# Best Debt Management Software

## How Many Debt Management Software Products Does G2 Track?

**Total Products under this Category:** 34

### Category Stats (Jul 2026)

- **Average Rating:** 4.3/5 (↓0.01 vs Jun 2026) The average rating of products in this category, based on all submitted ratings

_Last updated: July 31, 2026_

## How Does G2 Rank Debt Management Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 100+ Authentic Reviews
- 34+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Debt Management Software
 ![G2 Grid® for Debt Management Software plotting products by satisfaction and market presence](https://www.g2.com/categories/debt-management/grids.png?focus%5B%5D=1318565&focus%5B%5D=76572&focus%5B%5D=1299681)

Highlighted products: Cascade Debt, Chaser, and Finley.

Underlying data: [Grid® JSON](https://www.g2.com/categories/debt-management/grids.json?focus%5B%5D=cascade-debt&focus%5B%5D=chaser&focus%5B%5D=finley)

### [Cascade Debt](https://www.g2.com/products/cascade-debt/reviews)

Debt is complicated, Cascade makes it easy. Your all-in-one platform purpose built to structure, monitor, and manage debt financing. We act as a neutral data agent and single source of truth for all parties involved in the transaction. From simple on-balance sheet corporate loans to more complex multi-class off-balance sheet debt facilities, we've got you covered. Get started at cascadedebt.com.

**Average Rating:** 4.9/5.0

**Total Reviews:** 23

#### Who Is the Company Behind Cascade Debt?

- **Seller:** [Cascade Debt](https://www.g2.com/sellers/cascade-debt)
- **Year Founded:** 2022
- **HQ Location:** Toronto, CA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=dc0b32638833baf631a65a7f5ac090e192a14aba6ec9e738a0a66b9ef06f4036&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcascadedebt%2Fabout%2F&secure%5Burl_type%5D=linkedin_company_website)  
26 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 61% Small, 30% Medium

#### What Are Recent G2 Reviews of Cascade Debt?

**["A Platform Built by People Who Understand Lending"](https://www.g2.com/survey_responses/cascade-debt-review-12264180)**

**Rating:** 5.0/5.0 stars

_— Michelle M._

[Read full review](https://www.g2.com/survey_responses/cascade-debt-review-12264180)

**["Live Portfolio Monitoring with Cascade Debt, But Needs Better Onboarding"](https://www.g2.com/survey_responses/cascade-debt-review-13095596)**

**Rating:** 4.0/5.0 stars

_— Jannes C._

[Read full review](https://www.g2.com/survey_responses/cascade-debt-review-13095596)

### [Chaser](https://www.g2.com/products/chaser/reviews)

Automate and streamline your accounts receivable process. Improve cash flow visibility. Get visibility over every debtor interaction and easily forecast cash flow with customizable overviews. Reduce days sales outstanding. Maintain strong customer relationships. Winner of Best Technology Provider at the Credit Strategy Awards (2024), Management Today Best Use of Innovation (2023), and CICM British Credit Awards B2B Supplier of the Year (2022). Chaser users: - Get invoices paid 54+ days sooner - Save 15+ hours per week on accounts receivable tasks - Reduce days sales outstanding by 75%+ - Grow fearlessly with predictable cash flow - Maintain strong customer relationships Track and manage every interaction in one place - Gain complete visibility with all debtor communications, replies, and call notes logged automatically - See a full communication history for every invoice and every customer - Log communications in your CRM automatically with integrations for HubSpot, Salesforce, Zoho, and more - Record and store debtor phone calls directly in Chaser, set reminders, and assign follow-up tasks to your team Automate without losing the human touch - Send personalized reminders from your own email address, complete with your usual signature and branding - Use AI to instantly draft professional replies in your tone of voice - Customize templates to match your business style for consistent communication Grow confidently with customizable cash flow visibility - View automatic cash flow predictions from your accounting system data and debtor payment behavior - Reflect your business reality with full flexibility in overrides and anomalies - Save time building forecasts from scratch, and avoid using rigid automated tools Optimize your collections approach - Segment debtors into unlimited workflows based on factors like payment behavior, risk level, or language - Automate reminders across your chosen schedule and escalation paths - Escalate senders automatically to more senior contacts when payments are overdue - Avoid chasing outside working hours, on weekends, or on bank holidays - Gain ongoing insights from credit checks, monitoring, and AI debtor insights so you know which accounts to prioritize Encourage faster payment - Give customers a secure Payment Portal linked in every reminder, offering multiple payment options - Offer flexible installment plans to suit customer needs - Incentivize prompt payment with early payment discounts and apply late fees automatically where needed Use multiple follow-up channels for maximum reach - Send reminders via email, SMS, letters, and automated debtor phone calls to ensure messages are received - Include secure payment portal links and QR codes in all reminders to make paying as easy as possible - Maintain a consistent, professional tone across every channel to strengthen relationships and improve results Seamlessly connected to your existing systems - Connect Chaser to any accounting software, ERP or CRM with a range of integration options - Ensure you never follow-up with debtors incorrectly, with data-syncs every hour, on-demand when you request them, and before any communication is sent

**Average Rating:** 4.3/5.0

**Total Reviews:** 69

#### Who Is the Company Behind Chaser?

- **Seller:** [Chaser](https://www.g2.com/sellers/chaser)
- **Company Website:** chaserhq.com
- **Year Founded:** 2013
- **HQ Location:** London, GB
- **Twitter:** @chaser\_hq  
3,090 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=130a147ec5d48c73df130716c0da9c78a87c2a7e6724fe43f058b374af3b7bfe&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fchaser%2F&secure%5Burl_type%5D=linkedin_company_website)  
35 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Director, Managing Director
- **Top Industries:** Accounting, Construction
- **Company Size:** 72% Small, 17% Medium

#### What Do G2 Reviewers Say About Chaser?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **automation of email reminders** with Chaser, enhancing efficiency and maintaining positive client relationships.
- Users value the **ease of use** of Chaser, appreciating its seamless integration and time-saving automation for overdue invoices.
- Users love the **collections efficiency** of Chaser, streamlining invoice management and enhancing cash flow with automation.
- Users praise the **helpful customer support** of Chaser, making the setup process smooth and efficient.
- Users praise Chaser for its **efficiency in automating invoice reminders** , significantly improving cash flow management and saving time.

##### Cons

- Users find the **email functionality confusing** due to multiple daily reminders and changes in sender information affecting professionalism.
- Users express concerns about **email issues** , such as confusing reminders and changes affecting email authenticity and response rates.
- Users find the **email notifications confusing** due to frequency and changes in sender information, impacting response rates.
- Users face **email automation issues** with Chaser, including bounced emails and less authentic sender information affecting responses.
- Users feel the reporting is **inadequate** , expressing a need for more flexible and comprehensive reporting features.

#### What Are Recent G2 Reviews of Chaser?

**["Streamlined Automated Chaser Emails in One Place"](https://www.g2.com/survey_responses/chaser-review-12382867)**

**Rating:** 5.0/5.0 stars

_— Emma B._

[Read full review](https://www.g2.com/survey_responses/chaser-review-12382867)

**["Chaser’s Human-Sounding Emails Cut Debtor Days Without Adding Headcount"](https://www.g2.com/survey_responses/chaser-review-10805639)**

**Rating:** 5.0/5.0 stars

_— Eshan S._

[Read full review](https://www.g2.com/survey_responses/chaser-review-10805639)

#### What Are G2 Users Discussing About Chaser?

- [What is Chaser used for?](https://www.g2.com/discussions/what-is-chaser-used-for) - 1 comment, 1 upvote

### [Finley](https://www.g2.com/products/finley/reviews)

Finley's software simplifies debt capital management for borrowers and asset managers. Finance teams at companies like Ramp, Upper90, and Navan rely on Finley to manage asset-backed debt portfolios. By automating due diligence, ensuring compliance, and streamlining ongoing reporting, Finley helps ensure that capital is always available when companies need it. Finley's investors include CRV, Bain Capital Ventures, Y Combinator, Haystack, and Nine Four Ventures.

**Average Rating:** 4.9/5.0

**Total Reviews:** 10

#### Who Is the Company Behind Finley?

- **Seller:** [Finley Technologies](https://www.g2.com/sellers/finley-technologies)
- **Year Founded:** 2020
- **HQ Location:** San Francisco, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=07433e2c823e7cf2b76740a45d4069c29bbf1eef7a5358a9f9dffe716ff21966&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinleytechnologies%2F&secure%5Burl_type%5D=linkedin_company_website)  
53 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 45% Small, 36% Medium

#### What Are Recent G2 Reviews of Finley?

**["Seamless debt mgmt"](https://www.g2.com/survey_responses/finley-review-9855097)**

**Rating:** 5.0/5.0 stars

_— John Q._

[Read full review](https://www.g2.com/survey_responses/finley-review-9855097)

**["Simplify your Capital Markets operations"](https://www.g2.com/survey_responses/finley-review-9927857)**

**Rating:** 5.0/5.0 stars

_— Anurag P._

[Read full review](https://www.g2.com/survey_responses/finley-review-9927857)

### [Finvi](https://www.g2.com/products/finvi/reviews)

With more than 40 years’ experience in receivables management, nobody understands the business of getting paid better than Finvi. Finvi has simplified and streamlined revenue cycle management. Finvi’s all-in-one revenue acceleration platform provides payment solutions that enable faster collection rates, shorter recovery time, and increased agent productivity. Our industry-leading solutions allow clients to automate repetitive tasks that were once manual and focus on high-potential accounts. And with consumer-preferred digital contact methods, clients can drive outreach with the utmost intelligence for improved outcomes.

**Average Rating:** 4.0/5.0

**Total Reviews:** 19

#### Who Is the Company Behind Finvi?

- **Seller:** [Finvi](https://www.g2.com/sellers/finvi)
- **Company Website:** finvi.com
- **Year Founded:** 1980
- **HQ Location:** Burlington, MA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=865d02e503b56e1b8aaa65d4f5bc89c0b8cd9624c32421cd7bfec3ca76fb5a79&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinvi%2Fabout%2F&secure%5Burl_type%5D=linkedin_company_website)  
453 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Accounting
- **Company Size:** 42% Medium, 42% Small

#### What Are Recent G2 Reviews of Finvi?

**["Awesome experience"](https://www.g2.com/survey_responses/finvi-review-9755614)**

**Rating:** 5.0/5.0 stars

_— Verified User in Accounting_

[Read full review](https://www.g2.com/survey_responses/finvi-review-9755614)

**["Quick, Easy, Futurised."](https://www.g2.com/survey_responses/finvi-review-9789576)**

**Rating:** 5.0/5.0 stars

_— Mikie B._

[Read full review](https://www.g2.com/survey_responses/finvi-review-9789576)

#### What Are G2 Users Discussing About Finvi?

- [What is Artiva RM used for?](https://www.g2.com/discussions/what-is-artiva-rm-used-for)
- [What is Simplicity Debt Collection used for?](https://www.g2.com/discussions/what-is-simplicity-debt-collection-used-for)

### [9fin](https://www.g2.com/products/9fin/reviews)

9fin uses artificial intelligence to automatically extract key information from bond & loan documentation. By making data easy to search, filter and analyse, 9fin helps fixed income professionals make better, smarter decisions.

**Average Rating:** 4.0/5.0

**Total Reviews:** 6

#### Who Is the Company Behind 9fin?

- **Seller:** [9fin Limited](https://www.g2.com/sellers/9fin-limited)
- **Year Founded:** 2016
- **HQ Location:** London, GB
- **Twitter:** @9finHQ  
4,203 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=52d2aa2b87ecc8c62a49e1c5e8b756245a3b0282c43adc913431f3f2e03b8149&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F9fin&secure%5Burl_type%5D=linkedin_company_website)  
401 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 50% Small, 33% Large

#### What Are Recent G2 Reviews of 9fin?

**["Turning Credit Research from Painful to Powerful."](https://www.g2.com/survey_responses/9fin-review-12736283)**

**Rating:** 4.0/5.0 stars

_— Verified User in Information Technology and Services_

[Read full review](https://www.g2.com/survey_responses/9fin-review-12736283)

**["Clear credit insights with 9fin"](https://www.g2.com/survey_responses/9fin-review-12239584)**

**Rating:** 4.0/5.0 stars

_— Pranav S._

[Read full review](https://www.g2.com/survey_responses/9fin-review-12239584)

#### What Are G2 Users Discussing About 9fin?

- [What is 9fin used for?](https://www.g2.com/discussions/what-is-9fin-used-for)

### [LeadSquared Lending Cloud](https://www.g2.com/products/leadsquared-lending-cloud/reviews)

Our Lending Cloud (marketed through our Lending CRM and related lending-specific pages) is a set of tools we built specifically for banks, NBFCs, and other lending organizations to manage the loan lifecycle — from the initial borrower inquiry through underwriting, disbursal, and in some cases collections. It's part of our broader financial services offering rather than a generic CRM applied to lending; the workflows, terminology, and integrations we've built are specific to loan origination and servicing. On the front end, we capture loan inquiries from multiple channels — digital ads, phone calls, email, lending marketplaces, and social media — and screen out low-quality or non-serious applicants automatically before they reach a human agent. Borrowers can complete self-serve, mobile-optimized application forms with OTP verification through us, and can pause and resume applications rather than starting over. We also offer a self-serve portal where applicants can track their application status, upload documents, and receive verification or approval notifications without needing to call in. Internally, our platform includes a process designer for building loan application workflows, automated pre-screening checks (such as credit checks via integrations with bureaus and other verification tools), and smart routing that distributes applications to the right sales, underwriting, verification, or fraud-control teams based on criteria like loan type, location, or agent availability. We also support dynamic forms that adjust which fields appear based on the type of loan being processed, which we designed to reduce manual errors and speed up data entry for internal teams. For customer engagement, we let lenders segment borrowers by loan type, application status, or credit profile, and identify cross-sell opportunities — for example, flagging an existing home loan customer who visits a car loan page as a candidate for a pre-approved offer. We also include a field-agent component (shared with our broader mobile CRM) for managing feet-on-street loan officers, including automated daily schedules, GPS tracking, and performance reporting. We connect with external data sources like credit bureaus and statement analyzers to help automate offer generation and underwriting decisions, and we report on metrics like loan sales, cost per lead, and team-level performance.

**Average Rating:** 3.5/5.0

**Total Reviews:** 1

#### Who Is the Company Behind LeadSquared Lending Cloud?

- **Seller:** [LeadSquared](https://www.g2.com/sellers/leadsquared)
- **Year Founded:** 2011
- **HQ Location:** Bangalore
- **Twitter:** @LeadSquared  
1,470 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=ad5ab27826d6eabef0bbaf2f637d5ec31d28b4b1c1d762bc6bae650ab0d5756f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2502171%2F&secure%5Burl_type%5D=linkedin_company_website)  
1,089 employees on LinkedIn®
- **Phone:** 848-248-4002

#### Who Uses This Product?

- **Company Size:** 100% Medium

### [TreasuryView](https://www.g2.com/products/treasuryview/reviews)

TreasuryView is debt and treasury management software that helps finance teams automate the tracking, valuation, and reporting of bank loans, intercompany funding, and interest rate derivatives, using pre-integrated global market data. TreasuryView functions as a centralized system of record for finance, controlling, and treasury professionals at mid-market organizations managing multi-entity debt and derivative structures. Core users include commercial real estate firms, family offices, and private equity groups, alongside public sector treasury teams, financial services, and logistics companies, typically organizations tracking 15 to 300+ loan facilities across multiple entities, currencies, and counterparties, for whom spreadsheet-based tracking has reached its limits. The platform consolidates bank loans, intercompany funding, and interest rate derivatives, including swaps, caps, and collars, into a single reporting workspace, with bidirectional lender and borrower tracking for intercompany positions across legal entities. By integrating end-of-day market data covering a broad range of benchmark reference rates directly into the platform, TreasuryView removes manual data entry for interest accruals, payment schedules, and instrument valuations. A built-in calculation engine automates these calculations, which are typically error-prone when tracked manually in spreadsheets. Common use cases include automating monthly accrual and balance calculations ahead of close, valuing interest rate swaps and caps for quarterly and year-end financial statements, preparing audit-ready documentation ahead of external reviews, and consolidating intercompany positions into group level reporting. Because valuations are refreshed with end-of-day market data, finance teams maintain current visibility into portfolio risk during periods of rate volatility, without manually re-running calculations. Key capabilities include: Automated debt lifecycle management: calculates cash-flow schedules, interest accruals, and rate resets for bank loans and intercompany funding, without manual formula updates or cell-by-cell tracking Bidirectional intercompany loan tracking: consolidates lender and borrower positions across legal entities and currencies into a single Transaction Register Integrated market data from 30+ global sources: end-of-day valuations for interest rate swaps, caps, collars, and FX instruments, supporting a wide range of benchmark reference rates, including EURIBOR, SOFR, and SARON Board-ready reporting: consolidates transaction-level data into standardized reporting packages in minutes, not days Scenario modeling: models the impact of interest rate movements across the full debt and derivative portfolio without manual formula rebuilding Audit trail and access controls: timestamped change logs and role-based access designed to support monthly close cycles and external audit requirements Unlike traditional enterprise treasury systems that require lengthy IT implementation projects, TreasuryView is designed for self-service deployment. Transactions can be captured directly through an easy to use interface or imported in bulk from existing spreadsheets, with no IT involvement required. Customers are typically live within days, with first results visible within 24 hours of entering or uploading loan data. The platform is offered on a monthly subscription, cancellable at any time, starting from €250/month, pricing designed to sit below typical corporate credit card approval limits, so finance teams can get started without a formal procurement or budget approval cycle.

**Average Rating:** 4.5/5.0

**Total Reviews:** 2

#### Who Is the Company Behind TreasuryView?

- **Seller:** [emformX](https://www.g2.com/sellers/emformx)
- **Year Founded:** 2018
- **HQ Location:** Frankfurt, DE
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=da16b0d0282b83f86e62db9611fa80d2b9f28f3084bb4d7b3c1c0107e2e36b4f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftreasuryview%2F&secure%5Burl_type%5D=linkedin_company_website)  
5 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

#### What Do G2 Reviewers Say About TreasuryView?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **real-time reporting and analytics** of TreasuryView, enhancing cash and liquidity management effortlessly.
- Users value the **intuitive dashboard customization** , enhancing their treasury management experience with ease and efficiency.
- Users appreciate the **ease of use** of TreasuryView, benefiting from its intuitive dashboard and real-time analytics.
- Users value the **easy integrations** of TreasuryView, enhancing their treasury management through seamless connectivity with existing systems.
- Users value the **seamless integrations** of TreasuryView, enhancing cash and liquidity management through real-time insights.

##### Cons

- Users feel the platform lacks **customization options** for specific industries, limiting its overall effectiveness and adaptability.
- Users find the **implementation process time-consuming** , which can delay getting the most out of TreasuryView.

#### What Are Recent G2 Reviews of TreasuryView?

**["Comprehensive Treasury Management with Real-Time Insights"](https://www.g2.com/survey_responses/treasuryview-review-10881211)**

**Rating:** 4.5/5.0 stars

_— Cristian C._

[Read full review](https://www.g2.com/survey_responses/treasuryview-review-10881211)

**["TreasuryView - Review"](https://www.g2.com/survey_responses/treasuryview-review-10119495)**

**Rating:** 4.5/5.0 stars

_— Ritish S._

[Read full review](https://www.g2.com/survey_responses/treasuryview-review-10119495)

### [Akrual](https://www.g2.com/products/akrual/reviews)

Akrual provides software and data APIs for securitization, structured credit, and trustee operations. The platform covers the full lifecycle of structured credit deals — from deal structuring and onboarding to collateral and lastro control, covenant monitoring, payment waterfall processing, and mark-to-market valuation — with auditable trails. Built for securitization companies (securitizadoras), fund administrators, trustees, and capital markets teams, Akrual replaces fragmented spreadsheets with reliable operational infrastructure and integrated data.

#### Who Is the Company Behind Akrual?

- **Seller:** [Akrual Tecnologia Financeira](https://www.g2.com/sellers/akrual-tecnologia-financeira)
- **Year Founded:** 2016
- **HQ Location:** São Paulo, BR
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=10715e9a5e6679d10ff43bd26110a3ed294e25304a44acf2355229d8fff82d43&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fakrual&secure%5Burl_type%5D=linkedin_company_website)  
5 employees on LinkedIn®

### [Aryza](https://www.g2.com/products/aryza/reviews)

Aryza Ltd. is a company that specializes in providing software solutions for various financial services. They offer a range of products and services that automate and streamline processes in areas such as recovery and collections, debt management, insolvency, and creditor services

#### Who Is the Company Behind Aryza?

- **Seller:** [Aryza Ltd.](https://www.g2.com/sellers/aryza-ltd)
- **Year Founded:** 2002
- **HQ Location:** Ballycoolin, Dublin
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5476981b1cfaf00b727d0db1035c300c871d9e5460b0f6399aed464f5a173471&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Faryza&secure%5Burl_type%5D=linkedin_company_website)  
301 employees on LinkedIn®

### [Cardo AI](https://www.g2.com/products/cardo-ai/reviews)

Cardo AI is a software, intelligence, and infrastructure company that operates in the structured finance market. They aim to help investors, issuers, servicers, and lenders transact faster, better, and with lower costs

#### Who Is the Company Behind Cardo AI?

- **Seller:** [Cardo AI](https://www.g2.com/sellers/cardo-ai)
- **Year Founded:** 2018
- **HQ Location:** Milan, Lombardy
- **Twitter:** @CARDO\_AI  
1,135 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=c2d0009cf73aaedb9271a6ab29c86d4408c268e3d05d4d56d1a14cccf77b89be&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcardoai&secure%5Burl_type%5D=linkedin_company_website)  
117 employees on LinkedIn®

### [CGI Credit Studio](https://www.g2.com/products/cgi-credit-studio/reviews)

CGI Credit Studio is a cloud-native, modular and event-driven credit management platform that supports key stages of the consumer credit life cycle, including loan origination, credit decisioning, collections and debt recovery. The platform offers more than 500 adaptable workflows and a microservices-enabled architecture, giving you the flexibility to configure and optimize processes for your specific business model, compliance requirements and client needs. Built on a data mesh approach, it enables efficient data access and sharing across business units while maintaining governance and security. Credit journey coverage includes: - Loan origination and onboarding - Credit decisioning as a standalone capability for industries such as telecommunications and utilities - Digital engagement via self-service portals - Early warning and delinquency management - Pre-collections, collections and recovery - Bankruptcy and repossession workflows - Real-time decision engine - Virtually assisted collections - Business intelligence reporting and dashboards Key benefits: - Faster time-to-value: Achieve results in two to four months with 500+ pre-built workflows and a proven phased implementation approach - Seamless integration: Connect to your existing ecosystem with open APIs, without disruptive migrations - Business-led innovation: Launch new capabilities in days, not months, without reliance on custom development - Smarter decisioning: Apply AI, machine learning and real-time data for more accurate and timely credit decisions - Superior client experience: Deliver personalized, multi-channel journeys powered by real-time insights - Lower operational costs: Reduce expenses through automation, process efficiency and technology consolidation Performance at scale: - Processes more than $2 trillion in debt daily - Issues more than $1 trillion in loans and lines daily - Delivers 10–25% savings in collections costs - Achieves up to 15% higher approval rates through smarter decision management Compliance and certifications: CGI Credit Studio complies with ISO 27001 standards and can be configured to meet client-specific regulatory requirements, including CFPB, GDPR and PCI DSS. Its collections module holds Arum system certification, with certification underway for its decision engine and originations module. About CGI: Developed by CGI, a global IT and business consulting services firm headquartered in Canada, CGI Credit Studio is built on open architecture and integrates with existing systems, multiple data sources and digital channels. The platform delivers real-time insights and intelligent automation to streamline credit operations and accelerate decision-making. CGI supports implementation and migration through a phased, low-risk strategy tailored to each client’s needs. With more than 45 years of experience in credit management, CGI brings deep industry expertise. Unlike many other providers, clients do not just get software for loan origination or collections—they gain a strategic partner committed to long-term success. CGI combines cloud-native technology with a collaborative approach to help organizations navigate complex credit transformations with confidence.

#### Who Is the Company Behind CGI Credit Studio?

- **Seller:** [CGI](https://www.g2.com/sellers/cgi-0e611038-28fb-433f-b53c-9d836c9e1c65)
- **Year Founded:** 1976
- **HQ Location:** Montreal, Quebec
- **Twitter:** @CGI\_Global  
21,369 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d986fd9ae3ee75bf8e95260fbb756b2d5fcb84313bcf7cd8e07b46b8a3530f82&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcgi%2F&secure%5Burl_type%5D=linkedin_company_website)  
70,355 employees on LinkedIn®

### [CollectIQ](https://www.g2.com/products/collectiq/reviews)

AI-driven collections platform to automate field recoveries, settlements, legal workflows, and repossessions. CollectIQ streamlines every stage of the debt recovery lifecycle with intelligent routing, real-time performance tracking, and automated follow-ups, maximizing recovery rates and operational efficiency.

#### Who Is the Company Behind CollectIQ?

- **Seller:** [Vymo](https://www.g2.com/sellers/vymo)
- **Year Founded:** 2013
- **HQ Location:** Sunnyvale, US
- **Twitter:** @TeamVymo  
166 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b2fe65b3c8be83f8a5de1b07d4a2efe23642c6e5cbcc6cb09ccd90c5d2fb92bb&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fvymo%2F&secure%5Burl_type%5D=linkedin_company_website)  
324 employees on LinkedIn®

### [DebtBook](https://www.g2.com/products/debtbook/reviews)

DebtBook offers modern treasury and accounting software designed to help state and local government, higher education, healthcare, and others go from operational overload to strategic leadership. Our Debt Management, Cash Management, and Investment Management solutions empower strategic treasury and improve financial outcomes by automating operational work and allowing teams to more easily analyze their data and extract valuable insights. Our Lease, Subscription, and Contract Management solutions give accounting teams hours back in their day by automating GASB 87, GASB 96, and ASC 842 compliance workflows.

#### Who Is the Company Behind DebtBook?

- **Seller:** [DebtBook](https://www.g2.com/sellers/debtbook)
- **Year Founded:** 2019
- **HQ Location:** Charlotte, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=ef22ad7d3921db030912bec78f732d08ab119e54f4025de016605205d3344dca&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fdebtbook&secure%5Burl_type%5D=linkedin_company_website)  
123 employees on LinkedIn®
- **Ownership:** Liz Speier
- **Phone:** 704-799-7600

### [dv01](https://www.g2.com/products/dv01/reviews)

Fitch Solutions is a subsidiary of Fitch Group, a global leader in financial information services. Fitch Solutions provides data, research, and analytics.

#### Who Is the Company Behind dv01?

- **Seller:** [Fitch Solutions](https://www.g2.com/sellers/fitch-solutions)
- **Year Founded:** 2018
- **HQ Location:** London, GB
- **Twitter:** @FitchSolutions  
3,717 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=cc0fac02f4d4363e3ac0f0f203f4de39c380f2a28f6d81b54170a8e769d59516&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffitch-solutions&secure%5Burl_type%5D=linkedin_company_website)  
949 employees on LinkedIn®

### [Experian Financial Health Risk Flags (UK)](https://www.g2.com/products/experian-financial-health-risk-flags-uk/reviews)

Experian's Financial Health Risk Flags are designed to help businesses proactively identify early signs of financial distress among their customers. By detecting these indicators before arrears occur, companies can intervene promptly, offering support to customers and mitigating potential losses. Key Features and Functionality: - Early Detection: Utilizes advanced analytics to spot initial signs of financial stress in customers. - Proactive Intervention: Enables businesses to act before customers fall into arrears, facilitating timely support. - Regulatory Compliance: Assists in adhering to Consumer Duty regulations by ensuring customer well-being. - Customer Protection: Helps safeguard customers from escalating financial difficulties through early engagement. Primary Value and User Benefits: Financial Health Risk Flags empower businesses to maintain healthier customer relationships by addressing financial issues proactively. This approach not only reduces the risk of bad debt but also demonstrates a commitment to customer care, enhancing trust and loyalty. Additionally, it supports compliance with regulatory standards, ensuring that companies meet their obligations under Consumer Duty.

#### Who Is the Company Behind Experian Financial Health Risk Flags (UK)?

- **Seller:** [Experian](https://www.g2.com/sellers/experian)
- **Year Founded:** 1826
- **HQ Location:** Dublin, Ireland
- **Twitter:** @Experian\_US  
38,771 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5f2ce141b811b45a47c23e9ebeb00646a160dd7e6e16b8de67f2a6ca6a4f4065&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fexperian&secure%5Burl_type%5D=linkedin_company_website)  
26,191 employees on LinkedIn®
- **Ownership:** LSE: EXPNL

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[Browse Debt Management Themes](/categories/debt-management/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Debt management software helps businesses raise debt from institutional investors to fuel working capital, business operations, and re-lending and reinvesting endeavors while managing the debt for both parties. Every debt transaction has three phases: due diligence, structuring, and post-deal monitoring. Debt management software plays a crucial role in managing the debt raised in the debt maturity curve, i.e., drafting the rules of credit agreements, tracking the rules, managing covenants, sending paperwork at the right time, ensuring that the conditions of credit agreements are met, and so on. Debt management solutions are primarily used by fintech firms and finance teams to streamline tedious and monotonous tasks such as generating reports, maintaining a ledger for the payment waterfall, due diligence documentation, and other tasks concentrated on the quantitative side. Most debt management software buyers are borrowers, lenders, banks, investors, and financing and insurance companies.

Lenders and investors use debt management software as part of a set of portfolio management software to monitor and track their investments, calculate credit risks, and perform debt analysis. Whereas it is used by borrowers to manage payments, monitor collateral, and track covenants. It is also used by specialized finance, real estate, e-commerce, and retail companies.

To qualify for inclusion in the Debt Management category, a product must:

- Monitor and track negative and affirmative covenants to examine credit quality and potential risks of the portfolio
- Perform collateral tracking for underlying assets
- Generate payment schedules, which include tracking and automated reporting
- Conduct verification and KYC of the borrowers, which includes credit risk and cash flow management, by integrating with the data warehouse of the borrowers
- Perform debt analytics and have capabilities of automated reporting across credit and debt portfolios

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