# Top 10 Moss | Spend smarter Alternatives & Competitors **Average Rating:** 4.7/5 **Total Number of Reviews:** 241 The Expense Management Software solutions below are the most common alternatives that users and reviewers compare with Moss | Spend smarter. Expense Management Software is a widely used technology, and many people are seeking productive, quick software solutions with embedded ai / machine learning, advanced integrations, and credit card integration. Other important factors to consider when researching alternatives to Moss | Spend smarter include user interface. The best overall Moss | Spend smarter alternative is Payhawk. Other similar apps like Moss | Spend smarter are Pleo, Spendesk, Ramp, and Navan (Formerly TripActions). Moss | Spend smarter alternatives can be found in [Expense Management Software](https://www.g2.com/categories/expense-management) but may also be in [Spend Management Software](https://www.g2.com/categories/spend-management) or [Travel Management Software](https://www.g2.com/categories/travel-management). ## Best Paid & Free Alternatives to Moss | Spend smarter - [Payhawk](https://www.g2.com/products/payhawk/reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) - [Rydoo](https://www.g2.com/products/rydoo/reviews) - [Circula](https://www.g2.com/products/circula/reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) - [Brex](https://www.g2.com/products/brex/reviews) - [Tipalti](https://www.g2.com/products/tipalti/reviews) ## Top 10 Alternatives to Moss | Spend smarter Recently Reviewed By G2 Community Browse options below. Based on reviewer data, you can see how Moss | Spend smarter stacks up to the competition, check reviews from current & previous users in industries like Computer Software, Marketing and Advertising, and Consulting, and find the best product for your business. ### 1. [Payhawk](https://www.g2.com/products/payhawk/reviews) By Payhawk **Average Rating:** 4.5/5 **Total Reviews:** 895 Payhawk issues next generation company cards with automated expense management and discovery of subscription overspend on auto-renewals. They collect and analyze receipts, invoices and card transactions to help you stay in control of your budget with no paperwork for your employees. Reviewers say compared to Moss | Spend smarter, Payhawk is: - More expensive - Slower to reach roi - Better at support Categories in common with Moss | Spend smarter: [Invoice Management](https://www.g2.com/categories/invoice-management), [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Payhawk](https://www.g2.com/compare/moss-spend-smarter-vs-payhawk) **Compare Payhawk with other alternatives:** - [Payhawk vs Pleo](https://www.g2.com/compare/payhawk-vs-pleo) - [Payhawk vs Spendesk](https://www.g2.com/compare/payhawk-vs-spendesk) - [Payhawk vs Ramp](https://www.g2.com/compare/payhawk-vs-ramp-financial-ramp) - [Payhawk vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-payhawk) - [Payhawk vs Rydoo](https://www.g2.com/compare/payhawk-vs-rydoo) - [Payhawk vs Circula](https://www.g2.com/compare/circula-vs-payhawk) - [Payhawk vs Expensify](https://www.g2.com/compare/expensify-vs-payhawk) - [Payhawk vs Brex](https://www.g2.com/compare/brex-vs-payhawk) - [Payhawk vs Tipalti](https://www.g2.com/compare/payhawk-vs-tipalti) ### 2. [Pleo](https://www.g2.com/products/pleo/reviews) By Pleo **Average Rating:** 4.7/5 **Total Reviews:** 1,435 Automate expense management with Pleo’s software and smart app. Take full control of your business and employee spend with one online expense system. Reviewers say compared to Moss | Spend smarter, Pleo is: - Slower to reach roi - More usable Categories in common with Moss | Spend smarter: [Invoice Management](https://www.g2.com/categories/invoice-management), [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Pleo](https://www.g2.com/compare/moss-spend-smarter-vs-pleo) **Compare Pleo with other alternatives:** - [Pleo vs Payhawk](https://www.g2.com/compare/payhawk-vs-pleo) - [Pleo vs Spendesk](https://www.g2.com/compare/pleo-vs-spendesk) - [Pleo vs Ramp](https://www.g2.com/compare/pleo-vs-ramp-financial-ramp) - [Pleo vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-pleo) - [Pleo vs Rydoo](https://www.g2.com/compare/pleo-vs-rydoo) - [Pleo vs Circula](https://www.g2.com/compare/circula-vs-pleo) - [Pleo vs Expensify](https://www.g2.com/compare/expensify-vs-pleo) - [Pleo vs Brex](https://www.g2.com/compare/brex-vs-pleo) - [Pleo vs Tipalti](https://www.g2.com/compare/pleo-vs-tipalti) ### 3. [Spendesk](https://www.g2.com/products/spendesk/reviews) By Spendesk **Average Rating:** 4.6/5 **Total Reviews:** 413 See the cost of effective spend management. From fast growing startups to mid sized businesses with complex spending needs. Find out how Spendesk can help your business spend smarter. Reviewers say compared to Moss | Spend smarter, Spendesk is: - Slower to reach roi - More expensive - More usable Categories in common with Moss | Spend smarter: [Invoice Management](https://www.g2.com/categories/invoice-management), [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Spendesk](https://www.g2.com/compare/moss-spend-smarter-vs-spendesk) **Compare Spendesk with other alternatives:** - [Spendesk vs Payhawk](https://www.g2.com/compare/payhawk-vs-spendesk) - [Spendesk vs Pleo](https://www.g2.com/compare/pleo-vs-spendesk) - [Spendesk vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-spendesk) - [Spendesk vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-spendesk) - [Spendesk vs Rydoo](https://www.g2.com/compare/rydoo-vs-spendesk) - [Spendesk vs Circula](https://www.g2.com/compare/circula-vs-spendesk) - [Spendesk vs Expensify](https://www.g2.com/compare/expensify-vs-spendesk) - [Spendesk vs Brex](https://www.g2.com/compare/brex-vs-spendesk) - [Spendesk vs Tipalti](https://www.g2.com/compare/spendesk-vs-tipalti) ### 4. [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) By Ramp Financial **Average Rating:** 4.8/5 **Total Reviews:** 2,459 Grow more. Waste less. Ramp started out as a better corporate card with spend management software designed to help companies spend less, not more. Since then, the platform has grown to help modern businesses run all aspects of their finance operations, including expense management, accounts payable, procurement, accounting automation, and more. Through it all, our core mission is unchanged: save time and money for our customers to help them build more successful, profitable businesses. Reviewers say compared to Moss | Spend smarter, Ramp is: - More expensive - Easier to do business with - Easier to admin Categories in common with Moss | Spend smarter: [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Ramp](https://www.g2.com/compare/moss-spend-smarter-vs-ramp-financial-ramp) **Compare Ramp with other alternatives:** - [Ramp vs Payhawk](https://www.g2.com/compare/payhawk-vs-ramp-financial-ramp) - [Ramp vs Pleo](https://www.g2.com/compare/pleo-vs-ramp-financial-ramp) - [Ramp vs Spendesk](https://www.g2.com/compare/ramp-financial-ramp-vs-spendesk) - [Ramp vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-ramp-financial-ramp) - [Ramp vs Rydoo](https://www.g2.com/compare/ramp-financial-ramp-vs-rydoo) - [Ramp vs Circula](https://www.g2.com/compare/circula-vs-ramp-financial-ramp) - [Ramp vs Expensify](https://www.g2.com/compare/expensify-vs-ramp-financial-ramp) - [Ramp vs Brex](https://www.g2.com/compare/brex-vs-ramp-financial-ramp) - [Ramp vs Tipalti](https://www.g2.com/compare/ramp-financial-ramp-vs-tipalti) ### 5. [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) By Navan **Average Rating:** 4.7/5 **Total Reviews:** 9,268 Navan is the all-in-one solution that makes travel easy so you can focus on being there, not getting there. Say goodbye to spending hours on the phone trying to change your flight or saving stacks of receipts to manually input expenses. From EAs and finance teams to travel managers and employees, Navan empowers people to focus on the things that matter most to them — all while providing companies with real-time visibility, savings, and control. Learn more at navan.com. Reviewers say compared to Moss | Spend smarter, Navan (Formerly TripActions) is: - Slower to reach roi - Easier to set up - Better at support Categories in common with Moss | Spend smarter: [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Navan (Formerly TripActions)](https://www.g2.com/compare/moss-spend-smarter-vs-navan-formerly-tripactions) **Compare Navan (Formerly TripActions) with other alternatives:** - [Navan (Formerly TripActions) vs Payhawk](https://www.g2.com/compare/navan-formerly-tripactions-vs-payhawk) - [Navan (Formerly TripActions) vs Pleo](https://www.g2.com/compare/navan-formerly-tripactions-vs-pleo) - [Navan (Formerly TripActions) vs Spendesk](https://www.g2.com/compare/navan-formerly-tripactions-vs-spendesk) - [Navan (Formerly TripActions) vs Ramp](https://www.g2.com/compare/navan-formerly-tripactions-vs-ramp-financial-ramp) - [Navan (Formerly TripActions) vs Rydoo](https://www.g2.com/compare/navan-formerly-tripactions-vs-rydoo) - [Navan (Formerly TripActions) vs Circula](https://www.g2.com/compare/circula-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Expensify](https://www.g2.com/compare/expensify-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Brex](https://www.g2.com/compare/brex-vs-navan-formerly-tripactions) - [Navan (Formerly TripActions) vs Tipalti](https://www.g2.com/compare/navan-formerly-tripactions-vs-tipalti) ### 6. [Rydoo](https://www.g2.com/products/rydoo/reviews) By Rydoo **Average Rating:** 4.4/5 **Total Reviews:** 743 Rydoo is a Travel & Expense management application. Reviewers say compared to Moss | Spend smarter, Rydoo is: - Slower to reach roi Categories in common with Moss | Spend smarter: [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Rydoo](https://www.g2.com/compare/moss-spend-smarter-vs-rydoo) **Compare Rydoo with other alternatives:** - [Rydoo vs Payhawk](https://www.g2.com/compare/payhawk-vs-rydoo) - [Rydoo vs Pleo](https://www.g2.com/compare/pleo-vs-rydoo) - [Rydoo vs Spendesk](https://www.g2.com/compare/rydoo-vs-spendesk) - [Rydoo vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-rydoo) - [Rydoo vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-rydoo) - [Rydoo vs Circula](https://www.g2.com/compare/circula-vs-rydoo) - [Rydoo vs Expensify](https://www.g2.com/compare/expensify-vs-rydoo) - [Rydoo vs Brex](https://www.g2.com/compare/brex-vs-rydoo) - [Rydoo vs Tipalti](https://www.g2.com/compare/rydoo-vs-tipalti) ### 7. [Circula](https://www.g2.com/products/circula/reviews) By Circula GmbH **Average Rating:** 4.6/5 **Total Reviews:** 1,061 Circula is an expense platform for any payments done by employees: travel expenses, credit cards and employee benefits. The company’s mission is to simplify finance and payroll administration, while ensuring compliance through smart automations – so employees can do their best job. This way, Circula is creating the path for an employee-centric future around everyday business processes. This mantra has earned the company industry leader recognition from review platforms G2 and Capterra. Headquartered in Berlin, Germany, Circula is a leading expense management solution for small and medium-sized European businesses such as About You, DATEV, Deutsche Fußball Liga, Noerr, McMakler, and Securitas. Today, more than 150,000 employees use Circula. The company was founded in 2017 and has raised over USD 25 million in venture capital to date. Reviewers say compared to Moss | Spend smarter, Circula is: - Slower to reach roi - Easier to set up Categories in common with Moss | Spend smarter: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Moss | Spend smarter vs Circula](https://www.g2.com/compare/circula-vs-moss-spend-smarter) **Compare Circula with other alternatives:** - [Circula vs Payhawk](https://www.g2.com/compare/circula-vs-payhawk) - [Circula vs Pleo](https://www.g2.com/compare/circula-vs-pleo) - [Circula vs Spendesk](https://www.g2.com/compare/circula-vs-spendesk) - [Circula vs Ramp](https://www.g2.com/compare/circula-vs-ramp-financial-ramp) - [Circula vs Navan (Formerly TripActions)](https://www.g2.com/compare/circula-vs-navan-formerly-tripactions) - [Circula vs Rydoo](https://www.g2.com/compare/circula-vs-rydoo) - [Circula vs Expensify](https://www.g2.com/compare/circula-vs-expensify) - [Circula vs Brex](https://www.g2.com/compare/brex-vs-circula) - [Circula vs Tipalti](https://www.g2.com/compare/circula-vs-tipalti) ### 8. [Expensify](https://www.g2.com/products/expensify/reviews) By Expensify **Average Rating:** 4.5/5 **Total Reviews:** 5,654 Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, payroll, and travel booking in one app. All free. Whether you own a small business, manage a team, or close the books for your clients, Expensify makes it easy so you have more time to focus on what really matters. Reviewers say compared to Moss | Spend smarter, Expensify is: - Slower to reach roi Categories in common with Moss | Spend smarter: [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Moss | Spend smarter vs Expensify](https://www.g2.com/compare/expensify-vs-moss-spend-smarter) **Compare Expensify with other alternatives:** - [Expensify vs Payhawk](https://www.g2.com/compare/expensify-vs-payhawk) - [Expensify vs Pleo](https://www.g2.com/compare/expensify-vs-pleo) - [Expensify vs Spendesk](https://www.g2.com/compare/expensify-vs-spendesk) - [Expensify vs Ramp](https://www.g2.com/compare/expensify-vs-ramp-financial-ramp) - [Expensify vs Navan (Formerly TripActions)](https://www.g2.com/compare/expensify-vs-navan-formerly-tripactions) - [Expensify vs Rydoo](https://www.g2.com/compare/expensify-vs-rydoo) - [Expensify vs Circula](https://www.g2.com/compare/circula-vs-expensify) - [Expensify vs Brex](https://www.g2.com/compare/brex-vs-expensify) - [Expensify vs Tipalti](https://www.g2.com/compare/expensify-vs-tipalti) ### 9. [Brex](https://www.g2.com/products/brex/reviews) By Brex **Average Rating:** 4.8/5 **Total Reviews:** 1,604 Manage all your spend – corporate cards, expense management, reimbursements, travel, and bill pay – in one integrated system. Brex corporate cards: issue local currency cards with custom limits, embedded policies, and cash back. Brex expense management: manage every type of spend and payment method – and automate expense reporting globally. Brex travel: book and manage travel with unbiased inventory and 24/7 agent support. Brex bill pay: automate your entire global accounts payable process, from invoice to payment to reconciliation. Reviewers say compared to Moss | Spend smarter, Brex is: - Slower to reach roi - Easier to do business with - Better at support Categories in common with Moss | Spend smarter: [Expense Management](https://www.g2.com/categories/expense-management), [Spend Management](https://www.g2.com/categories/spend-management) **Compare:** [Moss | Spend smarter vs Brex](https://www.g2.com/compare/brex-vs-moss-spend-smarter) **Compare Brex with other alternatives:** - [Brex vs Payhawk](https://www.g2.com/compare/brex-vs-payhawk) - [Brex vs Pleo](https://www.g2.com/compare/brex-vs-pleo) - [Brex vs Spendesk](https://www.g2.com/compare/brex-vs-spendesk) - [Brex vs Ramp](https://www.g2.com/compare/brex-vs-ramp-financial-ramp) - [Brex vs Navan (Formerly TripActions)](https://www.g2.com/compare/brex-vs-navan-formerly-tripactions) - [Brex vs Rydoo](https://www.g2.com/compare/brex-vs-rydoo) - [Brex vs Circula](https://www.g2.com/compare/brex-vs-circula) - [Brex vs Expensify](https://www.g2.com/compare/brex-vs-expensify) - [Brex vs Tipalti](https://www.g2.com/compare/brex-vs-tipalti) ### 10. [Tipalti](https://www.g2.com/products/tipalti/reviews) By Tipalti **Average Rating:** 4.5/5 **Total Reviews:** 417 Automate mass payment to global partners and providers Reviewers say compared to Moss | Spend smarter, Tipalti is: - Slower to reach roi - More expensive Categories in common with Moss | Spend smarter: [Invoice Management](https://www.g2.com/categories/invoice-management), [Expense Management](https://www.g2.com/categories/expense-management) **Compare:** [Moss | Spend smarter vs Tipalti](https://www.g2.com/compare/moss-spend-smarter-vs-tipalti) **Compare Tipalti with other alternatives:** - [Tipalti vs Payhawk](https://www.g2.com/compare/payhawk-vs-tipalti) - [Tipalti vs Pleo](https://www.g2.com/compare/pleo-vs-tipalti) - [Tipalti vs Spendesk](https://www.g2.com/compare/spendesk-vs-tipalti) - [Tipalti vs Ramp](https://www.g2.com/compare/ramp-financial-ramp-vs-tipalti) - [Tipalti vs Navan (Formerly TripActions)](https://www.g2.com/compare/navan-formerly-tripactions-vs-tipalti) - [Tipalti vs Rydoo](https://www.g2.com/compare/rydoo-vs-tipalti) - [Tipalti vs Circula](https://www.g2.com/compare/circula-vs-tipalti) - [Tipalti vs Expensify](https://www.g2.com/compare/expensify-vs-tipalti) - [Tipalti vs Brex](https://www.g2.com/compare/brex-vs-tipalti) --- ## Moss | Spend smarter Alternatives FAQs ### What are the best alternatives to Moss | Spend smarter? The best alternatives to Moss | Spend smarter according to G2 user reviews are [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) (4.8/5 stars with 2,427 reviews), [Pleo](https://www.g2.com/products/pleo/reviews) (4.7/5 stars with 1,435 reviews), [Payhawk](https://www.g2.com/products/payhawk/reviews) (4.5/5 stars with 889 reviews), and [Spendesk](https://www.g2.com/products/spendesk/reviews) (4.6/5 stars with 413 reviews). These alternatives are highly rated and widely reviewed, indicating strong user satisfaction and market presence. ### What features do alternatives offer that Moss | Spend smarter does not? Alternatives to Moss | Spend smarter offer several features not available in Moss, including native bank and credit card integrations, complex approval workflows, currency conversions, embedded AI and machine learning capabilities, itinerary management, mileage tracking, travel itinerary and flight status updates, trip notifications, electronic payments, invoice creation and delivery, and project accounting/revenue recognition. ### Which Expense Management tools do reviewers recommend instead of Moss | Spend smarter? Reviewers recommend [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) for its ease of administration, superior customer support, usability, and simple setup, with 241 mentions of ease of use and 137 mentions of efficiency. [Pleo](https://www.g2.com/products/pleo/reviews) is praised for its usability and intuitive interface, with 252 mentions of ease of use and 105 mentions of simplicity. [Payhawk](https://www.g2.com/products/payhawk/reviews) is favored for its comprehensive automation, AI features, and strong support, with 361 mentions of ease of use and 166 mentions of customer support. [Spendesk](https://www.g2.com/products/spendesk/reviews) is noted for its centralized payment processing and user-friendly interface, though with fewer reviews. These tools provide advanced features and improved workflows that reviewers find valuable compared to Moss | Spend smarter. ### How does Moss | Spend smarter compare to Payhawk? According to G2 data, [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) holds a higher average rating of 4.7/5 from 230 reviews compared to Payhawk's 4.5/5 from 889 reviews. Moss scores higher in key dimensions such as Better at Meeting Requirements (9.4 vs 8.9) and More Usable (9.4 vs 9.1), while Payhawk leads slightly in Better at Support (9.2 vs 9.0). Moss offers unique features like Digital Invoices, whereas Payhawk provides Bank/Credit Card Integration, Complex Approval Workflows, Currency Conversions, and embedded AI/ML capabilities. User feedback highlights Moss's ease of use, intuitive interface, and efficient expense management with 38 mentions of ease of use and 25 of expense management, while Payhawk is praised for its automation, integrations, and customer support with 361 mentions of ease of use and 173 of expense management. Both platforms have cons related to approval processes and receipt management, but Payhawk has more mentions of missing features and limited customization. Overall, Moss excels in usability and meeting requirements, while Payhawk offers broader integrations and advanced workflow features. ### Why do users choose Payhawk over Moss | Spend smarter? Users choose [Payhawk](https://www.g2.com/products/payhawk/reviews) over Moss primarily for its comprehensive all-in-one spend management platform that combines corporate cards, expenses, invoices, and approvals with strong automation and integration capabilities. Payhawk's native integrations with accounting systems like Xero, Netsuite, and Oracle Netsuite, along with multi-currency and multi-entity support, provide significant efficiency gains, as noted in 101 mentions of integrations and 81 mentions of automation. The platform's AI features reduce manual data entry, and its customizable workflows and real-time budget monitoring enhance control and compliance. Payhawk's customer support is highly rated with 166 mentions, emphasizing responsive and proactive assistance. Users also appreciate the ease of onboarding and the intuitive interface that facilitates adoption across finance and non-finance teams. These strengths make Payhawk a preferred choice for organizations seeking a scalable, integrated solution with advanced spend controls and seamless accounting synchronization, despite a slightly lower overall usability score compared to Moss. ## Explore Articles - [What is the best mobile app optimization tool for e-commerce apps?](https://www.g2.com/discussions/what-is-the-best-mobile-app-optimization-tool-for-e-commerce-apps) - [Top tools for automating software deployment pipelines](https://www.g2.com/discussions/top-tools-for-automating-software-deployment-pipelines) - [Order Fulfillment](https://www.g2.com/articles/order-fulfillment) - [Which AI customer support tool integrates with live chat systems?](https://www.g2.com/discussions/which-ai-customer-support-tool-integrates-with-live-chat-systems) - [User-friendly digital signage software solutions](https://www.g2.com/discussions/what-are-the-most-user-friendly-digital-signage-software-solutions) - [What is the most reliable platform for commercial property lease management?](https://www.g2.com/discussions/what-is-the-most-reliable-platform-for-commercial-property-lease-management) ## Spotlight Categories - [Digital Adoption Platforms](https://www.g2.com/categories/digital-adoption-platform) - [Employee Engagement Software](https://www.g2.com/categories/employee-engagement) - [SMS Marketing Software](https://www.g2.com/categories/sms-marketing)