. You can pull defaulters' reports with a single click. The customer can know their credit scores with ease. With the ease of use, the tool comes with a number of analytic features and credit operations. You can be able to suspend and amed the credit limit. **What do you dislike about myFICO?** The dashboard is not that user-friendly. Although it's a good tool **Recommendations to others considering myFICO:** To understand customers credit profile, myFICO is the best bet. **What problems is myFICO solving and how is that benefiting you?** We wanted to know and understand our client's credit profiles to ensure that we manage our OLB. ### 5. Great tool for understanding your credit scores **Rating:** 4.5/5.0 stars **Reviewed by:** Marc B. | Controller, Mid-Market (51-1000 emp.) **Reviewed Date:** October 28, 2021 **What do you like best about myFICO?** You get accurate information for all three credit Bureau in one place, which are updated monthly. Credit monitoring alerts whenever there is an activity that could affect your scores and security. **What do you dislike about myFICO?** The monthly cost can become expensive, especially that there are now so many free services that perform similar monitoring. **What problems is myFICO solving and how is that benefiting you?** It is being able to keep track of any fraudulent or unauthorized credit activity. ### 6. Can arrange your financial needs without any fudge, **Rating:** 4.5/5.0 stars **Reviewed by:** Athar R. | Sr. HR Executive/Recruitment/ Generalist, Small-Business (50 or fewer emp.) **Reviewed Date:** September 13, 2021 **What do you like best about myFICO?** financial control which was very difficult to maintain in excel and all is now sorted out. **What do you dislike about myFICO?** nothing much, just it can be a bit user friendly **Recommendations to others considering myFICO:** Companies who have sales work all over the world, or let's say in cities which need 24*7 functionality can use it. **What problems is myFICO solving and how is that benefiting you?** The sales report generation, which was very time taking earlier. ### 7. myFICO **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** October 28, 2021 **What do you like best about myFICO?** myFICO is very informative regarding all aspects of credit. It gives a nice overview of credit scores, limits, and suggestions. **What do you dislike about myFICO?** In the beginning, the user interface is a little bit confusing and hard to adjust to. **What problems is myFICO solving and how is that benefiting you?** The benefits of myFICO are being able to see a full overview of my credit scores and therefore can better manage my credit. ### 8. Always good to know where you stand **Rating:** 5.0/5.0 stars **Reviewed by:** J'nai C. | Account Executive, Small-Business (50 or fewer emp.) **Reviewed Date:** September 15, 2021 **What do you like best about myFICO?** Alerts. I'm always aware with any changes that happen to my reports **What do you dislike about myFICO?** I think the price point is rather high considering what yoy get. **What problems is myFICO solving and how is that benefiting you?** accuracy of reports and awareness of client profiles ### 9. provides information needed to make accurate decisions. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Automotive | Mid-Market (51-1000 emp.) **Reviewed Date:** October 28, 2021 **What do you like best about myFICO?** Fico gives us credit scores disclosures that allow us to pick best banks based on the received information. **What do you dislike about myFICO?** There are no dislikes about using myFico **What problems is myFICO solving and how is that benefiting you?** With accurate information, it provides us necessary information to make decisions more quickly. ### 10. Expensive Credit Check **Rating:** 1.0/5.0 stars **Reviewed by:** Verified User in Writing and Editing | Small-Business (50 or fewer emp.) **Reviewed Date:** September 01, 2021 **What do you like best about myFICO?** I liked being able to check my score. And they seem to be very up to date with the scores. **What do you dislike about myFICO?** The monthly price. There is no free option. **What problems is myFICO solving and how is that benefiting you?** I'm big on monitoring my credit, especially when I started trying to build credit for my business. The scores they provided seemed very up to date in comparison to other similar services. ### 11. Credit score check up **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** August 31, 2021 **What do you like best about myFICO?** I liked that this plan gives you for 40 a month you get all the benefits, mostly the three bureau scores and identity theft insurance **What do you dislike about myFICO?** I think it is priced too high. I think it should only cost 25 for the premier version. **What problems is myFICO solving and how is that benefiting you?** Get your credit score on a monthly basis but mostly the identity monitoring for the longer-term protection ### 12. Review on myFICO **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Enterprise (> 1000 emp.) **Reviewed Date:** October 04, 2021 **What do you like best about myFICO?** FICO score is as good as the international index for credit scores **What do you dislike about myFICO?** Pricing plans are not fitting to my needs **What problems is myFICO solving and how is that benefiting you?** An all in one Credit payment app. Helps me organise my credit payments in a single platform ### 13. myFico has been a useful tool **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Education Management | Mid-Market (51-1000 emp.) **Reviewed Date:** April 04, 2019 **What do you like best about myFICO?** I really like it's ability to get credit scores, especially in a timely fashion and very accurately. **What do you dislike about myFICO?** I can't think of anything I particularly disliked about it. I have no alternate software to compare to though. **Recommendations to others considering myFICO:** It's great but I've tried nothing else. Not much else to say **What problems is myFICO solving and how is that benefiting you?** I've just used it to check/track credit score. And it has succeed at that. ## myFICO Discussions - [My Credit Score Raised!](https://www.g2.com/discussions/my-credit-score-raised) - 4 comments, 1 upvote - [What are the five components of FICO?](https://www.g2.com/discussions/what-are-the-five-components-of-fico) - 1 comment - [View myFICO pricing details and edition comparison](https://www.g2.com/products/myfico/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-16+23%3A11%3A47+-0500&secure%5Bsession_id%5D=32fe0030-c0cc-478b-b7e0-f1d44d24a2ec&secure%5Btoken%5D=65a159156cb4bbaeb8f1df7987b77d024706f72ef6d986dab31494274be734a1&format=llm_user) ## myFICO Features **Customer Credit** - Credit Limits - Credit History - Credit Limits Adjustment - Integration with Credit Rating Agencies - Credit Limit Suspension **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Invoice Matching** - Incomplete Payments - Match Invoices and Payments - Errors and Adjustments - Cash Application **Collections** - Late Payments - Disputed Transactions - Personalized Customer Messaging - Customer Profiles **Analytics** - At Risk Customers - Esimated vs Actual Receipts - Collections Effectiveness - Scaleability - Artificial Intelligence - Compliance Control **Self Service** - Customer Portal - Financial Documents **Agentic AI - Credit and Collections** - Autonomous Task Execution - Multi-step Planning - Adaptive Learning ## Top myFICO Alternatives - [Invoiced](https://www.g2.com/products/invoiced/reviews) - 4.5/5.0 (395 reviews) - [Billtrust](https://www.g2.com/products/billtrust/reviews) - 4.4/5.0 (505 reviews) - [Chargeflow](https://www.g2.com/products/chargeflow-inc-chargeflow/reviews) - 4.7/5.0 (253 reviews)